July 2016

Serving Southwest Riverside County Since 1989 

VOLUME 27, NUMBER 7 

JULY 2016 

And... 

WANT TO STOP 

5-Minute 

Murrieta Chamber SMOKING? 

Networking 

of Commerce award 

nominees 

Let Medicare help 

PWR announces yearly 

you. 

How to get your very 

networking experience 

own Agent Q 

The man pedicure 

page 24 

page 9 

To Respond or Not Respond 

Supervisor Chuck Washington Receives 

‘2016 Outstanding Elected 

Official Award’ 

Inland Empire American Society for Public 

Administration has named Riverside County 

Supervisor Chuck Washington as the recipient 

for the ‘2016 Outstanding Elected Official’ 

by Ted Saul, Senior Staff Writer 

award. 

In today’s world of social media, reviews and comments 

Right to left: 

can make or break a business. 

Lisa Brandl, Director of Purchasing/Fleet Services, Emma 

SEE PAGE 35 Perez-Singh, ASPA, Chuck, Paul Angulour, County Auditor/Controller 

Tips 

SEE PAGE 29 

Fire Season Is Early, So Be Prepared… 

by Craig Davis 

Did You Forget to Spring Clean 

Every weather expert predicted 

a fierce El Nino to hit Southern 

Your Technology? 

California this Winter. Unfortunately 

we never received the needed 

by Stefani Laszko 

If you are anything like me, Spring 2016 went 

precipitation. 

by in a flash. With a busy travel schedule I never did 

With that said, we don’t need experts get to my closets but the thought of business people 

to tell us that Fire Season will likely be without a dedicated IT resource got me thinking…… 

arriving early this year, that’s evident by 

the recent wild fires burning in the Santa 

Barbara and Duarte regions of California 

in mid/late June, and the minor flare up we 

had northwest of Temecula in early June. 

I had written an article for The 

Valley Business Journal in the October 

2014 edition regarding National Fire Prevention 

Month. I shared the Ready, Set, 

“ 

Almost two-thirds of home fire deaths Go approach that awareandprepare.org 

resulted from fires in homes with no smoke suggests to help prepare us in the event 

alarms or no working smoke alarms. 

of a wild fire. 

SEE PAGE 20 

SEE PAGE 23 

COMMUNITY COMMUNITY COMMUNITY 

Temple Beth Sholom 

Julie Ngo Becomes 

WINEormous Awarded 

Celebrates the Ordination 

Rotary Club of Temecula’s 

‘Culinary Experience of 

of Sandy Rosenstein 

10 

New President 

the Year’ 

page 8 

page 

20 

page 19 page 19 page 19 

Recognition

www.TheValleyBusinessJournal.com 

THE VALLEY BUSINESS JOURNAL 

2 July 2016

July 2016 



3







5


6 www.TheValleyBusinessJournal.com 


National Merchants Association Names 

Butch Hildebrand Director of Sales 

National Merchants Association, 

a bankcard leader and merchant advocacy 

group, today announced the 

appointment of Butch Hildebrand to 

director of Sales. Hildebrand is charged 

with developing and implementing 

strategic sales initiatives to continue 

the company’s explosive growth. National 

Merchants Association is actively 

hiring to double its local workforce to 

nearly 200 employees by the end of 

2016 and is projected to expand its 

team to more than 300 employees by 

the end of 2017. 

“As director of Sales, Butch is 

responsible for sales development 

and leadership training for National 

Merchants Association, one of the fastest-growing 

financial services companies 

in the United States,” said Heather 

Petersen, CEO, National Merchants 

Association. “We welcome Butch and 

look forward to his special brand of 

customer-focused, strategic leadership 

in growing our sales organization.” 

A dedicated and knowledgeable 

sales executive with an outstanding 

client satisfaction history, Hildebrand 

has extensive experience in leading 

sales teams and efforts in multiple 

industries including logistics, engineering 

and advertising. Hildebrand 

has exceptional abilities and talent in 

developing and executing the vision, 

strategies and campaigns required to 

ensure market presence and superior 

brand visibility with local, national, 

and global merchants. His consultative 

skills and proven ability to build 

sound customer relationships are key 

for National Merchants Association’s 

sales development. 

Hildebrand attended Indiana University 

in Bloomington, Indiana, where 

he earned a Bachelor of Arts degree in 

sociology. He was a four-year letter 

winner for the Hoosier Wrestling Team 

and a Big 10 Conference place winner. 

Hildebrand enhanced his professional 

development with an enlistment into 

the United States Marine Corps and 

served overseas in the Global War 

on Terror. In December 2015, he was 

named to the Board of Directors of 

the Southern California Wrestlers in 

Business Network. He attributes much 

of his success to the discipline and 

dedication that he learned as a United 

States Marine and as a wrestler. 

About National Merchants Association 

- National Merchants Association 

is a global merchant advocacy group 

and a leader in merchant services 

dedicated to helping merchants and 

agent partners grow their businesses 

by generating sales opportunities 

and maximizing profits. National 

Merchants Association works on 

behalf of businesses to eliminate the 

unnecessary and unreasonable fees 

associated with accepting electronic 

transactions, as well as provide 

the products and services to help 

them continue to be successful. Visit 

www.NationalMerchants.com or call 

866-509-7199. 

connect : www.NationalMerchants.com




7 


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thevalleybusinessjournal 

For questions, comments, or story ideas, please 

e-mail publishertvbj@verizon.net or 

call (951) 461-0400. 

EDITOR/PUBLISHER/CEO 

Linda Wunderlich 

Email: publishertvbj@verizon.net 

ADVERTISING SALES INFORMATION 

(951) 461-0400 

Fax (951) 461-0073 

CREATIVE DIRECTOR 

Helen M. Ryan 

www.HelenMRyan.com 

VP OF DISTRIBUTION 

Dane Wunderlich 

STAFF WRITERS/ 

CONTRIBUTING WRITERS 

Gene Wunderlich 

Arthur A. Visintin 

Ted Saul 

Helen M. Ryan 

Stefani Laszko 

Nicole Albrecht 

David Sayen 

Julie Ngo 

Tracey Papke 

Barbara Rubin 

Craig Davis 

Vickie Becker 

Tom Plant 

Esther Phahla 

Dr. Dennis Petersen 

Steve Amante 

Jack Brown 

Dr. Derek Albrecht 

Monique deGroot 

Mort Grabel 

Jeffery Nickerson 

CONTRIBUTING PHOTOGRAPHERS 

Cy Rathbun 

Todd Montgomery 

Kip A. Cothran 

Tom Plant 

In this issue 

To Respond or Not Respond 1 

Supervisor Chuck Washington Receives Award 1 

Did You forget to Spring Clean Your technology? 1 

Fire Season is Early so be Prepared 1 

Community and Business News 6-12 

The EDC is Shaking Things Up 13 

Murrieta Chamber of Commerce Award Nominees 14 

Seeing Things Clearly 15 

St. John’s University Offers Free Workshop 16 

Teachers are Heroes 17 

Free Business Classes 19 

Funding For Your Business – A New Approach 19 

The Individual Need for Disability Insurance 19 

TAre You an Employee or an Independent Contractor? 19 

July ‘16 

Will Osteoporosis be our Children’s Epidemic? 21 

Smart Snacks for a Busy Lifestyle 22 

“ The Man” Pedicure 23 

Pneumonia 24 

Let Medicare Help You Stop Smoking 24 

When is it Time to Consult a Business Attorney? 25 

Family Law Update 26 

How to Get Your Very Own Agent Q 27 

Having Fun Yet? 28 

Arts, Dining & Entertainment 29-32 

Criteria for Submitting Articles: 

1. Since the publication of articles is an 

added public relations feature for our 

advertisers, their articles will be given first 

priority. Other articles will be published 

on a space available basis. 

2. Articles should be submitted as a Word 

document file. 

3. Articles must be business-oriented and 

pertain to the author’s area of expertise. 

A photo of the writer is appropriate. 

4. All submissions are subject to editing by 

the publisher. 

5. Send completed articles by e-mail to: 

publishertvbj@verizon.net 

6. Article and advertising deadlines are the 

15th of each month for the next issue. 

The Valley Business Journal is a California 

Corporation. All rights reserved. Reproduction in 

any form, in whole or in part, without the written 

permission of the Publisher is prohibited. The 

publication is published monthly. The opinions and 

views expressed in these pages are those of the 

writer or person interviewed and not necessarily 

those of The Valley Business Journal. The Valley 

Business Journal hereby expressly limits its liability 

resulting from any and all misprints, errors and/or 

inaccuracies any advertisement or editorial may 

contain, to the credit of the specific advertising 

payment and/or the running of a corrected 

advertisement or editorial correction notice. 

The City of Murrieta’s new web site features a vibrant new look while keeping the 

important information for visitors, businesses, and residents. 

www.MurrietaCA.gov 

PHOTO: Cy Rathbun




Julie Ngo Becomes Rotary Club of Temecula’s 

New President 

Julie Ngo, the new president of the Rotary Club of Temecula is 

proud to announce her 2016-2017 Board of Directors. 

Executive Committee 

President: Julie Ngo 

President-Elect: Lisa Locke 

Vice President: Craig Davis 

Secretary: Soledad Escobedo 

Treasurer: David Frank 

Directors 

Immediate Past President: Mike Noon 

Membership Director: Nancy Harvey 

Community Service Director: Barb Langdon 

Youth Service Director: Bruce Cripe 

Foundation Director: Darren Diess / Allen Orr 

International Chair: Cheryl Peterson 

Public Relations Director: Fletcher Hull/ Katie Dao 

Ways & Means/TOW/Fundraising Directors: Jami Fence 

Historian: Todd Montgomery 

The Rotary Club of Temecula was established in 1974 and on May 5, 1975, 

was admitted to Rotary International. Rotary is an organization of business 

and professional leaders united worldwide who provide humanitarian service, 

encourage high ethical standards in all vocations, and help build goodwill and 

peace in the world. 

The Rotary Club of Temecula is dedicated to improving the world around 

us both in our local community and internationally. 

We invite you to join us at our meetings at Claim Jumper restaurant in 

Temecula on Wednesdays at noon, where you can meet our members and learn 

more about our activities.


Lynn Grossman to be Guest Speaker at WPC 



9 

WPC is excited to introduce Lynn 

Grossman at the July 14th luncheon. 

Lynn brings huge heart and common 

human experience to her speaking. Her 

ability and willingness to be transparent 

about her own journey is both informative 

and inspirational to her audience. 

Lynn provides the space which 

allows her audience to begin to see the 

possibilities that are just around the 

corner in their own lives; resulting in 

breaking apart any judgment about how 

life has gone and creating an often transformational 

shift in both how they view 

the world and how they wish to take on 

their present and future. 

Women’s Peer Connection meets on 

the second Thursday of every month 

at Claim Jumper in Temecula. 

Registration begins at 11:15am. 

Members are $20, Guests are $25. 

PWR Announces the 5-Minute Yearly 

Networking Experience 

What’s your definition of Networking? 

If you attend networking events 

with the motive to sell, you will be frustrated 

and confused by the outcome. And, 

you might alienate yourself from those 

could be a great referral source for you. 

• Do you embrace, enjoy and attend with 

an open heart? 

• Get involved in the group’s community 

goals? 

• Listen to others? 

• Enroll yourself in the vision of the 

people you meet? 

• Share resources, volunteer, and shine 

the light on others? Have fun? 

Handing out business cards is not 

networking. Business cards are an excellent 

way to quickly share your pertinent 

information. You might even have your 

picture and branding logo and tag line on 

yours to tell a snippet of what you offer. 

What are the key pieces of the networking 

puzzle? Come learn best techniques 

and ingredients for productive and 

fruitful networking. We will have lots of 

fun at this high energy meeting as we 

always do. 

Members and guests will be interacting 

in the Networking Experience, 

learning the art of productive networking 

within this positive, fun, eye-opening 

5-minute networking format! 

And, yes – do bring your business 

cards!! 

The July meeting is on Thursday, 

July 7th from11:15 a.m. – 1:00 p.m. 

RSVP is a must. The cost to attend the 

luncheon meeting is $20.00 for members 

and $25.00 for guests. . 

We meet the first Thursday of every 

month. Join PWR for our monthly 

lunch meeting. Registration begins at 

11:15 a.m. at The Grill Room, 41687 

Temeku Drive in Temecula (located 

at the Temeku Hills Golf Club). For 

more information visit our website 

www.pwronline.org.




Temple Beth Sholom Celebrates the 

Ordination of Sandy Rosenstein 

On May 30th, a five year journey for 

Sandy Rosenstein was completed. In the 

presence of family members, friends, and 

many members of Temple Beth Sholom, 

Sandy Rosenstein was Ordained and officially 

became Rabbi Sandy Rosenstein. 

Rabbi Sandy Rosenstein has been 

serving as the spiritual leader of Temple 

Beth Sholom of Temecula for the past 

four years, and will continue to do so in 

the future. She has been active in the 

Jewish Community in the Temecula Valley, 

since she moved into the area about 

13 years ago, and prior to that 

in Los Angeles. She brings to 

the community a special brand 

of religious understanding, providing 

a warm and welcoming 

presence to not only members 

of her congregation, but also to 

everyone in need of Jewish spiritual 

guidance throughout the 

entire Southwest Riverside area. 

During her rabbinical training, 

Rabbi Sandy Rosenstein 

has not only studied the subjects 

that one would expect a rabbi to 

learn, but she has also dedicated 

herself to taking special classes 

relating to specific Chaplaincy 

matters regarding providing pastoral 

care. She plans to use this 

additional training in her work as 

a rabbi in our community. 

Rabbi Sandy Rosenstein also 

received her Master’s Degree in 

Rabbinic Studies. As part of the 

program leading to her Master’s 

Degree, Rabbi Rosenstein wrote 

a thesis regarding the traditions 

and process surrounding death 

and dying according to Jewish 

Law and Tradition. 

Rabbi Rosenstein’s specific 

goal as expressed in the Los Angeles 

Jewish Journal is “Before I retire in 

20 years, I intend to expand my congregation 

into a multi-generational kehillah 

where all Jewish and Jewish interfaith 

families feel welcome.” 

For more information about Temple Beth 

Sholom of Temecula Valley, visit their 

website at www.tbstemecula.org. 

connect: www.tbstemecula.org 

Sandy Rosenstein 

Cyna Engels Joins Mythos Technology 

Mythos Technology is pleased 

to announce the addition of Cyna 

Engels to the Business Development 

team. 

Cyna has a passion for working 

with people and making a difference. 

Mythos was already looking for a 

Marketing Assistant when Cyna and 

her team interviewed Mythos for a 

leadership class project and Cyna was 

the perfect candidate! 

Cyna is a recent graduate of California 

State University, San Marcos 

(Temecula campus) with a Bachelor 

of Science in Business Administration. 

She looks forward to building 

strong relationships in our valley.




11 

Wildomar Non-profit Honored with 

‘Child and Family Advocate of the Year’ Award 

The tireless work of a Wildomar-based 

nonprofit to brighten the 

futures of local at-risk youth, many 

whose parents are incarcerated, has not 

gone unnoticed. 

Bob and Mona Davies, co-founders 

of Community Outreach Ministry, were 

honored June 3 with the Child and Family 

Advocate of the Year award from HOPE 

Collaborative, the child abuse council of 

Riverside County. 

The award, which recognizes exemplary 

dedication and commitment to the 

youth of local communities, has been 

given annually since 2013 to a person or 

organization in each of Riverside County’s 

five supervisorial districts. 

County Supervisor Kevin Jeffries 

nominated the Davies for this year’s 

District 1 award. 

“I was honored to nominate Bob and 

Mona Davies for the 2016 HOPE Child 

and Advocate of the Year Award because 

they serve the needs of a very vulnerable 

and at-risk population of youth whose 

parents have been incarcerated,” Jeffries 

said. 

Through Community Outreach Ministry, 

the Davies offer summer camps for 

these vulnerable youth. They also provide 

year-round access to mentoring, and for 

the past several years have held Angel 

Tree Christmas parties, distributing gifts 

to more than 200 children. 

“This population often goes undetected 

in the child welfare and education 

systems, putting them further at risk,” Jeffries 

said. “The resources Bob and Mona 

provide help to prevent these youth from 

entering the juvenile/criminal justice 

system by breaking the cycle of crime, 

poverty, illiteracy, violence, delinquency, 

school dropout and destructive behaviors 

which leads to a lower incidence of generational 

incarceration.” 

More than 60 percent of the youth 

served by Community Outreach Ministry 

come from Lake Elsinore, which along 

with Wildomar, is part of the District 1. 

“We feel richly rewarded as the First 

District recipient of the 2016 Child and 

Family Advocate of the Year Award presented 

by the HOPE Collaborative and 

Riverside County. 

“This population often goes undetected 

in the child welfare and 

education systems, putting them 

further at risk.” 

Why Moms in the Workplace Rock 

I know what you’re thinking, secretly, 

even though you would never admit it: 

“If I hire a mom, she’ll need to take 

time off for her kids.” 

“If I hire a mom, she will be thinking 

about her kids a lot.” 

“If I hire a mom, she might be tired 

when she comes to work some mornings.” 

So why would you hire a mom? Or even 

scarier, a single mom? 

Because moms: 

• Are wizards at time management. 

• Can function on very little sleep. 

• Show up to work even when they don’t 

feel good. 

• Can go for hours on a single cup of 

coffee or a piece of chocolate. 

• Are creative thinkers. 

• Train people with ease. 

• Think independently. 

• Will calm a client, bandage a finger, 

fix a broken copier, write a proposal, 

send a literate email and update social 

media – all at the same time. 

If you need an extra hand doing 

something that’s “not my job,” most likely 

it’s not the recent college graduate but the 

mom who will do it. 

Need to mediate between two employees? 

Moms are experts at getting 

people to play well together. 

One of your employees have a 

personal problem? A mom will listen, 

be supportive, and get him or her back to 

work in record time. 

Not sure how to go about expanding 

your business? Moms are expert budgeters 

and can help you figure out where 

to start and how to get the most for your 

money. 

Team building is a cinch for moms. 

Want your company to get involved 

in charity work? Ask a mom…she’ll 

know where to go. 

Stuck in a foreign country on business 

with a lost passport, laptop and 

money? Don’t panic! A mom will figure 

out who to call, where to get new documents 

and how to get you home. 

Need something proofread, printed 

and handed to you as you walk out the 

door to that important meeting? Duh, 

that’s our expertise. Ask a mom...she’ll 

help you look even better. 

So maybe we need a few hours off 

here and there to take our kids to the doctor. 

Every now and then we might have to 

stay home and take care of a sick child. 

Maybe we need to get home in time to 

make dinner, help with homework and 

tuck our children into bed. 

But we will more than make up for it 

and often work extra when we can…even 

from home. 

• Moms are fiercely loyal. 

• Quick to learn. 

• Able to multi-multi-multi task. 

• Won’t throw fits. 

• Can handle difficult people. 

• Stay calm. 

• Won’t spend her day ‘tweeting.’ 

• Will call you back. 

• Show up when she’s tired. 

So don’t be afraid. Hire a mom. 

Heck, even a single mom. If she doesn’t 

have the skills you need, she will learn. 

Give her a chance, a job, a career, 

and she will be your one of your strongest 

allies. 

Yes, moms rock in the workplace. 

Helen M. Ryan is a freelance writer, 

marketing communicatrix and 

fitness pro. Follow her on Twitter 

@aspinchick. 

Lifestyle 

by 

Tina Helen M. M. Gottlieb, Ryan D.C.




Resources 

Need help? Ideas? Tips? Here are some top sites to visit for ideas. 

REVIEWS 

www.glassdoor.com 

www.indeed.com 

www.yelp.com 

www.angielist.com 

LEARNING 

www.khanacademy.org 

www.coursera.org 

www.lynda.com 

www.codecademy.com 

PRODUCTIVITY 

www.trello.com 

www.unroll.me 

www.getpocket.com 

www.evernote.com 

www. slack.com 

www.ifttt.com 

www.zapier.com 

www.todoist.com 

www.dropbox.com 

www.idonethis.com 

docs.google.com 

www.upwork.com 

MARKETING/ 

SOCIAL MEDIA 

www.hubspot.com 

www.socialmediaexaminer.com 

www.copyblogger.com 

www.sumome.com 

www.smallbiztrends.com 

www.buffer.com 

www.hootsuite.com 

www.pegfitzpatrick.com 

www.unbounce.com 

www.jeffbullas.com 

www.smallbizdaily.com 

PLANNING/NEWS 

www.SCORE.org 

www.SBA.gov 

www.business.com 

www.businessnewsdaily.com 

www.entrepreneur.com 

www.forbes.com 

www.inc.com 

www.fiverr.com 

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13 

The EDC Has Decided to 

SHAKE 

THINGS UP! 

Phase I: Regionally-Focused Economic Attraction Event 

The Economic Development Coalition 

of Southwest California will 

host its 22nd Annual Golf Tournament 

on Friday, September 30th at Temecula 

Creek Inn Golf Course in Temecula. 

This is the EDC’s once yearly 

fundraiser and the proceeds from the 

event will go toward developing the 

region’s economic engine. Encouraging 

the retention and expansion of 

existing companies, while attracting 

new companies to the Southwest Riverside 

County region, by capitalizing 

on the region’s many assets, is the 

Coalition’s means of enhancing our 

quality of life. 

The day will begin with registration 

at 7:00 a.m., the shotgun start is 

at 8:00 a.m. Golfing is followed by a 

luncheon and awards ceremony. “We 

are looking forward to having our 

tournament at Temecula Creek Inn 

this year,” said tournament Chairman 

Don Hitzeman. “We rotate the tournament 

to different courses in the region 

each year and we are excited about 

being back at TCI.” You can register 

by contacting the EDC office at 951- 

694-9800, or go to www.edcswca. 

com/edcevents. 

Sponsorships are available and 

the EDC is accepting donations for 

raffle prizes. “We are very grateful 

for the support of our sponsors, volunteers 

and friends who help make 

this event possible,” says Doug 

McAllister, The Coalition’s executive 

director. “We invite you to join the 

region’s premier business leaders for 

a great day of golfing in Southwest 

California. 

The Economic Development 

Coalition of Southwest California 

will host its 22nd Annual Golf Tournament 

on Friday, September 30th 

at Temecula Creek Inn Golf Course 

in Temecula. This is the EDC’s once 

yearly fundraiser and the proceeds 

from the event will go toward developing 

the region’s economic engine. 

Encouraging the retention and 

expansion of existing companies, 

while attracting new companies to the 

Southwest Riverside County region, 

by capitalizing on the region’s many 

assets, is the Coalition’s means of 

enhancing our quality of life. The day 

will begin with registration at 7:00 

a.m. the shotgun start is at 8:00 a.m. 

Golfing is followed by a luncheon and 

awards ceremony. 

“We are looking forward to 

having our tournament at Temecula 

Creek Inn this year,” said tournament 

Chairman Don Hitzeman. “We rotate 

the tournament to different courses in 

the region each year and we are excited 

about being back at TCI.” You can 

register by contacting the EDC office at 

951-694-9800, or go to www.edcswca. 

com/edcevents. 

Sponsorships are available and the 

EDC is accepting donations for raffle 

prizes. “We are very grateful for the 

support of our sponsors, volunteers 

and friends who help make this event 

possible,” says Doug McAllister, The 

Coalition’s executive director. “We 

invite you to join the region’s premier 

business leaders for a great day of golfing 

in Southwest California. 

The Economic Development Coalition 

of Southwest California (EDC) 

turns 25 this year and adulthood looks 

really, really good on it. It’s grown out of 

its fledgling stage into a full-blown giant 

of an influencer and it isn’t done yet. 

With a new executive director at the 

helm this year, the Economic Development 

Corporation has become known as 

the Economic Development Coalition, a 

dynamic region wide collaboration and 

is staring down opponents in its bid to 

make Southwest California an economic 

force to be reckoned with. Already businesses 

are jumping up to be included in 

what appears to be a major renovation 

of doing business in the Temecula valley 

and surrounding cities. 

ANNOUNCING A TWO-DAY 

EXPERIENCE 

To start, Executive Director Doug 

McAllister has infused the board of directors 

with enthusiasm and excitement 

about a new vision of doing business in 

this area by challenging the staid and 

true annual golf tournament. It is no 

longer just a fund-raising event; it’s a 

golden opportunity to bring guests, vendors, 

business owners and executives 

to the valley for an intimate two-day 

experience that shows off all the area 

has to offer. The event, with a working 

title of, “The Valley Experience,” will 

have opportunities for flight tours of 

the area complete with wine tasting, 

restaurant-going, meeting with other 

businesses, a lake trip, and even a couple 

of parties. Hotels are offering special 

packages, restaurants are providing 

exquisite food, cities are joining in with 

specialized offerings and tours. There 

will still be the golf classic; it just won’t 

be the only attraction. 

“It appears that this area is ripe for a 

regionally-focused economic attraction 

event,” said McAllister, “and we know 

just how to make that happen. This type 

of event has never been produced to this 

level in our area before. ‘The Valley 

Experience’ will target corporate professionals, 

the employees they are seeking 

to attract, and investors seeking to do 

business in and assist with the expansion 

of the Southwest California Region.” 

“We’re taking new and visionary 

steps to move our region into the forefront 

of the nation’s economic development 

opportunities,” said Board President, 

Don Murray (Commerce Bank of 

Temecula Valley). “It promises to be an 

exciting and worthwhile experience as 

together we take this region forward, 

building it into a world class economic 

development engine.” 

SPONSOR PACKAGES AVAIL- 

ABLE FOR THE WEEKEND 

The Title Sponsor—of which there 

is only one—will go for $10,000. Other 

categories of sponsorship include: 

Premier ($7,500), Diamond ($5,000), 

Gold ($3,500), and Eagle ($1,500). Each 

level will offer exposure to corporate 

professionals, investors, business owners, 

executives, governmental concerns, 

guests, and others interested in doing 

business in one of the most “livable” 

places in the nation. Find additional 

information by logging on to edcgolfclassic.com. 

The golf classic and the 

“Valley Experience” are scheduled 

for September 30 and October 1 of 

this year. 

ABOUT THE EDC 

Founded in 1991, The EDC is a 

private/public partnership that promotes 

Southwest California regional 

economic development through business 

retention and development, job 

opportunities, and related economic 

growth. The EDC is dedicated to 

expanding the competitive position 

of the regional businesses in a global 

economy. 

The EDC is an umbrella organization 

that pulls together and coordinates 

the region’s many and diverse 

interests, organizations, and constituents 

to ensure integral participation 

of the private sector in economic 

development. 

To become involved, contact 

the EDC Director, Doug 

McAllister at 951-694-9800, or 

visit the website at edcswca. 

com. The EDC is a non-profit 

organization, tax ID number: 

33-0428745. 

THE VALLEY 

EXPERIENCE 

“We’re taking new and visionary steps to 

move our region into the forefront of the nation’s 

economic development opportunities,” said Board 

President, Don Murray (Commerce Bank of 

Temecula Valley). “It promises to be an exciting 

and worthwhile experience as together we take 

this region forward, building it into a world class 

economic development engine.”




Murrieta Chamber of Commerce 

Announces Award Nominees 

Each year the Murrieta Chamber of Commerce honors exceptional businesses, charitable organizations and individuals at their annual 

awards banquet. The 54th Annual Dinner & Awards Ceremony will be held on July 16th at Pechanga Resort & Casino, 45000 Pechanga 

Parkway in Temecula. The Murrieta Chamber of Commerce will be honoring individuals and nominees in the following categories: 

And The Nominees Are... 

Citizen of the Year 

Adam Bouvet, April Vidal, Cy Rathbun, Darryl Vidal, Debbie Herrera*, Emily 

Padilla, Heather Rawlings, Jami McNees*, Jennifer Sevilla, Kassen Klein, Kim 

Hern, Lisa Stergulz, Midori Ramsey*, Randon Lane, RJ Fernandes, Tracy 

Bouvet, *Nominated but ineligible. 

Chamber Member of the Year 

April Vidal, Corie Maue, Cy Rathbun, Daneen Ashworth, Kip Cothran, Lisa 

Stergulz*, Lisa Wayman, Matt Crabtree*, Rich LeMaster, *Nominated but 

ineligible. 

Volunteer of the Year 

Andy Morris, Annette LaRocque, April Vidal, Darryl Vidal, Jackie Steed, Julia 

Rogoff, Kip Cothran*, Laura Van Dam, Midori Ramsey, Rich LeMaster, Tracy 

Bouvet, *Nominated but ineligible. 

Entrepreneur of the Year 

Adam & Tracy Bouvet-The Mill Restaurant*, Dane Wunderlich-Woodworking 

by Dane, Jason Hope-JD Promotions*, Lisa Stergulz - A’la Carte Marketing 

Services, Midori Ramsey - E & M Apothicaire, Muna Elias-Elias Shoes, Pinal 

Sitaram- Buffalo Wild Wings*, Rachel King-King Law Firm, Rich LeMaster-LeMaster 

Computer Services, Robb Braun-The Leadership Source, Serena 

Mastin - Pulse Marketing, Sheila Sitaram-Kumon Math and Reading Center of 

Murrieta, Tara Wunderlich- Executive Hair *Nominated but ineligible. 

Non-Profit of the Year 

Animal Friends of the Valley, Canine Support Teams, Inc., EQUU8 Horsemanship 

and Therapeutic Riding, Go Bananas, Habitat for Humanity, Jacob’s 

House, Michelle’s Place Breast Cancer Resource Center, Murrieta Family 

YMCA, Murrieta Rotary, Our Nicholas Foundation, Rancho Damacitas, Rose 

Again Foundation*, Safe Alternatives for Everyone/Allie’s Resale Shop, St. 

Martha’s Community Outreach*, Temecula Valley Music Awards, Tiffany’s 

Gift*, *Nominated but ineligible. 

Small Business of the Year 

1st Action Real Estate, A Better Look Home Inspections, Armed & Fabulous, 

Backyard Bottleshop & Taproom, Christian Handyman, E & M Apothicaire*, 

Elias Shoes, Express Employment Professionals, Global Health Insurance, Hair 

By Laura Van Dam, Infinium HR Group, JD Promotions, Joanne Castro dba 

Residential Real Estate, Jon’s Movers*, KC Photography, LeMaster Computer 

Services, Live Mobile Solutions, Miss April’s Dance, Murrieta Animal Hospital, 

Murrieta Day Spa, Murrieta VIP Florist, New Life Culinary Creations, Planet 

Beach Automated Spa, Stromsoe Insurance Agency, The Cake Cottage, The 

Valley Business Journal, Triple Line Solar, Vidal Kenpo Karate, Westover Law 

Group, World Pay* *Nominated but ineligible. 

Medium Business of the Year 

KA Products, Inc., Altura Credit Union, Carrington Construction, Commerce 

Bank of Temecula Valley, Denny’s #7599, Evaero, Faith Quality Autobody, 

Inc., Pulse Marketing, Strachota Insurance Agency, Inc., Temecula Valley 

Communications, The Mill Restaurant* *Nominated but ineligible. 

Large Business of the Year 

BMW of Murrieta, DT Public House Inc.*, Gosch Ford Temecula, Harrah’s 

Resort Southern California, Paradise Chevrolet Cadillac, Pechanga Resort & 

Casino, Pins N Pockets*, RJ’s Sizzlin Steer, South Coast Winery Resort & Spa, 

Southwest Healthcare System, The Golf Club at Rancho California, Sunpro 

Solar, Waterstone, *Nominated but ineligible. 

Find out who will be honored during our Award Celebration on July 16th at Pechanga Resort & Casino 

S.A.F.E. Inviting Girls to Join Girls Circle Program 

Safe Alternatives for Everyone’s 

PAL Program (Police Activities League) 

is inviting girls in middle school (6, 7 & 

8 grades) to join our new Girls Circle 

program (limit is 10-12 girls) beginning 

Thursday July 7th from 6:00pm to 

8:00pm at the SAFE office. 

The purpose of Girls Circle is to 

encourage the development of strength, 

courage, confidence, honesty, and communication 

skills for girls. Our goal is to 

enhance girls’ abilities so they are able 

to take full advantage of their talents, 

academic interests, career pursuits, and 

potential for healthy relationships. 

Through weekly meetings the girls 

will participate in activities that build 

self-esteem and create new friendships. 

Girls Circle will build strong, healthy 

girls who make good decisions! Girls 

Circle applicants must do an intake prior 

to July 7th. Please contact Janelle Millburn 

at janellem.safe@gmail.com or call 

951-587-3900. 

S.A.F.E. is a non-profit agency in 

Temecula that is committed to providing 

programs and services to children, youth 

and families in Southwest Riverside 

County who have experienced or are at 

risk of abuse and family violence. For 

more information on S.A.F.E.’s services 

go to www.safefamiliesca.org or call 

951.587.3900. 

The purpose of Girls 

Circle is to encourage the 

development of strength, 

courage, confidence, 

honesty, and communication 

skills for girls.




15 

Seeing Things Clearly 

by by 

Laurel Steve Fillingim Miller 

When you hear the words “Glass 

Doctor,” what do you think of? Broken 

windows and windshields, likely. What 

would you say if I told you there was 

much, much more to the Glass Doctor 

in Murrieta? Read on, you might be 

surprised. 

Glass Doctor specializes in custom 

solutions for your home or business. Do 

you have an heirloom or valuable table 

that you’d like to protect? They do that, 

with tabletop glass protectors. Have you 

thought about adding glass panels to 

your kitchen or office cabinets? They do 

that, too. What about a bathroom remodel 

with textured glass shower doors and 

memorable hardware? A steam shower 

and glass separation wall? Yup, that too. 

What about a grand entrance to your 

home? Maybe custom sidelights or door 

panels for your entry door? Customized 

mirrors in your bathroom, gym or 

closet? Get rid of that tacky doggie door 

insert panel in your sliding door, and 

let Glass Doctor install a doggie door 

directly into the door itself. You get the 

idea. Anything you can thing of involving 

glass, Glass Doctor in Murrieta can help 

you with. And much of the upgrading will 

add value to your home. 

Too much bright, hot sun through 

your current windows? Consider upgrading 

to “low-e” panes, where only the 

glazed glass portion of your window is 

replaced, leaving the existing frame and 

trim as-is, without damage to interior 

or exterior surfaces. This would help to 

reduce your energy costs. 

Glass Doctor also does indeed help 

out with broken windows and cracked 

windshields! In fact, every Saturday, they 

run a cash special from 8am-1pm - $35 

will get you a windshield chip repair, no 

appointment needed. Glass Doctor also 

does full windshield replacement and other 

automotive glass repairs. The repair staff 

are certified and continuously undergo 

training to keep them on the cutting edge 

of new products and technology. 

Stop by and check out Glass Doctor’s 

new, expanded office space in Murrieta, 

at 26019 Jefferson Ave., Ste E. You will 

be glad you did, because they “fix your 

panes.” (951) 239-3381. 

connect: www.glassdoctor.com/murrieta 

Your 

Local 

Chambers 

Temecula Valley 

Chamber of Commerce 

www.temecula.org 

Murrieta Chamber of Commerce 

www.murrietachamber.org 

Menifee Valley Chamber 

of Commerce 

www.menifeevalleychamber.com 

Lake Elsinore Valley Chamber 

www.lakeelsinorechamber.com 

San Jacinto Chamber-Commerce 

www.sanjacintochamber.org 

See how the chambers can 

help your business.




St. John’s University Offers 

Free Workshop 

“Be Free from Depression, Anxiety and Panic Attacks” 

by Dr. Pam Winkler 

St. John’s University will offer 

the third in a series of free community 

workshops, “Be Free from Depression, 

Anxiety and Panic Attacks”. If we are 

not directly experiencing one of these 

debilitating problems, we probably 

know someone who is. The workshop 

will be offered Saturday, July 23rd at 

St. John’s University, located at 40945 

County Center Drive, Suite H, in Temecula 

across from the Grace Mellman 

library. 

We can harness our inner mind to 

manage stress, quit smoking, manage 

our weight, give birth more comfortably, 

and even sleep better at night. We 

can also use our inner mind to resolve 

depression and anxiety that rob us of our 

sense of safety and security. We accept 

the fact that ‘we are what we eat’, and 

we are now realizing that ‘we are also 

what we feel’. 

Dr. Pamela Winkler, President of 

S.J.U. since 1995, and Director of the 

S.J.U. Counseling Services stated, “We 

are seeing more and more clients experiencing 

chronic depression, anxiety 

and panic attacks. And this effects how 

well people are sleeping, which effects 

just about everything else in their lives.” 

The Mayo Clinic, considered to 

be the most highly respected hospital 

in the United States, has included for 

many years hypnosis and hypnotherapy 

in every department of patient 

care, including obstetrics, pediatrics, 

geriatrics, and the treatment of mental 

health issues. 

According to AARP, research reveals 

a clear link between depression 

and anxiety and chronic pain. If every 

day stress is getting the best of us, it 

may explain the increase of people who 

are suffering with insomnia, depression 

and anxiety. “We know the inner mind 

can resolve the root cause of anxiety, 

depression and panic attacks.” stated 

Dr. Winkler. “The inner mind can also 

resolve what is triggering these feelings. 

This then puts us back in control 

of our own sense of wellness.” 

The mind-body connection is so 

intertwined, that once the mind begins 

to heal the mind, the mind automatically 

begins to heal the body. When we 

have peace of mind, we also can have 

a peaceful and healthier body, a body 

that is not holding stress in our muscles 

or joints. 

To learn more about the power of 

the inner mind for resolving depression, 

anxiety and panic attacks, and to register 

for Dr. Winkler’s July 23rd workshop, 

call 951-599-7550. Seating is 

limited. Early registration is suggested. 

S.J.U. is currently registering counselors 

and therapists for the summer 

semester. Therapists who add the therapeutic 

tool of Clinical Hypnotherapy, 

are able to work with the entire mind 

and help their clients live a more normal 

and happy life. 

For more information about S.J.U.’s 

3-tiered distance learning Certification 

program and graduate level degree programs 

in Clinical Hypnotherapy, visit 

www.sjunow.org. 

To schedule a private appointment 

at S.J.U. Counseling Services, located 

at 40945 County Center Drive, Suite 

H, Temecula, CA 92591, call 951-599- 

7550. 

Pamela Winkler, Ph.D. is an Educational 

Psychologist, Clinical Hypnotherapist, 

and has served as President of St. 

John’s University since 1995. She is 

a motivational speaker on the topic of 

the power of the mind for self-healing. 

Acknowledged for her academic contributions 

to the profession of Hypnotherapy, 

Dr. Winkler was inducted into the 

International Hypnosis Hall of Fame 

in 1992. 

We can harness our inner mind to manage stress, quit smoking, 

manage our weight, give birth more comfortably, and even sleep 

better at night.




17 

Advanced College Solutions is Hosting 

“Ask a College Student” 

Advanced College Solutions is hosting “Ask a College Student” for local 

high schoolers on July 10th from 2-4 p.m. at the Hampton Inn, 28190 Jefferson 

Avenue in Temecula. 

Students from public and private universities in California and out of state 

will be available for questions, including students from the University of California 

and the California State University system. They will address a multitude 

of subjects from their biggest adjustments, academics, majors, and activities to 

their most helpful choices in high school including recommendations for current 

high schoolers. 

This event is free and open to the public. For more information, call (951) 

693-2153. 

Free Home Based Food Operations Workshop 

On Thursday, July 14th from 9:00 am-11:00 am, the Inland Empire Small 

Business Development Center (IESBDC) will host a FREE Home Based Food 

Operations workshop at the Temecula Valley Entrepreneur’s Exchange, 43200 

Business Park Drive. 

As of January 1, 2013, the State of California permits an enterprise at a private 

home to prepare and package low-risk food products for sale to consumers. This 

seminar will offer a discussion on the steps required to become a Cottage Food 

Operation (CFO) in the County of Riverside. Seminar topics include: 

• Permits and Certifications required to operate as a CFO 

• Food categories permitted under the law 

• Selling at retail locations and local farmers markets 

• Operational and Food Labeling requirements 

Business owners and start-up entities alike are welcome to attend. Pre-registration 

is recommended, as seating is limited. For more information or to 

register, please visit: www.iesmallbusiness.com. If you have any questions, 

please contact us at (909) 983-0751. This no cost seminar was made possible 

by the City of Temecula. 

The Inland Empire Small Business Development Center is hosted by the 

California State University, San Bernardino University Enterprises Corporation. 

The Center is partially funded by the U.S. Small Business Administration (SBA) 

and the California State University, Fullerton Tri-County Lead SBDC. All of 

the SBDC programs and services are offered on a non-discriminatory basis. 

Reasonable arrangements for persons with disabilities will be made. 

Visit us on Facebook 

2015-2016 “ Teachers are Heroes” Storm Stadium Celebration 

The 2015-16 Teachers are Heroes recipients were honored at the Lake Elsinore 

Storm on Wednesday, May 18, 2016, during the third annual “Teachers 

are Heroes” award ceremonies. The Lake Elsinore Storm hosted the end-ofthe-year 

celebration and provided tickets to the winning teachers, students and 

their families. 

The evening celebration began with a pre-game presentation ceremony on 

the field. Michael Jordan, Education Director of Student Placement at Azusa 

Pacific University (APU) School of Education, spoke on behalf of APU School 

of Education and gave a wonderful tribute to the honored teachers. Teachers 

were presented with a special plaque provided by MVP Studios in Temecula 

and a Nike duffle bag was provided by APU. 

Congratulations to the 2015-16 Teachers are Heroes Recipients! 

• September: Melissa Lowdermilk of Oak Meadows Elementary School, 

Murrieta 

• October: Mitchell Brown of Susan H. Nelson High School, Temecula 

• November: Israel Marshall of Rancho Viejo Middle School, Hemet 

• December/January: Jesus Guzman of Erle Stanley Gardner Middle School, 

Temecula 

• February: Patty Fullington of Rancho Vista High School, Temecula 

• March: Kim Huth of Temecula Valley Charter School, Winchester 

• April: Andrew Fox of Ysabel Barnett Elementary School, Temecula 

Teachers are Heroes is sponsored by APU and KATY-FM 101.3, The Mix. 

The Teachers are Heroes recognition program is a way for parents, students, 

and the community to show their appreciation to a teacher who has played a 

special role in a student’s life. The kick-off for the 2016-17 Teachers are Heroes 

program will begin August 2016. 

For more information visit: http://www.apu.edu/murrieta/teachers/



Learn • Grow 


Temecula Valley Entrepreneurs Exchange 

July Events 

Murrieta School of Business – 

July Classes 

The City of Temecula’s Temecula Valley Entrepreneurs Exchange 

(TVE2) is pleased to announce the following events scheduled 

for June. Additional event information and registration details 

can be found at the TVE2 website events calendar http://tve2.org/ 

news-and-events/calendar/. 

July 8th: TVCC Professional Development Series. 

9:00a.m.-11:00a.m. Learn how to market your business with social media! 

This class will focus on Snapchat, Instagram and Periscope. No prior experience 

needed! Reservations are complimentary for TVCC. 

Members and $20 per class for Non-TVCC Members. RSVP to Brooke Nunn 

at (951) 676-5090 or brooke@temecula.org 

July 14th: IE SBDC Workshop - Home Based Food Operations. 

9:00a.m.-11:00a.m. Are you a Cottage Food Operation (CFO) or interested 

in becoming one in Riverside County? This seminar will discuss what you 

need to know about: Required Permits & Certifications, Food Categories 

Permitted under the Law, Selling at Retail Locations & Local Farmers Markets, 

Operational & Food Labeling Requirements. No cost to attend. Preregistration 

recommended at www.iesmallbusiness.com 

July 14th: TriTech SBDC/TVE2 CEO Storytelling – Jennifer Sinclair. 

5:00p.m.-6:30p.m. Join Jennifer Sinclair: a Personal Trainer, Success Coach, 

Public Speaker, Author, and Motivational Entrepreneur. She is an expert 

on increasing corporate productivity and decreasing employee “sick days” 

through corporate wellness programs. She is a two-time recipient of the 

40 under 40 as a Young Trailblazer. In addition, Jennifer is the co-host of 

“Saturday Morning Success Talk Show” where she interviews successful 

entrepreneurs and finds out their secrets to success. Register at http://goo.gl/ 

UUJLD5 

July 19th: State of CA Board of Equalization Workshop - Record Keeping. 

9:30a.m.- 11:00a.m. This Basic Record Keeping class will teach business 

owners and entrepreneurs the benefits of sound record keeping, the required 

documents and how long to keep them, how to record out-of-state sales, and 

the importance of Use Tax records. Register at http://goo.gl/Pykc7m City of 

Temecula Media Contact: Cheryl Kitzerow, Economic Development Analyst 

- Cheryl.kitzerow@cityoftemecula.org (951) 694-6409. 

July 22nd: TVCC Professional Development Series. 

9:00a.m.-11:00a.m. Blogging can be a great way to boost your online presence. 

Learn how to get your name out there and boost your search engine 

positioning with blogging. Reservations are complimentary for TVCC 

Members and $20 per class for Non-TVCC Members. 

RSVP to Brooke Nunn at (951) 676-5090 or 

brooke@temecula.org. 

July 12th - Twitter, Pinterest, and Instagram: Using these Platforms for 

Business 

Presented by: Helene Berren 

De-Mystifying these platforms 

• How these platforms are different which target markets they address best 

• How to get started 

• How to use them to drive leads to your website and business. 

July 19th - Maximize Business Credit to Grow Your Business 

Presented by: Vic Chevalier is a Digital Sales Executive with YP 

I. Resolving Problems Debts to Improve Credit 

• Settling Collection Accounts for PENNIES on the Dollar 

• Using Debt Validation to Permanently STOP Debt Collection 

• Boost Credit with Pay for Delete Letters & Rapid Re-score 

• Effectively Dispute Credit with The Big 3: TransUnion/Experian/Equifax 

II. How to Obtain Business Credit 

• Why You Must Improve 5 FICO Score Components 

• Setting Up Your EIN & DUNS Number 

• The Importance of Separating Your Personal & Business Credit 

• Where to get $20,000, $50,000 Or More in Unsecured Business Credit? 

• Use Business Credit for Marketing & Other Necessities 

III. How YP Marketing Solutions Grows Your Business 

August 2nd - The Process of Processing: Choosing your Best Merchant Services 

Presented by: Butch Hildebrand of National Merchants Association 

In this seminar, Butch Hildebrand will teach attendees how the seemingly complicated 

process of choosing a credit card processor can be simple. Attendees 

will walk away with knowledge of how to choose a processor, how to ensure 

they’re not overpaying to accept electronic transactions, and how to make the 

most of their merchant services, including new financial technology like Apple 

Pay, EMV chip cards, and other products and services geared toward small to 

medium sized businesses. 

August 9th - 7 Ways to Grow Your Business 

Presented by: Lucia Morfin, Freetisimo 

• Innovative ways to agrow your business 

• Where do you fit in your industry 

• Lead Magnet 

• Tripwire Sale 

• Core Sale 

• Profit Maximizer 

• Return Path 

August 16th - Clean Products 

Presented by: Midori Ramsey, E & M Apothicaire 

All Classes Are from 9:00am-10:30am 

FREE for Murrieta Chamber Members 

$25 non-members




Funding For Your Business – A New Approach 

MONEY 

by 

Ted Saul 

Sr. Staff Writer 

Raising money for a non-profit 

organization used to require a variety 

of activities that might include phone 

soliciting, mailing letters or asking 

for funds through the media. These 

time-consuming tasks can end up being 

a full time job. But with the introduction 

of fund-raising websites such as FundRazr, 

FirstGiving and DonorsChoose 

the process has become much easier. At 

these sites, a donor can easily invest in 

the non-profit of their choice. 

The passing of the JOBS Act of 2012 

opened up the opportunity to finance 

businesses in a similar manner through 

investment crowdfunding. This means 

that if you are looking to fund a startup or 

raise capital to expand a business there is 

now direct access to investors. Sites such 

as AngelList, Early Shares and RockThe- 

Post give you the opportunity to put your 

business on display for those looking for 

a good investment. 

While the documentation requirements 

may vary from site to site, a 

fifty page business plan probably won’t 

be required. However you will want 

to take time to develop a proposal to 

cover certain points. Start with an eye 

catching summary of your plans. Keep 

in mind that you are probably up against 

many others so write in such a way to 

capture the reader and make them want 

to read further. Telling the story clearly 

is important and having it proofed is a 

good idea as well. Better yet, have the 

project reviewed by a third party to see 

if they can grasp your objectives. 

Secondly, let the reader know 

19 

about you and other founders. Include 

relevant background information that 

builds creditability and demonstrate 

that you will be able to lead the business 

to success. Thirdly, give the reader 

reasons why they should invest in your 

company. Include marketing plans for 

the products or services. Explain how 

customers will be attracted and the 

plans to build a customer base. Also, 

identify your niche market and why you 

will be different from competitors. Finally 

share who is on your startup team 

including key partners and consultants. 

If traditional funding attempts haven’t 

worked, try this new approach. As 

usual use your favorite search engine to 

find a complete list of sites available. Be 

sure to do your homework and perform 

complete background research. 

Ted Saul is a business coach that assists 

with Business Plans and Project Management. 

He holds a master certificate 

in project management and has earned 

his MBA from Regis University. Ted 

can be reached on LinkedIn, TedS787 

on Twitter or emailing Ted@tsaul.com. 

The Individual Need for Disability Insurance 

MONEY 

by by 

Julie Steve Ngo Fillingim 

Many people believe that their biggest 

asset is their home. For most of us, 

our biggest asset is the ability to work 

and earn an income. Not being able to 

work – due to a job loss or a disability 

having taken away the ability to work 

is often financially devastating. 

Everyone who works for a living is 

familiar with what can happen if they 

lose their job. On the other hand, the 

possibility of a serious disability is a 

risk few seem to consider. How likely 

is it that you will become seriously disabled? 

According to one study, 30% 

of all Americans between the ages of 

35 and 65 suffered a disability lasting 

at least 90 days.¹ 

Don’t Count on Social Security 

– Individuals do manage to qualify for 

disability benefits from Social security. 

However, the Social Security definition 

of “disability” is so strict that, in 2010, 

only 36.3% of initial claims for Social 

Security disability benefits were accepted.² 

Obviously, something else beyond 

Social Security is needed. 

Group Disability Insurance – 

Many employers will provide, or make 

available, disability insurance on a 

group basis. However, even those 

who are covered by a group policy 

can still be at a substantial risk. Employer-sponsored 

disability policies 

seldom replace more than 60% of your 

monthly salary. Further, many policies 

have a monthly maximum benefit that 

may be far less than what some people 

earn. Income taxes can also be an issue 

of the employer is paying the full cost of 

the coverage and not including it in the 

employee’s income, disability benefits 

are fully taxable. If an employee pays 

for the disability insurance with after-tax 

dollars, the benefits are received free of 

income tax.³ 

Individual Disability Income Insurance 

– If group coverage is not available, 

the solution may be individual disability 

income insurance. Although individual 

policies can cost more, as long as you pay 

the premiums with after-tax dollars, the 

benefits are not taxable. Plus, an individual 

policy allows you to tailor its terms to 

fit your own needs. When shopping for 

an individual disability policy, consider 

the following: 

• Company strength: You need to know 

if the company is financially sound. 

• Definition of disability: Look for a 

policy that defines disability in the 

broadest terms possible. Some policies 

will not permit you to work in a 

different occupation and still collect 

disability benefits. 

• Elimination period: How long must 

you wait before disability payments 

begin? 

• Benefit period: How long will you need 

coverage? Both short-term and longterm 

disability benefits are available. 

• Inflation protection: Try to find a policy 

that adjusts benefits for inflation. 

¹ Based upon the 1985 Commissioners’ Individual 

Disability Table. 

² Annual Statistical Report on the Social 

Security Disability Insurance Program, 2011, July 

2012. Table 60, Medical decisions at the initial 

adjudicative level, by year of application and 

program, all decisions. 

³ The discussion here concerns federal income 

tax law only. State or local law may vary. 

Are You an Employee or an Independent Contractor? 

If you are a business owner hiring 

or contracting with other individuals 

to provide services, it is important to 

determine whether the individuals 

providing services are employees or 

independent contractors. In making the 

determination, all information that provides 

evidence of the degree of control 

and independence must be considered. 

Under common-law rules, anyone 

who performs services for you is your 

employee if you can control what will 

be done and how it will be done. Therefore 

an employer-employee relationship 

exists when the person for whom 

services are performed has the right to 

control and direct the individual who 

performs the services, not only as to 

result, but also as to details and means. 

The general rule is that an individual 

is an independent contractor if the payer 

has the right to control or direct only 

the result of the work and not what will 

be done and how it will be done. If you 

are an independent contractor, you are 

self-employed. Therefore your earnings 

are subject to Self-Employment Tax. 

Generally, you must withhold income 

taxes, withhold and pay Social 

Security and Medicare taxes, and pay 

unemployment tax on wages paid to an 

employee. You do not generally have to 

withhold or pay any taxes on payments 

to independent contractors. 

Common law recognizes three 

categories of evidence to consider when 

determining the degree of control and 

independence: 

1. Behavioral: Does the company 

control what the worker does and how 

the worker does his or her job? 

2. Financial: How the worker 

is paid (W2 or Form 1099-MISC), 

whether expenses are reimbursed, who 

provides tools/supplies? 

3. Type of Relationship: Are there 

written contracts or employee benefits 

(such as pension plan, insurance, vacation 

pay)? Will the relationship continue 

and is the work performed a key aspect 

of the business? 

Businesses must weigh all these 

factors when determining whether a 

worker is an employee or independent 

contractor. If, after reviewing the three 

categories of evidence, you are still 

unclear whether a worker is an employee 

or an independent contractor, you 

can file Form SS-8, Determination of 

Worker Status for Purposes of Federal 

Employment Taxes and Income Tax 

Withholding with the IRS. The form 

may be filed by either the business or 

the worker. The IRS will review the 

facts and circumstances and officially 

determine the worker’s status. 

If you classify an employee as an 

independent contractor and you have no 

reasonable basis for doing so, you may 

be held liable for employment taxes for 

that worker. 

Esther Phahla is a Certified Public 

Accountant and Certified Tax Coach in 

Temecula. She also holds a Master’s of 

Science in Taxation. She is the Best Selling 

Co-Author of a Tax Planning book 

“Why Didn’t My CPA Tell Me That”. 

She can be reached at (951) 514-2652 

or visit www.estherphahlacpa.com. 

MONEY 

by 

Esther Phahla, 

CPA, CTC, MST




Fire Season Is Early 

CONTINUED FROM PAGE 1 

READY - Be Ready, Be Fire Wise 

Take personal responsibility and 

prepare long before the threat of a 

wildland fire so your home is ready in 

case of fire. Create defensible space 

by clearing brush away from your 

home. Use fire-resistant landscaping 

and harden your home with fire-safe 

construction measures. Assemble 

emergency supplies and belongings in 

a safe space. Plan escape routes and 

make sure all those residing within the 

home know the plan of action. 

SET- Situational Awareness 

Pack your emergency items. Stay 

aware of the latest news and information 

on the fire from local media, your 

local fire department and public safety. 

GO- Act Early! 

Follow your personal wildland fire 

action plan. Doing so will not only 

support your safety, but will allow 

firefighters to best maneuver resources 

to combat the fire. 

Smoke Alarms Save Lives: Test 

Yours Every Month. 

According to the latest NFPA 

(National Fire Protection Agency) 

research, working smoke alarms cut 

the chances of dying in a fire in half. 

Meanwhile, almost two-thirds of home 

fire deaths resulted from fires in homes 

with no smoke alarms or no working 

smoke alarms. 

• Install smoke alarms in every bedroom, 

outside each sleeping area 

and on every level of the home. 

• Interconnect all smoke alarms 

throughout the home. This way, 

when one sounds, they all do. 

• Test alarms at least monthly by 

pushing the test button. 

• Replace all smoke alarms when 

they are 10 years old or sooner if 

they don’t respond properly. 

• Make sure everyone in the home 

knows the sound of the smoke 

alarm and understands what to do 

when they hear it. 

Craig Davis is an agent for Farmers 

Insurance and the owner of Craig Davis 

Family Insurance located at 27645 

Jefferson, Suite 113, in Temecula. He 

may be reached at (951) 699-1776. 

cdavis@farmersagent.com. 

INSURANCE 

by 

Craig Davis 

connect: cdavis@farmersagent.com 

WINEormous Awarded ‘Culinary 

Experience of the Year’ 

WINEormous has been awarded 

‘Culinary Experience of the Year’ for 

Temecula, California in the 2016 Holiday 

& Tour Specialist Awards by Luxury 

Travel Guide. 

The awards program selects winners 

based on their achievements and 

strengths in the travel industry. LTG says 

they received an overwhelming number 

of superb nominations this year and the 

judging panel had the unenviable task of 

selecting those firms, teams and individuals 

within each category most worthy 

of an award. 

All winners of the 2016 Holiday & 

Tour Specialist Awards are subject to 

the same rigorous assessment criteria, 

carried out by their experienced in-house 

professionals as well as a number of 

celebrity guest judges. This ensures that 

only the most deserving teams, businesses 

and individuals walk away with one 

of these prestigious accolades. Award 

winners that have demonstrated success 

and innovation will gain a place in the 

soon-to-be published award winners’ 

guide, which will be distributed to over 

500,000 readers. 

All of Luxury Travel Guide Award 

programs represent the pinnacle of 

achievement, championing the best in 

their respective fields, therefore to come 

out as a clear winner is an achievement 

to be proud of. 

Owner/founder Tom Plant started his 

food, wine and travel blog in 2009 and is 

a member of the International Food Wine 

and Travel Writers Association. He offers 

customized winery tours of the Temecula 

Valley for groups no larger than seven 

passengers.




Will Osteoporosis be Our 

Children’s Epidemic? 

21 

A 2010 Kaiser Foundation study demonstrated that kids today listen to 2.5 hours 

of music, 5 hours of movies and 3 hours of internet; that adds up to 75 hours of 

media every week. 

No one truly knows what the 

future of our country will look like, 

but as it pertains to bone health, it is 

looking very “fragile.” Decades ago, 

you the reader, were likely spending 

your summer school break outside in 

the sunshine doing what kids used to 

do, “play”. There were no I phones, no 

computers, very little television, just 

good old playing. And the net result of 

that “play” still resulted in close to 60 

million Americans suffering from low 

bone density. 

The current minimum recommendation 

from the CDC 

is for children ages 6-18 years 

old to participate in at least 60 

minutes of physical activity 

daily. This age range is also the 

crucial period in which adult 

bone density is being established. 

Unfortunately, a 2013 

CDC study showed that only 

27% of adolescents (and only 

17% of females) were achieving 

this minimum standard. That 

is exactly why the prevalence 

of osteoporosis is expected to 

increase by over 300% in the 

very near future. That figure 

represents an osteoporosis induced 

fracture occurring every 

single second of the day. 

A 2010 Kaiser Foundation 

study demonstrated that kids today 

listen to 2.5 hours of music, 

5 hours of movies and 3 hours 

of internet; that adds up to 75 

hours of media every week. I am 

assuming those figures are larger 

than they were in 2010. Don’t 

believe me, just look outside 

sometime and see how many 

kids are playing in your neighborhood. 

Unless you live in the exception, you 

will see few to none. 

Remember this, bone is not dead, 

stiff tissue. In fact, it is quite the opposite. 

Healthy bone is an ever changing, 

flexible living tissue which houses 99% 

of your body’s calcium, produces new 

blood cells, stores vital fatty tissue and 

protects and supports our bodies. It is 

only during the active “play” periods in 

a child’s life that healthy, strong bone 

is created. Wasting 75 hours per week 

in front of a mindless electronic device 

does absolutely nothing to promote the 

EPIDEMIC? 

growth of one of the body’s most critical 

organs. 

We have addressed the problem, 

now what do we do about it? The way 

I see it, we have three choices to make. 

First, we can stay the same, do 

nothing, and face increases in healthcare 

costs in the hundreds of billions. The 

combined complications from osteoporosis, 

obesity and insulin resistant diabetes, 

a result of the continued inactivity, 

will be enough to cripple the nation. 

The absolute best choice would be for 

us to promote and encourage our youth 

toward highly active sports and hobbies 

from kindergarten to high school and 

beyond. These activities build not only 

strong bones and muscle, but coordination, 

timing, balance and social skills. 

It is our responsibility as parents 

and guardians to make sure the future is 

strong and healthy. Proverbs 22:6 says 

“train up a child in the way he should 

go, and when he is old he will not depart 

from it”. Wisdom at its finest! The 

third option, one in which we are seeing 

dramatic changes in bone density and 

strength, is the use of OsteoStrong’s 

patented osteogenic loading protocol. 

For children, osteogenic loading is a 

viable means of achieving superior 

bone density in the shortest time possible, 

even though it is missing the most 

important aspect of playing, and that is 

to simply have FUN. Now go outside 

and PLAY. Give me a call if you have 

questions about OsteoStrong or simply 

about the best forms of physical activity 

to encourage healthy bone and muscle 

growth into adulthood. 

Yours for better health - Dr. Derek K. 

Albrecht D.C. 

Dr. Derek K. Albrecht D.C. is a partner 

at OsteoStrong in Murrieta as well as 

continuing in his private practice. For 

more information, call (951) 461-9584. 

Healthy 

Living 

by 

by 

Dr. Derek Albrecht, 

Tina 

B.S., 

M. 

D.C. 

Gottlieb, D.C.




10 Smart Snacks for a Busy Lifestyle 

Healthy 

Living 

by presented by 

Tina Steve M. Amante Gottlieb, D.C. 

Eating healthy is hard enough for 

someone who has their days free to plan 

and prepare fresh meals. It’s even harder 

when you live a busy life, travel often, 

or juggle dozens of different responsibilities. 

Luckily, there are some quick 

and easy foods that can provide essential 

nutrients when hunger strikes, keeping 

you away from the drive-through and 

helping you stay on track toward your 

health goals. 

Fresh produce. It probably 

goes without saying, but fruits and veggies 

are the smartest snacking choice you could 

make. They are easy to transport, require 

zero preparation, and provide essential 

nutrients. Plus, you can’t really overdo 

them in most cases, so eat all you want! 

Hard-boiled eggs. Eggs are 

full of protein, which keeps you feeling 

full longer. Plus hard-boiled eggs are 

convenient. Boil a dozen each Sunday for 

use throughout the week, or grab one at a 

convenience store that sells them. 

Fruit and nut bars. These are 

filling and delicious, but look for the ones 

that contain five grams of sugar or less. 

Alternately, you can make your own at 

home using ingredients that appeal to you. 

Protein shake. Many convenience 

stores now carry protein shakes. 

You can also carry individual servings of 

powder to mix into water. 

Nuts. Nuts are packed with protein 

and heart-healthy fats. Just remember 

to keep your serving sizes small or you 

could easily exceed your caloric intake 

for the day. 

Cheese. Low-fat mozzarella 

cheese sticks, cheddar cubes, or other 

small servings of cheese make excellent 

snacks. Plus, the protein will help tide 

you over between meals. 

Peanut or almond 

butter. You can purchase these in 

individual single-serving packets and 

pair them with fruit or whole-train toast 

for a quick, nutritious snack in a hurry. 

Packaged tuna. Canned tuna 

can be a bit difficult to consume on the 

go, but now food suppliers are packaging 

this protein-heavy fish in more convenient 

pouches. Keep a few at your desk, 

in the car, or anywhere else hunger tends 

to strike. 

Jerky. Chicken, beef, and venison 

jerky are low in calories and high in protein. 

Just remember to check the label as 

some varieties contain added sugar. 

Unsweetened applesauce. 

You can find individual packs 

of applesauce at just about any grocery 

or convenience store. Keep a few disposable 

spoons on hand and you can enjoy 

it anytime you need a snack. 

connect: www.amanteandassociates.com 

Senior Fitness Program Offered in 

Lake Elsinore 

Older adults in Lake Elsinore now have the opportunity to participate in 

an evidence-based strength-training group exercise program with Geri-Fit®. 

Classes will be held at the Lake Elsinore Senior Center, 420 E. Lakeshore Dr., 

on Monday and Wednesday afternoons from 3:30 p.m. - 4:15 p.m. An introducto-ry 

free session is offered on Wednesday, July 6th with the regular program 

beginning Monday, July 11. 

Geri-Fit® is a 45-minute exercise program designed to build back strength 

that’s been lost through the aging process. The program also works on fall 

prevention, balance training, flexibility and range of mo-tion. Any senior age 

65 and over is welcome to participate. 

Harris is excited about teaching in Lake Elsinore, her second Geri-Fit® location. 

“What I like best about the classes is how quickly our ‘students’ begin 

to feel better. Within a few weeks, they’re already noticing improvements in 

strength, flexibility and balance,” she says. 

Participants should bring a set of 2 or 3-pound dumbbell weights and water 

to drink. Space is limited to the first 25 seniors who sign up. The class is $48 

for eight sessions.


“ The Man” Pedicure 

Healthy 

Living 

by 

Tina Monique M. Gottlieb, deGroot D.C. 

The fear of the unknown is usually 

what deters men from getting the much 

needed (and enjoyable) pedicure. Also 

the idea of “getting your nails done” 

is generally seen as feminine, so many 

men shy away from nail services thinking 

they’ll be viewed as namby-pamby. 

We understand that guys are generally 

nervous about taking the leap because 

the nail salon is often seen as unfamiliar 

territory. But if you set aside the feminine 

connotations of a pedicure, it ends up 

just being a relaxing hour of clipping, 

grooming, and massage. 

If you’re new to pedicures, here is 

the why, when, and how on this beneficial 

nail service. 

Why: Not only are pedicures very 

relaxing and release stress, they also have 

health benefits. Pedicures can reduce 

foot odor but removing dead skin, dirt, 

and bacteria from the feet. They can also 

prevent ingrown toenails. If you’ve ever 

experienced an ingrown toenail you’ll 

know that they can be extremely painful 



and can even require surgery. It’s unfortunate 

because they can easily be prevented 

with proper foot care. 

When: Monthly! Carve some time 

into your schedule to get pedicures at 

least every 4-6 weeks. Also, if you’re 

afraid of going at prime times because 

you’d like to avoid being in a crowd of 

women, opt for a midday appointment or 

early evenings. This will give you the best 

chance of going during a slower period 

so you can have some peace and quiet. 

How: Make an appointment. I 

would definitely recommend booking a 

service at a reputable spa in your area. 

Not only will the atmosphere be comfortable 

and the staff more accommodating, 

but sterilization and sanitation standards 

are closely monitored. At Murrieta Day 

Spa, we serve beer, wine and cocktails so 

you could enjoy a relaxing beverage with 

your service. This extra bonus certainly 

makes for a more pleasurable experience! 

There are many men who proudly 

admit to getting monthly pedicures. Celebrities 

such as David Beckham, LeBron 

James, and Michael Jordan claim it is an 

important part of their grooming routine. 

So don’t be anxious about pedicures! 

They’re for everyone! 

Monique deGroot is the owner of Murrieta 

Day Spa which is located at 41885 

Ivy St. in Murrieta. 

But if you set aside the feminine connotations of a pedicure, it ends up just being 

a relaxing hour of clipping, grooming, and massage 

23 

Temecula Valley Hospital – The Gift of Life 

Temecula Valley Hospital is proud 

of its partnership with One Legacy in 

supporting a strong organ donation 

process. One Legacy is the non-profit 

organization in our area dedicated to 

their mission of saving and healing 

lives through organ and tissue donation, 

comforting the families they 

serve, and inspiring our community to 

Donate Life. 

Stories of organ donation are often 

shared to stress the importance of how 

this vital decision can save many lives 

through the tragedy of a loved one’s 

passing. Two recent stories of the ultimate 

gift of life occurred at Temecula 

Valley Hospital. 

In December of 2015, a young 

woman in her thirties was admitted to 

the ICU at Temecula Valley Hospital 

after a cardio pulmonary arrest (post 

CPA). As a result of her decision to 

become a registered donor, Donate 

Life was able to honor the donor’s gift 

and three lives were saved. A 27 year 

old female received her left kidney, a 

47 year old female received the right 

kidney, and her liver saved a 53 year 

old male. 

In March of this year, a woman 

in her forties was admitted to the ICU 

after a fatal fall and was declared brain 

dead. Her life was honored with the 

donation of a left kidney to a 34 year 

old female, a right kidney to a 43 year 

old male, and a double lung to a 50 

year old female. Countless others will 

have improved lives through her tissue 

donation and bone recovery. These 

gifts provide a second chance at enhancing 

the quality of life for numerous 

individuals. 

It is only fitting that Temecula 

Valley Hospital acknowledges the 

families of these generous donors and 

thank them for making the difficult 

decision to give the gift of life. We are 

honored and humbled by their courage. 

As a result of their giving, many donor 

recipients across the country will be 

celebrating their new lease on life with 

their families. 

Temecula Valley Hospital is located 

at 31700 Temecula Parkway, 

and brings advanced technology, innovative 

programs, patient-centered 

and family sensitive care to area 

residents. The hospital features 140 

private patient rooms, 24 hour a day 

emergency care, advanced cardiac and 

stroke care, orthopedics and general 

medical care and surgical specialties. 

For more information on Temecula 

Valley Hospital can be found at 

www.temeculavalleyhospital.com. 

connect: www.temeculavalleyhospital.com 

did you forget to spring clean your technology? 


TECHNOLOGY 

by 

by 

Stefani 

Steve Fillingim 

Laszko 

what are they doing to make sure 

their equipment is running up to par? 

Regardless of your business type 

or structure you could easily argue 

that your computer is the most important 

component to your ability to 

function and work efficiently. If you 

haven’t done it yet, Summer may 

actually be a better time to assess 

your environment while many people 

are on vacation or working less hours 

with children home from school. 

Completing the following steps will 

set you up for success come Fall 

when things tend to pick up again. 

Ensure you are running the 

latest software. Running the latest 

software on your system sounds easy 

but there is a lot of considerations. Just 

about everything you use produces 

software updates; your browser, plugins 

such as Java and Flash, and the 

often forgotten printers and scanners. 

Running the latest software will allow 

you to utilize new improvements and 

keep your system more secure. If you 

are not getting emails from the manufacturers 

you can find them with a 

quick online search. 

Do some actual cleaning. Your 

hardware and software need to be 

periodically cleaned as well. Get a 

can of air spray to clean out your 

keyboard and the vents in your desktop 

or laptop. Replace the batteries 

in your mouse and keyboard or at 

the very least make sure you have 

extra on hand…... batteries tend to 

die at the worst possible time and 

then you’re stuck searching for 

other items to steal them from. I’m 

sure I’m not the only one who has 

stolen batteries from a TV remote! 

Run a virus scan on your computer. 

Malwarebytes and CCleaner have 

free online options. 

Backups and file sharing. 

Have you made any changes to your 

system files since the last time your 

backup was configured? This is a 

very common cause of data loss. 

Users forget to update their backup 

configuration after making changes 

or adding files to their system. If 

you’re utilizing a file share system 

with others now is a great time to 

clean it up and organize it to ensure 

you are working efficiently. 

2017 budgeting. Yep, I said 

it. 2017. We are already half way 

done with 2016 and it is time to 

start thinking about hardware 

and software purchases next year. 

More often than not, it is cheaper 

to purchase a new system than it is 

to fix yours. What is not working 

for you? Where do you need to be 

more productive? Utilizing newer 

technology can help. 

Just as you take your car in 

for an oil change; your technology 

requires periodic tune ups as 

well. If the tasks listed here seem 

daunting, it may be time to engage 

an IT resource. Smooth running 

technology is not a luxury, it is a 

requirement for conducting business 

effectively. Take the time and 

make the investment to set yourself 

up for success. 

Mythos Technology is an IT consulting 

and management firm. For 

more information, please visit www. 

mythostech.com or call (951) 813- 

2672.




Pneumonia 

Healthy 

Living 

by 

Tina Dennis M. Petersen, Gottlieb, D.O. D.C. 

Pneumonia is an infection of the 

lungs. Even though some people are at 

higher risk than others, anyone can get 

pneumonia. The cause of pneumonia 

isn’t always pneumococcal bacteria, but 

they are the most common cause. 

The signs and symptoms of pneumonia 

vary from mild to severe, depending 

on factors such as the type of germ 

causing the infection, and your age and 

overall health. Mild signs and symptoms 

often are similar to those of a cold or flu, 

but they last longer. 

Signs and symptoms of pneumonia may 

include: 

• Fever, sweating and shaking chills 

• Cough, which may produce phlegm 

• Chest pain when you breathe or cough 

• Shortness of breath 

• Fatigue 

• Nausea, vomiting or diarrhea 

Early treatment for pneumonia is 

most effective. See a doctor right away 

if you think you might have pneumonia. 

Exactly which drug is used to treat pneumonia 

depends on the type of germ and 

on your doctor’s treatment strategy. In 

most cases, treatment must be continued 

until most symptoms are gone. 

• Antibiotics can cure bacterial pneumonia 

and make recovery from mycoplasma 

pneumonia much quicker. 

• Antiviral drugs can be used to treat 

certain types of viral pneumonia, but 

there is not yet any treatment that 

works against all causes. 

• Supportive treatment often helps. This 

can include medicines that ease chest 

pain and relieve violent coughing. 

Sometimes oxygen is needed. In all 

cases, a proper diet speeds recovery. 

For more information on pneumonia, call 

Dr. Dennis Petersen at (951) 506-3112. 

Breast Cancer News & Updates with Dr. Amy Bremner 

Michelle’s Place is thrilled to host 

a free educational seminar on Thursday, 

July 21st at 6:30pm. Dr. Amy Bremner 

will provide the latest information on 

surgical techniques, adjuvant therapies 

in breast cancer, the utility of genomic 

profiling, what’s happening with vaccinations 

for breast cancer and facts about 

benign breast disease. 

Dr. Amy Bremner specializes in 

breast surgery techniques at Breastlink 

in Temecula. To RSVP for this free 

seminar visit www.michellesplace.org/ 

seminar-rsvp or call (951) 699-5455. 

Michelle’s Place is a full-service breast 

cancer resource center located at 27645 

Jefferson Ave. #117 in Temecula. 

For more information, visit www. 

michellesplace.org. 

connect: www.michellesplace.org. 

Healthy 

Living 

Let Medicare Help You Stop Smoking 

by 

Cate Tina Kortzeborn M. Gottlieb, D.C. 

It’s never too late to quit smoking. 

While it’s best to stop as early as 

possible, kicking the smoking habit at 

any age will enhance the length and 

quality of your life. As soon as you 

stop, your body begins to repair the 

damage caused by smoking. You’ll also 

save money and you won’t have to run 

outside your home or office every time 

the urge to light up hits you! 

Medicare now covers counseling 

sessions to help you stop smoking, 

even if you haven’t been diagnosed 

with an illness caused by tobacco use. 

You pay nothing for smoking cessation 

counseling, as long as you get it from 

a doctor or other qualified provider 

who accepts Medicare reimbursement. 

Many state Medicaid programs cover 

smoking cessation services as well. 

Smoking tobacco can cause many 

diseases, including heart disease, respiratory 

diseases, and lung cancer -- the 

leading cause of cancer death in the 

U.S. More than 56 million Americans 

still smoke tobacco, but quitting can reduce 

your risk of getting these diseases. 

So if you have Medicare or Medicaid, 

make a note to talk with your doctor 

about quitting. Medicare covers eight 

face-to-face smoking cessation counseling 

sessions during a 12-month period. 

What happens in these sessions? 

Your doctor may follow the “5 A’s” 

approach: ask patients about their 

smoking habits; advise them to quit; 

assess their willingness to quit; assist 

their attempts to quit; and arrange follow-up. 

To help you get off and stay 

off tobacco, your physician may prescribe 

one of seven antismoking drugs 

currently approved by the U.S. Food 

and Drug Administration. Medicare 

often covers such medications under 

its Part D prescription drug program. 

What are the health benefits of not 

smoking? Here’s what you’ll experience, 

according to the American Lung 

Association: 

20 minutes after quitting: 

Your heart rate drops to a normal 

level. 

12 hours after quitting: 

The carbon monoxide level in your 

blood drops to normal. 

2 weeks to 3 months after quitting: 

Your risk of having a heart attack 

begins to drop. 

Your lung function begins to improve. 

1 to 9 months after quitting: 

Your coughing and shortness of 

breath decrease. 

1 year after quitting: 

Your added risk of coronary heart 

disease is half that of a smoker’s. 

5 to 15 years after quitting:| 

Your risk of having a stroke is 

reduced to that of a nonsmoker’s. 

Your risk of getting cancer of the 

mouth, throat, or esophagus is half 

that of a smoker’s. 

10 years after quitting: 

Your risk of dying from lung cancer 

is about half that of a smoker’s. 

Your risk of getting bladder cancer 

is half that of a smoker’s. 

Your risk of getting cervical cancer 

or cancer of the larynx, kidney, or 

pancreas decreases. 

15 years after quitting: 

Your risk of coronary heart disease 

is the same as that of a nonsmoker. 

I also want to mention that Medicare 

covers screening for lung cancer 

with Low Dose Computed Tomography. 

To qualify, you must: 

• Be age 55-77; 

• Be either a current smoker or have 

quit smoking within the last 15 

years; 

• Have a tobacco smoking history of 

at least 30 “pack years” (an average 

of one pack a day for 30 years); 

• Not have any signs or symptoms of 

lung cancer; 

• Get a written order from your physician 

or qualified non-physician 

practitioner. 

You pay nothing for this screening 

if your doctor or other qualified provider 

accepts Medicare reimbursement. 

For more information on kicking the 

habit, visit http://www.cancer.gov/ 

about-cancer/causes-prevention/risk/ 

tobacco/help-quitting-fact-sheet. 

Cate Kortzeborn is Medicare’s acting 

regional administrator for Arizona, 

California, Hawaii, Nevada, and the 

Pacific Territories. You can always get 

answers to your Medicare questions 

by calling 1-800-MEDICARE (1-800- 

633-4227).




25 

by Robert B. Rosenstein 

When is it Time to Consult a 

Business Attorney? 

One of the questions potential clients 

frequently ask is, “When should I consult 

an attorney?” The answer to this question 

is really quite simple. A business owner 

should consult an attorney early on and 

should find an attorney who they can 

speak with when the need arises. 

What this means is that every business 

owner or operator should make an 

appointment with an attorney at the very 

beginning of deciding to open a business, 

and then keep in touch with the attorney 

on a periodic basis to make sure that the 

business is operating within a proper legal 

framework, which will help prevent 

future problems. The initial consultation 

with an attorney should be at no charge 

(about one half of an hour), and a potential 

client should ask all the questions 

of the attorney to make sure they are 

satisfied that the attorney is a good fit 

for them. Ask for references if you feel 

it is necessary and be sure to discuss 

fees. You should find an attorney who 

charges reasonable fees, but remember, 

don’t choose your attorney based upon 

the lowest fee being offered. 

Use the attorney to help you decide 

how to protect yourself, your family and 

your business from potential liability. If 

you are not incorporated or operating 

under some other form of business entity 

which protects your assets, you need to 

correct this immediately. Incorporation 

fees can vary between $1,000 and $2,000. 

Compare the services being offered and 

what you are receiving for your fee. Some 

firms, like ours, will have a special fee for 

forming the business (either an incorporation 

or an limited liability company), 

as the attorney is anticipating providing 

additional services in the future to the 

client when the need arises. 

It is important to remember, while 

your accountant may be an expert when 

it comes to tax planning and accounting, 

do not rely on your accountant for legal 

advice or for protecting your assets by 

creating your business entity. While an 

accountant may have your best interest at 

heart, I can only relay the fact that most 

corporations formed by an accountant 

usually do not provide the protection desired, 

and could subject you to personal 

liability and loss of many tax benefits. 

You would not go to a mechanic for a 

medical problem, so use an attorney for 

legal matters, not an accountant. 

If you have not had a meeting with 

an attorney since opening your business, 

I urge you do so as soon as possible. If 

you are seeking a free consultation, be 

aware your appointment may be scheduled 

for the future, as a good qualified 

attorney usually has a full calendar. 

Once you meet with the attorney and if 

you decide to use the attorney, let them 

know. Have the agreement reduced to 

writing so you are not surprised by a bill, 

and find out if the attorney charges for 

simple phone calls. 

My recommendation, when interviewing 

an attorney, is to determine their 

skill level and the areas that they practice 

in. A good business attorney should be 

well versed in general business, business 

litigation, taxes, estate planning and also 

have referral resources to refer you to, if 

the need arises, in an area outside of the 

attorney’s expertise. 

Robert B. Rosenstein is an experienced 

litigation attorney who also is involved in 

providing business and estate planning 

assistance. Robert B. Rosenstein has 

over 35 years of experience in assisting 

clients with over 20 years in Riverside 

County. Mr. Rosenstein can be reached 

at Rosenstein & Associates (951) 296- 

3888, or visit www.thetemeculalawfirm. 

com 

connect: www.thetemeculalawfirm.com 

All successful people have a vision. They have the 

ability the “see” clearly what they want before it exists. 

- Bill Gates, Co-founder and chairman of Microsoft Corp. 

The City of Murrieta’s new web site features beautiful photos from around Murrieta. PHOTO: Cy Rathbun 

www.murrietaca.gov




LAW CORNER 

by Morton Grabel, APLC 

Family Law Update 

I] Vocational Expert Services, II] 

Vocational Evaluations, III] their role 

in Family Law and IV] Imputation 

of Income. 

Family law is always premised 

on what is in the best interest of 

the child, without exception. The 

law requires both parents to share 

their individual income with their 

dependent children, during divorce 

proceedings and even upon divorce. 

But what happens when the primary 

income earner during the marriage 

all of the sudden begins earning less 

during divorce proceedings; or the 

other spouse says they can’t find 

more work although they really could 

work more if required? This article 

explains the concept of imputation of 

income in cases where a party voluntarily 

shifts careers to a lower paid 

position, or begins working less, or 

could work more and chooses not to, 

or otherwise whose income dramatically 

drops for the specific purpose 

of avoiding higher support payments. 

Imputed income is attributed 

or credited to a parent even though 

the parent is not actually earning 

that amount. Pursuant to Ca. Fam. 

Code § 4058(b), “the Court may, in 

its discretion, consider the earning 

capacity of a parent in lieu of the 

parent’s income, consistent with what 

is in the best interests of the children. 

The reason for this legislation is an 

understandable one: to prevent parties 

from voluntarily reducing their 

earning capacity in order to avoid a 

higher paying child support. 

In these cases, the Court will 

use three factors to determine the 

imputed income: 1) the ability to 

work, 2) opportunity to work and 3) 

willingness to work. 

The 1) ability to work is generally 

determined by looking at a parent’s 

educational level, work skills and 

employment history. 2) Opportunity 

to work is determined by looking at 

the local job market. 3) Willingness 

to work is determined by looking 

at the parent’s behavior. If a parent 

wants to challenge the determination 

of the imputed income, the parent 

will need to supply proof. This is 

where vocational evaluations come 

in. 

A vocational evaluation is conducted 

by a Certified Career Counselor. 

A party may seek out the help 

of one of these experts and present to 

the court the assessment as evidence 

of the party’s voluntary “underemployment”. 

The process usually begins 

with an interview seeking out the 

party’s relevant information affecting 

employability. The counselor will 

then conduct a labor market analysis 

reflecting the job opportunities given 

the qualifications of the party within 

the appropriate geographical area. 

The hard, professional evidence 

can help persuade an undecided or 

uncertain judge. For instance, in re 

Marriage of Barth (2012) 210 Cal. 

App. 4th, the court held that income 

was properly imputed to a parent who 

was not unemployed as claimed but 

rather was self-employed and was 

either substantially understating 

income or was purposefully underemployed. 

In that case, a counselor 

offered uncontroverted evidence that 

the parent had the ability and opportunity 

to work and to earn $120,000 

to $150,000 per year based on age, 

education and work experience. 

In conclusion, hiring a Certified 

Career counselor can be expensive 

but certainly worth retaining their 

services and expertise to highlight 

the evasiveness, lazy or indifferent 

spouse when looking at the entire 

picture. 

Please note by reading the information 

above & herein, no attorney-client 

relationship has been created. 

Moreover, the information provided 

herein is not to be relied upon as 

legal advice for your specific legal 

needs. Should you have legal questions 

feel free to contact The Law 

Offices Morton J. Grabel in Temecula 

at (951) 695- 7700. Mort, originally 

from Philadelphia PA, attended 

an ABA Law School, has an MBA, 

a Real Estate Broker’s License, a 

CA Nursing Home Administrator’s 

License and is a member in good 

standing of various local Chambers 

of Commerce. 

“ 

But what happens when the 

primary income earner during 

the marriage all of the sudden 

begins earning less during 

divorce proceedings; or the 

other spouse says they can’t 

find more work although 

they really could work more 

if required?


How to Get Your Very Own Agent Q 

LEGAL 

by by 

Jeffrey Steve Fillingim C. Nickerson 



I know you have thought about it. 

Strolling into headquarters, ready to take 

on your next international assignment? 

Before you pack up the snazzy tuxedo 

or slinky black dress, you first stop off 

in the research and development division 

of a National Intelligence Unit for the 

latest gadgets. Q was always there to be 

sure James had the very best protection 

possible. Believe it or not, you too can 

have someone watching out for you at 

the time you need it most. All it takes 

is the very simple action of executing 

a comprehensive Power of Attorney – 

something it takes less than five minutes 

to complete. 

A Power of Attorney can be as broad 

or narrow as you choose, but if you haven’t 

done one at all, you are stuck without 

anyone to help. Stuck until a court 

determines who should be appointed 

and what power he or she will have. (A 

sobering though indeed!) While all this 

“appointing” process is happening, you 

are hanging out of that airplane with no 

parachute or fancy glider turned boat 

as you hit the water. Although we may 

think this sort of thing won’t happen to 

us, but unfortunately it does (well maybe 

not falling out of a plane exactly but you 

know what I mean). 

Instead, a little bit of proactive paperwork, 

and you too can assign your very 

own Agent Q (or any other alphabet letter 

you choose) to be watching your back if 

you become ill or incapacitated, even if 

it is just a temporary spell. 

Jeff Nickerson is an Estate Planning 

Attorney with The Law Office of Jeffrey 

C. Nickerson, located at 29970 Technology 

Drive, Suite 209, in Murrieta. For 

further information, call 951-200-4921. 

 

Law Office of Jeffrey C. Nickerson, 

Estate Planning Attorney & Special 

Needs Planning 

27 

Law Firm of Hitzeman & Evenson, APC Observes 

1st Anniversary 

The Law Office of Hitzeman & 

Evenson, A Professional Corporation, 

celebrated its first year anniversary on 

June 1st. Principals Don Hitzeman and 

Paul Evenson, with their practice located 

in the Vista Office Centre, at the corner of 

Ridge Park Drive and Rancho California 

Road in Temecula, are both grateful to 

those loyal clients who followed them 

into their new practice and for the opportunity 

to meet so many new clients 

during this past year. As Paul Evenson 

put it, “It has been an amazing year full 

of growth, maintaining relationships 

with so many wonderful and supportive 

clients and building new relationships 

with the people of Temecula and the surrounding 

communities.” Don Hitzeman 

added, “We look forward to continuing 

to serve these communities by delivering 

competent and professional legal advice 

and services to our clients, guided by the 

principles of integrity and professionalism, 

because competence and integrity 

really do matter to us and to our clients.” 

Their practice focuses on business law, 

both transactional and litigation, as well 

as trusts and estate planning. 

In addition to practicing law, both 

attorneys have devoted time, energy and 

resources to serving the needs of the 

community at large. Don Hitzeman is 

serving on the Board of Directors of the 

Economic Development Coalition of SW 

California and is a member of the Murrieta 

Temecula Group. Paul Evenson has recently 

been elected to serve on the Board 

of Directors of the Menifee Chamber of 

Commerce, as well as the Board of the 

Murrieta Rotary Club. For prospective 

new clients, Hitzeman & Evenson offers 

an initial one hour consultation at no 

charge, “in order to see whether we are a 

fit for the potential client, and they are a fit 

for our practice,” according to Hitzeman. 

“Trust and confidence in your attorney, 

just as with any professional you hire, is 

key to building a lasting and worthwhile 

relationship.” 

QUOTEABLE 

“People who succeed have momentum. The more 

they succeed, the more they want to succeed, and 

the more they find a way to succeed. Similarly, 

when someone is failing, the tendency is to get 

on a downward spiral that can even become a 

self-fulfilling prophecy.” 

-- Tony Robbins




Having Fun Yet? 

REAL ESTATE 

by 

Gene Wunderlich 

Well, we had an election a couple 

weeks back and not much changed 

really. There will obviously be a bigger 

impact in November but even that 

isn’t likely to change much locally. 

Our IE economy is doing pretty well, 

albeit slowly. At our annual SRCAR 

Breakfast with the City Managers, 

the CM’s from 8 cities shared their 

progress and vision at meetings in 

Murrieta and Hemet. There’s a lot going 

on here including commercial and 

retail development, transportation and 

infrastructure improvements and somewhere 

in excess of 15,000 new housing 

units either under construction or in 

the planning stages. Very encouraging. 

Our local housing market has had 

its share of up’s and down’s so far this 

year. Sales down, prices down; sales 

way up, prices down; sales way down, 

prices up; what’s next? In January our 

month-to-month (mtm) sales dropped 

25% from December and our median 

price fell 1%. February sales picked 

up 1% but prices fell another ½%. 

March spiked up 29% in sales and prices 

increased 4%. For some reason, April 

home sales dropped 9% in what has traditionally 

been a growth month. April sales 

were slow across all of California even 

though they were very strong in most 

of the rest of the country. Historically, 

local sales should increase every month 

from now thru July or August. This year? 

Who knows? 

May sales picked up 14% and medians 

were up 4% mtm. That puts our 

year-to-date sales volume 2% ahead of 

2015 (4,302 / 4,396) and keeps our median 

price 7% ahead of this point in 2015 

($295,647 / $316,510) for the region. 

Individual cities may vary. 

You already know the Fed has waffled 

on raising interest rates in June. 

We talked about that a couple months 

back – just when the economy appears 

to be getting strong enough to weather 

a rate hike, some part of it tanks again 

and we’re reminded just how fragile and 

potentially illusory our recovery really is. 

The jobs report for May was dismal. 

Even the cooked books of the Labor 

Department could only find 38,000 new 

jobs in May. And that was after they ‘adjusted’ 

March and April numbers down 

59,000 jobs. 

Here’s three different reads of the 

same report – using terms like ‘Drastic’ 

and ‘Bleak’, one department said “That 

38,000 jobs is the fewest since 2010”. The 

department across the hall said “But the 

unemployment rate dropped to 4.7%, the 

lowest it’s been since November, 2007. 

Isn’t that great?” Then another department 

chimed in, “We only got to 4.7% 

unemployment because 458,000 more 

Americans gave up trying.” Pick your 

own spin on this one. 

While consumers seem to be spending 

more, consumer confidence was down 

Housing remained a bright spot in some ways with the National Association 

of Realtors® reporting home sales at a 10 year high across the country and 

prices rebounding to within 4% of their pre-recession level. 

in May and GDP results so far this year 

have been underwhelming. Housing remained 

a bright spot in some ways with 

the National Association of Realtors® 

reporting home sales at a 10 year high 

across the country and prices rebounding 

to within 4% of their pre-recession level. 

Of course that’s for markets that only 

declined 30%. In markets like ours that 

dropped 60%, there’s still a ways to go. 

Two problems with the housing market 

to keep an eye on. One problem is 

that low inventory and decent demand 

is driving prices ever higher reducing 

affordability. That is keeping a lot of 

people out of the market as first timers 

just can’t afford a home and people 

who lost their homes before are getting 

priced and regulated out. Investors 

left long ago. Inventory remains very 

low - 6 of our 9 cities currently have 

an inventory of less than 2 months! 

Only Canyon Lake has an inventory 

that would be considered ‘normal’ by 

normal standards – 6.2 months. 

This is creating a second problem 

that is just starting to be explored in 

many areas. More builders are building 

homes for the upper end client – expensive 

homes that are selling well and 

more profitably to people who have 

actually benefitted from the Obama 

economy, and not enough lower end 

homes for people who barely qualify 

and where the profit margin is slim. 

Even in our area many of the homes 

in the pipeline would qualify as moderate 

and higher developments – and 

why not? With higher coastal prices 

continuing to drive population our way 

in search of affordable homes, is it any 

wonder our local ‘affordable’ homes are 

pushing the marginally qualified even 

further inland? Or out of state? 

The good news is – only 5 more 

months until this interminable campaign 

season ends.




Summer Savings 

at Alli’s Resale Shop 

29 

Safe Alternatives for Everyone 

(S.A.F.E.) has been providing lifesaving 

services for children and families at risk 

of abuse and violence in our community 

since 1998. 

In October SAFE opened Alli’s 

Resale Shop as another outreach into 

the community. Alli’s has quality resale 

goods at affordable prices and each week 

we have specials like our Senior Wednesdays, 

Teen Thursdays and once a month 

our Dollar Day! While Alli’s has lots of 

clothing for men, women and children 

there are many other items for purchase: 

furniture, books, hair care products, 

toys, baby equipment, household décor 

and more. 

Stop by Alli’s located at 27470 

Jefferson Avenue Suite 6B in Temecula, 

Alli’s is open Tuesday-Saturday 

10:00am-6:00pm (closed Monday & 

Sunday) phone number is 951-970-0123. 

Alli’s 

RESALE SHOP 

by Safe Alternatives for Everyone 

Alli’s Resale Shop not only raises 

funds to continue services that change 

lives, it provides volunteer opportunities, 

community service for teens, 

job training and raises awareness of 

Domestic Violence in our community 

and how SAFE can help. 

SAFE gratefully accepts donations 

during business hours. For large donations 

please call ahead to ensure 

we have room 951-970-0123. Due 

to health, safety and environmental 

reasons we CANNOT accept are used 

mattresses, used stuffed animals, TVs, 

computers, car seats or cribs. 

To donate, volunteer or for more info 

please contact Patti Drew 951.587.3900 

or patti@safefamiliesca.org. 

Alli’s Resale Shop not only raises 

funds to continue services that 

change lives, it provides volunteer 

opportunities, community service 

for teens, job training and raises 

awareness of Domestic Violence 

in our community and how SAFE 

can help 

Supervisor Chuck Washington 


Supervisor Washington was chosen 

by the ASPA board of directors, because 

he has proven to be an exemplary public 

servant. 

The ASPA Board stated “Through 

his many years of service in the Inland 

Empire - specifically in Riverside County’s 

3rd district, Supervisor Washington 

has served with diligence, commitment, 

integrity and resolve.” 

“Those that have had the pleasure of 

working with the supervisor have shared 

that he is extremely personable, enthusiastic, 

easy to talk to, and extremely 

approachable,” stated 

Emma Perez-Singh, president-elect 

Inland Empire ASPA. 

The award is presented to an individual 

who is currently serving in 

an elective office and who directly 

represents residents of a city, county 

or district in Riverside and/or San Bernardino 

County. Supervisor Washington 

joins a list of previous recipients that 

includes: (2015) Janice Rutherford, San 

Bernardino County Supervisor, (2014) 

Larry Ward, Riverside County Assessor, 

(2013) Dick Riddell, Yucaipa City 

Council Member, (2012) Paul Cook, 

California Assemblyman, 65th District, 

(2011) Ronald O. Loveridge, Mayor 

City of Riverside, (2010) Wilmer Amina 

Carter, California Assemblywoman, 

62nd District and (2009) John Tavaglione, 

Riverside County Supervisor. 

During the June 23 awards banquet, 

the ASPA board also presented 

the following: Outstanding Rising 

Administrator - Susana Garcia Bocanegra, 

Principal Accountant County 

of Riverside Auditor-Controller’s Office, 

Outstanding Educator - Jerry M. 

Amendarez, Superintendent Colton 

Unified School District, and Outstanding 

Senior Administrator - Sue Lennan, 

Branch Chief III, Riverside University 

Health System. 

The ASPA Board stated “Through his many years of service in the Inland 

Empire - specifically in Riverside County’s 3rd district, Supervisor 

Washington has served with diligence, commitment, integrity and resolve.”




MAESTRO 

Ken Rice 

by Tom Plant 

When you walk into Temecula’s 

“Little Shop of Horns”, you’re immediately 

struck by just how much there 

is to take in. Autographed photos 

from BB King, Smokey Robinson, 

Tom Cruise, Ed McMahon and 

others adorn the walls. Saxophones, 

trumpets, pianos and more are everywhere. 

Dozens of cabinets with 

tiny drawers containing parts for 

instrument repairs line the back wall. 

Welcome to Ken Rice’s world. 

Ken’s been playing the sax since 

he was nine. His dad took him to a 

music store hoping he could interest 

him in a clarinet. Ken, however, saw 

a saxophone and knew “that’s what 

I wanted to play.” Dad tried urging 

him back to the clarinet, a less expensive 

instrument, but he couldn’t 

be budged. He started with an alto 

sax and then played baritone sax in 

high school. He picked up a tenor sax 

at about the same time and it eventually 

became “his instrument.” He 

also plays soprano sax, keyboards, 

guitar, bass, trumpet, clarinet, flute 

and trombone. 

He entered the Army in 1970, 

serving in Europe, and quickly found 

soldiers who shared his passion for 

music, and he joined the 7th Signal 

Brigade Communicators. His feeling 

was they could help promote 

American-European relations. After 

playing private parties for officers, 

they played all over Europe as a 

small band. He was relieved of his 

duties as a teletype operator so he 

could continue playing and touring. 

After his fellow band members left 

for home, he stayed abroad for a 

few months and played USO shows, 

sometimes with the warm up band 

and other times backing up Motown 

greats like the O’Jays, the Temptations 

and Gloria Gaynor, receiving a 

Presidential citation for his service. 

Ken grew up in the Midwest and 

listened to a regionally popular band 

called the Fabulous Flippers. When 

he returned from Europe he landed 

an audition with them and became 

a member of the band. His first gig 

with them was in Denver with Gary 

Puckett and the Union Gap. He spent 

seven years with them on and off 

before joining another band called 

Circus Max. He did side work with 

recording artists like Little Richard, 

Marvin Gaye, Ella Fitzgerald and 

others. 

He moved to California in 1981 

when his wife, Lenore, became ill. 

He started working at the renowned 

The Horn Connection in Los Angeles 

where he apprenticed under Manny 

Gavrilov for nine years. At the time 

he was commuting from Menifee 

to LA Monday through Wednesday 

and then Thursday to Saturday from 

Menifee to San Diego to LA and 

back. When his car broke down on a 

“ 

“We’re a one on one small business that tries to get you 

American-made instruments, find older instruments and bring them back 

to life, like to teach young students how to play what they learn in school 

and how to improvise, write songs and record.” 

115 degree day, he decided then and 

there the commuting was done. 

Temecula was undergoing a 

growth spurt at the time and finding 

office space was a challenge. He saw 

a space available sign on Jefferson 

Avenue one day, a tiny back corner 

room that used to be the dance floor 

for Guadalajara restaurant. He made 

an offer, it was accepted and he’s 

been there ever since, although he’s 

added space as it became available. 

At the start he did repairs and lessons 

and now he sells instruments and 

continues to teach with his partner, 

Joe. His son came up with the name 

of the shop, and his multi-talented 

wife painted the logo, which hangs 

in one of the studios. In July, 2014 he 

was awarded the President’s Call To 

Service Award that came with a letter 

signed by President Obama. 

School funding has changed and 

it’s had a huge impact on his business. 

These days, everything has to come 

from a non-profit. Gone are the days 

of the fundraisers for instrument 

repairs and lessons. An anonymous 

$1000 donation will allow him to 

repair instruments people have donated 

to him and gift them to schools. 

“We’re a one on one small business 

that tries to get you American-made 

instruments, find older instruments 

and bring them back to life, like to 

teach young students how to play 

what they learn in school and how to 

improvise, write songs and record.” 

The Little Shop of Horns is at 

27780 Jefferson Avenue, Suite 10 in 

Temecula. Online it’s www.kenricemusic.com. 

Open Tuesday through 

Saturday and Mondays by appointment, 

he will eventually have the shop 

open for business six days a week.




31 

Grant Awarded to Exceptional Sports! 

On Saturday, June 18th, the 

Riverside County Deputy District 

Attorney Association awarded a 

$2,000 grant to Exceptional Sports. 

This is our first grant! The grant was 

presented by representatives of the 

District Attorney’s office on June 

18, 2016. The grant will enable Exceptional 

Sports to offer additional 

services to the disabled community. 

Exceptional Sports Bowling 

is a bowling program for disabled 

athletes, their family & friends. All 

ages & types of disabilities (physical 

& intellectual) are welcome. 

Our mission is social interaction 

through recreation. Exceptional 

Sports Bowling is a 501(3)(c) 

non-profit charity. Donations are 

generally tax deductible. Disabled 

athletes participate without charge. 

Saturday, July 16 - 7 p.m. 

AL JARREAU 

with special guest 


BWB featuring RICK BRAUN, 

KIRK WHALUM & NORMAN BROWN 


DAVE KOZ & DAVID SANBORN 

Side By Side 

South Coast Winery Wins ‘2016 California’s 

Golden State Winery of the Year’ 

Sacramento has just released the 

results from the nation’s oldest and 

most prestigious wine competition, and 

Southern California Temecula Valley’s 

South Coast Winery Resort & Spa has 

been named the 2016 California Golden 

State Winery of the Year. 

Records were 

broken this year 

at the California 

State Fair Commercial 

Wine 

Competition as 

South Coast Winery 

was the first 

and only winery 

in the competition’s 

history to be presented with a four-time 

championship, naming it the 2016 California 

Golden State Winery of the Year. 

South Coast Winery brought home the 

first California State Winery of the 

Year award to its Southern California 

Temecula Valley home in 2008 and 

then followed it up with a back-to-back 

win in 2009. It earned the top title in 

the California State competition again 

in 2013 and now celebrates its fourth 

win for 2016. 

Dating back to 1854, the California 

State Wine Competition premieres only 

wines made with fruit grown in California; 

and there were 2,854 wines judged 

from 750 of the state’s top wineries 

during this year’s competition. 

“South Coast Winery is truly honored 

to be bringing this recognition to 

Temecula Valley Wine Country, especially 

with only 

13 years of wine 

production. This 

award is a reflection 

of the dedication 

and the collaboration 

between our 

soil and vines, the 

vineyard team and 

our talented winemakers. 

I’m humbled to be a part of it,” 

states Jim Carter, the owner/vintner for 

the Southern California winery resort. 

Dating back to 1854, the California 

State Wine Competition premieres 

only wines made with fruit grown in 

California; and there were 2,854 wines 

judged from 750 of the state’s top wineries 

during this year’s competition. 

Sunday, July 31 - 6 p.m. 

CHRIS BOTTI 

COMING IN JULY 

Coming in August 

Sunday, August 7 - 6 p.m. 

RETURNING VERY SPECIAL GUEST 

Saturday, August 27 - 7 p.m. 

GEORGE BENSON 

Sunday, August 28 - 6 p.m. 

An Evening With KENNY G 

Get tickets now! www.jazzconcerts.com 

(951) 699-0099 • www.thorntonwine.com




Temecula Valley Players Hold 

Auditions for Legally Blonde 

The Temecula Valley Players 

have been entertaining the Temecula 

Valley with quality live theatre 

for over 35 years. TVP will hold 

auditions for the opening of the 

2016-2017 season with the charming 

musical, Legally Blonde. The story is 

of the quintessential Valley Girl who 

follows her ex-boyfriend to Harvard 

Law School and realizes that she has 

more to offer than just a pretty face 

and a bubbly personality. 

The musical is based on the book 

by Heather Hatch with music and 

lyrics by Lawrence O’Keefe and Nell 

Benjamin. The artistic team of Director/Choreographer-Jill 

Morrison 

and Musical Director-Karin Gittins 

will hold auditions in the upstairs 

rehearsal room at the Old Town Temecula 

Community Theater, 42051 

Main Street in Temecula on Saturday 

July 9th at 6:00pm & Sunday July 

10th at 6:00pm. With the Director’s 

invitation, callbacks will be held on 

Tuesday July 12th at 7:00pm. 

T.V.P holds Open Casting Call... 

No pre-casting...Non Union Only 

Please. Performance dates are 

September 8-25, 2016. Please bring 

current headshot/resume. Prepare 

16 bars of appropriate music and 

BRING A BACKUP TRACK...C.D... 

Ipod, Ipad, Iphone with companion 

cords to hook up to speaker....NOTE: 

NO SHEET MUSIC PLEASE... 

Please wear comfortable and appropriate 

dance wear and WEAR/BRING 

DANCE shoes, you will be taught a 

short dance combination. You may 

also be asked to cold read from the 

libretto. 

For character breakdowns go to 

https://www.facebook.com/Temecula-Valley-Players- 

or www.temeculavalleyplayers.com. 

For further 

information contact Terri Miller 

Schmidt at temeculaterri12@icloud. 

com or text 951-294-7179




33




Murrieta Equestrian Park – The History 

by Sgt. Jay Froboese 

The following is the beginning of a 

three part article on the history of Murrieta 

Stud Ranch. This facility is currently 

called the Murrieta Equestrian Park and 

is owned by the City of Murrieta. It is 

located at the corner of Juniper and Hayes 

on the west side of Murrieta. This facility 

was purchased by the city in 2009 from 

the Ridder Family and is currently being 

reviewed by a consultant to design and 

build it out into a public equestrian facility 

for use by the public. 

Murrieta Equestrian Park is an 

approximately 23 acre horse breeding 

facility for racing Thoroughbreds. Its 

original name when it was built by Bernard 

and Georgia Ridder in late 1962 was 

MURRIETA STUD RANCH. 

Ben was born June 29, 1913 into a 

newspaper magnate family. His father’s 

name was Joseph Ridder and mother Hedwig 

Schneider. Joseph’s father, Herman 

Ridder, started the family’s newspaper 

business when he acquired the German 

language Staats-Zeitung newspaper in 

1892. As anti-German sentiment increased 

between the two world wars, Herman Ridder 

successfully transitioned into English 

language publishing by acquiring the Journal 

of Commerce in 1926 in New York. 

Ben Ridder’s love of horses goes 

back to his youth in New York. He played 

on Princeton’s polo team as a college student. 

He also showed and trained horses 

on the East Coast after college. 

Georgia Buck, an only child, was 

born on Dec. 5, 1914 in Baltimore. Her 

mother was the former Mary Elizabeth 

Pue and her father, Laurance Buck, 

invented the square space-saving glass 

milk bottle. After attending Ethel Walker 

School in Connecticut, she married Ben 

Ridder in New York in 1936. 

Ben and Georgia Ridder moved from 

Long Island New York to Pasadena CA 

in 1955 so Ben could accept a job as 

publisher of the newspaper called Pasadena 

Independent & Star News that had 

a circulation of approximately 74,000 

daily readers. 

After being in Pasadena right next to 

Santa Anita Race Track for four years, the 

Ridder’s got hooked on Thoroughbred 

Racing. The Ridders bought four race 

horses, and after just a few races had lost 

three of the four to injuries and death. 

The Ridder’s were devastated and Ben 

Ridder felt he could breed a better and 

stronger race horse himself than what 

was available for sale in the commercial 

market. He went looking for land east 

and south of Los Angeles where he could 

breed horses and not be bothered by the 

population explosion of Los Angeles and 

Orange Counties. He came down Route 

395 in 1961 and fell in love with a piece 

of property just west of the Santa Margarita 

Watershed which is today’s Murrieta 

Creek. That property is today Murrieta 

Equestrian Park. 

In 1962 Ben Ridder immediately 

went to work contracting with Jack and 

Larry Weir of Weir Brothers Construction, 

still in business today in Rancho 

Santa Fe, building the adobe horseshoe 

barn and the house on the “knoll” as 

Ben called it. He and Georgia stayed in 

this house when they were at the ranch 

so they could, as Ben put it, “look over 

everything they had built and produced.” 

The barn and house were built with 

adobe brick and clay roof tiles. The barn 

has a total of 16 stalls. Fourteen stalls are 

14 square feet each. The remaining two 

stalls on the ends are foaling stalls and 

much larger with a window in the interior 

north wall of the stall that can be opened 

into the lab and office space so the night 

watchmen could monitor the mares due 

to foal and immediately assist with foaling 

at the appropriate time. Being a prey 

species, all horses naturally foal at night 

to allow the foal to get on the ground, 

dry off and get on its feet by sunrise. A 

12 foot covered lane extends for 160 feet 

around the front of the stalls. The heavy 

clay tile roof was supported by 10 by 

14 inch timbers set at 10 foot intervals. 

The grass in front of the barn was put in 

by the Ridders to allow veterinarians to 

tranquilize horses for gelding and other 

minor operations. Ben wanted a soft and 

comfortable safe place close to the barn 

for these procedures, and did not want 

his horses lying in the dirt during these 

procedures. 

At the west end of the barn was the 

office for the farm manager W.C. Meek 

and his assistant Tom Truby. There is 

also a room for storage and records for 

the breeding facility. Remember this 

ranch was from an era before computers 

and all breeding records for up to 150 

thoroughbred mares and their off spring 

were typed or hand written and kept in 

file cabinets. 

At the east end of the barn there 

was a completely equipped laboratory 

for a veterinarian. Other employees at 

the ranch were Gus Dimitri the night 

watchman and foaling helper, Clifford 

Mefferd the farrier that took care of the 

horse’s hooves, Jim Kean, our third paid 

fireman ever at Murrieta FD and father 

of current Murrieta fireman Steve Kean, 

who handled the mechanicals and maintenance 

of equipment on the ranch, and 

workers George Brush and Tony Mikhail. 

All employees said the Ridders were the 

nicest people they had ever worked for 

in the Thoroughbred business. Pay was 

meager, but the Ridders provided a house 

for each worker and their family, paid all 

the utilities, and gave each worker a cow 

each year for meat. Ridders even had a 

local rancher by the name of Bill Brown 

come out and butcher each family’s 

cow for them. If the Ridder’s had been 

successful at the track with their horses 

during the year there was a nice cash 

Christmas bonus every year as well. The 

bonus almost always came in according 

to Jim Kean. 

Look for Part 2 of 3 of this article 

next month and see what Ben and Georgia 

built next as they continued to expand 

and develop the Murrieta Stud Ranch 

The Murrieta Police Department appreciates 

all the support our community 

gives us throughout the year. This is an 

awesome community. We enjoy living 

here and consider it an honor to serve the 

citizens of Murrieta in our chosen profession 

of Law Enforcement. I welcome 

your questions and suggestions for future 

articles and can be contacted directly at 

the Murrieta Police Department at 951- 

461-6302 or jfroboese@murrieta.org




35 

Sooner or later your business will be given a less than glowing review and 

how you deal with it can turn a negative experience to positive. So the 

question, do I respond or don’t I? 

To Respond or Not Respond 


In today’s world of social media, 

reviews and comments can make or 

break a business. The internet savvy 

consumer knows where to go to find an 

evaluation of a restaurant, retail store 

and even a professional such as doctors 

and specialists. “Know before you go” 

has never been more applicable than it 

is in this connected world. 

However because we are dealing 

with humans, we can’t always be guaranteed 

fair and objective input. Sooner 

or later your business will be given a 

less than glowing review and how you 

deal with it can turn a negative experience 

to positive. So the question, do 

I respond or don’t I? 

Most experts will tell you that just 

ignoring a negative comment is not 

the best approach. Showing an active 

interest in the perceived fault of your 

business, whether it’s true or not, is the 

best defense. 

Having a response plan is a good 

idea and it may look like this. 

• Start by sincerely thanking the 

submitter for the input and taking 

time to comment. Offer to take 

the issue off-line and make direct 

contact. You can ask additional 

questions and make any necessary 

clarifications. Other readers will 

see that you are serious about 

making improvements. 

• If you find that there is a business 

issue, own up to it and offer some 

type of restitution if appropriate. 

This might be a future discount 

or refund depending on the seriousness 

of the problem and your 

type of business. 

• Once you come to a satisfactory 

resolution ask the customer to append 

the review with the positive 

follow-up experience. 

In addition to responding to these 

types of reviews, keep track of the 

issues looking for trends where improvements 

in the business can take 

place. This input can be a valuable tool 

for building quality into your product 

or service. Consider forming a quality 

team to develop changes to prevent 

problems before they take place. 

If attempts to satisfy a customer 

don’t seem to be working, be sure to 

make use of the review site’s process to 

dispute a claim. Even if the customer is 

uncooperative it gives you a fair chance 

to state your side of the story. This will 

also send a positive message to those 

researching your business. 

Finally, if your business is “legal 

sensitive” consult with your attorney 

for their advice. 

Ted Saul is a freelance writer who has 

assisted companies with Business Plans 

and Project Management. He holds a 

master certificate in project management 

and has earned his MBA from 

Regis University.Ted can be reached 

on LinkedIn, TedS787 on Twitter or 

emailing Ted@tsaul.com. 

by 

by 

Ted Saul, 

Steve Fillingim 

Sr. Staff Writer 

Time and again pieces get printed 

without a contact phone number or requesting 

your “presents” rather than your 

“presence” at an event. Proof reading is 

essential to avoid these types of mishaps. 

It is very easy to want to gloss over this 

portion of the printing process. Here are 

some tips for a successful experience: 

1. Make time to proof: Business moves 

at lightning speed, but there are times 

to slow down and check the details. 

Proof reading is one of those times. 

Taking 15 minutes to really look at 

your piece can make all of the difference. 

If you are proofing a larger 

piece, then schedule a portion of your 

day to devote to the job. 

2. Proof from a printed copy: Even if 

your printer sends you a digital proof, 

you should always print it out. It is 

very easy to scroll past errors on the 

computer screen. It, also, gives you 

a perspective on what your clients 

will receive. You may discover that 

you want to add information or move 

things around when you can see things 

from their point of view. 

3. Whenever possible, see the original 

proof in person: This is particularly 

important when a piece is color critical 

or when choosing the stock. Nothing 

is worse, for you and your printer, than 

when your printed piece does not live 

up to your expectations. Remember, 

the goal of your piece is to remind your 

clients about you, and that happens 

when appealing to all of their senses. 

You ensure that the color and the paper 

stock texture and weight are correct 

when you proof your project in person. 

Proof? Yes, Please! 

4. Another set of eyes can help: Asking 

another person to take a look at your 

piece can offer a fresh perspective 

and even vet out errors for correction. 

It is amazing how many times 

you can look at a project, and then, 

just when you are ready to approve 

it for printing, someone else glances 

at it over your shoulder and notices a 

word is misspelled. Often printers 

are focused on file preparation and 

color correction, rather than content, 

so ask them if they offer proof reading 

services. Their trained eye can prove 

invaluable. 

Proofreading is a very important part 

of the design/printing process. In the 

long run, it will save time, money and 

frustration. Partner with a local printer 

and reap the rewards! 

Tracey Papke is the owner of Potamus 

Press, a commercial print shop 

that specializes in digital printing. 

For more information please visit 

www.potamuspress.com or call (951)693- 

2136. Our new location is 26499 Jefferson 

Avenue, Unit B in Murrieta. 

MARKETING 

by Tracey Papke

July 2016

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