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Serving Southwest Riverside County Since 1989<br />
VOLUME 28, NUMBER 8<br />
AUGUST 2017<br />
And...<br />
How to Advertise Effectively<br />
Local Housing Market<br />
5 Ways to Burn Calories<br />
on Your Lunch Break<br />
Kenny Rice Sings<br />
Sinatra His Way<br />
page 30<br />
Links Between<br />
Meal Frequency<br />
and BMI<br />
page 20<br />
TECHNOLOGY<br />
by Stefani Laszko<br />
Paradise Chevrolet<br />
Cadillac Named One<br />
of the General<br />
Motors’<br />
TOP<br />
PERFORMERS<br />
PHOTO: Mark Franczek (General Motors Fleet), Mark Hogland (General Motors Fleet),<br />
Terry Gilmore (Owner/President Paradise Chevrolet Cadillac), Todd Tracy (Owner/<br />
General Manager Paradise Chevrolet Cadillac)<br />
SEE PAGE 27<br />
Social Engineering:<br />
More than Just<br />
Phishing<br />
You are probably tired of reading about email<br />
security with constant chatter about phishing attacks.<br />
I get it, I’ve written 3 other articles on the topic.<br />
This month I’d like to go a step further and discuss other<br />
ways that criminals gain you or your client’s information<br />
through different types of social engineering.<br />
SEE PAGE 26<br />
Senator Stone Honors<br />
“Assistance League<br />
of Temecula Valley”<br />
as Nonprofit of the Year<br />
Senator Jeff Stone (R-Riverside<br />
County) today honored The<br />
Assistance League of Temecula<br />
Valley as the 2017 Nonprofit of<br />
the Year for the 28th Senate<br />
District.<br />
SEE PAGE 15<br />
The Assistance League of<br />
Temecula Valley, a 501(c) 3, was<br />
incorporated in 1989 with about<br />
50 volunteer members and was<br />
chartered in 1993 as the 81st<br />
chapter of the National Assistance<br />
League.<br />
SEE PAGE 15<br />
Go Local Temecula Valley<br />
Initiative Launches to help<br />
Temecula Businesses and<br />
Boost Local Economy<br />
Locally-owned businesses are the lifeblood of a<br />
community.<br />
SEE PAGE 25<br />
PEOPLE IN THE NEWS<br />
Temecula Noon Rotary Announces<br />
Lisa Locke as New<br />
President<br />
page<br />
9<br />
COMMUNITY<br />
LOOKING FOR SIGNALS<br />
page 11<br />
FINANCIAL<br />
Shareholder-Employee of<br />
an S Corporation: Are You<br />
Paying Yourself Reasonable<br />
Compensation?<br />
page 13<br />
page page 19
www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
2 August 2017
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
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www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
4 August 2017
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
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THE VALLEY BUSINESS JOURNAL<br />
6 www.TheValleyBusinessJournal.com<br />
August 2017<br />
www.TheValleyBusinessJournal.com<br />
www.facebook/<br />
thevalleybusinessjournal<br />
For questions, comments, or story ideas, please<br />
e-mail publishertvbj@verizon.net or<br />
call (951) 461-0400.<br />
EDITOR/PUBLISHER/CEO<br />
Linda Wunderlich<br />
Email: publishertvbj@verizon.net<br />
ADVERTISING SALES INFORMATION<br />
(951) 461-0400<br />
CREATIVE DIRECTOR<br />
Helen M. Ryan<br />
www.HelenMRyan.com<br />
VP OF DISTRIBUTION<br />
Dane Wunderlich<br />
STAFF WRITERS/<br />
CONTRIBUTING WRITERS<br />
Gene Wunderlich<br />
Ted Saul<br />
Helen M. Ryan<br />
Stefani Laszko<br />
Nicole Albrecht<br />
Julie Ngo<br />
Tracey Papke<br />
Craig Davis<br />
Tom Plant<br />
Esther Phahla<br />
Dr. Dennis Petersen<br />
Steve Amante<br />
Jack Brown<br />
Dr. Derek Albrecht<br />
Monique deGroot<br />
Mort Grabel<br />
John Messina<br />
Andrea Shoop<br />
Gloria Wolnick<br />
CONTRIBUTING PHOTOGRAPHERS<br />
Cy Rathbun<br />
Todd Montgomery<br />
Kip A. Cothran<br />
Tom Plant<br />
Pat Benter<br />
Criteria for Submitting Articles:<br />
1. Since the publication of articles is an added<br />
public relations feature for our advertisers,<br />
their articles will be given first priority. Other<br />
articles will be published on a space available<br />
basis.<br />
2. Articles should be submitted as a Word<br />
document file.<br />
3. Articles must be business-oriented and<br />
pertain to the author’s area of expertise. A<br />
photo of the writer is appropriate.<br />
4. All submissions are subject to editing by the<br />
publisher.<br />
5. Send completed articles by e-mail to:<br />
publishertvbj@verizon.net<br />
6. Article and advertising deadlines are the 15th<br />
of each month for the next issue.<br />
The Valley Business Journal is a California Corporation.<br />
All rights reserved. Reproduction in any form, in whole or<br />
in part, without the written permission of the Publisher<br />
is prohibited. The publication is published monthly. The<br />
opinions and views expressed in these pages are those<br />
of the writer or person interviewed and not necessarily<br />
those of The Valley Business Journal. The Valley Business<br />
Journal hereby expressly limits its liability resulting<br />
from any and all misprints, errors and/or inaccuracies<br />
any advertisement or editorial may contain, to the<br />
credit of the specific advertising payment and/or the<br />
running of a corrected advertisement or editorial<br />
correction notice.
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
7
THE VALLEY BUSINESS JOURNAL<br />
8 www.TheValleyBusinessJournal.com<br />
August 2017<br />
Al Rubio Promoted to VIP<br />
Purchase Program Manager<br />
DCH Auto Group Temecula is<br />
pleased to announce that Al Rubio has<br />
accepted the Position of VIP Purchase<br />
Program Manager for the Temecula<br />
Region. In his new role, Al will assist<br />
corporate clients to facilitate a VIP/Executive<br />
buying experience representing<br />
Acura, Honda, KIA, Chrysler, Jeep,<br />
Dodge, Ram Trucks, and Fiat.<br />
Al has been with DCH Auto Group<br />
since 1999 when it was a division of the<br />
Norm Reeves Supergroup. He started<br />
in the Sales Department and progressed<br />
to the position of Regional Human<br />
Resources Manager- a role he fulfilled<br />
for 14 years. Al’s expertise is in the<br />
people business. He knows the retail<br />
Automobile business, general retail and<br />
merchandising and has a great rapport<br />
with the community.<br />
Al is a member of The Rotary Club<br />
of Old Town Temecula serving as President<br />
in 2008-2009 and continues to serve<br />
on the Board. He also serves as a Board<br />
Director for the Temecula Valley Chamber<br />
of Commerce, Board Director for<br />
the Southwest Riverside County Boys<br />
and Girls Club, and is on the Executive<br />
Board for Michelle’s Place, a Breast<br />
Cancer Resource Center. Al believes in<br />
giving back and serving the community<br />
he does business in and beyond.<br />
“DCH Delivering Customer Happiness.<br />
This is the brand promise we make<br />
to our customers,” says Al. “Helping<br />
our customers feel welcome, respected,<br />
productive, confident and enthused is a<br />
priority for us. We are proud to be recognized<br />
as a leader in our industry and our<br />
community. After all, our customers are<br />
our neighbors.”<br />
DCH Auto Group Temecula is part<br />
of Lithia Motors, Inc., one of the largest<br />
automotive retailers in the United States<br />
and among the fastest growing companies<br />
in the Fortune 500. Lithia sells 30 brands<br />
of new vehicles and all brands of used<br />
vehicles at 160 stores in 18 states. Lithia<br />
also arranges finance, warranty and credit<br />
insurance contracts. In addition, Lithia<br />
provides vehicle parts, maintenance and<br />
repair services at all of its locations. Visit<br />
lithia.com. to learn more.<br />
Al Rubio<br />
PWR Announces<br />
August Member<br />
Showcase<br />
Debbie Herrera is a District Representative<br />
for California State Senator Jeff Stone,<br />
28th District. Her love for computers started<br />
in 1981 as a file clerk at the Hotel Del<br />
Coronado. Her computer skills gave her a<br />
career for the next 25 years as a Legal Secretary/Paralegal.<br />
Debbie worked for a land<br />
use attorney in Temecula and became very<br />
involved in the community including the<br />
Temecula Noon Rotary Club. Debbie and<br />
her husband, Fred, were married on July 4th<br />
at the Lake Elsinore Storm Stadium at home<br />
plate in front of 8,000 fans! Their passion<br />
for baseball is apparent to everyonet. Every<br />
year they travel to a major league ball park<br />
to celebrate their anniversary.<br />
Midori Ramsey - Midori Ramsey is<br />
the co-owner of Essential Ink Body Art<br />
in Murrieta and a certified aromatherapist<br />
for E & M Apothicaire. She strives to help<br />
people with their wellness issues both<br />
through body piercing (for migraines)<br />
and through the use of essential oils and<br />
all natural handcrafted products that are<br />
free from harmful chemicals, additives or<br />
preservatives. She is active in the community,<br />
a board member of the Murrieta<br />
Chamber of Commerce and volunteers at<br />
the St. Martha’s food pantry in Murrieta.<br />
This meeting is Thursday, August 3rd -<br />
11:15 a.m. – 1:00 p.m.<br />
The new meeting location is 8bit<br />
Brewing Company, 26755 Jefferson Ave.,<br />
Ste. F, in Murrieta. RSVP is a must! The<br />
cost is $20.00 members and $25.00 guests.<br />
Must pay online at www.pwroline.org<br />
the Monday before or $25.00 at the door.<br />
For more information visit our website<br />
www.pwronline.org.<br />
The Professional Women’s Roundtable<br />
invites all professional women and<br />
PWR members to attend the meetings<br />
every first Thursday of the month. For<br />
reservations and information visit www.<br />
pwronline.org, or Annette LaRocque:<br />
951-300-6676.<br />
Midori<br />
Ramsey<br />
Debbie<br />
Herrera<br />
In this issue<br />
Paradise Chevrolet Cadillac Named One of GM’s Top Performers 1<br />
Social Engineering: More than Just Phishing 1<br />
Assistance League of Temecula Nonprofit of the Year 1<br />
GoLocal Temecula Valley Initiative 1<br />
People in the News 8-9<br />
Community 10-12<br />
Shareholder-Employee of an S Corporation 13<br />
A Personal Injury Primer 14<br />
Buyer’s Real Estate Agent Not Liable in Personal Injury Case 16<br />
Smart Business Connections 17<br />
TVE2 and Murrieta School of Business 18<br />
A Vital Relationship 19<br />
Loma Lind a University Researchers Find Links to BMI 20<br />
“Be Free from Depression, Anxiety and Panic Attacks” 20<br />
Fracture Risk & Prevention 21<br />
Online Healthcare Advice Available Through Temecula Valley Hospital 22<br />
The Importance of Relaxation 22<br />
5 Ways to Burn Calories on Your Lunch Break 23<br />
Local Housing Market as Hot as the Weather 24<br />
Arts & Entertainment 27-31<br />
August ‘17
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
9<br />
Lisa Locke<br />
Temecula Noon Rotary Announces<br />
Lisa Locke as New President<br />
The Rotary Club of Temecula are Dream Builders Making a Difference.<br />
Rotary Club of Temecula welcomes<br />
a new President with the start of a new<br />
Rotary year.<br />
The Rotary Club of Temecula met on<br />
July 12, 2017 at Claim Jumper Restaurant<br />
where the new board was introduced and<br />
former President, Julie Ngo passed the<br />
gavel to new President, Lisa Locke.<br />
Lisa Locke is the President of Equity<br />
Management & Realty Services Inc. in<br />
Temecula and has been a Rotarian for 5<br />
years contributing to the clubs fundraising<br />
efforts and a Co-Chair of the Military<br />
Committee. Resident of Temecula for<br />
over 25 years and married to Darren<br />
Locke with two children Brandon and<br />
Brittany and a grandson, Bradley.<br />
President Lisa Locke will guide our<br />
club this coming year in performing over<br />
40 service projects and humanitarian<br />
projects. Lisa is looking forward to a fun<br />
and productive year with the club’s Rotarians<br />
and their continued commitment<br />
to the Club, the Community, and the<br />
World in Making a Difference.<br />
We invite you to join our diverse<br />
group of local men and women of all<br />
ages who are Making a Difference in this<br />
community, region, and the world.<br />
The Rotary Club of Temecula meets<br />
at 12:00 pm every Wednesday at Claim<br />
Jumper Restaurant located at 29540 Rancho<br />
California Road in Temecula.<br />
Rotary is a global network of 1.2 million<br />
neighbors, friends, leaders, and problem-solvers<br />
who come together to make<br />
positive, lasting change in communities at<br />
home and abroad. Visit www.rotary.org for<br />
more information on Rotary.<br />
Visit our website at<br />
www.rotarycluboftemecula.com or our<br />
Facebook Page Rotary Club of Temecula.<br />
Edward Jones Financial Advisor Wins Award for<br />
Outstanding Performance<br />
Nathan Welsh of Edward Jones<br />
recently won the firm’s coveted Zeke<br />
McIntyre Pioneer Award, which recognizes<br />
new financial advisors who<br />
achieve high levels of success early in<br />
their careers with the financial services<br />
firm. Welsh was one of only 318 of<br />
the firm’s more than 15,000 financial<br />
advisors to receive the award. Welsh<br />
received the award at the Edward Jones<br />
Region 252 regional meeting in Lake<br />
Arrowhead, CA.<br />
Jim Weddle, the firm’s managing<br />
partner, said the award is a strong indicator<br />
of a financial advisor’s future<br />
success.<br />
“We recruit and hire our financial<br />
advisors from among the best, so we<br />
expect them to do well,” Weddle said.<br />
“But to achieve such success early in<br />
his career with Edward Jones is outstanding,<br />
and I commend Nathan for<br />
his performance and dedication.”<br />
The award is named after Edward<br />
Jones legend Zeke McIntyre, who<br />
opened the firm’s first branch office in<br />
1957 in Mexico, Mo.<br />
Edward Jones, a Fortune 500 company,<br />
provides financial services for<br />
individual investors in the United States<br />
and, through its affiliate, in Canada. Every<br />
aspect of the firm’s business, from<br />
the types of investment options offered<br />
to the location of branch offices, is<br />
designed to cater to individual investors<br />
in the communities in which they<br />
live and work. The firm’s 15,000-plus<br />
financial advisors work directly with<br />
more than 7 million clients. Edward<br />
Jones, which ranked No. 5 on Fortune<br />
magazine’s 100 Best Companies to<br />
Work For in 2017, is headquartered in<br />
St. Louis. The Edward Jones website is<br />
located at www.edwardjones.com, and<br />
its recruiting website is www.careers.<br />
edwardjones.com. Member SIPC.
THE VALLEY BUSINESS JOURNAL<br />
10 www.TheValleyBusinessJournal.com<br />
August 2017<br />
How to Advertise Effectively<br />
MARKETING<br />
by Tracey Papke<br />
Effective advertising is an important<br />
part of building a relationship with your<br />
clients. When utilized properly it will<br />
not only reach your intended client, but<br />
maximize your advertising dollars. It will<br />
pay off if you put the time and effort into<br />
a well thought out campaign. Here are<br />
some things to take into consideration:<br />
1. Clear and Concise: The message in<br />
an effective marketing piece should<br />
be clear and concise. By keeping it<br />
simple, it will be easier for your client<br />
to remember you or your product.<br />
Pique your potential client’s interest<br />
and they will ask for more; bombard<br />
them with too much information and<br />
they will lose interest.<br />
2. Consistent: Keep all aspects of your<br />
marketing consistent. Same look, logo<br />
and message on everything from your<br />
business card to your website, and any<br />
printed materials in between. You want<br />
your clients to know it’s from you, even<br />
at a glance. If you change your logo or<br />
your message, then you should make<br />
sure to update it on everything. If an<br />
old marketing piece is left lingering, it<br />
could confuse your client.<br />
3. Focus: Marketing pieces should focus<br />
on your target market, and figuring out<br />
the best way to reach them is key to<br />
marketing success. Are you using the<br />
right avenues to reach them? Internet<br />
marketing and social media are great<br />
tools to use, and often times are more<br />
effective when combined with printed<br />
materials. It is also very important<br />
to look at where your potential client<br />
will come across your advertising. If<br />
you would like to reach business to<br />
business, then advertising in a business<br />
periodical makes sense, and if you<br />
are trying to reach homeowners, then<br />
perhaps a series of Every Door Direct<br />
Mailers would be the best investment.<br />
4. Utilize All Media Options: Effective<br />
advertising utilizes all media options<br />
to reach your clients. Many digital<br />
options are low to no cost, but can be<br />
lost to your client in a myriad of emails<br />
and pop up ads. Print advertising<br />
is tangible, but can cost more than<br />
digital options. Set your budget and<br />
research what media mix will benefit<br />
your business the most.<br />
Partnering with a graphic designer or<br />
local printer help streamline your efforts<br />
and show a quicker return on your investment.<br />
They will work with you to keep it<br />
clear, consistent and focused. They can<br />
also offer suggestions on available media<br />
options that might compliment your plan.<br />
Tracey Papke is the owner of Potamus<br />
Press, a commercial print shop<br />
that specializes in digital printing.<br />
For more information please visit<br />
www.potamuspress.com or call (951)693-<br />
2136.<br />
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We will get you through this.<br />
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Share your news with us<br />
on Facebook<br />
Lic# 710901<br />
Watermark President and Chief Strategist<br />
to be Guest Speakers at Temecula Valley Learning<br />
Forum on August 1st<br />
Darcy Burke is the President and<br />
Chief Executive Officer of Watermark<br />
Associates, a business consulting firm.<br />
Prior to leading Watermark, she was the<br />
Director of Public Affairs for the Municipal<br />
Water District of Orange County<br />
(MWDOC) and Executive Director of<br />
several non-profit organizations throughout<br />
Southern California. She has spent her<br />
career in the non-profit and public service<br />
sectors, focusing on strategic planning,<br />
partnership development, operation efficiencies,<br />
communications and legislative/<br />
regulatory affairs. Ms. Burke received her<br />
Bachelor’s Degree from Mount St. Mary’s<br />
University, Los Angeles, in International<br />
Economics & Marketing as well as her<br />
Master’s in Business Administration with<br />
an emphasis in Organizational Leadership.<br />
She completed her field study in China in<br />
Energy and Utility Management.<br />
Darcy Burke’s Areas of Expertise:<br />
Leadership, Strategic Planning &<br />
Implementation, Team/Organizational<br />
Development, Stakeholder Engagement/<br />
Partnership Development, Communications,<br />
Customer Service, Board training<br />
and development, Legislative Affairs/<br />
Regulatory Affairs, Public Affairs, Local<br />
and Regional political sensitivities,<br />
Change Management, Best Business<br />
Management Practices, Media Strategy<br />
and Implementation.<br />
Judy Zulfiqar serves Watermark Associates<br />
as Chief Strategist. Prior to joining<br />
Watermark, Judy was founder and President<br />
of RKR Marketing & Advertising,<br />
which was founded in 2001. Judy has had<br />
the pleasure of serving a wide variety of<br />
industries locally, regionally, nationally<br />
and internationally. She established RKR<br />
as a boutique agency that was strategically<br />
located in the heart of Southern California<br />
Wine Country to serve as a perfectly<br />
positioned destination in the marketplace<br />
to handle projects large and small and<br />
she brings that experience with her to<br />
Watermark. Judy earned her Master’s in<br />
Business Administration from Pepperdine<br />
University. She completed her field study<br />
in Thailand focusing on emerging markets.<br />
Judy Zulfiqar’s Areas of Expertise:<br />
Leadership, Strategic Planning &<br />
Implementation, Team/Organizational Development,<br />
Stakeholder Engagement/Partnership,<br />
Development, Communications,<br />
Board management and Development,<br />
Public Affairs, Change Management, Best<br />
Business Management Practices, Media<br />
Strategy and Implementation, Media buying<br />
and placement.<br />
We will be meeting Tuesday, August<br />
1st from 9:00 am – 10:00 am at Mercedes<br />
Benz of Temecula. Refreshments and<br />
coffee served.
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
11<br />
LOOKING FOR<br />
SIGNALS<br />
Here’s a tip, to safely ride a bike<br />
around town constantly be “watching for<br />
signals”. For example, when waiting at a<br />
stop light, its good practice to keep watch<br />
on adjacent traffic and their intentions.<br />
Warning signs include a car signaling to<br />
cross your path, wheels turned in your<br />
direction or a driver simply not paying<br />
attention. Similarly, business owners<br />
need to be watching for signals. Not doing<br />
so may result in a financial collision<br />
with damaging results. The first step is to<br />
identify the “signals” to watch that warn<br />
of potential trouble.<br />
For the startup, it might be not<br />
knowing how much revenue is needed<br />
each month to do business. Without this<br />
figure, it will be difficult to recognize<br />
when cash flow is becoming an issue and<br />
financial commitments will become a<br />
challenge to meet. Every business should<br />
watch for low profit margins hinting that<br />
pricing strategies may need review or<br />
operating expenses are drifting too high.<br />
A company unable to keep products<br />
stocked resulting in limited selection may<br />
be missing a signal that customers will<br />
be soon seeking to purchase elsewhere.<br />
Additionally, this may be a sign that your<br />
manufacturing capacity is not sufficient<br />
or the supply chain feeding your inventory<br />
is not adequate. External signals that<br />
may be taking place could include stock<br />
market swings, interest rate changes or<br />
a turn in consumer spending.<br />
“Key Performance Indicators”<br />
(KPIs) reflecting events taking place in<br />
the business and market place can help<br />
keep challenges in check. A set of well<br />
thought out KPIs can guide business<br />
owners and decision makers as they<br />
identify trends allowing them to intelli-<br />
gently adjust direction of the company.<br />
This might include temporarily reducing<br />
spending, negotiating new contracts with<br />
vendors, review pricing strategies or increasing<br />
production output. Guess work<br />
is turned into educated decisions. Within<br />
larger companies, each department may<br />
have its own set of KPIs. The quality<br />
department may look at survey results,<br />
parts returned from customer and “dead<br />
on arrival” products from vendors. It<br />
may report on system downtime both<br />
planned and unplanned as well response<br />
time requirements and fulfillments for<br />
users. Purchasing may want to watch<br />
progress to reduce costs in order to react<br />
to price increases from vendors.<br />
Watching for these types of “signals”<br />
is a key to keeping your company healthy<br />
and on-track towards its goals while<br />
preventing the unexpected collisions of<br />
business.<br />
Ted Saul is a business coach and writer<br />
that assists with Business Plans and Project<br />
Management. He holds a master certificate<br />
in project management and has<br />
earned his MBA from Regis University.<br />
Ted can be reached on LinkedIn, TedS787<br />
on Twitter or emailing Ted@tsaul.com.<br />
by<br />
by<br />
Ted Saul,<br />
Steve Fillingim<br />
Sr. Staff Writer<br />
connect: Ted@tsaul.com<br />
“<br />
Business owners need to be watching<br />
for signals. Not doing so may result in a<br />
financial collision with damaging results.
THE VALLEY BUSINESS JOURNAL<br />
12 www.TheValleyBusinessJournal.com<br />
August 2017<br />
Invisco Whole House Fan Co. Offers Charity<br />
Donation Plan, Affiliate Marketing and Free Fan<br />
with Solar<br />
by Kurt Shafer<br />
There are many fine charities in the<br />
Temecula Valley and all over the United<br />
States. I am Kurt Shafer, the founder of<br />
Invisco, and I have been working with<br />
Project T.O.U.C.H., Michelle’s Place,<br />
Oak Grove, Canine Support Teams, Villa<br />
Chardonnay and other local charities<br />
to enable them to increase donations by<br />
simply telling their supporters about<br />
Invisco. Not only do their supporters<br />
get the best deal in town on the highest<br />
performance whole house fan – the Invisco<br />
ES-6400 - saving $100s compared<br />
to the ES-6400 from QuietCool, their<br />
charity gets a $200 donation.<br />
I also offer you the only affiliate<br />
marketing program in this business.<br />
As an affiliate, any person can alert<br />
their friends and family to the Invisco<br />
product line and make a very good<br />
commission when a fan is bought. There<br />
are 18 affiliates listed on Invisco.com<br />
already and many more to be added<br />
shortly. Affiliate marketing is very<br />
popular. You can become an affiliate for<br />
1000s of web sites like Sears, Walmart,<br />
Amazon and more. The average pay for<br />
an affiliate is 10% of orders created by<br />
the affiliate. The amount paid by Invisco<br />
is $200 for each rafter mounted whole<br />
house fan and $300 for each rooftop<br />
mounted whole house fan sold to an<br />
affiliate’s contact.<br />
If you have been thinking about<br />
solar, you have likely seen the latest ad<br />
from WeCare. WeCare’s solar power<br />
offer was just announced in a mailing<br />
from Edison. They offer a free Quiet-<br />
Cool Trident 4.8 whole house fan with<br />
the purchase of a solar electric system<br />
from WeCare.<br />
You will be happy to learn that<br />
Invisco can offer you a better deal.<br />
Invisco has teamed up with a local<br />
solar company, AA Solar, located on<br />
Diaz Road, with a web site https://<br />
joe-kozicki.squarespace.com/new-index/.<br />
I am happy to tell you that Joe<br />
and I can offer you a solar system that<br />
will be every bit as good as the WeCare<br />
system PLUS you get a free Invisco<br />
ES-6400 high performance whole<br />
house fan! Be sure to call me before<br />
you buy any solar.<br />
What is the difference between the<br />
Trident 4.8 and the Invisco ES-6400?<br />
First, performance – The Tri-4.8 pulls<br />
just 4750 CFM but takes 673 watts.<br />
The ES-6400 pulls 6,320 CFM at just<br />
505 watts. Second, the Tri-4.8 has<br />
2 speeds, the ES-6400 has infinitely<br />
variable speeds and comes with both<br />
a wireless and a wired speed control.<br />
Third, warranty – while not a big deal,<br />
the Tri-4.8 has a 15-year warranty, the<br />
ES-6400 is 16 years.<br />
So please let me know if you have<br />
a school, church or charity that can<br />
use more donations. I can add them to<br />
the program in minutes. If you want to<br />
make some nice extra income then let<br />
me set you up as an affiliate. If you<br />
are thinking about<br />
solar, call me asap.<br />
If not, and you<br />
just want the best<br />
whole house fan<br />
in history, call me<br />
any time at (951)<br />
296-3611.<br />
Advertise with a proven winner!<br />
(951) 461-0400
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
Shareholder-Employee of an S Corporation: Are<br />
You Paying Yourself Reasonable Compensation?<br />
FINANCIAL<br />
by<br />
Esther Phahla,<br />
CPA, CTC, MST<br />
An S corporation is a corporation<br />
that elects to pass its corporate income,<br />
losses, deductions and credits through to<br />
its shareholder(s). A shareholder of an<br />
S corporation reports the flow-through<br />
of income and losses on their personal<br />
tax returns and are assessed tax at their<br />
individual income tax rates.<br />
When a corporate officer performs<br />
services for the S corporation and receives<br />
or is entitled to receive payments,<br />
their compensation is generally considered<br />
wages. Does it mean the corporate<br />
officer is an employee?<br />
Who is an employee of the S Corporation?<br />
The IRS states specifically<br />
that corporate officers are employees<br />
and that companies must comply with<br />
all employment laws in relation to these<br />
employees, including: 1) Paying payroll<br />
taxes on their salaries and withholding<br />
federal and state income tax from these<br />
salaries; 2) Paying unemployment taxes<br />
and workers compensation taxes on the<br />
salaries. The fact that an officer is also<br />
a shareholder does not change the requirement<br />
that payments to the corporate<br />
officer be treated as wages.<br />
The IRS requires that all shareholders<br />
of S Corporations who perform services<br />
for their company pay themselves<br />
Reasonable Compensation, and it should<br />
be paid prior to taking any distributions.<br />
S corporation shareholders don’t pay<br />
self-employment taxes (Social Security<br />
and Medicare) on their distribution from<br />
the business. Because S corporation income<br />
is not subject to self-employment<br />
tax, there is tremendous motivation for<br />
shareholder-employees to minimize<br />
their salary in favor of distributions. S<br />
corporations should not attempt to avoid<br />
paying employment taxes by having<br />
their officers treat their compensation as<br />
cash distributions, payments of personal<br />
expenses or loans rather than wages. the<br />
IRS has began taking aim at taxpayers<br />
who abused the employment tax advantage<br />
of S corporations by minimizing salary.<br />
Shareholder-employees who opted<br />
to forgo salary in favor of distributions,<br />
have found themselves in a situation<br />
where the courts have recharacterized the<br />
distributions as compensation under the<br />
principle that any employee who renders<br />
significant services to an employer must<br />
be paid “reasonable compensation.”<br />
What is Reasonable Compensation?<br />
Reasonable Compensation is the<br />
salary or wages that you, the shareholder-employee<br />
of an S Corp, pay yourself<br />
for the work you perform for your<br />
company.<br />
Some factors considered by the<br />
courts in determining reasonable compensation<br />
are:<br />
• Training and experience<br />
• Duties and responsibilities<br />
• Time and effort devoted to the business<br />
• Dividend history<br />
• Payments to non-shareholder employees<br />
• Timing and manner of paying bonuses<br />
to key people<br />
• What comparable businesses pay for<br />
similar services<br />
• Compensation agreements<br />
• The use of a formula to determine compensation<br />
Another way to determine a reasonable<br />
salary for corporate officers is to<br />
look at what other companies of similar<br />
size and type pay for such services.<br />
As a shareholder employee, the key to<br />
establishing reasonable compensation<br />
is determining what you do for your S<br />
Corporation. You might be doing more<br />
than just generating revenue for your<br />
business, you are probably also involved<br />
in administrative work. It is important<br />
that you research and document how you<br />
reach your Reasonable Compensation<br />
amount and be able to substantiate the<br />
salaries you are paying that will help keep<br />
you on the right side of the IRS when<br />
it comes time for them to review your<br />
company’s tax returns. The best time to<br />
establish your Reasonable Compensation<br />
amount is before an IRS examination.<br />
Esther Phahla is a Certified Public<br />
Accountant and Certified Tax Coach in<br />
Temecula. She is the Best Selling Co-Author<br />
of a tax planning book “Why Didn’t<br />
My CPA Tell Me That”. She also holds<br />
a Master’s of Science in Taxation. She<br />
can be reached at (951) 514-2652 or visit<br />
www.estherphahlacpa.com<br />
13<br />
Applicants Sought for Riverside County<br />
Archives Commission<br />
Riverside County Third District<br />
Supervisor Chuck Washington is<br />
seeking residents interested in serving<br />
on the County Archives Commission.<br />
County Archives Commission members<br />
will advise and make recommendations<br />
to the Riverside County<br />
Board of Supervisors concerning the<br />
development of the County Archives<br />
and the preservation of County historical<br />
records, documents, and objects.<br />
There are two vacant positions<br />
on the Commission, each term lasting<br />
four years. The Commission meets at<br />
least four times a year, at least once<br />
in a two-year period in each supervisorial<br />
district, as scheduled by the<br />
Commission.<br />
Third District Riverside County<br />
residents who are available and willing<br />
to share their time and expertise<br />
are encouraged to apply for the<br />
appointed position by September 1,<br />
2017. For more information, please<br />
contact Jeff Comerchero at (951)<br />
955-1030.
THE VALLEY BUSINESS JOURNAL<br />
14 www.TheValleyBusinessJournal.com<br />
August 2017<br />
A Personal Injury Primer<br />
by Morton J. Grabel, Esq.<br />
If someone injured you through their<br />
negligence in driving a vehicle, you may<br />
have rights under the law. You want to<br />
protect those rights so you don’t end up<br />
paying for someone else’s careless driving.<br />
Read the top 10 reasons why hiring<br />
an experienced attorney will help protect<br />
your rights.<br />
1. You have only a limited time to sue:<br />
In California, the statute of limitations<br />
for filing an accident claim is<br />
limited. If you don’t sue within a<br />
specific time, you give up your right<br />
to sue forever.<br />
2. You will need to comply with certain<br />
rules to sue: An experienced attorney<br />
who handles personal injury matters<br />
will be familiar with the laws and<br />
can help you make sure you don’t do<br />
anything that jeopardizes your rights.<br />
3. Your insurance company may have<br />
a different agenda: Generally insurance<br />
companies aim to protect their<br />
insured and to compensate fairly<br />
for damages. However, insurance<br />
companies also aim to keep expenses<br />
down. Since your agenda and your<br />
insurance companies agenda may<br />
not align; hiring an attorney can be<br />
the best way to insure you have an<br />
advocate on your side.<br />
4. You may not fully understand all of<br />
your potential damages: There are<br />
various potential damages available<br />
when injured in a car accident. In<br />
addition to medical bills, you may be<br />
able to recover for lost wages, pain/<br />
suffering, emotional distress and<br />
possibly for your spouse or family<br />
members.<br />
5. Proving liability can be complex:<br />
Even with favorable witnesses and<br />
a police report; proving there was<br />
negligence and a legal duty of care<br />
was breached still may be difficult.<br />
There are many elements that go into<br />
winning a personal injury lawsuit,<br />
you should hire an attorney who<br />
understands the law and can support<br />
your position with proper case law<br />
and citations.<br />
6. The laws differ from state to state:<br />
Auto insurance and auto accident<br />
rules are decided by each individual<br />
jurisdiction. An experienced attorney<br />
in California can explain the nuances<br />
of the laws here, so you will understand<br />
your rights.<br />
7. You need to understand settlement<br />
options: Most cases settle out of court,<br />
which means the defendant or his insurance<br />
company is likely to make you<br />
an offer. Your attorney can help you understand<br />
the implications of accepting<br />
the offer; because once you settle, you<br />
give up your right to sue forever.<br />
8. Filing a lawsuit requires adhering<br />
to complex rules: If you decide to<br />
sue, you will have to file the correct<br />
papers in the right court. This is not<br />
simple; complex rules exist on everything<br />
from the font size of the brief<br />
to how legal precedent is cited and<br />
what evidence is admissible.<br />
9. Proving your case is even more<br />
complex: Just as filing your case is<br />
complex, proving your case is more<br />
difficult. You may be permitted to<br />
“discover” certain information from<br />
the other side through a detailed process<br />
and set of rules, and you may be<br />
limited in the types of witnesses and<br />
evidence you present. There are even<br />
restrictions on the kind of questions<br />
and phrasing of questions you may<br />
ask in court. Furthermore, extensive<br />
legal research is often required to<br />
prove your case.<br />
10. If you don’t hire an attorney, you<br />
could be faced with financial loss: If<br />
you don’t sue in time or if you don’t<br />
sue for the right damages or sue the<br />
wrong defendants or if you lose your<br />
case you will be barred from ever<br />
suing again. This means you will<br />
have eliminated your only chance for<br />
recovery and you may be stuck with<br />
all the costs and bills as a result of the<br />
accident that someone else carelessly<br />
caused.<br />
Please note: the information provided<br />
herein is general and not to be relied<br />
upon for your circumstance or case. For<br />
further information or if you have any<br />
legal questions please call the Law Office<br />
of Morton J. Grabel, in Temecula at (951)<br />
695-7700. Mort originally from Philadelphia,<br />
PA is a graduate from an ABA<br />
Law School, has an MBA, a California<br />
Nursing Home Administrator’s License<br />
& a California Real Estate Broker’s License<br />
[all active and in good standing].<br />
You have only a limited time to<br />
sue: In California, the statute of<br />
limitations for filing an accident<br />
claim is limited. If you don’t sue<br />
within a specific time, you give up<br />
your right to sue forever.
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
15<br />
ASSISTANCE LEAGUE OF TEMECULA valley<br />
CONTINUED FROM PAGE 1<br />
Across the nation, more than 26,000<br />
volunteers in 120 chapters focus on<br />
making their communities better. Last<br />
year these chapters combined to return<br />
almost $39 million and provide 3.34<br />
million service hours to their local<br />
communities.<br />
For over 27 years, the Assistance<br />
League of Temecula Valley has dedicated<br />
itself to serving the people of<br />
Southwest Riverside County by providing<br />
resources to meet the growing<br />
communities of the region.<br />
Last year the 250 volunteers of the<br />
Assistance League of Temecula Valley<br />
donated more than 34,000 hours of service<br />
and returned more than $378,000<br />
to the communities they serve.<br />
“As both a Temecula City Councilman<br />
and a Riverside County Supervisor,<br />
I have seen firsthand the impact<br />
this great group of volunteers has had<br />
on the people of Southwest Riverside<br />
County,” said Senator Stone. “Through<br />
programs like Operation School Bell,<br />
which provides school clothes to many<br />
youngsters in the region, The Thrift<br />
Shop, which raises money for numerous<br />
philanthropic programs and many other<br />
endeavors, the Assistance League has<br />
greatly enhanced the lives of thousands<br />
of people in our community.” Wednesday’s<br />
recognition was part of a larger<br />
celebration of “California Nonprofits<br />
Day” at the State Capitol.<br />
Senator Stone presented Ginny<br />
Wetzel and Leticia Plummer of the<br />
Assistance League of Temecula Valley<br />
with a Senate resolution.<br />
Jeff Stone represents California’s<br />
28th Senate District. The district,<br />
which is entirely in Riverside County,<br />
stretches from the vineyards of<br />
the Temecula Valley to the Colorado<br />
River and includes the cities of Blythe,<br />
Canyon Lake, Cathedral City,<br />
Coachella, Desert Hot Springs, Indian<br />
Wells, Indio, Lake Elsinore, La Quinta,<br />
Murrieta, Temecula, Palm Desert,<br />
Palm Springs, Rancho Mirage and<br />
Wildomar.<br />
For more information visit: www.<br />
Senate.ca.gov/Stone or on Facebook at<br />
www.facebook.com/SenatorJeffStone.
THE VALLEY BUSINESS JOURNAL<br />
16 www.TheValleyBusinessJournal.com<br />
August 2017<br />
Buyer’s Real Estate Agent Not Liable in Personal Injury Case<br />
LEGAL<br />
by by<br />
David Steve Grabhorn Fillingim<br />
In previous articles, our firm has<br />
discussed the risk of professional liability<br />
incurred by “dual agency” real estate<br />
brokers. “Dual agency” exists when the<br />
listing broker is also the buyer’s broker.<br />
At present, California law recognizes and<br />
allows real estate brokers to engage in this<br />
kind of representation, despite the inherent<br />
problem of conflicting loyalties simultaneously<br />
owed by the agent to both buyer and<br />
seller. Moreover, California imposes the<br />
same premises liability on listing brokers<br />
and agents as it does for property owners.<br />
In Coughlin v. Harland L. Weaver, Inc.,<br />
103 Cal. App. 2d (1951), the listing agent<br />
was liable to a prospective buyer who fell<br />
down the basement steps theorizing the<br />
listing agent was holding “open house” and<br />
therefore had possession and control of the<br />
property. Consequently, the typical Errors<br />
& Omissions insurance carried today by real<br />
estate agents covers personal injury liability<br />
during “open house.” In Hall v. Rockcliff<br />
Realtors, 215 Cal. App. 4th 1134 (2013), the<br />
listing agent was found liable for an injury<br />
caused by a defective attic ladder due to his<br />
status as the owner’s agent who failed to<br />
warn. But so far premises liability has not<br />
been extended to reach a non-listing agent<br />
(buyer’s broker).<br />
Today, we report on a slip and fall case<br />
decided in July 2017, by a Los Angeles<br />
Superior Court in favor of a buyer’s broker,<br />
while their co-defendants, the seller’s broker<br />
and agent, accepted liability and settled the<br />
lawsuit.<br />
A young professional couple with a<br />
toddler and plans for more children sold<br />
their first house in order to buy a larger<br />
home. They found the one they wanted in<br />
a gated community, for approximately $1<br />
million. It was a lovely, two-story home<br />
with a hilltop view, immaculate landscaping,<br />
swimming pool, and room for a tennis<br />
court. It was also vacant and ready to move<br />
in. After one look the young couple made a<br />
formal offer to buy through their own real<br />
estate agent who was not the listing broker.<br />
Two days after escrow opened, the<br />
young wife arranged to show the new place<br />
to her parents. It was late on a November<br />
afternoon just before dark, when their real<br />
estate agent escorted them into the gated<br />
community, unlocking the front door so she<br />
could give her mother and father a quick<br />
tour. Wife’s mother was duly impressed<br />
with the wide marble foyer, dining room,<br />
butler’s pantry, kitchen and family room and<br />
everything. After exploring and talking for<br />
about twenty minutes, they decided to end<br />
the visit. But as the wife and her mother<br />
were leaving, they decided to detour into<br />
the sunken living room for a closer look at<br />
the fireplace. Unfortunately, wife’s mother<br />
fell on the wide marble step leading from<br />
the marble foyer to the sunken living room<br />
and broke her hip.<br />
It was an accident. It could have<br />
happened to anyone not paying attention<br />
while walking in a strange house. Nearly<br />
two years later, mother decided to sue.<br />
Claiming nobody warned her of a dangerous<br />
condition (the dimly lit marble step) wife’s<br />
mother sued the seller, the seller’s broker,<br />
the seller’s real estate agent, the buyer’s broker,<br />
and the buyer’s real estate agent alleging<br />
premises liability against all. Premises<br />
liability, by definition, is imposed on those<br />
who own or control the premises. Yet, the<br />
only person not sued by the wife’s mother<br />
was the new owner—the wife. California<br />
law makes a property owner responsible for<br />
damage caused to visitors by any hidden<br />
dangers or defects on his property that he<br />
does not warn of, or correct. The seller<br />
was arguably liable to the wife’s mother in<br />
this case, assuming a jury found the dimly<br />
lit step to be an unreasonably dangerous<br />
condition. If the seller was liable in these<br />
circumstances, then the seller’s broker<br />
marketing the property is also liable as the<br />
owner’s representative.<br />
This is nothing new. Homeowners<br />
insurance protects against that sort of risk,<br />
and listing brokers have professional liability<br />
coverage, sometimes called “Errors and<br />
Omissions” insurance, for the same reason.<br />
But here the buyer’s agent was also sued, because<br />
he had allowed wife’s mother access.<br />
He allowed her to walk around the empty<br />
house with his client, her daughter, and did<br />
not warn her of the dimly lit step when she<br />
was guided to it by her daughter.<br />
To prevail on a premises liability claim<br />
like this, the plaintiff must prove she was<br />
owed a duty to correct, or warn of, a hidden<br />
dangerous condition of the premises,<br />
that such duty was breached, and that such<br />
breach caused injury to plaintiff resulting<br />
in damages. In this case, we filed a motion<br />
for summary judgment, arguing that unless<br />
the buyer’s agent is a “dual agent”, he is not<br />
liable for defects in the premises and has<br />
no duty to warn, because he has no agency<br />
relationship with the owner.<br />
There had been no California case that<br />
directly addressed this issue, but now there<br />
is. The court ruled—as a matter of law—the<br />
buyer’s broker and real estate agent had<br />
no legal duty to correct the condition of<br />
the dimly lit step, nor did they have a duty<br />
to warn wife’s mother of any dangerous<br />
condition of a property they neither owned<br />
nor controlled.<br />
Note: Had the buyer’s broker also been<br />
functioning as the listing broker, such dual<br />
agency would have resulted in a different<br />
outcome.<br />
“David Grabhorn is a Senior Attorney<br />
with Messina & Hankin LLP. David has<br />
an extensive career in the labor movement,<br />
during which he successfully chaired literally<br />
hundreds of collective bargaining<br />
negotiations throughout the United States.<br />
He has dealt with nearly every major<br />
newspaper chain and commercial printer<br />
in the United States, as well as with the<br />
largest paper and packaging corporations<br />
in the world.”<br />
The SW Riverside County Bar Association<br />
Announces its 2nd Annual Scholarship Program<br />
The Southwest Riverside County<br />
Bar Association will be awarding a<br />
$1,000 scholarship to a student aspiring<br />
to become an Attorney. There will also<br />
be a second place prize of $500.<br />
Applicants for the Scholarship<br />
should meet the following criteria:<br />
1. Must reside in Southwest Riverside<br />
County (Temecula, Murrieta,<br />
Menifee, Wildomar, Canyon Lake<br />
or Lake Elsinore)<br />
2. Must meet one of the following<br />
criteria and must be able to provide<br />
proof.<br />
• Students who are registered to<br />
attend law school (in-state or<br />
out-of-state)<br />
• Students who are currently attending<br />
law school (in-state or<br />
out-of-state)<br />
• Students who have registered for<br />
the California Bar Examination<br />
3. Must complete a Scholarship Application<br />
4. Must submit the following written<br />
essays (1000-word maximum)<br />
• A personal statement describing<br />
what drives you to practice law<br />
and how you intend on giving<br />
back to your community.<br />
• A persuasive (advocacy) essay<br />
which answers one of the following<br />
two questions:<br />
Should college be free? Should<br />
the drinking age be lowered to<br />
18?<br />
For more information and to obtain a<br />
copy of the Scholarship Application,<br />
visit www.swrbar.org<br />
Deadline and submission for applications<br />
to be considered:<br />
Complete application packages must be<br />
received by October 15th, 2017<br />
Prior applicants, but not prior winners<br />
may apply.<br />
Application packages should be mailed<br />
to: Scholarship Committee, c/o Southwest<br />
Riverside County Bar Association,<br />
P.O. Box 1775, Temecula, CA 92592-<br />
1775.
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
17<br />
Smart Business Connections<br />
Featured<br />
Things We Love Thrift Store,<br />
family owned and operated. Located<br />
in lovely Old Town Murrieta<br />
featuring quality items at amazing<br />
thrift store prices. Come check<br />
out the selection of clothes for the<br />
entire family, decorations for the<br />
home, toys, as well as vintage and<br />
collectible items. New sales and<br />
inventory are available every week.<br />
Business Hours are Monday- Saturday<br />
10:00am-6:00pm. Come find<br />
something you’ll Love!<br />
Best Regards,<br />
Marina Plumey, Co-Owner<br />
Things We Love Thrift Store<br />
24710 Washington Ave<br />
Murrieta, CA 92562<br />
Facebook.com/<br />
ThingsWeLoveThriftStore<br />
NOW, you can be seen in this multiple award-winning<br />
newspaper at a lower price than ever before - only $89 per month.<br />
Contact us for more information at (951) 461-0400.
THE VALLEY BUSINESS JOURNAL<br />
18 www.TheValleyBusinessJournal.com<br />
August 2017<br />
Temecula Valley<br />
Entrepreneur’s Exchange<br />
You are invited to join us at the following TVE2 workshops/events:<br />
August 9th: TVE2 Pitch Practice. 11:30am - 1:00pm<br />
Come and practice your business or investor pitch in a fun and friendly<br />
environment. Entrepreneurs that pitch will receive feedback from a panel of<br />
experts. No cost to attend. If you would like to pitch, please email Charles<br />
Walker at Charles.Walker@TemeculaCA.gov. To register please visit https://<br />
goo.gl/QCcDPx.<br />
August 17th: Federal and State Basic Payroll Tax Workshop.<br />
9:00am – 3:00pm<br />
Are you about to hire a new employee? Are you processing your current payroll<br />
taxes properly? Join us for an in-depth seminar presented by the California State<br />
Employment Development Department and the Internal Revenue Service and<br />
learn what you need to be doing now to ensure your business complies with<br />
employment tax laws to avoid payroll tax problems and penalties. No cost to<br />
attend. To register please visit https://goo.gl/Yk1x4m<br />
Murrieta School of Business<br />
August 8th, 2017 9:00 AM – 10:30 AM “2,000 Known Earthquake Faults<br />
Crisscross California; Are you near one?”<br />
Presented by Glenn Pomeroy, CEO of the California Earthquake Authority<br />
Glenn Pomeroy, CEO of the California Earthquake Authority, meets with<br />
business leaders and local, community stakeholders about the importance of<br />
earthquake preparedness. His 25-minute presentation offers insight on what<br />
communities and businesses can do to prepare for an earthquake, and what<br />
recovery steps to take following a natural disaster. Glenn also touches on the<br />
organization’s exciting new programs and initiatives launched this year.<br />
Additionally, Glenn’s presentation covers the potential economic consequences<br />
often caused by the aftermath damages of a significant earthquake, and<br />
the tremendous effect on homeowners and the growth of business.<br />
Did you know California Earthquake Facts?<br />
• Most Californians live within 30 miles of an active fault<br />
• In California, there is a 99% chance of a Magnitude 6.7 or larger earthquake in<br />
the next 30 years<br />
• In Southern California, there is a 75% chance of a Magnitude 7.0 or larger<br />
earthquake occurring in the next 30 years<br />
• Less than 10% of all California homes are covered by earthquake insurance<br />
• 1994 Northridge Earthquake caused $40 billion in total property damage<br />
Location: Murrieta Chamber Office, 25125 Madison Ave. Suite 108, Murrieta,<br />
CA 92562
August 2017<br />
A Vital Relationship<br />
EDUCATION<br />
by<br />
by<br />
Drake Levasheff, PhD.<br />
Steve Fillingim<br />
As a newcomer to the valley, I have<br />
been spending a great deal of time in the<br />
community, attending meetings, connecting<br />
with influencers, and listening<br />
to local leaders. It’s been invigorating!<br />
I have enjoyed the opportunity to get to<br />
know people and understand the area.<br />
I’ve been encouraged by the vitality of<br />
our community.<br />
One recent meeting with local educators<br />
was particularly invigorating.<br />
The people were bright and welcoming.<br />
And the conversation reminded me of<br />
the vital relationship between business<br />
and education.<br />
We began with introductions. One<br />
participant was head of school at a private<br />
academy. Two were K-12 school district<br />
leaders. An education foundation leader<br />
attended. And a number of universities<br />
were represented.<br />
With all of the colleges in attendance,<br />
I wondered how the conversation would<br />
go. When you put that many potential<br />
competitors in one room, there’s always<br />
a chance for individual agendas to get<br />
in the way of the greater good. But my<br />
concern quickly diminished as I heard<br />
these colleagues talk about the needs of<br />
the community, how they hope to help,<br />
and that we can accomplish more if we<br />
work together. We even began sharing the<br />
programs that each school offered so we<br />
could direct students we could not serve<br />
to local options.<br />
The room came alive when one of<br />
the district representatives shared about<br />
his passion for career and technical<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
education. We discussed its value for<br />
many students. We shared stories about<br />
students who had learned through the<br />
type of hands-on experience that career<br />
and technical education provides. We<br />
discussed the essential role businesses<br />
play in helping to educate these students.<br />
The last point about the vital role of<br />
businesses occupied us for sometime. It<br />
was noted that state mandates had not<br />
been helpful of late, and that businesses<br />
needed to gain a vision for these programs.<br />
Of course, the question was asked,<br />
why don’t businesses do more to partner<br />
with high schools for career education?<br />
The district leaders told us that a few<br />
businesses expressed interest, but that<br />
often something as simple as completing<br />
the paperwork became an obstacle. None<br />
of us were surprised by this observation,<br />
but one participant responded by emphasizing<br />
how shortsighted the decision not<br />
to partner with high schools for career<br />
and technical education was.<br />
“I brought high school students to<br />
work in a business I owned years ago with<br />
a similar program. Sure, there are obstacles,<br />
and even then there was a lot of paperwork.<br />
But the students that worked for me did<br />
very well. In fact, all totaled, the students I<br />
hired through that program stayed with my<br />
business for forty years or more.”<br />
Her words have been on my mind<br />
since that meeting. What an outstanding<br />
example of the symbiosis between education<br />
and business! It filled me with<br />
hope and made me consider what I can<br />
do in the valley to help bring business and<br />
education together. For the good of our<br />
students. For the good of our community.<br />
When business and education work<br />
together, everyone benefits.<br />
Drake Levasheff, PhD, Senior Director,<br />
Murrieta Regional Campus, Azusa Pacific<br />
University - dlevasheff@apu.edu<br />
connect: dlevasheff@apu.edu<br />
Your Local Chambers<br />
Temecula Valley Chamber of Commerce<br />
www.temecula.org<br />
Murrieta Chamber of Commerce<br />
www.murrietachamber.org<br />
19<br />
Azusa Pacific University and KATY 101.3<br />
Announce 2017-18 Teachers are<br />
Heroes Promotion<br />
Since 2013, Azusa Pacific University<br />
(APU) Murrieta Regional Campus and<br />
KATY 101.3, The Mix, have partnered<br />
to honor educators who have impacted<br />
their student’s lives. APU and KATY<br />
101.3 are excited to announce the 2017-<br />
18 Teachers are Heroes promotion which<br />
begins September 1, 2017, and will run<br />
through the last week of April 2018.<br />
Once a month, Teachers Are Heroes<br />
will recognize a teacher who personifies<br />
dedication to their students. Each honoree<br />
will win great prizes from The Mix<br />
Prize Closet and a classroom pizza party<br />
from The Pizza Factory in Temecula.<br />
At the conclusion of the school year, all<br />
selected teachers and their classes will<br />
be invited to attend a celebration at the<br />
Lake Elsinore Storm Stadium.<br />
Teachers from the Southwest Riverside<br />
County, and nearby areas, may<br />
be nominated by students, parents,<br />
grandparents, and even other school<br />
administrators.<br />
For more information or to fill out the<br />
entry form go to www.1013themix.com<br />
or www.apu.edu/murrieta/teachers/<br />
Menifee Valley Chamber of Commerce<br />
www.menifeevalleychamber.com<br />
Lake Elsinore Valley Chamber<br />
www.lakeelsinorechamber.com<br />
Hemet/San Jacinto Valley<br />
Chamber of Commerce<br />
www.hsjvc.com<br />
See how the chambers can help your business.
THE VALLEY BUSINESS JOURNAL<br />
20 www.TheValleyBusinessJournal.com<br />
August 2017<br />
Loma Linda University<br />
Researchers Find Links Between<br />
Meal Frequencyand BMI<br />
Researchers find new information<br />
on how the timing of meals<br />
impacts weight gain or loss<br />
A study by researchers from Loma<br />
Linda University School of Public<br />
Health (LLUSPH) and the Czech<br />
Republic has found that timing and<br />
frequency of meals play a role in predicting<br />
weight loss or gain.<br />
Using information gleaned from<br />
more than 50,000 participants in the<br />
Adventist Health Study-2 (AHS-2), the<br />
researchers discovered four factors associated<br />
with a decrease in body mass<br />
index: eating only one or two meals per<br />
day; maintaining an overnight fast of<br />
up to 18 hours, eating breakfast instead<br />
of skipping it, and making breakfast<br />
or lunch the largest meal of the day.<br />
Making breakfast the largest meal<br />
yielded a more significant decrease in<br />
BMI than did lunch.<br />
The two factors associated with<br />
higher BMI were eating more than<br />
three meals per day —snacks were<br />
counted as extra meals — and making<br />
supper the largest meal of the day.<br />
As a practical weight-management<br />
strategy, Hana Kahleova, MD, PhD,<br />
recommends eating breakfast and lunch,<br />
skipping supper, avoiding snacks, making<br />
breakfast the largest meal of the<br />
day and fasting overnight for up to 18<br />
hours. A postdoctoral research fellow at<br />
LLUSPH when the study was conducted,<br />
Kahleova is now director of clinical<br />
research for the Physicians Committee<br />
for Responsible Medicine in Washington,<br />
DC, and is currently on sabbatical from<br />
the Institute for Clinical and Experimental<br />
Medicine in Prague, Czech Republic,<br />
as a postdoctoral research fellow and<br />
diabetes consultant physician.<br />
Kahleova says the findings confirm<br />
an ancient nutritional maxim: “Eat<br />
breakfast like a king, lunch like a prince,<br />
and dinner like a pauper.” Titled “Meal<br />
frequency and timing are associated with<br />
Body Mass Index in the Adventist Health<br />
Study-2,” the study was co-written by<br />
Gary Fraser, MBChB, PhD, a professor<br />
at LLU Schools of Medicine and Public<br />
Health, and director of AHS-2. It was<br />
published as an online advance on July 12<br />
and will appear in the Sept. 2017 edition<br />
of the Journal of Nutrition.<br />
Fraser said that irrespective of<br />
meal pattern, there was, on average, an<br />
increase in weight gain year by year until<br />
participants reached the age of 60. After<br />
age 60, most participants experienced a<br />
weight loss each year. “Before age 60<br />
years, those eating calories earlier in the<br />
day had less weight gain,” Fraser said,<br />
adding that after age 60, the same behavior<br />
tended to produce a larger rate of<br />
weight loss than average. “Over decades,<br />
the total effect would be very important.”<br />
The team employed a technique<br />
called linear regression analysis and<br />
adjusted their findings to exclude demographic<br />
and lifestyle factors that might<br />
skew the results.<br />
The full text of the study — which<br />
was supported by grants from the National<br />
Cancer Institute, the World Cancer<br />
Research Fund, and the Ministry of<br />
Health of the Czech Republic — is<br />
available online.<br />
About Loma Linda University Health -<br />
Loma Linda University Health includes<br />
Loma Linda University’s eight schools,<br />
Loma Linda University Medical Center’s<br />
six hospitals and over 900 faculty<br />
physicians located in the Inland Empire<br />
of Southern California. Established in<br />
1905, Loma Linda University Health<br />
is a global leader in education, research<br />
and clinical care. It offers over<br />
100 academic programs and provides<br />
quality health care to 40,000 inpatients<br />
and 1.5 million outpatients each year.<br />
A Seventh-day Adventist organization,<br />
Loma Linda University Health<br />
is a faith-based health system with a<br />
mission “to continue the teaching and<br />
healing ministry of Jesus Christ.”<br />
St. John’s University Offers Free Workshop August 19th<br />
“Be Free from Depression, Anxiety and Panic Attacks”<br />
St. John’s University will offer Saturday<br />
from 2:00 to 4:00 p.m. on August<br />
19 a free workshop, “Be Free from Depression,<br />
Anxiety and Panic Attacks”.<br />
St. John’s University is located at 40945<br />
County Center Drive, Suite H, in Temecula<br />
across from the Grace Mellman library.<br />
If we are not directly experiencing<br />
one of these debilitating problems, we<br />
probably know someone who is. We<br />
can harness our inner mind to manage<br />
stress, quit smoking, control our weight,<br />
experience comfortable child birth, and<br />
even sleep better at night.<br />
We now are learning we can also use<br />
our inner mind to resolve depression and<br />
anxiety that rob us of our sense of safety<br />
and security. We can also learn to resolve<br />
personal issues that typically began deep<br />
within the mind with memories that can<br />
later cause us to feel out of control.<br />
Pamela Winkler, Ph.D., Director of<br />
the St. John’s University Counseling<br />
Services stated, “We are seeing more<br />
and more clients experiencing chronic<br />
depression, anxiety and more recently<br />
frightening panic attacks. These issues<br />
seem to have a life of their own and often<br />
seem to come out of nowhere. When<br />
these problems begin to interfere with<br />
how well people are sleeping, it effects<br />
just about everything else in their lives.”<br />
The Mayo Clinic, considered to<br />
be the most highly respected hospital<br />
in the United States, has included for<br />
many years hypnosis and hypnotherapy<br />
in every department of patient care, including<br />
obstetrics, pediatrics, geriatrics,<br />
and the treatment of mental health issues.<br />
According to AARP, research reveals a<br />
clear link between depression and anxiety<br />
and chronic pain. If every day stress is<br />
getting the best of us, it may explain the<br />
increase of people who are suffering<br />
with insomnia, depression and anxiety.<br />
“We now know, with proper guidance,<br />
the inner mind can resolve the root cause<br />
of anxiety, depression and panic attacks.”<br />
“The inner mind can also resolve<br />
what is triggering these feelings. This<br />
then puts us back in control of our own<br />
sense of wellness,” stated Dr. Winkler.<br />
The mind-body connection is so intertwined,<br />
that once the mind begins to heal<br />
the mind, the mind automatically begins<br />
to heal the body. When we have peace of<br />
mind, we also can have a peaceful and<br />
healthier body, a body that is not holding<br />
stress in our muscles or joints.<br />
To learn more about the power of<br />
the inner mind for resolving depression,<br />
anxiety and panic attacks, and to register<br />
for Dr. Winkler’s Saturday, August 19th<br />
workshop, call 951-599-7550. Seating is<br />
limited. Early registration is suggested.<br />
For more information about S.J.U.’s<br />
3-tiered distance learning Certification<br />
program and Master of Science and<br />
Doctoral degree programs in Clinical<br />
Hypnotherapy, visit www.sjunow.org.<br />
Pamela Winkler, Ph.D. is an Educational<br />
Psychologist, Clinical Hypnotherapist,<br />
and has served as President of St. John’s<br />
University since 1995. She is a motivational<br />
speaker on the topic of the power<br />
of the mind for self-healing. Dr. Winkler<br />
was inducted into the International Hypnosis<br />
Hall of Fame in 1992.<br />
connect: www.sjunow.org<br />
“ The mind-body<br />
connection is so<br />
intertwined, that<br />
once the mind<br />
begins to heal the<br />
mind, the mind<br />
automatically begins<br />
to heal the body.
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
21<br />
Fracture Risk & Prevention<br />
Healthy<br />
Living<br />
by by<br />
Tina Dr. Derek M. Gottlieb, Albrecht, D.C. D.C.<br />
A few days ago, I was skimming<br />
through The Valley Business Journal<br />
and happened to come across my<br />
last month’s article. After reading it<br />
through, I noticed I had placed all the<br />
emphasis on bone density and its role<br />
in fracture management, and somehow<br />
neglected a huge component regarding<br />
fracture risk and prevention. Sure, if<br />
your bones are healthy and dense, you<br />
run a much smaller risk of breaking<br />
them if you fall; but herein lies the<br />
catch, “if you fall”.<br />
What would it look like if your<br />
strength increased, double or even<br />
triple, to that of what it is now? How<br />
about increasing reaction time, coordination<br />
and balance? Just maybe if<br />
those components were enhanced, we<br />
could remove the “if you fall” from the<br />
sentence all together. It seems fair to<br />
say that not falling in the first place may<br />
be more important than what happens<br />
to you “if you fall”. I’ve mentioned<br />
before how osteogenic loading at<br />
OsteoStrong is the safest and most<br />
effective method known for increasing<br />
your skeletal density, but somehow underemphasized<br />
the incredible changes<br />
which take place within your body,<br />
both neurologically and muscularly,<br />
with each and every weekly OsteoStrong<br />
session.<br />
Stability arises from a combination<br />
of strength plus coordination. With<br />
every measure of increased stability,<br />
we can decrease our fall risk by an<br />
equal measure. Balance and stability<br />
are often used synonymously; although<br />
not exactly the same, for our purposes,<br />
we will assume they are. To date, more<br />
than fifty percent of our members have<br />
at least doubled their overall strength,<br />
with many tripling it, and one even<br />
increasing it by a factor of four. We<br />
have had members shove their canes<br />
and walkers back into the closet because<br />
they no longer need them to get about<br />
the house or while shopping. Being 50<br />
years “young” and still very active, I<br />
often times take for granted just how<br />
important strength, balance and coordination<br />
are when you look at living<br />
a safe, productive and enjoyable life.<br />
Please don’t take these for granted.<br />
Those who’ve known me for a<br />
while know I like to educate rather<br />
than sell. That being said, let’s get you<br />
educated on your “current” state of<br />
well-being. Remember, you can’t measure<br />
progress if you don’t know where<br />
you started from. So be proactive, call<br />
our office now and schedule a complimentary<br />
initial strength assessment and<br />
we will also complete a computerized<br />
balance and postural assessment as well.<br />
See you soon.<br />
Yours for Better Health,<br />
Dr. Derek Albrecht D.C.<br />
Dr. Derek K. Albrecht D.C. is a partner<br />
at OsteoStrong in Murrieta as well as<br />
continuing in his private practice. For<br />
more information, call (951) 461-9584.<br />
American Specialty Health Opens Temecula<br />
Technology Center<br />
American Specialty Health Incorporated<br />
(ASH) has opened a new 10,000<br />
square foot technology center at 27524<br />
Via Industria in Temecula, CA. The new<br />
location is a growing southern California<br />
technology corridor. ASH is looking to<br />
fill more than 35 IT positions over the<br />
next year, with the potential to hire up<br />
to 50 people over the next 24 months. In<br />
addition, roughly a dozen current ASH<br />
tech employees are transferring from<br />
ASH’s Wateridge offices in San Diego<br />
to the new Temecula office.<br />
The company is currently seeking<br />
mid-level to advanced software engineers,<br />
UX/UI/QA engineers, EDI and<br />
reporting specialists. ASH also is looking<br />
for individuals who have programming<br />
experience with IBM Sterling B2B Integrator,<br />
Microsoft Dynamics, and GMC<br />
Inspire.<br />
“The health services industry is rapidly<br />
pivoting to embrace a more agile,<br />
more user-focused member and customer<br />
experience,” said ASH Chief Technology<br />
Officer Jerome Bonhomme. “ASH<br />
is investing tremendous new resources<br />
into the development of innovative consumer-facing<br />
applications. These vital<br />
capabilities help to activate and engage<br />
ASH’s many members, customers, providers<br />
and partners.”<br />
“We’re very pleased to be opening a<br />
technology center in Temecula, and we<br />
invite technology professionals seeking<br />
to enhance their careers to attend one<br />
of our many upcoming career fairs and<br />
events,” said ASH CIO and EVP Kevin<br />
Kujawa. “ASH offers exceptional opportunities<br />
in a positive, growing work<br />
environment.”<br />
Currently ASH employs more than<br />
200 technology professionals at their<br />
San Diego, CA, Southlake (Dallas), TX,<br />
Carmel (Indianapolis), IN and Columbia,<br />
SC offices.<br />
For an overview of ASH’s new Technology<br />
Center in Temecula, including a<br />
list of technology career opportunities<br />
and recruiting events, visit http://www.<br />
tech-mecula.com/.
THE VALLEY BUSINESS JOURNAL<br />
22 www.TheValleyBusinessJournal.com<br />
August 2017<br />
Online Healthcare Advice Available Through<br />
Temecula Valley Hospital<br />
Do you find yourself searching online<br />
for health care advice? More and more,<br />
the average American is turning towards<br />
the web to get advice on their health. With<br />
information right at your fingertips, it can<br />
be easy to learn about different types of<br />
health care, procedures and treatment<br />
options right from the comfort of your<br />
own home!<br />
• Do you have trouble sleeping?<br />
• Are you wondering about things you can<br />
do to stay healthy as you age?<br />
• Do you need information on what is the<br />
role of an anesthesiologist?<br />
• Are you looking for ways to manage<br />
your diabetes?<br />
• Do you want detailed information on<br />
varicose veins?<br />
Temecula Valley Hospital can help.<br />
These are just a sample of the topics<br />
available online from a variety of doctors<br />
that practice right here in the Temecula<br />
Valley area. Educational health podcasts<br />
from Temecula Valley Hospital are now<br />
available for listening or to download.<br />
According to businessdictionary.com,<br />
a podcast is defined as: A digital recording<br />
of music, news or other media that can be<br />
downloaded from the internet to a portable<br />
media player. The term originated from<br />
“P.O.D.”, meaning Portable on Demand,<br />
and “cast”, relating to the term broadcast.<br />
“Podcasts are a great tool for our<br />
community to use when they want to learn<br />
more about different health topics,” said<br />
Darlene Wetton, Chief Executive Officer,<br />
Temecula Valley Hospital. “If you want to<br />
speak to any of the doctors that do the TVH<br />
podcasts, you can make an appointment<br />
right here in our region to get additional<br />
information in person.”<br />
Hear the latest health information<br />
from medical professionals at the hospital!<br />
Please visit our podcasts online at:<br />
https://www.temeculavalleyhospital.com/<br />
resources/podcasts<br />
About Temecula Valley Hospital - Temecula<br />
Valley Hospital brings advanced technology,<br />
innovative programs, patient centered<br />
and family sensitive care to area residents.<br />
The hospital features 140 private<br />
patient rooms; 24 hour a day emergency<br />
care; advanced cardiac and stroke care in<br />
clinical collaboration with UCSD Health;<br />
orthopedics; and general and surgical<br />
specialties. For more information, visit<br />
www.temeculavalleyhospital.com.<br />
connect: www.temeculavalleyhospital.com<br />
The Importance of Relaxation<br />
Healthy<br />
Living<br />
by<br />
Tina Monique M. Gottlieb, deGroot D.C.<br />
After owning and operating a spa for<br />
over 28 years I hear this all the time, “I<br />
just don’t have time to relax” or “I wish I<br />
had more time for myself”. In fact, some<br />
people even pride themselves in the inability<br />
to simply sit still. Busy schedules<br />
have become the norm and people can<br />
actually perceive you as lazy if your<br />
weeks are packed full like theirs. We<br />
certainly have become a culture where<br />
a hectic lifestyle is standard.<br />
Unfortunately, the frantic pursuit of<br />
happiness often leads to fatigue, disappointment,<br />
and illness. Many adults see<br />
it as irresponsible to take a day off from<br />
work simply to relax yet they would<br />
consider it responsible to take necessary<br />
medication. What some don’t realize is<br />
that relaxation IS necessary medication.<br />
It’s a prescription for health!<br />
What we also fail to realize is that<br />
“busy” does not always mean “productive.<br />
Stress causes poor memory, poor<br />
concentration, and depressed feelings.<br />
It’s no surprise that when you’re under<br />
stress, you might not always be thinking<br />
so clearly. Stress seems to actually<br />
change how we weigh risks and rewards,<br />
and can cloud our judgment when we are<br />
faced with important decisions.<br />
So, what do we do about it? We<br />
HAVE to make time to relax. This doesn’t<br />
always mean a long vacation. There are<br />
things you can do monthly and even<br />
daily to help unwind. Calming music,<br />
yoga videos, diffusing essential oils, and<br />
progressive muscle relaxation are just a<br />
few ways you can relax at home. While<br />
watching a favorite show or reading<br />
a book can be enjoyable, take time to<br />
do “nothing”. Just sitting still for a few<br />
minutes each day allows you to recognize<br />
how you feel mentally, physically, and<br />
spiritually.<br />
Another way to ensure you slow<br />
down is to get monthly massages, facials,<br />
or nail services. I’ve seen so many<br />
clients come in to the spa and breathe a<br />
sigh of relief once they stepped through<br />
the doors. It’s imperative to establish a<br />
routine of relaxing. Many of our monthly<br />
members sign up so they’re held<br />
accountable to come each month. The<br />
phone number to Murrieta Day Spa is<br />
951-677-8111 if you have any questions<br />
regarding the membership!<br />
The decision to make sure<br />
you stay well and relax is<br />
entirely yours. So, make the<br />
decision to relax today!
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
23<br />
5 Ways<br />
to BURN CALORIES<br />
ON YOUR LUNCH BREAK<br />
You want to exercise and<br />
get in better shape, but you<br />
have a full-time job and<br />
several other responsibilities.<br />
With a jam-packed<br />
schedule and no time to<br />
exercise, you’ll just have to<br />
give up, right?<br />
Wait! While you might find it impossible<br />
to spend two hours per day at<br />
the gym, being busy does not equal a<br />
free pass to an exercise-free life! You<br />
can still exercise, burn some calories,<br />
and feel better about yourself in as little<br />
as 30 minutes per day.<br />
Try the following exercises on your<br />
lunch break, and you can burn 100 calories<br />
or more in half an hour.<br />
Vinyasa yoga. Also called<br />
“flow yoga”, this is the form of yoga<br />
in which you move smoothly and<br />
quickly from one pose (asana) to another.<br />
A quick search of YouTube on<br />
your smartphone can bring up quick,<br />
ten-minute routines (or longer, of you<br />
prefer).<br />
A short run. When you picture<br />
running for exercise, you probably<br />
think of your neighbor who gets up at<br />
5 am every morning to run five miles.<br />
While that’s admirable, not everyone is<br />
interested in doing that. The good news<br />
is, you can take a very slow jog on your<br />
lunch break, and burn 100 calories or<br />
more in just ten minutes or so. Stash a<br />
pair of shoes in your office, and map<br />
out a one-mile route near the office.<br />
Use your body weight.<br />
You can do body-weight exercises<br />
pretty much anywhere, even in your office.<br />
Put together a routine of push-ups,<br />
sit-ups, squats, and lunges. If you don’t<br />
have room in your office, head outside<br />
to a nearby park. You can take along a<br />
jump rope for a little cardio, too.<br />
Hike the stairs. You don’t<br />
need the Stair Master at the gym, when<br />
the real thing is right there in your<br />
office building! Take a walk through<br />
the halls, and climb as many flights of<br />
stairs as you feel comfortable.<br />
Hit the work gym. If your<br />
company has a gym, or there’s one<br />
nearby, take advantage of it on your<br />
lunch break. As we said, you don’t<br />
have to spend hours there in order<br />
to see results. Spend 15 minutes on<br />
a stationary bike or elliptical, and 15<br />
minutes in the weight room focusing<br />
on one area of your body. Then head<br />
back to the office, feeling a little more<br />
powerful and dynamic.<br />
Steve Amante is the owner of Amante<br />
& Associates Insurance Solutions, Inc.<br />
He can be reached at 951-676-8800 -<br />
www.amanteandassociates.com<br />
Healthy<br />
Living<br />
by presented by<br />
Tina Steve M. Amante Gottlieb, D.C.<br />
connect: www.amanteandassociates.com<br />
Miss April’s Dance Classes through the Murrieta Parks and Recreation<br />
Department in Murrieta is now taking new registrations for<br />
morning and evening dance styles/classes. The new session begins<br />
again August 14th and 15th and run 6 weeks. For registration and<br />
information please contact 304-PARK or Murrietaca.gov<br />
Classes range from ages 2-15 - styles offered include dance with<br />
poms, lyrical, ballet, tap, jazz and funk. We also offer a He Instructor<br />
program ..come join the fun!<br />
You may contact April Vidal via facebook at Miss April’s<br />
Dance or aprilvidal1@gmail.com.
THE VALLEY BUSINESS JOURNAL<br />
24 www.TheValleyBusinessJournal.com<br />
August 2017<br />
Local Housing Market as Hot as the Weather<br />
REAL ESTATE<br />
by by<br />
Gene Steve Wunderlich Fillingim<br />
June brought the first half of 2017 to<br />
a close by posting another record month<br />
of sales in our local housing markets<br />
while continuing to drive prices higher.<br />
May set a new five year high and June<br />
extended that roll back to at least 2004<br />
when I started compiling these reports. In<br />
all probability, June set a new high water<br />
mark for the region with 1,357 single<br />
family resales for the month and 5,986<br />
for the first half.<br />
That mark will likely stand for awhile<br />
as pending home sales were down 13%<br />
from the prior month and the rest of the<br />
year is historically slower than the first<br />
half. If we can maintain the run rate, we<br />
appear to be on our way to another yearover-year<br />
increase extending the run to<br />
five consecutive years of boosting sales.<br />
IF we can keep enough inventory available<br />
to meet buyer demand.<br />
Canyon Lake lead the increase parade<br />
with sales up 28% YOY (106 / 147),<br />
Lake Elsinore posted an 18% increase<br />
(526 / 647) and Temecula and Wildomar<br />
added 10% to 1st half sales (948 / 1,056<br />
and 180 / 200), leading our local region<br />
to a 13% YOY increase, the largest in the<br />
state. Our numbers helped drive the IE<br />
region to a 10.4% YOY increase, also the<br />
largest increase for regions in the state.<br />
The Los Angeles metro region came in<br />
2nd increasing sales by 8.3% and the Bay<br />
Area, in spite of being plagued by very<br />
low inventory and skyrocketing prices,<br />
still came in 3rd with a 6.1% increase.<br />
The median price for existing homes<br />
in the region reached $355,155 in June,<br />
a 1.5% month-over-month<br />
increase and up 7% over 1st half<br />
2016. That’s slightly higher than the rest<br />
of the IE region where the median rose<br />
to $346,380, an 8% increase over the<br />
prior year. Across our 9 city region, Temecula<br />
($450,000), Murrieta ($415,000),<br />
Wildomar ($404,000) and Canyon Lake<br />
($422,500) all exceeded the Riverside<br />
County median of $385,000 but remained<br />
well off the statewide median of<br />
$555,150.<br />
Median prices in Los Angeles<br />
County ($492,000), San Diego County<br />
($605,000) and Orange County<br />
($795,000) continue to push prospective<br />
coastal residents into our community<br />
as both quality of life and affordable<br />
housing provide a powerful draw. Now<br />
if we could only add enough local jobs so<br />
60% of them didn’t have to drive hours<br />
every day…<br />
Unsold inventory remained at a low<br />
1.4 months with just 1,743 units for sale,<br />
down 24% from last June when buyers<br />
had 2,285 homes to choose from. Those<br />
homes are also flying off the market in<br />
an average 17 days, down 70% from last<br />
June when they stuck around for 56 days.<br />
I’ll end on a happy note, at least for<br />
me. I just returned from vacation (why<br />
this newsletter is late) from my home in<br />
Telluride, Colorado. Their association<br />
just released 1st quarter data as well<br />
with the following: sales are up with 37<br />
single family homes sold so far this year<br />
at an average price of $2,464,022. They<br />
also sold 63 condos at an average price<br />
of $1,323,000. Up the hill in Mountain<br />
Village they sold 31 single family homes<br />
at an average $3,794,484. The most expensive<br />
home in Telluride so far this year<br />
sold for $6,200,000 and 9 homes sold in<br />
Mountain Village for over $6,000,000.<br />
One condo sold for $4,150,000 and the<br />
most expensive property sold in the region<br />
was a ranch for $24,000,000.<br />
The most expensive home currently<br />
on the market at 851 Wilson Way, is<br />
listed for $29,500,000. That will likely<br />
pale next to what is referred to as<br />
‘Oprah’s Project’. Oprah already has a<br />
$10,000,000 pied-aterre where she will<br />
suffer until her new place is built. So far<br />
they’ve completed the driveway to the<br />
new place which cost $14,000,000! For<br />
the driveway!<br />
If you’d like to buy a place there, I<br />
can sure help you. Happily. Eagerly.<br />
Gene Wunderlich, Vice President of<br />
Government Affairs, Southwest Riverside<br />
County Association of Realtors®<br />
SRCAR® . . . the trusted resource<br />
for REALTORS® 951-205-1911<br />
http://srcar.org/<br />
“<br />
That mark will likely<br />
stand for awhile as<br />
pending home sales<br />
were down 13% from<br />
the prior month and<br />
the rest of the year<br />
is historically slower<br />
than the first half
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
25<br />
Go Local Temecula Valley<br />
CONTINUED FROM PAGE 1<br />
They portray a community’s distinctive<br />
character and offer a broader range<br />
of product choices – and those Main<br />
Street public spaces promote community<br />
cohesiveness.<br />
But today, ecommerce giants and<br />
“big-box” retailers threaten the small<br />
businesses that employ half of the working<br />
population in America.<br />
Many of our friends, neighbors and<br />
family members are likely to own or<br />
work for a small, local business – and<br />
they deserve our support. That’s exactly<br />
what the organizers of Go Local Temecula<br />
Valley have in mind.<br />
Go Local Temecula Valley is a local<br />
business support initiative founded and<br />
sponsored by Temecula-based National<br />
Merchants Association (NMA), a<br />
merchant advocacy group and payment<br />
processor. The purpose of Go Local Temecula<br />
Valley is two-pronged: to support<br />
locally-owned businesses by facilitating<br />
business-to-business collaboration; and<br />
to launch marketing campaigns that encourage<br />
area residents to patronize local<br />
businesses first.<br />
“We are excited to be a part of the Go<br />
Local program,” said Bob Patel, owner<br />
of the new Vail Pizzeria, located in the<br />
new Vail Headquarters shopping development<br />
in Temecula. “We are grateful for<br />
anyone who wants to help support small<br />
businesses like ours.”<br />
Studies indicate that money spent<br />
at locally-owned businesses creates 3 ½<br />
times the local economic impact when<br />
compared with money spent at “big-box”<br />
retailers, or retail and restaurant chains.<br />
This impact includes everything from<br />
tax-generated community benefits like<br />
fire and police, to job creation, sustainability,<br />
quality of life for workers, and<br />
commercial and resident investment.<br />
“When you spend a dollar bill at a<br />
locally-owned business, that dollar bill<br />
is much more likely to be spent over and<br />
over again within the community,” said<br />
Go Local team member Holly Grieco.<br />
“The benefits of that are huge for the local<br />
economy and the community as a whole.”<br />
Go Local organizers have been meeting<br />
with business leaders and city officials,<br />
and is working to develop partnerships<br />
with area chambers of commerce,<br />
city governments and business-focused<br />
organizations throughout the valley.<br />
“We are hoping to support the great<br />
work that those groups already do,” said<br />
Go Local team member Jeff Pack. “We<br />
see this as an opportunity to give back<br />
to the business community and we hope<br />
cities, chambers and groups will partner<br />
with us to make the program as effective<br />
as possible. Those organizations<br />
are doing vitally important work in the<br />
community, and we just want to do our<br />
part to contribute.”<br />
National Merchants Association has<br />
been headquartered in Temecula since<br />
2012, and NMA’s CEO Heather Petersen<br />
determined that it was time to increase<br />
their support for the business community<br />
that has supported them over the past<br />
four years.<br />
“We’re very proud to help launch<br />
this program, and we’re excited about<br />
the feedback we’ve already received<br />
from other business owners and local<br />
residents,” Petersen said. “We think it’s<br />
something people will rally around, because<br />
everybody benefits from a healthy<br />
local business environment.”<br />
Businesses that sign up for the program<br />
will be provided consumer-facing<br />
promotion and networking and event<br />
opportunities — free of any membership<br />
fee or commitment. Go Local member<br />
businesses will receive digital, social<br />
media and print advertising support, as<br />
well as other benefits.<br />
Group organizers are also seeking<br />
candidates for the Go Local leadership<br />
committee, which will help guide the<br />
program going forward. “We know there<br />
are a lot of bright minds out there that can<br />
bring fresh ideas to the table — that’s who<br />
we want to be involved with Go Local,”<br />
Pack said.<br />
Consumers who sign up for free will<br />
receive information and special offers<br />
from Go Local member businesses. Local<br />
businesses that sign up will receive helpful<br />
information about the economic benefits<br />
of using local vendors and services;<br />
opportunities for collaboration with other<br />
member businesses; and Go Local promotional<br />
materials and collateral.<br />
Consumers and business owners can sign<br />
up at www.joingolocal.com. For more<br />
information on the Go Local program,<br />
e-mail hello@joingolocal.com.<br />
“<br />
This impact includes everything from tax-generated<br />
community benefits like fire and police,<br />
to job creation, sustainability, quality of life for<br />
workers, and commercial and resident<br />
investment
THE VALLEY BUSINESS JOURNAL<br />
26 www.TheValleyBusinessJournal.com<br />
August 2017<br />
Social Engineering: More than Just Phishing<br />
CONTINUED FROM PAGE 1<br />
Social engineering is the act of manipulating<br />
people by appealing to some<br />
angle of their human psyche. Phishing<br />
is the most talked about one but other<br />
top tactics include: pretexting, baiting,<br />
quid pro quo and tailgating.<br />
Pretexting involves a scammer<br />
who has a presented some sort of back<br />
story or pretense for speaking to you<br />
that sounds believable. Scammers will<br />
use this tactic to gain account information,<br />
names of contacts, etc. to use<br />
to their benefit. Pretexting is often just<br />
one component of a multi-layer scam.<br />
With each bit of information they gain,<br />
their next interaction with yourself or a<br />
co-worker becomes even more believable<br />
as they work in the new details<br />
they’ve gained into their story.<br />
Baiting involves a scammer offering<br />
something up in exchange for<br />
information from you. These types of<br />
scams are often seen with free music<br />
or software downloads. Though it may<br />
not be apparent to you, the scammer has<br />
gained access to your computer through<br />
the download. These types of scams can<br />
go undetected as the scammer is collecting<br />
information from your computer.<br />
Unlike baiting that provides some<br />
form of good, quid pro quo offers up<br />
some form of service. A popular scam<br />
is random calls made offering to fix<br />
your computer or the like. Victims are<br />
tricked into thinking they are speaking<br />
to someone from their software company<br />
and allow access to their system.<br />
Tailgating (or piggybacking) involves<br />
someone following you into a<br />
secure area. This happens constantly<br />
in apartment complexes, where one<br />
car just follows another one in. Larger<br />
corporations are usually protected<br />
from these types of scams as they often<br />
require door badges; but mid-sized<br />
companies are often used to outside<br />
clients, consultants, etc. visiting and<br />
may be more likely to allow someone<br />
to follow them in.<br />
Though these may be the four most<br />
popular social engineering tactics after<br />
phishing, this is nowhere near an exhaustive<br />
list. Tactics are only restricted<br />
to the level of creativity of a scammer.<br />
Some things to consider when trying<br />
to protect yourself and your business<br />
include: do not open emails from an untrusted<br />
source, do not give strangers the<br />
benefit of the doubt, slow down, reject<br />
requests of help from people you don’t<br />
know and take the time to research if<br />
something just feels “off”.<br />
These scams are not going anywhere,<br />
rather they are growing and<br />
evolving every day so you must remain<br />
diligent to protect yourself and your<br />
clients.<br />
Mythos Technology is an IT consulting<br />
and management firm that provides<br />
Managed Services including hosted<br />
cloud solutions. For more information,<br />
please visit www.mythostech.com or<br />
call (951) 813-2672.<br />
“<br />
These scams are not<br />
going anywhere,<br />
rather they are<br />
growing and evolving<br />
every day so you<br />
must remain diligent<br />
to protect yourself<br />
and your clients.<br />
TECHNOLOGY<br />
by<br />
by<br />
Stefani<br />
Steve Fillingim<br />
Laszko
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
27<br />
Oak Grove Center to Host<br />
Media Event for Annual<br />
“So-Cal Chef Open”<br />
Oak Grove Center is proud to again<br />
be partnering with the local and regional<br />
community to bring you the “10th Annual<br />
Chef Open”—a culinary event to<br />
benefit Oak Grove Center.<br />
Oak Grove Center asks that you join<br />
them at Leoness Cellars for a media<br />
preview regarding the upcoming “So-<br />
Cal Chef Open” event.<br />
WHO: Oak Grove Center “So-Cal<br />
Chef Open”<br />
WHAT: Media Event for “So-Cal<br />
Chef Open”<br />
WHEN: Wednesday, August 9th<br />
from 5:30-7:30 P.M.<br />
WHERE: Leoness Cellars, 38311<br />
De Portola Road in Temecula<br />
campuses) for children throughout<br />
California with psychological, emotional,<br />
behavioral problems and special<br />
needs. Oak Grove Center’s mission is<br />
to rebuild the lives of at-risk children<br />
and their families through education,<br />
healing, restoring relationships, building<br />
character and instilling hope.<br />
The goal of this media event is to<br />
bring local media together in support<br />
of this exciting community event and<br />
nonprofit organization and to highlight<br />
the competing chefs and judges that<br />
are philanthropists as well as experts<br />
in their field.<br />
The “So-Cal Chef Open”, scheduled<br />
for September 11th has seen record<br />
growth each year since its inception in<br />
2007.<br />
All proceeds from the event will<br />
benefit the youth of Oak Grove Center,<br />
a nonprofit residential, educational<br />
and treatment Center (with multiple<br />
Paradise Chevrolet cadillac named...<br />
CONTINUED FROM PAGE 1<br />
Paradise Chevrolet Cadillac announced<br />
that the dealership has been<br />
recognized by General Motors as a “Business<br />
Elite” Mark of Excellence Dealer.<br />
Mr. Mark Hogland – Director General<br />
Motors Fleet presented the prestigious<br />
award.<br />
Once again, Paradise is being recognized<br />
with this honor by GM. We all<br />
know how rare it is for a sport team to<br />
achieve a “three-peat” championship.<br />
As a matter of fact, the Commercial<br />
Sales and Service Team at Paradise has<br />
now earned the Business Elite Mark of<br />
Excellence Award for the 4th consecutive<br />
year. This unique distinction is reserved<br />
for dealerships who exhibit exceptional<br />
professionalism and superior customer<br />
service, along with extraordinary growth<br />
of their commercial business.<br />
“We had another great year in 2016,<br />
and are proud that our hard work has<br />
been recognized,” said Terry Gilmore<br />
– President of Paradise. “At Paradise,<br />
our commitment to complete customer<br />
satisfaction is our #1 goal. We treat each<br />
customer as a client as well as a friend,<br />
and we value that relationship. At Paradise,<br />
our family of employees continue<br />
to receive Chevrolet’s highest scores<br />
for customer satisfaction. We strive to<br />
exceed your expectations each time we<br />
are granted an opportunity, and keep you<br />
coming back for all your transportation<br />
needs. Our guiding principle is to provide<br />
a customer experience that is second<br />
to none, and we look forward to building<br />
on this in 2017.”<br />
Our of GM’s approximately 4,500<br />
dealerships across the United States, only<br />
about 640 are Business Elite. Paradise<br />
is one of only 10 Chevrolet Business<br />
Elite dealerships to receive this Mark of<br />
Excellence award.<br />
About Paradise Chevrolet Cadillac -<br />
Paradise Chevrolet Cadillac in Temecula,<br />
CA serving the greater San Diego,<br />
North County and Temecula Valley Area<br />
is proud to be an automotive leader<br />
in our area. We offer a wide selection<br />
of vehicles and hope to make the car<br />
buying experience as quick and hassle<br />
free as possible. Paradise was recently<br />
recognized by Chevrolet as a Dealer of<br />
the Year for 2016. Paradise is also committed<br />
to giving back to the community<br />
and generously supports numerous local<br />
charities in the area.
www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
28 August 2017
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
Friday Live Music<br />
Alaina Blair (Country)<br />
Date: FRIDAY, August 4th<br />
Time: 6:00 pm - 9:00 pm<br />
Cost: FREE<br />
29<br />
B.I.G. (Soul, R&B, Jazz)<br />
Date: FRIDAY, August 11th<br />
Time: 6:00 pm - 9:00 pm<br />
Cost: FREE<br />
Derek Bordeaux (Soul, R&B)<br />
Date: FRIDAY, August 18th<br />
Time: 6:00 pm - 9:00 pm<br />
Cost: FREE<br />
Eagles Tribute Band<br />
Date: FRIDAY, August 25th<br />
Time: 6:00 pm - 9:00 pm<br />
Cost: $10 Cover<br />
AUGUST CONCERTS<br />
Saturday, August 12th - 7:00PM<br />
SPYRO GYRA<br />
Special Guest: Vincent Ingala<br />
$75 General Admission, $150 Gourmet Supper Package<br />
Sunday, August 20th - 6:00PM<br />
$85 General Admission, $160 Gourmet Supper Package<br />
Reservations: Call (951) 699-0099, to reserve a table!<br />
Sunday, August 20th – 6:00PM<br />
Gerald Albright & Jonathan Butler<br />
$75 General Admission, $150 Gourmet Supper Package<br />
September CONCERTS<br />
Melissa Etheridge<br />
Friday, September 8 at 7:30pm<br />
Dave Koz & Larry Graham<br />
Saturday, September 9 at 7:00pm<br />
Dave Koz & Larry Graham<br />
Sunday, September 10 at 5:00pm<br />
West Coast Jam: Rick Braun, Norman Brown<br />
& Richard Elliot<br />
Saturday, September 16 at 7:00pm<br />
Sunday, August 27th - 6:00PM<br />
OTTMAR LIEBERT<br />
$85 General Admission, $175 Gourmet Supper Package<br />
Keiko Matsui and Poncho Sanchez<br />
Saturday, September 23 at 7:00pm<br />
Boney James<br />
Sunday, September 24 at 5:00pm<br />
Brian Culbertson<br />
Saturday, September 30 at 7:00pm<br />
www.jazzconcerts.com • www.thorntonwine.com<br />
(951) 699-0099
THE VALLEY BUSINESS JOURNAL<br />
30 www.TheValleyBusinessJournal.com<br />
August 2017<br />
There are many Sinatra Impersonators.<br />
However, Kenny sings his<br />
songs in his own way and style on<br />
his new CD “Ken Rice Sings Sinatra”.<br />
As so many know, Ken’s main<br />
musical instrument is the saxophone<br />
which he proudly teaches at his music<br />
business in Temecula called “The<br />
Little Shop of Horns” for the past 19<br />
years. His devoted fans, love to hear<br />
him play and sing at many establishments<br />
& private parties.<br />
Ken’s wife, Lenore, introduced<br />
him to Sinatra “The Chairman of the<br />
Board” many years ago, and now he<br />
has finally created his own album<br />
for her “Because she knows and has<br />
taught me great music!”<br />
His $10.00 CD consists of 45<br />
minutes of Sinatra’s Greatest Hits,<br />
and his wonderful “Sinatra Show” is<br />
2 hours of fully orchestrated songs.<br />
Kenneth Rice was just inducted<br />
in the Rock & Roll Hall of Fame for<br />
his many years with his 70’s group<br />
“The Fabulous Flippers”. In music<br />
since age 12 in Kansas, he has proudly<br />
toured the globe with many Great<br />
Entertainers such as The Stylistics,<br />
Little Richard, Smokey Robinson,<br />
Gloria Gaynor, Ella Fitzgerald, Johnny<br />
Depp, Slash, Harold Melvin (In<br />
Berlin) Marvin Gaye, The Chi-lites<br />
with Barry White in Germany, and<br />
many more.<br />
For more info and performance<br />
dates visit<br />
www.kenricemusic.com, or<br />
give him a call (especially<br />
for private parties) at 951-<br />
694-9994. Email - kricemusic@aol.com.<br />
On Facebook,<br />
Kenneth Rice.
August 2017<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
31
www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
32 August 2017