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JUNE 15, <strong>2016</strong><br />

COMMUNITYLINK 25<br />

Grass on the home side is greener after all!<br />

If you think New Zealand is the best, think again<br />

Myan Subrayan<br />

So, you have had enough<br />

of South Africa?<br />

The Rand taking a dive,<br />

crime and corruption on<br />

the increase, and load shedding<br />

has caused you to head to that<br />

emigration seminar in search of<br />

Utopia of greener pastures they<br />

are promising overseas.<br />

Before you make the important<br />

decision to emigrate, take a<br />

few moments to read on.<br />

month-old daughter in 2000.<br />

We relocated to South Africa<br />

in 2012 with our four children.<br />

We did enjoy staying in New<br />

Zealand, even receiving its<br />

citizenship.<br />

Relocating to homeland<br />

However, as our children<br />

got older, we realised that we<br />

wanted to also give them the<br />

opportunity to grow up in the<br />

land of our birth, with our<br />

extended family and to share<br />

in the values and culture with<br />

which we were raised.<br />

I admit that we have<br />

problems in South Africa, but<br />

is there a country that does<br />

not have problems? Even<br />

fully-developed countries have<br />

their fair share.<br />

The first time my house got<br />

broken into was in New Zealand<br />

in 2004 and during the same<br />

year, I had my wallet and cell<br />

phone stolen from my office.<br />

My teenage female cousins<br />

were viciously assaulted and<br />

mugged at a mall parking lot in<br />

Auckland.<br />

Almost every year, there are<br />

tragic incidences of violent<br />

crime as well. Recently, some<br />

Dutch tourists were raped as<br />

they travelled the New Zealand<br />

country side.<br />

Violent crime is on the<br />

increase so don’t believe that<br />

crime is restricted to only South<br />

Africa, as its present all over<br />

the world and especially in the<br />

countries that we South Africans<br />

tend to emigrate, including<br />

Australia, Britain, New Zealand<br />

and USA.<br />

Silent Media<br />

The media in these countries<br />

do not report much on these as<br />

it has an adverse effect on their<br />

tourism and immigration, required<br />

to keep their economies<br />

ticking over.<br />

I write this on the backdrop to<br />

so many fellow South Africans<br />

being duped by governments<br />

of these countries, emigration<br />

agencies that paint a rosy life<br />

in these countries, but are not<br />

totally honest.<br />

From my experience, I would<br />

like to present the other side<br />

to emigrating that you will not<br />

hear from agents (who are<br />

expensive), to enable you to<br />

make an informed choice.<br />

If you do not have a job offer<br />

before you decide to emigrate,<br />

then my advice is to wait.<br />

Do not believe the agent who<br />

says, “It is easy.”<br />

Migrants generally have huge<br />

problems finding work in their<br />

specific fields.<br />

Since your South African<br />

Auckland and Johannesburg: What is the difference<br />

qualification is often not recognised,<br />

you will be required to<br />

undertake further studies to get<br />

your accreditation to be eligible<br />

for a work visa.<br />

Persistent Xenophobia<br />

This also means incurring<br />

more costs. And don’t think that<br />

there is no xenophobia, racism,<br />

bigotry and discrimination. I,<br />

my family and friends have experienced<br />

this first hand. Even<br />

being told by certain employers<br />

that if we did not ‘toe the line,’<br />

we would be fired, resulting in<br />

our work visa being terminated<br />

and subsequently being sent<br />

back to South Africa.<br />

Certain migrant groups are<br />

bullied by the locals and often<br />

are seen as ‘soft targets’ and<br />

become victims of crime.<br />

Mental disorder<br />

These countries have a high<br />

depression and mental disorder<br />

rate as a result of a number of<br />

factors. Limited finance and<br />

working long hours being a major<br />

reason as the cost of living<br />

is quite high, in some cases the<br />

cost of rent and accommodation<br />

is around 70-80% of your salary.<br />

The ability to save is also diminished<br />

as your disposal income<br />

is very minimum, which is why<br />

many work two to three jobs<br />

just to make ends meet resulting<br />

in less leisure time.<br />

And then ask yourself, “Why<br />

do most young adult New Zealanders<br />

emigrate in search of<br />

better paying jobs to Australia?<br />

Why do Australians emigrate to<br />

Europe?”<br />

In New Zealand, the<br />

media does not report much on<br />

suicides and statistically they<br />

have one of the highest rates of<br />

suicide in the world. Why would<br />

this be so if their ‘grass was so<br />

green’?<br />

Isolating factor<br />

Then add to this the isolation,<br />

of being in a foreign country<br />

and missing your family, friends<br />

and old lifestyles. Psychologists<br />

say this is a major factor in<br />

psychological stress, as you lose<br />

your support networks which<br />

need to be built all over again<br />

when you emigrate.<br />

The biggest cost I had to pay<br />

was that my mother passed<br />

away in South Africa and I was<br />

not able to be with her during<br />

her last years. This is something<br />

that needs consideration especially<br />

if you come from a closely<br />

knit family.<br />

Before you decide to emigrate,<br />

do your homework and<br />

research the country by going<br />

on holiday and also doing the<br />

online checks on their news,<br />

weather, job prospects and<br />

requirements for you to get<br />

accredited.<br />

Going backwards<br />

Do not be driven by fear,<br />

but be clear why you want to<br />

emigrate. You and your family<br />

need to be in agreement. If you<br />

are undecided do not do it.<br />

Be prepared to embrace<br />

change. Many have succeeded<br />

in emigrating but it takes<br />

patience.<br />

Be prepared to go ‘backwards’<br />

before you go forward in<br />

regards to your income, work,<br />

and standard of living.<br />

If you do decide to emigrate,<br />

please do me a favour. Do not<br />

bad mouth South Africa.<br />

Many expats thrive on doing<br />

this to justify why they left in<br />

the first place.<br />

This is not cool!<br />

Myan Subrayan is a writer,<br />

speaker and life coach to<br />

elite teams and businesses.<br />

He is seen here with former<br />

All Black Inga Tuigamala. His<br />

Website: www.myansubrayan.<br />

co.za You also can follow him<br />

on Facebook and Twitter.<br />

Online Cover gives life to insurance policy<br />

AIA corporate clients<br />

can now offer life insurance<br />

to their employees<br />

online, after<br />

the launch of the new ‘REAL<br />

Easy Life Cover Portal Service’<br />

on April 30, <strong>2016</strong>.<br />

Corporate Solutions clients<br />

can offer their employees<br />

‘REAL Easy Life Cover’ that offers<br />

life protection up to the<br />

value of $300,000, as well as<br />

a new unique $15,000 Spouse<br />

Funeral Benefit Option.<br />

The offer is available to existing<br />

Corporate Solutions clients,<br />

as well as new corporate<br />

clients.<br />

Clients’ employees can complete<br />

their applications at the<br />

click of a mouse at www.realeasyinsurance.co.nz<br />

Employees then complete<br />

five simple application questions<br />

which will take just a<br />

few minutes.<br />

AIA New Zealand Corporate<br />

Business Development<br />

Manager Kylie Stubbs said<br />

that ‘REAL Easy Life Cover’<br />

is another step towards<br />

making insurance simple<br />

and convenient for AIA’s<br />

corporate customers.<br />

Main advantage<br />

“The main advantage of<br />

‘REAL Easy Life Cover’ is<br />

that employers can have<br />

payments debited directly<br />

from their employees’<br />

accounts or credit cards,<br />

whereas in the past an employer<br />

would have had to<br />

arrange salary deductions<br />

for their employees.<br />

The Spouse Funeral<br />

Option is unique to<br />

the voluntary group<br />

market, meaning<br />

that AIA is offering a<br />

point of difference to<br />

its customers.<br />

“I think our corporate<br />

clients and new<br />

corporate customers<br />

will appreciate<br />

the simplicity of the<br />

‘REAL Easy Life Cover<br />

Portal’ and Online<br />

Application Process,<br />

and this new product<br />

provides a great offering<br />

for their employees,”<br />

Ms Stubbs<br />

said.<br />

Unique web link<br />

The product also<br />

eliminates the need<br />

for AIA brokers to<br />

calculate individual<br />

quotations. Brokers<br />

can send a unique<br />

web link, provided<br />

by AIA New Zealand,<br />

to customers to assist<br />

with applications<br />

for ‘REAL Easy Life<br />

Cover’ and product<br />

developments, which<br />

will follow.<br />

Terms and<br />

Conditions apply.<br />

For more information,<br />

please contact<br />

Kylie Stubbs on (09)<br />

4888800 Extension<br />

735. Email: kylie.<br />

stubbs@aia.com<br />

Supplied Content<br />

AIA New Zealand<br />

is the Sponsor of<br />

the Best Financial<br />

Advisor (Mortgage)<br />

and Best Financial<br />

Advisor (Insurance)<br />

of the Year<br />

Categories of the<br />

<strong>Indian</strong> <strong>Newslink</strong><br />

<strong>Indian</strong> Business<br />

Awards <strong>2016</strong>.

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