NYU School of Medicine Benefit Plans

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UnitedHealthcare PPO Out-<strong>of</strong>-Pocket Comparison (Your Costs)
What is a Health Maintenance Organization (HMO)? • Healthcare organization where Primary Care Physician (PCP) is selected and coordinates care for plan participants • Referrals to Specialists are required (within HMO network) • Choice <strong>of</strong> care is restricted to “In-Network” benefits only • Generally there are: No deductibles, No lifetime maximums Small co-payments, No claim forms
Page 1 and 2: NYU School of Medicine Benefit Plan
Page 3 and 4: Pre-Tax vs. Post Tax Deductions •
Page 5 and 6: Who Is Eligible? You- Regular Full-
Page 7 and 8: Coverage Begins… On your “Benef
Page 9 and 10: What Is a Preferred Provider Organi
Page 11: Understanding Out-of-Pocket Terms
Page 15 and 16: Prescription Plan At-A-Glance 1Appl
Page 17 and 18: Trainee Cost Share Contributions ar
Page 19 and 20: Using the Dental Plans With a Denta
Page 21 and 22: Short-Term Disability* Income Repla
Page 23 and 24: What Is a Flexible Spending Account
Page 25 and 26: Flexible Spending Accounts At-A-Gla
Page 27 and 28: Ineligible Expenses According to IR
Page 29 and 30: When You Get Your Personalized Work
Page 31 and 32: Supplemental Retirement Plan 403(b)
Page 33 and 34: Investment Selections TIAA-CREF 1(8
Page 35 and 36: The Commuter Savings Benefit TRANSI
Page 37 and 38: Work/Life Balance Benefits • A va
Page 39 and 40: New York’s College Savings Progra
Page 41 and 42: Legal Assistance Benefit Hyatt Lega
Page 43 and 44: Additional Benefits Services-Discou
Page 45 and 46: Your Dedicated Benefits Services Re

NYU School of Medicine Benefit Plans

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