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Serving Southwest Riverside County Since 1989<br />

VOLUME 28, NUMBER 8<br />

AUGUST 2017<br />

And...<br />

How to Advertise Effectively<br />

Local Housing Market<br />

5 Ways to Burn Calories<br />

on Your Lunch Break<br />

Kenny Rice Sings<br />

Sinatra His Way<br />

page 30<br />

Links Between<br />

Meal Frequency<br />

and BMI<br />

page 20<br />

TECHNOLOGY<br />

by Stefani Laszko<br />

Paradise Chevrolet<br />

Cadillac Named One<br />

of the General<br />

Motors’<br />

TOP<br />

PERFORMERS<br />

PHOTO: Mark Franczek (General Motors Fleet), Mark Hogland (General Motors Fleet),<br />

Terry Gilmore (Owner/President Paradise Chevrolet Cadillac), Todd Tracy (Owner/<br />

General Manager Paradise Chevrolet Cadillac)<br />

SEE PAGE 27<br />

Social Engineering:<br />

More than Just<br />

Phishing<br />

You are probably tired of reading about email<br />

security with constant chatter about phishing attacks.<br />

I get it, I’ve written 3 other articles on the topic.<br />

This month I’d like to go a step further and discuss other<br />

ways that criminals gain you or your client’s information<br />

through different types of social engineering.<br />

SEE PAGE 26<br />

Senator Stone Honors<br />

“Assistance League<br />

of Temecula Valley”<br />

as Nonprofit of the Year<br />

Senator Jeff Stone (R-Riverside<br />

County) today honored The<br />

Assistance League of Temecula<br />

Valley as the 2017 Nonprofit of<br />

the Year for the 28th Senate<br />

District.<br />

SEE PAGE 15<br />

The Assistance League of<br />

Temecula Valley, a 501(c) 3, was<br />

incorporated in 1989 with about<br />

50 volunteer members and was<br />

chartered in 1993 as the 81st<br />

chapter of the National Assistance<br />

League.<br />

SEE PAGE 15<br />

Go Local Temecula Valley<br />

Initiative Launches to help<br />

Temecula Businesses and<br />

Boost Local Economy<br />

Locally-owned businesses are the lifeblood of a<br />

community.<br />

SEE PAGE 25<br />

PEOPLE IN THE NEWS<br />

Temecula Noon Rotary Announces<br />

Lisa Locke as New<br />

President<br />

page<br />

9<br />

COMMUNITY<br />

LOOKING FOR SIGNALS<br />

page 11<br />

FINANCIAL<br />

Shareholder-Employee of<br />

an S Corporation: Are You<br />

Paying Yourself Reasonable<br />

Compensation?<br />

page 13<br />

page page 19


www.TheValleyBusinessJournal.com<br />

THE VALLEY BUSINESS JOURNAL<br />

2 August 2017


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

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www.TheValleyBusinessJournal.com<br />

THE VALLEY BUSINESS JOURNAL<br />

4 August 2017


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

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THE VALLEY BUSINESS JOURNAL<br />

6 www.TheValleyBusinessJournal.com<br />

August 2017<br />

www.TheValleyBusinessJournal.com<br />

www.facebook/<br />

thevalleybusinessjournal<br />

For questions, comments, or story ideas, please<br />

e-mail publishertvbj@verizon.net or<br />

call (951) 461-0400.<br />

EDITOR/PUBLISHER/CEO<br />

Linda Wunderlich<br />

Email: publishertvbj@verizon.net<br />

ADVERTISING SALES INFORMATION<br />

(951) 461-0400<br />

CREATIVE DIRECTOR<br />

Helen M. Ryan<br />

www.HelenMRyan.com<br />

VP OF DISTRIBUTION<br />

Dane Wunderlich<br />

STAFF WRITERS/<br />

CONTRIBUTING WRITERS<br />

Gene Wunderlich<br />

Ted Saul<br />

Helen M. Ryan<br />

Stefani Laszko<br />

Nicole Albrecht<br />

Julie Ngo<br />

Tracey Papke<br />

Craig Davis<br />

Tom Plant<br />

Esther Phahla<br />

Dr. Dennis Petersen<br />

Steve Amante<br />

Jack Brown<br />

Dr. Derek Albrecht<br />

Monique deGroot<br />

Mort Grabel<br />

John Messina<br />

Andrea Shoop<br />

Gloria Wolnick<br />

CONTRIBUTING PHOTOGRAPHERS<br />

Cy Rathbun<br />

Todd Montgomery<br />

Kip A. Cothran<br />

Tom Plant<br />

Pat Benter<br />

Criteria for Submitting Articles:<br />

1. Since the publication of articles is an added<br />

public relations feature for our advertisers,<br />

their articles will be given first priority. Other<br />

articles will be published on a space available<br />

basis.<br />

2. Articles should be submitted as a Word<br />

document file.<br />

3. Articles must be business-oriented and<br />

pertain to the author’s area of expertise. A<br />

photo of the writer is appropriate.<br />

4. All submissions are subject to editing by the<br />

publisher.<br />

5. Send completed articles by e-mail to:<br />

publishertvbj@verizon.net<br />

6. Article and advertising deadlines are the 15th<br />

of each month for the next issue.<br />

The Valley Business Journal is a California Corporation.<br />

All rights reserved. Reproduction in any form, in whole or<br />

in part, without the written permission of the Publisher<br />

is prohibited. The publication is published monthly. The<br />

opinions and views expressed in these pages are those<br />

of the writer or person interviewed and not necessarily<br />

those of The Valley Business Journal. The Valley Business<br />

Journal hereby expressly limits its liability resulting<br />

from any and all misprints, errors and/or inaccuracies<br />

any advertisement or editorial may contain, to the<br />

credit of the specific advertising payment and/or the<br />

running of a corrected advertisement or editorial<br />

correction notice.


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

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THE VALLEY BUSINESS JOURNAL<br />

8 www.TheValleyBusinessJournal.com<br />

August 2017<br />

Al Rubio Promoted to VIP<br />

Purchase Program Manager<br />

DCH Auto Group Temecula is<br />

pleased to announce that Al Rubio has<br />

accepted the Position of VIP Purchase<br />

Program Manager for the Temecula<br />

Region. In his new role, Al will assist<br />

corporate clients to facilitate a VIP/Executive<br />

buying experience representing<br />

Acura, Honda, KIA, Chrysler, Jeep,<br />

Dodge, Ram Trucks, and Fiat.<br />

Al has been with DCH Auto Group<br />

since 1999 when it was a division of the<br />

Norm Reeves Supergroup. He started<br />

in the Sales Department and progressed<br />

to the position of Regional Human<br />

Resources Manager- a role he fulfilled<br />

for 14 years. Al’s expertise is in the<br />

people business. He knows the retail<br />

Automobile business, general retail and<br />

merchandising and has a great rapport<br />

with the community.<br />

Al is a member of The Rotary Club<br />

of Old Town Temecula serving as President<br />

in 2008-2009 and continues to serve<br />

on the Board. He also serves as a Board<br />

Director for the Temecula Valley Chamber<br />

of Commerce, Board Director for<br />

the Southwest Riverside County Boys<br />

and Girls Club, and is on the Executive<br />

Board for Michelle’s Place, a Breast<br />

Cancer Resource Center. Al believes in<br />

giving back and serving the community<br />

he does business in and beyond.<br />

“DCH Delivering Customer Happiness.<br />

This is the brand promise we make<br />

to our customers,” says Al. “Helping<br />

our customers feel welcome, respected,<br />

productive, confident and enthused is a<br />

priority for us. We are proud to be recognized<br />

as a leader in our industry and our<br />

community. After all, our customers are<br />

our neighbors.”<br />

DCH Auto Group Temecula is part<br />

of Lithia Motors, Inc., one of the largest<br />

automotive retailers in the United States<br />

and among the fastest growing companies<br />

in the Fortune 500. Lithia sells 30 brands<br />

of new vehicles and all brands of used<br />

vehicles at 160 stores in 18 states. Lithia<br />

also arranges finance, warranty and credit<br />

insurance contracts. In addition, Lithia<br />

provides vehicle parts, maintenance and<br />

repair services at all of its locations. Visit<br />

lithia.com. to learn more.<br />

Al Rubio<br />

PWR Announces<br />

August Member<br />

Showcase<br />

Debbie Herrera is a District Representative<br />

for California State Senator Jeff Stone,<br />

28th District. Her love for computers started<br />

in 1981 as a file clerk at the Hotel Del<br />

Coronado. Her computer skills gave her a<br />

career for the next 25 years as a Legal Secretary/Paralegal.<br />

Debbie worked for a land<br />

use attorney in Temecula and became very<br />

involved in the community including the<br />

Temecula Noon Rotary Club. Debbie and<br />

her husband, Fred, were married on July 4th<br />

at the Lake Elsinore Storm Stadium at home<br />

plate in front of 8,000 fans! Their passion<br />

for baseball is apparent to everyonet. Every<br />

year they travel to a major league ball park<br />

to celebrate their anniversary.<br />

Midori Ramsey - Midori Ramsey is<br />

the co-owner of Essential Ink Body Art<br />

in Murrieta and a certified aromatherapist<br />

for E & M Apothicaire. She strives to help<br />

people with their wellness issues both<br />

through body piercing (for migraines)<br />

and through the use of essential oils and<br />

all natural handcrafted products that are<br />

free from harmful chemicals, additives or<br />

preservatives. She is active in the community,<br />

a board member of the Murrieta<br />

Chamber of Commerce and volunteers at<br />

the St. Martha’s food pantry in Murrieta.<br />

This meeting is Thursday, August 3rd -<br />

11:15 a.m. – 1:00 p.m.<br />

The new meeting location is 8bit<br />

Brewing Company, 26755 Jefferson Ave.,<br />

Ste. F, in Murrieta. RSVP is a must! The<br />

cost is $20.00 members and $25.00 guests.<br />

Must pay online at www.pwroline.org<br />

the Monday before or $25.00 at the door.<br />

For more information visit our website<br />

www.pwronline.org.<br />

The Professional Women’s Roundtable<br />

invites all professional women and<br />

PWR members to attend the meetings<br />

every first Thursday of the month. For<br />

reservations and information visit www.<br />

pwronline.org, or Annette LaRocque:<br />

951-300-6676.<br />

Midori<br />

Ramsey<br />

Debbie<br />

Herrera<br />

In this issue<br />

Paradise Chevrolet Cadillac Named One of GM’s Top Performers 1<br />

Social Engineering: More than Just Phishing 1<br />

Assistance League of Temecula Nonprofit of the Year 1<br />

GoLocal Temecula Valley Initiative 1<br />

People in the News 8-9<br />

Community 10-12<br />

Shareholder-Employee of an S Corporation 13<br />

A Personal Injury Primer 14<br />

Buyer’s Real Estate Agent Not Liable in Personal Injury Case 16<br />

Smart Business Connections 17<br />

TVE2 and Murrieta School of Business 18<br />

A Vital Relationship 19<br />

Loma Lind a University Researchers Find Links to BMI 20<br />

“Be Free from Depression, Anxiety and Panic Attacks” 20<br />

Fracture Risk & Prevention 21<br />

Online Healthcare Advice Available Through Temecula Valley Hospital 22<br />

The Importance of Relaxation 22<br />

5 Ways to Burn Calories on Your Lunch Break 23<br />

Local Housing Market as Hot as the Weather 24<br />

Arts & Entertainment 27-31<br />

August ‘17


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

9<br />

Lisa Locke<br />

Temecula Noon Rotary Announces<br />

Lisa Locke as New President<br />

The Rotary Club of Temecula are Dream Builders Making a Difference.<br />

Rotary Club of Temecula welcomes<br />

a new President with the start of a new<br />

Rotary year.<br />

The Rotary Club of Temecula met on<br />

July 12, 2017 at Claim Jumper Restaurant<br />

where the new board was introduced and<br />

former President, Julie Ngo passed the<br />

gavel to new President, Lisa Locke.<br />

Lisa Locke is the President of Equity<br />

Management & Realty Services Inc. in<br />

Temecula and has been a Rotarian for 5<br />

years contributing to the clubs fundraising<br />

efforts and a Co-Chair of the Military<br />

Committee. Resident of Temecula for<br />

over 25 years and married to Darren<br />

Locke with two children Brandon and<br />

Brittany and a grandson, Bradley.<br />

President Lisa Locke will guide our<br />

club this coming year in performing over<br />

40 service projects and humanitarian<br />

projects. Lisa is looking forward to a fun<br />

and productive year with the club’s Rotarians<br />

and their continued commitment<br />

to the Club, the Community, and the<br />

World in Making a Difference.<br />

We invite you to join our diverse<br />

group of local men and women of all<br />

ages who are Making a Difference in this<br />

community, region, and the world.<br />

The Rotary Club of Temecula meets<br />

at 12:00 pm every Wednesday at Claim<br />

Jumper Restaurant located at 29540 Rancho<br />

California Road in Temecula.<br />

Rotary is a global network of 1.2 million<br />

neighbors, friends, leaders, and problem-solvers<br />

who come together to make<br />

positive, lasting change in communities at<br />

home and abroad. Visit www.rotary.org for<br />

more information on Rotary.<br />

Visit our website at<br />

www.rotarycluboftemecula.com or our<br />

Facebook Page Rotary Club of Temecula.<br />

Edward Jones Financial Advisor Wins Award for<br />

Outstanding Performance<br />

Nathan Welsh of Edward Jones<br />

recently won the firm’s coveted Zeke<br />

McIntyre Pioneer Award, which recognizes<br />

new financial advisors who<br />

achieve high levels of success early in<br />

their careers with the financial services<br />

firm. Welsh was one of only 318 of<br />

the firm’s more than 15,000 financial<br />

advisors to receive the award. Welsh<br />

received the award at the Edward Jones<br />

Region 252 regional meeting in Lake<br />

Arrowhead, CA.<br />

Jim Weddle, the firm’s managing<br />

partner, said the award is a strong indicator<br />

of a financial advisor’s future<br />

success.<br />

“We recruit and hire our financial<br />

advisors from among the best, so we<br />

expect them to do well,” Weddle said.<br />

“But to achieve such success early in<br />

his career with Edward Jones is outstanding,<br />

and I commend Nathan for<br />

his performance and dedication.”<br />

The award is named after Edward<br />

Jones legend Zeke McIntyre, who<br />

opened the firm’s first branch office in<br />

1957 in Mexico, Mo.<br />

Edward Jones, a Fortune 500 company,<br />

provides financial services for<br />

individual investors in the United States<br />

and, through its affiliate, in Canada. Every<br />

aspect of the firm’s business, from<br />

the types of investment options offered<br />

to the location of branch offices, is<br />

designed to cater to individual investors<br />

in the communities in which they<br />

live and work. The firm’s 15,000-plus<br />

financial advisors work directly with<br />

more than 7 million clients. Edward<br />

Jones, which ranked No. 5 on Fortune<br />

magazine’s 100 Best Companies to<br />

Work For in 2017, is headquartered in<br />

St. Louis. The Edward Jones website is<br />

located at www.edwardjones.com, and<br />

its recruiting website is www.careers.<br />

edwardjones.com. Member SIPC.


THE VALLEY BUSINESS JOURNAL<br />

10 www.TheValleyBusinessJournal.com<br />

August 2017<br />

How to Advertise Effectively<br />

MARKETING<br />

by Tracey Papke<br />

Effective advertising is an important<br />

part of building a relationship with your<br />

clients. When utilized properly it will<br />

not only reach your intended client, but<br />

maximize your advertising dollars. It will<br />

pay off if you put the time and effort into<br />

a well thought out campaign. Here are<br />

some things to take into consideration:<br />

1. Clear and Concise: The message in<br />

an effective marketing piece should<br />

be clear and concise. By keeping it<br />

simple, it will be easier for your client<br />

to remember you or your product.<br />

Pique your potential client’s interest<br />

and they will ask for more; bombard<br />

them with too much information and<br />

they will lose interest.<br />

2. Consistent: Keep all aspects of your<br />

marketing consistent. Same look, logo<br />

and message on everything from your<br />

business card to your website, and any<br />

printed materials in between. You want<br />

your clients to know it’s from you, even<br />

at a glance. If you change your logo or<br />

your message, then you should make<br />

sure to update it on everything. If an<br />

old marketing piece is left lingering, it<br />

could confuse your client.<br />

3. Focus: Marketing pieces should focus<br />

on your target market, and figuring out<br />

the best way to reach them is key to<br />

marketing success. Are you using the<br />

right avenues to reach them? Internet<br />

marketing and social media are great<br />

tools to use, and often times are more<br />

effective when combined with printed<br />

materials. It is also very important<br />

to look at where your potential client<br />

will come across your advertising. If<br />

you would like to reach business to<br />

business, then advertising in a business<br />

periodical makes sense, and if you<br />

are trying to reach homeowners, then<br />

perhaps a series of Every Door Direct<br />

Mailers would be the best investment.<br />

4. Utilize All Media Options: Effective<br />

advertising utilizes all media options<br />

to reach your clients. Many digital<br />

options are low to no cost, but can be<br />

lost to your client in a myriad of emails<br />

and pop up ads. Print advertising<br />

is tangible, but can cost more than<br />

digital options. Set your budget and<br />

research what media mix will benefit<br />

your business the most.<br />

Partnering with a graphic designer or<br />

local printer help streamline your efforts<br />

and show a quicker return on your investment.<br />

They will work with you to keep it<br />

clear, consistent and focused. They can<br />

also offer suggestions on available media<br />

options that might compliment your plan.<br />

Tracey Papke is the owner of Potamus<br />

Press, a commercial print shop<br />

that specializes in digital printing.<br />

For more information please visit<br />

www.potamuspress.com or call (951)693-<br />

2136.<br />

Family Owned & Operated<br />

100% Background Checked Team<br />

24/7/365 Emergency Service<br />

Fully Licensed, Bonded and Certified<br />

Insurance Approved and Preferred<br />

Water, Flood, Fire, Smoke, Mold Damage?<br />

With Pulido you are family.<br />

We will get you through this.<br />

The most trusted Restoration company in<br />

the Temecula valley since 1989<br />

951-296-9090<br />

Teampulido.com<br />

Share your news with us<br />

on Facebook<br />

Lic# 710901<br />

Watermark President and Chief Strategist<br />

to be Guest Speakers at Temecula Valley Learning<br />

Forum on August 1st<br />

Darcy Burke is the President and<br />

Chief Executive Officer of Watermark<br />

Associates, a business consulting firm.<br />

Prior to leading Watermark, she was the<br />

Director of Public Affairs for the Municipal<br />

Water District of Orange County<br />

(MWDOC) and Executive Director of<br />

several non-profit organizations throughout<br />

Southern California. She has spent her<br />

career in the non-profit and public service<br />

sectors, focusing on strategic planning,<br />

partnership development, operation efficiencies,<br />

communications and legislative/<br />

regulatory affairs. Ms. Burke received her<br />

Bachelor’s Degree from Mount St. Mary’s<br />

University, Los Angeles, in International<br />

Economics & Marketing as well as her<br />

Master’s in Business Administration with<br />

an emphasis in Organizational Leadership.<br />

She completed her field study in China in<br />

Energy and Utility Management.<br />

Darcy Burke’s Areas of Expertise:<br />

Leadership, Strategic Planning &<br />

Implementation, Team/Organizational<br />

Development, Stakeholder Engagement/<br />

Partnership Development, Communications,<br />

Customer Service, Board training<br />

and development, Legislative Affairs/<br />

Regulatory Affairs, Public Affairs, Local<br />

and Regional political sensitivities,<br />

Change Management, Best Business<br />

Management Practices, Media Strategy<br />

and Implementation.<br />

Judy Zulfiqar serves Watermark Associates<br />

as Chief Strategist. Prior to joining<br />

Watermark, Judy was founder and President<br />

of RKR Marketing & Advertising,<br />

which was founded in 2001. Judy has had<br />

the pleasure of serving a wide variety of<br />

industries locally, regionally, nationally<br />

and internationally. She established RKR<br />

as a boutique agency that was strategically<br />

located in the heart of Southern California<br />

Wine Country to serve as a perfectly<br />

positioned destination in the marketplace<br />

to handle projects large and small and<br />

she brings that experience with her to<br />

Watermark. Judy earned her Master’s in<br />

Business Administration from Pepperdine<br />

University. She completed her field study<br />

in Thailand focusing on emerging markets.<br />

Judy Zulfiqar’s Areas of Expertise:<br />

Leadership, Strategic Planning &<br />

Implementation, Team/Organizational Development,<br />

Stakeholder Engagement/Partnership,<br />

Development, Communications,<br />

Board management and Development,<br />

Public Affairs, Change Management, Best<br />

Business Management Practices, Media<br />

Strategy and Implementation, Media buying<br />

and placement.<br />

We will be meeting Tuesday, August<br />

1st from 9:00 am – 10:00 am at Mercedes<br />

Benz of Temecula. Refreshments and<br />

coffee served.


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

11<br />

LOOKING FOR<br />

SIGNALS<br />

Here’s a tip, to safely ride a bike<br />

around town constantly be “watching for<br />

signals”. For example, when waiting at a<br />

stop light, its good practice to keep watch<br />

on adjacent traffic and their intentions.<br />

Warning signs include a car signaling to<br />

cross your path, wheels turned in your<br />

direction or a driver simply not paying<br />

attention. Similarly, business owners<br />

need to be watching for signals. Not doing<br />

so may result in a financial collision<br />

with damaging results. The first step is to<br />

identify the “signals” to watch that warn<br />

of potential trouble.<br />

For the startup, it might be not<br />

knowing how much revenue is needed<br />

each month to do business. Without this<br />

figure, it will be difficult to recognize<br />

when cash flow is becoming an issue and<br />

financial commitments will become a<br />

challenge to meet. Every business should<br />

watch for low profit margins hinting that<br />

pricing strategies may need review or<br />

operating expenses are drifting too high.<br />

A company unable to keep products<br />

stocked resulting in limited selection may<br />

be missing a signal that customers will<br />

be soon seeking to purchase elsewhere.<br />

Additionally, this may be a sign that your<br />

manufacturing capacity is not sufficient<br />

or the supply chain feeding your inventory<br />

is not adequate. External signals that<br />

may be taking place could include stock<br />

market swings, interest rate changes or<br />

a turn in consumer spending.<br />

“Key Performance Indicators”<br />

(KPIs) reflecting events taking place in<br />

the business and market place can help<br />

keep challenges in check. A set of well<br />

thought out KPIs can guide business<br />

owners and decision makers as they<br />

identify trends allowing them to intelli-<br />

gently adjust direction of the company.<br />

This might include temporarily reducing<br />

spending, negotiating new contracts with<br />

vendors, review pricing strategies or increasing<br />

production output. Guess work<br />

is turned into educated decisions. Within<br />

larger companies, each department may<br />

have its own set of KPIs. The quality<br />

department may look at survey results,<br />

parts returned from customer and “dead<br />

on arrival” products from vendors. It<br />

may report on system downtime both<br />

planned and unplanned as well response<br />

time requirements and fulfillments for<br />

users. Purchasing may want to watch<br />

progress to reduce costs in order to react<br />

to price increases from vendors.<br />

Watching for these types of “signals”<br />

is a key to keeping your company healthy<br />

and on-track towards its goals while<br />

preventing the unexpected collisions of<br />

business.<br />

Ted Saul is a business coach and writer<br />

that assists with Business Plans and Project<br />

Management. He holds a master certificate<br />

in project management and has<br />

earned his MBA from Regis University.<br />

Ted can be reached on LinkedIn, TedS787<br />

on Twitter or emailing Ted@tsaul.com.<br />

by<br />

by<br />

Ted Saul,<br />

Steve Fillingim<br />

Sr. Staff Writer<br />

connect: Ted@tsaul.com<br />

“<br />

Business owners need to be watching<br />

for signals. Not doing so may result in a<br />

financial collision with damaging results.


THE VALLEY BUSINESS JOURNAL<br />

12 www.TheValleyBusinessJournal.com<br />

August 2017<br />

Invisco Whole House Fan Co. Offers Charity<br />

Donation Plan, Affiliate Marketing and Free Fan<br />

with Solar<br />

by Kurt Shafer<br />

There are many fine charities in the<br />

Temecula Valley and all over the United<br />

States. I am Kurt Shafer, the founder of<br />

Invisco, and I have been working with<br />

Project T.O.U.C.H., Michelle’s Place,<br />

Oak Grove, Canine Support Teams, Villa<br />

Chardonnay and other local charities<br />

to enable them to increase donations by<br />

simply telling their supporters about<br />

Invisco. Not only do their supporters<br />

get the best deal in town on the highest<br />

performance whole house fan – the Invisco<br />

ES-6400 - saving $100s compared<br />

to the ES-6400 from QuietCool, their<br />

charity gets a $200 donation.<br />

I also offer you the only affiliate<br />

marketing program in this business.<br />

As an affiliate, any person can alert<br />

their friends and family to the Invisco<br />

product line and make a very good<br />

commission when a fan is bought. There<br />

are 18 affiliates listed on Invisco.com<br />

already and many more to be added<br />

shortly. Affiliate marketing is very<br />

popular. You can become an affiliate for<br />

1000s of web sites like Sears, Walmart,<br />

Amazon and more. The average pay for<br />

an affiliate is 10% of orders created by<br />

the affiliate. The amount paid by Invisco<br />

is $200 for each rafter mounted whole<br />

house fan and $300 for each rooftop<br />

mounted whole house fan sold to an<br />

affiliate’s contact.<br />

If you have been thinking about<br />

solar, you have likely seen the latest ad<br />

from WeCare. WeCare’s solar power<br />

offer was just announced in a mailing<br />

from Edison. They offer a free Quiet-<br />

Cool Trident 4.8 whole house fan with<br />

the purchase of a solar electric system<br />

from WeCare.<br />

You will be happy to learn that<br />

Invisco can offer you a better deal.<br />

Invisco has teamed up with a local<br />

solar company, AA Solar, located on<br />

Diaz Road, with a web site https://<br />

joe-kozicki.squarespace.com/new-index/.<br />

I am happy to tell you that Joe<br />

and I can offer you a solar system that<br />

will be every bit as good as the WeCare<br />

system PLUS you get a free Invisco<br />

ES-6400 high performance whole<br />

house fan! Be sure to call me before<br />

you buy any solar.<br />

What is the difference between the<br />

Trident 4.8 and the Invisco ES-6400?<br />

First, performance – The Tri-4.8 pulls<br />

just 4750 CFM but takes 673 watts.<br />

The ES-6400 pulls 6,320 CFM at just<br />

505 watts. Second, the Tri-4.8 has<br />

2 speeds, the ES-6400 has infinitely<br />

variable speeds and comes with both<br />

a wireless and a wired speed control.<br />

Third, warranty – while not a big deal,<br />

the Tri-4.8 has a 15-year warranty, the<br />

ES-6400 is 16 years.<br />

So please let me know if you have<br />

a school, church or charity that can<br />

use more donations. I can add them to<br />

the program in minutes. If you want to<br />

make some nice extra income then let<br />

me set you up as an affiliate. If you<br />

are thinking about<br />

solar, call me asap.<br />

If not, and you<br />

just want the best<br />

whole house fan<br />

in history, call me<br />

any time at (951)<br />

296-3611.<br />

Advertise with a proven winner!<br />

(951) 461-0400


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

Shareholder-Employee of an S Corporation: Are<br />

You Paying Yourself Reasonable Compensation?<br />

FINANCIAL<br />

by<br />

Esther Phahla,<br />

CPA, CTC, MST<br />

An S corporation is a corporation<br />

that elects to pass its corporate income,<br />

losses, deductions and credits through to<br />

its shareholder(s). A shareholder of an<br />

S corporation reports the flow-through<br />

of income and losses on their personal<br />

tax returns and are assessed tax at their<br />

individual income tax rates.<br />

When a corporate officer performs<br />

services for the S corporation and receives<br />

or is entitled to receive payments,<br />

their compensation is generally considered<br />

wages. Does it mean the corporate<br />

officer is an employee?<br />

Who is an employee of the S Corporation?<br />

The IRS states specifically<br />

that corporate officers are employees<br />

and that companies must comply with<br />

all employment laws in relation to these<br />

employees, including: 1) Paying payroll<br />

taxes on their salaries and withholding<br />

federal and state income tax from these<br />

salaries; 2) Paying unemployment taxes<br />

and workers compensation taxes on the<br />

salaries. The fact that an officer is also<br />

a shareholder does not change the requirement<br />

that payments to the corporate<br />

officer be treated as wages.<br />

The IRS requires that all shareholders<br />

of S Corporations who perform services<br />

for their company pay themselves<br />

Reasonable Compensation, and it should<br />

be paid prior to taking any distributions.<br />

S corporation shareholders don’t pay<br />

self-employment taxes (Social Security<br />

and Medicare) on their distribution from<br />

the business. Because S corporation income<br />

is not subject to self-employment<br />

tax, there is tremendous motivation for<br />

shareholder-employees to minimize<br />

their salary in favor of distributions. S<br />

corporations should not attempt to avoid<br />

paying employment taxes by having<br />

their officers treat their compensation as<br />

cash distributions, payments of personal<br />

expenses or loans rather than wages. the<br />

IRS has began taking aim at taxpayers<br />

who abused the employment tax advantage<br />

of S corporations by minimizing salary.<br />

Shareholder-employees who opted<br />

to forgo salary in favor of distributions,<br />

have found themselves in a situation<br />

where the courts have recharacterized the<br />

distributions as compensation under the<br />

principle that any employee who renders<br />

significant services to an employer must<br />

be paid “reasonable compensation.”<br />

What is Reasonable Compensation?<br />

Reasonable Compensation is the<br />

salary or wages that you, the shareholder-employee<br />

of an S Corp, pay yourself<br />

for the work you perform for your<br />

company.<br />

Some factors considered by the<br />

courts in determining reasonable compensation<br />

are:<br />

• Training and experience<br />

• Duties and responsibilities<br />

• Time and effort devoted to the business<br />

• Dividend history<br />

• Payments to non-shareholder employees<br />

• Timing and manner of paying bonuses<br />

to key people<br />

• What comparable businesses pay for<br />

similar services<br />

• Compensation agreements<br />

• The use of a formula to determine compensation<br />

Another way to determine a reasonable<br />

salary for corporate officers is to<br />

look at what other companies of similar<br />

size and type pay for such services.<br />

As a shareholder employee, the key to<br />

establishing reasonable compensation<br />

is determining what you do for your S<br />

Corporation. You might be doing more<br />

than just generating revenue for your<br />

business, you are probably also involved<br />

in administrative work. It is important<br />

that you research and document how you<br />

reach your Reasonable Compensation<br />

amount and be able to substantiate the<br />

salaries you are paying that will help keep<br />

you on the right side of the IRS when<br />

it comes time for them to review your<br />

company’s tax returns. The best time to<br />

establish your Reasonable Compensation<br />

amount is before an IRS examination.<br />

Esther Phahla is a Certified Public<br />

Accountant and Certified Tax Coach in<br />

Temecula. She is the Best Selling Co-Author<br />

of a tax planning book “Why Didn’t<br />

My CPA Tell Me That”. She also holds<br />

a Master’s of Science in Taxation. She<br />

can be reached at (951) 514-2652 or visit<br />

www.estherphahlacpa.com<br />

13<br />

Applicants Sought for Riverside County<br />

Archives Commission<br />

Riverside County Third District<br />

Supervisor Chuck Washington is<br />

seeking residents interested in serving<br />

on the County Archives Commission.<br />

County Archives Commission members<br />

will advise and make recommendations<br />

to the Riverside County<br />

Board of Supervisors concerning the<br />

development of the County Archives<br />

and the preservation of County historical<br />

records, documents, and objects.<br />

There are two vacant positions<br />

on the Commission, each term lasting<br />

four years. The Commission meets at<br />

least four times a year, at least once<br />

in a two-year period in each supervisorial<br />

district, as scheduled by the<br />

Commission.<br />

Third District Riverside County<br />

residents who are available and willing<br />

to share their time and expertise<br />

are encouraged to apply for the<br />

appointed position by September 1,<br />

2017. For more information, please<br />

contact Jeff Comerchero at (951)<br />

955-1030.


THE VALLEY BUSINESS JOURNAL<br />

14 www.TheValleyBusinessJournal.com<br />

August 2017<br />

A Personal Injury Primer<br />

by Morton J. Grabel, Esq.<br />

If someone injured you through their<br />

negligence in driving a vehicle, you may<br />

have rights under the law. You want to<br />

protect those rights so you don’t end up<br />

paying for someone else’s careless driving.<br />

Read the top 10 reasons why hiring<br />

an experienced attorney will help protect<br />

your rights.<br />

1. You have only a limited time to sue:<br />

In California, the statute of limitations<br />

for filing an accident claim is<br />

limited. If you don’t sue within a<br />

specific time, you give up your right<br />

to sue forever.<br />

2. You will need to comply with certain<br />

rules to sue: An experienced attorney<br />

who handles personal injury matters<br />

will be familiar with the laws and<br />

can help you make sure you don’t do<br />

anything that jeopardizes your rights.<br />

3. Your insurance company may have<br />

a different agenda: Generally insurance<br />

companies aim to protect their<br />

insured and to compensate fairly<br />

for damages. However, insurance<br />

companies also aim to keep expenses<br />

down. Since your agenda and your<br />

insurance companies agenda may<br />

not align; hiring an attorney can be<br />

the best way to insure you have an<br />

advocate on your side.<br />

4. You may not fully understand all of<br />

your potential damages: There are<br />

various potential damages available<br />

when injured in a car accident. In<br />

addition to medical bills, you may be<br />

able to recover for lost wages, pain/<br />

suffering, emotional distress and<br />

possibly for your spouse or family<br />

members.<br />

5. Proving liability can be complex:<br />

Even with favorable witnesses and<br />

a police report; proving there was<br />

negligence and a legal duty of care<br />

was breached still may be difficult.<br />

There are many elements that go into<br />

winning a personal injury lawsuit,<br />

you should hire an attorney who<br />

understands the law and can support<br />

your position with proper case law<br />

and citations.<br />

6. The laws differ from state to state:<br />

Auto insurance and auto accident<br />

rules are decided by each individual<br />

jurisdiction. An experienced attorney<br />

in California can explain the nuances<br />

of the laws here, so you will understand<br />

your rights.<br />

7. You need to understand settlement<br />

options: Most cases settle out of court,<br />

which means the defendant or his insurance<br />

company is likely to make you<br />

an offer. Your attorney can help you understand<br />

the implications of accepting<br />

the offer; because once you settle, you<br />

give up your right to sue forever.<br />

8. Filing a lawsuit requires adhering<br />

to complex rules: If you decide to<br />

sue, you will have to file the correct<br />

papers in the right court. This is not<br />

simple; complex rules exist on everything<br />

from the font size of the brief<br />

to how legal precedent is cited and<br />

what evidence is admissible.<br />

9. Proving your case is even more<br />

complex: Just as filing your case is<br />

complex, proving your case is more<br />

difficult. You may be permitted to<br />

“discover” certain information from<br />

the other side through a detailed process<br />

and set of rules, and you may be<br />

limited in the types of witnesses and<br />

evidence you present. There are even<br />

restrictions on the kind of questions<br />

and phrasing of questions you may<br />

ask in court. Furthermore, extensive<br />

legal research is often required to<br />

prove your case.<br />

10. If you don’t hire an attorney, you<br />

could be faced with financial loss: If<br />

you don’t sue in time or if you don’t<br />

sue for the right damages or sue the<br />

wrong defendants or if you lose your<br />

case you will be barred from ever<br />

suing again. This means you will<br />

have eliminated your only chance for<br />

recovery and you may be stuck with<br />

all the costs and bills as a result of the<br />

accident that someone else carelessly<br />

caused.<br />

Please note: the information provided<br />

herein is general and not to be relied<br />

upon for your circumstance or case. For<br />

further information or if you have any<br />

legal questions please call the Law Office<br />

of Morton J. Grabel, in Temecula at (951)<br />

695-7700. Mort originally from Philadelphia,<br />

PA is a graduate from an ABA<br />

Law School, has an MBA, a California<br />

Nursing Home Administrator’s License<br />

& a California Real Estate Broker’s License<br />

[all active and in good standing].<br />

You have only a limited time to<br />

sue: In California, the statute of<br />

limitations for filing an accident<br />

claim is limited. If you don’t sue<br />

within a specific time, you give up<br />

your right to sue forever.


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

15<br />

ASSISTANCE LEAGUE OF TEMECULA valley<br />

CONTINUED FROM PAGE 1<br />

Across the nation, more than 26,000<br />

volunteers in 120 chapters focus on<br />

making their communities better. Last<br />

year these chapters combined to return<br />

almost $39 million and provide 3.34<br />

million service hours to their local<br />

communities.<br />

For over 27 years, the Assistance<br />

League of Temecula Valley has dedicated<br />

itself to serving the people of<br />

Southwest Riverside County by providing<br />

resources to meet the growing<br />

communities of the region.<br />

Last year the 250 volunteers of the<br />

Assistance League of Temecula Valley<br />

donated more than 34,000 hours of service<br />

and returned more than $378,000<br />

to the communities they serve.<br />

“As both a Temecula City Councilman<br />

and a Riverside County Supervisor,<br />

I have seen firsthand the impact<br />

this great group of volunteers has had<br />

on the people of Southwest Riverside<br />

County,” said Senator Stone. “Through<br />

programs like Operation School Bell,<br />

which provides school clothes to many<br />

youngsters in the region, The Thrift<br />

Shop, which raises money for numerous<br />

philanthropic programs and many other<br />

endeavors, the Assistance League has<br />

greatly enhanced the lives of thousands<br />

of people in our community.” Wednesday’s<br />

recognition was part of a larger<br />

celebration of “California Nonprofits<br />

Day” at the State Capitol.<br />

Senator Stone presented Ginny<br />

Wetzel and Leticia Plummer of the<br />

Assistance League of Temecula Valley<br />

with a Senate resolution.<br />

Jeff Stone represents California’s<br />

28th Senate District. The district,<br />

which is entirely in Riverside County,<br />

stretches from the vineyards of<br />

the Temecula Valley to the Colorado<br />

River and includes the cities of Blythe,<br />

Canyon Lake, Cathedral City,<br />

Coachella, Desert Hot Springs, Indian<br />

Wells, Indio, Lake Elsinore, La Quinta,<br />

Murrieta, Temecula, Palm Desert,<br />

Palm Springs, Rancho Mirage and<br />

Wildomar.<br />

For more information visit: www.<br />

Senate.ca.gov/Stone or on Facebook at<br />

www.facebook.com/SenatorJeffStone.


THE VALLEY BUSINESS JOURNAL<br />

16 www.TheValleyBusinessJournal.com<br />

August 2017<br />

Buyer’s Real Estate Agent Not Liable in Personal Injury Case<br />

LEGAL<br />

by by<br />

David Steve Grabhorn Fillingim<br />

In previous articles, our firm has<br />

discussed the risk of professional liability<br />

incurred by “dual agency” real estate<br />

brokers. “Dual agency” exists when the<br />

listing broker is also the buyer’s broker.<br />

At present, California law recognizes and<br />

allows real estate brokers to engage in this<br />

kind of representation, despite the inherent<br />

problem of conflicting loyalties simultaneously<br />

owed by the agent to both buyer and<br />

seller. Moreover, California imposes the<br />

same premises liability on listing brokers<br />

and agents as it does for property owners.<br />

In Coughlin v. Harland L. Weaver, Inc.,<br />

103 Cal. App. 2d (1951), the listing agent<br />

was liable to a prospective buyer who fell<br />

down the basement steps theorizing the<br />

listing agent was holding “open house” and<br />

therefore had possession and control of the<br />

property. Consequently, the typical Errors<br />

& Omissions insurance carried today by real<br />

estate agents covers personal injury liability<br />

during “open house.” In Hall v. Rockcliff<br />

Realtors, 215 Cal. App. 4th 1134 (2013), the<br />

listing agent was found liable for an injury<br />

caused by a defective attic ladder due to his<br />

status as the owner’s agent who failed to<br />

warn. But so far premises liability has not<br />

been extended to reach a non-listing agent<br />

(buyer’s broker).<br />

Today, we report on a slip and fall case<br />

decided in July 2017, by a Los Angeles<br />

Superior Court in favor of a buyer’s broker,<br />

while their co-defendants, the seller’s broker<br />

and agent, accepted liability and settled the<br />

lawsuit.<br />

A young professional couple with a<br />

toddler and plans for more children sold<br />

their first house in order to buy a larger<br />

home. They found the one they wanted in<br />

a gated community, for approximately $1<br />

million. It was a lovely, two-story home<br />

with a hilltop view, immaculate landscaping,<br />

swimming pool, and room for a tennis<br />

court. It was also vacant and ready to move<br />

in. After one look the young couple made a<br />

formal offer to buy through their own real<br />

estate agent who was not the listing broker.<br />

Two days after escrow opened, the<br />

young wife arranged to show the new place<br />

to her parents. It was late on a November<br />

afternoon just before dark, when their real<br />

estate agent escorted them into the gated<br />

community, unlocking the front door so she<br />

could give her mother and father a quick<br />

tour. Wife’s mother was duly impressed<br />

with the wide marble foyer, dining room,<br />

butler’s pantry, kitchen and family room and<br />

everything. After exploring and talking for<br />

about twenty minutes, they decided to end<br />

the visit. But as the wife and her mother<br />

were leaving, they decided to detour into<br />

the sunken living room for a closer look at<br />

the fireplace. Unfortunately, wife’s mother<br />

fell on the wide marble step leading from<br />

the marble foyer to the sunken living room<br />

and broke her hip.<br />

It was an accident. It could have<br />

happened to anyone not paying attention<br />

while walking in a strange house. Nearly<br />

two years later, mother decided to sue.<br />

Claiming nobody warned her of a dangerous<br />

condition (the dimly lit marble step) wife’s<br />

mother sued the seller, the seller’s broker,<br />

the seller’s real estate agent, the buyer’s broker,<br />

and the buyer’s real estate agent alleging<br />

premises liability against all. Premises<br />

liability, by definition, is imposed on those<br />

who own or control the premises. Yet, the<br />

only person not sued by the wife’s mother<br />

was the new owner—the wife. California<br />

law makes a property owner responsible for<br />

damage caused to visitors by any hidden<br />

dangers or defects on his property that he<br />

does not warn of, or correct. The seller<br />

was arguably liable to the wife’s mother in<br />

this case, assuming a jury found the dimly<br />

lit step to be an unreasonably dangerous<br />

condition. If the seller was liable in these<br />

circumstances, then the seller’s broker<br />

marketing the property is also liable as the<br />

owner’s representative.<br />

This is nothing new. Homeowners<br />

insurance protects against that sort of risk,<br />

and listing brokers have professional liability<br />

coverage, sometimes called “Errors and<br />

Omissions” insurance, for the same reason.<br />

But here the buyer’s agent was also sued, because<br />

he had allowed wife’s mother access.<br />

He allowed her to walk around the empty<br />

house with his client, her daughter, and did<br />

not warn her of the dimly lit step when she<br />

was guided to it by her daughter.<br />

To prevail on a premises liability claim<br />

like this, the plaintiff must prove she was<br />

owed a duty to correct, or warn of, a hidden<br />

dangerous condition of the premises,<br />

that such duty was breached, and that such<br />

breach caused injury to plaintiff resulting<br />

in damages. In this case, we filed a motion<br />

for summary judgment, arguing that unless<br />

the buyer’s agent is a “dual agent”, he is not<br />

liable for defects in the premises and has<br />

no duty to warn, because he has no agency<br />

relationship with the owner.<br />

There had been no California case that<br />

directly addressed this issue, but now there<br />

is. The court ruled—as a matter of law—the<br />

buyer’s broker and real estate agent had<br />

no legal duty to correct the condition of<br />

the dimly lit step, nor did they have a duty<br />

to warn wife’s mother of any dangerous<br />

condition of a property they neither owned<br />

nor controlled.<br />

Note: Had the buyer’s broker also been<br />

functioning as the listing broker, such dual<br />

agency would have resulted in a different<br />

outcome.<br />

“David Grabhorn is a Senior Attorney<br />

with Messina & Hankin LLP. David has<br />

an extensive career in the labor movement,<br />

during which he successfully chaired literally<br />

hundreds of collective bargaining<br />

negotiations throughout the United States.<br />

He has dealt with nearly every major<br />

newspaper chain and commercial printer<br />

in the United States, as well as with the<br />

largest paper and packaging corporations<br />

in the world.”<br />

The SW Riverside County Bar Association<br />

Announces its 2nd Annual Scholarship Program<br />

The Southwest Riverside County<br />

Bar Association will be awarding a<br />

$1,000 scholarship to a student aspiring<br />

to become an Attorney. There will also<br />

be a second place prize of $500.<br />

Applicants for the Scholarship<br />

should meet the following criteria:<br />

1. Must reside in Southwest Riverside<br />

County (Temecula, Murrieta,<br />

Menifee, Wildomar, Canyon Lake<br />

or Lake Elsinore)<br />

2. Must meet one of the following<br />

criteria and must be able to provide<br />

proof.<br />

• Students who are registered to<br />

attend law school (in-state or<br />

out-of-state)<br />

• Students who are currently attending<br />

law school (in-state or<br />

out-of-state)<br />

• Students who have registered for<br />

the California Bar Examination<br />

3. Must complete a Scholarship Application<br />

4. Must submit the following written<br />

essays (1000-word maximum)<br />

• A personal statement describing<br />

what drives you to practice law<br />

and how you intend on giving<br />

back to your community.<br />

• A persuasive (advocacy) essay<br />

which answers one of the following<br />

two questions:<br />

Should college be free? Should<br />

the drinking age be lowered to<br />

18?<br />

For more information and to obtain a<br />

copy of the Scholarship Application,<br />

visit www.swrbar.org<br />

Deadline and submission for applications<br />

to be considered:<br />

Complete application packages must be<br />

received by October 15th, 2017<br />

Prior applicants, but not prior winners<br />

may apply.<br />

Application packages should be mailed<br />

to: Scholarship Committee, c/o Southwest<br />

Riverside County Bar Association,<br />

P.O. Box 1775, Temecula, CA 92592-<br />

1775.


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

17<br />

Smart Business Connections<br />

Featured<br />

Things We Love Thrift Store,<br />

family owned and operated. Located<br />

in lovely Old Town Murrieta<br />

featuring quality items at amazing<br />

thrift store prices. Come check<br />

out the selection of clothes for the<br />

entire family, decorations for the<br />

home, toys, as well as vintage and<br />

collectible items. New sales and<br />

inventory are available every week.<br />

Business Hours are Monday- Saturday<br />

10:00am-6:00pm. Come find<br />

something you’ll Love!<br />

Best Regards,<br />

Marina Plumey, Co-Owner<br />

Things We Love Thrift Store<br />

24710 Washington Ave<br />

Murrieta, CA 92562<br />

Facebook.com/<br />

ThingsWeLoveThriftStore<br />

NOW, you can be seen in this multiple award-winning<br />

newspaper at a lower price than ever before - only $89 per month.<br />

Contact us for more information at (951) 461-0400.


THE VALLEY BUSINESS JOURNAL<br />

18 www.TheValleyBusinessJournal.com<br />

August 2017<br />

Temecula Valley<br />

Entrepreneur’s Exchange<br />

You are invited to join us at the following TVE2 workshops/events:<br />

August 9th: TVE2 Pitch Practice. 11:30am - 1:00pm<br />

Come and practice your business or investor pitch in a fun and friendly<br />

environment. Entrepreneurs that pitch will receive feedback from a panel of<br />

experts. No cost to attend. If you would like to pitch, please email Charles<br />

Walker at Charles.Walker@TemeculaCA.gov. To register please visit https://<br />

goo.gl/QCcDPx.<br />

August 17th: Federal and State Basic Payroll Tax Workshop.<br />

9:00am – 3:00pm<br />

Are you about to hire a new employee? Are you processing your current payroll<br />

taxes properly? Join us for an in-depth seminar presented by the California State<br />

Employment Development Department and the Internal Revenue Service and<br />

learn what you need to be doing now to ensure your business complies with<br />

employment tax laws to avoid payroll tax problems and penalties. No cost to<br />

attend. To register please visit https://goo.gl/Yk1x4m<br />

Murrieta School of Business<br />

August 8th, 2017 9:00 AM – 10:30 AM “2,000 Known Earthquake Faults<br />

Crisscross California; Are you near one?”<br />

Presented by Glenn Pomeroy, CEO of the California Earthquake Authority<br />

Glenn Pomeroy, CEO of the California Earthquake Authority, meets with<br />

business leaders and local, community stakeholders about the importance of<br />

earthquake preparedness. His 25-minute presentation offers insight on what<br />

communities and businesses can do to prepare for an earthquake, and what<br />

recovery steps to take following a natural disaster. Glenn also touches on the<br />

organization’s exciting new programs and initiatives launched this year.<br />

Additionally, Glenn’s presentation covers the potential economic consequences<br />

often caused by the aftermath damages of a significant earthquake, and<br />

the tremendous effect on homeowners and the growth of business.<br />

Did you know California Earthquake Facts?<br />

• Most Californians live within 30 miles of an active fault<br />

• In California, there is a 99% chance of a Magnitude 6.7 or larger earthquake in<br />

the next 30 years<br />

• In Southern California, there is a 75% chance of a Magnitude 7.0 or larger<br />

earthquake occurring in the next 30 years<br />

• Less than 10% of all California homes are covered by earthquake insurance<br />

• 1994 Northridge Earthquake caused $40 billion in total property damage<br />

Location: Murrieta Chamber Office, 25125 Madison Ave. Suite 108, Murrieta,<br />

CA 92562


August 2017<br />

A Vital Relationship<br />

EDUCATION<br />

by<br />

by<br />

Drake Levasheff, PhD.<br />

Steve Fillingim<br />

As a newcomer to the valley, I have<br />

been spending a great deal of time in the<br />

community, attending meetings, connecting<br />

with influencers, and listening<br />

to local leaders. It’s been invigorating!<br />

I have enjoyed the opportunity to get to<br />

know people and understand the area.<br />

I’ve been encouraged by the vitality of<br />

our community.<br />

One recent meeting with local educators<br />

was particularly invigorating.<br />

The people were bright and welcoming.<br />

And the conversation reminded me of<br />

the vital relationship between business<br />

and education.<br />

We began with introductions. One<br />

participant was head of school at a private<br />

academy. Two were K-12 school district<br />

leaders. An education foundation leader<br />

attended. And a number of universities<br />

were represented.<br />

With all of the colleges in attendance,<br />

I wondered how the conversation would<br />

go. When you put that many potential<br />

competitors in one room, there’s always<br />

a chance for individual agendas to get<br />

in the way of the greater good. But my<br />

concern quickly diminished as I heard<br />

these colleagues talk about the needs of<br />

the community, how they hope to help,<br />

and that we can accomplish more if we<br />

work together. We even began sharing the<br />

programs that each school offered so we<br />

could direct students we could not serve<br />

to local options.<br />

The room came alive when one of<br />

the district representatives shared about<br />

his passion for career and technical<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

education. We discussed its value for<br />

many students. We shared stories about<br />

students who had learned through the<br />

type of hands-on experience that career<br />

and technical education provides. We<br />

discussed the essential role businesses<br />

play in helping to educate these students.<br />

The last point about the vital role of<br />

businesses occupied us for sometime. It<br />

was noted that state mandates had not<br />

been helpful of late, and that businesses<br />

needed to gain a vision for these programs.<br />

Of course, the question was asked,<br />

why don’t businesses do more to partner<br />

with high schools for career education?<br />

The district leaders told us that a few<br />

businesses expressed interest, but that<br />

often something as simple as completing<br />

the paperwork became an obstacle. None<br />

of us were surprised by this observation,<br />

but one participant responded by emphasizing<br />

how shortsighted the decision not<br />

to partner with high schools for career<br />

and technical education was.<br />

“I brought high school students to<br />

work in a business I owned years ago with<br />

a similar program. Sure, there are obstacles,<br />

and even then there was a lot of paperwork.<br />

But the students that worked for me did<br />

very well. In fact, all totaled, the students I<br />

hired through that program stayed with my<br />

business for forty years or more.”<br />

Her words have been on my mind<br />

since that meeting. What an outstanding<br />

example of the symbiosis between education<br />

and business! It filled me with<br />

hope and made me consider what I can<br />

do in the valley to help bring business and<br />

education together. For the good of our<br />

students. For the good of our community.<br />

When business and education work<br />

together, everyone benefits.<br />

Drake Levasheff, PhD, Senior Director,<br />

Murrieta Regional Campus, Azusa Pacific<br />

University - dlevasheff@apu.edu<br />

connect: dlevasheff@apu.edu<br />

Your Local Chambers<br />

Temecula Valley Chamber of Commerce<br />

www.temecula.org<br />

Murrieta Chamber of Commerce<br />

www.murrietachamber.org<br />

19<br />

Azusa Pacific University and KATY 101.3<br />

Announce 2017-18 Teachers are<br />

Heroes Promotion<br />

Since 2013, Azusa Pacific University<br />

(APU) Murrieta Regional Campus and<br />

KATY 101.3, The Mix, have partnered<br />

to honor educators who have impacted<br />

their student’s lives. APU and KATY<br />

101.3 are excited to announce the 2017-<br />

18 Teachers are Heroes promotion which<br />

begins September 1, 2017, and will run<br />

through the last week of April 2018.<br />

Once a month, Teachers Are Heroes<br />

will recognize a teacher who personifies<br />

dedication to their students. Each honoree<br />

will win great prizes from The Mix<br />

Prize Closet and a classroom pizza party<br />

from The Pizza Factory in Temecula.<br />

At the conclusion of the school year, all<br />

selected teachers and their classes will<br />

be invited to attend a celebration at the<br />

Lake Elsinore Storm Stadium.<br />

Teachers from the Southwest Riverside<br />

County, and nearby areas, may<br />

be nominated by students, parents,<br />

grandparents, and even other school<br />

administrators.<br />

For more information or to fill out the<br />

entry form go to www.1013themix.com<br />

or www.apu.edu/murrieta/teachers/<br />

Menifee Valley Chamber of Commerce<br />

www.menifeevalleychamber.com<br />

Lake Elsinore Valley Chamber<br />

www.lakeelsinorechamber.com<br />

Hemet/San Jacinto Valley<br />

Chamber of Commerce<br />

www.hsjvc.com<br />

See how the chambers can help your business.


THE VALLEY BUSINESS JOURNAL<br />

20 www.TheValleyBusinessJournal.com<br />

August 2017<br />

Loma Linda University<br />

Researchers Find Links Between<br />

Meal Frequencyand BMI<br />

Researchers find new information<br />

on how the timing of meals<br />

impacts weight gain or loss<br />

A study by researchers from Loma<br />

Linda University School of Public<br />

Health (LLUSPH) and the Czech<br />

Republic has found that timing and<br />

frequency of meals play a role in predicting<br />

weight loss or gain.<br />

Using information gleaned from<br />

more than 50,000 participants in the<br />

Adventist Health Study-2 (AHS-2), the<br />

researchers discovered four factors associated<br />

with a decrease in body mass<br />

index: eating only one or two meals per<br />

day; maintaining an overnight fast of<br />

up to 18 hours, eating breakfast instead<br />

of skipping it, and making breakfast<br />

or lunch the largest meal of the day.<br />

Making breakfast the largest meal<br />

yielded a more significant decrease in<br />

BMI than did lunch.<br />

The two factors associated with<br />

higher BMI were eating more than<br />

three meals per day —snacks were<br />

counted as extra meals — and making<br />

supper the largest meal of the day.<br />

As a practical weight-management<br />

strategy, Hana Kahleova, MD, PhD,<br />

recommends eating breakfast and lunch,<br />

skipping supper, avoiding snacks, making<br />

breakfast the largest meal of the<br />

day and fasting overnight for up to 18<br />

hours. A postdoctoral research fellow at<br />

LLUSPH when the study was conducted,<br />

Kahleova is now director of clinical<br />

research for the Physicians Committee<br />

for Responsible Medicine in Washington,<br />

DC, and is currently on sabbatical from<br />

the Institute for Clinical and Experimental<br />

Medicine in Prague, Czech Republic,<br />

as a postdoctoral research fellow and<br />

diabetes consultant physician.<br />

Kahleova says the findings confirm<br />

an ancient nutritional maxim: “Eat<br />

breakfast like a king, lunch like a prince,<br />

and dinner like a pauper.” Titled “Meal<br />

frequency and timing are associated with<br />

Body Mass Index in the Adventist Health<br />

Study-2,” the study was co-written by<br />

Gary Fraser, MBChB, PhD, a professor<br />

at LLU Schools of Medicine and Public<br />

Health, and director of AHS-2. It was<br />

published as an online advance on July 12<br />

and will appear in the Sept. 2017 edition<br />

of the Journal of Nutrition.<br />

Fraser said that irrespective of<br />

meal pattern, there was, on average, an<br />

increase in weight gain year by year until<br />

participants reached the age of 60. After<br />

age 60, most participants experienced a<br />

weight loss each year. “Before age 60<br />

years, those eating calories earlier in the<br />

day had less weight gain,” Fraser said,<br />

adding that after age 60, the same behavior<br />

tended to produce a larger rate of<br />

weight loss than average. “Over decades,<br />

the total effect would be very important.”<br />

The team employed a technique<br />

called linear regression analysis and<br />

adjusted their findings to exclude demographic<br />

and lifestyle factors that might<br />

skew the results.<br />

The full text of the study — which<br />

was supported by grants from the National<br />

Cancer Institute, the World Cancer<br />

Research Fund, and the Ministry of<br />

Health of the Czech Republic — is<br />

available online.<br />

About Loma Linda University Health -<br />

Loma Linda University Health includes<br />

Loma Linda University’s eight schools,<br />

Loma Linda University Medical Center’s<br />

six hospitals and over 900 faculty<br />

physicians located in the Inland Empire<br />

of Southern California. Established in<br />

1905, Loma Linda University Health<br />

is a global leader in education, research<br />

and clinical care. It offers over<br />

100 academic programs and provides<br />

quality health care to 40,000 inpatients<br />

and 1.5 million outpatients each year.<br />

A Seventh-day Adventist organization,<br />

Loma Linda University Health<br />

is a faith-based health system with a<br />

mission “to continue the teaching and<br />

healing ministry of Jesus Christ.”<br />

St. John’s University Offers Free Workshop August 19th<br />

“Be Free from Depression, Anxiety and Panic Attacks”<br />

St. John’s University will offer Saturday<br />

from 2:00 to 4:00 p.m. on August<br />

19 a free workshop, “Be Free from Depression,<br />

Anxiety and Panic Attacks”.<br />

St. John’s University is located at 40945<br />

County Center Drive, Suite H, in Temecula<br />

across from the Grace Mellman library.<br />

If we are not directly experiencing<br />

one of these debilitating problems, we<br />

probably know someone who is. We<br />

can harness our inner mind to manage<br />

stress, quit smoking, control our weight,<br />

experience comfortable child birth, and<br />

even sleep better at night.<br />

We now are learning we can also use<br />

our inner mind to resolve depression and<br />

anxiety that rob us of our sense of safety<br />

and security. We can also learn to resolve<br />

personal issues that typically began deep<br />

within the mind with memories that can<br />

later cause us to feel out of control.<br />

Pamela Winkler, Ph.D., Director of<br />

the St. John’s University Counseling<br />

Services stated, “We are seeing more<br />

and more clients experiencing chronic<br />

depression, anxiety and more recently<br />

frightening panic attacks. These issues<br />

seem to have a life of their own and often<br />

seem to come out of nowhere. When<br />

these problems begin to interfere with<br />

how well people are sleeping, it effects<br />

just about everything else in their lives.”<br />

The Mayo Clinic, considered to<br />

be the most highly respected hospital<br />

in the United States, has included for<br />

many years hypnosis and hypnotherapy<br />

in every department of patient care, including<br />

obstetrics, pediatrics, geriatrics,<br />

and the treatment of mental health issues.<br />

According to AARP, research reveals a<br />

clear link between depression and anxiety<br />

and chronic pain. If every day stress is<br />

getting the best of us, it may explain the<br />

increase of people who are suffering<br />

with insomnia, depression and anxiety.<br />

“We now know, with proper guidance,<br />

the inner mind can resolve the root cause<br />

of anxiety, depression and panic attacks.”<br />

“The inner mind can also resolve<br />

what is triggering these feelings. This<br />

then puts us back in control of our own<br />

sense of wellness,” stated Dr. Winkler.<br />

The mind-body connection is so intertwined,<br />

that once the mind begins to heal<br />

the mind, the mind automatically begins<br />

to heal the body. When we have peace of<br />

mind, we also can have a peaceful and<br />

healthier body, a body that is not holding<br />

stress in our muscles or joints.<br />

To learn more about the power of<br />

the inner mind for resolving depression,<br />

anxiety and panic attacks, and to register<br />

for Dr. Winkler’s Saturday, August 19th<br />

workshop, call 951-599-7550. Seating is<br />

limited. Early registration is suggested.<br />

For more information about S.J.U.’s<br />

3-tiered distance learning Certification<br />

program and Master of Science and<br />

Doctoral degree programs in Clinical<br />

Hypnotherapy, visit www.sjunow.org.<br />

Pamela Winkler, Ph.D. is an Educational<br />

Psychologist, Clinical Hypnotherapist,<br />

and has served as President of St. John’s<br />

University since 1995. She is a motivational<br />

speaker on the topic of the power<br />

of the mind for self-healing. Dr. Winkler<br />

was inducted into the International Hypnosis<br />

Hall of Fame in 1992.<br />

connect: www.sjunow.org<br />

“ The mind-body<br />

connection is so<br />

intertwined, that<br />

once the mind<br />

begins to heal the<br />

mind, the mind<br />

automatically begins<br />

to heal the body.


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

21<br />

Fracture Risk & Prevention<br />

Healthy<br />

Living<br />

by by<br />

Tina Dr. Derek M. Gottlieb, Albrecht, D.C. D.C.<br />

A few days ago, I was skimming<br />

through The Valley Business Journal<br />

and happened to come across my<br />

last month’s article. After reading it<br />

through, I noticed I had placed all the<br />

emphasis on bone density and its role<br />

in fracture management, and somehow<br />

neglected a huge component regarding<br />

fracture risk and prevention. Sure, if<br />

your bones are healthy and dense, you<br />

run a much smaller risk of breaking<br />

them if you fall; but herein lies the<br />

catch, “if you fall”.<br />

What would it look like if your<br />

strength increased, double or even<br />

triple, to that of what it is now? How<br />

about increasing reaction time, coordination<br />

and balance? Just maybe if<br />

those components were enhanced, we<br />

could remove the “if you fall” from the<br />

sentence all together. It seems fair to<br />

say that not falling in the first place may<br />

be more important than what happens<br />

to you “if you fall”. I’ve mentioned<br />

before how osteogenic loading at<br />

OsteoStrong is the safest and most<br />

effective method known for increasing<br />

your skeletal density, but somehow underemphasized<br />

the incredible changes<br />

which take place within your body,<br />

both neurologically and muscularly,<br />

with each and every weekly OsteoStrong<br />

session.<br />

Stability arises from a combination<br />

of strength plus coordination. With<br />

every measure of increased stability,<br />

we can decrease our fall risk by an<br />

equal measure. Balance and stability<br />

are often used synonymously; although<br />

not exactly the same, for our purposes,<br />

we will assume they are. To date, more<br />

than fifty percent of our members have<br />

at least doubled their overall strength,<br />

with many tripling it, and one even<br />

increasing it by a factor of four. We<br />

have had members shove their canes<br />

and walkers back into the closet because<br />

they no longer need them to get about<br />

the house or while shopping. Being 50<br />

years “young” and still very active, I<br />

often times take for granted just how<br />

important strength, balance and coordination<br />

are when you look at living<br />

a safe, productive and enjoyable life.<br />

Please don’t take these for granted.<br />

Those who’ve known me for a<br />

while know I like to educate rather<br />

than sell. That being said, let’s get you<br />

educated on your “current” state of<br />

well-being. Remember, you can’t measure<br />

progress if you don’t know where<br />

you started from. So be proactive, call<br />

our office now and schedule a complimentary<br />

initial strength assessment and<br />

we will also complete a computerized<br />

balance and postural assessment as well.<br />

See you soon.<br />

Yours for Better Health,<br />

Dr. Derek Albrecht D.C.<br />

Dr. Derek K. Albrecht D.C. is a partner<br />

at OsteoStrong in Murrieta as well as<br />

continuing in his private practice. For<br />

more information, call (951) 461-9584.<br />

American Specialty Health Opens Temecula<br />

Technology Center<br />

American Specialty Health Incorporated<br />

(ASH) has opened a new 10,000<br />

square foot technology center at 27524<br />

Via Industria in Temecula, CA. The new<br />

location is a growing southern California<br />

technology corridor. ASH is looking to<br />

fill more than 35 IT positions over the<br />

next year, with the potential to hire up<br />

to 50 people over the next 24 months. In<br />

addition, roughly a dozen current ASH<br />

tech employees are transferring from<br />

ASH’s Wateridge offices in San Diego<br />

to the new Temecula office.<br />

The company is currently seeking<br />

mid-level to advanced software engineers,<br />

UX/UI/QA engineers, EDI and<br />

reporting specialists. ASH also is looking<br />

for individuals who have programming<br />

experience with IBM Sterling B2B Integrator,<br />

Microsoft Dynamics, and GMC<br />

Inspire.<br />

“The health services industry is rapidly<br />

pivoting to embrace a more agile,<br />

more user-focused member and customer<br />

experience,” said ASH Chief Technology<br />

Officer Jerome Bonhomme. “ASH<br />

is investing tremendous new resources<br />

into the development of innovative consumer-facing<br />

applications. These vital<br />

capabilities help to activate and engage<br />

ASH’s many members, customers, providers<br />

and partners.”<br />

“We’re very pleased to be opening a<br />

technology center in Temecula, and we<br />

invite technology professionals seeking<br />

to enhance their careers to attend one<br />

of our many upcoming career fairs and<br />

events,” said ASH CIO and EVP Kevin<br />

Kujawa. “ASH offers exceptional opportunities<br />

in a positive, growing work<br />

environment.”<br />

Currently ASH employs more than<br />

200 technology professionals at their<br />

San Diego, CA, Southlake (Dallas), TX,<br />

Carmel (Indianapolis), IN and Columbia,<br />

SC offices.<br />

For an overview of ASH’s new Technology<br />

Center in Temecula, including a<br />

list of technology career opportunities<br />

and recruiting events, visit http://www.<br />

tech-mecula.com/.


THE VALLEY BUSINESS JOURNAL<br />

22 www.TheValleyBusinessJournal.com<br />

August 2017<br />

Online Healthcare Advice Available Through<br />

Temecula Valley Hospital<br />

Do you find yourself searching online<br />

for health care advice? More and more,<br />

the average American is turning towards<br />

the web to get advice on their health. With<br />

information right at your fingertips, it can<br />

be easy to learn about different types of<br />

health care, procedures and treatment<br />

options right from the comfort of your<br />

own home!<br />

• Do you have trouble sleeping?<br />

• Are you wondering about things you can<br />

do to stay healthy as you age?<br />

• Do you need information on what is the<br />

role of an anesthesiologist?<br />

• Are you looking for ways to manage<br />

your diabetes?<br />

• Do you want detailed information on<br />

varicose veins?<br />

Temecula Valley Hospital can help.<br />

These are just a sample of the topics<br />

available online from a variety of doctors<br />

that practice right here in the Temecula<br />

Valley area. Educational health podcasts<br />

from Temecula Valley Hospital are now<br />

available for listening or to download.<br />

According to businessdictionary.com,<br />

a podcast is defined as: A digital recording<br />

of music, news or other media that can be<br />

downloaded from the internet to a portable<br />

media player. The term originated from<br />

“P.O.D.”, meaning Portable on Demand,<br />

and “cast”, relating to the term broadcast.<br />

“Podcasts are a great tool for our<br />

community to use when they want to learn<br />

more about different health topics,” said<br />

Darlene Wetton, Chief Executive Officer,<br />

Temecula Valley Hospital. “If you want to<br />

speak to any of the doctors that do the TVH<br />

podcasts, you can make an appointment<br />

right here in our region to get additional<br />

information in person.”<br />

Hear the latest health information<br />

from medical professionals at the hospital!<br />

Please visit our podcasts online at:<br />

https://www.temeculavalleyhospital.com/<br />

resources/podcasts<br />

About Temecula Valley Hospital - Temecula<br />

Valley Hospital brings advanced technology,<br />

innovative programs, patient centered<br />

and family sensitive care to area residents.<br />

The hospital features 140 private<br />

patient rooms; 24 hour a day emergency<br />

care; advanced cardiac and stroke care in<br />

clinical collaboration with UCSD Health;<br />

orthopedics; and general and surgical<br />

specialties. For more information, visit<br />

www.temeculavalleyhospital.com.<br />

connect: www.temeculavalleyhospital.com<br />

The Importance of Relaxation<br />

Healthy<br />

Living<br />

by<br />

Tina Monique M. Gottlieb, deGroot D.C.<br />

After owning and operating a spa for<br />

over 28 years I hear this all the time, “I<br />

just don’t have time to relax” or “I wish I<br />

had more time for myself”. In fact, some<br />

people even pride themselves in the inability<br />

to simply sit still. Busy schedules<br />

have become the norm and people can<br />

actually perceive you as lazy if your<br />

weeks are packed full like theirs. We<br />

certainly have become a culture where<br />

a hectic lifestyle is standard.<br />

Unfortunately, the frantic pursuit of<br />

happiness often leads to fatigue, disappointment,<br />

and illness. Many adults see<br />

it as irresponsible to take a day off from<br />

work simply to relax yet they would<br />

consider it responsible to take necessary<br />

medication. What some don’t realize is<br />

that relaxation IS necessary medication.<br />

It’s a prescription for health!<br />

What we also fail to realize is that<br />

“busy” does not always mean “productive.<br />

Stress causes poor memory, poor<br />

concentration, and depressed feelings.<br />

It’s no surprise that when you’re under<br />

stress, you might not always be thinking<br />

so clearly. Stress seems to actually<br />

change how we weigh risks and rewards,<br />

and can cloud our judgment when we are<br />

faced with important decisions.<br />

So, what do we do about it? We<br />

HAVE to make time to relax. This doesn’t<br />

always mean a long vacation. There are<br />

things you can do monthly and even<br />

daily to help unwind. Calming music,<br />

yoga videos, diffusing essential oils, and<br />

progressive muscle relaxation are just a<br />

few ways you can relax at home. While<br />

watching a favorite show or reading<br />

a book can be enjoyable, take time to<br />

do “nothing”. Just sitting still for a few<br />

minutes each day allows you to recognize<br />

how you feel mentally, physically, and<br />

spiritually.<br />

Another way to ensure you slow<br />

down is to get monthly massages, facials,<br />

or nail services. I’ve seen so many<br />

clients come in to the spa and breathe a<br />

sigh of relief once they stepped through<br />

the doors. It’s imperative to establish a<br />

routine of relaxing. Many of our monthly<br />

members sign up so they’re held<br />

accountable to come each month. The<br />

phone number to Murrieta Day Spa is<br />

951-677-8111 if you have any questions<br />

regarding the membership!<br />

The decision to make sure<br />

you stay well and relax is<br />

entirely yours. So, make the<br />

decision to relax today!


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

23<br />

5 Ways<br />

to BURN CALORIES<br />

ON YOUR LUNCH BREAK<br />

You want to exercise and<br />

get in better shape, but you<br />

have a full-time job and<br />

several other responsibilities.<br />

With a jam-packed<br />

schedule and no time to<br />

exercise, you’ll just have to<br />

give up, right?<br />

Wait! While you might find it impossible<br />

to spend two hours per day at<br />

the gym, being busy does not equal a<br />

free pass to an exercise-free life! You<br />

can still exercise, burn some calories,<br />

and feel better about yourself in as little<br />

as 30 minutes per day.<br />

Try the following exercises on your<br />

lunch break, and you can burn 100 calories<br />

or more in half an hour.<br />

Vinyasa yoga. Also called<br />

“flow yoga”, this is the form of yoga<br />

in which you move smoothly and<br />

quickly from one pose (asana) to another.<br />

A quick search of YouTube on<br />

your smartphone can bring up quick,<br />

ten-minute routines (or longer, of you<br />

prefer).<br />

A short run. When you picture<br />

running for exercise, you probably<br />

think of your neighbor who gets up at<br />

5 am every morning to run five miles.<br />

While that’s admirable, not everyone is<br />

interested in doing that. The good news<br />

is, you can take a very slow jog on your<br />

lunch break, and burn 100 calories or<br />

more in just ten minutes or so. Stash a<br />

pair of shoes in your office, and map<br />

out a one-mile route near the office.<br />

Use your body weight.<br />

You can do body-weight exercises<br />

pretty much anywhere, even in your office.<br />

Put together a routine of push-ups,<br />

sit-ups, squats, and lunges. If you don’t<br />

have room in your office, head outside<br />

to a nearby park. You can take along a<br />

jump rope for a little cardio, too.<br />

Hike the stairs. You don’t<br />

need the Stair Master at the gym, when<br />

the real thing is right there in your<br />

office building! Take a walk through<br />

the halls, and climb as many flights of<br />

stairs as you feel comfortable.<br />

Hit the work gym. If your<br />

company has a gym, or there’s one<br />

nearby, take advantage of it on your<br />

lunch break. As we said, you don’t<br />

have to spend hours there in order<br />

to see results. Spend 15 minutes on<br />

a stationary bike or elliptical, and 15<br />

minutes in the weight room focusing<br />

on one area of your body. Then head<br />

back to the office, feeling a little more<br />

powerful and dynamic.<br />

Steve Amante is the owner of Amante<br />

& Associates Insurance Solutions, Inc.<br />

He can be reached at 951-676-8800 -<br />

www.amanteandassociates.com<br />

Healthy<br />

Living<br />

by presented by<br />

Tina Steve M. Amante Gottlieb, D.C.<br />

connect: www.amanteandassociates.com<br />

Miss April’s Dance Classes through the Murrieta Parks and Recreation<br />

Department in Murrieta is now taking new registrations for<br />

morning and evening dance styles/classes. The new session begins<br />

again August 14th and 15th and run 6 weeks. For registration and<br />

information please contact 304-PARK or Murrietaca.gov<br />

Classes range from ages 2-15 - styles offered include dance with<br />

poms, lyrical, ballet, tap, jazz and funk. We also offer a He Instructor<br />

program ..come join the fun!<br />

You may contact April Vidal via facebook at Miss April’s<br />

Dance or aprilvidal1@gmail.com.


THE VALLEY BUSINESS JOURNAL<br />

24 www.TheValleyBusinessJournal.com<br />

August 2017<br />

Local Housing Market as Hot as the Weather<br />

REAL ESTATE<br />

by by<br />

Gene Steve Wunderlich Fillingim<br />

June brought the first half of 2017 to<br />

a close by posting another record month<br />

of sales in our local housing markets<br />

while continuing to drive prices higher.<br />

May set a new five year high and June<br />

extended that roll back to at least 2004<br />

when I started compiling these reports. In<br />

all probability, June set a new high water<br />

mark for the region with 1,357 single<br />

family resales for the month and 5,986<br />

for the first half.<br />

That mark will likely stand for awhile<br />

as pending home sales were down 13%<br />

from the prior month and the rest of the<br />

year is historically slower than the first<br />

half. If we can maintain the run rate, we<br />

appear to be on our way to another yearover-year<br />

increase extending the run to<br />

five consecutive years of boosting sales.<br />

IF we can keep enough inventory available<br />

to meet buyer demand.<br />

Canyon Lake lead the increase parade<br />

with sales up 28% YOY (106 / 147),<br />

Lake Elsinore posted an 18% increase<br />

(526 / 647) and Temecula and Wildomar<br />

added 10% to 1st half sales (948 / 1,056<br />

and 180 / 200), leading our local region<br />

to a 13% YOY increase, the largest in the<br />

state. Our numbers helped drive the IE<br />

region to a 10.4% YOY increase, also the<br />

largest increase for regions in the state.<br />

The Los Angeles metro region came in<br />

2nd increasing sales by 8.3% and the Bay<br />

Area, in spite of being plagued by very<br />

low inventory and skyrocketing prices,<br />

still came in 3rd with a 6.1% increase.<br />

The median price for existing homes<br />

in the region reached $355,155 in June,<br />

a 1.5% month-over-month<br />

increase and up 7% over 1st half<br />

2016. That’s slightly higher than the rest<br />

of the IE region where the median rose<br />

to $346,380, an 8% increase over the<br />

prior year. Across our 9 city region, Temecula<br />

($450,000), Murrieta ($415,000),<br />

Wildomar ($404,000) and Canyon Lake<br />

($422,500) all exceeded the Riverside<br />

County median of $385,000 but remained<br />

well off the statewide median of<br />

$555,150.<br />

Median prices in Los Angeles<br />

County ($492,000), San Diego County<br />

($605,000) and Orange County<br />

($795,000) continue to push prospective<br />

coastal residents into our community<br />

as both quality of life and affordable<br />

housing provide a powerful draw. Now<br />

if we could only add enough local jobs so<br />

60% of them didn’t have to drive hours<br />

every day…<br />

Unsold inventory remained at a low<br />

1.4 months with just 1,743 units for sale,<br />

down 24% from last June when buyers<br />

had 2,285 homes to choose from. Those<br />

homes are also flying off the market in<br />

an average 17 days, down 70% from last<br />

June when they stuck around for 56 days.<br />

I’ll end on a happy note, at least for<br />

me. I just returned from vacation (why<br />

this newsletter is late) from my home in<br />

Telluride, Colorado. Their association<br />

just released 1st quarter data as well<br />

with the following: sales are up with 37<br />

single family homes sold so far this year<br />

at an average price of $2,464,022. They<br />

also sold 63 condos at an average price<br />

of $1,323,000. Up the hill in Mountain<br />

Village they sold 31 single family homes<br />

at an average $3,794,484. The most expensive<br />

home in Telluride so far this year<br />

sold for $6,200,000 and 9 homes sold in<br />

Mountain Village for over $6,000,000.<br />

One condo sold for $4,150,000 and the<br />

most expensive property sold in the region<br />

was a ranch for $24,000,000.<br />

The most expensive home currently<br />

on the market at 851 Wilson Way, is<br />

listed for $29,500,000. That will likely<br />

pale next to what is referred to as<br />

‘Oprah’s Project’. Oprah already has a<br />

$10,000,000 pied-aterre where she will<br />

suffer until her new place is built. So far<br />

they’ve completed the driveway to the<br />

new place which cost $14,000,000! For<br />

the driveway!<br />

If you’d like to buy a place there, I<br />

can sure help you. Happily. Eagerly.<br />

Gene Wunderlich, Vice President of<br />

Government Affairs, Southwest Riverside<br />

County Association of Realtors®<br />

SRCAR® . . . the trusted resource<br />

for REALTORS® 951-205-1911<br />

http://srcar.org/<br />

“<br />

That mark will likely<br />

stand for awhile as<br />

pending home sales<br />

were down 13% from<br />

the prior month and<br />

the rest of the year<br />

is historically slower<br />

than the first half


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

25<br />

Go Local Temecula Valley<br />

CONTINUED FROM PAGE 1<br />

They portray a community’s distinctive<br />

character and offer a broader range<br />

of product choices – and those Main<br />

Street public spaces promote community<br />

cohesiveness.<br />

But today, ecommerce giants and<br />

“big-box” retailers threaten the small<br />

businesses that employ half of the working<br />

population in America.<br />

Many of our friends, neighbors and<br />

family members are likely to own or<br />

work for a small, local business – and<br />

they deserve our support. That’s exactly<br />

what the organizers of Go Local Temecula<br />

Valley have in mind.<br />

Go Local Temecula Valley is a local<br />

business support initiative founded and<br />

sponsored by Temecula-based National<br />

Merchants Association (NMA), a<br />

merchant advocacy group and payment<br />

processor. The purpose of Go Local Temecula<br />

Valley is two-pronged: to support<br />

locally-owned businesses by facilitating<br />

business-to-business collaboration; and<br />

to launch marketing campaigns that encourage<br />

area residents to patronize local<br />

businesses first.<br />

“We are excited to be a part of the Go<br />

Local program,” said Bob Patel, owner<br />

of the new Vail Pizzeria, located in the<br />

new Vail Headquarters shopping development<br />

in Temecula. “We are grateful for<br />

anyone who wants to help support small<br />

businesses like ours.”<br />

Studies indicate that money spent<br />

at locally-owned businesses creates 3 ½<br />

times the local economic impact when<br />

compared with money spent at “big-box”<br />

retailers, or retail and restaurant chains.<br />

This impact includes everything from<br />

tax-generated community benefits like<br />

fire and police, to job creation, sustainability,<br />

quality of life for workers, and<br />

commercial and resident investment.<br />

“When you spend a dollar bill at a<br />

locally-owned business, that dollar bill<br />

is much more likely to be spent over and<br />

over again within the community,” said<br />

Go Local team member Holly Grieco.<br />

“The benefits of that are huge for the local<br />

economy and the community as a whole.”<br />

Go Local organizers have been meeting<br />

with business leaders and city officials,<br />

and is working to develop partnerships<br />

with area chambers of commerce,<br />

city governments and business-focused<br />

organizations throughout the valley.<br />

“We are hoping to support the great<br />

work that those groups already do,” said<br />

Go Local team member Jeff Pack. “We<br />

see this as an opportunity to give back<br />

to the business community and we hope<br />

cities, chambers and groups will partner<br />

with us to make the program as effective<br />

as possible. Those organizations<br />

are doing vitally important work in the<br />

community, and we just want to do our<br />

part to contribute.”<br />

National Merchants Association has<br />

been headquartered in Temecula since<br />

2012, and NMA’s CEO Heather Petersen<br />

determined that it was time to increase<br />

their support for the business community<br />

that has supported them over the past<br />

four years.<br />

“We’re very proud to help launch<br />

this program, and we’re excited about<br />

the feedback we’ve already received<br />

from other business owners and local<br />

residents,” Petersen said. “We think it’s<br />

something people will rally around, because<br />

everybody benefits from a healthy<br />

local business environment.”<br />

Businesses that sign up for the program<br />

will be provided consumer-facing<br />

promotion and networking and event<br />

opportunities — free of any membership<br />

fee or commitment. Go Local member<br />

businesses will receive digital, social<br />

media and print advertising support, as<br />

well as other benefits.<br />

Group organizers are also seeking<br />

candidates for the Go Local leadership<br />

committee, which will help guide the<br />

program going forward. “We know there<br />

are a lot of bright minds out there that can<br />

bring fresh ideas to the table — that’s who<br />

we want to be involved with Go Local,”<br />

Pack said.<br />

Consumers who sign up for free will<br />

receive information and special offers<br />

from Go Local member businesses. Local<br />

businesses that sign up will receive helpful<br />

information about the economic benefits<br />

of using local vendors and services;<br />

opportunities for collaboration with other<br />

member businesses; and Go Local promotional<br />

materials and collateral.<br />

Consumers and business owners can sign<br />

up at www.joingolocal.com. For more<br />

information on the Go Local program,<br />

e-mail hello@joingolocal.com.<br />

“<br />

This impact includes everything from tax-generated<br />

community benefits like fire and police,<br />

to job creation, sustainability, quality of life for<br />

workers, and commercial and resident<br />

investment


THE VALLEY BUSINESS JOURNAL<br />

26 www.TheValleyBusinessJournal.com<br />

August 2017<br />

Social Engineering: More than Just Phishing<br />

CONTINUED FROM PAGE 1<br />

Social engineering is the act of manipulating<br />

people by appealing to some<br />

angle of their human psyche. Phishing<br />

is the most talked about one but other<br />

top tactics include: pretexting, baiting,<br />

quid pro quo and tailgating.<br />

Pretexting involves a scammer<br />

who has a presented some sort of back<br />

story or pretense for speaking to you<br />

that sounds believable. Scammers will<br />

use this tactic to gain account information,<br />

names of contacts, etc. to use<br />

to their benefit. Pretexting is often just<br />

one component of a multi-layer scam.<br />

With each bit of information they gain,<br />

their next interaction with yourself or a<br />

co-worker becomes even more believable<br />

as they work in the new details<br />

they’ve gained into their story.<br />

Baiting involves a scammer offering<br />

something up in exchange for<br />

information from you. These types of<br />

scams are often seen with free music<br />

or software downloads. Though it may<br />

not be apparent to you, the scammer has<br />

gained access to your computer through<br />

the download. These types of scams can<br />

go undetected as the scammer is collecting<br />

information from your computer.<br />

Unlike baiting that provides some<br />

form of good, quid pro quo offers up<br />

some form of service. A popular scam<br />

is random calls made offering to fix<br />

your computer or the like. Victims are<br />

tricked into thinking they are speaking<br />

to someone from their software company<br />

and allow access to their system.<br />

Tailgating (or piggybacking) involves<br />

someone following you into a<br />

secure area. This happens constantly<br />

in apartment complexes, where one<br />

car just follows another one in. Larger<br />

corporations are usually protected<br />

from these types of scams as they often<br />

require door badges; but mid-sized<br />

companies are often used to outside<br />

clients, consultants, etc. visiting and<br />

may be more likely to allow someone<br />

to follow them in.<br />

Though these may be the four most<br />

popular social engineering tactics after<br />

phishing, this is nowhere near an exhaustive<br />

list. Tactics are only restricted<br />

to the level of creativity of a scammer.<br />

Some things to consider when trying<br />

to protect yourself and your business<br />

include: do not open emails from an untrusted<br />

source, do not give strangers the<br />

benefit of the doubt, slow down, reject<br />

requests of help from people you don’t<br />

know and take the time to research if<br />

something just feels “off”.<br />

These scams are not going anywhere,<br />

rather they are growing and<br />

evolving every day so you must remain<br />

diligent to protect yourself and your<br />

clients.<br />

Mythos Technology is an IT consulting<br />

and management firm that provides<br />

Managed Services including hosted<br />

cloud solutions. For more information,<br />

please visit www.mythostech.com or<br />

call (951) 813-2672.<br />

“<br />

These scams are not<br />

going anywhere,<br />

rather they are<br />

growing and evolving<br />

every day so you<br />

must remain diligent<br />

to protect yourself<br />

and your clients.<br />

TECHNOLOGY<br />

by<br />

by<br />

Stefani<br />

Steve Fillingim<br />

Laszko


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

27<br />

Oak Grove Center to Host<br />

Media Event for Annual<br />

“So-Cal Chef Open”<br />

Oak Grove Center is proud to again<br />

be partnering with the local and regional<br />

community to bring you the “10th Annual<br />

Chef Open”—a culinary event to<br />

benefit Oak Grove Center.<br />

Oak Grove Center asks that you join<br />

them at Leoness Cellars for a media<br />

preview regarding the upcoming “So-<br />

Cal Chef Open” event.<br />

WHO: Oak Grove Center “So-Cal<br />

Chef Open”<br />

WHAT: Media Event for “So-Cal<br />

Chef Open”<br />

WHEN: Wednesday, August 9th<br />

from 5:30-7:30 P.M.<br />

WHERE: Leoness Cellars, 38311<br />

De Portola Road in Temecula<br />

campuses) for children throughout<br />

California with psychological, emotional,<br />

behavioral problems and special<br />

needs. Oak Grove Center’s mission is<br />

to rebuild the lives of at-risk children<br />

and their families through education,<br />

healing, restoring relationships, building<br />

character and instilling hope.<br />

The goal of this media event is to<br />

bring local media together in support<br />

of this exciting community event and<br />

nonprofit organization and to highlight<br />

the competing chefs and judges that<br />

are philanthropists as well as experts<br />

in their field.<br />

The “So-Cal Chef Open”, scheduled<br />

for September 11th has seen record<br />

growth each year since its inception in<br />

2007.<br />

All proceeds from the event will<br />

benefit the youth of Oak Grove Center,<br />

a nonprofit residential, educational<br />

and treatment Center (with multiple<br />

Paradise Chevrolet cadillac named...<br />

CONTINUED FROM PAGE 1<br />

Paradise Chevrolet Cadillac announced<br />

that the dealership has been<br />

recognized by General Motors as a “Business<br />

Elite” Mark of Excellence Dealer.<br />

Mr. Mark Hogland – Director General<br />

Motors Fleet presented the prestigious<br />

award.<br />

Once again, Paradise is being recognized<br />

with this honor by GM. We all<br />

know how rare it is for a sport team to<br />

achieve a “three-peat” championship.<br />

As a matter of fact, the Commercial<br />

Sales and Service Team at Paradise has<br />

now earned the Business Elite Mark of<br />

Excellence Award for the 4th consecutive<br />

year. This unique distinction is reserved<br />

for dealerships who exhibit exceptional<br />

professionalism and superior customer<br />

service, along with extraordinary growth<br />

of their commercial business.<br />

“We had another great year in 2016,<br />

and are proud that our hard work has<br />

been recognized,” said Terry Gilmore<br />

– President of Paradise. “At Paradise,<br />

our commitment to complete customer<br />

satisfaction is our #1 goal. We treat each<br />

customer as a client as well as a friend,<br />

and we value that relationship. At Paradise,<br />

our family of employees continue<br />

to receive Chevrolet’s highest scores<br />

for customer satisfaction. We strive to<br />

exceed your expectations each time we<br />

are granted an opportunity, and keep you<br />

coming back for all your transportation<br />

needs. Our guiding principle is to provide<br />

a customer experience that is second<br />

to none, and we look forward to building<br />

on this in 2017.”<br />

Our of GM’s approximately 4,500<br />

dealerships across the United States, only<br />

about 640 are Business Elite. Paradise<br />

is one of only 10 Chevrolet Business<br />

Elite dealerships to receive this Mark of<br />

Excellence award.<br />

About Paradise Chevrolet Cadillac -<br />

Paradise Chevrolet Cadillac in Temecula,<br />

CA serving the greater San Diego,<br />

North County and Temecula Valley Area<br />

is proud to be an automotive leader<br />

in our area. We offer a wide selection<br />

of vehicles and hope to make the car<br />

buying experience as quick and hassle<br />

free as possible. Paradise was recently<br />

recognized by Chevrolet as a Dealer of<br />

the Year for 2016. Paradise is also committed<br />

to giving back to the community<br />

and generously supports numerous local<br />

charities in the area.


www.TheValleyBusinessJournal.com<br />

THE VALLEY BUSINESS JOURNAL<br />

28 August 2017


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

Friday Live Music<br />

Alaina Blair (Country)<br />

Date: FRIDAY, August 4th<br />

Time: 6:00 pm - 9:00 pm<br />

Cost: FREE<br />

29<br />

B.I.G. (Soul, R&B, Jazz)<br />

Date: FRIDAY, August 11th<br />

Time: 6:00 pm - 9:00 pm<br />

Cost: FREE<br />

Derek Bordeaux (Soul, R&B)<br />

Date: FRIDAY, August 18th<br />

Time: 6:00 pm - 9:00 pm<br />

Cost: FREE<br />

Eagles Tribute Band<br />

Date: FRIDAY, August 25th<br />

Time: 6:00 pm - 9:00 pm<br />

Cost: $10 Cover<br />

AUGUST CONCERTS<br />

Saturday, August 12th - 7:00PM<br />

SPYRO GYRA<br />

Special Guest: Vincent Ingala<br />

$75 General Admission, $150 Gourmet Supper Package<br />

Sunday, August 20th - 6:00PM<br />

$85 General Admission, $160 Gourmet Supper Package<br />

Reservations: Call (951) 699-0099, to reserve a table!<br />

Sunday, August 20th – 6:00PM<br />

Gerald Albright & Jonathan Butler<br />

$75 General Admission, $150 Gourmet Supper Package<br />

September CONCERTS<br />

Melissa Etheridge<br />

Friday, September 8 at 7:30pm<br />

Dave Koz & Larry Graham<br />

Saturday, September 9 at 7:00pm<br />

Dave Koz & Larry Graham<br />

Sunday, September 10 at 5:00pm<br />

West Coast Jam: Rick Braun, Norman Brown<br />

& Richard Elliot<br />

Saturday, September 16 at 7:00pm<br />

Sunday, August 27th - 6:00PM<br />

OTTMAR LIEBERT<br />

$85 General Admission, $175 Gourmet Supper Package<br />

Keiko Matsui and Poncho Sanchez<br />

Saturday, September 23 at 7:00pm<br />

Boney James<br />

Sunday, September 24 at 5:00pm<br />

Brian Culbertson<br />

Saturday, September 30 at 7:00pm<br />

www.jazzconcerts.com • www.thorntonwine.com<br />

(951) 699-0099


THE VALLEY BUSINESS JOURNAL<br />

30 www.TheValleyBusinessJournal.com<br />

August 2017<br />

There are many Sinatra Impersonators.<br />

However, Kenny sings his<br />

songs in his own way and style on<br />

his new CD “Ken Rice Sings Sinatra”.<br />

As so many know, Ken’s main<br />

musical instrument is the saxophone<br />

which he proudly teaches at his music<br />

business in Temecula called “The<br />

Little Shop of Horns” for the past 19<br />

years. His devoted fans, love to hear<br />

him play and sing at many establishments<br />

& private parties.<br />

Ken’s wife, Lenore, introduced<br />

him to Sinatra “The Chairman of the<br />

Board” many years ago, and now he<br />

has finally created his own album<br />

for her “Because she knows and has<br />

taught me great music!”<br />

His $10.00 CD consists of 45<br />

minutes of Sinatra’s Greatest Hits,<br />

and his wonderful “Sinatra Show” is<br />

2 hours of fully orchestrated songs.<br />

Kenneth Rice was just inducted<br />

in the Rock & Roll Hall of Fame for<br />

his many years with his 70’s group<br />

“The Fabulous Flippers”. In music<br />

since age 12 in Kansas, he has proudly<br />

toured the globe with many Great<br />

Entertainers such as The Stylistics,<br />

Little Richard, Smokey Robinson,<br />

Gloria Gaynor, Ella Fitzgerald, Johnny<br />

Depp, Slash, Harold Melvin (In<br />

Berlin) Marvin Gaye, The Chi-lites<br />

with Barry White in Germany, and<br />

many more.<br />

For more info and performance<br />

dates visit<br />

www.kenricemusic.com, or<br />

give him a call (especially<br />

for private parties) at 951-<br />

694-9994. Email - kricemusic@aol.com.<br />

On Facebook,<br />

Kenneth Rice.


August 2017<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

31


www.TheValleyBusinessJournal.com<br />

THE VALLEY BUSINESS JOURNAL<br />

32 August 2017

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