Debtfree Magazine October 2016

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LEGAL Liddles & Associates “It always seems impossible until it is done” N. Mandela (T) 021 930 5790 (F) 0866070940 (E) frontdesk@liddles.co.za www.liddles.co.za Steyn Coetzee Attorneys / Prokureurs Adri de Bruyn 11 Market Street / Markstraat 11, Paarl, 7646 Tel: 021 872 1968 Fax: 021 872 2678 adri@steyncoetzee.co.za RM Brown and Associates 16th Floor, The Pinnacle Cnr Strand & Burg St Cape Town Tel: 021 202 1111, f: 021 425 0875 Email: roger@rmbrown.co.za
Your Debt Counselling Attorneys Johannesburg | Cape Town Kim Armfield Attorney & Family Law Mediator Address: Unit 1B, FinansHuis, 7 Voortrekker Road, Bellville Tel: 021 949 1758 / 021 945 2526 Office cell: 084 8588 284 kim@legalwc.co.za Andre Van Zyl 021 494 4862 info@bassonvanzyl.com www.bassonvanzyl.com COMING SOON CREDIT BUREAUS
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South Africa’s debt counselling m
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henpda.co.za Don’t expect to hear
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EDITOR’S NOTE As the last few mon
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Missing A Debt Review Repayment It
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Reasons Why Some Miss Payments Befo
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Miss A Payment And Ruin Everything!
Page 14 and 15: Credit ProteCtion - debt review SuR
Page 16 and 17: “ It always seems impossible unti
Page 18 and 19: NEWS CONTINUED parliament in runnin
Page 20 and 21: eport that few people are signing u
Page 22 and 23: Jili v FirstRand Bank Ltd the Supre
Page 24 and 25: Do Credit Bureaus Discriminate Agai
Page 26 and 27: credit while still owing them a few
Page 28 and 29: Debt Review A person who is struggl
Page 30 and 31: Debt Restructuring If an over indeb
Page 32 and 33: TIME IS MONEY There is no doubt tha
Page 34 and 35: IN A NUTSHELL Plugging holes or add
Page 36: to attract new business. The proble
Page 39 and 40: OCTOBER NEWSLETTER Amending The Act
Page 41 and 42: Consumers can only be disappointed
Page 43 and 44: DEBT COUNSELLING COMMUNITY SUPPORT
Page 45 and 46: irectory aTEGORY DO YOU WANT TO LIS
Page 47 and 48: Limpopo North West Eastern CapE Mpu
Page 49 and 50: Specialist Debt Management Centre B
Page 51 and 52: National Debt Advisors Fighting For
Page 57 and 58: Don’t work with an out dated vers
Page 59 and 60: CONSUMER & Solution Centre NCRDC245
Page 61 and 62: Telephone: 031 251 4151 Fax: 031 25
Page 63: COMING SOON TRAINING COMING SOON FI
Page 67 and 68: SOFTWARE PROVIDERS
Page 69 and 70: Debt Review DepartmentEmail Address
Page 72 and 73: DC Query Process DC Query Process w
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Debtfree Magazine October 2016

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