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VOLUME 33, NUMBER 10 OCTOBER 20<strong>22</strong><br />
VISIT TEMECULA VALLEY EXPANDS<br />
STAFF WITH NEW<br />
CMO, CFO, AND DIRECTOR OF PR<br />
by Ted Saul<br />
MAKE<br />
WORKING FROM HOME<br />
A BETTER EXPERIENCE<br />
SEE PAGE 5<br />
As working from a home office has become more<br />
of norm, there are steps that can be taken to ensure the<br />
most productivity. Distractions that take your mind<br />
off your tasks come easy when you are by yourself.<br />
Here are a few ideas to enhance your work environment<br />
and work habits.<br />
SEE PAGE 18<br />
TEMECULA CHAMBER ANNOUNCES<br />
THEME FOR THE 20<strong>22</strong> LEGISLATIVE<br />
SUMMIT<br />
MURRIETA POLICE DEPARTMENT<br />
RECEIVES NIBRS CERTIFICATION<br />
The Murrieta Police Department is pleased to announce that on<br />
August 26, 20<strong>22</strong>, the department was officially awarded National<br />
Incident-Based Reporting System (NIBRS) certification by the<br />
California Department of Justice. This is a major milestone for the<br />
department. To date, the Murrieta Police Department is one of only<br />
a handful of California agencies to receive certification in a state<br />
comprised of over 500 law enforcement agencies.<br />
SEE PAGE <strong>22</strong><br />
What: Focusing on building a better economic environment,<br />
“Local Needs vs.Government<br />
Realities” is the theme of this year’s Temecula Valley Chamber<br />
of Commerce (TVCC)<br />
Legislative Summit. The summit will examine the business<br />
climate on local, state, and national levels, as seen through an<br />
ever-changing political lens.<br />
SEE PAGE 2<br />
COMMUNITY<br />
NOW IS THE TIME<br />
TO DEVELOP<br />
YOUR SPEAKING<br />
SKILLS<br />
8<br />
LEGAL<br />
WHAT HAPPENS IF<br />
YOU DIE WITHOUT<br />
A WILL?<br />
10<br />
LEGAL<br />
CAL SAVERS<br />
RETIREMENT SAVINGS<br />
PROGRAM REGISTRA-<br />
TION DEADLINE HAS<br />
PASSED<br />
12<br />
AND...<br />
TERRY GILMORE -<br />
EXECUTIVE PROFILE<br />
PROFESSIONAL WOMEN<br />
TOASTMASTERS WINS<br />
PUBLICITY AWARD
THE VALLEY BUSINESS JOURNAL<br />
2 www.TheValleyBusinessJournal.com<br />
<strong>October</strong> 20<strong>22</strong><br />
TEMECULA CHAMBER ANNOUNCES<br />
THEME FOR<br />
20<strong>22</strong> LEGISLATIVE SUMMIT<br />
Who: Guest Speakers are Assemblymember Kelly Seyarto, District 67, Jennings<br />
Imel, Executive Director of the U.S. Chamber of Commerce, and Chris<br />
Collier, Founder/President of Rincon Strategies<br />
Why: Regional Legislative Awareness & Updates on Laws that impact our<br />
business as well as local communities. Who should attend: All local business<br />
owners or professionals who desire to stay “in the know” on current bills,<br />
recent laws passed, and policies in place that have positive and negative<br />
impacts on local businesses.<br />
When: Thursday, <strong>October</strong> 6, 7:00 a.m. to 10:00 a.m.<br />
Where: South Coast Winery, 34843 Rancho California Road, Temecula Wine<br />
Country. Park on the North side of the property.<br />
Tickets: Temecula.org or click here. Pricing: $60 for TVCC Members, $80<br />
for Non-members. $550 for a corporate table of 10 for TVCC Members,<br />
and $750 for non-members. Exhibitor booths start at $200 and have limited<br />
availability. Tickets include a plated breakfast. Contact Amber Poncy, TVCC<br />
Special Events Manager, at Amber@temecula.org with questions about tickets<br />
and sponsorships.<br />
Sponsored By: Abbott, Cal State San Marcos, City of Temecula, Eastern<br />
Municipal Water District, Fabozzi & Miller, APC, Loma Linda University<br />
Medical Center Murrieta, Pechanga Resort Casino, Rady Children’s Health<br />
Services, Southwest Healthcare System, Southwest Riverside County Association<br />
of Realtors, Stonehouse Group, Temecula Valley Hospital, Valley News.
<strong>October</strong> 20<strong>22</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
3
THE VALLEY BUSINESS JOURNAL<br />
4 www.TheValleyBusinessJournal.com<br />
<strong>October</strong> 20<strong>22</strong><br />
In this issue:<br />
Visit Temecula Valley Expands Staff 1<br />
Make Working from Home a Better Experience 1<br />
Murrieta Police Department Receives NIBRS Certification 1<br />
Temecula Valley Hospital Nationally Recognized 1<br />
20<strong>22</strong> Legislative Summit 2<br />
City of Temecula Closes Evacuation Centers for Fairview Fire 6<br />
EVMWD Celebrates Staff During Appreciation Week 7<br />
Haunted Studio Fundraiser Creeps Back into JDS Creative Academy 9<br />
What Happens If You Die Without a Will? 10<br />
Professional Women Toastmasters Wins Publicity Award 11<br />
CalSavers Retirement Savings Program Registration Deadline Has Passed 12<br />
EXECUTIVE PROFILE | Terry Gilmore 14<br />
Temecula’s Art & Street Painting Festival ‘Best of Show’ 15<br />
Contact Lenses 17<br />
Do you Qualify for the Employee Retention Credit (ERC)? 18<br />
EXECUTIVE PROFILE | Greg Thomas 19<br />
Chamber Events 21<br />
Prostitution and Anti-Human Trafficking Operation <strong>22</strong><br />
REALTOR® Report 23<br />
EDITOR/PUBLISHER/CEO<br />
Linda Wunderlich<br />
Email: publishertvbj@verizon.net<br />
Criteria for Submitting Articles:<br />
ADVERTISING SALES INFORMATION<br />
(951) 461-0400<br />
CREATIVE DIRECTOR<br />
Helen M. Ryan<br />
VP OF DISTRIBUTION<br />
Dane Wunderlich<br />
www.TheValleyBusinessJournal.com<br />
www.facebook/thevalleybusinessjournal<br />
For questions, comments, or story ideas, please<br />
e-mail publishertvbj@verizon.net or call (951) 461-0400.<br />
1. Since the publication of articles is an added public relations feature for our advertisers, their articles<br />
will be given first priority. Other articles will be published on a space available basis.<br />
2. Articles should be submitted as a Word document file.<br />
3. Articles must be business-oriented and pertain to the author’s area of expertise. A photo of the<br />
writer is appropriate.<br />
4. All submissions are subject to editing by the publisher.<br />
5. Send completed articles by e-mail to: publishertvbj@verizon.net<br />
6. Article and advertising deadlines are the 15th of each month for the next issue.<br />
STAFF WRITERS/<br />
CONTRIBUTING WRITERS<br />
Gene Wunderlich<br />
Ted Saul<br />
Craig Davis<br />
Stefani Laszko<br />
James Laszko<br />
Nicole Albrecht<br />
Julie Ngo<br />
Tom Plant<br />
Esther Phahla<br />
Steve Amante<br />
Monique deGroot<br />
Andrea Shoup<br />
Gloria Wolnick<br />
John & Christine Hamby<br />
Brian Connors<br />
Dr. Pat Utnehmer<br />
Bonnie Woodrome<br />
Haley Munson<br />
Don Hitzeman<br />
Dione Moser<br />
Diane Strand<br />
Kim Gerrish<br />
Katie Cook<br />
The Valley Business Journal is a California Corporation. All rights reserved. Reproduction in any form, in whole or in part,<br />
without the written permission of the Publisher is prohibited. The publication is published monthly. The opinions and<br />
views expressed in these pages are those of the writer or person interviewed and not necessarily those of The Valley<br />
Business Journal. The Valley Business Journal hereby expressly limits its liability resulting from any and all misprints,<br />
errors and/or inaccuracies any advertisement or editorial may contain, to the credit of the specific advertising payment<br />
and/or the running of a corrected advertisement or editorial correction notice.
<strong>October</strong> 20<strong>22</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
5<br />
VISIT TEMECULA VALLEY EXPANDS<br />
STAFF WITH NEW<br />
CMO, CFO, AND DIRECTOR OF PR<br />
Visit Temecula Valley announced<br />
that it is adding three new positions to its<br />
roster in order meet the growing needs of<br />
the organization as tourism bounces back<br />
to pre-COVID 19 levels.<br />
Annette Brown, former Senior<br />
Director of Public Relations for Visit<br />
Temecula Valley (VTV), has been promoted<br />
to Chief Marketing Officer. In<br />
this new role, she will oversee traditional<br />
marketing, advertising, public relations,<br />
and digital marketing initiatives. With<br />
more than 30 years of experience, Brown<br />
has been with VTV for 11 of its 18 years.<br />
Starting as PR and marketing manager,<br />
she secured a wide range of high-profile<br />
national and global media placements,<br />
garnering millions of impressions. She<br />
also helped introduce Temecula to the<br />
Canadian and UK markets and attracted<br />
domestic visitors from as far away as<br />
New York, Texas, and Florida. Visitor<br />
spending in the Temecula Valley reached<br />
$1.1 billion in 2019, with 3.4 million annual<br />
visitors. Earlier in her career, Brown<br />
worked in several industries including<br />
entertainment, attractions, medical, and<br />
newspaper publishing.<br />
Cassidy Lozinsky has been hired as<br />
Chief Financial Officer (CFO). A native<br />
of San Diego, Lozinsky has more than<br />
20 years of experience as an auditor and<br />
controller, having previously served as<br />
an auditor with Chart House Corporation<br />
in Solana Beach. She most recently<br />
served as controller for Wolf Restaurant<br />
Group in San Diego. Early in her career,<br />
Lozinsky also owned and operated Deli<br />
204’s, a popular eatery in San Clemente.<br />
Communications veteran Norma<br />
Marlowe recently joined Visit Temecula<br />
Valley as the new Director of<br />
Public Relations. Marlowe comes to<br />
the organization with over 25 years of<br />
experience overseeing successful PR/<br />
corporate communications campaigns<br />
for a broad range of clients in consumer<br />
products and services, hospitality, arts<br />
& entertainment, healthcare, and nonprofits.<br />
She has worked on high-level<br />
media relations campaigns for a large<br />
portfolio of brands including Activision,<br />
Ancestry.com, Disney, Fender guitars,<br />
and NBCUniversal. Before starting her<br />
career in public relations, Marlowe was a<br />
community news reporter/stringer for the<br />
Milwaukee Journal Sentinel and served<br />
as a news production assistant at WISN-<br />
TV in Milwaukee, WI.<br />
“We’re thrilled to have talent of<br />
this caliber on our team to help us bring<br />
Temecula Valley to the next level,” said<br />
Scott Wilson, CEO and President of Visit<br />
Temecula Valley. “Currently, Temecula is<br />
one of the fastest-growing travel destinations<br />
in Southern California and we’ll<br />
continue expanding our markets both<br />
domestically and internationally.”<br />
VTV is a nonprofit 501 (c)(6) destination<br />
marketing organization dedicated<br />
to promoting tourism related businesses<br />
including wineries, restaurants, breweries,<br />
retail and specialty<br />
boutiques, hotels, short term rentals,<br />
and more. For more information visit<br />
www.visittemeculavalley.com.
THE VALLEY BUSINESS JOURNAL<br />
6 www.TheValleyBusinessJournal.com<br />
<strong>October</strong> 20<strong>22</strong><br />
City of Temecula Closes Evacuation Centers for Fairview Fire; Coffee with the Mayor<br />
Included Information to Protect Your Home & Family from a Wildfire<br />
The second City of Temecula evacuation<br />
center closed today as Fairview Fire<br />
evacuation orders were lifted. The Fairview<br />
Fire began on Monday, September<br />
5th in Hemet and spread quickly through<br />
dry, rural terrain towards Temecula Wine<br />
Country, burning 28,307 acres including<br />
35 structures and damaging 7 more.<br />
Although the Fairview Fire was<br />
stopped before reaching Temecula,<br />
the City became home to two of three<br />
evacuation centers providing shelter<br />
and comfort to a total of 173 evacuees<br />
and 25 pets at the Temecula Community<br />
Recreation Center and the gymnasium at<br />
Temecula Valley High School.<br />
The original evacuation center in<br />
Hemet at Tahquitz High School also<br />
closed today. Temecula Mayor Matt Rahn<br />
shared his gratitude to CAL FIRE / Riverside<br />
County Fire and Riverside County<br />
Sheriff’s Department, both contracted by<br />
the City of Temecula, “With erratic winds<br />
from Tropical Storm Kay off the coast<br />
pushing the fire towards Temecula, the<br />
Fairview Fire rose to a Level 1 Incident<br />
Management Team at which time close to<br />
3,000 fire and law enforcement personnel<br />
were deployed locally and from across<br />
the State and Country — and we thank<br />
them all. Mayor Rahn adds, “The rain on<br />
day four could not come soon enough as<br />
these heroes took turns working 24-hour<br />
shifts to slow the fire down in hot weather<br />
up to 106 degrees — they protected over<br />
13,000 houses in the fire’s path and kept<br />
Temecula Safe.” In addition to a few injuries<br />
sustained during the Fairview Fire,<br />
including a helicopter accident, Mayor<br />
Rahn extends heartfelt condolences on<br />
behalf of the City of Temecula to a family<br />
whose car was caught by the fire.”<br />
The tragic loss of a father and daughter<br />
on the first day of the fast-moving fire<br />
is heartbreaking, and the City’s deepest<br />
sympathies are with their loved ones.”<br />
Temecula City Manager Aaron Adams<br />
states, “Amid growing concerns, and<br />
a full-scale evacuation of Temecula Wine<br />
Country, the Fairview Fire inspired a<br />
movement of community-wide kindness<br />
with numerous stories of kindness and<br />
an others-centered citizens helping each<br />
other; many offering to open their homes<br />
to evacuees. attitude during this difficult<br />
time was also evident by members of the<br />
community taking in evacuated animals<br />
at their homes.”<br />
Local businesses such as Temecula’s<br />
Home Depot also stepped up donating<br />
needed supplies. Adams said, “Most notably,<br />
the City would like to recognize the<br />
California Ranch Company who accepted<br />
more than 800 evacuated animals and<br />
horses at their private ranch which was a<br />
huge undertaking and so very appreciated<br />
by families in need.”<br />
Temecula Fire Chief John Crater<br />
states, “We are grateful for the community’s<br />
outpouring of support to each<br />
other and to the men and women assigned<br />
to this fire. The rain was a blessing on<br />
Friday as we were dealing with wind<br />
gusts from 25 to 65 mph at times. Ample<br />
moisture and humidity with a rain shower<br />
on Sunday helped us roll back more<br />
evacuation areas to get families into their<br />
homes again.”<br />
Chief Crater adds, “Crews will continue<br />
work to extinguish hot and smoldering<br />
dense brush, tree stumps, and roots<br />
in the burn area over the next few days.”<br />
The City of Temecula’s next regularly<br />
scheduled Coffee with the Mayor will<br />
share information on how best to protect<br />
your home and family from a wildfire.<br />
Join us this Saturday, September 17,<br />
20<strong>22</strong>, 8-9:30am, at Bean Coffee Roasters<br />
/ Batter Up Bakery located at 26490 Ynez<br />
Road, Suite K, Temecula
<strong>October</strong> 20<strong>22</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
EVMWD Celebrates Staff During<br />
California Water Professionals Appreciation Week<br />
7<br />
“<br />
“We appreciate the dedication<br />
of our highly trained operators,<br />
technicians and other specialists<br />
who have continued to make<br />
sure our community has safe<br />
and reliable water...”<br />
~Greg Thomas<br />
As part of California’s sixth annual<br />
Water Professionals Appreciation<br />
Week, celebrated <strong>October</strong> 1 - <strong>October</strong><br />
9, Elsinore Valley Municipal Water<br />
District (EVMWD) is proud to take a<br />
moment and highlight the essential role<br />
of water professionals and local public<br />
water agencies in providing water and<br />
wastewater services.<br />
“We appreciate the dedication of<br />
our highly trained operators, technicians<br />
and other specialists who have<br />
continued to make sure our community<br />
has safe and reliable water and wastewater<br />
services24 hours a day, seven<br />
days a week,” said EVMWD General<br />
Manager, Greg Thomas.<br />
Be sure to follow EVMWD on<br />
social media more information on our<br />
amazing staff, the essential role they<br />
play and how you might join us or<br />
consider a job in California’s water<br />
industry.<br />
There are so many careers in water<br />
that keep water flowing in the communities<br />
throughout California, including<br />
district managers, customer service representatives,<br />
treatment plant operators<br />
and engineers to name a few. EVMWD<br />
is proud of our local staff and water<br />
professionals throughout the state for<br />
making a difference in their community.<br />
If you see EVMWD workers out<br />
and about this week, be sure you say<br />
“thank you” for ensuring our community<br />
has safe and reliable water and<br />
wastewater services always.<br />
For more information, please visit<br />
www.evmwd.com.<br />
EVMWD provides service to more<br />
than 159,000 water and wastewater<br />
customers in a 97-square-mile area in<br />
Western Riverside County. The District<br />
is a sub-agency of the Western Municipal<br />
Water District and a member agency<br />
of the Metropolitan Water District of<br />
Southern California. Visit the EVMWD<br />
website at www.evmwd.com for additional<br />
information.
THE VALLEY BUSINESS JOURNAL<br />
8 www.TheValleyBusinessJournal.com<br />
<strong>October</strong> 20<strong>22</strong><br />
By Dr. Diane Piela<br />
Now Is the Time to Develop<br />
Your Speaking Skills<br />
Don’t procrastinate any longer.<br />
Now is the time to become more<br />
confident in public speaking! Toastmaster’s<br />
International has been the “GO TO”<br />
organization for more than 90 years. If<br />
you are serious about improving your<br />
public speaking and leadership skills,<br />
this is the place for you.<br />
The key focus of Toastmaster’s International<br />
is to provide a friendly and<br />
supportive environment, where members<br />
become more confident and compelling<br />
speakers.<br />
The Next Level Toastmaster’s Club<br />
now meets every Thursday, 12:10-1:10<br />
pm at 29995 Technology Drive, Suite<br />
203, Murrieta, 92563. Even though we<br />
now meet in person, our meetings are<br />
considered Hybrid for those guests/<br />
members who want to meet with us on<br />
line on Zoom. The Zoom meeting ID is<br />
820-4926-8435. You make the choice!<br />
If you have always wanted to be a<br />
better speaker but lacked the confidence<br />
to do it, this is the club for you!<br />
Everyone begins together but progresses<br />
at their own pace. Toastmasters<br />
will help you not only be a better speaker<br />
and leader but also a better communicator<br />
with co-workers, friends and family.<br />
Toastmaster’s Education Pathways are<br />
designed and modernized to teach you<br />
how to create a podcast, create your own<br />
blog and create your own webinars and<br />
seminars.<br />
Join us at The Next Level, where<br />
you and your fellow Toastmasters will<br />
grow togetherWe invite you to our Open<br />
House on Thursday, <strong>October</strong> 13 from<br />
12:10-1:10 PM at 2995 Technology<br />
Drive, Suite 203, Murrieta 92563. Our<br />
Guest Speaker will be Ed Ettinghausen,<br />
Accredited Speaker! This is a great time<br />
to see what Toastmaster’s is all about! If<br />
you can’t make it in person, join us on<br />
Zoom with ID 820-4926-8435!<br />
Please RSVP before Thursdays at<br />
951 775 0615, John or 951 723 7691,<br />
Diane.<br />
“<br />
The key focus of Toastmaster’s<br />
International is to provide a friendly<br />
and supportive environment, where<br />
members become more confident<br />
and compelling speakers.
<strong>October</strong> 20<strong>22</strong><br />
By Yanessa Hernandez<br />
Fall is in the air and the spooky season<br />
is creeping around the corner, which<br />
can only mean one thing: It’s time for the<br />
Haunted Studio to return to JDS Creative<br />
Academy! The JDSCA Haunted Studio,<br />
an annual fundraiser hosted by the<br />
#JDSFamily, turns the entire studio into a<br />
full-scale haunted house and pairs tricks<br />
with treats at their yummy bake sale. The<br />
Haunted Studio starts as a class where<br />
students make this chilling experience<br />
possible by designing and executing their<br />
plans. The Temecula-based nonprofit<br />
raises proceeds at this event for digital,<br />
visual, and performing arts scholarships<br />
for those with financial limitations and/<br />
or at-risk youth.<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
Haunted Studio Fundraiser cREEPS<br />
Back into JDS Creative Academy<br />
JDS Creative Academy is known for<br />
being an advocate for all things art. Each<br />
spring and fall, they hold their digital,<br />
visual, and performing arts classes in<br />
the evenings. Courses provide a place<br />
for students to bring creativity into their<br />
lives while building self-confidence and<br />
leadership skills. Charter school students<br />
who join receive education credits due to<br />
the classes meeting VAPA requirements.<br />
One of their most popular fall classes<br />
is Haunted Studio, in which students get<br />
to collaborate, design, build and help<br />
implement a full-scale haunted house.<br />
Students gain a better understanding of<br />
the arts and themselves, and a boosted<br />
self-confidence to benefit them in their<br />
everyday lives. Students partake in<br />
the class in numerous ways, such as<br />
building set pieces and props and running<br />
a functional, safe haunted house<br />
for guests. Students will even have the<br />
chance to learn new and unique skills,<br />
such as special-effects makeup. With the<br />
creativity of the haunters, scareres, and<br />
mentors, Haunted Studio continues to<br />
get spookier each year! Class begins on<br />
Wednesday, September 28 from 5 p.m. to<br />
7 p.m. Those interested in participating<br />
in the chills and thrills are invited to join.<br />
Haunted Studio is open to the public,<br />
taking place on Friday, <strong>October</strong> 28, and<br />
Saturday, <strong>October</strong> 29, 6:30-9:30 p.m.<br />
This staple fundraiser in the Temecula<br />
9<br />
Valley also includes a bake sale to help<br />
raise scholarship funds.<br />
By raising money for the cause, the<br />
#JDSFamily can offer scholarships for<br />
students seeking the opportunity to learn<br />
the ins and outs of the visual, digital, and<br />
performing arts.<br />
Come out to support and raise money<br />
for the nonprofit scholarship program.<br />
You’ll have a “spooktacular” time and<br />
you’ll also be changing the lives of those<br />
with a passion for learning about the arts!<br />
To learn more about JDSCA classes<br />
and the #JDSFamily, visit JDSCreativeAcademy.org<br />
or call (951) 296-<br />
6715. You can keep up with all the excitement<br />
behind the scenes on social media.
THE VALLEY BUSINESS JOURNAL<br />
10 www.TheValleyBusinessJournal.com<br />
<strong>October</strong> 20<strong>22</strong><br />
What Happens If You Die Without a Will?<br />
A will is an excellent tool to make<br />
a plan for your assets and heirs after<br />
you die. Everyone needs to have an<br />
estate plan, but most people do not<br />
make a plan until they approach the<br />
golden years in life.<br />
Unfortunately, oftentimes people<br />
pass away unexpectedly, never having<br />
made arrangements for a will. Here’s<br />
what happens when that occurs.<br />
What Happens After You Die and<br />
There Is No Will?<br />
Each state has an intestacy law that<br />
instructs how your money and assets<br />
are distributed if you were to pass away<br />
without a will. Through a process called<br />
probate, the government decides who<br />
gets what. Most of the time, the assets<br />
are distributed to family members.<br />
Non-family loved ones or stepchildren<br />
are not on the list of distribution. If you<br />
want your assets to be split among specific<br />
people that may not fall in line with<br />
what the state would do, you’ll need to<br />
draw up a will.<br />
For example, if you pass away and<br />
have a surviving spouse with adult children,<br />
the money will be divided evenly<br />
among all of those family members.<br />
However, if you die single with no children,<br />
the beneficiaries start to include<br />
parents, siblings, and other relatives.<br />
Many single people without children<br />
have friends who become family<br />
throughout the years, including the<br />
people you spend the holidays with<br />
and raise kids together. These people<br />
will have no right to your estate if you<br />
do not specify so in the will.<br />
If you die in a domestic partnership,<br />
it depends on the state if your<br />
partner is recognized as a beneficiary.<br />
For those states that recognize domestic<br />
partnerships, the assets will be<br />
distributed the same as with a surviving<br />
spouse.<br />
Some Assets Have Named Beneficiaries<br />
You may think you are covered if<br />
you have named beneficiaries of some<br />
funds. For example, a life insurance<br />
policy will ask you to name a beneficiary,<br />
and you can ensure that your<br />
domestic partner is specified. Similarly,<br />
retirement funds will ask that you<br />
choose the beneficiary.<br />
Keep in mind that not all assets<br />
are covered, even if you have chosen a<br />
beneficiary for some sources of money.<br />
Creating a will is the most secure path<br />
toward passing down your assets to the<br />
people that you love the most.<br />
It’s time to get your estate plan<br />
together. Shoup Legal is here to help.<br />
Give us a call at (951) 455-4114 or<br />
email us at info@shouplegal.com to<br />
learn more about how we can help<br />
you plan today for peace of mind<br />
tomorrow.<br />
“<br />
Unfortunately, oftentimes<br />
people pass<br />
away unexpectedly,<br />
never having made<br />
arrangements for a<br />
will.<br />
SHOUPLEGAL.COM<br />
LEGAL<br />
by by<br />
Andrea Steve Fillingim Shoup
<strong>October</strong> 20<strong>22</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
Professional Women Toastmasters Wins Publicity Award<br />
11<br />
Join their OPEN HOUSE on <strong>October</strong><br />
10, 20<strong>22</strong> to experience this award<br />
winning club<br />
Event is free to the Public<br />
Professional Women Toastmasters<br />
(www.professionalwomen.toastmastersclubs.org,<br />
invites residents to its open<br />
house to meet members and learn about<br />
the importance of communication and<br />
leadership skills for today’s professional.<br />
Members and guests will enjoy a<br />
regular Toastmasters meeting that will<br />
include prepared speeches, Table Topics<br />
(impromptu speeches) and evaluations<br />
(the gift of feedback).<br />
Professional Women Toastmasters<br />
was awarded the Chuck Weck Publicity<br />
Award three years in a row by Toastmasters<br />
District 12. This is due to the efforts<br />
of our Vice President Public Relations,<br />
Mona Payan.<br />
“Toastmasters has given me the<br />
opportunity to step outside my comfort<br />
zone and grow into new environments.<br />
Impromptu speaking has allowed me to<br />
be intentional with every conversation<br />
and interaction. Giving me new meaning<br />
to thinking on your feet, “says Mona<br />
Payan, Vice President Public Relations.<br />
On September 8, 20<strong>22</strong>, one of our<br />
members, Mary O’Dwyer, had the opportunity<br />
to be a speaker at the Women<br />
in Business Conference hosted annually<br />
by the Temecula Valley Chamber<br />
of Commerce. “My experience with<br />
Professional Women Toastmasters has<br />
allowed me to clearly and concisely articulate<br />
my message. It has also brought<br />
awareness to distracting hand gestures,<br />
body movements and unnecessary words<br />
such as um, ah, so, you know, allowing<br />
me to eliminate these, maximizing my<br />
audience engagement. As a professional<br />
speaker I highly recommend Professional<br />
Women Toastmasters to anyone wanting<br />
to develop and fine tune their communication<br />
skills,” says Mary O’Dwyer,<br />
Founder of The Breath Of New Life and<br />
Professional Speaker.<br />
“Professional Women Toastmasters<br />
provides a supportive and positive<br />
environment where members have the<br />
opportunity to develop their communication<br />
and leadership skills. This is where<br />
we come to practice and get feedback to<br />
help us get ready for the real world. The<br />
skills I learned in Toastmasters helped<br />
me to gain the confidence to be able to<br />
co-emcee the Temecula Valley Chamber<br />
of Commerce, Women In Business<br />
Conference, on September 8, 20<strong>22</strong>, addressing<br />
over 450 attendees,” says Esther<br />
Phahla, Founder of Professional Women<br />
Toastmasters.<br />
Join us <strong>October</strong> 10, 20<strong>22</strong>, for our<br />
OPEN HOUSE.<br />
The Professional Women Toastmasters<br />
Club meets each Monday at 12:30<br />
pm to 1:30pm at the Temecula Valley<br />
Chamber of Commerce, 26790 Ynez Ct,<br />
Temecula, CA or via Zoom.<br />
For more information about this<br />
event and the club, please email Monique<br />
Payan at vppr-5077319@toastmastersclubs.org<br />
or visit www.professionalwomen.toastmastersclubs.org.<br />
About District 12<br />
District 12 serves approximately<br />
100 Clubs and 1700 members in the<br />
large Southern California region East<br />
of highway 57, South of Barstow, West<br />
of the Arizona border, and North of<br />
Temecula. District 12 includes two of<br />
California’s largest counties (by square<br />
miles) – Riverside and San Bernardino.<br />
To learn more about District 12, please<br />
visit http://www.d12toastmasters.org.<br />
About Toastmasters International<br />
Toastmasters International is a<br />
worldwide nonprofit educational organization<br />
that empowers individuals to<br />
become more effective communicators<br />
and leaders. Headquartered in Englewood,<br />
CO., the organization’s membership<br />
exceeds 352,000 in more than<br />
16,400 clubs in 141 countries. Since<br />
1924, Toastmasters International has<br />
helped people from diverse backgrounds<br />
become more confident speakers, communicators<br />
and leaders. For information<br />
about local Toastmasters clubs, please<br />
visit www.toastmasters.org. Follow @<br />
Toastmasters on Twitter.<br />
FINANCIAL<br />
Esther Phahla,<br />
CPA, CTS, MST
THE VALLEY BUSINESS JOURNAL<br />
12 www.TheValleyBusinessJournal.com<br />
<strong>October</strong> 20<strong>22</strong><br />
CalSavers Retirement Savings Program Registration Deadline Has Passed<br />
for Employer of Five or More Employees Not Sponsoring a Retirement Plan –<br />
Time to Register Now!<br />
By Donald W. Hitzeman, Esq.<br />
All employers in California who<br />
employ five or more employees and<br />
who do not provide a qualified retirement<br />
savings program were required<br />
by the California Government Code<br />
to register for the CalSavers Retirement<br />
Savings Program, an automatic<br />
enrollment individual retirement<br />
account (IRA) with no employer fees<br />
or fiduciary liability, according to the<br />
Program’s website at https://www.<br />
treasurer.ca.gov/calsavers/.<br />
This offers the employees of<br />
small California businesses a means<br />
of saving for retirement short of the<br />
employer adopting and administering<br />
a 401(k) or other similar retirement<br />
plan themselves.<br />
The CalSavers Retirement Savings<br />
Trust Act [California Government<br />
Code Sections 100000 - 100050] was<br />
enacted in 2016, but gave employers<br />
of five or more employees until June<br />
30, 20<strong>22</strong> to register for the plan.<br />
For those employers who have<br />
registered for the plan, be aware<br />
that a waiting period is not required<br />
for employees to participate, there are<br />
no employer contributions that will be<br />
accepted under the plan and employers<br />
must upload required information about<br />
newly participating employees within<br />
30 days of their hire date through the<br />
program’s employer portal. Otherwise,<br />
there is minimal employer involvement<br />
in the program.<br />
If an employer offers a qualified<br />
retirement plan already, the employer<br />
still needs to register their company on<br />
the CalSavers website and request an<br />
exemption from the state’s retirement<br />
program.<br />
If an eligible employer does not register<br />
its employees for the program, the<br />
employer will likely be receiving notification<br />
of a violation of the Government<br />
Code and will have 90 days from the<br />
notice date to register. Those qualified<br />
employers who are required to register<br />
and have not done so are subject to penalties<br />
ranging from $250.00 to $750.00<br />
per employee, depending on the length of<br />
delay in complying with the registration<br />
requirements.<br />
Finally, as of January 1, 2023, the<br />
requirements to register and administer<br />
the CalSavers plan will extend to all<br />
California employers with at least one<br />
employee who is not an owner of the<br />
business, with registration for those employers<br />
required by December 31, 2025.<br />
Donald W. Hitzeman is a shareholder<br />
with Reid & Hellyer, A Professional<br />
Corporation, and an experienced Business<br />
Law Litigator and Transactional<br />
Attorney. He has over 38 years of legal<br />
experience, including advising business<br />
owners and operators on employee<br />
issues, as well as general business<br />
litigation, transactional matters and<br />
estate planning. He may be reached at<br />
his Murrieta office at (951)695-8700 or<br />
dhitzeman@rhlaw.com.<br />
“<br />
If an eligible employer<br />
does not register<br />
its employees for the<br />
program, the employer<br />
will likely be<br />
receiving notification<br />
of a violation of the<br />
Government Code...<br />
Don Hitzeman
<strong>October</strong> 20<strong>22</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
13
THE VALLEY BUSINESS JOURNAL<br />
14 www.TheValleyBusinessJournal.com<br />
<strong>October</strong> 20<strong>22</strong><br />
EXECUTIVE PROFILE | TERRY GILMORE<br />
BIO:<br />
In 1966 I joined the United States<br />
Army and after completing my<br />
training, I traveled to Vietnam<br />
where I was a Radio Operator in<br />
the 25th Infantry Division as a Sargent,<br />
E-5. Shortly after ending my<br />
Army career and returning home to<br />
Missouri, I started working in the<br />
automotive industry which then<br />
led me to Temecula in 1992 where<br />
my family and I opened Paradise<br />
Chevrolet Cadillac.<br />
AFFILIATIONS:<br />
I’ve been involved in many organizations<br />
in various capacities<br />
over the years such as serving as<br />
a Board of Director for the Boys<br />
& Girls Club of Southwest County<br />
and chairing the Capital Campaign<br />
and “Our Kids Rock” Dinner/Auction<br />
for more than 15 years. I was<br />
fortunate to learn a great deal about<br />
how other businesses and organizations<br />
are run by being hands-on<br />
and was then able to bring those<br />
values and tips back to Paradise<br />
to implement them. I now find<br />
myself in a different role, being<br />
able to lend insight and expertise<br />
to the wonderful organizations in<br />
the valley. It is amazing what can<br />
happen if you get enough people<br />
together who are committed to<br />
fixing a problem; you can literally<br />
accomplish anything!<br />
LIFE & BUSINESS<br />
PHILOSOPHY:<br />
In the 90’s when I was opening the<br />
dealership, my business philosophy<br />
was to be successful. Right<br />
now, my business philosophy is to<br />
make a difference in other people’s<br />
lives. As I near retirement, my<br />
philosophy will once again change<br />
as I continue to make a difference<br />
in others’ lives, but in new ways.<br />
I plan to travel to different destinations,<br />
utilize my plane more<br />
often and spend time out on the<br />
golf course. Life after retirement<br />
certainly includes enjoying my<br />
beautiful family; my wife Cindy,<br />
my oldest daughter Tina, and my<br />
grandkids Sami (who is a Sophomore<br />
at Southern Illinois University) and<br />
CJ (who is a Banking Officer) along<br />
with my daughter Katelyn and my<br />
newest grandchild Sawyer. Regardless<br />
of my philosophy, I will always<br />
find joy from any opportunity I have<br />
to give back. I live by a great rule and<br />
that is to do what’s right all the time,<br />
don’t ask what it will cost, just make<br />
it happen and follow your gut.<br />
GOALS:<br />
I am currently preparing my daughter<br />
Katelyn to become the successor of<br />
the business. I want to take every step<br />
I can to set her up for success, so she<br />
is working in every department of the<br />
dealership to gain experience and be<br />
able to grow into this role. Although<br />
it would be easy to sell the business,<br />
tailoring Katelyn for this position<br />
ensures Paradise continues the community<br />
spirit and involvement in the<br />
valley that myself and amazing staff<br />
are so passionate about.<br />
MENTORS:<br />
Bob Gregory was my first business<br />
partner. When I first met Bob, he was<br />
very sarcastic with me and would say<br />
‘problems’ are ‘monkeys’ so “don’t<br />
bring your monkeys into my office.”<br />
Our partnership later turned into very<br />
intelligent conversations and mentorship.<br />
Dan Atwood was a great friend<br />
and although he was a competitor it<br />
never stopped us from sharing advice<br />
and bouncing ideas off each other.<br />
Mike Hurst was also a competitor but<br />
that didn’t matter, we found common<br />
ground and learned from each other.<br />
I discovered it was very important<br />
to surround myself with good businesspeople<br />
who I could trust and<br />
respect, so I did just that. Of course,<br />
I also want to give credit to my wife,<br />
Cindy Gilmore, who was a General<br />
Manager, very knowledgeable and<br />
incredibly supportive then and now.<br />
BIRTH PLACE:<br />
I was born in St. Louis, Missouri and<br />
lived there from 1947 to 1977.<br />
Terry Gilmore,<br />
President of Paradise Chevrolet Cadillac<br />
FAVORITE READING:<br />
I love to read famous quotes. My favorite is<br />
“The Bridge Builder” by Will Allen Dromgoole<br />
An old man going a lone highway,<br />
Came, at the evening cold and gray,<br />
To a chasm vast and deep and wide.<br />
Through which was flowing a sullen tide<br />
The old man crossed in the twilight dim,<br />
The sullen stream had no fear for him;<br />
But he turned when safe on the other side<br />
And built a bridge to span the tide.<br />
“Old man,” said a fellow pilgrim near,<br />
“You are wasting your strength with building here;<br />
Your journey will end with the ending day,<br />
You never again will pass this way;<br />
You’ve crossed the chasm, deep and wide,<br />
Why build this bridge at evening tide?”<br />
The builder lifted his old gray head;<br />
“Good friend, in the path I have come,” he said,<br />
“There followed after me to-day<br />
A youth whose feet must pass this way.<br />
This chasm that has been as naught to me<br />
To that fair-haired youth may a pitfall be;<br />
He, too, must cross in the twilight dim;<br />
Good friend, I am building this bridge for him!”
<strong>October</strong> 20<strong>22</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
15<br />
City Of Menifee Notice of Insufficient<br />
Nominees - Notice That There Are Not More<br />
Candidates Than Offices to Be Elected For District 4<br />
Temecula’s Art & Street Painting Festival<br />
‘Best of Show’ Chalk Artist Announced<br />
November 8, 20<strong>22</strong> General Municipal Election<br />
NOTICE IS HEREBY GIVEN that<br />
pursuant to § 10<strong>22</strong>9 of the Elections Code<br />
of the State of California relating to the<br />
General Municipal Election in the City of<br />
Menifee to be held Tuesday, November<br />
8, 20<strong>22</strong>:<br />
As of the close of the nomination<br />
period on August 12, 20<strong>22</strong>, only one<br />
person has been nominated as a candidate<br />
for City Council District 4.<br />
The person so nominated is Dean<br />
Deines. Section 10<strong>22</strong>9 of the Elections<br />
Code allows one of the following actions<br />
to be taken by the City Council:<br />
1. Appoint to the office the persons<br />
who have been nominated.<br />
2. Appoint to the office any eligible<br />
voter if no one has been<br />
nominated.<br />
3. Hold the election if either no<br />
one or only one person has been<br />
nominated.<br />
The City Council will hold a special<br />
meeting on or before August 25, 20<strong>22</strong> to<br />
either make the appointment or direct an<br />
election to be held. The person appointed,<br />
if any, shall qualify and take office and<br />
serve exactly as if elected at a municipal<br />
election for the office.<br />
If, by the 75th day before the municipal<br />
election, no person has been<br />
appointed to the office pursuant to (1)<br />
or (2) above, the election shall be held.<br />
If the City Council makes an appointment<br />
pursuant to § 10<strong>22</strong>9, Elections<br />
Code, the City Clerk shall not accept for<br />
filing any statement of write-in candidacy<br />
which is submitted after the appointment<br />
is made.<br />
Please call City Hall at 951-672-<br />
6777 or visit www.cityofmenifee.us/<br />
agendas for City Council meeting dates<br />
and times.Stephanie Roseen, Acting City<br />
Clerk - Date Published: August 19, 20<strong>22</strong><br />
The City of Temecula’s Community<br />
Services Department hosted the 20<strong>22</strong><br />
Temecula Art & Street Painting Festival<br />
featuring the all-new Cartoon-A Paloozah!<br />
on Friday September 16, 20<strong>22</strong><br />
& Saturday September 27, 20<strong>22</strong>. This<br />
classic Temecula event displayed various<br />
work from 31 Art Exhibitors set up<br />
around Town Square Park and surrounding<br />
event areas in Old Town Temecula.<br />
Throughout the two days of excitement,<br />
Temecula hosted 30 Registered<br />
Chalk Artists competing for the Best of<br />
Show Award for their creative and beautiful<br />
pieces of chalk art on Main Street just<br />
outside of City Hall in Old Town Temecula.<br />
In addition to these annual festivities,<br />
the City of Temecula hosted its first ever<br />
Cartoon-A Paloozah! This new addition<br />
featured, art vendors, cosplayers, trivia<br />
contests, and more!<br />
Congratulations to Inez Valencia<br />
(Chalk Artist Spot #27) for receiving the<br />
honorable title of Best of Show at this<br />
year’s Art & Street Painting Festival! To<br />
see the winning piece and all incredible<br />
entries, please visit the City of Temecula’s<br />
flickr album linked here.<br />
Temecula Mayor Pro Tem Zak<br />
Schwank said, “The City of Temecula<br />
celebrates and honors the creative art<br />
community with unique events such as<br />
our annual Art & Street Painting Festival<br />
which provide artists public exhibit spaces<br />
to showcase and share their talents.<br />
Thank you to all who participated and<br />
to those who supported local artists this<br />
past weekend.”<br />
Community Services Commissioner<br />
Chris Krstevski added, “Congratulations<br />
to all of the amazing artists and thank you<br />
for adorning our streets outside City Hall<br />
with these incredible works of art. I encourage<br />
everyone to come visit Old Town<br />
Temecula to experience the chalk art<br />
entries and to appreciate the attention to<br />
detail in the vivid photo stream <strong>online</strong>.”<br />
Stay tuned for more Community<br />
Service programming information and<br />
updates by following Temecula Parks<br />
and Rec on social media, and by visiting<br />
our website at TemeculaCA.gov/TCSD.
www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
16 <strong>October</strong> 20<strong>22</strong>
<strong>October</strong> 20<strong>22</strong><br />
Contact Lenses<br />
by Pat Utnehmer<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
17<br />
Have you ever wanted to change<br />
your eye color? When it’s warm and<br />
you don’t want to deal with glasses<br />
slipping or fogging up would you like<br />
another option? Are there activities that<br />
you participate in that glasses aren’t a<br />
comfortable choice? Many people don’t<br />
realize that they may be great candidates<br />
for contact lenses<br />
Contact lenses prescribed by a licensed<br />
Doctor of Optometry are worn<br />
safely and comfortably by millions of<br />
people worldwide and have a long history<br />
of providing wearers with a safe<br />
and effective form of vision correction.<br />
While contact lenses provide many vision<br />
benefits, they are not risk-free. Your<br />
Doctor of Optometry can help you better<br />
understand how to get the full benefits<br />
of your contact lenses and reduce your<br />
chances of developing problems.<br />
Contact lens-related eye infections<br />
and other injuries can lead to long-lasting<br />
damage but often are preventable. Clean<br />
and safe handling of contacts is one of<br />
the easiest and most important measures<br />
patients can take to protect their vision.<br />
Hygiene is the most important aspect of<br />
successful long-term contact lens wear.<br />
Many common contact lenses care<br />
mistakes, including failing to clean and<br />
store lenses as directed by a Doctor of<br />
Optometry and sleeping while wearing<br />
contacts, can increase the chance of<br />
getting bacteria in the eyes and causing<br />
infection. Serious eye infections can lead<br />
to blindness and affect up to one out of<br />
every 500 contact lens users per year, and<br />
even minor infections can be painful and<br />
disrupt day-to-day life.<br />
All contact lenses, even purely cosmetic<br />
ones, are considered a medical<br />
device and require a prescription. If contact<br />
lenses are right for you, your Doctor<br />
of Optometry will provide you with the<br />
lenses, lens care kits, individual instructions<br />
for wear and care and follow-up<br />
visits over a specified time.<br />
What about makeup and contact<br />
lenses? You can wear contacts and cosmetics<br />
safely and comfortably together<br />
by following these helpful tips:<br />
• Put on soft contact lenses before applying<br />
makeup.<br />
• Put on rigid-gas permeable (RGP)<br />
lenses after applying makeup.<br />
• Avoid lash-extending mascara, which<br />
has fibers that can irritate the eyes. Also<br />
avoid waterproof mascara, which cannot<br />
be easily removed with water and<br />
may stain soft contact lenses. Replace<br />
mascara at least every three months.<br />
• Avoid applying eyeliner along the watermark<br />
of the eyelid.<br />
• Remove lenses before removing makeup.<br />
• Choose an oil-free moisturizer.<br />
• Don’t use hand creams or lotions before<br />
handling contacts. They can leave a<br />
film on your lenses.<br />
• Use hairspray before putting on your<br />
contacts. If you use hairspray while<br />
you are wearing your contacts, close<br />
your eyes during spraying and for a<br />
few seconds after.<br />
• Blink your eyes frequently while using<br />
a hair drier to keep your eyes from<br />
getting too dry.<br />
• Keep false eyelash cement, nail polish<br />
and remover, perfume and cologne<br />
away from lenses. They can damage<br />
the plastic.<br />
• Choose water-based, hypoallergenic<br />
liquid foundations. Cream makeup may<br />
leave a film on your lenses.<br />
Contact lens prescriptions generally<br />
expire on a yearly basis, unless otherwise<br />
determined by your Doctor of Optometry.<br />
Prescriptions for contact lenses and glasses<br />
may be similar but are not interchangeable.<br />
Seeing your Doctor of Optometry<br />
annually for an in-person, comprehensive<br />
eye exam will not only assess your vision<br />
and need for updated prescriptions, but<br />
it may also help identify and lead to a<br />
diagnosis of other health concerns such<br />
as hypertension and diabetes.<br />
Come in and see us for a comprehensive<br />
eye exam and discuss personalized<br />
options for your eyes.<br />
Dr. Patrick Utnehmer, Promenade Optometry<br />
& Lasik, (951) 296-<strong>22</strong>11.<br />
“<br />
Many common contact lenses care mistakes,<br />
including failing to clean and store lenses<br />
as directed by a Doctor of Optometry and<br />
sleeping while wearing contacts, can increase<br />
the chance of getting bacteria in the eyes<br />
and causing infection.<br />
Visit us on Facebook:<br />
@ thevalleybusinessjournal
THE VALLEY BUSINESS JOURNAL<br />
18 www.TheValleyBusinessJournal.com<br />
<strong>October</strong> 20<strong>22</strong><br />
Do you Qualify for the Employee Retention<br />
Credit (ERC)? Did you Claim it?<br />
by Nicole Albrecht<br />
It’s not too late. You can still amend<br />
your 2020 and 2021 payroll tax returns.<br />
Remember, this can be worth up to<br />
$5,000 per employee in 2020 and up to<br />
$7,000 per employee per quarter for the<br />
first three quarters of 2021, for a 2021<br />
total of $21,000 ($26,000 per qualifying<br />
employee for 2020 and 2021 combined).<br />
Example. Let’s say you have 10 employees<br />
who fully qualify for the credit.<br />
That’s a $260,000 tax credit (think cash):<br />
($5,000 + $7,000 + $7,000 + $7,000) x<br />
10 = $260,000.<br />
Who Must Aggregate Businesses?<br />
When you own more than one entity,<br />
you face special rules when it comes to<br />
the ERC.<br />
And you don’t have to own the other<br />
entity entirely to face the special rules.<br />
Here are just a few examples of who<br />
has to aggregate businesses for purposes<br />
of the ERC:<br />
• Howard operates his dental practice<br />
as an S corporation, and he also owns<br />
three rental properties that he deems<br />
businesses.<br />
• Carla Corporation operates 11 subsidiary<br />
corporations located in seven<br />
states.<br />
• Jack, Jake, and Jim own one-third of<br />
four corporations.<br />
Okay, So What?<br />
When you aggregate the business<br />
entities into one for the ERC, you have<br />
to consider the following questions:<br />
• Are you now (because of the aggregation)<br />
a small or a large employer<br />
under the 100 (2020) or 500 (2021)<br />
large-employer test?<br />
• What does the aggregation of the businesses<br />
mean for your qualifying under<br />
the decline-in-gross-receipts test?<br />
• What is the effect of a government<br />
COVID-19 shutdown or modification<br />
order on one of the entities, and how<br />
does it affect the aggregated group?<br />
• How do you treat employees who<br />
work for more than one of the entities?<br />
A Little More<br />
In most cases, identifying the group<br />
to aggregate is going to be straightforward,<br />
but it can get pretty complicated<br />
with some entities. The bottom line is that<br />
it’s likely worthwhile to aggregate and<br />
see what’s possible for the ERC.<br />
When you aggregate, you look at<br />
gross receipts compared with 2019, and<br />
you also look to government shutdown<br />
orders. Obviously, you use the best results<br />
you find with either (a) the gross<br />
receipts drop or (b) the shutdown orders.<br />
There’s a pleasant surprise with the<br />
government shutdown order, because if<br />
that order affects one entity in the group,<br />
the IRS says it affects the entire group.<br />
For example, Sam owns five retail corporations.<br />
One was shut down by governmental<br />
order. That shutdown applies<br />
to all five corporations and can create tax<br />
credits with each of the five.<br />
If you would like to discuss the ERC,<br />
please don’t hesitate to call us at 951-633-<br />
1040. Elite Tax Partners, Inc.<br />
MAKE WORKING FROM HOME A BETTER EXPERIENCE<br />
CONTINUED FROM PAGE 1<br />
Start by organizing your workspace.<br />
Experts recommend that your<br />
desk or worktable face the door. This<br />
not only helps you greet visitors<br />
properly but also keeps them from<br />
coming up behind you and breaking<br />
your concentration. Arrange your<br />
office so that it is well lit making use<br />
of natural light whenever possible.<br />
Position your most used office tools<br />
within easy reach while keeping the<br />
desk clear of non-essentials. Reduce<br />
clutter where you can.<br />
Ensure you have the right tools. If<br />
the majority of work is on the computer<br />
install the highest speed internet<br />
possible for best up and downloads.<br />
Consider battery backup if a sudden<br />
outage would be detrimental to your<br />
business. Don’t forget an up-to-date<br />
webcam for video calls.<br />
Security is still critical. Even<br />
though you are at home, lock cabinets,<br />
files, and doors just as you would<br />
at the business office. Encrypt files<br />
so they aren’t readable in case they<br />
are stolen. Backup data and store<br />
in the appropriate onsite and offsite<br />
locations. Invest in a fireproof safe<br />
to protect those irreplaceable papers.<br />
If the business never requires you<br />
to leave the home office, consider<br />
changing your routine to stimulate<br />
thinking and learning. Have lunch<br />
where you can take time to catch up<br />
on reading or studying without interruption.<br />
For a quieter atmosphere consider<br />
the public library where you’ll<br />
find comfortable chairs and tables to<br />
layout work. A change of venue can<br />
help you solve problems and come up<br />
with new solutions.<br />
Finally, reward yourself by investing<br />
in the environment where<br />
most of the day is spent. A few well<br />
place plants along with photos can<br />
brighten the dullest of rooms. Paint<br />
the walls a calm color and be sure<br />
your table or desk is working for<br />
you along with a comfortable chair.<br />
For inspiration, write down goals<br />
and display them in location you see<br />
every day.<br />
There are many benefits to working<br />
from home including the ability to<br />
be your own interior decorator. Take<br />
advantage of it.<br />
Ted Saul is a business coach and writer<br />
that assists with Business Plans, Project<br />
Management and Career Management.<br />
He earned his MBA from Regis University<br />
along with a Masters in project management.<br />
Ted can be reached on LinkedIn<br />
or by emailing TedSaulbiz@gmail.com.
<strong>October</strong> 20<strong>22</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
19<br />
EXECUTIVE PROFILE | Greg Thomas<br />
Greg Thomas serves as the General Manager of the Elsinore<br />
Valley Municipal Water District and has lived in the Valley for<br />
nearly 20 years. Thomas started his career serving in the US<br />
Marine Corp, which gave him an opportunity to live and work<br />
connect: ghassler@atwork.com<br />
in places across the globe. When his tenure with the military was<br />
complete, Greg and his wife, Carla, chose Southwest Riverside<br />
County as their place to raise family and start his career in the<br />
water industry.<br />
The quality of life and the people<br />
drew us to the area. The opportunity<br />
with EVMWD, which came<br />
just under two years ago, allowed<br />
me the opportunity to work and<br />
live in the same community and<br />
offered new challenges in my<br />
career.<br />
I spent <strong>22</strong> years with the U.S.<br />
Marine Corps, serving time in<br />
the Middle East and East Africa,<br />
leading several large civil and<br />
water related projects, ultimately<br />
serving as the Facility Maintenance<br />
Officer for Marine Corps<br />
Base Camp Pendleton, where I<br />
was responsible for all buildings,<br />
roads, water, sewer, gas, and electric.<br />
After my retirement from the<br />
Marines, I spent seven years in<br />
private engineering/construction<br />
consulting, then served over 6<br />
years as General Manager for the<br />
Rincon Del Diablo Municipal<br />
Water District. Embracing opportunity,<br />
I arrived at EVMWD<br />
in 2019 and it is here that it continues<br />
to be a pleasure to serve as<br />
general manager and be part of<br />
a leading-edge organization in a<br />
burgeoning community.<br />
AFFILIATIONS:<br />
Being part of the community and<br />
making a change, I belong to<br />
several veteran, community, and<br />
water industry associations. I<br />
am a big proponent of ‘Water for<br />
People’, an international charity<br />
which focuses on creating sustainable<br />
access to water and sanitation<br />
in nine countries. The effort has taken<br />
me to South America, where I have<br />
helped play a central role in helping<br />
communities create and maintain new<br />
water and sanitation systems. I am<br />
also active in fund-raising for WFP<br />
and other charities.<br />
I also serve as the architectural committee<br />
chair for my church and am<br />
proud to be part of the team who<br />
orchestrated a new preschool/administration<br />
facility, which is finished<br />
design and will begin construction<br />
this summer.<br />
BUSINESS PHILOSOPHY:<br />
A passage from Lincoln on Leadership:<br />
Executive Strategies for Tough<br />
Times speaks greatly to my philosophy:<br />
“It is your duty to advance the<br />
aims of the organization and also to<br />
help those who serve it. If you once<br />
forfeit the confidence of your fellow<br />
citizens you can never regain their<br />
respect and esteem”.<br />
This notion is my compass to leadership.<br />
It guides me in vision, mission,<br />
goals and ensuring teamwork<br />
to accomplish those goals. It also<br />
reminds me to be humble, respectful<br />
and genuinely care.<br />
FAVORITE SPORT:<br />
I love many sports- golfing, hiking,<br />
skiing, soccer, football. I love to<br />
watch and participate, though some<br />
I haven’t participated in since high<br />
school. I want to change that, though,<br />
as I’m interested in finding a local<br />
soccer league for guys my age!<br />
GOALS:<br />
Personally and professionally, my<br />
goal is always to be the best I can<br />
be, to continue to learn and grow, to<br />
give back, and to follow the path God<br />
leads me on.<br />
MENTORS:<br />
My parents were great mentors;<br />
they instilled good old fashioned,<br />
mid-Western values in me. I am also<br />
grateful for the many military leaders,<br />
community leaders and colleagues<br />
who have advised and mentored me<br />
to be the person and leader I am today.<br />
FAVORITE READING:<br />
My favorite leadership book is<br />
Lincoln on Leadership by Donald<br />
T. Phillips. Seven Habits of Highly<br />
Effective People by Stephen Covey<br />
is a great guide for personal and<br />
professional growth. I am also a<br />
fan of the Civil War epics Gods<br />
and Generals by Jeff Shaara and<br />
Killer Angels by Michael Shaara.<br />
The Bible is definitely the top<br />
favorite.<br />
BIRTHPLACE:<br />
Merrillville, Indiana
THE VALLEY BUSINESS JOURNAL<br />
20 www.TheValleyBusinessJournal.com<br />
<strong>October</strong> 20<strong>22</strong><br />
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<strong>October</strong> Events<br />
<strong>October</strong> Events<br />
<strong>October</strong> 5 - Chamber Business Briefing<br />
<strong>October</strong> 1 - Breast Cancer Awareness Kick-off<br />
<strong>October</strong> 4 - SBDC How To Start A Small Business<br />
<strong>October</strong> 4 - VYP <strong>October</strong> Leadership Committee<br />
<strong>October</strong> 6 - Legislative Summit (Fall 20<strong>22</strong>)<br />
<strong>October</strong> 7 - <strong>October</strong> Coffee Connection<br />
<strong>October</strong> 8 - Wines for Canines and Kitties, Cocktails & Crooners<br />
<strong>October</strong> 10 - Swing for SAFE Family Justice Centers Charity Golf<br />
<strong>October</strong> 11 - <strong>October</strong> Educational Workshop<br />
<strong>October</strong> 12 - <strong>October</strong> Chamber Brief<br />
<strong>October</strong> 6 - Wildomar State of the City<br />
<strong>October</strong> 8 - Open House<br />
<strong>October</strong> 11 - Wildomar Coffee With the City<br />
<strong>October</strong> 13 - Networking Breakfast<br />
<strong>October</strong> 13 - Thirsty Thursday Multi Chamber Mixer<br />
<strong>October</strong> 17 - Southwest California Legislative Council<br />
<strong>October</strong>r 18 - Ribbon Cutting for Executive Medical<br />
<strong>October</strong>r 25 - Murrieta Coffee With the City<br />
<strong>October</strong>r 27 - 62nd Annual Awards Celebration at Heritage Hill<br />
<strong>October</strong> 13 - Shop Local Digital Directory Workshop<br />
<strong>October</strong> 13 - Ribbon Cutting- AJT Wealth Consultants<br />
https://business.murrietachamber.org/events<br />
<strong>October</strong> 19 - Ribbon Cutting Tem. Singer/Songwriter Association<br />
<strong>October</strong> <strong>22</strong> - Shop Local Harvest Showcase 20<strong>22</strong><br />
<strong>October</strong> 26 - Ribbon Cutting- Tina M. Gottlieb Chiropractic<br />
<strong>October</strong> 26 - <strong>October</strong> Morning Mixer<br />
<strong>October</strong> 28 - Valley Young Professionals’ <strong>October</strong> Evening Mixer<br />
https://members.temecula.org/events<br />
<strong>October</strong> Events<br />
<strong>October</strong> 4 - Wake Up Menifee<br />
<strong>October</strong> 4 - Menifee City Council Meeting<br />
<strong>October</strong> 12 - Midday Mixer<br />
<strong>October</strong> 19 - Menifee City Council Meeting<br />
https://business.menifeevalleychamber.com/events
THE VALLEY BUSINESS JOURNAL<br />
<strong>22</strong> www.TheValleyBusinessJournal.com<br />
<strong>October</strong> 20<strong>22</strong><br />
MURRIETA POLICE DEPARTMENT RECEIVES NIBRS<br />
CERTIFICATION<br />
Prostitution and Anti-Human<br />
Trafficking Operation<br />
CONTINUED FROM PAGE 1<br />
In 2016, the Federal Bureau<br />
of Investigation (FBI) informed<br />
all states they were changing how<br />
crime statistics were being tracked<br />
and gave them five years to transition<br />
from Uniform Crime Reporting<br />
(UCR) to the new NIBRS standard.<br />
In 2021, the Murrieta Police Department<br />
began submitting NIBRS<br />
data and after 16 months of arduous<br />
testing and troubleshooting, was<br />
finally recognized as an official<br />
NIBRS agency.<br />
The Murrieta Police Department<br />
was able to secure a grant to<br />
help fund the transition and relieve<br />
taxpayers of the burden in paying<br />
for the costly upgrade through the<br />
Federal Office of Justice Programs.<br />
Throughout this process, Murrieta<br />
PD has met grant benchmarks and<br />
once final payment is approved,<br />
will have received $48,807 back<br />
from the Federal government for<br />
the NIBRS implementation project.<br />
As one of the safest cities in the<br />
country, Murrieta prides itself on<br />
their FBI crime statistics each year.<br />
After publication, those statistics<br />
are then reviewed and tallied by<br />
a variety of entities, which in turn<br />
rank each city. Some rankings look<br />
at violent crime, while others consider<br />
the cost of crime, and some<br />
focus on property crime, among<br />
other metrics. The FBI doesn’t<br />
necessarily rank cities, but rather<br />
they supply the data that is used to<br />
rank cities making these ranking a<br />
moving target each year.<br />
Murrieta Police Chief Anthony<br />
Conrad recognizes that this new<br />
method of tracking crime statistics<br />
via NIBRS is going to look different<br />
than it did under the UCR<br />
guidelines. As of 20<strong>22</strong>, UCR data<br />
will no longer be recognized by the<br />
FBI and many cities and counties<br />
will not have FBI statistics in place<br />
to support crime rankings for their<br />
jurisdictions.<br />
To address the potential perception<br />
that an agency has a higher<br />
crime level with this new system,<br />
NIBRS has established a baseline<br />
that more precisely captures reported<br />
crime in a community. Other<br />
cities may not conform to this<br />
new required standard for years to<br />
come, yet Murrieta will continue to<br />
have FBI-approved crime rankings.<br />
“<br />
As one of the safest<br />
cities in the country,<br />
Murrieta prides itself<br />
on their FBI crime<br />
statistics each year<br />
On Tuesday, September 13, 20<strong>22</strong>, the<br />
Murrieta Police Department, in partnership<br />
with the Riverside County Anti-Human<br />
Trafficking Taskforce (RCAHT),<br />
conducted a proactive enforcement operation<br />
that targeted <strong>online</strong> prostitution and<br />
those whose demand for these unlawful<br />
activities fuels an illicit underground<br />
economy, both locally as well as across<br />
the State of California.<br />
As a result of this enforcement effort,<br />
a total of twelve males were arrested for<br />
solicitation of prostitution. One male was<br />
arrested for pimping per section 266h<br />
of the California Penal Code. Murrieta<br />
PD also contacted one adult female who<br />
was believed to be the victim of human<br />
trafficking and possibly being forced to<br />
engage in acts of prostitution against<br />
her will.<br />
The identity of this victim will not be<br />
released pursuant to state confidentiality<br />
laws. The victim was referred to victim<br />
services for assistance while the investigation<br />
into her sex trafficking continues.<br />
Prostitution is not a “victimless”<br />
crime. Ninety-five percent of sex trafficking<br />
victims are women or children.<br />
Those victimized by commercial sexual<br />
exploitation frequently have long histories<br />
of emotional, physical, and/or sexual<br />
abuse or trauma. The National Center<br />
for Missing and Exploited Children<br />
estimates 1 in 6 endangered runaways<br />
reported are likely victims of sex trafficking.<br />
Sex trafficking victims are often<br />
subjected not only to severe forms of<br />
emotional, physical, and sexual abuse<br />
at the hands of their trafficker, but are<br />
also frequently physically and sexually<br />
assaulted by those who solicit them for<br />
prostitution.<br />
Through proactive enforcement operations,<br />
RCAHT and the Murrieta Police<br />
Department are working to reduce future<br />
demand for sex trafficking by identifying<br />
and arresting sex buyers.<br />
Anyone with information about sex trafficking<br />
or questions are encouraged to<br />
contact Sergeant Roy Vargas or Corporal<br />
James Tompkins at (951) 696-3615.
<strong>October</strong> 20<strong>22</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
23<br />
Welcome to the<br />
REALTOR® Report<br />
August was a busy month in all<br />
areas I typically cover in this report.<br />
Unit sales were back up month over<br />
month, candidates for the General<br />
Election have been certified, and the<br />
State Legislative session came to an<br />
end. I also attended multiple economic<br />
forecast presentations, with two of<br />
those focused on our region specifically.<br />
So let’s jump right into some of<br />
the details.<br />
My mentor used to joke that if<br />
you listened to three economists, you<br />
would get four different outlooks.<br />
Well, in August, I attended three<br />
presentations from economists and<br />
actually heard three very similar presentations.<br />
Let’s kill the elephant in the<br />
room and remind everyone that this is<br />
not 2008, and we are not heading for<br />
a major housing crash!<br />
The housing market is simply<br />
cooling off and returning to a much<br />
more normal market. One of the economists,<br />
Steven Thomas, still called<br />
today’s market a slight seller’s market.<br />
All three economists agree that we<br />
are dealing with a supply vs. demand<br />
challenge, and we don’t have enough<br />
supply. Sound familiar?<br />
The other factor in the market is<br />
interest rates. As the cost of borrowing<br />
goes up, the demand decreases, and<br />
the time on market increases. You can<br />
see those figures later in my report. On<br />
the positive side, our unemployment<br />
rate (3.6%) has never been this low,<br />
and spending is up. These are both<br />
indicators of a strong economy. However,<br />
there are some things to continue<br />
watching moving forward. Inflation<br />
continues to affect the economy, and<br />
interest rates continue to play a major<br />
part in sales.<br />
If you are looking at rates today,<br />
which are right around 6% for a 30-<br />
year fixed mortgage, and thinking those<br />
are still reasonable rates, you’re not<br />
wrong. But you can’t compare them with<br />
the high rates of the past due to today’s<br />
pricing. While you or someone you know<br />
may have purchased their home with a<br />
10%, 12%, or even 15% rate in the past,<br />
there is no way they could have done<br />
that with today’s home prices. Dr. Chris<br />
Thornberg may have said it best – “We<br />
don’t have a housing affordability problem;<br />
we have a housing supply problem.”<br />
If we go back to the simple supply vs.<br />
demand concept, increasing supply not<br />
only helps the housing market but also<br />
brings many jobs and economic growth<br />
to the community where the housing is<br />
being developed. Overall, the consensus<br />
was that, at least for the short term,<br />
things are looking pretty positive here in<br />
Southwest Riverside County. Potential<br />
corrections in the market are coming, and<br />
as Dr. Thornberg put it, ”you don’t need<br />
to jump in your bunker yet, but also don’t<br />
stray too far from your bunker.”<br />
As we look at the figures for our<br />
region, I want to remind you that this<br />
report covers Single Family Homes only<br />
(no condos, townhomes, or multi-family)<br />
and only resale homes. I have often been<br />
asked to include data on new construction<br />
homes, especially with so many being<br />
built in our area, but unfortunately, there<br />
just isn’t a data source to properly track<br />
those sales.<br />
Unsold inventory continues to increase,<br />
up 33% from last month and<br />
107% from last year. While the increase<br />
in inventory is a good thing, we are far<br />
from where we need to be. Once again,<br />
median prices are up in all but one of<br />
our local cities. Once city saw a decrease<br />
of 3.2%, while the remaining cities all<br />
ranged in an increase of 2.4%-13.6%<br />
Year-Over-Year. The percentages have<br />
decreased, but median prices continue<br />
to increase across the region.<br />
The median home price in Southwest<br />
Riverside County was flat (0% change)<br />
from a month ago ($580,000/$580,000)<br />
but was up 5% from a year ago ($550,000)<br />
and up 28.9% from 2 years ago ($449,900).<br />
Unsold inventory increased slightly to<br />
just over 4 months (6 months is considered<br />
a healthy market), and days on<br />
market increased again from last month to<br />
19 days. This is up from 7 days last year<br />
and higher than 2 years ago when it was<br />
also 7 days. Unit sales increased by 13%<br />
from the previous month but are down<br />
21% from last year. Unsold inventory<br />
continues to increase, up 6% from last<br />
month and 77% from last year. While the<br />
increase in inventory is a good thing, we<br />
are far from where we need to be.<br />
Once again, median prices are up in<br />
all but one of our local cities. Once city<br />
saw a minimal decrease of 0.3%, while<br />
the remaining cities all ranged in an increase<br />
of 0.4%-15.3% Year-Over-Year.<br />
The percentages are reflecting slower<br />
increases, and I would anticipate similar<br />
trends for the remainder of the year.<br />
On the Legislative Front, the legislative<br />
session has ended, wrapping up<br />
another two-year cycle. Things moved<br />
very quickly in August, and those bills<br />
that survived are now on the Governor’s<br />
desk. As a reminder, he has three options:<br />
He can sign the bill into law, he can veto<br />
the bill, or he can ignore the bill, and it<br />
will still become law in 30 days. I will<br />
have a recap on the bills that we have<br />
been tracking next month once we know<br />
the final outcome.<br />
The Southwest California Legislative<br />
Council has also completed its<br />
review of the 7 propositions that will<br />
appear on the ballot, and I have included<br />
those recommendations at the end of my<br />
report. Finally, the certified list of local<br />
candidates is official, and campaigning<br />
has definitely started.<br />
by<br />
Steve Fillingim<br />
REAL ESTATE<br />
by Adam A. Ruiz<br />
As always, I will encourage you<br />
to reach out to the candidates in your<br />
area, ask them questions and get to<br />
know their stance on the issues that<br />
concern you. Please don’t just rely on<br />
who has more signs or whose ad you<br />
may have seen. Look for events in your<br />
area so you can meet the candidates<br />
personally. Next month I will include<br />
a list of candidates that our State and<br />
Local Association has endorsed for<br />
your reference.<br />
A lot is going on, and I hope I have<br />
covered everything that affects you and<br />
your business. Please let me know if<br />
I left anything out or if you need anything<br />
explained further.<br />
If you’d like a copy of my entire<br />
report including the mentioned slides,<br />
or to be added to the distribution list,<br />
please email me at Adam@srcar.org.<br />
As always, I am available if you<br />
have any questions about the report.<br />
Until next month…
www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
24 <strong>October</strong> 20<strong>22</strong>
<strong>October</strong> 20<strong>22</strong><br />
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YOUR LOCAL CHAMBERS<br />
25<br />
Temecula Valley Chamber of Commerce<br />
www.temecula.org<br />
Murrieta/Wildomar Chamber of Commerce<br />
www.MWCoC.org<br />
Menifee Valley Chamber of Commerce<br />
www.menifeevalleychamber.com<br />
Lake Elsinore Valley Chamber<br />
www.lakeelsinorechamber.com<br />
Hemet/San Jacinto Valley<br />
Chamber of Commerce<br />
www.hsjvc.com
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<strong>October</strong> 20<strong>22</strong><br />
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