Bay Harbour: December 14, 2016
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PAGE 4 BAY HARBOUR<br />
Wednesday <strong>December</strong> <strong>14</strong> <strong>2016</strong><br />
EQC UPDATE KEEPING YOU INFORMED | DECEMBER <strong>2016</strong><br />
The year ahead<br />
A message from outgoing EQC chief executive<br />
Ian Simpson<br />
The Kaikoura Earthquake has been an unwelcome<br />
reminder of the sheer power and unpredictability<br />
of geological forces and of New Zealand’s<br />
vulnerability to these.<br />
The earthquake has also highlighted yet again<br />
the resilience of New Zealanders in the face of<br />
natural disaster.<br />
At EQC, it’s also reminded us that every natural<br />
disaster affects communities in different ways. So<br />
while we have learned a number of lessons from<br />
Canterbury 2010-2011, our response to the<br />
Kaikoura Earthquakes will be different.<br />
One of the key things we learned from<br />
Canterbury is that we should have put more<br />
time early on into building relationships with<br />
customers, community groups, local<br />
Courtesy of Tonkin + Taylor<br />
Don’t wait to hear from<br />
EQC – lodge your claim<br />
Most people seen by EQC in the first<br />
weeks since the Kaikoura<br />
Earthquake of <strong>14</strong> November have<br />
wanted help lodging their claims<br />
and advice on how to get emergency<br />
repairs underway to get them back<br />
into their homes.<br />
EQC Customer and Claims General<br />
Manager Trish Keith says that having<br />
organised three teams on rotation into<br />
the most impacted areas of Ward, Waiau<br />
and Kaikoura to help lodge claims,<br />
provide information and answer<br />
EQC-related questions, EQC is being<br />
kept up to date on customer needs.<br />
“One of the lessons out of Canterbury<br />
was that people wanted information<br />
and the opportunity to talk to someone<br />
about their issues as soon as they could<br />
after an event, so we have ensured that<br />
our response to Kaikoura includes<br />
personal contact,” Mrs Keith says.<br />
“The teams have been dealing with<br />
hundreds of customers one-on-one.<br />
Many people have been asking EQC<br />
when someone from EQC will visit<br />
them, so they will know what to do<br />
next. My advice is that they go ahead<br />
and lodge the claim first. Don’t wait for<br />
anyone to visit.<br />
“Go ahead and lodge your claim to<br />
ensure you are in the system, and any<br />
earthquake damage found later can be<br />
added. If you fail to lodge a claim<br />
before <strong>14</strong> February 2017, we won’t be<br />
able to help you so best to lodge the<br />
government, and government agencies<br />
and insurers.<br />
We are heeding that lesson as we plan our<br />
response to Kaikoura. We’ve had staff on the<br />
ground in Kaikoura, Ward and Waiau to help<br />
customers lodge their claims and answer EQC<br />
related questions. The information our people<br />
are picking up from those areas is being fed back<br />
into our planning.<br />
The work we are doing now will mean that in<br />
2017 we will be putting in place the team we<br />
need to deliver a response tailored to the needs<br />
of customers impacted by the Kaikoura<br />
Earthquake. This team will be part of the new<br />
structure we have developed to also carry on the<br />
remaining work in Canterbury in 2017.<br />
While we are working very hard on responding to<br />
Kaikoura, we also know we have to keep focussed<br />
on resolving the final Canterbury claims.<br />
I’m stepping down as EQC’s chief executive at<br />
the end of this year. I want to thank people of<br />
claim,” Mrs Keith says.<br />
The next steps about claim assessment<br />
and settlement are still the subject of<br />
ongoing negotiations with private<br />
insurers. EQC is confident it will have<br />
news on this soon.<br />
EQC has been prioritising the<br />
vulnerable and the most damaged<br />
homes for visits, as needed.<br />
All EQC teams are working out of<br />
Recovery Assistance Centres set up by<br />
Canterbury Civil Defence Emergency<br />
Management in Ward, Waiau and<br />
Kaikoura so Government agencies and<br />
non-government agencies could deliver<br />
consistently across areas of need.<br />
If you have any questions about<br />
your existing claim or want to lodge<br />
a new claim:<br />
• Visit www.eqc.govt.nz/claims<br />
• Email info@eqc.govt.nz<br />
• Phone 0800 DAMAGE (326 243)<br />
The EQC call centre is open 7am to<br />
9pm Monday to Friday, and 8am to<br />
6pm on Saturdays.<br />
To prepare for making a claim,<br />
remember to have on hand:<br />
• Information about what damage<br />
occurred<br />
• Photographs showing the damage<br />
and any urgent work that was done<br />
• Your insurance policy number and<br />
name of your insurance company.<br />
Courtesy of NZ Fire Service<br />
Canterbury for the support we have received,<br />
and at times for your patience. I acknowledge we<br />
didn’t always get everything right but we have<br />
learned from that. I also want to acknowledge the<br />
EQC staff who worked very hard to support the<br />
Canterbury recovery.<br />
Looking ahead, it’s clear 2017 will be another<br />
year of challenges. I’m confident that EQC will<br />
rise to meet those challenges.<br />
2017 changes<br />
From later this month, EQC will be the main point of<br />
contact for all customer enquiries relating to Canterbury<br />
Home Repair Programme (CHRP) repairs.<br />
Until now, customers have dealt with EQC and/or Fletcher EQR<br />
– depending on what stage their repairs have been at. But, from<br />
16 <strong>December</strong>, EQC’s 0800 number (0800 326 243) will be the<br />
main number for all customers – including those whose<br />
properties are in the current sub-floor review, who will be<br />
transferred to the Fletcher EQR staff focussing on that work.<br />
No delays are intended or anticipated, but personnel changes<br />
due to the completion of about 68,400 first-time CHRP repairs<br />
may mean some customers will have a different contact person<br />
at EQC or EQR in 2017.<br />
EQC’s General Manager Customer and Claims Trish Keith says<br />
these customers will be advised of any changes and provided<br />
with new contact details.<br />
“We don’t want customers who currently have a contact<br />
person at EQC or EQR calling us and only then finding out that<br />
someone else is looking after their claim.”<br />
She says any changes will be limited to EQC and EQR<br />
personnel, and repair work will be carried out by contractors<br />
that have already worked for the home repair programme and<br />
are familiar with EQC’s systems and quality expectations.<br />
Most CHRP contractors will finish work for the year on<br />
23 <strong>December</strong> and resume work from 9 January.<br />
EQC’s Contact Centre hours will be:<br />
• Friday 23 <strong>December</strong>: 7am-5pm<br />
• Saturday 24 <strong>December</strong> – Tuesday 27 <strong>December</strong>: CLOSED<br />
• Wednesday 28 <strong>December</strong> – Friday 30 <strong>December</strong>: 8am-5pm<br />
• Saturday 31 <strong>December</strong> – Tuesday 3 January: CLOSED<br />
• Normal hours will resume on Wednesday 4 January<br />
(7am-9pm Monday-Friday; 8am-6pm Saturday)<br />
EQC in the<br />
community<br />
EQC staff members will be available to answer your<br />
questions and talk about claims at the following Recovery<br />
Assistance Centres.<br />
• KAIKOURA<br />
8.30am-5pm, 7 days, Sacred Heart Parish Hall<br />
• WAIAU<br />
11am-2pm, Monday 12 <strong>December</strong>, Waiau Hall<br />
• WELLINGTON<br />
10am-5pm, Monday-Friday Public Trust Building,<br />
131-135 Lambton Quay<br />
Positive<br />
response to<br />
February <strong>2016</strong><br />
settlement<br />
process<br />
90 percent of claims from the February <strong>2016</strong><br />
earthquakes have been settled.<br />
EQC’s February <strong>2016</strong> Event Response Manager,<br />
Jayne Lapin, says of the 13,879 claims received for the<br />
<strong>14</strong> and 29 February earthquakes and subsequent<br />
aftershocks, EQC has resolved 12,440 (90 percent)<br />
by cash settlement worth a total value of $46,039,854<br />
“Customers have appreciated the approach we have<br />
developed and implemented in response to the<br />
February earthquakes.”<br />
The new approach uses both on-site and phonebased<br />
assessments, and allows customers to influence<br />
the pace of settlement by giving them the opportunity<br />
to provide earthquake damage data and<br />
photographic evidence.<br />
Thanks to a robust period of planning in advance and<br />
with customers providing information up front, claims<br />
have taken an average of three weeks to reach<br />
settlement from assessment.<br />
Customers who have been through the process have<br />
been surveyed and nearly 90 percent of those who have<br />
taken part have been positive about their experience.<br />
Ms Lapin says EQC had hoped to resolve all February<br />
<strong>2016</strong> claims by the end of the year but it has suited<br />
some customers to defer their assessment to 2017,<br />
meaning a small number remain open and will be<br />
closed early next year.<br />
Land settlements<br />
update<br />
Almost all land claims will be resolved by the end<br />
of the year but there will be some customers who<br />
will get their settlement in 2017.<br />
At the end of <strong>December</strong> <strong>2016</strong>, out of a total of<br />
approximately 73,000 green zone properties we<br />
expect to have resolved 97% of them. This means we<br />
have either made payments to customers or advised<br />
them that they don’t qualify for the types of land<br />
damage known as Increased Flooding Vulnerability<br />
(IFV) and/or Increased Liquefaction Vulnerability (ILV).<br />
“We’ve been working to get an answer to all land<br />
customers waiting to hear from us this year. While we<br />
have worked hard to ensure that customers have<br />
received their land settlement, we are conscious that<br />
some are still waiting”, says EQC’s Head of Customer<br />
and Claims Trish Keith.<br />
“These are the last of the most complex claims that<br />
we need to settle and we will do our best to continue<br />
to deliver robust settlements which can give<br />
homeowners confidence that all properties have been<br />
assessed fairly and consistently”, says Mrs Keith.<br />
“Looking back on the year, we would also like the<br />
opportunity to thank all land customers, community<br />
groups and many other stakeholders, who are also<br />
supporting our customers, for their patience and<br />
understanding as well as taking the time to come to<br />
our community meetings on land settlements or<br />
hosting us and providing us with their feedback”,<br />
concludes Mrs Keith.<br />
The EQC website remains a good source of<br />
information for land customers who want to find out<br />
more about IFV and ILV land damage, which are a<br />
world-first. Please visit www.eqc.govt.nz/IFV or www.<br />
eqc.govt.nz/ILV.<br />
CONTACT EQC AT 0800 DAMAGE (0800 326 243) OR VISIT WWW.EQC.GOVT.NZ