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Bay Harbour: December 14, 2016

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PAGE 4 BAY HARBOUR<br />

Wednesday <strong>December</strong> <strong>14</strong> <strong>2016</strong><br />

EQC UPDATE KEEPING YOU INFORMED | DECEMBER <strong>2016</strong><br />

The year ahead<br />

A message from outgoing EQC chief executive<br />

Ian Simpson<br />

The Kaikoura Earthquake has been an unwelcome<br />

reminder of the sheer power and unpredictability<br />

of geological forces and of New Zealand’s<br />

vulnerability to these.<br />

The earthquake has also highlighted yet again<br />

the resilience of New Zealanders in the face of<br />

natural disaster.<br />

At EQC, it’s also reminded us that every natural<br />

disaster affects communities in different ways. So<br />

while we have learned a number of lessons from<br />

Canterbury 2010-2011, our response to the<br />

Kaikoura Earthquakes will be different.<br />

One of the key things we learned from<br />

Canterbury is that we should have put more<br />

time early on into building relationships with<br />

customers, community groups, local<br />

Courtesy of Tonkin + Taylor<br />

Don’t wait to hear from<br />

EQC – lodge your claim<br />

Most people seen by EQC in the first<br />

weeks since the Kaikoura<br />

Earthquake of <strong>14</strong> November have<br />

wanted help lodging their claims<br />

and advice on how to get emergency<br />

repairs underway to get them back<br />

into their homes.<br />

EQC Customer and Claims General<br />

Manager Trish Keith says that having<br />

organised three teams on rotation into<br />

the most impacted areas of Ward, Waiau<br />

and Kaikoura to help lodge claims,<br />

provide information and answer<br />

EQC-related questions, EQC is being<br />

kept up to date on customer needs.<br />

“One of the lessons out of Canterbury<br />

was that people wanted information<br />

and the opportunity to talk to someone<br />

about their issues as soon as they could<br />

after an event, so we have ensured that<br />

our response to Kaikoura includes<br />

personal contact,” Mrs Keith says.<br />

“The teams have been dealing with<br />

hundreds of customers one-on-one.<br />

Many people have been asking EQC<br />

when someone from EQC will visit<br />

them, so they will know what to do<br />

next. My advice is that they go ahead<br />

and lodge the claim first. Don’t wait for<br />

anyone to visit.<br />

“Go ahead and lodge your claim to<br />

ensure you are in the system, and any<br />

earthquake damage found later can be<br />

added. If you fail to lodge a claim<br />

before <strong>14</strong> February 2017, we won’t be<br />

able to help you so best to lodge the<br />

government, and government agencies<br />

and insurers.<br />

We are heeding that lesson as we plan our<br />

response to Kaikoura. We’ve had staff on the<br />

ground in Kaikoura, Ward and Waiau to help<br />

customers lodge their claims and answer EQC<br />

related questions. The information our people<br />

are picking up from those areas is being fed back<br />

into our planning.<br />

The work we are doing now will mean that in<br />

2017 we will be putting in place the team we<br />

need to deliver a response tailored to the needs<br />

of customers impacted by the Kaikoura<br />

Earthquake. This team will be part of the new<br />

structure we have developed to also carry on the<br />

remaining work in Canterbury in 2017.<br />

While we are working very hard on responding to<br />

Kaikoura, we also know we have to keep focussed<br />

on resolving the final Canterbury claims.<br />

I’m stepping down as EQC’s chief executive at<br />

the end of this year. I want to thank people of<br />

claim,” Mrs Keith says.<br />

The next steps about claim assessment<br />

and settlement are still the subject of<br />

ongoing negotiations with private<br />

insurers. EQC is confident it will have<br />

news on this soon.<br />

EQC has been prioritising the<br />

vulnerable and the most damaged<br />

homes for visits, as needed.<br />

All EQC teams are working out of<br />

Recovery Assistance Centres set up by<br />

Canterbury Civil Defence Emergency<br />

Management in Ward, Waiau and<br />

Kaikoura so Government agencies and<br />

non-government agencies could deliver<br />

consistently across areas of need.<br />

If you have any questions about<br />

your existing claim or want to lodge<br />

a new claim:<br />

• Visit www.eqc.govt.nz/claims<br />

• Email info@eqc.govt.nz<br />

• Phone 0800 DAMAGE (326 243)<br />

The EQC call centre is open 7am to<br />

9pm Monday to Friday, and 8am to<br />

6pm on Saturdays.<br />

To prepare for making a claim,<br />

remember to have on hand:<br />

• Information about what damage<br />

occurred<br />

• Photographs showing the damage<br />

and any urgent work that was done<br />

• Your insurance policy number and<br />

name of your insurance company.<br />

Courtesy of NZ Fire Service<br />

Canterbury for the support we have received,<br />

and at times for your patience. I acknowledge we<br />

didn’t always get everything right but we have<br />

learned from that. I also want to acknowledge the<br />

EQC staff who worked very hard to support the<br />

Canterbury recovery.<br />

Looking ahead, it’s clear 2017 will be another<br />

year of challenges. I’m confident that EQC will<br />

rise to meet those challenges.<br />

2017 changes<br />

From later this month, EQC will be the main point of<br />

contact for all customer enquiries relating to Canterbury<br />

Home Repair Programme (CHRP) repairs.<br />

Until now, customers have dealt with EQC and/or Fletcher EQR<br />

– depending on what stage their repairs have been at. But, from<br />

16 <strong>December</strong>, EQC’s 0800 number (0800 326 243) will be the<br />

main number for all customers – including those whose<br />

properties are in the current sub-floor review, who will be<br />

transferred to the Fletcher EQR staff focussing on that work.<br />

No delays are intended or anticipated, but personnel changes<br />

due to the completion of about 68,400 first-time CHRP repairs<br />

may mean some customers will have a different contact person<br />

at EQC or EQR in 2017.<br />

EQC’s General Manager Customer and Claims Trish Keith says<br />

these customers will be advised of any changes and provided<br />

with new contact details.<br />

“We don’t want customers who currently have a contact<br />

person at EQC or EQR calling us and only then finding out that<br />

someone else is looking after their claim.”<br />

She says any changes will be limited to EQC and EQR<br />

personnel, and repair work will be carried out by contractors<br />

that have already worked for the home repair programme and<br />

are familiar with EQC’s systems and quality expectations.<br />

Most CHRP contractors will finish work for the year on<br />

23 <strong>December</strong> and resume work from 9 January.<br />

EQC’s Contact Centre hours will be:<br />

• Friday 23 <strong>December</strong>: 7am-5pm<br />

• Saturday 24 <strong>December</strong> – Tuesday 27 <strong>December</strong>: CLOSED<br />

• Wednesday 28 <strong>December</strong> – Friday 30 <strong>December</strong>: 8am-5pm<br />

• Saturday 31 <strong>December</strong> – Tuesday 3 January: CLOSED<br />

• Normal hours will resume on Wednesday 4 January<br />

(7am-9pm Monday-Friday; 8am-6pm Saturday)<br />

EQC in the<br />

community<br />

EQC staff members will be available to answer your<br />

questions and talk about claims at the following Recovery<br />

Assistance Centres.<br />

• KAIKOURA<br />

8.30am-5pm, 7 days, Sacred Heart Parish Hall<br />

• WAIAU<br />

11am-2pm, Monday 12 <strong>December</strong>, Waiau Hall<br />

• WELLINGTON<br />

10am-5pm, Monday-Friday Public Trust Building,<br />

131-135 Lambton Quay<br />

Positive<br />

response to<br />

February <strong>2016</strong><br />

settlement<br />

process<br />

90 percent of claims from the February <strong>2016</strong><br />

earthquakes have been settled.<br />

EQC’s February <strong>2016</strong> Event Response Manager,<br />

Jayne Lapin, says of the 13,879 claims received for the<br />

<strong>14</strong> and 29 February earthquakes and subsequent<br />

aftershocks, EQC has resolved 12,440 (90 percent)<br />

by cash settlement worth a total value of $46,039,854<br />

“Customers have appreciated the approach we have<br />

developed and implemented in response to the<br />

February earthquakes.”<br />

The new approach uses both on-site and phonebased<br />

assessments, and allows customers to influence<br />

the pace of settlement by giving them the opportunity<br />

to provide earthquake damage data and<br />

photographic evidence.<br />

Thanks to a robust period of planning in advance and<br />

with customers providing information up front, claims<br />

have taken an average of three weeks to reach<br />

settlement from assessment.<br />

Customers who have been through the process have<br />

been surveyed and nearly 90 percent of those who have<br />

taken part have been positive about their experience.<br />

Ms Lapin says EQC had hoped to resolve all February<br />

<strong>2016</strong> claims by the end of the year but it has suited<br />

some customers to defer their assessment to 2017,<br />

meaning a small number remain open and will be<br />

closed early next year.<br />

Land settlements<br />

update<br />

Almost all land claims will be resolved by the end<br />

of the year but there will be some customers who<br />

will get their settlement in 2017.<br />

At the end of <strong>December</strong> <strong>2016</strong>, out of a total of<br />

approximately 73,000 green zone properties we<br />

expect to have resolved 97% of them. This means we<br />

have either made payments to customers or advised<br />

them that they don’t qualify for the types of land<br />

damage known as Increased Flooding Vulnerability<br />

(IFV) and/or Increased Liquefaction Vulnerability (ILV).<br />

“We’ve been working to get an answer to all land<br />

customers waiting to hear from us this year. While we<br />

have worked hard to ensure that customers have<br />

received their land settlement, we are conscious that<br />

some are still waiting”, says EQC’s Head of Customer<br />

and Claims Trish Keith.<br />

“These are the last of the most complex claims that<br />

we need to settle and we will do our best to continue<br />

to deliver robust settlements which can give<br />

homeowners confidence that all properties have been<br />

assessed fairly and consistently”, says Mrs Keith.<br />

“Looking back on the year, we would also like the<br />

opportunity to thank all land customers, community<br />

groups and many other stakeholders, who are also<br />

supporting our customers, for their patience and<br />

understanding as well as taking the time to come to<br />

our community meetings on land settlements or<br />

hosting us and providing us with their feedback”,<br />

concludes Mrs Keith.<br />

The EQC website remains a good source of<br />

information for land customers who want to find out<br />

more about IFV and ILV land damage, which are a<br />

world-first. Please visit www.eqc.govt.nz/IFV or www.<br />

eqc.govt.nz/ILV.<br />

CONTACT EQC AT 0800 DAMAGE (0800 326 243) OR VISIT WWW.EQC.GOVT.NZ

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