NYU School of Medicine Benefit Plans

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Medical Plan Options • 2 United Healthcare Preferred Provider Organization (PPO) options • 3 Health Maintenance Organizations (HMOs) — Aetna, Blue Choice and HIP • Waive coverage — allowed only if pro<strong>of</strong> is provided that you are covered under another medical plan
What Is a Preferred Provider Organization (PPO)? • A group <strong>of</strong> doctors, hospitals and other health care providers that have agreed to give care to plan participants at contracted rates • No primary care physician required • No referrals required to see a specialist
Page 1 and 2: NYU School of Medicine Benefit Plan
Page 3 and 4: Pre-Tax vs. Post Tax Deductions •
Page 5 and 6: Who Is Eligible? You- Regular Full-
Page 7: Coverage Begins… On your “Benef
Page 11 and 12: Understanding Out-of-Pocket Terms
Page 13 and 14: What is a Health Maintenance Organi
Page 15 and 16: Prescription Plan At-A-Glance 1Appl
Page 17 and 18: Trainee Cost Share Contributions ar
Page 19 and 20: Using the Dental Plans With a Denta
Page 21 and 22: Short-Term Disability* Income Repla
Page 23 and 24: What Is a Flexible Spending Account
Page 25 and 26: Flexible Spending Accounts At-A-Gla
Page 27 and 28: Ineligible Expenses According to IR
Page 29 and 30: When You Get Your Personalized Work
Page 31 and 32: Supplemental Retirement Plan 403(b)
Page 33 and 34: Investment Selections TIAA-CREF 1(8
Page 35 and 36: The Commuter Savings Benefit TRANSI
Page 37 and 38: Work/Life Balance Benefits • A va
Page 39 and 40: New York’s College Savings Progra
Page 41 and 42: Legal Assistance Benefit Hyatt Lega
Page 43 and 44: Additional Benefits Services-Discou
Page 45 and 46: Your Dedicated Benefits Services Re

NYU School of Medicine Benefit Plans

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