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VOLUME 33, NUMBER 10 OCTOBER 20<strong>22</strong><br />

VISIT TEMECULA VALLEY EXPANDS<br />

STAFF WITH NEW<br />

CMO, CFO, AND DIRECTOR OF PR<br />

by Ted Saul<br />

MAKE<br />

WORKING FROM HOME<br />

A BETTER EXPERIENCE<br />

SEE PAGE 5<br />

As working from a home office has become more<br />

of norm, there are steps that can be taken to ensure the<br />

most productivity. Distractions that take your mind<br />

off your tasks come easy when you are by yourself.<br />

Here are a few ideas to enhance your work environment<br />

and work habits.<br />

SEE PAGE 18<br />

TEMECULA CHAMBER ANNOUNCES<br />

THEME FOR THE 20<strong>22</strong> LEGISLATIVE<br />

SUMMIT<br />

MURRIETA POLICE DEPARTMENT<br />

RECEIVES NIBRS CERTIFICATION<br />

The Murrieta Police Department is pleased to announce that on<br />

August 26, 20<strong>22</strong>, the department was officially awarded National<br />

Incident-Based Reporting System (NIBRS) certification by the<br />

California Department of Justice. This is a major milestone for the<br />

department. To date, the Murrieta Police Department is one of only<br />

a handful of California agencies to receive certification in a state<br />

comprised of over 500 law enforcement agencies.<br />

SEE PAGE <strong>22</strong><br />

What: Focusing on building a better economic environment,<br />

“Local Needs vs.Government<br />

Realities” is the theme of this year’s Temecula Valley Chamber<br />

of Commerce (TVCC)<br />

Legislative Summit. The summit will examine the business<br />

climate on local, state, and national levels, as seen through an<br />

ever-changing political lens.<br />

SEE PAGE 2<br />

COMMUNITY<br />

NOW IS THE TIME<br />

TO DEVELOP<br />

YOUR SPEAKING<br />

SKILLS<br />

8<br />

LEGAL<br />

WHAT HAPPENS IF<br />

YOU DIE WITHOUT<br />

A WILL?<br />

10<br />

LEGAL<br />

CAL SAVERS<br />

RETIREMENT SAVINGS<br />

PROGRAM REGISTRA-<br />

TION DEADLINE HAS<br />

PASSED<br />

12<br />

AND...<br />

TERRY GILMORE -<br />

EXECUTIVE PROFILE<br />

PROFESSIONAL WOMEN<br />

TOASTMASTERS WINS<br />

PUBLICITY AWARD


THE VALLEY BUSINESS JOURNAL<br />

2 www.TheValleyBusinessJournal.com<br />

<strong>October</strong> 20<strong>22</strong><br />

TEMECULA CHAMBER ANNOUNCES<br />

THEME FOR<br />

20<strong>22</strong> LEGISLATIVE SUMMIT<br />

Who: Guest Speakers are Assemblymember Kelly Seyarto, District 67, Jennings<br />

Imel, Executive Director of the U.S. Chamber of Commerce, and Chris<br />

Collier, Founder/President of Rincon Strategies<br />

Why: Regional Legislative Awareness & Updates on Laws that impact our<br />

business as well as local communities. Who should attend: All local business<br />

owners or professionals who desire to stay “in the know” on current bills,<br />

recent laws passed, and policies in place that have positive and negative<br />

impacts on local businesses.<br />

When: Thursday, <strong>October</strong> 6, 7:00 a.m. to 10:00 a.m.<br />

Where: South Coast Winery, 34843 Rancho California Road, Temecula Wine<br />

Country. Park on the North side of the property.<br />

Tickets: Temecula.org or click here. Pricing: $60 for TVCC Members, $80<br />

for Non-members. $550 for a corporate table of 10 for TVCC Members,<br />

and $750 for non-members. Exhibitor booths start at $200 and have limited<br />

availability. Tickets include a plated breakfast. Contact Amber Poncy, TVCC<br />

Special Events Manager, at Amber@temecula.org with questions about tickets<br />

and sponsorships.<br />

Sponsored By: Abbott, Cal State San Marcos, City of Temecula, Eastern<br />

Municipal Water District, Fabozzi & Miller, APC, Loma Linda University<br />

Medical Center Murrieta, Pechanga Resort Casino, Rady Children’s Health<br />

Services, Southwest Healthcare System, Southwest Riverside County Association<br />

of Realtors, Stonehouse Group, Temecula Valley Hospital, Valley News.


<strong>October</strong> 20<strong>22</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

3


THE VALLEY BUSINESS JOURNAL<br />

4 www.TheValleyBusinessJournal.com<br />

<strong>October</strong> 20<strong>22</strong><br />

In this issue:<br />

Visit Temecula Valley Expands Staff 1<br />

Make Working from Home a Better Experience 1<br />

Murrieta Police Department Receives NIBRS Certification 1<br />

Temecula Valley Hospital Nationally Recognized 1<br />

20<strong>22</strong> Legislative Summit 2<br />

City of Temecula Closes Evacuation Centers for Fairview Fire 6<br />

EVMWD Celebrates Staff During Appreciation Week 7<br />

Haunted Studio Fundraiser Creeps Back into JDS Creative Academy 9<br />

What Happens If You Die Without a Will? 10<br />

Professional Women Toastmasters Wins Publicity Award 11<br />

CalSavers Retirement Savings Program Registration Deadline Has Passed 12<br />

EXECUTIVE PROFILE | Terry Gilmore 14<br />

Temecula’s Art & Street Painting Festival ‘Best of Show’ 15<br />

Contact Lenses 17<br />

Do you Qualify for the Employee Retention Credit (ERC)? 18<br />

EXECUTIVE PROFILE | Greg Thomas 19<br />

Chamber Events 21<br />

Prostitution and Anti-Human Trafficking Operation <strong>22</strong><br />

REALTOR® Report 23<br />

EDITOR/PUBLISHER/CEO<br />

Linda Wunderlich<br />

Email: publishertvbj@verizon.net<br />

Criteria for Submitting Articles:<br />

ADVERTISING SALES INFORMATION<br />

(951) 461-0400<br />

CREATIVE DIRECTOR<br />

Helen M. Ryan<br />

VP OF DISTRIBUTION<br />

Dane Wunderlich<br />

www.TheValleyBusinessJournal.com<br />

www.facebook/thevalleybusinessjournal<br />

For questions, comments, or story ideas, please<br />

e-mail publishertvbj@verizon.net or call (951) 461-0400.<br />

1. Since the publication of articles is an added public relations feature for our advertisers, their articles<br />

will be given first priority. Other articles will be published on a space available basis.<br />

2. Articles should be submitted as a Word document file.<br />

3. Articles must be business-oriented and pertain to the author’s area of expertise. A photo of the<br />

writer is appropriate.<br />

4. All submissions are subject to editing by the publisher.<br />

5. Send completed articles by e-mail to: publishertvbj@verizon.net<br />

6. Article and advertising deadlines are the 15th of each month for the next issue.<br />

STAFF WRITERS/<br />

CONTRIBUTING WRITERS<br />

Gene Wunderlich<br />

Ted Saul<br />

Craig Davis<br />

Stefani Laszko<br />

James Laszko<br />

Nicole Albrecht<br />

Julie Ngo<br />

Tom Plant<br />

Esther Phahla<br />

Steve Amante<br />

Monique deGroot<br />

Andrea Shoup<br />

Gloria Wolnick<br />

John & Christine Hamby<br />

Brian Connors<br />

Dr. Pat Utnehmer<br />

Bonnie Woodrome<br />

Haley Munson<br />

Don Hitzeman<br />

Dione Moser<br />

Diane Strand<br />

Kim Gerrish<br />

Katie Cook<br />

The Valley Business Journal is a California Corporation. All rights reserved. Reproduction in any form, in whole or in part,<br />

without the written permission of the Publisher is prohibited. The publication is published monthly. The opinions and<br />

views expressed in these pages are those of the writer or person interviewed and not necessarily those of The Valley<br />

Business Journal. The Valley Business Journal hereby expressly limits its liability resulting from any and all misprints,<br />

errors and/or inaccuracies any advertisement or editorial may contain, to the credit of the specific advertising payment<br />

and/or the running of a corrected advertisement or editorial correction notice.


<strong>October</strong> 20<strong>22</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

5<br />

VISIT TEMECULA VALLEY EXPANDS<br />

STAFF WITH NEW<br />

CMO, CFO, AND DIRECTOR OF PR<br />

Visit Temecula Valley announced<br />

that it is adding three new positions to its<br />

roster in order meet the growing needs of<br />

the organization as tourism bounces back<br />

to pre-COVID 19 levels.<br />

Annette Brown, former Senior<br />

Director of Public Relations for Visit<br />

Temecula Valley (VTV), has been promoted<br />

to Chief Marketing Officer. In<br />

this new role, she will oversee traditional<br />

marketing, advertising, public relations,<br />

and digital marketing initiatives. With<br />

more than 30 years of experience, Brown<br />

has been with VTV for 11 of its 18 years.<br />

Starting as PR and marketing manager,<br />

she secured a wide range of high-profile<br />

national and global media placements,<br />

garnering millions of impressions. She<br />

also helped introduce Temecula to the<br />

Canadian and UK markets and attracted<br />

domestic visitors from as far away as<br />

New York, Texas, and Florida. Visitor<br />

spending in the Temecula Valley reached<br />

$1.1 billion in 2019, with 3.4 million annual<br />

visitors. Earlier in her career, Brown<br />

worked in several industries including<br />

entertainment, attractions, medical, and<br />

newspaper publishing.<br />

Cassidy Lozinsky has been hired as<br />

Chief Financial Officer (CFO). A native<br />

of San Diego, Lozinsky has more than<br />

20 years of experience as an auditor and<br />

controller, having previously served as<br />

an auditor with Chart House Corporation<br />

in Solana Beach. She most recently<br />

served as controller for Wolf Restaurant<br />

Group in San Diego. Early in her career,<br />

Lozinsky also owned and operated Deli<br />

204’s, a popular eatery in San Clemente.<br />

Communications veteran Norma<br />

Marlowe recently joined Visit Temecula<br />

Valley as the new Director of<br />

Public Relations. Marlowe comes to<br />

the organization with over 25 years of<br />

experience overseeing successful PR/<br />

corporate communications campaigns<br />

for a broad range of clients in consumer<br />

products and services, hospitality, arts<br />

& entertainment, healthcare, and nonprofits.<br />

She has worked on high-level<br />

media relations campaigns for a large<br />

portfolio of brands including Activision,<br />

Ancestry.com, Disney, Fender guitars,<br />

and NBCUniversal. Before starting her<br />

career in public relations, Marlowe was a<br />

community news reporter/stringer for the<br />

Milwaukee Journal Sentinel and served<br />

as a news production assistant at WISN-<br />

TV in Milwaukee, WI.<br />

“We’re thrilled to have talent of<br />

this caliber on our team to help us bring<br />

Temecula Valley to the next level,” said<br />

Scott Wilson, CEO and President of Visit<br />

Temecula Valley. “Currently, Temecula is<br />

one of the fastest-growing travel destinations<br />

in Southern California and we’ll<br />

continue expanding our markets both<br />

domestically and internationally.”<br />

VTV is a nonprofit 501 (c)(6) destination<br />

marketing organization dedicated<br />

to promoting tourism related businesses<br />

including wineries, restaurants, breweries,<br />

retail and specialty<br />

boutiques, hotels, short term rentals,<br />

and more. For more information visit<br />

www.visittemeculavalley.com.


THE VALLEY BUSINESS JOURNAL<br />

6 www.TheValleyBusinessJournal.com<br />

<strong>October</strong> 20<strong>22</strong><br />

City of Temecula Closes Evacuation Centers for Fairview Fire; Coffee with the Mayor<br />

Included Information to Protect Your Home & Family from a Wildfire<br />

The second City of Temecula evacuation<br />

center closed today as Fairview Fire<br />

evacuation orders were lifted. The Fairview<br />

Fire began on Monday, September<br />

5th in Hemet and spread quickly through<br />

dry, rural terrain towards Temecula Wine<br />

Country, burning 28,307 acres including<br />

35 structures and damaging 7 more.<br />

Although the Fairview Fire was<br />

stopped before reaching Temecula,<br />

the City became home to two of three<br />

evacuation centers providing shelter<br />

and comfort to a total of 173 evacuees<br />

and 25 pets at the Temecula Community<br />

Recreation Center and the gymnasium at<br />

Temecula Valley High School.<br />

The original evacuation center in<br />

Hemet at Tahquitz High School also<br />

closed today. Temecula Mayor Matt Rahn<br />

shared his gratitude to CAL FIRE / Riverside<br />

County Fire and Riverside County<br />

Sheriff’s Department, both contracted by<br />

the City of Temecula, “With erratic winds<br />

from Tropical Storm Kay off the coast<br />

pushing the fire towards Temecula, the<br />

Fairview Fire rose to a Level 1 Incident<br />

Management Team at which time close to<br />

3,000 fire and law enforcement personnel<br />

were deployed locally and from across<br />

the State and Country — and we thank<br />

them all. Mayor Rahn adds, “The rain on<br />

day four could not come soon enough as<br />

these heroes took turns working 24-hour<br />

shifts to slow the fire down in hot weather<br />

up to 106 degrees — they protected over<br />

13,000 houses in the fire’s path and kept<br />

Temecula Safe.” In addition to a few injuries<br />

sustained during the Fairview Fire,<br />

including a helicopter accident, Mayor<br />

Rahn extends heartfelt condolences on<br />

behalf of the City of Temecula to a family<br />

whose car was caught by the fire.”<br />

The tragic loss of a father and daughter<br />

on the first day of the fast-moving fire<br />

is heartbreaking, and the City’s deepest<br />

sympathies are with their loved ones.”<br />

Temecula City Manager Aaron Adams<br />

states, “Amid growing concerns, and<br />

a full-scale evacuation of Temecula Wine<br />

Country, the Fairview Fire inspired a<br />

movement of community-wide kindness<br />

with numerous stories of kindness and<br />

an others-centered citizens helping each<br />

other; many offering to open their homes<br />

to evacuees. attitude during this difficult<br />

time was also evident by members of the<br />

community taking in evacuated animals<br />

at their homes.”<br />

Local businesses such as Temecula’s<br />

Home Depot also stepped up donating<br />

needed supplies. Adams said, “Most notably,<br />

the City would like to recognize the<br />

California Ranch Company who accepted<br />

more than 800 evacuated animals and<br />

horses at their private ranch which was a<br />

huge undertaking and so very appreciated<br />

by families in need.”<br />

Temecula Fire Chief John Crater<br />

states, “We are grateful for the community’s<br />

outpouring of support to each<br />

other and to the men and women assigned<br />

to this fire. The rain was a blessing on<br />

Friday as we were dealing with wind<br />

gusts from 25 to 65 mph at times. Ample<br />

moisture and humidity with a rain shower<br />

on Sunday helped us roll back more<br />

evacuation areas to get families into their<br />

homes again.”<br />

Chief Crater adds, “Crews will continue<br />

work to extinguish hot and smoldering<br />

dense brush, tree stumps, and roots<br />

in the burn area over the next few days.”<br />

The City of Temecula’s next regularly<br />

scheduled Coffee with the Mayor will<br />

share information on how best to protect<br />

your home and family from a wildfire.<br />

Join us this Saturday, September 17,<br />

20<strong>22</strong>, 8-9:30am, at Bean Coffee Roasters<br />

/ Batter Up Bakery located at 26490 Ynez<br />

Road, Suite K, Temecula


<strong>October</strong> 20<strong>22</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

EVMWD Celebrates Staff During<br />

California Water Professionals Appreciation Week<br />

7<br />

“<br />

“We appreciate the dedication<br />

of our highly trained operators,<br />

technicians and other specialists<br />

who have continued to make<br />

sure our community has safe<br />

and reliable water...”<br />

~Greg Thomas<br />

As part of California’s sixth annual<br />

Water Professionals Appreciation<br />

Week, celebrated <strong>October</strong> 1 - <strong>October</strong><br />

9, Elsinore Valley Municipal Water<br />

District (EVMWD) is proud to take a<br />

moment and highlight the essential role<br />

of water professionals and local public<br />

water agencies in providing water and<br />

wastewater services.<br />

“We appreciate the dedication of<br />

our highly trained operators, technicians<br />

and other specialists who have<br />

continued to make sure our community<br />

has safe and reliable water and wastewater<br />

services24 hours a day, seven<br />

days a week,” said EVMWD General<br />

Manager, Greg Thomas.<br />

Be sure to follow EVMWD on<br />

social media more information on our<br />

amazing staff, the essential role they<br />

play and how you might join us or<br />

consider a job in California’s water<br />

industry.<br />

There are so many careers in water<br />

that keep water flowing in the communities<br />

throughout California, including<br />

district managers, customer service representatives,<br />

treatment plant operators<br />

and engineers to name a few. EVMWD<br />

is proud of our local staff and water<br />

professionals throughout the state for<br />

making a difference in their community.<br />

If you see EVMWD workers out<br />

and about this week, be sure you say<br />

“thank you” for ensuring our community<br />

has safe and reliable water and<br />

wastewater services always.<br />

For more information, please visit<br />

www.evmwd.com.<br />

EVMWD provides service to more<br />

than 159,000 water and wastewater<br />

customers in a 97-square-mile area in<br />

Western Riverside County. The District<br />

is a sub-agency of the Western Municipal<br />

Water District and a member agency<br />

of the Metropolitan Water District of<br />

Southern California. Visit the EVMWD<br />

website at www.evmwd.com for additional<br />

information.


THE VALLEY BUSINESS JOURNAL<br />

8 www.TheValleyBusinessJournal.com<br />

<strong>October</strong> 20<strong>22</strong><br />

By Dr. Diane Piela<br />

Now Is the Time to Develop<br />

Your Speaking Skills<br />

Don’t procrastinate any longer.<br />

Now is the time to become more<br />

confident in public speaking! Toastmaster’s<br />

International has been the “GO TO”<br />

organization for more than 90 years. If<br />

you are serious about improving your<br />

public speaking and leadership skills,<br />

this is the place for you.<br />

The key focus of Toastmaster’s International<br />

is to provide a friendly and<br />

supportive environment, where members<br />

become more confident and compelling<br />

speakers.<br />

The Next Level Toastmaster’s Club<br />

now meets every Thursday, 12:10-1:10<br />

pm at 29995 Technology Drive, Suite<br />

203, Murrieta, 92563. Even though we<br />

now meet in person, our meetings are<br />

considered Hybrid for those guests/<br />

members who want to meet with us on<br />

line on Zoom. The Zoom meeting ID is<br />

820-4926-8435. You make the choice!<br />

If you have always wanted to be a<br />

better speaker but lacked the confidence<br />

to do it, this is the club for you!<br />

Everyone begins together but progresses<br />

at their own pace. Toastmasters<br />

will help you not only be a better speaker<br />

and leader but also a better communicator<br />

with co-workers, friends and family.<br />

Toastmaster’s Education Pathways are<br />

designed and modernized to teach you<br />

how to create a podcast, create your own<br />

blog and create your own webinars and<br />

seminars.<br />

Join us at The Next Level, where<br />

you and your fellow Toastmasters will<br />

grow togetherWe invite you to our Open<br />

House on Thursday, <strong>October</strong> 13 from<br />

12:10-1:10 PM at 2995 Technology<br />

Drive, Suite 203, Murrieta 92563. Our<br />

Guest Speaker will be Ed Ettinghausen,<br />

Accredited Speaker! This is a great time<br />

to see what Toastmaster’s is all about! If<br />

you can’t make it in person, join us on<br />

Zoom with ID 820-4926-8435!<br />

Please RSVP before Thursdays at<br />

951 775 0615, John or 951 723 7691,<br />

Diane.<br />

“<br />

The key focus of Toastmaster’s<br />

International is to provide a friendly<br />

and supportive environment, where<br />

members become more confident<br />

and compelling speakers.


<strong>October</strong> 20<strong>22</strong><br />

By Yanessa Hernandez<br />

Fall is in the air and the spooky season<br />

is creeping around the corner, which<br />

can only mean one thing: It’s time for the<br />

Haunted Studio to return to JDS Creative<br />

Academy! The JDSCA Haunted Studio,<br />

an annual fundraiser hosted by the<br />

#JDSFamily, turns the entire studio into a<br />

full-scale haunted house and pairs tricks<br />

with treats at their yummy bake sale. The<br />

Haunted Studio starts as a class where<br />

students make this chilling experience<br />

possible by designing and executing their<br />

plans. The Temecula-based nonprofit<br />

raises proceeds at this event for digital,<br />

visual, and performing arts scholarships<br />

for those with financial limitations and/<br />

or at-risk youth.<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

Haunted Studio Fundraiser cREEPS<br />

Back into JDS Creative Academy<br />

JDS Creative Academy is known for<br />

being an advocate for all things art. Each<br />

spring and fall, they hold their digital,<br />

visual, and performing arts classes in<br />

the evenings. Courses provide a place<br />

for students to bring creativity into their<br />

lives while building self-confidence and<br />

leadership skills. Charter school students<br />

who join receive education credits due to<br />

the classes meeting VAPA requirements.<br />

One of their most popular fall classes<br />

is Haunted Studio, in which students get<br />

to collaborate, design, build and help<br />

implement a full-scale haunted house.<br />

Students gain a better understanding of<br />

the arts and themselves, and a boosted<br />

self-confidence to benefit them in their<br />

everyday lives. Students partake in<br />

the class in numerous ways, such as<br />

building set pieces and props and running<br />

a functional, safe haunted house<br />

for guests. Students will even have the<br />

chance to learn new and unique skills,<br />

such as special-effects makeup. With the<br />

creativity of the haunters, scareres, and<br />

mentors, Haunted Studio continues to<br />

get spookier each year! Class begins on<br />

Wednesday, September 28 from 5 p.m. to<br />

7 p.m. Those interested in participating<br />

in the chills and thrills are invited to join.<br />

Haunted Studio is open to the public,<br />

taking place on Friday, <strong>October</strong> 28, and<br />

Saturday, <strong>October</strong> 29, 6:30-9:30 p.m.<br />

This staple fundraiser in the Temecula<br />

9<br />

Valley also includes a bake sale to help<br />

raise scholarship funds.<br />

By raising money for the cause, the<br />

#JDSFamily can offer scholarships for<br />

students seeking the opportunity to learn<br />

the ins and outs of the visual, digital, and<br />

performing arts.<br />

Come out to support and raise money<br />

for the nonprofit scholarship program.<br />

You’ll have a “spooktacular” time and<br />

you’ll also be changing the lives of those<br />

with a passion for learning about the arts!<br />

To learn more about JDSCA classes<br />

and the #JDSFamily, visit JDSCreativeAcademy.org<br />

or call (951) 296-<br />

6715. You can keep up with all the excitement<br />

behind the scenes on social media.


THE VALLEY BUSINESS JOURNAL<br />

10 www.TheValleyBusinessJournal.com<br />

<strong>October</strong> 20<strong>22</strong><br />

What Happens If You Die Without a Will?<br />

A will is an excellent tool to make<br />

a plan for your assets and heirs after<br />

you die. Everyone needs to have an<br />

estate plan, but most people do not<br />

make a plan until they approach the<br />

golden years in life.<br />

Unfortunately, oftentimes people<br />

pass away unexpectedly, never having<br />

made arrangements for a will. Here’s<br />

what happens when that occurs.<br />

What Happens After You Die and<br />

There Is No Will?<br />

Each state has an intestacy law that<br />

instructs how your money and assets<br />

are distributed if you were to pass away<br />

without a will. Through a process called<br />

probate, the government decides who<br />

gets what. Most of the time, the assets<br />

are distributed to family members.<br />

Non-family loved ones or stepchildren<br />

are not on the list of distribution. If you<br />

want your assets to be split among specific<br />

people that may not fall in line with<br />

what the state would do, you’ll need to<br />

draw up a will.<br />

For example, if you pass away and<br />

have a surviving spouse with adult children,<br />

the money will be divided evenly<br />

among all of those family members.<br />

However, if you die single with no children,<br />

the beneficiaries start to include<br />

parents, siblings, and other relatives.<br />

Many single people without children<br />

have friends who become family<br />

throughout the years, including the<br />

people you spend the holidays with<br />

and raise kids together. These people<br />

will have no right to your estate if you<br />

do not specify so in the will.<br />

If you die in a domestic partnership,<br />

it depends on the state if your<br />

partner is recognized as a beneficiary.<br />

For those states that recognize domestic<br />

partnerships, the assets will be<br />

distributed the same as with a surviving<br />

spouse.<br />

Some Assets Have Named Beneficiaries<br />

You may think you are covered if<br />

you have named beneficiaries of some<br />

funds. For example, a life insurance<br />

policy will ask you to name a beneficiary,<br />

and you can ensure that your<br />

domestic partner is specified. Similarly,<br />

retirement funds will ask that you<br />

choose the beneficiary.<br />

Keep in mind that not all assets<br />

are covered, even if you have chosen a<br />

beneficiary for some sources of money.<br />

Creating a will is the most secure path<br />

toward passing down your assets to the<br />

people that you love the most.<br />

It’s time to get your estate plan<br />

together. Shoup Legal is here to help.<br />

Give us a call at (951) 455-4114 or<br />

email us at info@shouplegal.com to<br />

learn more about how we can help<br />

you plan today for peace of mind<br />

tomorrow.<br />

“<br />

Unfortunately, oftentimes<br />

people pass<br />

away unexpectedly,<br />

never having made<br />

arrangements for a<br />

will.<br />

SHOUPLEGAL.COM<br />

LEGAL<br />

by by<br />

Andrea Steve Fillingim Shoup


<strong>October</strong> 20<strong>22</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

Professional Women Toastmasters Wins Publicity Award<br />

11<br />

Join their OPEN HOUSE on <strong>October</strong><br />

10, 20<strong>22</strong> to experience this award<br />

winning club<br />

Event is free to the Public<br />

Professional Women Toastmasters<br />

(www.professionalwomen.toastmastersclubs.org,<br />

invites residents to its open<br />

house to meet members and learn about<br />

the importance of communication and<br />

leadership skills for today’s professional.<br />

Members and guests will enjoy a<br />

regular Toastmasters meeting that will<br />

include prepared speeches, Table Topics<br />

(impromptu speeches) and evaluations<br />

(the gift of feedback).<br />

Professional Women Toastmasters<br />

was awarded the Chuck Weck Publicity<br />

Award three years in a row by Toastmasters<br />

District 12. This is due to the efforts<br />

of our Vice President Public Relations,<br />

Mona Payan.<br />

“Toastmasters has given me the<br />

opportunity to step outside my comfort<br />

zone and grow into new environments.<br />

Impromptu speaking has allowed me to<br />

be intentional with every conversation<br />

and interaction. Giving me new meaning<br />

to thinking on your feet, “says Mona<br />

Payan, Vice President Public Relations.<br />

On September 8, 20<strong>22</strong>, one of our<br />

members, Mary O’Dwyer, had the opportunity<br />

to be a speaker at the Women<br />

in Business Conference hosted annually<br />

by the Temecula Valley Chamber<br />

of Commerce. “My experience with<br />

Professional Women Toastmasters has<br />

allowed me to clearly and concisely articulate<br />

my message. It has also brought<br />

awareness to distracting hand gestures,<br />

body movements and unnecessary words<br />

such as um, ah, so, you know, allowing<br />

me to eliminate these, maximizing my<br />

audience engagement. As a professional<br />

speaker I highly recommend Professional<br />

Women Toastmasters to anyone wanting<br />

to develop and fine tune their communication<br />

skills,” says Mary O’Dwyer,<br />

Founder of The Breath Of New Life and<br />

Professional Speaker.<br />

“Professional Women Toastmasters<br />

provides a supportive and positive<br />

environment where members have the<br />

opportunity to develop their communication<br />

and leadership skills. This is where<br />

we come to practice and get feedback to<br />

help us get ready for the real world. The<br />

skills I learned in Toastmasters helped<br />

me to gain the confidence to be able to<br />

co-emcee the Temecula Valley Chamber<br />

of Commerce, Women In Business<br />

Conference, on September 8, 20<strong>22</strong>, addressing<br />

over 450 attendees,” says Esther<br />

Phahla, Founder of Professional Women<br />

Toastmasters.<br />

Join us <strong>October</strong> 10, 20<strong>22</strong>, for our<br />

OPEN HOUSE.<br />

The Professional Women Toastmasters<br />

Club meets each Monday at 12:30<br />

pm to 1:30pm at the Temecula Valley<br />

Chamber of Commerce, 26790 Ynez Ct,<br />

Temecula, CA or via Zoom.<br />

For more information about this<br />

event and the club, please email Monique<br />

Payan at vppr-5077319@toastmastersclubs.org<br />

or visit www.professionalwomen.toastmastersclubs.org.<br />

About District 12<br />

District 12 serves approximately<br />

100 Clubs and 1700 members in the<br />

large Southern California region East<br />

of highway 57, South of Barstow, West<br />

of the Arizona border, and North of<br />

Temecula. District 12 includes two of<br />

California’s largest counties (by square<br />

miles) – Riverside and San Bernardino.<br />

To learn more about District 12, please<br />

visit http://www.d12toastmasters.org.<br />

About Toastmasters International<br />

Toastmasters International is a<br />

worldwide nonprofit educational organization<br />

that empowers individuals to<br />

become more effective communicators<br />

and leaders. Headquartered in Englewood,<br />

CO., the organization’s membership<br />

exceeds 352,000 in more than<br />

16,400 clubs in 141 countries. Since<br />

1924, Toastmasters International has<br />

helped people from diverse backgrounds<br />

become more confident speakers, communicators<br />

and leaders. For information<br />

about local Toastmasters clubs, please<br />

visit www.toastmasters.org. Follow @<br />

Toastmasters on Twitter.<br />

FINANCIAL<br />

Esther Phahla,<br />

CPA, CTS, MST


THE VALLEY BUSINESS JOURNAL<br />

12 www.TheValleyBusinessJournal.com<br />

<strong>October</strong> 20<strong>22</strong><br />

CalSavers Retirement Savings Program Registration Deadline Has Passed<br />

for Employer of Five or More Employees Not Sponsoring a Retirement Plan –<br />

Time to Register Now!<br />

By Donald W. Hitzeman, Esq.<br />

All employers in California who<br />

employ five or more employees and<br />

who do not provide a qualified retirement<br />

savings program were required<br />

by the California Government Code<br />

to register for the CalSavers Retirement<br />

Savings Program, an automatic<br />

enrollment individual retirement<br />

account (IRA) with no employer fees<br />

or fiduciary liability, according to the<br />

Program’s website at https://www.<br />

treasurer.ca.gov/calsavers/.<br />

This offers the employees of<br />

small California businesses a means<br />

of saving for retirement short of the<br />

employer adopting and administering<br />

a 401(k) or other similar retirement<br />

plan themselves.<br />

The CalSavers Retirement Savings<br />

Trust Act [California Government<br />

Code Sections 100000 - 100050] was<br />

enacted in 2016, but gave employers<br />

of five or more employees until June<br />

30, 20<strong>22</strong> to register for the plan.<br />

For those employers who have<br />

registered for the plan, be aware<br />

that a waiting period is not required<br />

for employees to participate, there are<br />

no employer contributions that will be<br />

accepted under the plan and employers<br />

must upload required information about<br />

newly participating employees within<br />

30 days of their hire date through the<br />

program’s employer portal. Otherwise,<br />

there is minimal employer involvement<br />

in the program.<br />

If an employer offers a qualified<br />

retirement plan already, the employer<br />

still needs to register their company on<br />

the CalSavers website and request an<br />

exemption from the state’s retirement<br />

program.<br />

If an eligible employer does not register<br />

its employees for the program, the<br />

employer will likely be receiving notification<br />

of a violation of the Government<br />

Code and will have 90 days from the<br />

notice date to register. Those qualified<br />

employers who are required to register<br />

and have not done so are subject to penalties<br />

ranging from $250.00 to $750.00<br />

per employee, depending on the length of<br />

delay in complying with the registration<br />

requirements.<br />

Finally, as of January 1, 2023, the<br />

requirements to register and administer<br />

the CalSavers plan will extend to all<br />

California employers with at least one<br />

employee who is not an owner of the<br />

business, with registration for those employers<br />

required by December 31, 2025.<br />

Donald W. Hitzeman is a shareholder<br />

with Reid & Hellyer, A Professional<br />

Corporation, and an experienced Business<br />

Law Litigator and Transactional<br />

Attorney. He has over 38 years of legal<br />

experience, including advising business<br />

owners and operators on employee<br />

issues, as well as general business<br />

litigation, transactional matters and<br />

estate planning. He may be reached at<br />

his Murrieta office at (951)695-8700 or<br />

dhitzeman@rhlaw.com.<br />

“<br />

If an eligible employer<br />

does not register<br />

its employees for the<br />

program, the employer<br />

will likely be<br />

receiving notification<br />

of a violation of the<br />

Government Code...<br />

Don Hitzeman


<strong>October</strong> 20<strong>22</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

13


THE VALLEY BUSINESS JOURNAL<br />

14 www.TheValleyBusinessJournal.com<br />

<strong>October</strong> 20<strong>22</strong><br />

EXECUTIVE PROFILE | TERRY GILMORE<br />

BIO:<br />

In 1966 I joined the United States<br />

Army and after completing my<br />

training, I traveled to Vietnam<br />

where I was a Radio Operator in<br />

the 25th Infantry Division as a Sargent,<br />

E-5. Shortly after ending my<br />

Army career and returning home to<br />

Missouri, I started working in the<br />

automotive industry which then<br />

led me to Temecula in 1992 where<br />

my family and I opened Paradise<br />

Chevrolet Cadillac.<br />

AFFILIATIONS:<br />

I’ve been involved in many organizations<br />

in various capacities<br />

over the years such as serving as<br />

a Board of Director for the Boys<br />

& Girls Club of Southwest County<br />

and chairing the Capital Campaign<br />

and “Our Kids Rock” Dinner/Auction<br />

for more than 15 years. I was<br />

fortunate to learn a great deal about<br />

how other businesses and organizations<br />

are run by being hands-on<br />

and was then able to bring those<br />

values and tips back to Paradise<br />

to implement them. I now find<br />

myself in a different role, being<br />

able to lend insight and expertise<br />

to the wonderful organizations in<br />

the valley. It is amazing what can<br />

happen if you get enough people<br />

together who are committed to<br />

fixing a problem; you can literally<br />

accomplish anything!<br />

LIFE & BUSINESS<br />

PHILOSOPHY:<br />

In the 90’s when I was opening the<br />

dealership, my business philosophy<br />

was to be successful. Right<br />

now, my business philosophy is to<br />

make a difference in other people’s<br />

lives. As I near retirement, my<br />

philosophy will once again change<br />

as I continue to make a difference<br />

in others’ lives, but in new ways.<br />

I plan to travel to different destinations,<br />

utilize my plane more<br />

often and spend time out on the<br />

golf course. Life after retirement<br />

certainly includes enjoying my<br />

beautiful family; my wife Cindy,<br />

my oldest daughter Tina, and my<br />

grandkids Sami (who is a Sophomore<br />

at Southern Illinois University) and<br />

CJ (who is a Banking Officer) along<br />

with my daughter Katelyn and my<br />

newest grandchild Sawyer. Regardless<br />

of my philosophy, I will always<br />

find joy from any opportunity I have<br />

to give back. I live by a great rule and<br />

that is to do what’s right all the time,<br />

don’t ask what it will cost, just make<br />

it happen and follow your gut.<br />

GOALS:<br />

I am currently preparing my daughter<br />

Katelyn to become the successor of<br />

the business. I want to take every step<br />

I can to set her up for success, so she<br />

is working in every department of the<br />

dealership to gain experience and be<br />

able to grow into this role. Although<br />

it would be easy to sell the business,<br />

tailoring Katelyn for this position<br />

ensures Paradise continues the community<br />

spirit and involvement in the<br />

valley that myself and amazing staff<br />

are so passionate about.<br />

MENTORS:<br />

Bob Gregory was my first business<br />

partner. When I first met Bob, he was<br />

very sarcastic with me and would say<br />

‘problems’ are ‘monkeys’ so “don’t<br />

bring your monkeys into my office.”<br />

Our partnership later turned into very<br />

intelligent conversations and mentorship.<br />

Dan Atwood was a great friend<br />

and although he was a competitor it<br />

never stopped us from sharing advice<br />

and bouncing ideas off each other.<br />

Mike Hurst was also a competitor but<br />

that didn’t matter, we found common<br />

ground and learned from each other.<br />

I discovered it was very important<br />

to surround myself with good businesspeople<br />

who I could trust and<br />

respect, so I did just that. Of course,<br />

I also want to give credit to my wife,<br />

Cindy Gilmore, who was a General<br />

Manager, very knowledgeable and<br />

incredibly supportive then and now.<br />

BIRTH PLACE:<br />

I was born in St. Louis, Missouri and<br />

lived there from 1947 to 1977.<br />

Terry Gilmore,<br />

President of Paradise Chevrolet Cadillac<br />

FAVORITE READING:<br />

I love to read famous quotes. My favorite is<br />

“The Bridge Builder” by Will Allen Dromgoole<br />

An old man going a lone highway,<br />

Came, at the evening cold and gray,<br />

To a chasm vast and deep and wide.<br />

Through which was flowing a sullen tide<br />

The old man crossed in the twilight dim,<br />

The sullen stream had no fear for him;<br />

But he turned when safe on the other side<br />

And built a bridge to span the tide.<br />

“Old man,” said a fellow pilgrim near,<br />

“You are wasting your strength with building here;<br />

Your journey will end with the ending day,<br />

You never again will pass this way;<br />

You’ve crossed the chasm, deep and wide,<br />

Why build this bridge at evening tide?”<br />

The builder lifted his old gray head;<br />

“Good friend, in the path I have come,” he said,<br />

“There followed after me to-day<br />

A youth whose feet must pass this way.<br />

This chasm that has been as naught to me<br />

To that fair-haired youth may a pitfall be;<br />

He, too, must cross in the twilight dim;<br />

Good friend, I am building this bridge for him!”


<strong>October</strong> 20<strong>22</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

15<br />

City Of Menifee Notice of Insufficient<br />

Nominees - Notice That There Are Not More<br />

Candidates Than Offices to Be Elected For District 4<br />

Temecula’s Art & Street Painting Festival<br />

‘Best of Show’ Chalk Artist Announced<br />

November 8, 20<strong>22</strong> General Municipal Election<br />

NOTICE IS HEREBY GIVEN that<br />

pursuant to § 10<strong>22</strong>9 of the Elections Code<br />

of the State of California relating to the<br />

General Municipal Election in the City of<br />

Menifee to be held Tuesday, November<br />

8, 20<strong>22</strong>:<br />

As of the close of the nomination<br />

period on August 12, 20<strong>22</strong>, only one<br />

person has been nominated as a candidate<br />

for City Council District 4.<br />

The person so nominated is Dean<br />

Deines. Section 10<strong>22</strong>9 of the Elections<br />

Code allows one of the following actions<br />

to be taken by the City Council:<br />

1. Appoint to the office the persons<br />

who have been nominated.<br />

2. Appoint to the office any eligible<br />

voter if no one has been<br />

nominated.<br />

3. Hold the election if either no<br />

one or only one person has been<br />

nominated.<br />

The City Council will hold a special<br />

meeting on or before August 25, 20<strong>22</strong> to<br />

either make the appointment or direct an<br />

election to be held. The person appointed,<br />

if any, shall qualify and take office and<br />

serve exactly as if elected at a municipal<br />

election for the office.<br />

If, by the 75th day before the municipal<br />

election, no person has been<br />

appointed to the office pursuant to (1)<br />

or (2) above, the election shall be held.<br />

If the City Council makes an appointment<br />

pursuant to § 10<strong>22</strong>9, Elections<br />

Code, the City Clerk shall not accept for<br />

filing any statement of write-in candidacy<br />

which is submitted after the appointment<br />

is made.<br />

Please call City Hall at 951-672-<br />

6777 or visit www.cityofmenifee.us/<br />

agendas for City Council meeting dates<br />

and times.Stephanie Roseen, Acting City<br />

Clerk - Date Published: August 19, 20<strong>22</strong><br />

The City of Temecula’s Community<br />

Services Department hosted the 20<strong>22</strong><br />

Temecula Art & Street Painting Festival<br />

featuring the all-new Cartoon-A Paloozah!<br />

on Friday September 16, 20<strong>22</strong><br />

& Saturday September 27, 20<strong>22</strong>. This<br />

classic Temecula event displayed various<br />

work from 31 Art Exhibitors set up<br />

around Town Square Park and surrounding<br />

event areas in Old Town Temecula.<br />

Throughout the two days of excitement,<br />

Temecula hosted 30 Registered<br />

Chalk Artists competing for the Best of<br />

Show Award for their creative and beautiful<br />

pieces of chalk art on Main Street just<br />

outside of City Hall in Old Town Temecula.<br />

In addition to these annual festivities,<br />

the City of Temecula hosted its first ever<br />

Cartoon-A Paloozah! This new addition<br />

featured, art vendors, cosplayers, trivia<br />

contests, and more!<br />

Congratulations to Inez Valencia<br />

(Chalk Artist Spot #27) for receiving the<br />

honorable title of Best of Show at this<br />

year’s Art & Street Painting Festival! To<br />

see the winning piece and all incredible<br />

entries, please visit the City of Temecula’s<br />

flickr album linked here.<br />

Temecula Mayor Pro Tem Zak<br />

Schwank said, “The City of Temecula<br />

celebrates and honors the creative art<br />

community with unique events such as<br />

our annual Art & Street Painting Festival<br />

which provide artists public exhibit spaces<br />

to showcase and share their talents.<br />

Thank you to all who participated and<br />

to those who supported local artists this<br />

past weekend.”<br />

Community Services Commissioner<br />

Chris Krstevski added, “Congratulations<br />

to all of the amazing artists and thank you<br />

for adorning our streets outside City Hall<br />

with these incredible works of art. I encourage<br />

everyone to come visit Old Town<br />

Temecula to experience the chalk art<br />

entries and to appreciate the attention to<br />

detail in the vivid photo stream <strong>online</strong>.”<br />

Stay tuned for more Community<br />

Service programming information and<br />

updates by following Temecula Parks<br />

and Rec on social media, and by visiting<br />

our website at TemeculaCA.gov/TCSD.


www.TheValleyBusinessJournal.com<br />

THE VALLEY BUSINESS JOURNAL<br />

16 <strong>October</strong> 20<strong>22</strong>


<strong>October</strong> 20<strong>22</strong><br />

Contact Lenses<br />

by Pat Utnehmer<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

17<br />

Have you ever wanted to change<br />

your eye color? When it’s warm and<br />

you don’t want to deal with glasses<br />

slipping or fogging up would you like<br />

another option? Are there activities that<br />

you participate in that glasses aren’t a<br />

comfortable choice? Many people don’t<br />

realize that they may be great candidates<br />

for contact lenses<br />

Contact lenses prescribed by a licensed<br />

Doctor of Optometry are worn<br />

safely and comfortably by millions of<br />

people worldwide and have a long history<br />

of providing wearers with a safe<br />

and effective form of vision correction.<br />

While contact lenses provide many vision<br />

benefits, they are not risk-free. Your<br />

Doctor of Optometry can help you better<br />

understand how to get the full benefits<br />

of your contact lenses and reduce your<br />

chances of developing problems.<br />

Contact lens-related eye infections<br />

and other injuries can lead to long-lasting<br />

damage but often are preventable. Clean<br />

and safe handling of contacts is one of<br />

the easiest and most important measures<br />

patients can take to protect their vision.<br />

Hygiene is the most important aspect of<br />

successful long-term contact lens wear.<br />

Many common contact lenses care<br />

mistakes, including failing to clean and<br />

store lenses as directed by a Doctor of<br />

Optometry and sleeping while wearing<br />

contacts, can increase the chance of<br />

getting bacteria in the eyes and causing<br />

infection. Serious eye infections can lead<br />

to blindness and affect up to one out of<br />

every 500 contact lens users per year, and<br />

even minor infections can be painful and<br />

disrupt day-to-day life.<br />

All contact lenses, even purely cosmetic<br />

ones, are considered a medical<br />

device and require a prescription. If contact<br />

lenses are right for you, your Doctor<br />

of Optometry will provide you with the<br />

lenses, lens care kits, individual instructions<br />

for wear and care and follow-up<br />

visits over a specified time.<br />

What about makeup and contact<br />

lenses? You can wear contacts and cosmetics<br />

safely and comfortably together<br />

by following these helpful tips:<br />

• Put on soft contact lenses before applying<br />

makeup.<br />

• Put on rigid-gas permeable (RGP)<br />

lenses after applying makeup.<br />

• Avoid lash-extending mascara, which<br />

has fibers that can irritate the eyes. Also<br />

avoid waterproof mascara, which cannot<br />

be easily removed with water and<br />

may stain soft contact lenses. Replace<br />

mascara at least every three months.<br />

• Avoid applying eyeliner along the watermark<br />

of the eyelid.<br />

• Remove lenses before removing makeup.<br />

• Choose an oil-free moisturizer.<br />

• Don’t use hand creams or lotions before<br />

handling contacts. They can leave a<br />

film on your lenses.<br />

• Use hairspray before putting on your<br />

contacts. If you use hairspray while<br />

you are wearing your contacts, close<br />

your eyes during spraying and for a<br />

few seconds after.<br />

• Blink your eyes frequently while using<br />

a hair drier to keep your eyes from<br />

getting too dry.<br />

• Keep false eyelash cement, nail polish<br />

and remover, perfume and cologne<br />

away from lenses. They can damage<br />

the plastic.<br />

• Choose water-based, hypoallergenic<br />

liquid foundations. Cream makeup may<br />

leave a film on your lenses.<br />

Contact lens prescriptions generally<br />

expire on a yearly basis, unless otherwise<br />

determined by your Doctor of Optometry.<br />

Prescriptions for contact lenses and glasses<br />

may be similar but are not interchangeable.<br />

Seeing your Doctor of Optometry<br />

annually for an in-person, comprehensive<br />

eye exam will not only assess your vision<br />

and need for updated prescriptions, but<br />

it may also help identify and lead to a<br />

diagnosis of other health concerns such<br />

as hypertension and diabetes.<br />

Come in and see us for a comprehensive<br />

eye exam and discuss personalized<br />

options for your eyes.<br />

Dr. Patrick Utnehmer, Promenade Optometry<br />

& Lasik, (951) 296-<strong>22</strong>11.<br />

“<br />

Many common contact lenses care mistakes,<br />

including failing to clean and store lenses<br />

as directed by a Doctor of Optometry and<br />

sleeping while wearing contacts, can increase<br />

the chance of getting bacteria in the eyes<br />

and causing infection.<br />

Visit us on Facebook:<br />

@ thevalleybusinessjournal


THE VALLEY BUSINESS JOURNAL<br />

18 www.TheValleyBusinessJournal.com<br />

<strong>October</strong> 20<strong>22</strong><br />

Do you Qualify for the Employee Retention<br />

Credit (ERC)? Did you Claim it?<br />

by Nicole Albrecht<br />

It’s not too late. You can still amend<br />

your 2020 and 2021 payroll tax returns.<br />

Remember, this can be worth up to<br />

$5,000 per employee in 2020 and up to<br />

$7,000 per employee per quarter for the<br />

first three quarters of 2021, for a 2021<br />

total of $21,000 ($26,000 per qualifying<br />

employee for 2020 and 2021 combined).<br />

Example. Let’s say you have 10 employees<br />

who fully qualify for the credit.<br />

That’s a $260,000 tax credit (think cash):<br />

($5,000 + $7,000 + $7,000 + $7,000) x<br />

10 = $260,000.<br />

Who Must Aggregate Businesses?<br />

When you own more than one entity,<br />

you face special rules when it comes to<br />

the ERC.<br />

And you don’t have to own the other<br />

entity entirely to face the special rules.<br />

Here are just a few examples of who<br />

has to aggregate businesses for purposes<br />

of the ERC:<br />

• Howard operates his dental practice<br />

as an S corporation, and he also owns<br />

three rental properties that he deems<br />

businesses.<br />

• Carla Corporation operates 11 subsidiary<br />

corporations located in seven<br />

states.<br />

• Jack, Jake, and Jim own one-third of<br />

four corporations.<br />

Okay, So What?<br />

When you aggregate the business<br />

entities into one for the ERC, you have<br />

to consider the following questions:<br />

• Are you now (because of the aggregation)<br />

a small or a large employer<br />

under the 100 (2020) or 500 (2021)<br />

large-employer test?<br />

• What does the aggregation of the businesses<br />

mean for your qualifying under<br />

the decline-in-gross-receipts test?<br />

• What is the effect of a government<br />

COVID-19 shutdown or modification<br />

order on one of the entities, and how<br />

does it affect the aggregated group?<br />

• How do you treat employees who<br />

work for more than one of the entities?<br />

A Little More<br />

In most cases, identifying the group<br />

to aggregate is going to be straightforward,<br />

but it can get pretty complicated<br />

with some entities. The bottom line is that<br />

it’s likely worthwhile to aggregate and<br />

see what’s possible for the ERC.<br />

When you aggregate, you look at<br />

gross receipts compared with 2019, and<br />

you also look to government shutdown<br />

orders. Obviously, you use the best results<br />

you find with either (a) the gross<br />

receipts drop or (b) the shutdown orders.<br />

There’s a pleasant surprise with the<br />

government shutdown order, because if<br />

that order affects one entity in the group,<br />

the IRS says it affects the entire group.<br />

For example, Sam owns five retail corporations.<br />

One was shut down by governmental<br />

order. That shutdown applies<br />

to all five corporations and can create tax<br />

credits with each of the five.<br />

If you would like to discuss the ERC,<br />

please don’t hesitate to call us at 951-633-<br />

1040. Elite Tax Partners, Inc.<br />

MAKE WORKING FROM HOME A BETTER EXPERIENCE<br />

CONTINUED FROM PAGE 1<br />

Start by organizing your workspace.<br />

Experts recommend that your<br />

desk or worktable face the door. This<br />

not only helps you greet visitors<br />

properly but also keeps them from<br />

coming up behind you and breaking<br />

your concentration. Arrange your<br />

office so that it is well lit making use<br />

of natural light whenever possible.<br />

Position your most used office tools<br />

within easy reach while keeping the<br />

desk clear of non-essentials. Reduce<br />

clutter where you can.<br />

Ensure you have the right tools. If<br />

the majority of work is on the computer<br />

install the highest speed internet<br />

possible for best up and downloads.<br />

Consider battery backup if a sudden<br />

outage would be detrimental to your<br />

business. Don’t forget an up-to-date<br />

webcam for video calls.<br />

Security is still critical. Even<br />

though you are at home, lock cabinets,<br />

files, and doors just as you would<br />

at the business office. Encrypt files<br />

so they aren’t readable in case they<br />

are stolen. Backup data and store<br />

in the appropriate onsite and offsite<br />

locations. Invest in a fireproof safe<br />

to protect those irreplaceable papers.<br />

If the business never requires you<br />

to leave the home office, consider<br />

changing your routine to stimulate<br />

thinking and learning. Have lunch<br />

where you can take time to catch up<br />

on reading or studying without interruption.<br />

For a quieter atmosphere consider<br />

the public library where you’ll<br />

find comfortable chairs and tables to<br />

layout work. A change of venue can<br />

help you solve problems and come up<br />

with new solutions.<br />

Finally, reward yourself by investing<br />

in the environment where<br />

most of the day is spent. A few well<br />

place plants along with photos can<br />

brighten the dullest of rooms. Paint<br />

the walls a calm color and be sure<br />

your table or desk is working for<br />

you along with a comfortable chair.<br />

For inspiration, write down goals<br />

and display them in location you see<br />

every day.<br />

There are many benefits to working<br />

from home including the ability to<br />

be your own interior decorator. Take<br />

advantage of it.<br />

Ted Saul is a business coach and writer<br />

that assists with Business Plans, Project<br />

Management and Career Management.<br />

He earned his MBA from Regis University<br />

along with a Masters in project management.<br />

Ted can be reached on LinkedIn<br />

or by emailing TedSaulbiz@gmail.com.


<strong>October</strong> 20<strong>22</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

19<br />

EXECUTIVE PROFILE | Greg Thomas<br />

Greg Thomas serves as the General Manager of the Elsinore<br />

Valley Municipal Water District and has lived in the Valley for<br />

nearly 20 years. Thomas started his career serving in the US<br />

Marine Corp, which gave him an opportunity to live and work<br />

connect: ghassler@atwork.com<br />

in places across the globe. When his tenure with the military was<br />

complete, Greg and his wife, Carla, chose Southwest Riverside<br />

County as their place to raise family and start his career in the<br />

water industry.<br />

The quality of life and the people<br />

drew us to the area. The opportunity<br />

with EVMWD, which came<br />

just under two years ago, allowed<br />

me the opportunity to work and<br />

live in the same community and<br />

offered new challenges in my<br />

career.<br />

I spent <strong>22</strong> years with the U.S.<br />

Marine Corps, serving time in<br />

the Middle East and East Africa,<br />

leading several large civil and<br />

water related projects, ultimately<br />

serving as the Facility Maintenance<br />

Officer for Marine Corps<br />

Base Camp Pendleton, where I<br />

was responsible for all buildings,<br />

roads, water, sewer, gas, and electric.<br />

After my retirement from the<br />

Marines, I spent seven years in<br />

private engineering/construction<br />

consulting, then served over 6<br />

years as General Manager for the<br />

Rincon Del Diablo Municipal<br />

Water District. Embracing opportunity,<br />

I arrived at EVMWD<br />

in 2019 and it is here that it continues<br />

to be a pleasure to serve as<br />

general manager and be part of<br />

a leading-edge organization in a<br />

burgeoning community.<br />

AFFILIATIONS:<br />

Being part of the community and<br />

making a change, I belong to<br />

several veteran, community, and<br />

water industry associations. I<br />

am a big proponent of ‘Water for<br />

People’, an international charity<br />

which focuses on creating sustainable<br />

access to water and sanitation<br />

in nine countries. The effort has taken<br />

me to South America, where I have<br />

helped play a central role in helping<br />

communities create and maintain new<br />

water and sanitation systems. I am<br />

also active in fund-raising for WFP<br />

and other charities.<br />

I also serve as the architectural committee<br />

chair for my church and am<br />

proud to be part of the team who<br />

orchestrated a new preschool/administration<br />

facility, which is finished<br />

design and will begin construction<br />

this summer.<br />

BUSINESS PHILOSOPHY:<br />

A passage from Lincoln on Leadership:<br />

Executive Strategies for Tough<br />

Times speaks greatly to my philosophy:<br />

“It is your duty to advance the<br />

aims of the organization and also to<br />

help those who serve it. If you once<br />

forfeit the confidence of your fellow<br />

citizens you can never regain their<br />

respect and esteem”.<br />

This notion is my compass to leadership.<br />

It guides me in vision, mission,<br />

goals and ensuring teamwork<br />

to accomplish those goals. It also<br />

reminds me to be humble, respectful<br />

and genuinely care.<br />

FAVORITE SPORT:<br />

I love many sports- golfing, hiking,<br />

skiing, soccer, football. I love to<br />

watch and participate, though some<br />

I haven’t participated in since high<br />

school. I want to change that, though,<br />

as I’m interested in finding a local<br />

soccer league for guys my age!<br />

GOALS:<br />

Personally and professionally, my<br />

goal is always to be the best I can<br />

be, to continue to learn and grow, to<br />

give back, and to follow the path God<br />

leads me on.<br />

MENTORS:<br />

My parents were great mentors;<br />

they instilled good old fashioned,<br />

mid-Western values in me. I am also<br />

grateful for the many military leaders,<br />

community leaders and colleagues<br />

who have advised and mentored me<br />

to be the person and leader I am today.<br />

FAVORITE READING:<br />

My favorite leadership book is<br />

Lincoln on Leadership by Donald<br />

T. Phillips. Seven Habits of Highly<br />

Effective People by Stephen Covey<br />

is a great guide for personal and<br />

professional growth. I am also a<br />

fan of the Civil War epics Gods<br />

and Generals by Jeff Shaara and<br />

Killer Angels by Michael Shaara.<br />

The Bible is definitely the top<br />

favorite.<br />

BIRTHPLACE:<br />

Merrillville, Indiana


THE VALLEY BUSINESS JOURNAL<br />

20 www.TheValleyBusinessJournal.com<br />

<strong>October</strong> 20<strong>22</strong><br />

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<strong>October</strong> 20<strong>22</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

21<br />

<strong>October</strong> Events<br />

<strong>October</strong> Events<br />

<strong>October</strong> 5 - Chamber Business Briefing<br />

<strong>October</strong> 1 - Breast Cancer Awareness Kick-off<br />

<strong>October</strong> 4 - SBDC How To Start A Small Business<br />

<strong>October</strong> 4 - VYP <strong>October</strong> Leadership Committee<br />

<strong>October</strong> 6 - Legislative Summit (Fall 20<strong>22</strong>)<br />

<strong>October</strong> 7 - <strong>October</strong> Coffee Connection<br />

<strong>October</strong> 8 - Wines for Canines and Kitties, Cocktails & Crooners<br />

<strong>October</strong> 10 - Swing for SAFE Family Justice Centers Charity Golf<br />

<strong>October</strong> 11 - <strong>October</strong> Educational Workshop<br />

<strong>October</strong> 12 - <strong>October</strong> Chamber Brief<br />

<strong>October</strong> 6 - Wildomar State of the City<br />

<strong>October</strong> 8 - Open House<br />

<strong>October</strong> 11 - Wildomar Coffee With the City<br />

<strong>October</strong> 13 - Networking Breakfast<br />

<strong>October</strong> 13 - Thirsty Thursday Multi Chamber Mixer<br />

<strong>October</strong> 17 - Southwest California Legislative Council<br />

<strong>October</strong>r 18 - Ribbon Cutting for Executive Medical<br />

<strong>October</strong>r 25 - Murrieta Coffee With the City<br />

<strong>October</strong>r 27 - 62nd Annual Awards Celebration at Heritage Hill<br />

<strong>October</strong> 13 - Shop Local Digital Directory Workshop<br />

<strong>October</strong> 13 - Ribbon Cutting- AJT Wealth Consultants<br />

https://business.murrietachamber.org/events<br />

<strong>October</strong> 19 - Ribbon Cutting Tem. Singer/Songwriter Association<br />

<strong>October</strong> <strong>22</strong> - Shop Local Harvest Showcase 20<strong>22</strong><br />

<strong>October</strong> 26 - Ribbon Cutting- Tina M. Gottlieb Chiropractic<br />

<strong>October</strong> 26 - <strong>October</strong> Morning Mixer<br />

<strong>October</strong> 28 - Valley Young Professionals’ <strong>October</strong> Evening Mixer<br />

https://members.temecula.org/events<br />

<strong>October</strong> Events<br />

<strong>October</strong> 4 - Wake Up Menifee<br />

<strong>October</strong> 4 - Menifee City Council Meeting<br />

<strong>October</strong> 12 - Midday Mixer<br />

<strong>October</strong> 19 - Menifee City Council Meeting<br />

https://business.menifeevalleychamber.com/events


THE VALLEY BUSINESS JOURNAL<br />

<strong>22</strong> www.TheValleyBusinessJournal.com<br />

<strong>October</strong> 20<strong>22</strong><br />

MURRIETA POLICE DEPARTMENT RECEIVES NIBRS<br />

CERTIFICATION<br />

Prostitution and Anti-Human<br />

Trafficking Operation<br />

CONTINUED FROM PAGE 1<br />

In 2016, the Federal Bureau<br />

of Investigation (FBI) informed<br />

all states they were changing how<br />

crime statistics were being tracked<br />

and gave them five years to transition<br />

from Uniform Crime Reporting<br />

(UCR) to the new NIBRS standard.<br />

In 2021, the Murrieta Police Department<br />

began submitting NIBRS<br />

data and after 16 months of arduous<br />

testing and troubleshooting, was<br />

finally recognized as an official<br />

NIBRS agency.<br />

The Murrieta Police Department<br />

was able to secure a grant to<br />

help fund the transition and relieve<br />

taxpayers of the burden in paying<br />

for the costly upgrade through the<br />

Federal Office of Justice Programs.<br />

Throughout this process, Murrieta<br />

PD has met grant benchmarks and<br />

once final payment is approved,<br />

will have received $48,807 back<br />

from the Federal government for<br />

the NIBRS implementation project.<br />

As one of the safest cities in the<br />

country, Murrieta prides itself on<br />

their FBI crime statistics each year.<br />

After publication, those statistics<br />

are then reviewed and tallied by<br />

a variety of entities, which in turn<br />

rank each city. Some rankings look<br />

at violent crime, while others consider<br />

the cost of crime, and some<br />

focus on property crime, among<br />

other metrics. The FBI doesn’t<br />

necessarily rank cities, but rather<br />

they supply the data that is used to<br />

rank cities making these ranking a<br />

moving target each year.<br />

Murrieta Police Chief Anthony<br />

Conrad recognizes that this new<br />

method of tracking crime statistics<br />

via NIBRS is going to look different<br />

than it did under the UCR<br />

guidelines. As of 20<strong>22</strong>, UCR data<br />

will no longer be recognized by the<br />

FBI and many cities and counties<br />

will not have FBI statistics in place<br />

to support crime rankings for their<br />

jurisdictions.<br />

To address the potential perception<br />

that an agency has a higher<br />

crime level with this new system,<br />

NIBRS has established a baseline<br />

that more precisely captures reported<br />

crime in a community. Other<br />

cities may not conform to this<br />

new required standard for years to<br />

come, yet Murrieta will continue to<br />

have FBI-approved crime rankings.<br />

“<br />

As one of the safest<br />

cities in the country,<br />

Murrieta prides itself<br />

on their FBI crime<br />

statistics each year<br />

On Tuesday, September 13, 20<strong>22</strong>, the<br />

Murrieta Police Department, in partnership<br />

with the Riverside County Anti-Human<br />

Trafficking Taskforce (RCAHT),<br />

conducted a proactive enforcement operation<br />

that targeted <strong>online</strong> prostitution and<br />

those whose demand for these unlawful<br />

activities fuels an illicit underground<br />

economy, both locally as well as across<br />

the State of California.<br />

As a result of this enforcement effort,<br />

a total of twelve males were arrested for<br />

solicitation of prostitution. One male was<br />

arrested for pimping per section 266h<br />

of the California Penal Code. Murrieta<br />

PD also contacted one adult female who<br />

was believed to be the victim of human<br />

trafficking and possibly being forced to<br />

engage in acts of prostitution against<br />

her will.<br />

The identity of this victim will not be<br />

released pursuant to state confidentiality<br />

laws. The victim was referred to victim<br />

services for assistance while the investigation<br />

into her sex trafficking continues.<br />

Prostitution is not a “victimless”<br />

crime. Ninety-five percent of sex trafficking<br />

victims are women or children.<br />

Those victimized by commercial sexual<br />

exploitation frequently have long histories<br />

of emotional, physical, and/or sexual<br />

abuse or trauma. The National Center<br />

for Missing and Exploited Children<br />

estimates 1 in 6 endangered runaways<br />

reported are likely victims of sex trafficking.<br />

Sex trafficking victims are often<br />

subjected not only to severe forms of<br />

emotional, physical, and sexual abuse<br />

at the hands of their trafficker, but are<br />

also frequently physically and sexually<br />

assaulted by those who solicit them for<br />

prostitution.<br />

Through proactive enforcement operations,<br />

RCAHT and the Murrieta Police<br />

Department are working to reduce future<br />

demand for sex trafficking by identifying<br />

and arresting sex buyers.<br />

Anyone with information about sex trafficking<br />

or questions are encouraged to<br />

contact Sergeant Roy Vargas or Corporal<br />

James Tompkins at (951) 696-3615.


<strong>October</strong> 20<strong>22</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

23<br />

Welcome to the<br />

REALTOR® Report<br />

August was a busy month in all<br />

areas I typically cover in this report.<br />

Unit sales were back up month over<br />

month, candidates for the General<br />

Election have been certified, and the<br />

State Legislative session came to an<br />

end. I also attended multiple economic<br />

forecast presentations, with two of<br />

those focused on our region specifically.<br />

So let’s jump right into some of<br />

the details.<br />

My mentor used to joke that if<br />

you listened to three economists, you<br />

would get four different outlooks.<br />

Well, in August, I attended three<br />

presentations from economists and<br />

actually heard three very similar presentations.<br />

Let’s kill the elephant in the<br />

room and remind everyone that this is<br />

not 2008, and we are not heading for<br />

a major housing crash!<br />

The housing market is simply<br />

cooling off and returning to a much<br />

more normal market. One of the economists,<br />

Steven Thomas, still called<br />

today’s market a slight seller’s market.<br />

All three economists agree that we<br />

are dealing with a supply vs. demand<br />

challenge, and we don’t have enough<br />

supply. Sound familiar?<br />

The other factor in the market is<br />

interest rates. As the cost of borrowing<br />

goes up, the demand decreases, and<br />

the time on market increases. You can<br />

see those figures later in my report. On<br />

the positive side, our unemployment<br />

rate (3.6%) has never been this low,<br />

and spending is up. These are both<br />

indicators of a strong economy. However,<br />

there are some things to continue<br />

watching moving forward. Inflation<br />

continues to affect the economy, and<br />

interest rates continue to play a major<br />

part in sales.<br />

If you are looking at rates today,<br />

which are right around 6% for a 30-<br />

year fixed mortgage, and thinking those<br />

are still reasonable rates, you’re not<br />

wrong. But you can’t compare them with<br />

the high rates of the past due to today’s<br />

pricing. While you or someone you know<br />

may have purchased their home with a<br />

10%, 12%, or even 15% rate in the past,<br />

there is no way they could have done<br />

that with today’s home prices. Dr. Chris<br />

Thornberg may have said it best – “We<br />

don’t have a housing affordability problem;<br />

we have a housing supply problem.”<br />

If we go back to the simple supply vs.<br />

demand concept, increasing supply not<br />

only helps the housing market but also<br />

brings many jobs and economic growth<br />

to the community where the housing is<br />

being developed. Overall, the consensus<br />

was that, at least for the short term,<br />

things are looking pretty positive here in<br />

Southwest Riverside County. Potential<br />

corrections in the market are coming, and<br />

as Dr. Thornberg put it, ”you don’t need<br />

to jump in your bunker yet, but also don’t<br />

stray too far from your bunker.”<br />

As we look at the figures for our<br />

region, I want to remind you that this<br />

report covers Single Family Homes only<br />

(no condos, townhomes, or multi-family)<br />

and only resale homes. I have often been<br />

asked to include data on new construction<br />

homes, especially with so many being<br />

built in our area, but unfortunately, there<br />

just isn’t a data source to properly track<br />

those sales.<br />

Unsold inventory continues to increase,<br />

up 33% from last month and<br />

107% from last year. While the increase<br />

in inventory is a good thing, we are far<br />

from where we need to be. Once again,<br />

median prices are up in all but one of<br />

our local cities. Once city saw a decrease<br />

of 3.2%, while the remaining cities all<br />

ranged in an increase of 2.4%-13.6%<br />

Year-Over-Year. The percentages have<br />

decreased, but median prices continue<br />

to increase across the region.<br />

The median home price in Southwest<br />

Riverside County was flat (0% change)<br />

from a month ago ($580,000/$580,000)<br />

but was up 5% from a year ago ($550,000)<br />

and up 28.9% from 2 years ago ($449,900).<br />

Unsold inventory increased slightly to<br />

just over 4 months (6 months is considered<br />

a healthy market), and days on<br />

market increased again from last month to<br />

19 days. This is up from 7 days last year<br />

and higher than 2 years ago when it was<br />

also 7 days. Unit sales increased by 13%<br />

from the previous month but are down<br />

21% from last year. Unsold inventory<br />

continues to increase, up 6% from last<br />

month and 77% from last year. While the<br />

increase in inventory is a good thing, we<br />

are far from where we need to be.<br />

Once again, median prices are up in<br />

all but one of our local cities. Once city<br />

saw a minimal decrease of 0.3%, while<br />

the remaining cities all ranged in an increase<br />

of 0.4%-15.3% Year-Over-Year.<br />

The percentages are reflecting slower<br />

increases, and I would anticipate similar<br />

trends for the remainder of the year.<br />

On the Legislative Front, the legislative<br />

session has ended, wrapping up<br />

another two-year cycle. Things moved<br />

very quickly in August, and those bills<br />

that survived are now on the Governor’s<br />

desk. As a reminder, he has three options:<br />

He can sign the bill into law, he can veto<br />

the bill, or he can ignore the bill, and it<br />

will still become law in 30 days. I will<br />

have a recap on the bills that we have<br />

been tracking next month once we know<br />

the final outcome.<br />

The Southwest California Legislative<br />

Council has also completed its<br />

review of the 7 propositions that will<br />

appear on the ballot, and I have included<br />

those recommendations at the end of my<br />

report. Finally, the certified list of local<br />

candidates is official, and campaigning<br />

has definitely started.<br />

by<br />

Steve Fillingim<br />

REAL ESTATE<br />

by Adam A. Ruiz<br />

As always, I will encourage you<br />

to reach out to the candidates in your<br />

area, ask them questions and get to<br />

know their stance on the issues that<br />

concern you. Please don’t just rely on<br />

who has more signs or whose ad you<br />

may have seen. Look for events in your<br />

area so you can meet the candidates<br />

personally. Next month I will include<br />

a list of candidates that our State and<br />

Local Association has endorsed for<br />

your reference.<br />

A lot is going on, and I hope I have<br />

covered everything that affects you and<br />

your business. Please let me know if<br />

I left anything out or if you need anything<br />

explained further.<br />

If you’d like a copy of my entire<br />

report including the mentioned slides,<br />

or to be added to the distribution list,<br />

please email me at Adam@srcar.org.<br />

As always, I am available if you<br />

have any questions about the report.<br />

Until next month…


www.TheValleyBusinessJournal.com<br />

THE VALLEY BUSINESS JOURNAL<br />

24 <strong>October</strong> 20<strong>22</strong>


<strong>October</strong> 20<strong>22</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

YOUR LOCAL CHAMBERS<br />

25<br />

Temecula Valley Chamber of Commerce<br />

www.temecula.org<br />

Murrieta/Wildomar Chamber of Commerce<br />

www.MWCoC.org<br />

Menifee Valley Chamber of Commerce<br />

www.menifeevalleychamber.com<br />

Lake Elsinore Valley Chamber<br />

www.lakeelsinorechamber.com<br />

Hemet/San Jacinto Valley<br />

Chamber of Commerce<br />

www.hsjvc.com


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<strong>October</strong> 20<strong>22</strong><br />

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