You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
JUNE 15, <strong>2016</strong><br />
COMMUNITYLINK 25<br />
Grass on the home side is greener after all!<br />
If you think New Zealand is the best, think again<br />
Myan Subrayan<br />
So, you have had enough<br />
of South Africa?<br />
The Rand taking a dive,<br />
crime and corruption on<br />
the increase, and load shedding<br />
has caused you to head to that<br />
emigration seminar in search of<br />
Utopia of greener pastures they<br />
are promising overseas.<br />
Before you make the important<br />
decision to emigrate, take a<br />
few moments to read on.<br />
month-old daughter in 2000.<br />
We relocated to South Africa<br />
in 2012 with our four children.<br />
We did enjoy staying in New<br />
Zealand, even receiving its<br />
citizenship.<br />
Relocating to homeland<br />
However, as our children<br />
got older, we realised that we<br />
wanted to also give them the<br />
opportunity to grow up in the<br />
land of our birth, with our<br />
extended family and to share<br />
in the values and culture with<br />
which we were raised.<br />
I admit that we have<br />
problems in South Africa, but<br />
is there a country that does<br />
not have problems? Even<br />
fully-developed countries have<br />
their fair share.<br />
The first time my house got<br />
broken into was in New Zealand<br />
in 2004 and during the same<br />
year, I had my wallet and cell<br />
phone stolen from my office.<br />
My teenage female cousins<br />
were viciously assaulted and<br />
mugged at a mall parking lot in<br />
Auckland.<br />
Almost every year, there are<br />
tragic incidences of violent<br />
crime as well. Recently, some<br />
Dutch tourists were raped as<br />
they travelled the New Zealand<br />
country side.<br />
Violent crime is on the<br />
increase so don’t believe that<br />
crime is restricted to only South<br />
Africa, as its present all over<br />
the world and especially in the<br />
countries that we South Africans<br />
tend to emigrate, including<br />
Australia, Britain, New Zealand<br />
and USA.<br />
Silent Media<br />
The media in these countries<br />
do not report much on these as<br />
it has an adverse effect on their<br />
tourism and immigration, required<br />
to keep their economies<br />
ticking over.<br />
I write this on the backdrop to<br />
so many fellow South Africans<br />
being duped by governments<br />
of these countries, emigration<br />
agencies that paint a rosy life<br />
in these countries, but are not<br />
totally honest.<br />
From my experience, I would<br />
like to present the other side<br />
to emigrating that you will not<br />
hear from agents (who are<br />
expensive), to enable you to<br />
make an informed choice.<br />
If you do not have a job offer<br />
before you decide to emigrate,<br />
then my advice is to wait.<br />
Do not believe the agent who<br />
says, “It is easy.”<br />
Migrants generally have huge<br />
problems finding work in their<br />
specific fields.<br />
Since your South African<br />
Auckland and Johannesburg: What is the difference<br />
qualification is often not recognised,<br />
you will be required to<br />
undertake further studies to get<br />
your accreditation to be eligible<br />
for a work visa.<br />
Persistent Xenophobia<br />
This also means incurring<br />
more costs. And don’t think that<br />
there is no xenophobia, racism,<br />
bigotry and discrimination. I,<br />
my family and friends have experienced<br />
this first hand. Even<br />
being told by certain employers<br />
that if we did not ‘toe the line,’<br />
we would be fired, resulting in<br />
our work visa being terminated<br />
and subsequently being sent<br />
back to South Africa.<br />
Certain migrant groups are<br />
bullied by the locals and often<br />
are seen as ‘soft targets’ and<br />
become victims of crime.<br />
Mental disorder<br />
These countries have a high<br />
depression and mental disorder<br />
rate as a result of a number of<br />
factors. Limited finance and<br />
working long hours being a major<br />
reason as the cost of living<br />
is quite high, in some cases the<br />
cost of rent and accommodation<br />
is around 70-80% of your salary.<br />
The ability to save is also diminished<br />
as your disposal income<br />
is very minimum, which is why<br />
many work two to three jobs<br />
just to make ends meet resulting<br />
in less leisure time.<br />
And then ask yourself, “Why<br />
do most young adult New Zealanders<br />
emigrate in search of<br />
better paying jobs to Australia?<br />
Why do Australians emigrate to<br />
Europe?”<br />
In New Zealand, the<br />
media does not report much on<br />
suicides and statistically they<br />
have one of the highest rates of<br />
suicide in the world. Why would<br />
this be so if their ‘grass was so<br />
green’?<br />
Isolating factor<br />
Then add to this the isolation,<br />
of being in a foreign country<br />
and missing your family, friends<br />
and old lifestyles. Psychologists<br />
say this is a major factor in<br />
psychological stress, as you lose<br />
your support networks which<br />
need to be built all over again<br />
when you emigrate.<br />
The biggest cost I had to pay<br />
was that my mother passed<br />
away in South Africa and I was<br />
not able to be with her during<br />
her last years. This is something<br />
that needs consideration especially<br />
if you come from a closely<br />
knit family.<br />
Before you decide to emigrate,<br />
do your homework and<br />
research the country by going<br />
on holiday and also doing the<br />
online checks on their news,<br />
weather, job prospects and<br />
requirements for you to get<br />
accredited.<br />
Going backwards<br />
Do not be driven by fear,<br />
but be clear why you want to<br />
emigrate. You and your family<br />
need to be in agreement. If you<br />
are undecided do not do it.<br />
Be prepared to embrace<br />
change. Many have succeeded<br />
in emigrating but it takes<br />
patience.<br />
Be prepared to go ‘backwards’<br />
before you go forward in<br />
regards to your income, work,<br />
and standard of living.<br />
If you do decide to emigrate,<br />
please do me a favour. Do not<br />
bad mouth South Africa.<br />
Many expats thrive on doing<br />
this to justify why they left in<br />
the first place.<br />
This is not cool!<br />
Myan Subrayan is a writer,<br />
speaker and life coach to<br />
elite teams and businesses.<br />
He is seen here with former<br />
All Black Inga Tuigamala. His<br />
Website: www.myansubrayan.<br />
co.za You also can follow him<br />
on Facebook and Twitter.<br />
Online Cover gives life to insurance policy<br />
AIA corporate clients<br />
can now offer life insurance<br />
to their employees<br />
online, after<br />
the launch of the new ‘REAL<br />
Easy Life Cover Portal Service’<br />
on April 30, <strong>2016</strong>.<br />
Corporate Solutions clients<br />
can offer their employees<br />
‘REAL Easy Life Cover’ that offers<br />
life protection up to the<br />
value of $300,000, as well as<br />
a new unique $15,000 Spouse<br />
Funeral Benefit Option.<br />
The offer is available to existing<br />
Corporate Solutions clients,<br />
as well as new corporate<br />
clients.<br />
Clients’ employees can complete<br />
their applications at the<br />
click of a mouse at www.realeasyinsurance.co.nz<br />
Employees then complete<br />
five simple application questions<br />
which will take just a<br />
few minutes.<br />
AIA New Zealand Corporate<br />
Business Development<br />
Manager Kylie Stubbs said<br />
that ‘REAL Easy Life Cover’<br />
is another step towards<br />
making insurance simple<br />
and convenient for AIA’s<br />
corporate customers.<br />
Main advantage<br />
“The main advantage of<br />
‘REAL Easy Life Cover’ is<br />
that employers can have<br />
payments debited directly<br />
from their employees’<br />
accounts or credit cards,<br />
whereas in the past an employer<br />
would have had to<br />
arrange salary deductions<br />
for their employees.<br />
The Spouse Funeral<br />
Option is unique to<br />
the voluntary group<br />
market, meaning<br />
that AIA is offering a<br />
point of difference to<br />
its customers.<br />
“I think our corporate<br />
clients and new<br />
corporate customers<br />
will appreciate<br />
the simplicity of the<br />
‘REAL Easy Life Cover<br />
Portal’ and Online<br />
Application Process,<br />
and this new product<br />
provides a great offering<br />
for their employees,”<br />
Ms Stubbs<br />
said.<br />
Unique web link<br />
The product also<br />
eliminates the need<br />
for AIA brokers to<br />
calculate individual<br />
quotations. Brokers<br />
can send a unique<br />
web link, provided<br />
by AIA New Zealand,<br />
to customers to assist<br />
with applications<br />
for ‘REAL Easy Life<br />
Cover’ and product<br />
developments, which<br />
will follow.<br />
Terms and<br />
Conditions apply.<br />
For more information,<br />
please contact<br />
Kylie Stubbs on (09)<br />
4888800 Extension<br />
735. Email: kylie.<br />
stubbs@aia.com<br />
Supplied Content<br />
AIA New Zealand<br />
is the Sponsor of<br />
the Best Financial<br />
Advisor (Mortgage)<br />
and Best Financial<br />
Advisor (Insurance)<br />
of the Year<br />
Categories of the<br />
<strong>Indian</strong> <strong>Newslink</strong><br />
<strong>Indian</strong> Business<br />
Awards <strong>2016</strong>.