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NYU School of Medicine Benefit Plans

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<strong>NYU</strong>HC and HJD<br />

Provider Network<br />

(UHC Participation)<br />

Highest level coverage<br />

• No deductibles<br />

• Co-Insurance<br />

• Fixed co-payments<br />

• No claim forms<br />

United Healthcare<br />

3 Ways to Get Care<br />

UHC Plan Options – Choose Basic or Plus Plan<br />

Both <strong>of</strong>fer same network for services<br />

Difference =Out-<strong>of</strong>-Pocket Costs when utilizing plan &<br />

paycheck deduction)<br />

In Network Providers<br />

United PPO<br />

Providers<br />

General Network<br />

Mid-level coverage<br />

• Lower annual deductible<br />

• Co-Insurance<br />

• Fixed co-payments<br />

• No claim forms<br />

Out-<strong>of</strong>-Network<br />

Providers<br />

Least coverage<br />

• Highest annual deductible<br />

• Pay highest co-insurance %<br />

• Claim forms required

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