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November 2017

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An investment that’s<br />

just your cup of tea<br />

For people. For planet. For profit.<br />

“The impact of Oikocredit on many of the 65,000 people who live on<br />

our company’s tea estates is tremendous. As well as social benefits,<br />

there are ecological improvements because we farm sustainably.”<br />

Sanjay Bansal, Chairman and Managing Director, Ambootia<br />

Tea workers in India are often dependent on plantation<br />

owners for housing, social care and wages. All too often lives<br />

are greatly affected if estates fail or are abandoned. International<br />

social impact investor, Oikocredit invests in Ambootia who acquire<br />

struggling tea estates in India. They apply organic and biodynamic<br />

farming techniques, and transform the lives of their workers<br />

– providing them with secure livelihoods, fair wages and help<br />

with housing, food, clothing, education and medical treatment.<br />

Established in 1975, Oikocredit invests over €1 billion per<br />

annum in more than 800 social enterprise partners (like Ambootia)<br />

across Africa, Asia, Latin America and Central & Eastern Europe.<br />

We prioritise inclusive finance, smallholder agriculture and<br />

affordable, renewable energy sectors to reach the most financiallydisempowered<br />

communities in the world so that they can build<br />

and sustain their own livelihoods.<br />

Oikocredit’s activities, and related social impact monitoring,<br />

also connect with many of the United Nation’s 17 sustainable<br />

development goals (SDGs) to reach by 2030.<br />

The investment opportunity for individuals and organisations in<br />

the UK is via depository receipts in the Oikocredit International<br />

Share Foundation (OISF), which have historically delivered a gross<br />

return of between 1%-2% each year, every year*. There is no fixed<br />

notice period for redemption, no annual management charge, and<br />

investors have always had their capital repaid. Investments can be<br />

made in either EUROS or GBP Sterling. The minimum investment<br />

is €200 (or £150); there is no maximum.<br />

Conditions apply and your investment is at risk. It is not covered<br />

by a financial compensation scheme and is potentially illiquid.<br />

Past performance is not a guide to future performance and<br />

repayment of your investment is not guaranteed. Oikocredit has<br />

the right to postpone redemptions for up to five years. If you are<br />

in doubt about the suitability of this investment, please contact<br />

a financial expert. *Taken from Annual Reports & Accounts.<br />

Find out more and download our prospectus<br />

oikocredit.org.uk | 0208 785 5526<br />

This advertisement was produced by the Oikocredit International Share Foundation (OISF) and has been approved by Wrigleys Solicitors<br />

LLP who are authorised and regulated by the FCA (Financial Conduct Authority). The OISF prospectus is approved by the AFM (Autoriteit<br />

Financiele Markten), the regulatory authority for financial services in the Netherlands. The AFM has notified the FCA of the prospectus.<br />

Ambootia tea farmer, India. Photography: Opmeer Reports.

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