PBS AUG1

THAILAND SOCIAL
SECURITY FUND
Thailand’s Social Security System
is funded by the contributions from
workers or insured person, employers,
as well as additional contributions
from the government. Employers
or companies with 1 or more
employees, from 15 to 60 years old,
must register and submit their employees’
Social Security Fund application
to the Social Security System
of Thailand within 30 days from the
date the employee has began to
work. Any changes in the status of
employment must be reported to the
Social Security Office not later than
the 15th day of the following month
effecting the change. Voluntary
contributions can be made by paying
9% of your earnings up to 4,800
THB each month. Employees earning
less than 1,650 shall not make
contributions.
Foreigners legally working in
Thailand must also register to the
social security office and they will be
given the same benefits as insured
Thai nationals.
The coverage does not include
regional, local and foreign government
employees, Thai nationals
working in a foreign country, private
school teacher or headmaster, students
or undergraduate trainees
employed by schools, universities or
hospitals, judges, civil servants, and
employees of state enterprises.
The claim must be made within 2
years and the Social Security Officer
has the discretion to decide on the
claims depending on each case. If
after the notice to receive the funds
has been sent and the funds are not
claimed within 2 years, it shall then
become the property of the Social
Security Office.
Social Security Fund Benefits
Sickness
The insured employee must have a
minimum of 3 months contribution
within the last 15 months to avail
free medical care at the registered
hospital including prescribed medicines.
A cash sickness benefit may
also be claimed computed at 50% of
the average daily rate, which shall
not exceed 90 days each time and
for a maximum of 180 days/year and
maximum of 365 days for chronic illness.
Maternity
A minimum of 5 months contributions
in the last 15 months can avail
the maternity benefits such as Medical
Care amounting to 13,000 Baht
and cash benefit computed at 50%
of the average daily rate during the
maternity leave for 90 days.
Invalidity or Disability
The employee can make a claim if
he or she is unable to perform work,
provided he or she must have made
at least 3 months contributions within
the last 15 months. The employee
shall be entitled to a Medical Care
By: Magna Carta Law Office
reimbursement according to Medical
committee and a cash benefit
computed at 50% of average wages
for the whole life.
Death
The insured employee must have at
least 1 month contribution within 6
months before death. The recipient
is entitled to 50% of the wage payment
multiplied by 4 according to
the law if the insured person contributed
for more than 36 months, but
less than 120 months. In case the
insured employee contributed for
more than 120 months, the recipient
is entitled to 50% of the wage
payment multiplied by 12 according
to the law. In addition, the survivors
shall receive Funeral Grant amounting
to 40,000 Baht.
Child Allowance
A family can claim an allowance for
a maximum of 3 children, with the
age of up to 15 years old, amounting
to 400 Baht for each child per
month if they are registered in the
social security system. The family
must have made a minimum of 12
months contributions within the last
36 months.
Old Age Pension
A person must be retired with the
age of at least 55 years old with
more than 180 months contributions.
The claimant shall be entitled
to a cash benefit or pension equivalent
to 20% of his average wage
for the last 60 months and 1.5% per
additional 12 months of contributions
above 180 months. For pensioners
who contributed more than
12 months but less than 180 months
shall be entitled to a lump sum equal
to the contribution from the employee
and his employer plus interest.
For those with less than 12 months
contribution, they are entitled to a
lump sum equal to the contribution
from employee.
If the insured employee dies
before obtaining old-age benefits,
and his or her parents, children and
spouse have passed away, the oldage
benefits will go to other surviving
relatives.
Unemployment
The claimant needs to meet certain
criteria and must have made at least
6 months contributions within 15
months before unemployment and
has registered at the Public Employment
Office as job seeker within 30
days after being unemployed.
In case of being laid off, the insured
person shall receive 50% of
average wages up to 180 days within
1 year. For an employer who resigned
voluntarily shall receive 30%
of average wages up to 90 days
within 1 year.
The recipient can make a claim if
the employer ceases to operate the
business for a temporary period due
to force majeure.
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