Southern California University of Health Sciences - Consumer Information Guide

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o Completed homeschooling at the secondary level in a state that confers high school diplomas. For additional eligibility requirements, go to: http://studentaid ed gov/eligibility/basic-criteria Grant Programs SCU participates in the following Federal Grant Programs: Federal Pell Grant A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants may be awarded to undergraduate students who have not earned a bachelor’s or a professional degree. The amount of aid students can receive varies depending on their financial need, cost of attendance and other eligibility criteria. Students can receive the Federal Pell Grant for no more than 12 semesters or the equivalent: http://studentaid ed gov/types/grants-scholarships/pell/calculate-eligibility For more detailed information on eligibility and how to apply for the Federal Pell Grant, visit http://studentaid ed gov/types/grants-scholarships/pell Federal Work Study SCU participates in the Federal Work-Study program. Federal Work-Study is a federally funded source of financial aid for students. This program provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to the student’s course of study. o It provides part-time employment while students are enrolled in school. o It’s available to undergraduate, graduate, and professional students with financial need. o It’s available to full-time or part-time students. SCU receives an annual allocation of Federal Work Study funds. Students must be eligible for Federal Financial aid and have met the individual campus deadlines and requirements to be awarded federal work-study. Awards are made as part of a financial aid package. The maximum hours a student can work is 20 hours per week. Pay rates range from $10.00 per hour to a maximum of $19.00 per hour. Students can access more information about Federal Work Study on the MYSCU portal. https://my.scuhs.edu/ICS/One_Stop_Enrollment_Services/Financial_Aid/Federal_Work_St udy.jnz Your total work-study award depends on: when you apply, your level of financial need, and SCU’s funding level. The amount you earn can’t exceed your total Federal Work-Study award. When assigning work hours, your employer or your school’s financial aid office will consider your class schedule and your academic progress. 24
The Federal Work-Study Program emphasizes employment in civic education and work related to your course of study, whenever possible. SCU has agreements with private for-profit employers for work-study jobs that are off campus. Federal Work-Study is awarded on a rolling basis until funding is exhausted. Employment renewal is not guaranteed due to funding, changes in the family income and/or number of family members and number of students requesting positions each year How Federal Work Study Awards are Calculated Awards are calculated using the following formula: cost of attendance minus expected family contribution equals need. Generally, financial aid is awarded to students based on need. One of the principles behind awarding need-based financial aid is that students and their families should pay for educational expenses to the extent they are able. A family’s ability to pay for educational costs must be evaluated in an equitable and consistent manner. To be fair to everyone, a standard federal formula is used to calculate a student’s Expected Family Contribution (EFC). The information is derived from the student’s completed Free Application for Federal Student Aid (FAFSA). Financial need is the difference between a student’s total annual Cost of Attendance (COA) and the Estimated Cost of Attendance (EFC). A student’s need for financial assistance will differ from school to school because the cost of attendance will differ. How Federal Work Study is awarded Need based aid (i.e.: Pell Grant, Direct Subsidized Stafford Loans, Work-Study, and State Grants) are assigned first to students based on their EFC, and federal limits. The non-need-based aid (i.e., Direct Unsubsidized Stafford Loans, Direct PLUS Loans, Alternative Loans) are assigned to students by subtracting the need based aid from the COA, and using the federal limits to award aid for the difference. If a student received any other funding source (i.e., scholarships, or outside assistance), the student’s award must be re-adjusted to ensure the award does not exceed the COA. For the student’s benefit, aid will be adjusted in the following order: 1. Alternative Loans 2. Direct PLUS Loan 3. Direct Unsubsidized Loan 4. Direct Subsidized Loan 5. Federal Work-Study (any unearned amount) 6. Pell Grant 25
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