GOASIAPLUS January 2017

FYI
WHAT KIND OF TRAVELLER ARE YOU?
There’s a travel insurance for all kind of travellers.
THE BUSINESS
TRAVELLER
who travels a lot
for work
THE
BACKPACKER
looking to embark
on an adventure
THE DIGITAL
NOMAD
who is constantly
on the move
THE FAMILY
OF FIVE
who travels 3 times
in a year
THE
WEEKENDER
who is looking for a
quick getaway
OTHER TYPES OF TRAVEL INSURANCE
Some travel insurance, depends on the duration or the
area of travel (domestic or overseas). Then there’s also
a question of whether you want to cover just yourself
or your family as well. Either way, expect a difference in
price. These kinds of travel insurance are generally known
as single-trip travel insurance where prices can usually go
for as low as RM30 for a travel duration of 5 days.
If you’re a frequent traveller, travelling at least 3 times
in a year, you might want to consider an annual travel
insurance. To paint a clearer picture of what rates are
available in the market, we’ve listed down some insurance
companies that sell travel insurance according to the type
of travel you might be thinking of.
AXA SMART TRAVELLER
Single-Trip: RM 35
Annual Travel Insurance: RM 290 yearly
www.axa.com.my/travel-insurance-malaysia
ZURICH TRAVELPAC
Single-Trip: RM 30
Annual Travel Insurance: RM245 yearly
www.zurich.com.my/en/show-me-zurich-insurance-products
TUNE TRIP TRAVEL INSURANCE PLAN
Single-Trip: RM 31.50
Annual Travel Insurance: RM 155.25
Domestic Travel: RM 14
www.tuneprotect.com/products/tune-trip-travel-insurance
MHINSURE TRAVEL INSURANCE PLAN
Single-Trip: RM 30
Annual Travel Insurance: RM 281
Domestic Travel: RM 22
www.malaysiaairlines.com/my/en/plan/mhinsure.html
Truthfully, these rates are so affordable that there
shouldn’t be an excuse to forego it.
Adventure Travel Insurance: The name speaks for itself.
Adventure travel insurance is the kind of travel insurance
you should purchase if you’re looking to go for a trek up
to Everest Base Camp or if you decide to go mountain
biking, skiing, snowboarding or even scuba diving. If these
activities are the sole purpose of your trip, adventure
travel insurance is it.
Tech Gear Travel Insurance: Lately there has been a
new breed of digital nomads and location independent
individuals, where they make a living through their
laptops, smartphones, and cameras.
The coolest part about this lifestyle is that you can
operate from anywhere in the world. Your most important
asset is without a doubt your tech gear. This kind of
travel insurance will cover your devices if it’s stolen, or
accidentally damaged by fire or natural disaster.
WHERE TO GET A TRAVEL INSURANCE
We think you should ask these 3 key questions when
you’re looking for a travel insurance:
• Are you able to purchase travel insurance online?
• Are you able to file your claims online?
• Are you able to receive claim payment online?
We nailed down 5 of the best companies that can help
you answer those questions.
MH Insure
www.mas-ma-wl.poweredbycovermore.com
Tune Protect Travel Insurance
www.tuneprotect.com/airasia/en/home
AIG Travel Guard
www.aig.my/personal/travel/travel-insurance
Malindo Air Travel Insurance
www.malindoair.chubbtravelinsurance.com/MY
World Nomads
www.worldnomads.com/travel-insurance
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