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Grey Power September 2018

The Grey Power Magazine is a prime national news source for its readers – New Zealand men and women over 50. Circulated quarterly to more than 68,000 members, Grey Power Magazine reports on the policies of the Grey Power Federation, and the concerns of the elderly, backgrounding and interpreting official decisions which affect their lives.

The Grey Power Magazine is a prime national news source for its readers – New Zealand men and women over 50. Circulated quarterly to more than 68,000 members, Grey Power Magazine reports on the policies of the Grey Power Federation, and the concerns of the elderly, backgrounding and interpreting official decisions which affect their lives.

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A lifestyle quarterly and official publication of <strong>Grey</strong> <strong>Power</strong><br />

www.greypower.co.nz<br />

ISSUE 35 : SEPTEMBER <strong>2018</strong><br />

Advocacy reports<br />

PAGE 28<br />

The truth<br />

about ageing<br />

PAGE 36<br />

Taranaki<br />

Garden Festival<br />

Bucket list travels<br />

PAGE 52<br />

Page 23<br />

Love the Freedom<br />

Find out why 4,700 residents in 23 villages<br />

love the Summerset Life.<br />

Call 0800 786 637 for<br />

a free information pack<br />

or visit summerset.co.nz<br />

SUM1053X<br />

SUM1053 National <strong>Grey</strong> <strong>Power</strong> July Press_80x254 v4.indd 1<br />

21/06/18 9:22 AM


2<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Ryman Healthcare<br />

trusted since 1984<br />

As a company that thrives on<br />

a relationship of trust with<br />

our residents, we can’t think<br />

of a better accolade to win<br />

than the Most Trusted Brand<br />

Award in our sector.<br />

And to win for the fourth time<br />

means you’ve really taken us to<br />

heart – so thank you New Zealand!<br />

The award is especially important<br />

because trust means everything in<br />

our business. Our residents – and<br />

their families – trust us to care for<br />

them 24 hours a day, seven days<br />

a week. We would hate to let<br />

anyone down.<br />

Since 1984 we’ve been providing<br />

care that has to be ‘good enough<br />

for Mum, or Dad.’ Residents who<br />

move into a Ryman village know<br />

they can trust in the quality of our<br />

resort-style facilities, the choice<br />

and fl avour in our Delicious menus,<br />

and our full continuum of care that<br />

provides retirement living options<br />

from independent and assisted living<br />

in a serviced apartment, to resthome,<br />

hospital and dementia care. ▲<br />

Residents can also trust in our<br />

Ryman peace of mind guarantees.<br />

These include some of the most<br />

resident-friendly terms in New<br />

Zealand, such as a fi xed weekly<br />

fee* and a deferred management<br />

fee that is capped at 20%.<br />

Because that trust means so<br />

much to us, we are constantly<br />

refi ning our systems to ensure we’re<br />

always learning and improving.<br />

Innovations such as our electronic<br />

care app, myRyman, has been rolled<br />

out this year. myRyman improves<br />

communication and the ability to<br />

build trusting relationships between<br />

residents, relatives and staff.<br />

We have also rolled out<br />

emergency generators to all of our<br />

villages, ensuring that we can keep<br />

the lights on in our village care<br />

centres when the mains power<br />

goes out.<br />

Putting our residents fi rst has<br />

always been our priority at Ryman,<br />

and trust is a vital part of this.<br />

To be voted the Most Trusted<br />

Brand is pretty special, as it means<br />

we are doing right by our residents,<br />

and that’s what is most important.<br />

And it is an accolade we don’t take<br />

for granted, and we will be working<br />

hard to win again next year.<br />

▲<br />

Care options vary between villages *Terms and conditions apply<br />

For more information about the Ryman difference phone Josie on 0800 000 290<br />

www.rymanhealthcare.co.nz<br />

8655


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 3<br />

Editor’s word<br />

As we farewell winter and move into spring, it’s a perfect<br />

time to celebrate the upcoming Taranaki Garden Festival.<br />

A vibrant riot of colour and living art, the festival is<br />

testament to the passion and hard work of gardeners<br />

of all ages. The 10-day festival also offers a wonderful<br />

opportunity for a road trip with friends around the<br />

Taranaki region.<br />

The NM Media team<br />

1) Deidre Morris – Publisher<br />

2) Alan Neben – Publisher<br />

3) Lisa Potter – Editor<br />

4) Debbie Jamieson – Sales manager<br />

5) Tania Hogg – Studio manager<br />

It’s a reminder that<br />

you don’t have to pack<br />

your passport to enjoy<br />

adventures and a holiday -<br />

so we also bring you some<br />

stories around New Zealand<br />

travel and tour opportunities.<br />

Just don’t leave home<br />

without your copy of<br />

<strong>Grey</strong> <strong>Power</strong> magazine.<br />

This issue is packed with<br />

news about what Federation<br />

representatives have<br />

been working on, and we<br />

bring you news not only<br />

from the board, but from<br />

around the regions.<br />

There are also plenty<br />

of inspirational stories of<br />

seniors and their achievements,<br />

and the wonderful<br />

Dr Libby Weaver offers<br />

some advice around<br />

ageing, with a focus on<br />

helping to prevent degenerative<br />

diseases and live an<br />

energised, healthy, full life.<br />

If you’re looking for a<br />

mental challenge, check<br />

out the popular puzzles<br />

page and as always, there<br />

are some super prizes to<br />

be won dotted throughout<br />

the magazine.<br />

We value your input<br />

and feedback, so please<br />

do keep sharing your<br />

thoughts by sending a letter<br />

to Letters to the Editor,<br />

<strong>Grey</strong> <strong>Power</strong>, PO Box 1425,<br />

Hamilton 3240 or email<br />

lisa@nmmedia.co.nz.<br />

Look forward to connecting<br />

with you.<br />

1 2 3<br />

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Fish Oil Omega 3 has also been studied extensively and has been shown to support<br />

healthy blood flow through and around the joints whilst Boron, which is often deficient in<br />

New Zealanders, is a highly regarded mineral in bone formation and is added for extra<br />

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NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

PRESIDENT’S REPORT:<br />

Things have been hectic for me since my last<br />

report. With managing the various committees<br />

that the president has responsibilities for, staff,<br />

communications, magazine and commercial<br />

agreements, as well as co-chair of Advocacy, and all<br />

that entails; I have been extremely busy.<br />

FROM MAC WELCH<br />

National President <strong>Grey</strong> <strong>Power</strong> NZ<br />

Federation Inc.<br />

I<br />

don’t think I have<br />

failed to answer any<br />

of the several hundred<br />

emails I have received, but<br />

I apologise in advance to<br />

anyone that I may have<br />

missed. Although there<br />

is a full Advocacy Report<br />

separate from this report, I<br />

would like to comment on<br />

a couple of points relating<br />

Mac Welch<br />

to our last advocacy visit.<br />

<strong>Grey</strong> <strong>Power</strong> has always<br />

enjoyed an excellent relationship<br />

with the NZ Labour<br />

Party which has always<br />

responded promptly<br />

to any requests for meetings<br />

and made themselves<br />

available to meet with us.<br />

This would seem to have<br />

changed since they have<br />

attained the government<br />

benches.<br />

It was noted on the<br />

lobby trip before the<br />

AGM, (after the change<br />

of government) that several<br />

requests for meetings<br />

were refused or went<br />

unanswered. At the time<br />

Advocacy co-chairs Tom<br />

O’Connor and Jan Pentecost<br />

attributed this to a<br />

new inexperienced government<br />

finding themselves<br />

under pressure in<br />

their newly appointed<br />

roles.<br />

However, on our last<br />

advocacy visit, of the eight<br />

ministers that we requested<br />

meetings with the results<br />

were as follows; three<br />

declined to meet, three<br />

did not respond at all, one<br />

requested the issues to<br />

be discussed which were<br />

provided and then did not<br />

respond, and the eighth<br />

agreed a meeting date and<br />

then cancelled once we<br />

were already in Wellington.<br />

This is shabby treatment<br />

indeed and we would<br />

hope that this situation is<br />

rectified in the very near<br />

future.<br />

Winston Peters did<br />

however meet with us<br />

and was generous with his<br />

time on what was the first<br />

day of his term as “acting<br />

Prime Minister”. During<br />

our conversation with<br />

Minister Peters we asked<br />

him if he supported the<br />

Labour, Green Party and<br />

<strong>Grey</strong> <strong>Power</strong> agreement<br />

on the appointment of an<br />

Aged Care Commissioner.<br />

He indicated that they (NZ<br />

First) would. With all three<br />

parties in the coalition now<br />

supporting the appointment<br />

of a commissioner<br />

which Labour committed<br />

would be announced in<br />

the first budget of a Labour<br />

government, I would<br />

expect this appointment to<br />

occur before or at the next<br />

budget.<br />

It is becoming apparent<br />

from many conversations<br />

that I have had with<br />

associations throughout<br />

the country, that they are<br />

finding it increasingly difficult<br />

to fill committee<br />

positions from president<br />

to treasurer etc. The advanced<br />

age of many office<br />

holders and committee<br />

members within our associations<br />

and a real lack of<br />

replacements is reaching<br />

crisis point. While younger<br />

members are reluctant to<br />

take up unpaid positions,<br />

the volunteer service ethic<br />

that has been for so long<br />

a hallmark of New Zealand<br />

society would seem<br />

to be sadly lacking in these<br />

younger members.<br />

The same can be said<br />

of declining membership,<br />

although the increases<br />

achieved by associations<br />

with active committees<br />

prove that it can still be<br />

done if you are prepared to<br />

put the work in. It is easy<br />

to blame the board for this<br />

decline in membership but<br />

the fact that this decline is<br />

occurring in all organisations<br />

throughout the country<br />

proves this is not a <strong>Grey</strong><br />

<strong>Power</strong> board problem. St<br />

John Ambulance, RSA,<br />

volunteer fire fighters,<br />

ratepayers associations are<br />

all experiencing decline in<br />

membership and many are<br />

closing or cutting back on<br />

the services they provide.<br />

We will be having a discussion<br />

at the next AGM on<br />

how we reverse this trend.<br />

Many thanks to the<br />

board members, committee<br />

chairs and office staff<br />

who have worked so diligently<br />

and supported me<br />

over the last few months.<br />

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NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 5<br />

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surface of the eye, supports moisture and is<br />

essential to good eye health. Vitamin D is essential<br />

for maintaining vision. Flax Seed Oil provides<br />

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Caution: Always read the label and use as directed. Supplements are supplementary to and not a<br />

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120 Tablets $42 or<br />

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Caution: Always read the label and use as directed. Supplements are supplementary to and not a replacement for a balanced diet.<br />

See your healthcare professional if symptoms persist.<br />

FREE DELIVERY: All prices are for Super Annuitants only (aged 65 years and over)<br />

Free ph: 0800-777377 or visit www.goldhealth.co.nz<br />

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6<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

<strong>Grey</strong> <strong>Power</strong> board<br />

member profile<br />

Sandy Feringa<br />

Auckland based Sandy Feringa has<br />

a long and impressive resume of<br />

involvement with <strong>Grey</strong> <strong>Power</strong> and its<br />

various boards.<br />

Auckland based<br />

Sandy Feringa has<br />

a long and impressive<br />

resume of involvement<br />

with <strong>Grey</strong> <strong>Power</strong><br />

and its various boards.<br />

After first getting involved<br />

many years ago when she<br />

answered a local newspaper<br />

advertisement for a<br />

'membership secretary of<br />

a local voluntary organisation”,<br />

she has become an<br />

integral cog in the <strong>Grey</strong><br />

<strong>Power</strong> wheel.<br />

"As I had retired early,<br />

I thought it might be a way<br />

to give back to the community<br />

in a small way,<br />

utilise the skills from my<br />

working life and give me<br />

something to do outside<br />

the home," says Sandy.<br />

Little did she realise<br />

she was about to embark<br />

on an entire new adventure<br />

and become heavily<br />

involved in everything<br />

from local issues to ones<br />

of national relevance.<br />

After being convinced<br />

to temporarily fill the role<br />

of secretary of the Howick<br />

Pakuranga Association<br />

due to the previous secretary<br />

resigning due to<br />

ill health, 13 years later<br />

Sandy still holds that role<br />

- and a few more.<br />

She is Zone 2 representative<br />

(which covers<br />

the Auckland area from<br />

Warkworth to Pukekohe)<br />

on the Federation Board,<br />

Chair of the Legal, Regulations<br />

and Remits Committee<br />

of the Federation,<br />

one of three <strong>Grey</strong> <strong>Power</strong><br />

Electricity directors (representing<br />

the Federation<br />

Board ), Secretary of <strong>Grey</strong><br />

<strong>Power</strong> Howick Pakuranga<br />

and Districts Association<br />

and A-G Membership Secretary<br />

of the Association,<br />

as well as acting treasurer,<br />

temporarily filling the role<br />

after the treasurer left the<br />

area.<br />

Sandy recalls her early<br />

days of involvement.<br />

"When I attended the<br />

meetings the public were<br />

invited to and saw the age<br />

group of those attending<br />

was in their 70s and 80s<br />

and heard the questions<br />

they asked, I realised how<br />

vulnerable those members<br />

of society could be<br />

and thought I would be<br />

able to help in some way.<br />

"I believe that the older<br />

citizen needs a voice to<br />

help them maintain their<br />

dignity and wellbeing<br />

through their later life,<br />

and to me <strong>Grey</strong> <strong>Power</strong>, being<br />

the advocacy organisation<br />

that it is, seemed the<br />

ideal way to get involved<br />

and help."<br />

Early days<br />

Sandy trained as a<br />

shorthand typist and began<br />

her working life for<br />

the Treasury Department<br />

of a local County Council.<br />

Changing companies, she<br />

progressed upwards to<br />

Personal Secretary, Personal<br />

Assistant, then to<br />

Office Administrator.<br />

"Technology also progressed<br />

from using manual<br />

typewriters to electric<br />

typewriters to electronic<br />

typewriters and, finally, to<br />

computers.<br />

"When I first used a<br />

computer I was unaware<br />

that you could ‘backspace’<br />

to clear errors, so used to<br />

delete the whole document<br />

from the screen and<br />

start again," she recalls.<br />

"Through perseverance<br />

and trial and error I taught<br />

myself to use different<br />

computer applications,<br />

including word processing,<br />

graphics and publishing,<br />

as well as accounting<br />

and payroll packages."<br />

After having children,<br />

Sandy continued to work<br />

part-time, but always remained<br />

involved in community<br />

organisations (including<br />

being a Kea Scout<br />

leader).<br />

With children involved<br />

in various sports and<br />

swimming, she became an<br />

official swimming timekeeper,<br />

and took up running<br />

to keep fit.<br />

Sandy Feringa<br />

Now walking instead<br />

of running, she completed<br />

her first half marathon a<br />

couple of years ago.<br />

Sandy is also a keen<br />

tennis player, quilt maker,<br />

and photographer, as well<br />

as enjoying pilates regularly.<br />

(Her nickname on a<br />

bus tour through Europe<br />

was Mrs Click, due to all<br />

the photos she took).<br />

Based in Howick, an<br />

eastern suburb of Auckland,<br />

with her husband,<br />

Sandy enjoys the history<br />

of the area (one of<br />

the earliest villages in<br />

Auckland), the historic<br />

buildings, views of the<br />

harbour and friendly<br />

community and spending<br />

time with her family and<br />

grandchildren.


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 7<br />

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Caution: Always read the label and use as directed. Supplements are supplementary to and<br />

not a replacement for a balanced diet. See your healthcare professional if symptoms persist.<br />

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Ingredients: Tumeric (equivalent 28,000mg) - 800mg Providing 760mg Curcuminoids. Boswellia (equivalent<br />

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ONLY available from Gold Health. Turmeric-XTR 28,000 contains a high potency extract which provides 760mg of the active<br />

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that Curcumin has a wide range of health benefits. Curcuminoids help support joint mobility, digestive function, cardiovascular<br />

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strongly supports its use for joint care. Ginger is related to Turmeric and also shares similar properties; research supports its<br />

use as a digestive and a joint comfort support. Aloe Vera is also included for its antioxidant and soothing effect as a support for<br />

digestion and joint comfort. SUPERIOR LOW ALLERGY FORMULATION Dosage: 1 - 2 tablets daily with food or as<br />

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of hypoglycaemia (low blood sugar). Do not use during pregnancy and breastfeeding. Caution: Always read the label and use<br />

as directed. Supplements are supplementary to and not a replacement for a balanced diet.See your healthcare professional if<br />

symptoms persist. To order call 0800-777377 Free delivery. Free post envelope included for return payment or by credit card at<br />

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FREE DELIVERY: All prices are for Super Annuitants only (aged 65 years and over)<br />

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8<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Rates affordability<br />

Safe mobile<br />

lifestyle<br />

The affordability of local body rates has been a matter<br />

of serious concern for <strong>Grey</strong> <strong>Power</strong> members for a long<br />

time. We have had many debates and listened to a wide<br />

range of proposed solutions to a complex issue which<br />

few people outside, and even inside, local bodies fully<br />

understand.<br />

BY TOM O’CONNOR, GREY POWER<br />

FEDERATION IMMEDIATE PAST<br />

PRESIDENT, WAIMATE DISTRICT<br />

COUNCILLOR<br />

We have had all manner of suggestions<br />

from creating regional<br />

currencies to abolishing<br />

all forms of local body rates and having<br />

them replaced by regional or local<br />

income taxes.<br />

It has even been suggested that local<br />

bodies themselves should be abolished<br />

and all local facilities and services should<br />

be provided by Central Government and<br />

paid for via income and financial transaction<br />

taxes and even a poll tax.<br />

At the heart of the matter is the inescapable<br />

fact that local bodies are obliged<br />

to provide essential services for subdivisions<br />

and other developments over which<br />

they have little control and the only means<br />

of financing those essential services is by<br />

rates which are governed by very restrictive<br />

and prescriptive laws.<br />

Major changes to that basic system are<br />

highly unlikely.<br />

Many local authorities are also faced<br />

with a backlog of years of underfunding<br />

of essential services by previous councils.<br />

In an effort to keep rate rises down some<br />

essential expenditure, including depreciation<br />

funding, was put off for “sometime<br />

in the future.”<br />

In some regions that time has arrived<br />

and the status quo is no longer an acceptable<br />

option.<br />

Existing reserve funds are now insufficient<br />

to meet the rising costs of roads<br />

and the new standards for drinking water,<br />

waste water and sewage systems.<br />

Roading in particular is a major issue<br />

as the buoyant economy the country is<br />

enjoying is dependent on road transport<br />

more so than ever before in our history.<br />

Freight which was once carried by rail or<br />

by coastal shipping is now carried by an<br />

ever increasing fleet of huge trucks.<br />

When most of our roads were built the<br />

heaviest trucks on the road were about<br />

15 tons. Now we have five times as many<br />

long haul freight trucks with many weighing<br />

50 tons. The impact on all roads is not<br />

difficult to imagine.<br />

In 2014 Local Government New Zealand<br />

(LGNZ) launched a Local Government<br />

Funding Review because the<br />

sustainability of local government funding<br />

had become an increasingly important<br />

policy issue in the face of rapid demographic<br />

and economic changes.<br />

The review recognises that New Zealand<br />

councils have a high reliance on<br />

property taxes, which is unusual by international<br />

standards. No results from that<br />

review have yet been published.<br />

While it is easy to berate our local authorities<br />

for the current situation, most<br />

did not create the problem and many have<br />

few realistic options.<br />

That situation will not change until<br />

a second year-long review of local body<br />

funding is complete by the Government<br />

and the review committee’s recommendations<br />

have been considered.<br />

At the recent annual conference of Local<br />

Government New Zealand (LGNZ)<br />

New Zealand’s leading local government<br />

law firm presented an informative and<br />

easy to read document entitled Unlocking<br />

the Local Authority Infrastructure Puzzle.<br />

In it they clearly outline the serious issues<br />

faced by local authorities and an interesting<br />

range of options which local and<br />

central Government should consider.<br />

The document is too long to publish<br />

here but it can be accessed on www.simpsongrierson.com<br />

For any <strong>Grey</strong> <strong>Power</strong> association considering<br />

a submission either to their local<br />

authority or Central Government on the<br />

issue this document would be an ideal<br />

start point.<br />

Life membership for South<br />

Otago couple<br />

Des and Meryl Hewson<br />

got more than<br />

they expected at<br />

a recent meeting of <strong>Grey</strong><br />

<strong>Power</strong> South Otago.<br />

The husband and wife<br />

team have dedicated 26<br />

years of service to the organisation<br />

and were recently<br />

presented with life<br />

membership awards at a<br />

club ceremony.<br />

The pair had no idea the<br />

awards were in the pipeline.<br />

In fact they turned up<br />

to what they thought was a<br />

regular meeting and went<br />

to pay their monthly fee<br />

only to be told that there<br />

was no need.<br />

Club president John<br />

Fenby says the pair has<br />

taken on a variety of roles<br />

over the years and are a key<br />

part of the organisation.<br />

Des Hewson has held<br />

most positions at <strong>Grey</strong><br />

<strong>Power</strong> South Otago, in-<br />

cluding president, vicepresident,<br />

secretary and<br />

treasurer.<br />

Both Des and Meryl<br />

have been involved since<br />

the South Otago branch<br />

was first formed, and when<br />

the organisation hit a lull a<br />

decade in, they stepped up<br />

to keep momentum going<br />

and foster new members.<br />

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NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

9<br />

Staying connected at the heart<br />

of technology changes<br />

Vodafone Acting Consumer Director,<br />

Delina Shields talks about landline changes<br />

and the future of voice calling<br />

The copper landline network<br />

has provided voice<br />

calling to New Zealanders<br />

for many decades. Last year,<br />

Spark announced its plans to<br />

shut down the copper-based<br />

Public Switched Telephone<br />

Network (PSTN) by 2022, and<br />

has already decommissioned<br />

10 per cent.<br />

While it means the death of<br />

the traditional landline, Vodafone<br />

Acting Consumer Director,<br />

Delina Shields, explains<br />

why voice calling has a long<br />

and exciting future ahead.<br />

More than this, Shields says<br />

moves to modern technologies<br />

will enable people to stay connected<br />

to the family, friends,<br />

places and information they<br />

care about the most: “The<br />

world around us is changing<br />

more rapidly than ever before,<br />

but one thing that never changes<br />

is our desire to connect with<br />

one another.”<br />

What are the home phone<br />

options for people once the<br />

old copper phone lines are<br />

shut down?<br />

At some stage within the next<br />

few years, customers are going<br />

to have to make a change<br />

from traditional landlines.<br />

When Spark announced plans<br />

to scrap the PSTN network<br />

last year, we got to work with<br />

plans to move our customers<br />

to modern technologies well<br />

ahead of the shutdown. Vodafone<br />

offers two options.<br />

The first is voice calling<br />

over internet protocol (VoiP),<br />

which is a great option if you<br />

also have a fixed broadband<br />

internet service with us.<br />

This means your home<br />

phone will run over the same<br />

fixed network as your internet<br />

service.<br />

The second option is Home<br />

Phone Wireless, which is<br />

voice calling over our mobile<br />

network. We’re currently inviting<br />

all of our landline-only<br />

customers to move to Home<br />

Phone Wireless if it’s right for<br />

their needs.<br />

What steps are you taking<br />

to ensure your customers<br />

are happy with the switch to<br />

Home Phone Wireless?<br />

We really want to ensure customers<br />

we are talking to about<br />

switching to Home Phone<br />

Wireless are supported with<br />

plenty of notice and information.<br />

We’re posting customers<br />

all the details, including an<br />

important checklist to make<br />

sure the service is right for<br />

them, and we’ve set up a dedicated<br />

Auckland based 0800<br />

help line that is operated<br />

from 8am to 8pm, Monday to<br />

Friday.<br />

The checklist asks important<br />

things like if the customer<br />

has a monitored house or medical<br />

alarm, or other services<br />

that operate over their copper<br />

landline.<br />

The next step is for us to<br />

send out a new wireless handset,<br />

free of charge, along with<br />

simple ‘plug and play’ set-up<br />

instructions – all the customer<br />

needs to do is plug it in and<br />

turn it on.<br />

Once we confirm the phone<br />

is plugged in and operating<br />

correctly, we will be in touch<br />

to advise the date they can<br />

start using their new Home<br />

Phone Wireless service. Their<br />

existing landline will continue<br />

to operate until this date and<br />

their phone number will remain<br />

the same.<br />

We’ve tried to put ourselves<br />

in our customers’ shoes<br />

and think of various scenarios<br />

that might come up for<br />

people, for example, wanting<br />

to keep voice messages they<br />

have saved.<br />

If customers have voice<br />

messages they want to keep,<br />

they can get in touch with<br />

us on our dedicated Home<br />

Phone Wireless help line and<br />

we will arrange to send them<br />

a recording so they can hang<br />

on to these special memories.<br />

All they need to do is make<br />

sure they get in touch with us<br />

ahead of the changeover.<br />

Is it true you’re offering house<br />

calls to customers switching to<br />

Home Phone Wireless?<br />

Yes we are. While we’ve<br />

worked to ensure the set-up<br />

is straightforward, we understand<br />

some people will have<br />

questions, special circumstances<br />

or just require a bit of<br />

extra help, so we are offering<br />

in-home visits for those who<br />

need extra support. For example,<br />

they might want help<br />

entering numbers saved in<br />

their old handset to their new<br />

phone.<br />

Can we expect more change<br />

ahead?<br />

Change will continue to happen,<br />

but at Vodafone we are<br />

very clear-minded about not<br />

changing technology for its own<br />

sake. We challenge ourselves to<br />

make sure technology innovations<br />

we introduce are at their<br />

heart about connecting people<br />

– to each other, to information<br />

and entertainment, or to products,<br />

services and places.<br />

Changes also need to enable<br />

solutions, be they solutions to<br />

big picture social, health or<br />

environmental issues, or easier<br />

ways to pay for parking or<br />

order groceries.<br />

As we move forward into<br />

the exciting future that technology<br />

enables, we understand<br />

different people will embrace<br />

it at different paces. Whatever<br />

pace works for you, Vodafone<br />

will support you with the ever-changing<br />

landscape of telecommunications.<br />

This content supplied by<br />

Vodafone.


10<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Beware of financial abuse<br />

Older people rely on family<br />

members, friends and others for<br />

help, including with their financial<br />

affairs, but sometimes those helpers<br />

abuse the trust placed in them.<br />

BY NICOLA SLADDEN,<br />

BANKING OMBUDSMAN<br />

Financial abuse can take<br />

the form of:<br />

Misusing or stealing from<br />

the bank accounts of those<br />

in their care pressuring<br />

a person to sign a legal<br />

document, such as a guarantee<br />

or mortgage using<br />

a power of attorney in a<br />

way that is not in the interests<br />

of the person who<br />

granted it.<br />

Pressure from family<br />

member or caregiver<br />

Elderly people may face<br />

pressure from family<br />

members for financial<br />

support. For example, an<br />

adult child may pressure a<br />

parent to guarantee a loan<br />

or become a co-borrower<br />

on a loan using the parents<br />

house as security.<br />

If someone is pressuring<br />

you to sign a bank<br />

document, or is accessing<br />

your accounts without<br />

your permission, contact<br />

your local bank branch.<br />

Staff will give you advice<br />

on how best to protect<br />

yourself and your banking<br />

affairs. In doing so,<br />

bank staff will also be alert<br />

to any unusual activity in<br />

your accounts.<br />

Suspicions of financial<br />

abuse<br />

If you suspect an elderly<br />

friend or relative is the<br />

subject of financial abuse,<br />

you may like to raise the<br />

subject diplomatically<br />

with them and encourage<br />

them to contact their local<br />

bank branch. Some tentative<br />

questions can either<br />

allay or confirm your suspicions.<br />

You may wish to<br />

raise your concerns with a<br />

trusted family member.<br />

The Office for Seniors<br />

runs a free helpline (0800<br />

32 668 65) that gives callers<br />

information about<br />

elder abuse and also connects<br />

them to support<br />

services. We also have<br />

consumer guides on financial<br />

abuse on our website<br />

www.bankomb.org.nz.<br />

Banking issues when a<br />

customer passes away<br />

There can also be issues<br />

that arise when a bank<br />

customer passes away<br />

and family members want<br />

to access their accounts.<br />

In one case, a husband<br />

complained to us that his<br />

bank had not carried out<br />

an instruction to add him<br />

as an account owner on<br />

all of his wife’s accounts.<br />

The husband and wife had<br />

previously had separate<br />

accounts and, when the<br />

wife became terminally<br />

ill, she signed an authority<br />

to allow her husband<br />

to one of her transactional<br />

accounts. However, the<br />

authority did not cover another<br />

term deposits which<br />

passed to the wife’s estate.<br />

After we looked into it, the<br />

husband accepted that<br />

the bank could only have<br />

added him as an account<br />

owner if his wife had given<br />

express authority.<br />

The Banking Ombudsman<br />

offers free and<br />

independent advice. A<br />

consumer guide on what<br />

happens to a customer's<br />

accounts when they pass<br />

away is available online<br />

at bankomb.org.nz along<br />

with information on financial<br />

abuse of the elderly,<br />

deceased customers'<br />

accounts and common<br />

scams.<br />

Common scams targeting bank customers<br />

Following some basic<br />

precautions will<br />

keep your money<br />

safe from increasingly<br />

sophisticated scammers.<br />

Below is some advice from<br />

Banking Ombudsman<br />

(bankomb.org.nz):<br />

You always need to<br />

be on your guard when<br />

it comes to banking and<br />

money matters. That<br />

doesn’t mean being suspicious<br />

or paranoid.<br />

Rather, it means exercising<br />

care and maintaining<br />

a healthy scepticism<br />

towards individuals or<br />

companies when you’re<br />

online. We recommend<br />

you take the following<br />

precautions:<br />

How to bank safely:<br />

• Find out something<br />

about the company or<br />

individual you are dealing<br />

with. Do an internet<br />

search, look for reviews,<br />

ask for a physical address<br />

you can check, and look up<br />

the company on the Companies<br />

Register.<br />

• Check Consumer Protection’s<br />

scam alert website.<br />

• Check with someone independent<br />

and trustworthy<br />

before you commit to<br />

anything.<br />

• Do not give out account<br />

details unless the business<br />

is established and trusted.<br />

• Never accept money into<br />

your account for subsequent<br />

transfer to others.<br />

• Never give out your PIN or<br />

internet banking password.<br />

• Check your accounts<br />

regularly to ensure money<br />

is going to the right places.<br />

• Report any likely scams<br />

to your bank.<br />

• When emailing people<br />

about making a payment,<br />

confirm the payment details<br />

using another form of<br />

communication (such as<br />

by phone). You may not be<br />

communicating with the<br />

person you imagine, because<br />

fraudsters hack into<br />

email accounts and assume<br />

the account holder’s identity.<br />

A quick phonecall can<br />

foil such deception.<br />

• Contact your bank immediately<br />

if you suspect<br />

you have been scammed.<br />

It may be able to reverse<br />

a payment (but that’s unlikely<br />

if you’ve authorised<br />

the payment and it has<br />

gone through).<br />

• If you find you've become<br />

the victim of a scam<br />

and you complain to us,<br />

our job is to determine<br />

whether your bank is liable<br />

for the loss.<br />

Phishing scams<br />

Scammers try to trick<br />

customers into giving out<br />

personal information such<br />

as bank account numbers,<br />

passwords and credit card<br />

numbers.<br />

This is called a phishing<br />

scam. Typically, customers<br />

receive an email from<br />

what looks like their bank.<br />

It will say they need to<br />

confirm some personal details,<br />

usually their internet<br />

banking username and<br />

password.<br />

It will contain a link to a<br />

website that looks like the<br />

bank’s but is fake.<br />

Customers who enter<br />

these details will soon find<br />

scammers have accessed<br />

their accounts and cleared<br />

out their money.<br />

Be extremely wary of<br />

emails that appear to be<br />

from your bank and that<br />

ask you to confirm your<br />

personal details. Banks<br />

will never ask you for your<br />

password in emails.<br />

Don’t click on links<br />

within any email if you<br />

have the slightest suspicion<br />

about its authenticity.<br />

Simply delete the email.<br />

If you need to go to your<br />

bank’s website, type the<br />

address into your browser.<br />

If you enter your internet<br />

banking password<br />

and other details into a<br />

fake website, it’s likely you<br />

will be liable for any losses<br />

because you disclosed this<br />

crucial information.<br />

Fraudsters may also<br />

make phishing phone<br />

calls pretending to be your<br />

bank, telephone company,<br />

government department<br />

or a computer company.<br />

They may ask you to<br />

turn on your computer<br />

and download software<br />

that gives them access<br />

to everything on your<br />

computer.<br />

A fraudster who has<br />

gained access to your<br />

computer may be able to<br />

steal money from your<br />

bank accounts.<br />

Be very cautious about<br />

unsolicited phone calls, no<br />

matter how plausible the<br />

caller sounds.<br />

Sending money to<br />

scammers<br />

Scammers can also<br />

trick bank customers into<br />

sending money to them.<br />

How they do this varies. A<br />

common way is to ask customers<br />

to send a processing<br />

fee in order to receive<br />

an inheritance or the proceeds<br />

of an investment.<br />

Another is for someone<br />

met on an online dating<br />

site to seek financial help.<br />

Losses from such scams<br />

can run into tens of thousands<br />

of dollars.<br />

Always be careful if<br />

someone you don’t know<br />

or have met only online<br />

asks for money. It can seldom<br />

be recovered.<br />

Your bank is very unlikely<br />

to be liable for losses<br />

you suffer if you give it instructions<br />

to send money<br />

to someone, it follows<br />

those instructions and you<br />

later find out that the individual<br />

was a scammer.<br />

Money mules<br />

Another scam is to ask a<br />

bank customer – the mule<br />

– to accept and forward on<br />

money stolen from another<br />

victim’s bank account.<br />

Scammers convince<br />

people there is a legitimate<br />

reason for the transfer,<br />

such as paying a fee associated<br />

with a job application<br />

or helping someone<br />

with whom they have an<br />

online relationship.<br />

A bank may reverse a<br />

payment from a mule’s<br />

account if the money is<br />

found to have been stolen.<br />

This, in turn, can cause<br />

the mule’s account to be<br />

overdrawn if there isn’t<br />

enough money in the account.<br />

The bank will ask<br />

the mule to repay the overdrawn<br />

sum.<br />

In such cases, we consider<br />

whether the bank’s<br />

terms and conditions allow<br />

it to reverse a payment<br />

from a mule’s account.<br />

We also assess whether<br />

the bank had sufficient information<br />

to conclude the<br />

money was stolen before it<br />

reversed the payment.<br />

If so, the customer will<br />

be held liable for the loss.<br />

PIN scams<br />

These aim to get customers<br />

to disclose their PIN.<br />

Scammers have usually<br />

already stolen a customer’s<br />

wallet, but to use any<br />

credit or debit cards they<br />

need the PIN.<br />

Scammers use different<br />

techniques to get intended<br />

victims to disclose their<br />

PIN. Scammers may, for<br />

example, say they are from<br />

the bank and have noticed<br />

suspicious transactions<br />

that indicate a card has<br />

been stolen.<br />

They will suggest cancelling<br />

the card, but doing<br />

that, they add, will require<br />

the customer to verify his<br />

or her PIN in order to authorise<br />

the cancellation.<br />

The giveaway here is<br />

that banks never ask for a<br />

customer's PIN.<br />

Another technique is<br />

to contact a customer and<br />

say he or she has won a<br />

prize.<br />

The customer is asked<br />

to make up a four-digit<br />

number for identification<br />

purposes when collecting<br />

the prize.<br />

The scammer may be<br />

making the call from an<br />

ATM and will tap in the<br />

number.<br />

If not the PIN, the scanner<br />

will say that number<br />

has been taken, and to<br />

pick another.<br />

Subconsciously or otherwise,<br />

many customers<br />

will eventually give out<br />

their PIN.<br />

By disclosing your PIN<br />

to anyone, you are breaching<br />

the terms and conditions<br />

of your account or<br />

card and you will generally<br />

be liable for fraudulent<br />

transactions.<br />

You won’t be liable for<br />

fraudulent transactions if<br />

you have taken reasonable<br />

care of your card and PIN.<br />

Never give out your<br />

PIN or internet password,<br />

your bank will never ask<br />

for them.<br />

Use our tips above to<br />

double-check who you are<br />

dealing with.


11<br />

Hot topic: Medical cannabis<br />

Both sides of the House of Representatives may have<br />

missed a rare opportunity to put party politics aside and<br />

work together in the interests of seriously ill people.<br />

BY TOM O’CONNOR<br />

The ongoing debate<br />

on the often confused<br />

issue of medical<br />

cannabis has been so<br />

clouded with mis-information,<br />

and pseudo-science<br />

that it needs all politicians<br />

working together to cut<br />

through the humbug and<br />

get to the heart of the matter<br />

instead of playing silly<br />

games with it.<br />

The <strong>Grey</strong> <strong>Power</strong> New<br />

Zealand Federation has<br />

formed the view that there<br />

is a case for increased access<br />

to professionally<br />

produced cannabis pharmaceuticals<br />

as opposed to<br />

home-grown cannabis for<br />

smoking or self- medication.<br />

In discussions with<br />

Ministry of Health officials<br />

we have now established<br />

a very clear distinction<br />

between pharmaceuticals<br />

professionally produced<br />

from cannabis and raw<br />

cannabis plants for smoking<br />

or including in homemade<br />

food products.<br />

It has been known for<br />

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but the medical profession<br />

has prescribed properly<br />

produced opioids for many<br />

years, we could still prohibit<br />

home grown cannabis<br />

for any purpose and at<br />

the same time have affordable<br />

access to cannabis<br />

CBD based pharmaceuticals.<br />

Although our doctors<br />

can already prescribe<br />

cannabis based medicines<br />

they only be sourced from<br />

overseas and they are not<br />

eligible for Pharmac funding,<br />

making it prohibitively<br />

expensive and out of reach<br />

of most people.<br />

We saw the effect of that<br />

recently when a Waikato<br />

man was prosecuted for<br />

growing cannabis to treat<br />

his serious his osteoarthritis.<br />

Although police said<br />

they accepted his explanation<br />

they had no option<br />

but to prosecute. No law<br />

abiding person in genuine<br />

need of medical assistance<br />

should be put in that position.<br />

Also disappointing was<br />

the Green Party Bill proposal<br />

to allow people to<br />

grow their own cannabis<br />

for self-medication. There<br />

is no escaping the obvisome<br />

time that there are<br />

several varieties of the<br />

plant and they are as different<br />

as potatoes and tomatoes<br />

or pumpkins and<br />

watermelons in that they<br />

belong to the same botanical<br />

families but have very<br />

different qualities and<br />

characteristics.<br />

heated either by smoking<br />

or being included in baking<br />

or cooking.<br />

Other varieties have<br />

minute levels of THC but<br />

high levels of CBD which<br />

acts as a mild antidepressant<br />

and sedative. There is<br />

no reliable, peer reviewed,<br />

science, so far, to show<br />

There is nothing too difficult about<br />

providing effective CBD-based<br />

medications while maintaining the<br />

present prohibition on recreational<br />

use of THC.<br />

Of the many natural<br />

compounds in all varieties<br />

of the hemp or marijuana<br />

family, two are important<br />

in the debate. They are<br />

the cannabinoids THC<br />

(tetrahydrocannabinol)<br />

and CBD (cannabidiol).<br />

Most varieties have different<br />

levels of both and it is<br />

the variety with high levels<br />

of THC which creates<br />

the psychoactive high. To<br />

release that substance the<br />

plant material has to be<br />

that cannabis, in any form<br />

cures anything. There is<br />

good evidence however to<br />

show that, properly administered,<br />

CBD it is an<br />

effective pain inhibitor<br />

without many of the nasty<br />

side effects of conventional<br />

medications such as opioids.<br />

In spite of many well<br />

researched submissions<br />

the Government Bill presently<br />

under consideration<br />

will only provide a<br />

defence against criminal<br />

prosecution for terminally<br />

ill people, within a year<br />

of dying, using cannabis.<br />

Making that diagnosis is a<br />

guestimate at best and it<br />

would still be an offence to<br />

grow and supply cannabis.<br />

That is clearly nonsense as<br />

there are many people with<br />

chronic, debilitating pain<br />

who would benefit from<br />

having access to cannabis<br />

CBD based medicines<br />

which was promised by the<br />

former Associate Minister<br />

of Health Peter Dunne.<br />

The National Opposition<br />

had an opportunity<br />

here to use the select committee<br />

process to present<br />

logical and common sense<br />

amendments to the Bill<br />

but chose instead to present<br />

their own Bill which,<br />

in spite of being the better<br />

option, will have little<br />

chance of success. Sadly,<br />

during several political<br />

debates on the subject entrenched<br />

party politics and<br />

ignorance of the subject<br />

seem to have got in the way<br />

of an informed discussion.<br />

There is nothing too<br />

difficult about providing<br />

effective CBD based medications<br />

while maintaining<br />

the present prohibition on<br />

recreational use of THC.<br />

We don’t allow people to<br />

have free access to opium<br />

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did grow their own cannabis<br />

would never harvest<br />

the plants as they would<br />

quickly be stolen. For as<br />

long as it is illegal to grow<br />

and smoke cannabis in<br />

New Zealand it is naïve to<br />

suggest it can be grown at<br />

home for self-medication.<br />

Self-diagnosis and selfmedication<br />

are hazardous<br />

and potentially fatal. That<br />

is what we have a medical<br />

profession with several<br />

centuries of study and<br />

knowledge for.<br />

There are a number of<br />

professionally produced<br />

CBD based pharmaceuticals<br />

available on the international<br />

market, including<br />

from Australia, and at least<br />

one is available in New<br />

Zealand but at significant<br />

cost. Professionally produced<br />

medical cannabis no<br />

different to any other medication<br />

derived from plant<br />

material and it should be<br />

treated as such. We have<br />

a right to expect our politicians<br />

of all colours will put<br />

their differences aside in<br />

matters of this importance<br />

but they seemed to have<br />

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12<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

An inclusive digital world<br />

Digital skills seem to come more easily to young people<br />

who have never known a world without the internet. To<br />

them, the notion of having to withdraw money from the<br />

bank on a Friday to get you through the weekend or writing<br />

a cheque and posting it to pay a bill are foreign concepts.<br />

BY MINISTER FOR BROADCASTING, COMMUNICATIONS<br />

AND DIGITAL MEDIA, CLARE CURRAN<br />

Older generations<br />

have seen the most<br />

incredible changes<br />

in their lifetimes. Time<br />

and time again they show<br />

extraordinary resilience<br />

and dexterity to adapt.<br />

Our world is becoming<br />

increasingly digitalised,<br />

and it’s having a profound<br />

effect on the way we live,<br />

work and connect with<br />

each other. But it’s not<br />

something to be feared, it’s<br />

something to embrace.<br />

Ninety four percent<br />

of Kiwis connect online<br />

at least once a day, but<br />

there are still many New<br />

Zealanders who do not,<br />

or cannot, access the internet.<br />

It’ll come as no<br />

surprise to <strong>Grey</strong> <strong>Power</strong><br />

members that those who<br />

are ‘digitally excluded’<br />

are often older people or<br />

people from low-income<br />

households.<br />

As Digital Minister, I’m<br />

looking at the overall national<br />

picture and working<br />

towards ensuring everyone<br />

is digitally capable.<br />

I’ve already established<br />

an advisory group tasked<br />

with creating a blueprint<br />

for digital inclusion and<br />

enablement.<br />

Their work includes<br />

investigating barriers to<br />

digital connectivity, such<br />

lack of digital skills and<br />

the price of connecting.<br />

Online safety<br />

Technology offers tremendous<br />

enjoyment and<br />

conveniences but there<br />

are also risks, that’s why<br />

a focus of mine is how to<br />

keep Kiwis safe online and<br />

how to get as many people<br />

as possible connected and<br />

build digital skills.<br />

If you are online, being<br />

safe is a huge priority.<br />

Last year, New Zealand’s<br />

Computer Emergency<br />

Response Team, CERT<br />

NZ, was launched to help<br />

people protect themselves<br />

when online, and get help<br />

to recover if something<br />

goes wrong.<br />

We hear stories all the<br />

time about people being<br />

scammed online, and all<br />

too often the people who<br />

are hit hard are older people.<br />

Latest reporting from<br />

CERT NZ shows that from<br />

their reports, more than<br />

87 percent of financial loss<br />

from scams was suffered<br />

by people over 55.<br />

What we don’t hear<br />

enough about are what you<br />

can do to stay safe online.<br />

One of the most important<br />

things that people can do<br />

is to seek help, whether<br />

something has happened<br />

or it’s a near miss.<br />

The experts at CERT<br />

NZ are available online at<br />

www.cert.govt.nz and on<br />

the phone at 0800 CERT<br />

NZ (08002378 69) to help<br />

you out, whether something<br />

has gone wrong or<br />

if it just seems a bit suspicious.<br />

CERT NZ also has tips<br />

and advice to help keep<br />

Kiwis safe online available<br />

on their website. There are<br />

the Top 11 tips for cyber<br />

security – things like how<br />

to create good passwords<br />

and why backing up data<br />

is so important.<br />

So you don’t need to be<br />

afraid of new technology<br />

or worried that you won’t<br />

be able to understand how<br />

it works – organisations<br />

like CERT NZ, Netsafe<br />

and newly formed Digital<br />

Seniors are there to help.<br />

Digital Seniors and other<br />

initiatives<br />

Recently Prime Minister<br />

Jacinda Ardern and<br />

I attended the launch of<br />

Digital Seniors – a trust to<br />

grow tech savvy seniors.<br />

It’s being piloted in Wairarapa<br />

ahead of the Trust’s<br />

national roll out.<br />

The pilot will trial many<br />

solutions starting with an<br />

0800 373 646 phone line<br />

to help seniors with technology<br />

issues or connect<br />

them with businesses that<br />

can help. There’s also oneon-one<br />

digital learning for<br />

seniors, personalised to a<br />

senior’s specific situation<br />

and skill level. The address<br />

is www.digitalseniors.<br />

co.nz.<br />

Solutions for Maori and<br />

Pacific People will also be<br />

trialled and it’s likely Digital<br />

Seniors will come to<br />

other communities before<br />

the end of the Wairarapa<br />

pilot.<br />

There are a number of<br />

other community-based<br />

digital literacy and skills<br />

programmes already running<br />

throughout the country<br />

– some specifically for<br />

older people. These are a<br />

great resource and I encourage<br />

<strong>Grey</strong> <strong>Power</strong> members<br />

to seek out what is<br />

available in their area.<br />

This government has<br />

made a commitment to<br />

close the digital divides,<br />

including the gap between<br />

seniors who have access,<br />

motivation, trust and skills<br />

to use it, and those who do<br />

not.<br />

Closing the senior digital<br />

divide will increase seniors’<br />

social connectivity<br />

and wellbeing.<br />

Seniors in the workforce<br />

are increasing in<br />

number and developing<br />

their digital skills is an<br />

important part of growing<br />

the digital economy.<br />

I don’t want seniors to<br />

be left behind. We can do<br />

this together by communities<br />

supporting seniors<br />

and seniors supporting<br />

each other with technology.<br />

Traditional services lost<br />

I know and understand<br />

why for many people the<br />

impact of being digitally<br />

excluded is keenly felt,<br />

especially with the loss of<br />

traditional over-the-counter<br />

services that are moving<br />

online.<br />

It’s a difficult situation.<br />

Because while it doesn’t<br />

make good business sense<br />

to retain face-to-face services<br />

that are losing money<br />

there is still a section<br />

of the population who still<br />

wants or needs them. The<br />

closure of post offices is an<br />

example that I know is a<br />

concern.<br />

The deed outlining New<br />

Zealand Post’s minimum<br />

services – including the<br />

number of customer service<br />

points – is currently<br />

being reviewed and I’m<br />

working closely with officials<br />

and New Zealand<br />

Post to plan the best way<br />

forward.<br />

NZ Post has to maintain<br />

a network of at least<br />

880 service points where<br />

consumers can purchase<br />

basic postal services and<br />

personal assistance so<br />

people can post parcels<br />

must be available at 240 of<br />

those outlets.<br />

How those service<br />

points are spread around<br />

New Zealand not something<br />

I have any control<br />

over – the Deed specifies<br />

the number of service<br />

points not their locations.<br />

NZ Post and Kiwibank decisions<br />

to close branches<br />

are outside my control as<br />

long as NZ Post sticks to<br />

the numbers in the Deed<br />

of Understanding.<br />

I urge you to take advantage<br />

of the help on offer<br />

so you can feel safe and<br />

comfortable online so you<br />

can access critical goods<br />

and services and take advantage<br />

of the benefits of<br />

things like online banking<br />

and being able to skype<br />

your grandkids.<br />

You should be able to<br />

enjoying the convenience<br />

of emailing family and<br />

friends, joining online<br />

community groups, paying<br />

bills, shopping online,<br />

and accessing the wealth<br />

of information at your fingertips.<br />

Contact your local<br />

Citizens Advice Bureau<br />

and <strong>Grey</strong> <strong>Power</strong> for information.<br />

Reaping the benefits of a<br />

digital world<br />

There are three large-scale<br />

government initiatives<br />

underway – the Ultra-fast<br />

Broadband network, the<br />

Rural Broadband initiative<br />

and the Mobile Black<br />

Spot Fund, laying the infrastructure<br />

necessary<br />

for expanding coverage<br />

around the country.<br />

The projects represent<br />

a more than $2 billion<br />

government investment<br />

and when complete, only<br />

a fraction of a percent of<br />

the population – less than<br />

one percent - will not have<br />

access to improved terrestrial<br />

broadband.<br />

The Rural Broadband<br />

Initiative (RBI) alone is<br />

bringing faster internet to<br />

at least 300,000 households<br />

and businesses. Under<br />

my watch, the completion<br />

date of RBI’s second<br />

phase has been brought<br />

forward a year, now scheduled<br />

for the end of 2021.<br />

The digital era really is<br />

upon us. It brings with it<br />

complex challenges that<br />

can’t be solved overnight,<br />

nor by the government<br />

alone. But I’m committed<br />

to helping create an even<br />

playing field; to removing<br />

the barriers so all Kiwis,<br />

including seniors, can<br />

participate in an inclusive<br />

digital world.


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and discover the benefits of vitamin C for yourself.<br />

To enter, email your name, address and phone number to: enquiries@healthhouse.co.nz<br />

with Complete C Tablets Competition in the subject line, or post your details to<br />

Complete C Tablets Competition, Private Bag 12029, Tauranga 3143. Entries close<br />

November 30, <strong>2018</strong>. All entries will receive a small gift and a catalogue with more<br />

interesting health articles like the one below.<br />

Congratulations to the winners of the Turmeric competition:<br />

Paul, Christchurch / Patricia, Napier / Brian, Auckland<br />

200<br />

TABLETS<br />

How can we keep our<br />

brain and memory sharp<br />

as we age?<br />

As I age my thoughts turn more and more to preserving my brain power, especially my<br />

memory and clarity of reasoning. I don’t think I’m alone in this.<br />

I recently tried an experiment of not taking any<br />

supplements and I was rattled after two weeks when I<br />

found my brain and memory weren’t working as well<br />

as before. I thought at the time, “My mind feels like an<br />

old, slow computer”.<br />

I thought this might be due to me not taking my<br />

daily DHEA 7-Keto capsule, so after just one month I<br />

recommenced taking DHEA and began to come right.<br />

I believe that CoQ10-Omega 3 also made a further<br />

improvement to my brain and memory, when after<br />

two months I began taking all my regular supplements<br />

again.<br />

Because of this alarming experience, I’ve been<br />

studying the research of Dr Eric Braverman MD who<br />

has been doing advanced research and experimenting<br />

on retaining brain speed and memory in old age for<br />

the last 39 years.<br />

Four key hormones for brain health<br />

Dr Braverman says there are four key nutrients for<br />

brain health – dopamine (for alertness), acetylcholine<br />

(for memory retention and thinking speed), GABA (for<br />

memory recall and calmness) and serotonin (for sound<br />

sleep and restoration).<br />

All four need to be kept in balance if we are to retain<br />

a sharp, clear brain in old age. These hormone like<br />

nutrients are manufactured by enzymes and bacterial<br />

(probiotic) action in our body. My memory can be slow<br />

to recall names and I would love to do so instantly. This<br />

common problem can indicate a lack of acetylcholine<br />

or GABA, or just poor sleep.<br />

Our brain need not age<br />

Dr Braverman maintains that our brain is the one<br />

organ in the body not programmed to age. As long<br />

as our brain is nourished properly, especially with the<br />

four key hormones above, and exercised, it can renew<br />

its neurons and cells indefinitely. He writes “Today<br />

50% of all Americans between the ages of 80 and 85 are<br />

demented” but claims most of this could be reversed<br />

and maintains “You can keep your brain as young as a<br />

30-year-olds’ for the rest of your life.”<br />

Brain nutrients recommended by<br />

Dr Braverman<br />

He is a believer in natural remedies and recommends<br />

DHEA to increase dopamine production in the body,<br />

5-HTP to increase serotonin, and omega 3, carnitine,<br />

magnesium, zinc, boron, selenium, chromium, folic<br />

acid and vitamin D to increase acetylcholine and<br />

GABA.<br />

Eventually I would like to develop a supplement that<br />

can ensure the balance of all four key brain nutrients<br />

and enhance memory ability. So I’ve begun trials (on<br />

myself at this early stage) using some of his many<br />

recommendations which include compounds, spices<br />

and herbs, some of which are in our Relax product<br />

formula.<br />

You can create new brain cells as you age<br />

Dr Braverman writes “Physical exercise and mental<br />

sharpening are linked” and encourages regular<br />

exercise, especially active competitive sports such as<br />

table tennis, which trains our brain to think faster. He<br />

recommends CoQ10 for increased energy.<br />

He also encourages a daily brain workout such<br />

as learning a new language, playing Sudoku, or<br />

computer games that involve mental skill. These create<br />

new brain cells and neurons as we get older.<br />

ABOUT THE AUTHOR<br />

David Coory is the<br />

founder of Health House<br />

and author of Stay<br />

Healthy by supplying<br />

what’s lacking in your<br />

diet, New Zealand’s top<br />

selling health book.<br />

Joint, digestion and general health<br />

Turmeric is a yellow spice often used in Indian cooking. It also has a long<br />

history of use in both Chinese and Hindu medicine.<br />

The key active in turmeric is curcumin and is<br />

one of the most intensely studied bio-actives.<br />

Curcumin has been found to be supportive of<br />

a wide range of health conditions.<br />

Careful research was undertaken prior to<br />

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you can buy this spice at the supermarket,<br />

you would require over a tablespoon of spice<br />

every day to get any benefit and even then,<br />

the low level of curcumin (less than 5% of the<br />

spice) is not easily absorbed.<br />

We have sourced a specially formulated, easily<br />

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14<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Proving age is no barrier<br />

Tom Cockerill may have ticked over 73 years on the clock,<br />

but he’s also clocked up far more mileage than most<br />

people his age. Based in Dunedin, Tom is a familiar face<br />

at walking and running events around the country and<br />

he’s showing no signs of slowing down.<br />

BY LISA POTTER<br />

Having recently competing at the<br />

South Island Half Marathon<br />

(Ashburton), despite a small calf<br />

muscle tear, Tom finished third fastest<br />

overall and was the second male to finish<br />

in the open aged event, competing against<br />

walkers less than half his age.<br />

Next up he’s pounding the pavements<br />

around his hometown of Dunedin in<br />

preparation for a half marathon there this<br />

month. This is followed by the South Island<br />

Masters Games and Tom then heads<br />

to Tasmania for the Burnie 10; Australia's<br />

premier 10km road race, followed by a 21k<br />

event in Melbourne a week later.<br />

His achievements are many, and he<br />

kicked off <strong>2018</strong> winning the 3000m track<br />

walk at the Oceania Masters Athletics<br />

Championships held in Dunedin.<br />

“This was a really special moment for<br />

me as it was such a closely fought battle,<br />

winning it out from under Geoff Iremonger<br />

from Wellington, as he soundly<br />

beat me in the previous events, as well<br />

as in the 5000m track walk and the 10k<br />

road event.”<br />

Another event with a close finish saw<br />

Tom haul in the leader with about 2km to<br />

go, but having made an earlier pact that he<br />

would hold back at the finishing line, the<br />

competitors crossed the line together.”<br />

This is typical of Tom’s personality. As<br />

much as he has a competitive streak, he’s<br />

involved in the events for the camaraderie<br />

and fun.<br />

Tom’s story is even more inspirational,<br />

give that he is competing and maintaining<br />

such a high level of fitness after some major<br />

health setbacks including needing spinal<br />

fusion in the 1980s and being affected<br />

by neurotoxicity in 2009.<br />

“That was by polyurethane floor coating<br />

and I cancelled out of driving for about<br />

six months as my eye muscles would not<br />

bring things into focus,” says Tom.<br />

“Life is all about balance.”<br />

“I was troubled with all sorts of eye related<br />

problems, and started walking to try<br />

and turn my health around, and to overcome<br />

stumbling and losing my balance.<br />

“On the advice of the Brain Injury Association<br />

Otago I did an intensive programme<br />

on brain gym exercises to improve<br />

the brain wiring and coordination<br />

between the brain and eyes.<br />

“There’s no doubt about it, that walking<br />

paved the way to a better and healthier<br />

lifestyle. My many obstacles became challenges,<br />

and I didn't give up, pushing the<br />

boundaries even at times when not feeling<br />

the best.”<br />

Tom also has background of dyslexia<br />

so takes extra special care when filling in<br />

entry forms.<br />

While he thrives on the many events he<br />

competes in around New Zealand, he says<br />

much of his focus is trying to stay injury<br />

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NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 15<br />

free and fit and healthy.<br />

He reckons he’s done about 55 events<br />

in the past eight months. On top of that,<br />

he turns up to his local Taieri Harrier Club<br />

to do winter events with them regularly, as<br />

well as going to a gym class run by his local<br />

Age Concern and Parkrun events.<br />

“I often do the Saturday morning Parkrun<br />

and then go to the Harrier Club event<br />

the same afternoon, sometimes followed<br />

by a Sunday event.”<br />

A lifestyle quarterly and official publication of <strong>Grey</strong> <strong>Power</strong> www.greypower.co.nz<br />

New Zealand<br />

MASTERS GAMES<br />

PAGE 8<br />

ISSUE 33 : MARCH <strong>2018</strong><br />

<strong>Grey</strong> <strong>Power</strong><br />

leadership<br />

change<br />

PAGE 4<br />

President’s<br />

report<br />

PAGE 13<br />

Letters<br />

PAGE 40<br />

“The wilderness trail over<br />

there had a variety of<br />

challenges to contend<br />

with.I’d never run an event<br />

any greater than 5km<br />

and this was 14km trail<br />

event so that was a bit of<br />

a push. We had to carry a<br />

whistle and compression<br />

bandages because of the<br />

risk of snakes!<br />

Keeping active is clearly not an issue<br />

for this senior citizen and <strong>Grey</strong> <strong>Power</strong><br />

member. Tom also goes to the gym every<br />

Friday for a session of quick moving exercises<br />

to tone up his small muscle groups.<br />

“My main focus however is track race<br />

walking and to compete in road and off<br />

road events.”<br />

Tom is no mere participant - his collection<br />

of gold medals is hugely impressive<br />

and he shows no signs of slowing down.<br />

One of his favourite events to date<br />

is competing at the Australian Masters<br />

Games in Tasmania last year.<br />

“It was also daunting needing to use<br />

ropes to help climb up and down some<br />

particularly steep spots.<br />

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SUM1053 National <strong>Grey</strong> <strong>Power</strong> March Pre s_80x254 v2.in d 1 21/02/18 10:49 AM<br />

”And because of my ancestral convict<br />

heritage, in a way it was nice to score some<br />

gold back in medals that I won.”<br />

His competitive spirit saw him progress<br />

from walking for health benefits to travelling<br />

around New Zealand and further afield<br />

in pursuit of some fresh competition.<br />

He has competed in New Zealand Master<br />

Games in Whanganui, Dunedin, Nelson,<br />

Timaru and Australia.<br />

He reckons in his early years, where<br />

he was in the automotive and engineering<br />

trades, most of his exercise was clambering<br />

up Baldwin Street in Dunedin where<br />

his home was.<br />

“The street wasn't famous back in those<br />

days, but now it's been identified as the<br />

steepest street in the world. That might<br />

have been my training ground for better<br />

things.”<br />

Having been self employed as a labourer<br />

in his latter years, Tom is a huge<br />

advocate of the importance of fitness, particularly<br />

as the body ages.<br />

“Exercising is good for your general<br />

health and wellbeing and a good way to<br />

keep your mind busy and active.”<br />

Tom continues to push himself, and<br />

has walked three ultra endurance events<br />

out to the 80km mark. (As a walker, he<br />

SUM1053<br />

clicks over as fast as some joggers do).<br />

“I’m achieving the best I can and will<br />

focus to keep up that momentum of ticking<br />

over for as long as I can.”<br />

He fuels his body with as much healthy<br />

food as he can, enjoying cooking and relying<br />

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Departs: 10 March; 19 May 2019<br />

DOMESTIC FLIGHTS CAN BE DEDUCTED OFF PRICE & OFFER LAND ONLY.<br />

Prices & dates are correct as at 29th August <strong>2018</strong> and are subject to change. All prices quoted in Australian dollars. Prices are PP = Per Person Twin Share. Flights included<br />

are in economy class and from selected capital cities in Australia as per <strong>2018</strong>/2019 brochure inclusions. Sole Use Prices are available in the Fun Over Fifty Brochure. S2246


18<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

The exercise and dementia link<br />

Dementia is an umbrella term used<br />

to describe a group of symptoms<br />

that affect how a person’s brain<br />

works. Approximately 60,000 Kiwis<br />

have dementia and that number is<br />

expected to almost triple by 2050.<br />

BY NZ REGISTER OF EXERCISE PROFESSIONALS (REPS)<br />

While dementia<br />

can affect anyone,<br />

the chances<br />

of developing dementia<br />

increase as a person ages.<br />

The most common<br />

form of dementia is Alzheimer’s<br />

disease with two<br />

out of three of those diagnosed<br />

with dementia having<br />

Alzheimer’s.<br />

Symptoms vary between<br />

individuals but<br />

common ones include<br />

changes in memory,<br />

thinking, behaviour, personality<br />

and emotions<br />

which have an impact on a<br />

person’s everyday life.<br />

Dementia is progressive,<br />

with the changes that<br />

affect the brain slowly<br />

spreading and making<br />

symptoms worse.<br />

Just 30 minutes a day,<br />

five days a week is all<br />

that’s needed to ward of a<br />

range of lifestyle diseases<br />

and conditions, and is the<br />

minimum level recommended<br />

to reduce dementia risk.<br />

There has been no single<br />

cause linked with the<br />

onset of dementia however<br />

research released<br />

in 2014 in The World Alzheimer<br />

Report suggests<br />

that there are some simple<br />

steps people can take regarding<br />

their lifestyle in<br />

order to reduce the risk of<br />

dementia in later life.<br />

They recommend that:<br />

‘what is good for the heart<br />

is also good for the brain’<br />

and that any changes to<br />

lifestyle factors can have<br />

an impact, meaning it’s<br />

never too late to start<br />

making health improvements.<br />

Maintaining healthy<br />

weight, exercising moderately<br />

and regularly and<br />

eating a well balanced diet<br />

will help prevent high cholesterol,<br />

high blood pressure,<br />

diabetes and obesity<br />

in the short term and in<br />

the long term reduce your<br />

dementia risk. Being a<br />

nonsmoker and consuming<br />

alcohol at safe levels<br />

can also help.<br />

Just 30 minutes a day,<br />

five days a week is all<br />

that’s needed to ward of a<br />

range of lifestyle diseases<br />

and conditions, and is the<br />

minimum level recommended<br />

to reduce dementia<br />

risk. When we think of<br />

exercise we should also<br />

include mental activity as<br />

well as physical. By learning<br />

new skills and completing<br />

mentally challenging<br />

activities can help keep<br />

you alert.<br />

Social contact is one of<br />

the benefits of group exercise.<br />

Whether it’s walking<br />

with company, taking<br />

a class, or heading to an<br />

exercise facility or gym,<br />

being among like-minded<br />

people while getting active<br />

is a fantastic way to keep<br />

social and healthy.<br />

When we think<br />

of exercise we<br />

should also<br />

include mental<br />

activity as well<br />

as physical.<br />

If you are worried<br />

about someone you love<br />

displaying symptoms of<br />

dementia, or if you are<br />

experiencing these symptoms<br />

yourself, then an appointment<br />

with your GP is<br />

the first step, as an early<br />

diagnosis means treatment<br />

and management<br />

can begin. But don’t wait<br />

for the signs, start now by<br />

reducing your risks by becoming<br />

active and making<br />

healthy lifestyle choices<br />

today.<br />

References:<br />

www.alzheimers.org.nz<br />

www.moh.govt.nz<br />

Driving Miss Daisy. We’re family<br />

when family can’t be there!<br />

Maintaining your<br />

independence<br />

Driving Miss Daisy is NZ’s number 1 friendly<br />

and reliable companion driving service.<br />

We can drive and accompany you to:<br />

• Medical and other appointments<br />

• Family/social occasions<br />

• Companionship outings<br />

• Take your pets to the vet<br />

• Grocery or other shopping trips<br />

• Scenic drives<br />

• Airport departures and pick ups<br />

Total Mobility available in most areas and an ACC approved provider.<br />

For further information or to<br />

make a booking call us on<br />

0800 948 432<br />

www.drivingmissdaisy.co.nz<br />

Keeping your independence is<br />

something this is very important<br />

to most people; they value<br />

being able to go about their daily life<br />

without feeling like they’re being a burden<br />

on family members or friends.<br />

When your independence is compromised<br />

through disability or loss of<br />

your licence, this can make life less enjoyable<br />

to begin with. However, there’s<br />

no reason that you can’t still remain<br />

in control of your life and do what you<br />

want to do at a time that suits you.<br />

Studies have shown the importance<br />

of social interaction for maintaining<br />

optimal health and wellbeing. That can<br />

be as simple as a trip to the supermarket<br />

or coffee with friends. Sometimes,<br />

it can be more adventurous and include<br />

trips further afield, as the heart desires.<br />

Total Mobility Scheme<br />

In order to encourage social interaction<br />

and independence, the government<br />

created an initiative called the Total<br />

Mobility Scheme, which is delivered locally<br />

by your regional council.<br />

The scheme is designed to assist<br />

clients with long-term impairments to<br />

access appropriate transport to meet<br />

their daily needs and enhance their<br />

community participation.<br />

For further information contact<br />

your local Age Concern,who are happy<br />

to help you find out if you are eligible<br />

and advise you how to apply. The Total<br />

Mobility Scheme is available in most<br />

areas.<br />

Once you’ve been accepted, you can<br />

access discounted travel with many<br />

providers in your region and throughout<br />

New Zealand, including with Driving<br />

Miss Daisy who is an accredited Total<br />

Mobility Scheme provider.<br />

Driving Miss Daisy provides assistance<br />

to help you to maintain your<br />

independence, and always aims to put<br />

the joy back in the journey. Your independence<br />

is key to us and we love<br />

knowing that we’re making a difference<br />

in our clients lives.<br />

Driving Miss Daisy will take you<br />

wherever you want to go, at a time that<br />

suits you.<br />

Remember - you’re in charge!


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 19<br />

THERE’S SO MUCH MORE<br />

TO LOOK FORWARD TO<br />

With 24 unique Metlifecare retirement villages to choose from, you’ll be<br />

spoiled for choice. As well as a range of different accommodation options,<br />

from villas to serviced apartments, we have the highest quality facilities to<br />

exercise your independence.<br />

To find out more, call us on 0800 803 232<br />

or visit metlifecare.co.nz<br />

RAD3215


20<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Can you do CPR? Could you save someone's life?<br />

A new St John App installed on your<br />

phone could help you do just that.<br />

BY PAULINE RAPHAEL<br />

MATAMATA GREYPOWER MEMBER<br />

Last May, while sitting<br />

at his computer,<br />

my brother<br />

John Raphael collapsed<br />

and died. No warning,<br />

just bang, gone!!<br />

Fortunately his wife<br />

Jennifer was in the room<br />

at the time. Normally she<br />

would have been elsewhere<br />

in the house.<br />

She managed to tip him<br />

off his chair onto the floor<br />

and commenced CPR<br />

while desperately trying to<br />

summon assistance. Luckily<br />

she could reach her<br />

cellphone and called 111.<br />

She put the phone on<br />

speaker while continuing<br />

CPR on John.<br />

Performing CPR is very<br />

intensive, particularly<br />

when being administered<br />

while standing, which<br />

Jennifer was doing as she<br />

had an injured knee.<br />

One can usually only<br />

manage about four minutes.<br />

She had been doing<br />

CPR for eight minutes, a<br />

truly heroic effort.<br />

Then she heard a banging<br />

at the door and there<br />

was a neighbour, an off<br />

duty firefighter.<br />

He had been summoned<br />

by the app on his<br />

cellphone, the message being<br />

triggered by Jennifer’s<br />

call to 111.<br />

The neighbour, Terry<br />

Robinson took over the<br />

CPR until the ambulance<br />

arrived and the paramedics<br />

could use a defibrillator<br />

to shock John’s heart back<br />

into beating.<br />

John was transferred to<br />

hospital and after surgery<br />

has made a great recovery,<br />

despite a couple of broken<br />

ribs. A small price to pay,<br />

he says.<br />

St John reports this was<br />

the first verified saving of a<br />

life, partly attributed to the<br />

GoodSAM App, that they<br />

were aware of.<br />

My family is grateful to<br />

the responder Terry, and to<br />

the fact that he had the app<br />

on his phone and answered<br />

the call so promptly.<br />

The emergency app that<br />

could save your life<br />

The Emergency App<br />

turns CPR trained members<br />

of the public into good<br />

samaratins by enabling a<br />

community response to<br />

patients in cardiac arrest.<br />

St John medical director,<br />

Doctor Tony Smith,<br />

says “by alerting community<br />

‘responders’ to people<br />

nearby that are in cardiac<br />

arrest, we can amplify the<br />

call for help.<br />

“Imagine you are at<br />

home, in a mall or other<br />

public space, and someone<br />

in the vicinity suffered a<br />

cardiac arrest. You were<br />

able to respond and help,<br />

but you just needed to be<br />

alerted. Wouldn’t you want<br />

to know? Well now you<br />

can,” he says.<br />

Outcomes from cardiac<br />

arrest are dramatically improved<br />

when a patient receives<br />

immediate CPR and<br />

defibrillation within the<br />

first few minutes.<br />

Emergency services<br />

can’t always arrive that<br />

quickly, but it is likely<br />

that someone who knows<br />

CPR and how to use a de-<br />

fibrillator is nearby and<br />

able to help.<br />

GoodSAM is a FREE<br />

app that alerts registered<br />

‘responders’, allowing them<br />

to possibly save a life by<br />

providing CPR and, where<br />

possible, using an automatic<br />

external defibrillator<br />

(AED) before emergency<br />

services arrive.<br />

“The more people who<br />

download the app, the<br />

more coverage we will<br />

achieve across New Zealand,<br />

and the more likely<br />

we are to improve outcomes<br />

from cardiac arrest”,<br />

says Doctor Smith.<br />

The app is available free<br />

from the Google, Apple<br />

and Microsoft App Stores<br />

and further information is<br />

available at www.stjohn.<br />

org.nz/goodsam<br />

Elliot Steel, external<br />

relations manager at St<br />

John, New Zealand welcomes<br />

interest and any further<br />

registrations by CPR<br />

trained <strong>Grey</strong><strong>Power</strong> members<br />

would be fantastic.<br />

Naturally good for your body<br />

Natural Harmony Body & Joint Rub<br />

Great for all manner of joint<br />

and muscle stiffness, sprains<br />

and strains and dry flaky skin.<br />

EXCELLENT FOR SENSITIVE SKIN<br />

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Email: info@florentinegold.co.nz<br />

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Natural Harmony Body and Joint Rub is an amazing product with so many<br />

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You can purchase this by visiting our website www.florentinegold.co.nz<br />

or by emailing us at info@florentinegold.co.nz<br />

I was walking unsteadily because of knee pain and weakness, and steps on and<br />

off the bus were a challenge. I was offered a trial right away and put on the lotion<br />

as directed then off I went. Within 15 minutes, I climbed two flights of concrete<br />

steps to the pier without needed to hold the rail and with little discomfort.<br />

Absolutely wonderful! I have also applied the product to my scalp and have the<br />

psoriasis under control. This is amazing after decades of problems and no result<br />

from other products and prescriptions. I am passing on the good news to family<br />

and friends without hesitation. I encourage anyone with joint or skin problems<br />

to try these products, which bring most remarkable relief.<br />

Genevieve Grainger — 2017 Christchurch<br />

Z1727J<br />

Aches and pains tend to accompany<br />

the process of ageing, and<br />

a natural range of products from<br />

Florentine Gold NZ are now available to<br />

help ease a variety of conditions.<br />

Available directly from florentinegold.co.nz<br />

clients around New Zealand<br />

are enjoying the many benefits.<br />

The Natural Harmony Body and<br />

Joint Rub is proving excellent for sensitive<br />

skin, with feedback showing impressive<br />

results for arthritis, fibromyalgia,<br />

psoriasis and eczema also.<br />

Containing no artificial nasties, ingredients<br />

include natural crystal mineral<br />

salts, pure essential lavender oil and<br />

eucalyptus oil and cold pressed neolardi<br />

bean oil.<br />

The range is cruelty friendly and vegan<br />

accredited.<br />

One happy client, Genevieve<br />

Grainger, says:<br />

“I was fortunate to come across the<br />

joint lotion at New Brighton Market in<br />

Christchurch. I was walking unsteadily<br />

because of knee pain and weakness, and<br />

steps on and off the bus were a challenge.<br />

“I was offered a trial and put on the<br />

lotion as directed, then off I went. Within<br />

15 minutes I climbed two flights of<br />

steps to the pier without needing to hold<br />

the rail and with little discomfort. Absolutely<br />

wonderful!<br />

“I have also applied this product to<br />

my scalp and have the psoriasis under<br />

control. This is amazing after decades<br />

of problems and no result from other<br />

products and prescriptions. I encourage<br />

anyone with joint or skin problems to try<br />

this product which brings the most remarkable<br />

relief.”<br />

While the Natural Harmony Body<br />

and Joint Rub is undoubtedly the hero<br />

product in the range, it also includes deodorant,<br />

foot spray and tropical guard.<br />

View the full range and/or order online<br />

at forentinegold.co.nz. The products<br />

can be couriered overnight throughout<br />

New Zealand.<br />

WIN ME!!!<br />

Enter to win one of three fantastic<br />

Florentine Gold gift packs and try this<br />

impressive natural range for yourself.<br />

Each prize pack will include a 100ml All<br />

Natural Harmony Body and Joint Rub,<br />

an All Natural Tropical Guard Insect<br />

Repellant and a choice of either an All<br />

Natural Deodorant or an All Natural<br />

Foot Spray.<br />

To enter, email your name and address<br />

to win@greypowermag.co.nz with<br />

NATURAL HARMONY in the subject<br />

line, or post your entry to Natural<br />

Harmony competition, <strong>Grey</strong> <strong>Power</strong>, PO<br />

Box 1425, Hamilton 3240. Entries close<br />

October 15, <strong>2018</strong>.


Santa & his<br />

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and round!<br />

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Featuring:<br />

• Four levels of<br />

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• 12 illuminated<br />

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• Music<br />

• Over 30 handcrafted<br />

figurines<br />

including<br />

Santa<br />

and his<br />

reindeer<br />

As Santa and his reindeer joyously fly into the<br />

Christmas night, the Wonderland Express slowly<br />

chug, chug, chugs its way ‘round and ‘round the<br />

peaceful little village nestled amongst the snowkissed<br />

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Thomas Kinkade, the “Wonderland Express<br />

Christmas Tree” Masterpiece Edition captures this<br />

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With four levels of rotating trains – plus Santa and<br />

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With 12 brilliantly illuminated buildings and over<br />

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time to time, we may allow carefully screened companies to contact you. If you would prefer not to receive such offers, please<br />

tick this box. q


22<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

A PRESBYTERIAN SUPPORT SERVICE<br />

PRESBYTERIAN SUPPORT NEW ZEALAND<br />

A PRESBYTERIAN SUPPORT SERVICE<br />

PRESBYTERIAN SUPPORT NEW ZEALAND<br />

Some things make for happier, healthier living,<br />

no matter what your age or ability.<br />

• A sense of community<br />

• Friends, family, whānau<br />

• Being able to give and receive<br />

• Being able to make decisions for<br />

yourself<br />

• And most of all, practical support<br />

when you need it.<br />

At Enliven we work alongside you and<br />

your family to achieve these things.<br />

A PRESBYTERIAN SUPPORT SERVICE<br />

Kiwis trust us to provide vibrant, elder-centred communities.<br />

Experience it for yourself.<br />

Visit: www.enliven.org.nz<br />

PRESBYTERIAN SUPPORT NEW ZEALAND<br />

Enliven services include:<br />

• Home-based support<br />

• Community-based social and<br />

day activities<br />

• Retirement living options<br />

• Residential aged care including<br />

elder-directed rest home,<br />

hospital and dementia care.<br />

To find out more about Enliven services in your area call our regional offices:<br />

Upper North Island 0800 365 4836 | East Coast 06 877 8193<br />

Lower North Island 0508 36 54 83 | Upper South Island 03 366 5472<br />

South Canterbury 03 687 1120 | Otago 03 477 7115 | Southland 03 211 8200


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 23<br />

Real Gardens for Real People<br />

www.taranakigardens.co.nz<br />

27 th October to<br />

5 th November 2017<br />

Festival exposes colourful<br />

heart of Taranaki<br />

The Taranaki region – that geographic bump extending<br />

into the Tasman Sea from New Zealand’s North Island<br />

– has been known as the ‘garden of New Zealand’<br />

for more than a century. It’s no surprise then that the<br />

region is home to one of New Zealand’s largest and<br />

friendliest garden festivals.<br />

The Taranaki Fringe<br />

Garden Festival<br />

has been presenting<br />

a selection of gardens<br />

each spring for more than<br />

a decade. <strong>2018</strong> marks the<br />

fourteenth edition and its<br />

success can be linked to<br />

the diversity and quality<br />

of gardens on offer, as well<br />

as the wide range of other<br />

activities.<br />

This year's event takes<br />

place from October 26 to<br />

November 4 and visitors<br />

can plan their own garden<br />

tours or join in one of the<br />

many pre-organised tours.<br />

“This isn’t just a garden<br />

show, it’s become much<br />

more than that,” says Taranaki<br />

Garden Trust chair<br />

John Lucas.<br />

how accessible our gardens<br />

are - only $2 per<br />

person for each garden<br />

visited. It’s an absolute<br />

bargain.”<br />

Copies of the Taranaki<br />

Fringe Garden Festival<br />

have been distributed extensively<br />

around the Taranaki<br />

province, to iSite<br />

Taranaki<br />

centres throughout New<br />

Zealand and many garden<br />

centres, or you can<br />

download a copy at www.<br />

taranakigardens.co.nz<br />

which has full listings of<br />

all Taranaki Fringe Garden<br />

Festival gardens. Full<br />

details of each garden or<br />

place of interest, time of<br />

opening, contact details<br />

and detailed maps are in<br />

the brochure so visitors<br />

can plan their route to<br />

take in several gardens in<br />

each area.<br />

“This festival is a 10 day for real people.<br />

adventure into outstanding<br />

“We offer practical-<br />

gardens throughout ity and inspiration on a<br />

the region. There’s simply scale you can take home<br />

no better way to explore to your own gardens," says<br />

and discover Taranaki.” Festival organiser Anne<br />

“We offer everything Clough. "The concepts and<br />

from cottage to native gardens,<br />

features displayed in the<br />

highly structured to Festival are realistically<br />

rambling and informal. attainable.<br />

Whatever your taste in “Another drawcard is<br />

gardens there is something<br />

here, and every garden<br />

has a personal story<br />

behind it, right down to<br />

the plants and the plantings,”<br />

says John.<br />

As gardeners the world<br />

over will appreciate, it’s<br />

a labour of love for those<br />

who Festival open programme the gates each available at most Garden Centres (NZ wide) and most i-SITEs (except Auckland) or<br />

year. download This event a copy is built from on our website.<br />

the ethos of real gardens<br />

TaranakiFringeGardenFestival<br />

Real Gardens for Real People<br />

26 th October to<br />

4 th November <strong>2018</strong><br />

Taranaki<br />

• Explore a variety of beautiful gardens<br />

• Purchase plants you’ve seen in the gardens<br />

• Get practical advice from garden hosts<br />

• Enjoy arts, craft and vintage machinery<br />

• Only $2 entry per garden<br />

Festival programme available at most Garden<br />

Centres (NZ wide) and most i-SITEs or download<br />

a copy from our website.<br />

TaranakiFringeGardenFestival<br />

www.taranakigardens.co.nz


24<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Don’t let a fall get you down<br />

The active organisation for those 50+<br />

The <strong>Grey</strong> <strong>Power</strong> Magazine is published quarterly by<br />

Neben Morris Media for the <strong>Grey</strong> <strong>Power</strong> New Zealand<br />

Federation Inc. It is the official publication for the<br />

federation and its affiliated associations. <strong>Grey</strong> <strong>Power</strong><br />

Magazine is mailed to all financial members of <strong>Grey</strong><br />

<strong>Power</strong>. <strong>Grey</strong> <strong>Power</strong> NZ Federation Inc is incorporated<br />

under the Incorporated Societies Act 1908<br />

Subscription inquiries:<br />

<strong>Grey</strong> <strong>Power</strong> Federation<br />

P.O. Box 272 1719<br />

Papakura 2244<br />

Auckland<br />

Phone: 09 299 2113<br />

Email: fed-office@xtra.co.nz<br />

The next issue of The <strong>Grey</strong> <strong>Power</strong> Magazine will<br />

be published November <strong>2018</strong>. Deadlines are:<br />

Editorial: Tuesday, 30th October<br />

Advertising: Tuesday, 6th November<br />

Delivery Address:<br />

The <strong>Grey</strong> <strong>Power</strong> Magazine<br />

12 Mill Street, Hamilton 3200<br />

P.O. Box 1425, Waikato Mail Centre, Hamilton 3240<br />

Phone: 07 838 1333 • Fax: 07 838 2807<br />

Editor:<br />

Lisa Potter<br />

Email: Lisa@nmmedia.co.nz<br />

Mobile: 021 249 4816<br />

Studio manager:<br />

Tania Hogg<br />

Email: tania@nmmedia.co.nz<br />

Phone: 07 838 1333<br />

Advertising inquiries:<br />

Debbie Jamieson<br />

Email: Debbie@nmmedia.co.nz<br />

Phone: 07 838 1333 • Mobile: 027 229 0202<br />

DISCLAIMER: The information contained in this publication is published<br />

in good faith and has been derived from sources believed to be reliable and<br />

accurate. However, neither the <strong>Grey</strong> <strong>Power</strong> New Zealand Federation Inc. nor<br />

any person involved in the preparation of this publication accepts any form<br />

of liability whatsoever for its contents, including editorials, advertisements,<br />

opinions, advice or information, or for any consequences for its use. <strong>Grey</strong><br />

<strong>Power</strong> New Zealand Federation Inc is a non-political organisation with no<br />

affiliation to any political party or political group. ISSN 1173-2415<br />

No matter what age you are, no-one<br />

is bullet-proof from a fall. Most of us<br />

hate to admit it but having a fall can<br />

really knock your confidence, and<br />

you can become more cautious and<br />

worry about having another fall.<br />

BY JO MILLAR,<br />

<strong>Grey</strong> <strong>Power</strong> chair Health National Advisory Group,<br />

Zone 7 Representative to Federation Board<br />

You may give up driving<br />

or going to your<br />

clubs and activities<br />

and meeting up with<br />

friends, and end up missing<br />

out on all the things<br />

you used to enjoy.<br />

The good news is there<br />

are things you can do to<br />

improve your balance and<br />

build your strength making<br />

you more steady on<br />

your feet, so you’re less<br />

likely to fall again.<br />

You may not be the sort<br />

to go to fitness classes,<br />

but it’s worth thinking<br />

about doing some gentle<br />

strength and balance exercises<br />

that build strength in<br />

your ‘core’ to get you moving<br />

again.<br />

Core strength is made<br />

up of the muscles in your<br />

mid-section; your stomach,<br />

lower back and your<br />

sides. All these muscles in<br />

this area work to stabilise<br />

your entire body and give<br />

you balance so you can<br />

stay on your feet.<br />

Exercise is also helpful<br />

in improving a variety of<br />

common conditions, including<br />

chronic obstructive<br />

pulmonary disease<br />

(COPD), heart disease,<br />

high blood pressure and<br />

osteoporosis.<br />

Even at low levels, exercise<br />

has a strengthening<br />

impact on respiratory and<br />

muscular structures.<br />

Exercise is also fantastic<br />

for mental health and<br />

improving your general<br />

sense of wellbeing, which<br />

is yet another reason to get<br />

some in your life.<br />

Community group<br />

classes are a good way to<br />

learn what to do and you’ll<br />

meet new people and have<br />

Jo Millar with sound advice.<br />

some fun along the way.<br />

There’s a new movement<br />

called ‘Live Stronger<br />

for Longer’ that runs<br />

group strength and balance<br />

classes in your community.<br />

These classes come<br />

with a tick of approval<br />

so you know they’re safe<br />

and have been designed<br />

for older people. Most of<br />

them are free or you may<br />

be asked for a gold coin<br />

donation.<br />

Maybe you can get together<br />

with some friends<br />

and organise transport, so<br />

you can all go together?<br />

The important thing is<br />

you’ll be meeting new people<br />

and building up your<br />

confidence so you can stay<br />

active and enjoying your<br />

life. Even if you can’t get<br />

to the group classes you<br />

may be able to get support<br />

in your own home to do<br />

some strength and balance<br />

exercises.<br />

So why not give it a go?<br />

To find out more about<br />

group strength and balance<br />

classes in your community<br />

and for practical<br />

information and<br />

advice on how to stay<br />

stronger for longer visit<br />

www.livestronger.org.nz<br />

or contact your local <strong>Grey</strong><br />

<strong>Power</strong> Association and<br />

they’ll put you in touch<br />

with someone who knows<br />

about community group<br />

strength and balance<br />

classes in your area.<br />

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People can also list<br />

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NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 25<br />

Leaving the world a little<br />

better than you found it<br />

An increasing number of Starship supporters are appreciating<br />

the profound value and benefit of leaving a gift to the national<br />

children’s hospital in their wills. For one couple there is a very<br />

personal reason behind their decision to become Starship<br />

Foundation Guardian Angels.<br />

Tim and Karen Jones<br />

want to give back in<br />

memory of their son<br />

Roderick who spent many<br />

hours, days and months under<br />

the expert care of Starship’s<br />

clinical team.<br />

Roderick was diagnosed<br />

with cancer in October 2004.<br />

He had Ewing’s Sarcoma,<br />

a large tumour in his chest.<br />

Under the care of Starship<br />

the cancer was successfully<br />

treated, but Roderick relapsed<br />

a few years later. Sadly, he<br />

passed away from the disease<br />

in 2008, aged 14.<br />

“During our time at Starship<br />

we couldn’t have asked<br />

for better care for Roderick. It<br />

made a really dark time in our<br />

life, bearable.<br />

“We always felt welcomed<br />

and that we were important<br />

to them. I don’t think<br />

we could have improved on<br />

any of the care that we had,”<br />

explains Tim.<br />

“We had friends in the staff<br />

and the doctors who were<br />

there with us, who were really<br />

doing what they could to help<br />

every step of the way.<br />

“Perhaps you too know<br />

someone who has relied on<br />

Starship at some stage? It’s<br />

good to know that it’s always<br />

there if needed. That’s why<br />

Starship, and the Foundation,<br />

are so important.”<br />

Starship touches the lives of<br />

families throughout New Zealand;<br />

through hospital stays<br />

or through one of the many<br />

outreach clinics delivered by<br />

Starship’s specialists in clinical<br />

facilities in other parts of<br />

the country.<br />

“The support for Roderick<br />

and us as a family during the<br />

time we were in Starship was<br />

immense. We wanted to return<br />

something to the Starship<br />

Hospital, through the Foundation,<br />

to help other families and<br />

kids that are sick. That’s really<br />

the essence of our involvement<br />

with the Foundation.”<br />

Each year, the Starship<br />

Foundation funds a wide range<br />

of Starship projects; initiatives<br />

that save and extend lives, lift<br />

spirits and reduce discomfort,<br />

ensure better outcomes, faster<br />

recovery and less invasive<br />

treatments, and are focused on<br />

equity and prevention. All this<br />

is possible thanks to the generosity<br />

of New Zealanders such<br />

as Tim and Karen.<br />

The Starship Foundation’s<br />

Guardian Angels truly make a<br />

difference to our national children’s<br />

hospital. An example is<br />

the recent refurbishment of<br />

Starship’s General Paediatrics<br />

wards; an area of the hospital<br />

which had not been upgraded<br />

since Starship opened in 1991.<br />

Modern hospital facilities,<br />

designed with the needs of<br />

children, families and staff in<br />

mind, help children recover<br />

quicker and make stays in<br />

hospital easier for both young<br />

patients and their parents.<br />

Now, thanks in part to<br />

bequests from two generous<br />

Starship supporters who<br />

had left gifts in their wills,<br />

Starship’s bright new general<br />

paediatric facility supports<br />

how healthcare is best<br />

delivered today.<br />

“To put a bequest in your<br />

will provides you with the sort<br />

of comfort and feeling where<br />

you’ve actually done something<br />

to help. Whether you’ve<br />

been lucky enough not to need<br />

the care of Starship, or whether<br />

you have relied on it at your<br />

darkest ebb, like we have, paying<br />

it forward is a wonderful<br />

thing to do,” says Tim.<br />

“My wife and I enjoy immensely<br />

being part of the<br />

Foundation’s wider family,<br />

and I’m sure you will too.”<br />

If you have not yet taken<br />

this step yourself, you might<br />

wonder what’s involved? And<br />

how do you go about including<br />

Starship Foundation in<br />

your will?<br />

It’s much easier than you<br />

might think. We are also very<br />

mindful that your loved ones<br />

must come first.<br />

Here’s our simple<br />

three-step guide:<br />

Step One: talk to your loved<br />

ones. Discuss your plans with<br />

your family and friends first.<br />

Tell them why Starship is important<br />

to you and why you<br />

want to leave a gift to Starship<br />

in your will. Let them know<br />

that they will be taken care<br />

of first and foremost. That<br />

way there will be no surprises<br />

when the time comes.<br />

Step Two: talk to your solicitor.<br />

Call and tell them you<br />

want to leave a gift to Starship<br />

in your will. They will ask you<br />

what type of gift you want to<br />

leave and talk you through the<br />

options. If you already have a<br />

will you can easily add a codicil<br />

(an amendment). If you<br />

don’t, they can prepare one<br />

for you.<br />

Step Three: talk to us. Letting<br />

us know of your intentions<br />

will help us to thank you<br />

and share with you the impact<br />

that your gift will have. And<br />

you will automatically become<br />

one of our valued Guardian<br />

Angels - a very special group<br />

of people who have pledged to<br />

look after the health and wellbeing<br />

of future generations<br />

of children.<br />

If you’re interested in leaving<br />

a gift to Starship in your<br />

Will or becoming a Guardian<br />

Angel, for a confidential<br />

discussion please contact our<br />

Bequest Liaison Karen Blake:<br />

Phone: 09 375 3466, Mobile:<br />

027 376 4211, email: kblake@<br />

adhb.govt.nz. We’d love to<br />

hear from you.


26<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Tesla<br />

Oliver Sinclair's letter in the last issue<br />

drives me to despair, reading of yet another<br />

Tesla evangelist with apparently a<br />

very small knowledge of real science.<br />

His “free energy which would have<br />

extended all over the planet ” is total<br />

nonsense. Mr Sinclair would be very well<br />

advised to obtain a basic text on electromagnetics<br />

and learn the difference between<br />

reactive and radiated electromagnetic<br />

fields, just for a start.<br />

Nikola Tesla was an inventor, and was<br />

passionate about science and engineering<br />

and did have some sound and original<br />

ideas. But “free energy which would<br />

have extended all over the planet” is most<br />

assuredly not one of them. Nor did he invent<br />

a large number of other things that<br />

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have been popularly attributed to him.<br />

Yes, wireless transmission of “energy”<br />

(which is a sloppy usage of proper engineering<br />

terms, energy is not some “thing”<br />

rather it is a property of a real object) is<br />

possible, but is incredibly inefficient over<br />

more than a few centimeters. “Paywave”,<br />

contactless charging of tablets and cellphones,<br />

toothbrushes, razors, flashlights,<br />

hearing aids, and other relatively lowpowered<br />

devices are all modern examples.<br />

However the principle was not invented<br />

by Tesla, but rather by Michael Faraday,<br />

some 25 years before Tesla was born.<br />

Refer to the Royal Society papers read by<br />

Michael Faraday on 24 Nov 1831 and 12<br />

Jan 1832.<br />

Yes, of course, with a massively powerful<br />

transmitter, power can be transmitted,<br />

most inefficiently, over longer distances,<br />

but it most assuredly will never be<br />

free. Furthermore a casual reader might<br />

also recall the hysteria over cell-phone<br />

towers which would be minuscule and<br />

flea-powered by comparison<br />

True, he died a worthless man, as<br />

he devoted his later years to absurd and<br />

failed ideas. Investors had left in droves.<br />

These days some suggest he would probably<br />

be diagnosed as a narcissist with obsessive<br />

compulsive disorder.<br />

His papers were not stolen, but confiscated<br />

by the US Government as he<br />

was unwise enough to claim that he had<br />

invented a “death ray” even though no<br />

documentation or concepts were ever<br />

revealed. Recall this was in the darkest<br />

days of WW2, so the US government’s<br />

cautious reaction was understandable.<br />

There wasn’t actually much as Tesla had<br />

a habit of keeping most of his ideas in his<br />

head. It took the National Defense Research<br />

Committee just three days to issue<br />

the following report:<br />

‘[Tesla's] thoughts and efforts during<br />

at least the past 15 years were primarily<br />

of a speculative, philosophical, and<br />

somewhat promotional character often<br />

concerned with the production and wireless<br />

transmission of power; but did not<br />

include new, sound, workable principles<br />

or methods for realizing such results.’<br />

Tesla had claimed a box in his hotel<br />

suite contained part of his death ray and<br />

was most dangerous. After his death, it<br />

was found to contain an old resistance<br />

box, a standard electrical lab item.<br />

His name has never been written out<br />

of the history books. I have several that<br />

mention him in some (but not totally<br />

complimentary) detail. Mr Sinclair also<br />

seems to be unaware that the SI unit for<br />

magnetic flux density is “Tesla”, hardly a<br />

hallmark of “removing his name”.<br />

But don’t take my word for any of<br />

this. Instead search the oracle of Google<br />

with “how to build a Tesla free energy<br />

machine” and you will be rewarded with<br />

13,200,000 hits. That is hardly being<br />

"kept quiet".<br />

So, please, build one, or more, or several,<br />

your choice, and get back to us with<br />

your properly documented and verified<br />

results. If you succeed, you will very<br />

clearly be the fourth New Zealander to<br />

win a most deserved Nobel Prize, as well<br />

as being rich beyond reason!<br />

Barry Lennox<br />

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Value senior citizens<br />

Periodically the news media highlight the<br />

ever increasing number of senior citizens<br />

who qualify for National Superannuation<br />

with particular reference to the affordability<br />

of the current scheme. What the<br />

media conveniently ignore is the fact that<br />

senior citizens, who qualify for national<br />

superannuation, have made a lifelong<br />

contribution to the Government’s consolidated<br />

fund through paying taxes over<br />

a 40 to 50 year working life, and in retirement<br />

still pay tax on their pension as well<br />

as tax on investment income if they are<br />

fortunate to have investment funds.<br />

Senior citizens and <strong>Grey</strong> <strong>Power</strong> members<br />

make a contribution to New Zealand<br />

society, particularly with voluntary work<br />

associated with community organisations,<br />

sports clubs and social clubs, while<br />

the extended family also benefits from<br />

day to day involvement of senior family<br />

members.<br />

Senior citizens also have financial input<br />

within the community with the payment<br />

of property rates, GST, electric/gas<br />

power/telephone accounts and general<br />

housekeeping items such as the weekly<br />

grocery bill.<br />

The image of senior citizens sitting<br />

around waiting for things to happen is<br />

a myth. Without the major contribution<br />

that senior citizens make within their<br />

communities, New Zealand society would<br />

be the poorer!<br />

Bill Stirling<br />

<strong>Grey</strong>power member, Levin Horowhenua<br />

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Pension woes<br />

My husband and I immigrated to New<br />

Zealand in 2002, when we were both 52.<br />

I worked full time as an LMC Midwife<br />

at Wairau hospital from October<br />

Continued on page 27


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 27<br />

From page 26<br />

2002-August 2010, when I became an<br />

Independent LMC Midwife and started<br />

my own business.<br />

I started claiming my UK Health Service<br />

pension at this time, as a financial<br />

cushion during starting the business.<br />

My husband was working on the house<br />

and land, until he passed the driving test<br />

here—then he started his own gardening<br />

business.<br />

In October 2014 I passed my business<br />

to my partner, and hoped to claim the<br />

reciprocal agreement Old Age Pension<br />

from New Zealand. (I wasn’t 65 until the<br />

following July and could have claimed<br />

my UK Old Age Pension in UK from the<br />

age of 61).<br />

However, when I eventually got<br />

through to WINZ, I asked if I could<br />

claim the pension, as I was a NZ Citizen<br />

and had paid up UK pension status—the<br />

woman said ‘no’ and put the phone down.<br />

So, I claimed my UK pension, as I<br />

could no longer safely work, due to arthritis<br />

in my wrists.<br />

When my husband retired later in<br />

2015, he was told that he couldn’t claim<br />

from NZ as I was receiving too much pension<br />

from UK. So he had to claim a lesser<br />

amount from UK.<br />

We both have NZ Super Gold cards,<br />

have always had a bore hole and septic<br />

tank, have no dependents here, and<br />

have paid taxes here—so thought that<br />

we might be entitled to the heating payments,<br />

as my husband now is unwell and<br />

scarcely does any outside gardening.<br />

However, WINZ told us that we’re not<br />

entitled to this either, as we don’t get a<br />

NZ pension.<br />

We are okay at the moment, but if the<br />

exchange rate changes and when we get<br />

older, things will change.<br />

Are we the only NZ citizens in this position?<br />

I am interested to know what rights, if<br />

any we NZ citizens actually have, as we’re<br />

committed to living here, and dearly love<br />

it—despite having no relatives here.<br />

Kind regards, Marion Preston<br />

Elder Abuse<br />

Age Concern is an organisation dedicated<br />

to serving the needs of older citizens<br />

throughout New Zealand. The organisation<br />

functions through a number of district<br />

branches, very similar to the <strong>Grey</strong><br />

<strong>Power</strong> structure.<br />

While not all <strong>Grey</strong> <strong>Power</strong> members<br />

will have had contact with Age Concern<br />

through the local branch, they may however<br />

have been aware of Age Concern<br />

involvement in a particular Elder Abuse<br />

case when reported in the print media or<br />

an elderly persons survey (e.g. 21% of NZ<br />

elderly persons are lonely).<br />

Older <strong>Grey</strong> <strong>Power</strong> members may even<br />

have experienced a form of elder abuse<br />

such as an intimidating neighbour, nasty<br />

unwarranted phone calls, computer<br />

scams involving money demands, family<br />

bullying, and inability to carry out<br />

property maintenance and property rates<br />

payments – all resulting in stress on the<br />

elderly person.<br />

<strong>Grey</strong> <strong>Power</strong> members can make a<br />

positive contribution within their local<br />

communities by assisting elderly persons<br />

who have been identified as being at risk<br />

of bullying or intimidation – a valuable<br />

community service in elderly health and<br />

well being within the community.<br />

Bill Stirling<br />

<strong>Grey</strong>power member, Levin – Horowhenua<br />

Remit query<br />

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Is it fair for the NZ taxpayer to provide<br />

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Is it fair to me when I have worked for<br />

50 years paying my taxes before I get the<br />

universal superannuation and people,<br />

some of whom speak no English, can<br />

come here and get the Super after 10<br />

years?<br />

Is it fair that these people can get the<br />

gold card and free transport which they<br />

appear to make good use of having contributed<br />

nothing?<br />

Is it fair for NZ taxpayers to pay for<br />

health services for citizens of other countries<br />

including those that have no reciprocal<br />

arrangements?<br />

Is it fair that these people can get housing<br />

subsides at the taxpayer's expense?<br />

So why was the following remit voted<br />

down?<br />

This is the remit:<br />

That <strong>Grey</strong> <strong>Power</strong> members strongly<br />

believe that, in order to qualify for NZ<br />

Superannuation, people would need to<br />

have been a resident in New Zealand for<br />

at least 25 years and become New Zealand<br />

citizens, if not already citizens, and<br />

that in order to substantiate this claim,<br />

the AGM asks the Federation to survey<br />

the membership and, if proved correct,<br />

advocate for the proposed changes to be<br />

implemented. Some of the representatives<br />

that were at the AGM are not NZ<br />

citizens and could be if they were prepared<br />

to go to the trouble of applying for<br />

citizenship.<br />

Arthur Moore, <strong>Grey</strong> <strong>Power</strong> past president<br />

Reply: This remit was discussed at<br />

length by the AGM with good arguments<br />

for and against and eventually lost in<br />

the vote of members. <strong>Grey</strong> <strong>Power</strong> Federation<br />

does not have the legal or moral<br />

authority to advocate for something the<br />

members have declined. Any association<br />

can however re-submit a similar remit<br />

after two years.<br />

Regards<br />

Mac Welch<br />

National President<br />

<strong>Grey</strong> <strong>Power</strong> NZ Federation Inc.<br />

Radius Kensington<br />

Rest Home, Hospital, Respite & Dementia Care<br />

135 Maeroa Road, Maeroa<br />

P: 07 846 6489<br />

Radius St Joans<br />

Rest Home, Hospital & Respite Care<br />

371 Peachgrove Road, Fairfield<br />

P: 07 855 5701<br />

Radius Glaisdale<br />

Rest Home, Hospital, Respite & Dementia Care<br />

50 Hare Puke Drive, Flagstaff<br />

P: 07 222 2300<br />

Radius Windsor Court<br />

Rest Home, Hospital & Dementia Care,<br />

Lifestyle Village<br />

20 Sandes Street, Ohaupo<br />

P: 07 823 6696<br />

Leaders in Care


28<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

GREY POWER LOBBY REPORT<br />

LOBBY VISIT JUNE <strong>2018</strong> REPORT<br />

NAME OF MEETING: Bi-annual lobby<br />

visit<br />

DATE OF MEETING/VENUE:<br />

Date - the visit occurred from June<br />

19th – 21st <strong>2018</strong>, venue – Wellington.<br />

ATTENDEES - The core lobby team<br />

consisted of: Mac Welch (<strong>Grey</strong> <strong>Power</strong><br />

Federation President and Advocacy<br />

Standing Committee co-chair) and<br />

Jan Pentecost, (<strong>Grey</strong> <strong>Power</strong> Advocacy<br />

Standing Committee co-chair and National<br />

secretary).<br />

R. Reid, Treasurer, Chair Finance<br />

and Investment Standing Committee<br />

and Aged Care/Retirement Villages<br />

National Advisory Group Chair attended<br />

the meetings relevant to his<br />

responsibilities.<br />

PURPOSE OF THE MEETINGS - The<br />

main objective of the meetings was<br />

for the newly elected Federation<br />

President to meet decision-makers in<br />

Wellington.<br />

DISCUSSIONS WERE HELD WITH:<br />

1. Hon Simon Bridges – Leader of the<br />

National Party<br />

Meeting purpose was to discuss the<br />

following <strong>Grey</strong> <strong>Power</strong> issues:<br />

The SuperGold card – the Leader of<br />

the Opposition told us he is very keen<br />

on the SuperGold card and he said he<br />

will be particularly interested to see<br />

what the Acting Prime Minister does<br />

with it; especially free transport<br />

Health – Free annual health and<br />

eye checks as promised by NZ First<br />

and Labour were discussed - National<br />

believe that the coalition government<br />

talked up expectations for the health<br />

budget which was lower than the former<br />

government’s health expenditure<br />

intentions – they would support more<br />

spending on health and the Super-<br />

Gold card should encourage more discounts<br />

on eyes, ears and teeth treatment.<br />

The Hon Bridges told us that macular<br />

degeneration, dental care and ACC<br />

were areas which National is particularly<br />

interested in.<br />

Health Insurance – the Hon Bridges<br />

said if they saw a sensible proposal<br />

they would consider it; Mac Welch<br />

responded that the Australian system<br />

was suitable for New Zealand and<br />

that he would send the National Party<br />

leader a paper re this issue.<br />

Aged care commissioner – <strong>Grey</strong><br />

<strong>Power</strong> pointed out that this was a<br />

long-standing issue and asked would<br />

National provide a commissioner?<br />

The Hon Bridges replied that if he<br />

could be convinced that this would<br />

help seniors he would look at it but<br />

he wants to know what <strong>Grey</strong> <strong>Power</strong><br />

wants from such a commissioner<br />

when we have a health and disability<br />

commissioner and human rights<br />

commissioner etc. already.<br />

<strong>Grey</strong> <strong>Power</strong> Aged Care National<br />

Advisory Group chair, Roy Reid responded<br />

that seniors need someone<br />

with complete power to act across all<br />

the areas where they are disadvantaged;<br />

e.g. elder abuse etc.<br />

A reduction in the number of District<br />

Health Boards (DHBs) and older people<br />

on DHBs = <strong>Grey</strong> <strong>Power</strong> remit # 28<br />

<strong>2018</strong> – the only response <strong>Grey</strong> <strong>Power</strong><br />

received was that there are inconsistencies<br />

between DHBs<br />

The <strong>Grey</strong> <strong>Power</strong> National Secretary,<br />

Jan Pentecost, asked Hon Bridges:<br />

“If you put aside straight political<br />

motivation, that is vote capture, how<br />

do you as a politician decide which<br />

needs you will concentrate on?”<br />

He responded that he worked on<br />

principles; i.e. decisions are based<br />

on evidence and the aim is to identify<br />

what would make the biggest change<br />

for seniors.<br />

The <strong>Grey</strong> <strong>Power</strong> team were also informed<br />

by Hon Bridges that:<br />

– the real costs of living were important<br />

to him,<br />

– the changes to law and order made<br />

by the current Justice Minister<br />

meant people may not be safe,<br />

– the welfare review was softening<br />

sanctions/reducing incentives to<br />

work,<br />

– the Hon Maggie Barry would be responsible<br />

for all senior’s issues<br />

– he would welcome <strong>Grey</strong> <strong>Power</strong> input<br />

into relevant National Party<br />

policies<br />

The benefit of the meeting to <strong>Grey</strong><br />

<strong>Power</strong> was:<br />

- that the National Party Opposition<br />

would look at <strong>Grey</strong> <strong>Power</strong>’s proposals<br />

if we put up a good case for change<br />

- that <strong>Grey</strong> <strong>Power</strong> may provide input<br />

into relevant National Party policies<br />

2. The Ministry of Social Development/<br />

Office of Seniors<br />

The meeting purpose was to obtain<br />

information about the following <strong>Grey</strong><br />

<strong>Power</strong> issues:<br />

Overseas pension Super question<br />

Background – a query re a New Zealand<br />

citizen living in the UK for the<br />

last 10+ years with a SIPP (Self Invested<br />

Pension Plan), 62 years old,<br />

intends to return to NZ within the<br />

next 12 to 18 months accompanied by<br />

his wife.<br />

At that time the SIPP will be worth<br />

approximately £100k which cannot<br />

be transferred into a QROPS pension<br />

scheme in NZ so it will be left in the<br />

UK and amounts drawn from it to assist<br />

with retirement.<br />

The question was how will this income<br />

(or fund) be taxed in NZ? Would<br />

this taxable benefit be 5% of, say, the<br />

£100k or would the taxable benefit<br />

be simply the income drawn from the<br />

fund? or perhaps the taxable benefit<br />

will be the gain in the fund from one<br />

year to another?<br />

Lynne Cousins, Policy Manager,<br />

Seniors, International and Disability<br />

has responded that:<br />

The query relates to the tax treatment<br />

likely to apply to private pension<br />

payments the person might receive<br />

from the UK when he is resident<br />

in New Zealand. I have made enquiries<br />

to Inland Revenue and have the<br />

following information which may be<br />

helpful.<br />

Please note this information does<br />

not apply to social security pensions.<br />

I stress that this does not constitute<br />

tax advice and it is recommended that<br />

the person seek further advice from a<br />

tax consultant or accountant.<br />

On the IRD website – the IR 257<br />

booklet is a very useful resource<br />

(https://www.ird.govt.nz/resources/<br />

b/e/be0558004ba3d583b2a1bf9ef8e4b077/ir257.pdf).<br />

In general, New Zealand residents<br />

who acquired the rights in their foreign<br />

superannuation scheme (as defined<br />

in the Income Tax Act 2007<br />

– I can’t say definitely whether the<br />

SIPP falls within the definition, but<br />

it is probable) while they were nonresident<br />

are taxed in relation to that<br />

scheme when they receive a lump<br />

sum (either as a withdrawal, or as a<br />

transfer to a New Zealand or Australian<br />

superannuation scheme) or a periodic<br />

pension.<br />

There are a few exceptions to this<br />

general rule – for example, if the income<br />

is received in the first 4 years<br />

of New Zealand residence it may be<br />

tax free, or if the individual correctly<br />

complied with the foreign investment<br />

fund rules in relation to their scheme<br />

(FIF rules) prior to 20 May 2013 and<br />

continue to do so then distributions<br />

are not taxed.<br />

In the case of a periodic pension,<br />

this is generally taxable in full and<br />

should be included in the person’s<br />

income tax return each year. In some<br />

instances, a foreign tax credit may be<br />

available for foreign income tax paid<br />

on the pension.<br />

However, the exact tax treatment<br />

will depend on whether there is a<br />

double tax agreement (DTA) in place<br />

with the country where the scheme is<br />

based and the specifics of the relevant<br />

Article(s) of the DTA.<br />

Note that there is a DTA with the<br />

UK and the text can be found here:<br />

http://www.legislation.govt.nz/regulation/public/1984/0024/latest/<br />

DLM94689.html?src=qs .<br />

IRD has further specific information<br />

relating to the treatment of pensions<br />

under New Zealand’s DTAs here:<br />

http://www.ird.govt.nz/international/residency/dta/#oseaspension<br />

On a different matter, if information<br />

is required about entitlement to<br />

New Zealand Superannuation under<br />

the Social Security Agreement between<br />

New Zealand and the United<br />

Kingdom and the treatment of state<br />

administered government pensions<br />

in New Zealand I can help.<br />

<strong>Grey</strong> <strong>Power</strong>’s gain – was to provide<br />

this information to older people who<br />

are in the above position<br />

Closure of WINZ offices – <strong>Grey</strong><br />

<strong>Power</strong> asked why some offices had<br />

been or were being closed – building<br />

compliance issues was one reason;<br />

however, superannuitants can now<br />

have an appointment with their case<br />

manager on the telephone and case<br />

managers will call people back – <strong>Grey</strong><br />

<strong>Power</strong> expressed concern about telephone<br />

assessments but we were informed<br />

that the questioning process<br />

would be adequate. Also, we were told<br />

that, in normal circumstances, visits<br />

to WINZ offices would now be more<br />

welcoming.<br />

Browns Bay WINZ Office - possible<br />

closure. At this point in time all options<br />

were being considered and the<br />

President will receive a response<br />

re this.<br />

Super Seniors newsletter – this document<br />

provides seniors with interesting<br />

articles and is available on-line<br />

at www.superseniors.msd.govt.nz or<br />

associations can access hard copies<br />

through local WINZ offices<br />

Confusion about which partner will<br />

get the energy payment – we were<br />

told that this will go into the account<br />

of whoever went onto superannuation<br />

or a benefit first- approximately 1000<br />

people (at the time of the meeting)<br />

had opted out of receipt of the payment<br />

Positive Ageing Strategy – the Office<br />

for Seniors/MSD will/have provided<br />

associations with updates/information<br />

on the development of a new<br />

strategy including how to contribute<br />

to the national conversation – comments/submissions<br />

are due by August<br />

24th <strong>2018</strong><br />

Age- friendly communities - funding<br />

for communities to set up agefriendly<br />

programmes has been<br />

committed to by the government and<br />

New Zealand has now become affiliated<br />

to WHO age-friendly communities<br />

network<br />

The benefit of the meeting to <strong>Grey</strong><br />

<strong>Power</strong> was that information was provided<br />

for members on the above topics.<br />

And the benefit to MSD was to inform<br />

them of our members concerns<br />

3. The Commerce Commission presentation<br />

attended by R. Reid<br />

Its aim was to inform <strong>Grey</strong> <strong>Power</strong><br />

of the nationwide programme to<br />

monitor and improve New Zealand’s<br />

broadband performance.<br />

The Commerce Commission pointed<br />

out that it is seeking 3,000 house-


GREY POWER LOBBY REPORT<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 29<br />

holds to be part of this programme<br />

and the aim of the monitoring programme<br />

is to provide consumers with<br />

independent information on broadband<br />

performance across different<br />

providers, plans, and technologies, to<br />

help them choose the best broadband<br />

for their household. Shining a light<br />

on actual broadband performance<br />

will also encourage telco providers to<br />

compete on performance and not just<br />

price.<br />

Three thousand volunteers from<br />

all parts of the country, of all ages,<br />

and on all types of broadband technologies,<br />

plans and providers are required<br />

to take part.<br />

Volunteers will be provided with<br />

a Whitebox (similar to a modem) to<br />

plug in at home. The Whitebox will<br />

perform automated tests on a home’s<br />

internet performance at different<br />

times of the day. It will not record any<br />

personal information or browsing<br />

history and does not interfere with<br />

your internet service. A small amount<br />

of your broadband data will be used<br />

to conduct testing. However, this is<br />

expected to have little to no impact<br />

on testing volunteers.<br />

SamKnows has been selected to run<br />

the programme following an open tender<br />

process. The programme is costing<br />

$2.8 million over three years. Sam-<br />

Knows is currently assessing broadband<br />

performance for about half of the<br />

world’s internet population.<br />

Monitoring results and reports will<br />

be available on a dedicated website<br />

from October <strong>2018</strong> at www.measuringbroadbandnewzealand.com.<br />

More information on the programme<br />

and details about how to<br />

become a volunteer can be found at<br />

www.comcom.govt.nz/broadbandvolunteer.<br />

The <strong>Grey</strong> <strong>Power</strong> Federation<br />

Office has circulated the Press<br />

release re this programme.<br />

Background to SamKnows<br />

SamKnows was founded in 2003 and<br />

is based in London. It is considered to<br />

be a world leader in internet performance<br />

measurement and its current<br />

testing programmes cover almost half<br />

of the world’s internet population.<br />

It works with regulators from the<br />

UK, US, European Commission, Singapore,<br />

Brazil and Canada to measure<br />

internet performance across the<br />

whole of Europe, North and South<br />

America, parts of Asia, and Australia.<br />

More information about SamKnows<br />

can be found at www.samknows.com.<br />

Tender process<br />

In June 2017, the Commission put<br />

out a Request for Proposal (RFP) for<br />

a provider to supply broadband testing<br />

and reporting on behalf of the<br />

Commission.<br />

We received six applications for<br />

the contract, with each assessed under<br />

the All of Government rules of<br />

sourcing, against criteria including<br />

value for money, and the quality of<br />

the product and service offering. The<br />

Commission’s previous broadband<br />

testing programme was conducted by<br />

TrueNet. That programme had operated<br />

since 2012 and concluded earlier<br />

this year.<br />

The Commission’s role in telecommunications<br />

As part of our wider role, the Commission<br />

monitors the competition,<br />

development, and performance of<br />

telecommunication markets under<br />

section 9A of the Telecommunications<br />

Act 2001.<br />

The Telecommunications (New<br />

Regulatory Framework Amendment)<br />

Bill currently before Parliament would<br />

also require the Commission to specifically<br />

monitor retail service quality<br />

and provide consumer-friendly information<br />

to help consumers make more<br />

informed purchasing decisions.<br />

Information provided by Rachael<br />

Cox - Senior Communications Adviser-<br />

Commerce Commission | Te<br />

Komihana Tauhokohoko<br />

4. The Banking Ombudsman Nicola<br />

Sladden and Tina Mitchell (Deputy<br />

Banking Ombudsman – Prevention)<br />

Meeting purpose was to become informed<br />

re the following <strong>Grey</strong> <strong>Power</strong><br />

issues:<br />

Bank fees – <strong>Grey</strong> <strong>Power</strong> has had<br />

many emails etc. about bank charges<br />

lately and we were informed that<br />

banks have a legal right to charge but<br />

the question was asked are the charges<br />

reasonable and is it the right thing<br />

to do?<br />

We were told that the Bankers<br />

Association promotes the following<br />

code:<br />

When you deal with us, we will do<br />

these things.<br />

• Treat you fairly and reasonably.<br />

• Communicate with you clearly and<br />

effectively.<br />

• Respect your privacy and confidentiality<br />

and keep our banking systems<br />

secure.<br />

• Act responsibly if we offer or provide<br />

you with credit.<br />

• Deal effectively with your concerns<br />

and complaints.<br />

In addition to the Code, the New<br />

Zealand Bankers’ Association has developed<br />

a set of voluntary guidelines<br />

to improve access to banking services<br />

for the elderly and disabled people.<br />

The guidelines were developed in<br />

2009 with input from organisations<br />

representing the elderly and disabled<br />

communities and the Human Rights<br />

Commission.<br />

For further information on either<br />

the code or voluntary guidelines<br />

please visit http://www.nzba.org.nz/<br />

consumer-information/code-bankingpractice/code-of-banking-practice/<br />

Nicola and Tina told us that agency<br />

service fees would be one of the biggest<br />

banking related problems for<br />

older people and they suggested that<br />

<strong>Grey</strong> <strong>Power</strong> talk to Hon Kris Faafoi<br />

(Minister of Commerce and Consumer<br />

Affairs) about this issue.<br />

They will also raise this issue with<br />

relevant groups and provide us with<br />

feedback<br />

Scams/Fraud – we were told that<br />

banks have an obligation to keep their<br />

systems safe and secure. The Banking<br />

Ombudsman office provides clear<br />

advice on how to avoid becoming involved<br />

in a scam or fraud so please<br />

use their web-site to access this information.<br />

The Banking Ombudsman office<br />

offers a free and independent dispute<br />

resolution service. They look into<br />

complaints by customers about their<br />

banks.<br />

Sometimes they make formal decisions,<br />

but often they facilitate outcomes<br />

agreeable to the customer and<br />

the bank before that.<br />

They also help in other ways, such<br />

as offering information and guidance<br />

on banking matters. For more information<br />

go to: https://bankomb.org.<br />

nz/about-us/ or obtain a brochure re<br />

their services from your bank.<br />

The Banking Ombudsman office<br />

will provide presentations to <strong>Grey</strong><br />

<strong>Power</strong> associations on scams and<br />

fraud etc. It will also provide copy<br />

for the <strong>Grey</strong> <strong>Power</strong> magazine and address<br />

a Board meeting.<br />

The benefit of the meeting to <strong>Grey</strong><br />

<strong>Power</strong> was to learn more about the<br />

function of the Banking Ombudsman<br />

office and its role in fair banking<br />

practices and scams and fraud.<br />

5. The Rt Hon Winston Peters (Acting<br />

Prime Minister) – <strong>Grey</strong> <strong>Power</strong> asked:<br />

Q. Where are we at with the introduction<br />

of new generation smart card<br />

– will it be an ID card and will it<br />

be able to be utilised nationally for<br />

transport etc.?<br />

A. This is still being worked on – there<br />

is no time-line yet – the practical<br />

issues are being worked through<br />

-we want to get the card right and<br />

it is a priority.<br />

Q. When will the one free annual<br />

health and eye check be introduced?<br />

A. It is on the priority list but cheaper<br />

doctor visits for community service<br />

card holders will start from<br />

December<br />

Q. When will the age for free breast<br />

screening rise to 74 years?<br />

A. This is on the Ministry of Health’s<br />

radar screen and will be done during<br />

the coalition government’s first<br />

term.<br />

Q. When will an aged care commissioner<br />

be appointed? Given that<br />

before the election last year Dr David<br />

Clark said this will be provided<br />

in the first budget – it wasn’t. (see<br />

Stuff = Cate Broughton14:07, Sep<br />

14 2017).<br />

A. This will be followed up with the<br />

Minister of Health<br />

Q. Will the number of District Health<br />

Boards (DHBs) in New Zealand be<br />

part of the review into the health<br />

system?<br />

A. Yes, DHBs will be part of the full<br />

review which is occurring at present-<br />

he is unhappy with the inconsistencies<br />

between DHBs<br />

Q. Is NZ First supportive of a subsidy<br />

for private health insurance holders?<br />

A. Yes<br />

Q. Does NZ First support subsidised<br />

dental care for low income people?<br />

A. The party has no position on this.<br />

It would need buy-in from the Government<br />

and the Opposition.<br />

<strong>Grey</strong> <strong>Power</strong> expressed disappointment<br />

that some pre-election promises<br />

made by the Labour Party had<br />

not eventuated but the Rt Hon Peters<br />

said that it was a coalition government<br />

and therefore some specific<br />

party promises had not come through<br />

the negotiation process or would not<br />

happen at the specified time<br />

The benefit of the meeting to <strong>Grey</strong><br />

<strong>Power</strong> was to provide members with<br />

up-dates on some issues which are<br />

important to members.<br />

6. Matt McPherson – KiwiBank<br />

Kiwi Bank charges<br />

Matt informed <strong>Grey</strong> <strong>Power</strong> that:<br />

- people over 65 years old do not pay<br />

transaction fees<br />

- there will be a waiver for cheque<br />

fees for <strong>Grey</strong> <strong>Power</strong> associations<br />

- any <strong>Grey</strong> <strong>Power</strong> members with<br />

concerns can phone Kiwi Bank<br />

- the bank will sort out fraudulent<br />

transactions and the internet guarantee<br />

clicks in<br />

- <strong>Grey</strong> <strong>Power</strong> members and others<br />

should never give their passwords<br />

out<br />

- financial abuse of older people,<br />

often by family members, was discussed<br />

PROGRESS ON AGM REMITS:<br />

Work has begun or continues on –<br />

REMIT FROM PAST AGMS re breast<br />

screening for over 74 -year-olds<br />

REMIT 17: Free dental care<br />

REMIT 20: Aged Care Commissioner<br />

for older people<br />

REMIT 23: Free macular degeneration<br />

screening & treatment<br />

REMIT 30: Health system review –<br />

fewer DHBs etc.<br />

CORRECTION:<br />

In the last lobby report some information<br />

provided by ACC was inaccurate.<br />

Peter Lewis from ACC has<br />

informed that the age-adjustment<br />

figure in the case study is no longer<br />

accurate: since 1 January 2011, the<br />

age-adjustment for a 74-year-old<br />

male would be 7.5 percent.<br />

Further information can be<br />

accessed at http://www.legislation.govt.nz/regulation/public/1999/0167/latest/DLM286778.<br />

html#DLM286778<br />

Disclaimer: Although every effort has<br />

been made to provide accurate information<br />

in this report the authors<br />

take no responsibility for unintended<br />

inaccuracies<br />

Report author/editor = Jan Pentecost<br />

Advocacy Standing Committee<br />

Co-Chair


30<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

NATIONAL ADVISORY GROUP REPORTS<br />

AGED CARE AND<br />

RETIREMENT VILLAGES<br />

REPORT<br />

AGE CARE<br />

A review of the funding model for<br />

Aged Residential Care (ARC) is being<br />

done and a report is being prepared<br />

by Ernst and Young Limited. I am a<br />

member of the steering group but<br />

there is a confidentiality agreement<br />

placed on members I cannot report<br />

on steering group meetings.<br />

Four consultation meetings were<br />

held in July at Auckland, Cambridge,<br />

Wellington and Christchurch. The<br />

meetings were by invitation and included<br />

representatives from District<br />

Health Boards, providers and consumers.<br />

There were eight places for<br />

consumers at each meeting split between<br />

<strong>Grey</strong> <strong>Power</strong> and Age Concern.<br />

They wanted people who had relations<br />

who had been or were in residential<br />

care so that made it difficult<br />

to find suitable people to attend.<br />

I attended the Christchurch<br />

meeting and the agenda included<br />

the following topics.<br />

Scope<br />

To examine the weakness and<br />

strengths of the current ARC funding<br />

model.<br />

Facilitate a transparent process for<br />

selecting a preferred funding model<br />

and a transition plan.<br />

To consider the alignment between<br />

ARC policy and funding settings and<br />

those of other health and social services.<br />

The two main topics were a discussion<br />

on the existing ARC funding<br />

and how the funding model could be<br />

changed.<br />

The model needs to reflect on the<br />

vision of the New Zealand Healthy<br />

ageing strategy, “Older people<br />

live well, age well and have a respectful<br />

end of life in age friendly<br />

communities.<br />

Trends<br />

Life expectancy is increasing with<br />

people spending more time living<br />

independently. Rest home bed-days<br />

are decreasing while hospital and dementia<br />

care is increasing.<br />

Investment in home-based care<br />

shows a lower use of ARC by the District<br />

Health Boards. Facility size with<br />

the “efficient “size rising from 45 beds<br />

in 2000 to 80 beds in 2010. Most new<br />

rest home facilities are being built by<br />

group providers not privately owned<br />

or not for profit owners.<br />

Home ownership is falling for most<br />

older age groups. (around 73% of the<br />

80-84 age group owning their own<br />

home.<br />

Projections:<br />

In the next 20 years the number<br />

of people over age 85 will triple to<br />

207,000 and the ageing population<br />

growth will be unevenly spread over<br />

the country making different funding<br />

needs for the DHB.s.<br />

The workforce needed for ARC<br />

by 2026 is expected to be between<br />

32,000 and 42,000 full time employees.<br />

Spending on health care is projected<br />

to increase to 35% of Government<br />

revenue in 2060 compared with<br />

20 percent in 2015.<br />

Stakeholder issues:<br />

Complexity of resident needs, needs<br />

assessment/InterRAI, social connectedness,<br />

cultural appropriateness,<br />

quality of care, medical cover, medicines<br />

management and review, rural<br />

access, resident care cost, balance of<br />

provider types, workforce recruitment<br />

and retention, capital costs,<br />

compliance cost and certification<br />

and audit.<br />

An outline of funding models used<br />

in Australia and Ontario Canada were<br />

presented as a comparison.<br />

Tables discussed two case studies<br />

and reported to the meeting on a care<br />

plan and how it will be funded.<br />

Reports from Sandy Feringa and<br />

Mate Marinovich who attended the<br />

Auckland meeting are included in the<br />

meeting agenda papers<br />

Mr Luke Williams from Ernst and<br />

Young will attend the Board meeting<br />

to outline the review and hear the<br />

concerns that the Board has with ARC<br />

funding.<br />

Recommendations<br />

We need to stress the need for one<br />

national contract for the provision of<br />

Aged Residential care as at the present<br />

time each DHB has its own contract<br />

and the level of care and cost<br />

varies across the country.<br />

That the funding model considers<br />

any increase in wages for nurses<br />

and caregivers and that they are on<br />

the same pay scales as DHB staff<br />

so that there is pay parity over the<br />

health sector.<br />

Age Care Association<br />

I have been invited to be on the judging<br />

panel for their excellence of care<br />

awards and will be attending their<br />

conference in Auckland at their expense.<br />

The meeting is in <strong>September</strong>.<br />

Retirement Villages<br />

I attended a function at Parliament<br />

buildings on 25 July where the Retirement<br />

Villages Association launched a<br />

report written by PWC on the contribution<br />

to housing employment and<br />

GDP in New Zealand. You can see the<br />

full report (https://www.retirementvillages.org.nz/)<br />

Construction<br />

Eightytwo existing villages are planning<br />

or building an additional 4721<br />

units while a further 81 brand new<br />

villages plan to build 12,163 units.<br />

There is a yearly turnover of about<br />

10 percent of existing units. Auckland<br />

has 76 percent of the RV units while<br />

Wellington, Bay of Plenty, Waikato<br />

and Canterbury regions have a greater<br />

number of units than other areas of<br />

the country.<br />

The meeting was hosted by Hon.<br />

Jenny Salesa Minister Building and<br />

Construction who also gave a brief<br />

address in support of the report.<br />

Rates Rebate for Village Residents<br />

This will be the first year for the payment<br />

of a rates rebate in recognition<br />

of fees paid by residents holding a<br />

LTO. The village owners will have to<br />

provide councils with a value for each<br />

unit and the amount paid as a contribution<br />

to the village rates. Village<br />

owners will not have the resident’s<br />

income disclosed to them.<br />

Missed Meeting<br />

The President asked me to attend a<br />

meeting on 15 June in Wellington<br />

with the Minister of Senior Citizens<br />

and Department of Social Development<br />

but I was unable to attend as Air<br />

New Zealand cancelled the flight that<br />

I was booked on so did not travel from<br />

Nelson to Wellington.<br />

Committee Membership Recommendation<br />

That the Board approve that Mr Mate<br />

Marinovich President of Waitakere<br />

Association be appointed to the Age<br />

Care and Retirement Villages Committee.<br />

Roy Reid - Chair<br />

COMMERCIAL<br />

AGREEMENTS N.A.G.<br />

REPORT:<br />

Commercial Agreements have been<br />

very busy in the last quarter but unfortunately<br />

not a great deal of runs on<br />

the board.<br />

There has been lots of meetings<br />

counter offers and proposals but only<br />

one completed agreement. Current<br />

projects that are under negotiation<br />

are:<br />

Accommodation Benefit with Millennium<br />

Hotels which when concluded<br />

will entitle members to a substantial<br />

discount at all Millennium Hotel<br />

premises within NZ (approximately<br />

25 properties nationwide).<br />

Negotiations are continuing for<br />

an insurance deal (house, contents<br />

and motor vehicle package). Negotiations<br />

are underway although with the<br />

continued disarray that the insurance<br />

industry is in, any chance of an acceptable<br />

agreement is still some considerable<br />

way off in my opinion.<br />

We have managed to negotiate an<br />

extension of the Cook Strait Ferries<br />

deal and have added to it a 10% discount<br />

for the Kiwi Rail Scenic Rail<br />

Journeys package.<br />

<strong>Grey</strong> <strong>Power</strong> Electricity<br />

GPE continues to prosper although<br />

the electricity industry that initially<br />

dismissed us as a “flash in the pan”<br />

have started fighting back and are attacking<br />

our customer base with much<br />

improved pricing plans and offers.<br />

This of course was one of the reasons<br />

we started GPE; not only to<br />

create an enterprise that gave our<br />

members a far better deal and generated<br />

income to contribute to the overheads<br />

of <strong>Grey</strong> <strong>Power</strong> Federation, but<br />

to drive retail electricity prices down<br />

Industry wide.<br />

It appears that we have been successful<br />

on both counts.<br />

The announcement made at the<br />

last AGM re the board deciding not<br />

to pursue an individual agreement<br />

for the supply of broadband, but to go<br />

with the Pulse offer via GPE has not<br />

come to fruition.<br />

It appears that the Pulse negotiations<br />

for this supply have stalled and<br />

are looking as though they may not<br />

proceed, in the near future.<br />

Therefore, we have opened negotiations<br />

with two alternative suppliers<br />

for an internet agreement for<br />

members. However, the discount fuel<br />

card through GPE that was discussed<br />

at the AGM should be ready for final<br />

sign-off at the next GPE board meeting<br />

on August 7. If it is complete, the<br />

launch will happen in the next <strong>Grey</strong><br />

<strong>Power</strong> magazine.<br />

I would like to point out that I am<br />

approached on a very regular basis<br />

by outside entities and by members<br />

offering to organise “super deals”.<br />

Please be aware that we thoroughly<br />

research any agreements before committing<br />

to them. Four of the criteria<br />

that we apply before entering into any<br />

of these agreements is:<br />

1) That the agreement can be maintained<br />

long term<br />

2) That the company is reliable and<br />

financially sound<br />

3) That they can offer the deal nationwide<br />

to all members<br />

4) That it is the best deal available at<br />

the time of signing the agreement<br />

Ninety-nine percentof the deals<br />

offered fail at least one of the above<br />

criteria, therefore they are not acceptable.<br />

Mac Welch - Chair<br />

FIFTY PLUS AND<br />

MEMBERSHIP – No report<br />

received<br />

Christina Humphreys - Chair<br />

HEALTH N.A.G. REPORT:<br />

Since the last board meeting I have


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 31<br />

There has been a flurry of media commentary<br />

regarding superannuation<br />

during the period since the May <strong>2018</strong><br />

meeting of the GPNZF Board.<br />

The topics concerned are each subject<br />

to existing <strong>Grey</strong> <strong>Power</strong> policy but<br />

in spite of this our organisation has<br />

thus far failed to Contribute by way<br />

of media statement, its perspective on<br />

these important public issues.<br />

I refer to: the increasing accumulation<br />

of retirement savings in KiwiSaver<br />

accounts as at the tenth anniversary<br />

of the establishment of the scheme,<br />

reported opinion among younger<br />

New Zealanders that they expect New<br />

Zealand Superannuation (N Z Super)<br />

will not be the primary retirement<br />

income source when they ultimately<br />

reach their future withdrawal from<br />

the paid workforce, and the already<br />

apparent inadequacy of NZ Super to<br />

fund retirement expenditures.<br />

The previously mentioned topic<br />

has been the subject of a late July<br />

email exchange between at least three<br />

board members who seek promotion<br />

of a <strong>Grey</strong> <strong>Power</strong> perspective on this<br />

matter.<br />

While I concede that advocacy<br />

between Government and the representative<br />

organisations related to<br />

retirement income is best served by<br />

restrained and constructive dialogue<br />

focused upon relevant, longitudinal<br />

research; <strong>Grey</strong> <strong>Power</strong>’s continued<br />

withholding of anecdotal and<br />

conscientiously held commentary<br />

hardly does much to enhance our<br />

public profile.<br />

Let me be clear!<br />

I concede the Federation’s ‘reason<br />

for being’ is to provide a conduit between<br />

the local associations with their<br />

memberships and the Government of<br />

the day and relevant non- government<br />

agencies charged with the maintaining<br />

the well-being of New Zealanders.<br />

This behoves the Federation to<br />

remain apolitical and to preserve its<br />

reputation for measured and conattended<br />

two Caring Counts meetings<br />

(reports attached), and Jan<br />

Pentecost and I attended a Pharmac<br />

Community Council workshop and a<br />

meeting with members of the Mental<br />

Health and Addiction Panel. (reports<br />

attached).<br />

The Caring Counts meetings are<br />

becoming more intense and progressive<br />

with the government wishing<br />

to show they want to implement the<br />

outstanding issues and the Opposition<br />

clambering to meet with Council<br />

which is a complete turnaround.<br />

The progress of the review of the<br />

Aged Care Funding model has as you<br />

will see in the report caused a few<br />

headaches as to whether there is a<br />

comprehensive inclusion of all interested<br />

parties.<br />

The Pharmac Community Council<br />

workshop was a great opportunity<br />

for me to raise a concern I have had<br />

about community councils for some<br />

time.<br />

There seems to be a lack of interaction<br />

with groups other than those<br />

represented on the councils and a<br />

number of consumer groups do not<br />

have any opportunity to put forward<br />

their views or suggestions.<br />

Hopefully this is the start of remedying<br />

the lack of participation in the<br />

future.<br />

As no appointment was available<br />

with the Minister of Health at the last<br />

advocacy meeting I took the opportunity<br />

to address the situation re doctor’s<br />

fees with my regular local/zone<br />

meeting with Dr Clark on July 6.<br />

His response was that in the speech<br />

from the Throne at the opening of<br />

parliament were the requirements of<br />

the government over the next three<br />

years and not in the first budget.<br />

Discussions took place with the coalition<br />

parties and it was decided that<br />

the first issue would be cheaper rates<br />

for Community Service Card holders<br />

as this would affect a greater number<br />

in most need.<br />

From 1 December no person holding<br />

a Community Service Card should<br />

pay more than $20 at the doctors for<br />

a regular visit and it was hoped it<br />

would be less.<br />

We will watch in anticipation for<br />

the implementation of the other<br />

promises.<br />

Shortly the government will be<br />

setting up a panel to review the operation<br />

of District Health Board. Submissions<br />

will be called for and I urge<br />

you all to participate.<br />

It would be appreciated if you<br />

could send Jan and/or myself a copy<br />

of any submission you make so we<br />

can incorporate your concerns into<br />

the submission being made by the<br />

<strong>Grey</strong> <strong>Power</strong> Federation.<br />

Jo Millar – Chair<br />

ACC N.A.G. REPORT:<br />

There has been a lot of anecdotal evidence<br />

that people have been having<br />

problems when dealing with ACC in<br />

regards both accepting the injury and<br />

future payments.<br />

This has apparently been made<br />

worse by the changing of process<br />

from ACC to WINZ on reaching the<br />

age of 65 years. We have been preparing<br />

the case in relation to poisoning<br />

per se which we were advised was<br />

not being treated with the proper<br />

respect.<br />

However, I have sent a memo to all<br />

associations to gather any evidence<br />

and I have had very few replies and<br />

one actually relates to a hearing issue.<br />

We will however, continue to<br />

deal with the matter that we do have<br />

in hand to see what result we can get.<br />

Graeme Faulkner – Chair<br />

INTERNATIONAL<br />

TREATIES N.A.G. – no<br />

report received<br />

Christina Humphreys – Chair<br />

LAW AND ORDER,<br />

EMERGENCY<br />

MANAGEMENT N.A.G.<br />

Nothing to report for this meeting<br />

Graeme Faulkner – Chair<br />

LOCAL BODIES, HOUSING<br />

AND TRANSPORT N.A.G.<br />

REPORT:<br />

Activities undertaken:<br />

Continued to work with Office of Seniors<br />

on preparation of application<br />

for NZ to be granted Affiliate status<br />

to WHO Age Friendly Communities<br />

(AFC), culminating in the acceptance<br />

of the application.<br />

Continued to work with associations<br />

to promote adoption of AFC.<br />

Continued work with Massey University<br />

to pilot the Older Persons<br />

Environmental Reporting Tool (OP-<br />

ERAT) in New Zealand.<br />

The pilot is now under way and<br />

South Otago is scheduled to be the<br />

first Association to be involved later<br />

this month. A joint bid made with<br />

Massey University HART team to<br />

present on this at the New Zealand<br />

Association of Gerontology bi-annual<br />

conference has been accepted.<br />

Prepared and presented submissions<br />

on:<br />

– Local Government (Community<br />

Wellbeing) Amendment Bill<br />

– Draft Government Policy<br />

Statement on Land Transport<br />

– Draft NZTA Investment<br />

Assessment Framework<br />

– Draft Zero Carbon Bill<br />

aligns with our submissions opposing<br />

the economic modelling assumptions<br />

that give little or no weight to pedestrian<br />

delay and safety compared to<br />

vehicular traffic.<br />

Worked with local associations<br />

to resolve an issue with timetable<br />

changes that disadvantaged SGC<br />

holders in Wellington. Greater Wellington<br />

Regional Council was very<br />

receptive and the issue was resolveD<br />

satisfactorily.<br />

Continued working with other<br />

agencies, principally LGNZ and RVA<br />

on ways to address the shortfall of<br />

pensioner and community housing.<br />

Continued work on developing advocacy<br />

position and supporting evidence<br />

on the availability and quality<br />

of housing for older people.<br />

Proposed work in coming period:<br />

Transport<br />

As the demographic profile of the<br />

country ages it is inevitable that more<br />

and more older people will lose the<br />

ability to drive through physical or<br />

cognitive impairment, or financial<br />

constraints.<br />

It is well established that the perception<br />

of safety outside the home<br />

is a major determinant of loneliness<br />

and social isolation, and pedestrian<br />

safety remains a key concern for associations<br />

and members.<br />

Three issues are of key importance<br />

in addressing these concerns:<br />

– The fear of injury from both static<br />

(eg state of repair of footpath) and<br />

active (eg illegal use of footpath by<br />

cyclists) hazards.<br />

– The ability to navigate successfully<br />

– clear and easily visible street<br />

names and property numbering<br />

– Access to frequent and convenient<br />

public transport.<br />

Recommendation:<br />

That the Federation adopt as key policy<br />

goals for transport:<br />

– Pedestrian safety<br />

– Increased availability of public<br />

transport<br />

– Extended coverage of SGC funded<br />

transport in both time and routes.<br />

Housing<br />

Continue to work within the political<br />

system at central and local level<br />

as well as with other agencies including<br />

LGNZ, the Sustainable Building<br />

Council, and the RVA to promote the<br />

adoption of regulations, and proven<br />

building processes and funding models<br />

that will facilitate the development<br />

of high quality homes at a faster<br />

rate and a cheaper price than is currently<br />

being achieved.<br />

Continue to promote at all levels<br />

the adoption of a mandatory housing<br />

‘Warrant of Fitness’, backed by<br />

adequate penalties for failure to meet<br />

minimum standards.<br />

Continue to promote at all levels<br />

greater security of tenure for renters.<br />

Local Government<br />

Work with associations to promote<br />

the adoption of policies that align<br />

with the WHO AFC criteria, and to<br />

encourage associations to take the<br />

lead in gaining formal membership of<br />

AFC for their area.<br />

Monitor any options proposed for<br />

infrastructure funding to ensure they<br />

do not disadvantage older people,<br />

develop counter arguments and campaigns<br />

should they do so.<br />

Promote the use of the OPERAT assessment<br />

tool by members to provide<br />

a user determined quality measures<br />

that can be used by Associations and<br />

the Federation to support their advocacy.<br />

P. Matcham – Chair<br />

RETIREMENT INCOME<br />

AND TAXATION N.A.G.<br />

REPORT:<br />

Attended workshops with Ministry<br />

of Transport on transport strategy<br />

and funding, and with NZTA on<br />

overseas experience of urban safety<br />

measures.<br />

Liaised with and supported work<br />

by Movement and Living Streets<br />

Aotearoa on pedestrian safety. This Continues page 32


32<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

NATIONAL ADVISORY GROUP REPORTS<br />

From page 32<br />

structive dialogue with the current<br />

administration.<br />

But there are obvious limitations<br />

to the Federation’s resources: we are<br />

not a ’sufficiently equipped’ standalone<br />

research organisation.<br />

The Federation’s knowledge base<br />

is the collective anecdotal capacity<br />

of its affiliated local associations and<br />

those associations exist to directly<br />

represent the conscientiously held<br />

beliefs and current concerns of their<br />

membership.<br />

Regardless of their party-political<br />

inclination or neutrality in this respect,<br />

the individuals comprising<br />

that ‘membership’ are collectively<br />

the biggest single repository of lifetime<br />

experience existing within<br />

New Zealand.<br />

Further, as individuals they are<br />

committed voters, probably exercise<br />

their franchise with close to 100 percent,<br />

election day turnout.<br />

I maintain that if <strong>Grey</strong> <strong>Power</strong> is to<br />

restore its membership numbers to<br />

proportions reflective of past representation,<br />

the local associations have<br />

to be given an outlet within their own<br />

localities, to ‘tell it as it is’ within local<br />

electorates.<br />

Communities need to hear what<br />

<strong>Grey</strong> <strong>Power</strong> has to say!<br />

Who else but dedicated <strong>Grey</strong> <strong>Power</strong><br />

individuals at local level have the<br />

time and inclination to keep their<br />

‘finger on the pulse’ of central and<br />

local government’s impact on our<br />

daily lives.<br />

Governments respond to the apparent<br />

weight of public opinion. The<br />

Federation can and should preserve<br />

its ‘good faith’ relationship with the<br />

parliamentary executive.<br />

But that need not fetter the ability<br />

of local associations to utilise public<br />

opinion as the most direct determinant<br />

of political expediency.<br />

In these last few paragraphs I have<br />

attempted to convey my faith in the<br />

‘advocacy’ role of the Federation and,<br />

additionally, my sincere belief that we<br />

must encourage our associations toward<br />

greater involvement in localised<br />

political participation.<br />

Every local association President<br />

could and, in my opinion, should<br />

be equipped with a ‘publicity pack’<br />

identifying the repetitive instances of<br />

societal breakdown across the wide<br />

coverage of our published Federation<br />

policy platforms.<br />

If we do not seek to be heard in the<br />

‘court of public opinion’ I cannot take<br />

satisfaction from my contributions<br />

to our policy platform of ‘preserving<br />

NZ Super as the primary source<br />

of retirement income for succeeding<br />

generations’?<br />

We cannot in clear conscience<br />

leave to Michael Littlewood alone, the<br />

task of convincing the general public<br />

that NZ Super is “the best first tier<br />

(basic) scheme in the world.”<br />

If we are not involved defending<br />

NZ Super in an intensifying public<br />

debate, I fear it is inevitable that future<br />

generations will be blighted with<br />

wide spread inequality of income<br />

and increased absolute poverty in<br />

retirement, typical of those nations<br />

presently reliant on contributory, defined<br />

contribution schemes similar<br />

to KiwiSaver.<br />

Lew Rohloff - Chair. (Off-Board)<br />

SOCIAL SERVICES<br />

N.A.G. REPORT:<br />

The main topic I have had to deal<br />

with in the last three months is the<br />

Community Services Card. The<br />

aspects covered include:<br />

Household type and income limit?<br />

Married, civil union or de facto couple,<br />

not entitled to New Zealand Superannuation<br />

(at 1 April <strong>2018</strong>): $42,352 per<br />

annum<br />

Married, civil union or de facto couple,<br />

entitled to New Zealand Superannuation<br />

(at 1 April <strong>2018</strong>): $43,872 per<br />

annum<br />

Do funds in a specified account for<br />

future medical or funeral expenses<br />

count as part of the allowable income<br />

limit?<br />

Yes, unless they are deposited with<br />

a credited funeral fund which cannot<br />

be accessed except on the death of the<br />

person owning the fund.<br />

Does the Department notify people<br />

if they are eligible for the Community<br />

Services Card as well as their superannuation?<br />

No. It is over to the individual to<br />

ascertain eligibility and apply.<br />

Kilian de Lacy – Chair<br />

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NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 33<br />

STANDING COMMITTEE REPORTS<br />

GREY POWER MAGAZINE<br />

REPORT<br />

The response to the new and improved<br />

magazine format has been<br />

very pleasing with majority of comments<br />

being positive. I have done my<br />

best to encourage members to provide<br />

articles of interest for publication<br />

in the magazine.<br />

Although many have promised,<br />

not many have delivered. If you have<br />

a topic that you have some expertise<br />

or knowledge of and you would like<br />

to share whether it be gardening,<br />

fishing, sport or anything of interest,<br />

please put pen to paper and send it<br />

to the magazine’s editor. Photos are<br />

welcome.<br />

Also welcome are letters to the editor<br />

provided they are not derogatory<br />

or distasteful. We are trying hard to<br />

increase the interest content as opposed<br />

to the advertising content. But<br />

don’t forget it’s the advertising that<br />

pays the bills and makes the magazine<br />

possible.<br />

I have had two negative comments<br />

on the changed format about the<br />

glossy paper that is now being used. I<br />

have been told that it makes it harder<br />

for some people to read, I’m not sure<br />

how or why that would be. I have<br />

been told that it could be the reflection<br />

of the page, if this is the case this<br />

is easily controlled by the direction of<br />

the light you are reading with.<br />

We will continue to make improvements<br />

to the magazine overcoming issues<br />

and encouraging you to contribute<br />

to the magazine where and whenever<br />

you can. It remains a work in progress.<br />

Mac Welch - Chair Magazine<br />

Committee<br />

COMMUNICATIONS<br />

REPORT:<br />

Having taken notice of several complaints<br />

about the lack of communication<br />

from the board and its committees<br />

to the membership, we have<br />

instituted several changes into the<br />

way information is distributed to the<br />

wider membership. Information is<br />

sent to associations' point-of-contact<br />

both by hard copy and/or email.<br />

What has become clear is that<br />

there is a breakdown in many associations<br />

between the person receiving<br />

communications and the wider<br />

membership. We are attempting to<br />

rectify this by the following changes:<br />

We will be asking all associations<br />

to provide at least five email contacts<br />

to Federation Office for inclusion on<br />

a mailing list. These contacts do not<br />

have to be committee members but at<br />

least two of them should be.<br />

Standing Committee and National<br />

Advisory Group reports will now be<br />

published in the <strong>Grey</strong> <strong>Power</strong> magazine<br />

rather than distributed in the<br />

Bulletin which was hard-copied to<br />

all associations, not all members.<br />

This will ensure that every member<br />

receives a copy of these reports which<br />

they can read at their leisure. They no<br />

longer will have to rely on their association<br />

providing the information to<br />

the individual members.<br />

Zone Directors' reports will be distributed<br />

with the board reports to all<br />

associations and to individual zone<br />

directors as per the normal channels.<br />

This should ensure that the information<br />

that is produced by the board,<br />

its committees and Federation office<br />

reaches a far wider demographic and<br />

is available to all members.<br />

Mac Welch - Chair Communications<br />

Committee<br />

ADVOCACY, ELECTION<br />

STRATEGY AND<br />

SUPERGOLD CARD<br />

REPORT:<br />

ADVOCACY:<br />

1. The main objectives are to advance,<br />

support and protect the<br />

welfare and well-being of older<br />

persons in New Zealand through<br />

the efficient, effective functioning<br />

of the Advocacy Standing<br />

Committee<br />

2. The action items completed<br />

for the reporting period are:<br />

a) Organising the June <strong>2018</strong> bi-annual<br />

lobby visit to Wellington<br />

b) Preparing the report of the lobby<br />

visit and circulating it to the board<br />

and associations<br />

c) Précising the report, as above, if<br />

necessary for publication in the current<br />

<strong>Grey</strong> <strong>Power</strong> magazine<br />

d) Ensuring that associations have<br />

been kept up to date with all advocacy<br />

information that is of value<br />

to their membership – memorandums<br />

have been sent to associations<br />

re the discussion on a new<br />

strategy to prepare for an ageing<br />

population.<br />

3. Summary of accomplishments:<br />

a) All timetabling arrangements for the<br />

lobby visit were accurate and adhered<br />

to by the <strong>Grey</strong> <strong>Power</strong> delegation<br />

b) All issues, as agreed by the <strong>Grey</strong><br />

<strong>Power</strong> lobby team were discussed<br />

during the lobby visit. This included<br />

the first stage of AGM remit work<br />

on remits 17, 20, 23 and 28.<br />

4. List of activities for the next<br />

trimester:<br />

a) Continue to work with National<br />

Advisory Group chairs on remits<br />

passed at AGMs as appropriate. i.e.<br />

decisions on priority advocacy issues,<br />

gathering evidence to make<br />

compelling cases for policy change<br />

to decision-makers etc.<br />

b) Providing relevant information on<br />

advocacy issues to associations as it<br />

comes to hand<br />

c) Ensuring, when possible, that submissions<br />

are written on behalf<br />

of the Federation which adhere<br />

to policy and giving associations<br />

the chance, when time permits, to<br />

provide opinions and information<br />

to the Federation as the basis for<br />

these submissions.<br />

ELECTION STRATEGY<br />

Activities for next year’s local body<br />

elections (with reference to the local<br />

body workshop held during 2016<br />

AGM) will be to work with the chairs,<br />

local bodies and Health and other relevant<br />

National Advisory Groups to decide<br />

on a strategy for these elections.<br />

SUPERGOLD CARD<br />

A policy is required regarding this topic.<br />

Mac Welch and Jan Pentecost<br />

– Co-Chairs<br />

FINANCE AND<br />

INVESTMENT COMMITTEE<br />

REPORT:<br />

The main concern since the Annual<br />

General Meeting has been the concerns<br />

that those associations that<br />

bank with Kiwibank have concerning<br />

their charges for depositing cheques.<br />

The advocacy group meet with<br />

Kiwibank to discuss the problems<br />

of cheque fees on deposits the fees<br />

charged to those customers over age 65.<br />

The Bank will not charge any clearance<br />

fees on cheques until 1 <strong>September</strong>.<br />

They also stated that a business<br />

manager would contact each Association<br />

that banks with them to clear<br />

up any misunderstanding about fees<br />

payable. We are aware that some associations<br />

were considering changing<br />

banks due to the $1 clearance fee being<br />

imposed.<br />

Those over age 65 will not be<br />

charged any bank fees.<br />

Roy Reid – Chair<br />

LEGAL, REGULATIONS<br />

AND REMITS REPORT:<br />

Incorporated Societies Act Review<br />

The Ministry of Business, Innovation<br />

and Enterprise has analysed the<br />

more than 100 submissions on the<br />

Incorporated Societies Bill - Exposure<br />

Draft.<br />

A number of important points<br />

were made and, as such, changes to<br />

the Bill are needed. After a temporary<br />

pause, work has now restarted on<br />

preparing these changes for cabinet<br />

approval later in <strong>2018</strong>.<br />

ByLaw 5 Update<br />

As per the resolution passed at the<br />

May 2017 Fed Board meeting, By-<br />

Law 5 has been updated to include<br />

the two-year rotation of Federation<br />

office holders in line with the Federation<br />

constitution, and the residency of<br />

zone representatives.<br />

<strong>Grey</strong> <strong>Power</strong> Kerikeri Incorporated<br />

– name change<br />

<strong>Grey</strong> <strong>Power</strong> Kerikeri wishes to change<br />

its name to Mid North <strong>Grey</strong> <strong>Power</strong> Association<br />

Incorporated and have made<br />

minor changes to some of the wording<br />

of their constitution to update it.<br />

Our committee has agreed with the<br />

name change and the minor changes<br />

to the constitution mooted and recommends<br />

Board approval.<br />

Hamilton <strong>Grey</strong> <strong>Power</strong> Incorporated<br />

The secretary of Hamilton <strong>Grey</strong> <strong>Power</strong><br />

forwarded a copy of the association’s<br />

constitution, which was amended and<br />

approved at the Association’s Annual<br />

General Meeting in <strong>2018</strong>.<br />

I make the following comments:<br />

Clause 8: No casting vote for the<br />

chairperson – I know this is not essential,<br />

but is unusual<br />

Clause 26: Alterations to rules are<br />

by way of remits<br />

Clause 28: No mention of electronic<br />

payments – again not essential, but<br />

unusual in this electronic age<br />

Clause 29: No reviewer for accounts<br />

– again, not essential, but advisable<br />

(to save costs)<br />

Our committee agrees in principal<br />

with the amended constitution and<br />

recommends approval.<br />

However, we believe that the association<br />

should be asked to consider<br />

including the above suggested alterations<br />

to their constitution and that<br />

these amendments should be forwarded<br />

to our committee for consideration<br />

and/or approval prior to submission<br />

to their membership at an annual or<br />

extraordinary general meeting.<br />

Owl Logos<br />

Several associations throughout the<br />

country have adopted stylised owls<br />

as the association’s logo despite the<br />

trademarked owl in bylaw.<br />

The following remit was passed at<br />

the 2016 Fed AGM:<br />

Remit 22:<br />

That all associations who have<br />

signed the ‘Contract of Observance of<br />

Federation Rules and ByLaws as detailed<br />

on Form 4B are to use the official<br />

owl logo as used by the Federation.<br />

There was to be discussion on<br />

whether or not to stylise the Federation<br />

owl – has this taken place?<br />

Although associations are autonomous<br />

and affiliated to the Federation,<br />

can we insist that the official owl logo<br />

is used? (The revised Modernisation<br />

Plan recommended that the board<br />

was responsible for “stewardship of<br />

the brand.”)<br />

Sandy Feringa - Chair


34<br />

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NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 35<br />

Book Corner<br />

The Beauty Guide by<br />

Dr Libby Weaver<br />

Drlibby.com, RRP$39.95<br />

Today’s version of beauty<br />

is somewhat different to<br />

that of a few decades ago.<br />

The modern world<br />

dishes up solutions to<br />

most ‘beauty problems’;<br />

from botox and tattooed<br />

make-up, to false lashes,<br />

false nails and myriad of<br />

other tricks to fulfil personal<br />

‘beauty goals’. Dr<br />

Libby’s Beauty Guide offers<br />

a refreshing approach<br />

to beauty.<br />

It is based around inspiring<br />

and educating to<br />

help your body, skin and<br />

health be as beautiful as<br />

possible, using effective<br />

nutrition and lifestyle<br />

management.<br />

With her biochemistry<br />

background and insatiable<br />

curiosity, Dr Libby helps<br />

explain how and why<br />

some of your choices have<br />

Discover some of the new book releases we’ve been<br />

enjoying recently and enter to win your own copy.<br />

such surprising impacts<br />

on your health, wellbeing<br />

and beauty.<br />

The Beauty Guide is a<br />

lovely blend of practical<br />

advice and some ‘OMG’<br />

moments of clarity, while<br />

encouraging you to understand<br />

more about how<br />

and why some of your<br />

beauty and health problems<br />

may be caused (and<br />

remedied).<br />

From understanding<br />

ageing and giving thought<br />

to the quality of your life,<br />

to skin, hair and nail advice,<br />

the underlying positive<br />

self-image message<br />

is just as important as<br />

the specifics.<br />

WIN WIN WIN<br />

Enter to win a copy of The<br />

Beauty Guide by Dr Libby<br />

Weaver. To enter, email<br />

your name and address<br />

to win@greypowermag.<br />

co.nz with THE BEAUTY<br />

GUIDE in the subject line,<br />

or post your entry to The<br />

Beauty Guide competition,<br />

<strong>Grey</strong> <strong>Power</strong>, PO Box 1425,<br />

Hamilton 3240. Entries<br />

close October 15 <strong>2018</strong>.<br />

The Jersey by Peter Bills<br />

MacMillan Publishers,<br />

RRP$44.99<br />

If you’ve ever been or still<br />

are a supporter of the<br />

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into the history of the All<br />

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If you’re intrigued<br />

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WIN WIN WIN<br />

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to The Jersey competition,<br />

<strong>Grey</strong> <strong>Power</strong>, PO Box 1425,<br />

Hamilton 3240. Entries<br />

close October 15 <strong>2018</strong>.<br />

Dear All,<br />

This is a real-life story of a lovely couple, <strong>Grey</strong> <strong>Power</strong> members from Queenstown, Ana and Mike Wright. It is entirely thanks<br />

to Ana and Mike that we started advertising our ENZOGENOL brain formula in the <strong>Grey</strong> <strong>Power</strong> Magazine. “Thank you very<br />

much, Ana and Mike, for encouraging us to do so and for letting me tell your story!”<br />

Mike, now age 67, first wrote to me in January 2016. He was about 2 years<br />

into recovering from a stroke and was wondering about trying our product. He<br />

had several questions and asked me to call him. So I did. After explaining to<br />

him what we know about our product and the research that we have done on<br />

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staying in touch and given me a few updates on how he feels.<br />

After three months of taking the recovery dose of ENZOGENOL Mike wrote this<br />

message: “I am very pleased to be able to report to you, Matt, that there has<br />

been a definite beneficial outcome for my head (overall) as my brain nowadays<br />

doesn’t feel as “foggy” as it used to. It’s not yet totally clear and may never get<br />

to that state, but it certainly does feel improved and I certainly want to thank you<br />

for this fact. I write to find out whether now going on to 2 capsules a day should suffice?”<br />

I called Mike to discuss the best course of action, and got his feedback a month later: “Just to let you know that I did spend<br />

a week of not taking ENZO at all. Then, I tried a week of only 2 capsules a day but still did not feel as good. So I have gone<br />

back to taking the full recovery dose, and definitely feel that this quantity is just the right dosage giving me a much clearer<br />

mind. Ana, just wants to know whether my choice of action is a safe one or will I be “overdoing” it a bit?” I ensured Mike and<br />

Ana that 4 caps a day is totally safe! Many people have taken that dose for years and years, and this will be very beneficial<br />

from a whole body perspective as it also greatly supports his cardiovascular health.<br />

In his latest mail Mike wrote that after 2+ years of continuing to take ENZO, he definitely feels that his brain has benefited,<br />

and that he is now well enough to continuing on just 2 capsules a day. He says: “I’m happy to report that I foresee ENZO will<br />

remain a beneficial addition to my daily welfare and mind-caring regime for hopefully many years yet to come. In fact, I am<br />

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Yours sincerely, Matt Frevel, ENZO Nutraceuticals<br />

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36<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

The truth about ageing<br />

Ageing is inevitable, yet how we transition through the<br />

years can differ drastically from person to person.<br />

BY DR LIBBY WEAVER<br />

As children we typically<br />

feel excited<br />

about getting older,<br />

with milestones like<br />

reaching the double digits<br />

and dreams of what the<br />

absolute independence of<br />

adulthood will be like.<br />

But we seem to reach<br />

a certain point along the<br />

way, where all of a sudden,<br />

getting older is no<br />

longer viewed in a positive<br />

light. In fact, for many<br />

people, ageing becomes<br />

something they fear or<br />

dread.<br />

Yet this is a natural part<br />

of life that we will all go<br />

through. So why the fear?<br />

There are numerous<br />

factors that can contribute,<br />

but if we pull back the<br />

curtain on this it usually<br />

isn’t about getting older<br />

itself – it’s the story we tell<br />

ourselves about what getting<br />

older means.<br />

Our own personal story<br />

about what ageing means<br />

tends to be a conglomeration<br />

of past experiences,<br />

interactions with others,<br />

and the information and<br />

images we are exposed to<br />

through various forms of<br />

media on a daily basis.<br />

Unless we go digging<br />

into our beliefs, it’s usually<br />

not something we’re<br />

consciously aware of – it’s<br />

just our perception of the<br />

truth.<br />

But different people<br />

have different ‘truths’<br />

when it comes to ageing.<br />

Ageing to one person can<br />

mean feeling wiser and<br />

more comfortable in their<br />

own skin – which inspires<br />

a radiance of its own.<br />

While, to another, age-<br />

ing may represent significant<br />

degeneration of their<br />

health or how they look<br />

or feel.<br />

For some, it is the<br />

changes in appearance<br />

that occur with age that<br />

are dreaded or feared the<br />

most. We are exposed to<br />

an enormous volume of<br />

images depicting what<br />

popular culture considers<br />

‘beautiful’ or ‘ideal’ on a<br />

daily basis, and it can be<br />

easy to develop a perception<br />

that we need to look<br />

(or continue looking) a<br />

certain way.<br />

I’m passionate<br />

about doing<br />

all we can<br />

to prevent<br />

degenerative<br />

diseases<br />

and live an<br />

energised,<br />

healthy, full<br />

life.<br />

But your changing<br />

lines, hair colour or body<br />

in no way detracts from<br />

who you are and the goodness<br />

in your heart, and<br />

ageing is a natural process.<br />

In fact, it’s an enormous<br />

privilege that we<br />

get to live into our elderly<br />

years. However, in saying<br />

that, our lifestyle and how<br />

we take care of our body<br />

most definitely influences<br />

how well we look and feel<br />

as we age.<br />

We don’t want our lifestyle<br />

to detract from our<br />

health so that many of<br />

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our later years are spent<br />

battling health challenges<br />

that detract from our quality<br />

of life.<br />

In today’s society much<br />

emphasis tends to be<br />

placed on various aspects<br />

of youthfulness as being<br />

attractive, and we are<br />

bombarded with messages<br />

about needing to hide the<br />

effects of ageing, but no<br />

one actually talks about<br />

the natural and inevitable<br />

processes of ageing.<br />

Yet, the more we know<br />

about these processes the<br />

more we can do to ensure<br />

we take such good care of<br />

ourselves and reduce the<br />

likelihood of premature<br />

ageing or ageing being<br />

rapid and debilitating.<br />

So let’s take a look at<br />

what ageing is really all<br />

about.<br />

The three biochemical<br />

processes through which<br />

we age are oxidation, inflammation<br />

and glycation.<br />

The good news is,<br />

great nutrition goes a long<br />

way to providing our bodies<br />

with the substances<br />

it needs to ensure these<br />

processes happen slowly<br />

rather than rapidly.<br />

Oxidation<br />

Oxidative damage is<br />

caused by free radicals,<br />

which are single oxygen<br />

units that can damage the<br />

tissues of the body.<br />

Free radicals are produced<br />

by normal processes<br />

like breathing and exercising,<br />

but our body will<br />

produce more of them if<br />

we are exposed to cigarette<br />

smoke and environmental<br />

pollutants or when we experience<br />

chronic stress or<br />

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inflammatory reactions.<br />

A small number of<br />

them assist the body with<br />

some vital processes, such<br />

as helping us get over an<br />

infection. However, when<br />

they are in excessive numbers<br />

for too long, degeneration<br />

occurs.<br />

To help protect ourselves<br />

from the damage<br />

that free radicals have the<br />

potential to cause, we need<br />

to consume antioxidantrich<br />

foods as antioxidants<br />

quench the free radicals.<br />

Some of our micronutrients<br />

(vitamins and minerals)<br />

act as antioxidants in<br />

the body, such as vitamin<br />

C and vitamin E, but there<br />

are also many, many phytochemicals<br />

(beneficial plantbased<br />

substances) that have<br />

antioxidant actions.<br />

We simply cannot disregard<br />

the benefits of eating<br />

of plant foods, especially<br />

plenty of colourful<br />

vegetables.<br />

Inflammation<br />

Inflammation is another<br />

major way in which<br />

we age. Simply put, inflammation<br />

is one of the<br />

ways your immune system<br />

responds to a substance it<br />

deems problematic entering<br />

your body.<br />

How do things enter?<br />

You can ingest them,<br />

breathe them, or you can<br />

absorb them through your<br />

skin.<br />

When your immune<br />

system perceives that a<br />

threatening substance has<br />

entered, it mounts a powerful<br />

and multi-pronged<br />

attack on the ‘invader’.<br />

Part of that response<br />

is to create inflammation,<br />

which occurs wherever<br />

the immune system is engaged<br />

in a battle – in the<br />

tissues of your face, in<br />

your blood vessels, and/<br />

or in your vital organs, for<br />

example.<br />

The red, hot, painful<br />

inflammation that your<br />

body lets you know about<br />

tends to be an acute localised<br />

response, however<br />

chronic low-grade inflammation<br />

is usually silent,<br />

and can happen when a<br />

person isn’t taking good<br />

care of themselves.<br />

Inflammation is essential<br />

to keep us alive, but in<br />

excess it can be detrimental<br />

to our health.<br />

For example, chronic<br />

inflammation can contribute<br />

to many health<br />

conditions such as cardiovascular<br />

disease, type-2<br />

diabetes and non-alcoholic<br />

fatty liver disease.<br />

Because these conditions<br />

develop over time,<br />

they do become more<br />

prevalent with increasing<br />

age. In saying that, we<br />

are seeing an increase in<br />

younger people developing<br />

some of these conditions,<br />

such as non-alcoholic<br />

fatty liver disease,<br />

largely due to the amount<br />

of processed food and<br />

drinks consumed.<br />

Our lifestyle choices<br />

– including our food and<br />

beverage choices, the cosmetics<br />

and household<br />

products we choose, how<br />

hard we push our bodies<br />

and how much rest we get,<br />

as well as our perception<br />

of pressure and urgency<br />

– can all either drive or<br />

reduce inflammatory responses<br />

in the body.<br />

One simple way to reduce<br />

inflammation is to<br />

limit the amount of problematic<br />

substances that<br />

enter the body.<br />

This could mean reducing<br />

your alcohol intake,<br />

quitting smoking and<br />

avoiding highly refined<br />

processed foods.<br />

There are also a number<br />

of foods that have<br />

natural anti-inflammatory<br />

properties and increasing<br />

our consumption of these<br />

can also be beneficial.<br />

Some examples of<br />

anti-inflammatory foods<br />

include oily fish (which


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 37<br />

TIPS TO AGE WELL<br />

are a source of the anti-inflammatory<br />

omega-3 fats),<br />

turmeric and ginger.<br />

Glycation<br />

Another factor that<br />

contributes to ageing is<br />

glycation. This occurs<br />

when glucose, fructose or<br />

galactose (sugars) bind to<br />

some of our DNA, proteins<br />

and lipids (fats), leaving<br />

them unable to do their<br />

jobs in the body.<br />

The by-product of<br />

this is what are known as<br />

advanced glycation end<br />

products (AGEs).<br />

If we have a diet high<br />

in refined and processed<br />

foods, the problem becomes<br />

worse as we get<br />

older, since the cumulative<br />

sugar intake for most<br />

just keeps growing.<br />

This can cause cells and<br />

tissues to not work properly,<br />

resulting in ageing or,<br />

in some cases, disease.<br />

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The benefit following to <strong>Grey</strong> organisations <strong>Power</strong> Federation are and of<br />

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I’m passionate about<br />

doing all we can to prevent<br />

degenerative diseases and<br />

live an energised, healthy,<br />

full life.<br />

There is so much we<br />

can do to reduce our risk<br />

of developing chronic diseases<br />

as we age, yet many<br />

people still operate under<br />

the faulty belief that just<br />

because their mother or<br />

father had a chronic disease,<br />

such as cardiovascular<br />

disease or type 2 diabetes,<br />

they are destined to<br />

get it too.<br />

And while it is true<br />

that our genetics do play<br />

a role in our susceptibility<br />

to a number of health<br />

conditions, epigenetics<br />

teaches us that it is what<br />

we do with our genes that<br />

matters.<br />

According to epigenetics<br />

you have the<br />

ability to control the expression<br />

of your genes,<br />

meaning you have the<br />

ability to impact to what<br />

extent you “inherit” certain<br />

health conditions. Let<br />

that empower you.<br />

The changes you make<br />

now can have a significant<br />

bearing on your health<br />

in the future and what<br />

your experience of ageing<br />

will be.<br />

While it is truly wonderful<br />

that we have access<br />

to modern medicine<br />

which allows us to live<br />

longer, we don’t often stop<br />

to consider the quality of<br />

that life – the life in those<br />

years.<br />

We don’t often pause<br />

to think about what it<br />

would be like if we lost the<br />

strength or flexibility of our<br />

bodies and as a result, lost<br />

some of our independence.<br />

So, a question I like to<br />

pose is “Are we living too<br />

short and dying too long?”<br />

For it is the quality of your<br />

life that I care about so<br />

deeply.<br />

Further details can be<br />

Further obtained details from: can be<br />

obtained Federation from: office<br />

Federation phone: office<br />

phone: 0800 473 979<br />

0800 email: 473 979<br />

email: fed-office@xtra.co.nz<br />

fed-office@xtra.co.nz<br />

website:<br />

website: www.greypower.co.nz<br />

www.greypower.co.nz<br />

Z8807J<br />

Maintain (or build) muscle mass<br />

After about the age of 30 onwards,<br />

we lose muscle mass gradually unless<br />

we do something to maintain<br />

(or preferably build) it.<br />

Muscle is incredibly important<br />

to our health – not only does it keep<br />

our body stable, it also impacts<br />

our metabolic rate and gives us the<br />

strength to move throughout our<br />

day in the way that we want to.<br />

So embrace some kind of resistance<br />

training.<br />

This doesn’t necessarily mean<br />

you have to go to the gym. Pilates is<br />

a great form of resistance training<br />

and yoga uses your own body weight<br />

as resistance.<br />

Gardening, carrying groceries or<br />

children, climbing stairs and farm<br />

work all use your muscles too.<br />

Eat a rainbow<br />

Different coloured fruits and vegetables<br />

contain different nutrients<br />

– many of which are potent<br />

antioxidants.<br />

Eating a rainbow of colours helps<br />

to ensure you are getting a range<br />

of different antioxidants and other<br />

beneficial substances that your body<br />

needs to thrive, and to help prevent<br />

premature ageing.<br />

Become breath aware<br />

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More rapid breathing leads to more<br />

free radical production, which requires<br />

more antioxidants to be consumed<br />

in order to avoid excessive<br />

damage.<br />

When we are stressed, we tend to<br />

take short, sharp, shallow breaths<br />

that move the chest.<br />

Begin to notice your breath –<br />

does it stay up in your chest, or does<br />

it move your belly?<br />

Diaphragmatic breathing (long,<br />

slow breaths that move the belly<br />

in and out) slows down our rate of<br />

breathing and is one of the fastest<br />

ways that we can lower stress hormone<br />

production.<br />

Address niggling symptoms<br />

If you’re experiencing digestive<br />

complaints or bloating, recurring<br />

headaches or general fatigue, this is<br />

your body trying to communicate to<br />

you that something isn’t right.<br />

These symptoms may be common,<br />

but they’re not normal –<br />

they’re a sign that something within<br />

the body needs to be addressed.<br />

Investigate them, bring curiosity<br />

to each symptom and begin to<br />

take notice of what might be driving<br />

these.<br />

For some of you, seeking professional<br />

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38<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

The New Zealand<br />

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Solution: <strong>Grey</strong> <strong>Power</strong> Crossword No. 13<br />

13 12 by PMH 7 3<br />

<strong>Grey</strong> <strong>Power</strong> CodeWord No. 13 (<strong>September</strong> 18)<br />

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13 12 7 3 Word to the Wise: Insouciant<br />

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3 16 16 13 11 15 2 18 11 16 13 1 B E A D S J I G S A W S<br />

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Epson 200XL Cyan 3 16 16 13 11 $14.99 15 2 ea 18............<br />

11 16 13 1<br />

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Epson 200XL Magenta 11 4 3 $14.99 ea ............ 11 16 1 A R T U O S O<br />

11 4 3 11 16 1<br />

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Epson 200XL Yellow<br />

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HP COMPATIBLE PRICE QTY 16 5 PRICE 2 QTY 3 10 15 10<br />

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HP 920XL Black 4. Compact group of mountains $10.00 ea (6) ............<br />

HP 564XL Black 16 3 11 2 10 $14.00 3 16 ea ............ 20 2 3 10 5<br />

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HP 920XL Magenta $10.00 ea ............<br />

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HP 920XL Yellow $10.00 ea ............<br />

HP 564XL Yellow $14.00 ea ............<br />

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CODED MESSAGE<br />

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© Pam Hutton <strong>2018</strong><br />

© Pam Hutton <strong>2018</strong><br />

20. Small dense group of trees (5)<br />

© Pam Hutton <strong>2018</strong><br />

© Pam Hutton <strong>2018</strong> | www.puzzlebeetle.co.nz<br />

<strong>Grey</strong> <strong>Power</strong> CodeWord No. 13 (<strong>September</strong> 18)<br />

© Pam © Pam Hutton Hutton <strong>2018</strong> <strong>2018</strong> | www.puzzlebeetle.co.nz<br />

| Word to the Wise: Insouciant<br />

<strong>Grey</strong> <strong>Power</strong> CodeWord No. 13 (Se<br />

Each number in the grid represents a letter of the alpha<br />

already been given. Start by filling in these ones, and b<br />

from there. When you have completed the grid, you wi<br />

coded message.<br />

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3 10 11 12 13 5 13<br />

5 14 10 2 3 4 5 7 15 14 2 16<br />

17 13 16 18 17 7<br />

19 2 9 16 7 19 2 8 12 3 10 4<br />

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16 13 1 2 4 8 6 2 11 11 20


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 39<br />

Jumpstart your health<br />

More than 1000 Kiwis have jumpstarted their health<br />

by taking part in Jumpstart, the national diabetes<br />

health and lifestyle programme (created by the YMCA<br />

Auckland and healthcare company Pharmaco (NZ) Ltd).<br />

With the 1000th<br />

participant recently<br />

signing<br />

up, since its 2015 launch<br />

the programme has attracted<br />

people from all<br />

sorts of backgrounds to<br />

meet once a week, over 10<br />

weeks, to learn about exercise,<br />

nutrition and lifestyle<br />

change.<br />

Common results from<br />

the programme include<br />

weight loss, lower waist<br />

measurements and blood<br />

pressure, improved men-<br />

tal health and confidence<br />

about a healthy future.<br />

Jumpstart runs four<br />

times a year at 14 YMCAs<br />

in Auckland, Hamilton,<br />

Wellington, and Invercargill.<br />

The programme includes<br />

access to any YMCA<br />

gym for the duration of the<br />

course.<br />

Chandra Selvadurai,<br />

managing director<br />

of Pharmaco, says the<br />

programme is aimed at<br />

tackling the personal and<br />

family impact of what is<br />

Shauna Bergmann has been working hard to manage<br />

her Type 2 diabetes by going to the gym three times a<br />

week and taking the Jumpstart nutritional advice and<br />

implemented it in her own everyday life.<br />

becoming one of New<br />

Zealand’s biggest health<br />

challenges:<br />

“We set out with the<br />

YMCA to help people<br />

manage this serious condition<br />

by providing practical<br />

advice about exercise,<br />

nutrition and lifestyle. Together<br />

we’ve done a good<br />

job but with the growing<br />

numbers of diagnoses we<br />

are facing as a country<br />

we need to do way more,”<br />

he says.<br />

“The programme is a<br />

central part of our commitment<br />

to improve<br />

the lives of people who<br />

live daily with diabetes,<br />

to help each person, as<br />

well as their family and<br />

community.”<br />

In 2015, Diabetes<br />

New Zealand reported<br />

the number of people in<br />

the country living with<br />

diabetes had grown from<br />

125,000 to 250,000 in ten<br />

years, and there were estimates<br />

that another 1.1 million<br />

could be pre-diabetic<br />

and undiagnosed. There<br />

have been many more diagnoses<br />

since then.<br />

Jumpstart 1000th - (left to right) Chris Ivers, head of marketing Pharmaco (NZ)<br />

Ltd, Dianne Wong, twice participant of Jumpstart and Andrew Howard, executive<br />

chair of YMCA Auckland<br />

Compounding this are<br />

growing levels of obesity,<br />

one of the main precursors<br />

to Type 2 diabetes.<br />

A new study from<br />

Otago University has predicted<br />

two million New<br />

Zealanders could be considered<br />

clinically obese in<br />

the next 20 years.<br />

Andrew Howard, interim<br />

CEO of YMCA Auckland,<br />

says the best way to<br />

address an issue like diabetes<br />

is as a community:<br />

“Our philosophy as a<br />

not for profit is to help<br />

build strong families and<br />

communities, and this is<br />

founded on good health,<br />

lifestyle and activity.<br />

“To achieve this we use<br />

the resources and expertise<br />

we have, including<br />

facilities, gyms and trainers,<br />

to help people to get<br />

moving, no matter their<br />

size, so they can be more<br />

healthy.<br />

“Jumpstart is a great<br />

example of doing this as a<br />

community.<br />

“People on the programme<br />

learn together,<br />

share stories, encourage<br />

each other and achieve<br />

goals. Many friendships<br />

start on Jumpstart,” says<br />

Andrew Howard.<br />

One of Pharmaco’s and<br />

the YMCA’s commitments<br />

is no one should be excluded<br />

from accessing the<br />

Jumpstart education.<br />

Help is available to<br />

those who can’t afford<br />

the $80 fee for the entire<br />

10-week programme. The<br />

programme is also available<br />

for support through<br />

Green Prescriptions.<br />

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40<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

NZ First celebrates 25-year milestone<br />

In July New Zealand First turned 25, quite a milestone<br />

in the turbulent and fickle political landscape and one<br />

which will be celebrated at the party's upcoming annual<br />

conference.<br />

The party’s name was carefully chosen<br />

in 1993 to reflect its core purpose<br />

– to put New Zealand and New<br />

Zealanders first. It was a message which<br />

resonated with voters who felt they had<br />

been left on the wrong side of Rogernomics,<br />

who opposed the sale of the country’s<br />

state owned assets, who were concerned<br />

about increasing immigration, and who<br />

felt like they no longer had a say in the future<br />

of the place they called home.<br />

There was a feeling we could do better.<br />

We understood that many New Zealanders<br />

felt marginalised and unsettled with<br />

the direction the country was taking. In<br />

New Zealand First, we created a pragmatic<br />

and patriotic political party which<br />

would work hard for everyday Kiwis. Voters<br />

were ready for the fresh perspective<br />

and honest approach which we offered.<br />

Of course, it hasn’t always been an easy<br />

road. It has taken the ongoing commitment<br />

of our supporters and our belief in<br />

ordinary people. Right from the earliest<br />

days we have stood up for the rights and<br />

needs of older New Zealanders.<br />

All societies should be measured by the<br />

way in which they look after the interests<br />

of their youngest and oldest citizens. New<br />

Zealand First has steadfastly backed these<br />

two valued, but often under-represented,<br />

groups of society. It is no coincidence that<br />

in the current coalition Government, NZ<br />

DELIVERING FOR OUR<br />

NATION’S SENIORS FOR<br />

25 YEARS<br />

COME ALONG TO THE NEW ZEALAND FIRST LEADER’S ADDRESS<br />

RT HON WINSTON PETERS MP<br />

2PM SUNDAY SEPTEMBER 30<br />

TAURANGA RACECOURSE, 1383 CAMERON ROAD<br />

Authorised by Winston Peters,<br />

Parliament Buildings, Wellington<br />

First secured the roles of both Minister<br />

for Children and Minister for Seniors, capably<br />

handled by Hon Tracey Martin.<br />

Key policy achievements<br />

Some of NZ First’s key policy achievements<br />

for Seniors have become such a familiar<br />

part of our daily lives that it is easy<br />

to forget how much of a positive impact<br />

we have had.<br />

In 1998, we secured the abolition of<br />

the reviled taxation surcharge on the additional<br />

income of national superannuitants<br />

which was introduced by Labour in<br />

1985, and increased by National in 1991.<br />

The Super Gold card was a hard-fought<br />

win for NZ First back in 2005. Today it<br />

provides more than 600,000 New Zealanders<br />

with a range of services and concessions<br />

but is best known for the free<br />

off-peak travel it offers all over-65s. New<br />

Zealand First cares that older New Zealanders<br />

stay involved and connected in<br />

their communities.<br />

During the election campaign, various<br />

political parties threatened to raise the<br />

age of Super eligibility. For 25 years New<br />

Zealand First has fought against these<br />

threats and last year we took up the battle<br />

on behalf of our seniors again, and won.<br />

This Government has confirmed it will<br />

keep National NZ Superannuation eligibility<br />

at age 65.<br />

And most recently we introduced the<br />

Winter Energy Payment, providing all<br />

superannuitants with a top-up payment<br />

to help meet the increase in their heating<br />

costs during the coldest months of the year.<br />

Looking ahead<br />

Looking ahead for Seniors, Minister Martin<br />

is planning for the challenges and<br />

changes that a rapidly ageing population<br />

will create for services and communities<br />

over the next generation through the<br />

Positive Ageing Strategy. Key issues include<br />

housing, employment, social connectivity,<br />

income, and access to quality<br />

healthcare.<br />

New Zealand First is proud of its history<br />

and achievements, but will not rest on<br />

its laurels. We are now part of a transformational<br />

government which is committed<br />

to resolving some of the major challenges<br />

facing the country. We are working<br />

to deliver sustainable economic growth,<br />

provide higher wages for the lowest-paid<br />

workers, reduce inequality and child<br />

poverty, and put long-neglected regions<br />

back on the map. We are rebuilding our<br />

infrastructure after years of neglect, and<br />

we are planning, both for the future of the<br />

country, and of the party.<br />

We believe that core party policy platforms<br />

such as law and order, and controlled<br />

immigration are still relevant and<br />

important to our supporters. But we also<br />

recognise that the New Zealand of <strong>2018</strong> is<br />

a very different place from the New Zealand<br />

of 1993. We are a more diverse and<br />

multi-cultural society than we were, and<br />

our population is ageing. People’s lives<br />

are busier than ever, leaving less time for<br />

political engagement than in the past. We<br />

have external pressures on us as a country<br />

which are difficult to control.<br />

We have succeeded where others<br />

have failed by being consistent, honest,<br />

practical. And by listening to what New<br />

Zealanders want. While the 25-year milestone<br />

encourages us to reflect on the past,<br />

and to celebrate our achievements, it also<br />

presents an opportunity to focus on the<br />

path ahead. We have the next generation<br />

of NZ First MPs, including Deputy Leader<br />

Fletcher Tabuteau, and we have an enthusiastic<br />

and politically engaged Young<br />

New Zealand First membership. We are<br />

in good hands.<br />

<strong>Grey</strong> <strong>Power</strong> and NZ First Q&A<br />

<strong>Grey</strong> <strong>Power</strong> put some questions to New<br />

Zealand's political parties. Below are the<br />

responses from NZ First:<br />

Q. Research conducted by Horizon Research<br />

on behalf of the Financial Services<br />

Council is backed up by research<br />

undertaken by Massey University. Both<br />

studies clearly show that the current level<br />

of national superannuation payments<br />

fall well short of the amount of money<br />

needed by pensioners with no other income<br />

to live even a subsistence lifestyle.<br />

How would you address this issue?<br />

A. New Zealand First has always maintained<br />

its commitment to respectful<br />

treatment of senior citizens. We believe<br />

how we treat our senior citizens is a measure<br />

of the greatness of our society.<br />

New Zealand First pioneered the iconic<br />

SuperGold Card to boost the standard<br />

of living of New Zealand seniors. Our<br />

Coalition Agreement extends this, with<br />

plans to develop a new generation Super-<br />

Gold smartcard containing new entitlements<br />

and concessions.<br />

We have also maintained New Zealand<br />

Superannuation as a universal entitlement<br />

at age 65 with no means testing.<br />

Q. <strong>Grey</strong> <strong>Power</strong> was promised that provision<br />

for an Aged Care Commissioner<br />

would be made in the first Budget of the<br />

Labour-led Coalition Government but<br />

that did not eventuate. When would you<br />

envisage an Aged Care Commissioner<br />

being appointed?<br />

A. This was not stated in the New Zealand<br />

First-Labour Coalition Agreement<br />

and was not a New Zealand First preelection<br />

policy commitment. Every MP<br />

should be concerned about aged care.<br />

Q. Oral health, one of the most serious<br />

issues facing elderly people, can cause a<br />

range of subsequent and serious health<br />

issues. Would you support including<br />

dental care in the list of illnesses covered<br />

by Ministry of Health subsidies?<br />

A. Many New Zealanders are not visiting<br />

the dentist because of the high costs associated<br />

with oral healthcare. We know<br />

this has a serious impact on seniors on a<br />

fixed income. New Zealand First policy is<br />

to seek discounts for services and to improve<br />

access to high-quality oral healthcare<br />

services.<br />

Q. Tax liabilities for foreign private pension<br />

payments people received while<br />

resident in New Zealand and receiving<br />

New Zealand national superannuation<br />

are complex and confusing. How would<br />

you simplify the system so that all New<br />

Zealand residents drawing national superannuation<br />

are treated fairly?<br />

A. New Zealand First policy is to repeal<br />

Section 70 of the Social Security Act<br />

1964, which provides for the deduction<br />

of overseas pensions from New Zealand<br />

Superannuation. This is a matter of ongoing<br />

concern, and we are pleased that<br />

the Ministry of Social Development is<br />

currently examining section 70 as part<br />

of the superannuation reform work<br />

programme.


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 41<br />

Then and now<br />

BY PRIME MINISTER JACINDA ARDERN<br />

Hello, everyone. I hope you all kept<br />

safe and warm this winter! Firstly,<br />

I want to quickly say a huge<br />

thank you to everyone who has sent their<br />

best wishes to me, Clarke and little Neve.<br />

We have received so many lovely<br />

messages from across New Zealand<br />

and around the world, and your kind<br />

thoughts have made this time extra special<br />

for our family.<br />

I’m lucky to have had great support<br />

from my team while I was away – including<br />

lots of updates – and I’m really<br />

enjoying being back in the Beehive and<br />

continuing our important work.<br />

Our first year<br />

Time has flown by, and next month it’ll be<br />

a year since we formed government with<br />

our coalition partner New Zealand First,<br />

and our confidence and supply partner,<br />

the Greens. It’s been a busy and productive<br />

11 months, and I’m really proud of<br />

what we have achieved – and looking forward<br />

to what’s coming next.<br />

From re-investing in our health system,<br />

to resuming payments to the Super<br />

Fund, to ensuring regional New Zealand<br />

gets a fair go, we’re making a difference<br />

for Kiwis all around the country,<br />

especially those who’ve been feeling the<br />

pressure. And at the same time, we’re<br />

running a surplus and managing our<br />

economy responsibly.<br />

One of the personal highlights for me<br />

has been our work around the Families<br />

Package, which is already helping thousands<br />

of people across New Zealand.<br />

We have a vision of making this the best<br />

country in the world to be a child and to<br />

raise a family, and this is an important<br />

step towards making that vision reality.<br />

Some of you will have children and<br />

grandchildren who may be getting some<br />

extra support through this package –<br />

and of course, those of you who are 65<br />

and over will be receiving the Winter Energy<br />

Payment.<br />

There’s still a lot of work to do, but I<br />

think we’ve made a really good start. We<br />

will keep working on our priorities of<br />

health, education and housing – while<br />

looking after our surplus and growing<br />

New Zealand’s economy – throughout<br />

the next two years, and beyond.<br />

Supporting our superannuitants<br />

landers can enjoy a healthy and safe<br />

retirement.<br />

I’m proud of Labour’s history in this<br />

area – we’ve got a real track record of<br />

investing responsibly in the long-term<br />

wellbeing of New Zealanders. In 2001<br />

the Fifth Labour Government, led by<br />

Prime Minister Helen Clark and Minister<br />

of Finance Michael Cullen, established<br />

the New Zealand Superannuation<br />

Fund. And last year, our Government resumed<br />

payments into the Fund that the<br />

previous Government had frozen.<br />

The rate of New Zealand Superannuation<br />

is adjusted on 1 April each year,<br />

based on the Consumer Price Index and<br />

the net average weekly wage. This year,<br />

the after-tax rates of Superannuation<br />

were increased by 2.74 percent above<br />

inflation.<br />

However, we know many people relying<br />

solely on Superannuation need extra<br />

assistance to help with the rising cost of<br />

living.<br />

This is why we made sure to include<br />

extra support for seniors in our Families<br />

Package, which came into effect in July<br />

this year. Specifically targeted to older<br />

people, the Winter Energy Payment provides<br />

a little extra throughout the coldest<br />

months to help with heating costs, so seniors<br />

can stay warm and healthy without<br />

worrying about their power bills. Hopefully<br />

you have noticed the difference so<br />

far this winter!<br />

The Ministry of Social Development<br />

also offers a range of additional support<br />

for older New Zealanders – for<br />

example, the Accommodation Supplement,<br />

which provides extra assistance<br />

towards housing costs. This payment was<br />

also increased as a part of the Families<br />

Package.<br />

We are continuing to work on several<br />

other initiatives that will make life easier<br />

for seniors. This includes developing options<br />

for a free annual health check for<br />

all SuperGold card holders, reviewing<br />

tenancy laws to make renting fairer and<br />

more secure, and looking at Superannuation<br />

policies (including those related<br />

to foreign pension payments) to ensure<br />

everyone is treated fairly.<br />

Staying safe and healthy<br />

In the last edition of this magazine, I<br />

talked about the important work we’ve<br />

done to rebuild our health system and<br />

ensure every New Zealander can access<br />

quality care.<br />

We know this is a priority for many<br />

older New Zealanders – as it is for this<br />

Government. Every day, I hear from peo-<br />

It is one of the top priorities of this<br />

Government that all older New Zeaple<br />

who want us to make more changes,<br />

whether that be legalising medical marijuana<br />

or further subsidising dental care.<br />

While we have already achieved a lot,<br />

there’s more to be done, and we will consider<br />

options like these as we continue to<br />

re-invest in our health system.<br />

As well as helping seniors stay<br />

healthy, it’s also really important to me<br />

that older people feel safe, and have access<br />

to support if they don’t.<br />

Hon Jenny Salesa, the Associate Minister<br />

of Health, has sought preliminary<br />

advice on the establishment of an Aged<br />

Care Commissioner, covering its potential<br />

responsibilities, the associated costs,<br />

and how its functions might fit with<br />

those of existing bodies.<br />

In the meantime, we’ve put in place<br />

several measures to help Kiwis keep safe.<br />

For example, we are investing in more<br />

police to make our communities safer.<br />

What’s next?<br />

We are racing towards the end of the<br />

year and there are a lot of exciting developments<br />

on the horizon. I’m particularly<br />

looking forward to continuing our work<br />

on housing, and making sure every Kiwi<br />

has a warm, healthy and affordable place<br />

to live.<br />

I’m always keen to hear from people<br />

around the country, so if you would like<br />

to ask a question, discuss an issue, or<br />

make a suggestion, please get in touch at:<br />

jacinda.ardern@parliament.govt.nz.<br />

Pop into your local Labour MP’s office to pick up one of our free<br />

Information Kits for Over 60s – full of helpful advice, resources,<br />

contacts, and other tips and tricks for seniors across New Zealand.<br />

labour.org.nz<br />

Authorised by Rt Hon Jacinda Ardern, Parliament Buildings, Wellington


42<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Valuing our seniors, honouring our pledges<br />

National recognises and respects the contribution<br />

older people have made to New Zealand.<br />

While some are blessed with robust<br />

health for longer and have<br />

no intention of slowing down,<br />

others have to contend with a range of<br />

health issues or feel the ache of tired<br />

muscles. It should be a time to enjoy<br />

peace of mind and security rather than<br />

having to worry.<br />

Under Labour you have more reason<br />

to worry. The cost of living is rising because<br />

of cancelled tax cuts, fuel taxes,<br />

rising rents, lower incomes due to lower<br />

growth and a more expensive groceries.<br />

Business confidence is now at its lowest<br />

level since the global financial crisis and<br />

the outlook for economic growth is well<br />

below levels achieved under National.<br />

National wants Kiwis to keep more of<br />

what they earn and believes in sensible,<br />

consistent economic policies that encourage<br />

businesses to grow. That’s a responsible<br />

approach to the economy rather<br />

than the coalition taxing more, spending<br />

more, borrowing more, and hoping their<br />

broken promises aren’t noticed.<br />

The number of superannuitants is<br />

projected to rise to 1.3 million by 2039<br />

from 730,000 last year. You are part of<br />

a growing constituency and your voices<br />

must be heard.<br />

A long-running Massey University<br />

study of older Kiwis found two-thirds<br />

are in good physical and mental health<br />

but there’s no reason for complacency.<br />

Good health needs to be cherished<br />

and supported.<br />

But over the next four years Labour<br />

will spend an additional $2.9 billion on<br />

health – less than the extra $3.9 billion<br />

in National’s Budget 2017. That’s disappointing<br />

for what was touted as a ‘transformational’<br />

Budget.<br />

Labour also made election pledges<br />

that haven’t eventuated, such as creating<br />

an Aged Care Commissioner.<br />

They have also reshuffled funding between<br />

DHBs and Pharmac, which will cut<br />

the overall budget for medicines by $200<br />

million over four years.<br />

National honours its pledges to our senior<br />

citizens and we’re proud of our record.<br />

The number of registered nurses<br />

working in aged care rose by 22 percent<br />

between 2011 and 2016, outpacing the<br />

increase in the general registered nursing<br />

workforce. Under National, the couple<br />

rate for NZ Super increased to $31,216 in<br />

2017 from $24,062 in 2008, with further<br />

rises intended under National’s Family<br />

Incomes Package.<br />

We committed to meaningful and effective<br />

action against elder abuse and<br />

social isolation. The SuperGold transport<br />

concession was beefed up. Hip, knee and<br />

other elective operations reached a record<br />

178,000.<br />

<strong>Grey</strong> <strong>Power</strong> asked four questions of<br />

political parties for this edition, including<br />

where they stand on subsidised dental<br />

care.<br />

Oral health issues can trigger more<br />

serious illness and preventative action<br />

should be encouraged. National’s Senior<br />

Citizens Minister Maggie Barry actively<br />

encouraged Gold Card recruitment of<br />

dentists to get discounts for dental work<br />

and dentures and National is actively<br />

looking at this important health issue.<br />

<strong>Grey</strong> <strong>Power</strong> also sought a response to a<br />

Financial Services Council study that said<br />

superannuation payments fall well short<br />

of the level needed by pensioners with no<br />

other income.<br />

National recognised this with annual<br />

adjustments to keep super at 66 percent<br />

of the average wage – an annual adjustment<br />

that is unique among Ministry<br />

of Social Development benefits. Super<br />

would also have increased as a result<br />

of National’s Family Incomes Package,<br />

which the Government axed.<br />

<strong>Grey</strong> <strong>Power</strong> also asked for our view on<br />

simplifying rules for tax liabilities on foreign<br />

pension payments. Section 70 hasn’t<br />

changed since the 1930s because of the<br />

principle of fairness to New Zealanders<br />

who’ve spent all their working lives here<br />

paying taxes.<br />

It has always been argued that those<br />

who worked overseas and paid into other<br />

governments’ pension schemes shouldn’t<br />

be unfairly advantaged with payments at<br />

a higher rate.<br />

Finally, does National support an Aged<br />

Care Commissioner? In reality, there are<br />

already a number of highly skilled people<br />

involved in monitoring seniors’ issues<br />

and advocating for change.<br />

The Retirement Commissioner does<br />

a sterling job as an advocate for seniors<br />

exposed to financial abuse. Perhaps that<br />

role could be expanded to work alongside<br />

the Disabilities Commissioner and the<br />

Ombudsman whose oversight includes<br />

monitoring dementia units.<br />

The Labour-led Government may<br />

want to spend more but that’s the easy<br />

part. Governing is about delivering New<br />

Zealanders the public services they need<br />

and getting better results – more cops on<br />

the beat, more operations in our hospitals,<br />

and our kids doing better at school.<br />

National believes the focus should<br />

be on providing prosperity to the next<br />

generation by investing in health and<br />

education services, paying off debt and<br />

sustainably growing our economy, while<br />

providing peace of mind to our seniors,<br />

who have already earned our respect and<br />

gratitude.<br />

Simon Bridges<br />

Leader of the National Party<br />

“National honours its pledges to our senior citizens<br />

and we’re proud of our record. As Leader of the<br />

Opposition, I value the role you play in our society<br />

and will continue to advocate on your behalf.”<br />

Simon Bridges<br />

Leader of the Opposition<br />

National Party Leader<br />

simonjbridges • simonbridges.co.nz<br />

Funded by the Parliamentary Service. Authorised<br />

by Simon Bridges, Parliament Buildings, Wgtn.


Association Contacts:<br />

Ashburton Secretary & Contact: Natalie Blampied, PO Box 519, Ashburton 7740, Phone: 03 308 4002, Email: nataliemb@xtra.co.nz<br />

Auckland President, Postal Address & Contact: Anne-Marie Coury, Mobile: 021 504 339 (text preferred), Email:<br />

akgreypowerinfo@gmail.com. PO Box 44008, Point Chevalier, Auckland 1246, Office address: Mon Tue Wed 10:30am-1pm, Fri<br />

10:30am-12:30pm. 557 Blockhouse Bay Rd, Blockhouse Bay, Auckland<br />

Buller President & Contact: Mr Lawrence Smith, 22 Russell Street, Westport 7825, Phone: 03 789 6441, Email: trudwylie@xtra.co.nz<br />

Cambridge President & Contact: Mrs Val Massey, Phone: 07 827 0273, Email: vlmassey.vm@gmail.com. Postal Address &<br />

Contact: The Secretary, PO Box 369, Cambridge 3450.<br />

Central Hawkes Bay President & Contact: Mrs Vaietu T Araipu, PO Box 255, Waipukurau 4242, Phone: 06 928 0618, Email:<br />

etu_wpk@hotmail.com<br />

Central Otago President & Contact: Mrs Margaret Hill, Phone: 03 446 8623, Email: margarethillrox@gmail.com. Treasurer &<br />

Contact: Mrs Jacqueline Goyen, 32 Ventry Street, Alexandra 9320. Phone: 03 448 7043, Email: jgoyen32@gmail.com. Secretary &<br />

Contact: Margaret Lorenz, Phone: 03 446 8733, Email: bmlorenz@xtra.co.nz<br />

Christchurch Secretary & Contact: Maureen Price, PO Box 31010, Christchurch 8444, Phone: 03 942 8816. Treasurer Ann Ferrari<br />

Phone 03 383 6589, Email: annjoeferrari@gmail.com.<br />

Coromandel President & Contact: John Rabarts, Phone: 07 866 8068, Mobile: 022 611 5717, Email: john.rabarts@gmail.com.<br />

Counties Manukau Postal Address: PO Box 75722, Manurewa, Auckland 2243. Membership & Contact: Christine McDonagh,<br />

Phone: 09 530 8601. Email: christinemcdonagh.01@gmail.com<br />

Dannevirke & Districts Membership Secretary & Contact: Mrs LA Haste, 26 Victoria Ave, Dannevirke 4930, Phone: 06 374 9984,<br />

Email: aburlace1@xtra.co.nz.<br />

Eastern Southland President & Contact: Evan Currie, Phone: 03 208 8288, Email: bbsbari.123@gmail.com Postal Address: PO<br />

Box 100, Gore 9740. Treasurer & Contact: Lynley Leatham, Email: lynley.leatham@gmail.com<br />

Far North President & Contact: Graham Dormer, PO Box 505, Kaitaia 0441, Phone: 09 408 3316.<br />

Gisborne Contact: PO Box 1222, Gisborne 4040, Phone: 06 863 0531, Email: gisborne.greypower@hotmail.com.<br />

Golden Bay President & Contact: Michael Delceg, Email: m.delceg@xtra.co.nz. Secretary & Contact: Rosemary Jorgensen,<br />

Email: rosejorg@gmail.com. Treasurer & Contact: Roy Reid, Email: r.mh.reid@xtra.co.nz.<br />

Committee Members & Contact: Margaret Fricker, Email: africa@actrix.co.nz. Dot Scott, Email: kdscott2@xtra.co.nz.<br />

<strong>Grey</strong>mouth President & Contact: Maree Awatere-Jones, P.O. Box 291, <strong>Grey</strong>mouth 7804, Phone: 03 768 7407,<br />

Email: awatere11@gmail.com.<br />

Hamilton President & Secretary, Office, Postal Address Contact: 9.30 – 12 pm Mon-Thurs, 30 Victoria St, Hamilton 3204, Phone:<br />

07 834 0668, Email: hamgreypower@outlook.co.nz, Email: greypowerhamilton.org.nz<br />

Hastings & Districts President & Contact Hastings Havelock North: Ron Wilkins, PO Box 98, Hastings Central 4156, Phone: 06<br />

877 4419, Email: ronwilkins73@gmail.com. Membership Contact: Janice Gooch, Email: goochi153@gmail.com.<br />

Hibiscus Coast Membership Contact: Simonne Dyer, PO Box 129, Orewa 0946. Phone: 09 424 1315, Mobile: 027 212 8322,<br />

Email: hbcgreypower@gmail.com.<br />

Hokitika Office, Postal Address & Contact: 1-4pm Mon to Fri, PO Box 233 Hokitika 7842. Phone: 03 755 7777, Email:<br />

hokigreypen@xtra.co.nz.<br />

Horowhenua President & Contact: Terry Hemmingsen PO Box 328, Levin 5540, Phone: 06 367 0300, Email: terry.hemmingsen@<br />

gmail.com. Membership Contact: Gary Benton, Phone: 06 368 7350, Email: gdbenton@xtra.co.nz.<br />

Howick Pakuranga & Districts Secretary & Contact: Sandy Feringa, PO Box 38281, Howick, Auckland 2145. Phone: 09 534<br />

9409, Email: sandyferinga@xtra.co.nz<br />

Hutt City President & Contact: Barbara Branch, 25A Whanake Street, Titahi Bay, Porirua 5022, Phone: 04 236 8003, Mobile: 027<br />

485 9101, Email: brubarbnz@gmail.com, Website: www.greypowerhuttvalley.org.nz/huttvalley Second Contact: Lisa Seerup, Mob:<br />

022 618 9058, Email: wildmo@gmail.com<br />

Kaipara Secretary & Contact: Mr Ken Cashin, 27 Seaview Road, RD 7, Dargaville 0377, Phone: 09 439 4452,<br />

Email: cashinken2@gmail.com.<br />

Kapiti Coast Membership Secretary, Office & Contact: Diana Pierce, 1st Floor, Coastlands, PO Box 479, Paraparaumu 5254.<br />

Phone: 04 902 5680, Mob: 029 776 3330. Email: kapitigreypower@outlook.com, Website: www.kapitigreypower.co.nz<br />

Kawerau & Districts President & Contact: Brian Dent, Phone: 022 381 0663 Secretary & Contact: Lyn Hughes, PO Box 209,<br />

Kawerau 3169 Membership & Contact: Jan Sparks, Email: jansparky12@gmail.com<br />

Kerikeri President & Contact: Bruce Crowther, 27 Omapere Road, Kaikohe 0405, Mob: 027 499 2034, Email: bwucie@gmail.com.<br />

Postal Address: PO Box 401, Kerikeri 0245.<br />

King Country President & Contact: Ngaire Grayson, Phone: 07 878 6938, Email: rknegrayson@gmail.com. Membership Contact:<br />

Helen Easton, Phone: 07 878 6939, Email: helen.easton.nz@gmail.com. Secretary, Contact & Postal Address: Mr Merv Williamson,<br />

6 Eketone Street, Te Kuiti 3910, Phone: 07 878 6018, Email: 3shebal14@gmail.com<br />

Mana Tawa Main Line & Contact: Douglas Hazelwood, PO Box 50034, Porirua 5240. Phone: 04 233 0162.<br />

Manawatu Office, Postal Address & Contact: 309 Main Street, Palmerston North 4410, Phone: 06 357 1930, Email:<br />

greypowermanawatu@digitalcloud.nz. Membership & Contact: Mrs Sally Mayne, 2 Charisma Court, Kelvin Grove, Palmerston North<br />

4414. Phone: 06 353 0835, Cell: 027 742 1925, Email: salsscratch1@gmail.com.<br />

Marlborough President & Contact: Brian McNamara, Phone: 03 928 4479, Email: mcnamarabrian100@gmail.com. Office &<br />

Contact: Marlborough Community Centre, 19/25 Alfred St, Blenheim 7201. Phone: 03 578 4950, Secretary & Contact: Barbara<br />

Hutchinson Email: secretary@greypowermarlborough.co.nz, Website: www.greypowermarlborough.co.nz. Postal Address: PO Box<br />

875, Blenheim 7240.<br />

Matamata Secretary & Contact: Mr Malcolm Fairhall, 44a Hohaia Street, Matamata 3400. Ph: 07 888 6663. Email: mallyn@fairhall.co.nz.<br />

Mercury Bay President & Contact: Merle Edwards, Phone: 07 867 1737, Email: merlee@xtra.co.nz. Postal Address: PO Box 226,<br />

Whitianga 3542.<br />

Morrinsville President & Contact: Mike Gribble, Phone: 07 889 5472, Email: mgribb@gmail.com. Secretary & Contact: Valerie<br />

Rodda, 31 Rushton Road, Morrinsville 3300. Phone: 07 280 5499, Mobile: 021 0227 5859, Email: valeriemrodda@gmail.com<br />

Motueka Office & Postal Contact: 9am- 3pm, Mon-Fri, Community House, Decks Reserve, PO Box 350, Motueka 7143.<br />

Phone: 03 528 9076, Email: greypowermot@gmail.com.<br />

Napier & Districts Membership Secretary & Contact: John Wuts, PO Box 4247, Marewa, Napier 4143. Phone: 06 844 4751,<br />

Email: wutsie@xtra.co.nz, Website: www.napiergreypower.org<br />

Nelson Office & Physical Address: Office open 10am-3pm Mon-Fri, 33 Putaitai Street, Stoke, Nelson, Phone: 03 547 2457, Fax:<br />

03 547 2157, Email: nelsongreypower@xtra.co.nz, Website: http://greypowernelson.org.nz. Postal Address: C/- President, PO Box<br />

2190, Stoke, Nelson 7041.<br />

New Plymouth Office, Postal Address & Contact: 21/117 Powderham Street, New Plymouth 4310, Phone: 06 757 5885,<br />

Fax: 06 757 5886, Email: greypowernp@gmail.com.<br />

North Canterbury Secretary & Contact: Jan Pentecost, 113 Stringers Rd, RD 7, Rangiora 7447, Phone: 03 312 9331,<br />

Email: jan.pentecost@gmail.com. Membership & Contact: Pauline Jackson, 10b Franklin Drive, PO box 28, Rangiora 7400,<br />

Phone: 03 310 6563, Email: miles1416@xnet.co.nz.<br />

North Otago President & Postal address: Mr Paul Hyde, Phone: 03 434 1025, Community House, 100 Thames Street, Oamaru<br />

PO Box 272-1719, Papakura 2244<br />

Ph 09-299 2113<br />

Email: fed-office@xtra.co.nz<br />

9400, Email: nogreypower@yahoo.co.nz.<br />

North Shore President & Contact: Bill Rayner, Phone: 09 445 3370, Email: brayner@xtra.co.nz Postal Address: PO Box 32635,<br />

Devonport, Auckland 0744 Membership Contact: Mr Des Stobbs, Phone: 09 445 7675, Email: des.stobbs@xtra.co.nz.<br />

Opotiki Secretary & Contact: Mrs Joy Forbes, 52 Grants Road, Opotiki 3122. Phone: 07 315 5469.<br />

Otago Office & Contact: 11am – 2 pm, Mon to Thurs. 211A King Edward St, South Dunedin, Phone: 03 456 1685, Email:<br />

greypowerotago@gmail.com<br />

Otaki (sub branch of Kapiti) Contact: Vacant<br />

Otamatea President & Contact: Beverley Aldridge, 589 Whakapirau, Maungaturoto 0583, Phone: 09 431 9188, Email: relax@<br />

serendipitypark.co.nz Vice President: Kathleen Pattinson. Phone 09 283 2052<br />

Paeroa Secretary & Contact: Gail Locke, 26 Waimarei Avenue, Paeroa 3600. Phone: 07 862 6256, Email: gailsone53@gmail.com.<br />

Papamoa & Dists President & Contact: Ruth Dekker, 392B Oceanbeach Road, Mt Maunganui 3116. Phone: 07 574 1845,<br />

Email: ruth.dekker1@gmail.com<br />

Queenstown Acting President, Treasurer, Membership & Contact: Kirsty Sharpe, 48 Peninsula Road, Kawarau Falls, Queenstown<br />

9300. Phone: 03 441 4300, Mob: 021 041 0076, Email: kirstyjsharpe@gmail.com. Secretary & Contact: Peter Jenkins, Email:<br />

greypowerqueenstownsecretary@gmail.com<br />

Rangitikei Chairman & Contact: Brian Goddard, 26 Oxford Street, Marton 4710. Phone: 06 327 7892, Email: brianna.goddard@<br />

gmail.com. Treasurer & Contact: Del Bettridge, Phone: 06 327 7678, Email: del.bettridge@gmail.com. Postal Address: PO Box 82,<br />

Marton 4741<br />

Rotorua Office, Postal Address & Contact: Tues-Thurs 10am to 2pm, 1333 Eruera Street, Phone: 07 346 1739, PO Box 414,<br />

Rotorua 3040, Email: greypower.rotorua@gmail.com, Website: www.greypowerrotorua.org.nz<br />

Ruapehu (sub branch of Waitomo) President & Contact: Mr Alan Turton, 37 Falkner Park, Taumarunui 3920. Phone: 07 895<br />

5385, Mob: 027 814 2279, Email: theateam33@xtra.co.nz. Secretary/Treasurer & Contact: Beth Sorensen, Phone: 895 7079, Mobile:<br />

027 405 1730, Email: bsorensenneill@xtra.co.nz<br />

Southland President & Contact: Mr Peter Kennett, Phone: 03 217 6616, Mobile: 022 612 5504, Office & Contact: PO Box<br />

861, Invercargill 9840, Hours: 9.30 am to 1pm. 122 Esk St, Invercargill, (Cnr Esk and Deveron St), Phone: 03 214 5008, Email:<br />

greypowersouth@xtra.co.nz, Facebook: http://www.facebook.com/<strong>Grey</strong><strong>Power</strong>Southland<br />

South Otago President & Contact: John Fenby, Phone: 03 418 0002, Email: j.fenby@xtra.co.nz. Secretary & Contact: Ray Crosswell,<br />

12 Athol Place, Balclutha 9230, Phone: 027 963 4161, Email: suray6970@gmail.com.Treasurer & Contact: Kath Renton,<br />

Phone: 03 418 1878.<br />

South Taranaki President & Contact: Fred Kumeroa, Email: fredraewyn@hotmail.co.nz. Treasurer Membership Contact: Alison<br />

Howie, PO Box 167, Hawera 4640 Phone: 06 272 8029, Email: alioop1942@gmail.com.<br />

South Waikato Secretary & Contact: Heather Williamson, 158 Elizabeth Drive. Tokoroa 3420, Phone: 07 886 5658, Email: hwilli@xtra.<br />

co.nz.<br />

Stratford Secretary & Contact: Claire Trowbridge, 110 Orlando Street, Stratford 4332. Phone: 06 765 7044, Email: c.c.trow@xtra.co.nz.<br />

Taupo Contact: Cheryl Carswell, Email: gprmemtpo@gmail.com Postal Address: PO Box 862, Taupo 3351.<br />

Tauranga & Western Bay of Plenty President & Contact: Jennifer Custins, Mob: 021 676 276, Email: jaycustins@gmail.com<br />

Vice President & Contact: David Marshall, Mob: 022 185 4263, Email: dandj@bethany-bop.com Office & Contact: 10 am to 1 pm,<br />

Mon-Fri, Historic Village, Seventeenth Avenue, Tauranga, Phone: 07 571 2558, Email: tgagreypower@gmail.com. Postal Address: PO<br />

Box 841, Seventeenth Avenue, Tauranga 3140, Website: www.greypowertauranga.org.nz.<br />

Te Aroha President & Contact: Richard Jobson, Email: richardheatherj@gmail.com. Secretary & Contact: Marilyn Lovegrove,<br />

Email: mg.lovegrove@xtra.co.nz. Postal Address: PO Box 39, Te Aroha 3342<br />

Te Awamutu President & Contact: E Hazel Barnes, Phone: 07 870 1924, Email: edithhazelbarnes@gmail.com. Contact Address:<br />

PO Box 540, Te Awamutu 3840.<br />

Temuka Magazine Contact: Les Howard QSM, 12 Grantlea Drive, Timaru 7910, Phone: 03 684 3212, Email: les_ann@xtra.co.nz.<br />

Thames: Secretary & Contact: Carolyn Young, 303 Kauaeranga Valley Road, RD2, Thames 3577, Phone: 07 868 6353, Mobile: 0274<br />

634 948, Email: barry.carolyn@xtra.co.nz. Membership Contact: Colin and Christine Hovell, Phone: 07 868 8196, Email: cchovell@<br />

gmail.com. Website: www.greypowerthames.co.nz.<br />

Timaru President & Contact: Mrs Denise Fitzgerald, Phone: 03 688 3833, Email: denise_fitzgerald@xtra.co.nz Postal Address: PO<br />

Box 4060, Highfield, Timaru 7942. President & Contact: Patricia Goodwin, Phone: 03 688 3833, Email: pat.gerald1@gmail.com<br />

Upper Hutt Membership Contact: Sally Becker, Phone: 04 973 4247 Office: PO Box 40306, Upper Hutt 5140, Email: gpuhainc8@<br />

gmail.com, Email: deanmills@hotmail.co.nz Comb Hutt Valley Assns’ website: www.greypowerhuttvalley.org.nz/huttvalley<br />

Waiheke & Gulf Islands President & Contact: Allen Davies, 422 Seaview Road, Onetangi, Waiheke Island 1081, Phone: 09 372<br />

7481, Email: allen.davies38@gmail.com.<br />

Waihi President & Contact: Gareth Cook, Mobile: 021 071 0515. Secretary & Postal Contact: Elspeth Heaton, 9a Athenree Road,<br />

RD 1, Katikati 3177. Phone: 07 863 5853, Email: elspethath@xtra.co.nz.<br />

Waimate Office: Community Link, Event Centre Waimate, Paul Street, Waimate 7924. Secretary, Postal Address & Contact: Mrs<br />

Karina Bellman, 7 Mill Road, Waimate 7924 Phone: 03 689 6213 Mobile: 022 154 2544 Email: macale61@slingshot.co.nz.<br />

Wainuiomata Secretary & contact: Jan Hartley, PO Box 43233, Wainuiomata, Lower Hutt, 5048, Phone: 04 564 6774,<br />

Email: jan.kev@xtra.co.nz. Combined Hutt Valley Associates Website: www.greypowerhuttvalley.org.nz/huttvalley<br />

Wairoa & District President & Contact: Jean Cooper, Phone: 06 838 8654, Email: jeancpeterb@xtra.co.nz. Membership Contact:<br />

Les Hine MBE, Phone: 06 838 6545, Email: greypower.wairoa@outlook.co.nz or leshine@xtra.co.nz. Secretary & Contact: Shirley E<br />

Callaghan, PO Box 26, Wairoa 4160. Phone: 06 838 8770, Email: shirley.cally@gmail.com.<br />

Waitakere Office & Contact: 9.30 am – 12 pm, 247 Edmonton Road, Te Atatu Sth Community Cte, Waitakere. Phone: 09 838 5207,<br />

Fax: 09 838 5237, Email: waitakgp@xtra.co.nz. Postal Address: PO Box 83300, Edmonton, Waitakere 0652.<br />

Wanganui President & Contact: Sharron Callaghan, Phone: 06 345 4890 Administration & Contact: PO Box 4197, Wanganui<br />

4541 Email: info@greypowerwanganui.co.nz.<br />

Warkworth President & Contact: Carol Greenwood, Phone: 09 425 8672, Email: carolgreenwood44@gmail.com Postal Address:<br />

PO Box 351, Warkworth 0941<br />

Wellington Central President & Contact: Lloyd Falck, PO box 13755, Johnsonville, Wellington 6440.<br />

Email: greypowerwellington@gmail.com, Website: www.greypowerwellington.org.nz.<br />

Wellington South East President & Contact: David Williams, Phone: 04 934 3464, Email: david_williams_wlg@yahoo.co.nz.<br />

Contact Address: PO Box 14051, Kilbirnie, Wellington 6241.<br />

Whakatane Secretary & Contact: Susan Anderson, PO Box 830, Whakatane 3158. Mobile: 021 116 9115. Email:<br />

whakatanegreypower@gmail.com, Website: www.greypowerwhakatane.org.nz<br />

Whangamata President & Contact: Mrs Cushla Jarvis, Phone: 07 865 7111, Email: bruges@xtra.co.nz. PO Box 223, Whangamata<br />

3643 Membership Contact: Maree Burt, Phone: 07 865 8924, Email: whangamatagreypower@gmail.com<br />

Whangarei President, General Enquiries & Contact: George Snell, PO Box 964, Whangerei 0140, Phone: 09 437 5550,<br />

Email: gsnell49@gmail.com, Website: www.greypowerwhangerei.org Membership Contact: Lynette Fox, Phone: 09 436 1822,<br />

Email: lynfrankiefox@gmail.com.<br />

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44<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

ACU-THERAPY<br />

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NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 45<br />

Increasing my investment<br />

nest egg or losing it all<br />

We all want to ensure we have<br />

enough money to live comfortably<br />

in our retirement years; so if you are<br />

looking at investing to achieve this,<br />

make sure you know who you are<br />

dealing with.<br />

There are many<br />

scammers preying<br />

on a consumer’s<br />

desire to increase their retirement<br />

savings.<br />

Investment scams are<br />

often very sophisticated<br />

and can happen to anyone.<br />

The people involved<br />

often sound credible and<br />

their websites look very<br />

professional, usually including<br />

testimonials from<br />

other investors.<br />

It can be hard to tell a<br />

scam apart from a genuine<br />

investment opportunity.<br />

One of the latest investment<br />

opportunities is<br />

binary options, known as<br />

‘all-or-nothing options’,<br />

‘fixed return options’ or<br />

‘digital options’, which allow<br />

you to make a bet on<br />

financial products (including<br />

shares and foreign exchange),<br />

markets or economic<br />

events.<br />

For example, you could<br />

bet on whether the share<br />

price of a company will be<br />

trading above its current<br />

price in two hours.<br />

Scammer’s are using<br />

binary options as the lure<br />

for their scam and targeting<br />

consumers with the<br />

promise of high returns<br />

with little risk.<br />

Often scammers provide<br />

videos on how easy<br />

it is to complete a binary<br />

option or even have their<br />

“staff” walk you through<br />

on how to compete a binary<br />

option over the phone.<br />

The scammers may ask<br />

for remote access to your<br />

computer to complete your<br />

first trade by showing.<br />

Warning signs of an<br />

investment scam to look<br />

out for are:<br />

• Someone you have<br />

never met in person<br />

contacts you about an<br />

investment opportunity<br />

• You’re promised very<br />

high return, with little<br />

risk<br />

• You’re told the offer is<br />

known only to a select<br />

few and should be kept<br />

a secret. This is often a<br />

ploy to make you feel<br />

special and to deter you<br />

from speaking to an advisor<br />

or the authorities.<br />

Tips to avoid falling victim<br />

to a scam are:<br />

• Never send money to<br />

an individual you have<br />

never met in person<br />

• Do your research.<br />

Check out the investment<br />

company with<br />

trusted government<br />

sources, such as Financial<br />

Markets Authority,<br />

consumer affairs or<br />

scamwatch.gov.au<br />

• Never give remote access<br />

to your computer<br />

to someone you have<br />

never met in person<br />

Wayne Howarth, Western<br />

Union regional fraud<br />

risk manager for Asia Pacific<br />

advises, “Awareness<br />

is the best defense against<br />

scams.<br />

“To help protect yourself<br />

from falling victim<br />

to an investment scam,<br />

please ensure that you<br />

never send money to an<br />

individual you have never<br />

met in person or a company<br />

you have not independently<br />

verified with a government<br />

organisation.”<br />

Detective Sergeant<br />

Bridget Doell from the Financial<br />

Crime Group of<br />

the New Zealand Police<br />

states, “If at any stage you<br />

are being asked to send<br />

money for an investment<br />

opportunity always seek<br />

financial advice and contact<br />

Financial Markets<br />

Authority to validate the<br />

company’s registration<br />

– remember if it sounds<br />

too good to be true, it<br />

probably is.”<br />

To learn more about<br />

common scams and how to<br />

help protect yourself from<br />

fraud, visit our website at<br />

wu.com/fraudawareness<br />

along with New Zealand<br />

Z2284J<br />

• Diabetic foot care<br />

• Relieving arthritic pain<br />

• Reducing swollen ankles<br />

• Improving joint flexibility<br />

• Strengthening muscles<br />

Department of Consumer<br />

Affairs at www.scamwatch.govt.nz.<br />

For more tips against<br />

scams watch scammers<br />

cash in by targeting people<br />

looking for love at:<br />

CIRCULATION BOOSTER<br />

Exercises helpful for:<br />

• Cramps & restless legs<br />

• Stroke rehabilitation<br />

• Parkinson’s & MS<br />

• Painful fingers & wrists<br />

• Aching legs/sore feet<br />

https://www.youtube.<br />

com/watch?v=MVhhy_<br />

E1184<br />

Find useful scam prevention<br />

advice at https://<br />

www.youtube.com/<br />

watch?v=kDt4SEvQZWk.<br />

• Cold hands and feet<br />

• Travelling (DVT)<br />

• Chilblains<br />

• Sciatica<br />

• Overuse syndrome<br />

In chemists and mobility centres or visit www.aircycle.co.nz or<br />

0800 14 14 15 or post $44.90 (incl.p&p) to Aircycle, PO Box 313, Waikanae.<br />

Help is at hand<br />

Over the past eight<br />

months Agedadvisor,<br />

New Zealand’s<br />

leading independent review<br />

site for retirement<br />

villages and aged care<br />

facilities, has seen a 100<br />

percent growth in visitors<br />

looking for a place for<br />

themselves or loved ones.<br />

More than 14,000<br />

people now visit the site<br />

each month, and this is expected<br />

to increase as more<br />

people enter their 70s and<br />

80s.<br />

Managing Director, Nigel<br />

Matthews says that the<br />

benefits for people using<br />

the site are threefold. “People<br />

get to hear first-hand<br />

what others think about a<br />

facility, which for many,<br />

can be very reassuring with<br />

such a big decision.<br />

Residents and families<br />

also get to share their<br />

thanks - and many are extremely<br />

encouraging and<br />

complimentary to staff<br />

and the providers. Finally,<br />

we know that companies<br />

make change when the<br />

people speak - so we wanted<br />

to give everyone a voice.<br />

“With an increasing<br />

number of people having<br />

access to the Internet,<br />

websites like Agedadvisor<br />

become the ideal place<br />

to review, compare and<br />

share stories and experiences.<br />

From finding a<br />

great restaurant, to an<br />

amazing travel destination,<br />

the world wide web<br />

helps people every day<br />

with their choices.<br />

Instant feedback has<br />

become the norm - and it’s<br />

only fair that we give that<br />

opportunity to the older<br />

generation - they deserve<br />

the best.<br />

“At Agedadvisor we understand<br />

that the choice of<br />

where to live is of huge importance,”<br />

says Mr Matthews.<br />

“We had to give people<br />

the best opportunity to<br />

make the right decision on<br />

aged care and retirement<br />

homes – it’s too important<br />

a decision to have to guess<br />

or simply believe a glossy<br />

brochure.”<br />

You can read more<br />

about this year’s award<br />

winners at www.agedadvisor.co.nz/awards<br />

Voted New Zealand’s best<br />

Rest Homes & Retirement Villages.<br />

Make sure you see who won the Aged Advisor<br />

People’s Choice Awards for <strong>2018</strong>.<br />

The reviews were done by people just like you.<br />

Find out who the winners & finalists were at:<br />

www.agedadvisor.co.nz/awards


46<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Breathe Better <strong>September</strong> – national<br />

respiratory awareness campaign<br />

It’s the start of spring and this can<br />

mean it’s a worrying time for some<br />

people with a respiratory illness as it<br />

can worsen their condition.<br />

Asthma and Respiratory<br />

Foundation<br />

NZ runs its annual<br />

campaign throughout<br />

<strong>September</strong> to make people<br />

more aware of the respiratory<br />

issues many New Zealanders<br />

face.<br />

The campaign launch<br />

coincides with the first day<br />

of spring when asthma<br />

and other respiratory illnesses<br />

can become an increased<br />

risk to sufferers.<br />

Throughout <strong>September</strong><br />

<strong>2018</strong>, this national campaign<br />

will help to raise<br />

awareness and encourage<br />

fundraising to help support<br />

those living with a<br />

respiratory illness in New<br />

Zealand.<br />

The Foundation is reminding<br />

people who suffer<br />

with asthma or a respiratory<br />

condition to get prepared<br />

for the season ahead.<br />

Asthma and respiratory<br />

diseases are two of the<br />

leading causes of sickness<br />

and death in New Zealand.<br />

One in six people have<br />

a respiratory disease. Respiratory<br />

conditions cost<br />

our country more than<br />

$6B each year.<br />

One in seven children<br />

have asthma and one in<br />

nine adults.<br />

Based on the severity<br />

of these facts, the Breathe<br />

Better <strong>September</strong> campaign<br />

calls for the whole<br />

nation to become actively<br />

informed about asthma<br />

and other respiratory<br />

conditions.<br />

Respiratory disease includes<br />

asthma, bronchiectasis,<br />

bronchiolitis, pneumonia,<br />

chronic obstructive<br />

pulmonary disease (COPD),<br />

lung cancer and obstructive<br />

sleep apnoea.<br />

COPD (Chronic obstructive<br />

pulmonary disease)<br />

is an umbrella term<br />

for the disease emphysema,<br />

chronic bronchitis<br />

and chronic asthma.<br />

If you have COPD it<br />

means the breathing passages<br />

(airways) in your<br />

lungs are blocked and lung<br />

tissue is damaged.<br />

It often doesn’t present<br />

itself until a patient is over<br />

40 years old.<br />

The most common<br />

cause is smoking and it<br />

develops over a number of<br />

years.<br />

Some people can develop<br />

COPD from being<br />

exposed to air pollution,<br />

dust or chemicals.<br />

Some of the symptoms<br />

may seem minor at<br />

first but can progress to<br />

the point where daily activities,<br />

such as walking,<br />

getting dressed and even<br />

eating can cause extreme<br />

shortness of breath.<br />

It’s important that<br />

those over 40 years of age<br />

go and see their GP if they<br />

are worried about their respiratory<br />

health.<br />

Treatment focuses on<br />

smoking cessation, improving<br />

exercise tolerance,<br />

relieving symptoms<br />

through medication and<br />

effective management<br />

of contributing factors.<br />

COPD is often undiagnosed,<br />

and for this reason<br />

at least 200,000 or 15 per<br />

cent of the adult population<br />

in New Zealand are<br />

thought to be affected.<br />

Teresa Demetriou,<br />

Head of Education and<br />

Research at Asthma and<br />

Respiratory Foundation<br />

NZ, comments: "It's a sad<br />

fact that just too many<br />

people are affected by respiratory<br />

diseases, and we<br />

need to do a lot more work<br />

in terms of education, prevention,<br />

management and<br />

treatment of patients.<br />

For Breathe Better <strong>September</strong><br />

this year we've<br />

got a whole host of activities<br />

around the country<br />

to spread the word about<br />

respiratory disease in New<br />

Zealand.”<br />

People all over New<br />

Zealand of any age are encouraged<br />

to take on a personal<br />

challenge – the ‘Better<br />

Breathing Challenge’<br />

- throughout <strong>September</strong> to<br />

help raise awareness and<br />

fundraise.<br />

Whether it’s a walk<br />

round the block every day<br />

for the month, riding your<br />

bicycle once a week during<br />

<strong>September</strong>, or challenging<br />

yourself to do five minutes<br />

of meditation or yoga a day.<br />

Teresa Demetriou,<br />

adds: "The campaign promotes<br />

a healthy active<br />

lifestyle, which can benefit<br />

those with a respiratory<br />

condition.<br />

This campaign comes<br />

at a time when asthma<br />

and other respiratory conditions<br />

can really ramp up<br />

during spring; but everyone<br />

is different and different<br />

times of the year can<br />

affect people in different<br />

ways.<br />

Our general advice is to<br />

make sure that if people<br />

are worried they should go<br />

and visit their GP or health<br />

professional.”<br />

For more information<br />

about how to stay healthy<br />

this spring or for further<br />

advice please visit www.<br />

asthmaandrespiratory.<br />

org.nz and www.learnaboutlungs.org.nz<br />

Or you can call the<br />

Asthma and Respiratory<br />

Foundation NZ on 04 499<br />

4592.<br />

For more information<br />

on the Breathe Better <strong>September</strong><br />

<strong>2018</strong> campaign<br />

visit www.breathebetterseptember.co.nz<br />

You’ve worked hard to get what you<br />

have, so now it’s time to reward yourself!<br />

And what better<br />

way than an<br />

overseas trip with<br />

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much more than<br />

shopping and<br />

beaches. Go Kiwi<br />

Go has overseas<br />

volunteer<br />

experiences, that<br />

allow people to<br />

volunteer, while<br />

being immerse in<br />

the local culture.<br />

Make your holiday<br />

truely unique, by<br />

volunteering, while<br />

you see the world.<br />

To find out more<br />

call...<br />

0800 600 300<br />

or visit...<br />

www.gokiwigo.org<br />

Shirley from Auckland volunteering<br />

in India, 2017<br />

Unique travel<br />

experiences<br />

When retiree Pat<br />

was looking<br />

to go away on<br />

holiday, she decided to do<br />

something different.<br />

As a regular traveller,<br />

she was a little jaded by<br />

shopping malls, bus tours,<br />

hotels and cultural activities<br />

that didn’t really help<br />

her understand the cultures<br />

she was visiting.<br />

So when she found Go<br />

Kiwi Go, which provides<br />

volunteer holiday experiences,<br />

allowing travelers<br />

to holiday while making<br />

a difference; moving beyond<br />

the tourist spots,<br />

volunteering on projects,<br />

working with locals, and<br />

really getting immersed<br />

in the culture, she was delighted.<br />

Wellington based Pat<br />

said, “I wanted to do<br />

something exciting and<br />

new, but as an older woman<br />

travelling alone, I also<br />

wanted to make sure I was<br />

safe too.<br />

“So I worked with the<br />

Go Kiwi Go staff and selected<br />

Laos, it just sounded<br />

very exciting and Go<br />

Kiwi Go staff were very<br />

helpful.”<br />

Like many Baby Boomers,<br />

Pat is still interested<br />

in doing good and changing<br />

the world.<br />

“It’s easy to think that<br />

you can’t make a difference,<br />

but you can.<br />

“In Laos I was planting<br />

rice fields and teaching<br />

some basic English, and<br />

I’m in my 70s. I’m now<br />

looking into a women’s<br />

empowerment project<br />

that I’ll do next year.”<br />

Age is certainly not a<br />

factor with Go Kiwi Go.<br />

Anyone over 18 is encouraged<br />

to think about a<br />

volunteering holiday and<br />

Go Kiwi Go has scholarships<br />

for anyone over 18.<br />

The last scholarship was<br />

awarded to a 65-year-old.<br />

Pat feels her age was<br />

a real advantage on the<br />

project.<br />

“I have considerable<br />

life experiences as a parent,<br />

grandparent and<br />

former teacher and was<br />

able to bring that experience<br />

to my time in Laos. It<br />

also made me realise how<br />

much more I can give back<br />

to a needy community.<br />

“Yes I’m in my 70s, but<br />

I have a lot of knowledge<br />

and experiences, and I’m<br />

now thinking how I use<br />

that experience on a women’s<br />

empowerment project.<br />

I’m just trying to work<br />

out if I go to India or Fiji,<br />

which is a very nice problem<br />

to have!”<br />

Working with trusted<br />

providers, Go Kiwi Go offers<br />

tailored volunteer<br />

experiences that enable<br />

participants to really make<br />

a difference in local communities.<br />

Part of every project is<br />

getting to experience the<br />

local culture, with lessons,<br />

cooking, visiting off the<br />

track sites and spending<br />

time with locals.<br />

With trips from two<br />

weeks to 24, and options<br />

to extend, there’s something<br />

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“I’m fit and healthy<br />

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there and do something<br />

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Shirley GKG ad with Taj.indd 1<br />

19/10/2017 4:08:01 PM


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 47


48<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

12111KME18 GREYPOWER.qxp_12111KME18 GREYPOWER 22/08/<strong>2018</strong> 11:41 am Page 1<br />

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B185<br />

B186


CROSSWORD<br />

Complete the crossword. Then rearrange the letters in the shaded<br />

squares to spell out the Word to the Wise indicated below the grid.<br />

Each number in the grid represents a letter of the alphabet. Three letters have<br />

16 13 1 2 4 8 6 2 11 11 20<br />

already been given. Start by filling in these ones, and build the words in the grid<br />

from there. When you have completed 13 the grid, you 12 will be able 7 to solve the 3<br />

coded message.<br />

T<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 49<br />

16 11 3 3 11 12 4 2 10 15 3 3 16 4 20 11 2 16 13 3 10 17 51<br />

3 16 16 13 11 15 2 18 11 16 13 1<br />

21 22<br />

13 2 12 1 16 2 20 19 54 11 14 8 10 10 2 14 12 13 3 10 2 11 2<br />

1 2 3 4 5 11 6 7 48 5 3 9 5 LETTER<br />

11<br />

VALUES<br />

16 1<br />

9 3 8 11 11 11 8<br />

3 10 11 12 13 13 CODED<br />

16<br />

1 2 MESSAGE<br />

5 3 10 15 10<br />

13 1 2 20 5 14 10 2 14 3 10 4 25 6 7 8 9 10<br />

23 24<br />

16 6 12 13 3 20 14 11 A 52 3 10 11 13 3 19 16 20 11 20 17 5 14 20 2 10 38 10 73 18 51<br />

8<br />

5 14 10 2 3 4 16 5 57 15 14 2 2 16 3 10 15 10<br />

11 12 13 14 15 16 17 18 19 20<br />

17 13 16 16 3 11 18 2 10 17 3 16 7 20 2 3 10 5<br />

Word to the to Wise: the Showing Wise: casual lack of concern (10)<br />

19 2 9 16 7 19 2 8 12 3 10 4 CODED MESSAGE<br />

Showing Across casual lack of concern Down (10)<br />

Solution 10 6 12 13 20 9 58 13 12 19 14 20 5 14 7 10 19 74 18 12 8<br />

11<br />

12 2 CODED 12 MESSAGE 16<br />

1. Turns on central point (6)<br />

1. Appease or mollify (7)<br />

Across 4. Compact 16 13group 1of mountains 2 4 (6) 68 2. Person 13 20 who 6 does 52 not 11eat 13 11 animal 19 20 B5 E14A 10D S7 18 J 8 I G S A W S<br />

9. Branch of mathematics (7)<br />

products (5)<br />

Solution on page 38<br />

1. Turns on central point (6)<br />

A R T U O S O<br />

LETTE<br />

10. Principle or belief 13 (5)<br />

12 3. Long and 7 hollow like cylinder (7) 3<br />

4. 11. Compact Declare invalid group (5) of mountains 5. Behave (6) badly (3,2)<br />

Solution S P R E A D S I M P E L<br />

3 16 16 13 11 15 2 18 11 16 13 1<br />

1 2<br />

9. 12. Branch Indefinitely of large mathematics number (7) (7) 6. Genuine and honest (7)<br />

SUDOKU<br />

H O L N H I<br />

B E<br />

13. Feeling of awkward shame (13) 7. Japanese padded unsprung<br />

10. Principle 11 4or belief 3(5)<br />

Solution 11 16 1 The P L O U G H S R I F L E<br />

17. Ready-made computer graphics mattress (5)<br />

FB rules E of WA Sudoku D SL are I F<br />

J<br />

EI G US A WR DS<br />

11 12<br />

11. (4,3) Declare invalid (5)<br />

that you should<br />

B<br />

fill a<br />

8. Make on large scale in factory (11)<br />

A E E R N<br />

T U<br />

13 1 2 20 5 10 2 14 3 10 2 number UA R<br />

in to every cell ET in<br />

U O SL<br />

O<br />

LETTE<br />

12. 19. More Indefinitely pleasant or agreeable large number (5) B14. (7) EIn quick A and D energetic S manner J I (7) G S A W S<br />

T U L I P C O W B O Y S<br />

21. Small 16 cheeky children 5 (5) 2 314. In quick 10 and energetic 15 manner 10 (7)<br />

the SL grid, OP using BR the E numbers DA D GS JI ME TP TE YL<br />

1 2<br />

13. Feeling of awkward shame A (13) R T U O S O<br />

LETTER VALUES<br />

22. Deteriorate after period of<br />

15. Sleeveless vest (7)<br />

1 to H9. The restriction I is<br />

L U<br />

T NR I<br />

WH A<br />

UI<br />

CODED BP<br />

EL<br />

17. improvement Ready-made 16 3 11 (7) 2computer 10 3 graphics S16 16. PStrong R 20 (4,3) fast-moving E 2A D3 stream S10of<br />

5 I Mthat P you Ecan Lonly use each<br />

S Q U I N S I N N E R<br />

23. Respected people in their fields (6) water (7)<br />

number AF L W<br />

once L in Oeach TL row, MI EF NE 1G T U2 AL 3 OR 4 BD<br />

5 6 7 8 11 69 13 12 10<br />

19. More pleasant or agreeable H (5) O L N H I<br />

TJ<br />

E OU<br />

A<br />

24. Serve as clear evidence of (6) 17. Quoted as reference (5)<br />

each UT column Uand in each A<br />

NE of U<br />

B E<br />

T LA D<br />

E<br />

S J I G W R<br />

21. Small cheeky children (5)<br />

B<br />

F18. ECrime Wof setting L fire I to property F E (5) G U the A<br />

B3x3 R<br />

Yboxes. D<br />

Medium<br />

11 12 13 14 15 16 17 18 19 20<br />

OL OB EB YE SD I GP R<br />

I<br />

EJ PE AT C<br />

RT O<br />

EY<br />

D<br />

22. CODED Deteriorate MESSAGE after period of 20. Small dense group of trees (5)<br />

T U O P M L H N F<br />

U E L<br />

5 14<br />

Y<br />

U improvement E (7) U L<br />

Solution on page 38<br />

Solution L on page OS 38 E AU RI M RA<br />

CODED<br />

23. Respected people in their S P<br />

6 13 20 5 13 L<br />

fields<br />

19 O B(6)<br />

5E 14 D 10 G7 18J 8E T T Y<br />

CA B I N C O N C O C T<br />

10 12<br />

L AL TL OE RT MA EL N YT E AL RO SB<br />

6 13<br />

24. Serve as clear evidence of (6)<br />

O U I A<br />

CODED MESSAGE<br />

JF<br />

OA<br />

OT D AT U T LB WB<br />

Regain<br />

A L L<br />

the<br />

O Tfreedom<br />

M E N T L O B<br />

6 13 20 5 13 19<br />

Down<br />

O AB CE QY US E PR R JE F OP A Y RL SE<br />

O F<br />

of your home<br />

MEMORABILIA<br />

57 14 19<br />

T D A T L B<br />

1. Appease or mollify (7)<br />

I OS RE AE RE ME R<br />

S<br />

PQ<br />

Solution<br />

Simple, O Bsafe E and Y stylish, S Acorn P R E P ASale R of E<br />

2. Person who does not eat animal products (5)<br />

estate collections our speciality<br />

CL A NT OE RE A DL E 5W Y 14 ED A 10 RO 7 SP<br />

18 8<br />

Stairlifts give people the chance to We buy and sell deceased estates on behalf<br />

3. Long B Eand S P R I N G<br />

A hollow D S like Jcylinder L<br />

enjoy I Gtheir (7)<br />

S E A R M R<br />

S own A homes W S once again. Are you in the process of downsizing or considering<br />

5. Behave • For straight or curved staircases<br />

LETTER<br />

finding a new<br />

VALUES<br />

home for your treasured firearms?<br />

A badly R (3,2) L A T E R A L Y E A R S<br />

T U O S O<br />

• Indoor and outdoor lifts<br />

Are you considering surrendering your firearms license?<br />

6. Genuine S P Rand E honest A D S(7)<br />

• Free Ihome Massessment<br />

P E L<br />

We have shooters looking for quality sporting rifles and shotguns<br />

• Fast installation<br />

1 2 3 4 5 6 7 8 9 10 © Pam Hutton <strong>2018</strong><br />

7. Japanese padded unsprung mattress (5)<br />

H O L N H I<br />

B E A D S J I G W R<br />

8. Make on large scale in factory (11)<br />

• GUNS • PISTOLS • RIFLES • SWORDS • KNIVES • BAYONETS •<br />

F E W L I F E G U A R D<br />

11 12 13 14 15 16 17 18 19 20<br />

14. In quick and energetic manner (7)<br />

T Confidential U O sales P are M conducted L H on Nyour Fbehalf Yby professionals.<br />

U E U FOR FREE BROCHURE L & QUOTATION<br />

15. Sleeveless vest (7)<br />

You get the best prices available.<br />

L O B E D G J E T T Y<br />

16. Strong fast-moving stream A small commission applies. Some advertising costs may be required<br />

0800 of water 688 (7) 863<br />

CODED MESSAGE<br />

17. www.acornstairlifts.co.nz<br />

Quoted<br />

Oas reference<br />

U(5)<br />

FREE I DVD Guide Ato Stairlifts Contact: Barrie anytime on 07 856 4212 or 027 480 0675 • Licensed Arms Dealer<br />

A L L O T M E N T L O B<br />

6 13 20 5 13 19<br />

T D A T L B<br />

© Pam Hutton <strong>2018</strong> | www.puzzlebeetle.co.nz<br />

<strong>Grey</strong> <strong>Power</strong> CodeWord No. 13 (Septembe<br />

Each number in the grid represents a letter of the alphabet. Three<br />

CODE CRACKER<br />

already been given. Start by filling in these ones, and build the wor<br />

Each number in the grid represents a letter of the alphabet. Three letters have<br />

already from <strong>Grey</strong> there. been <strong>Power</strong> given. When Start you by CodeWord filling have in these completed ones, and No. the build grid, the 13 12 words you (Septembe (June in will the<br />

able 18) to<br />

coded message.<br />

grid from there. When you have completed the grid, you will be able to solve<br />

the coded message.<br />

<strong>Grey</strong> <strong>Power</strong> CodeWord No. 13 (<strong>September</strong> 18)<br />

Each number in the grid represents a letter letter of of the the alphabet. alphabet. Three Three<br />

1 2 3 4 5 by 6<br />

7 in 8 5 ones, 3 9 and 5<br />

already been given. Start by filling in these ones, and build build LETTE<br />

the the wor<br />

Each number in the grid represents from 3a letter there. 10 of When the alphabet. 11 you have Three 12completed letters 13 the the grid, grid,<br />

5 you you<br />

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already been given. Start by filling coded in these message. ones, and build the words in the grid<br />

5 14 10 2 3 4 5 7 15 14 2 16<br />

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11 12<br />

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17 1 2 13 3 4 16 5 6<br />

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7 18 8 5<br />

9<br />

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LETTE<br />

<strong>Grey</strong> <strong>Power</strong> Crossword No. 13 (<strong>September</strong> 18)<br />

1 2 3 4 5 6 7<br />

8<br />

12<br />

19 3 2<br />

13<br />

10 9 16 11<br />

12<br />

7 19 12<br />

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10 13<br />

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4 1 2<br />

1 2 3 4 5 6 7 8 5 3 9 5 LETTER VALUES<br />

9 10<br />

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12 5 14 4 10 2 29 23 1 4 12<br />

16 5 3 17 7 15 13<br />

16 14 3 18 2 16 7<br />

3 10 11 12 13 5 13 1 2 3 4 5 6 7 8 11 11<br />

9 12 10<br />

12<br />

16 17 6 13 13 19 16 4 15 8 18 A6 8 2 11 17 17 11 20 74<br />

T<br />

5 14 10 2 3 4 5 7Complete 15 14 2the 16 crossword.<br />

11 12<br />

Then<br />

13 14rearrange<br />

15 16 17 18 19 20<br />

11 12<br />

19 7 11 2 13 19 9 4 16 9 14 7 12 19 7 2 78 9 12 14 14 3 10 11 34<br />

8<br />

17 13 16 18<br />

the letters<br />

17<br />

in the<br />

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shaded T squares to spell L<br />

12 3out 16the 16 4 Word 13 11 14 2to the 15 Wise 12 2 18 indicated 11 15 16below<br />

13 11 1<br />

19 2 9 16 7 19 2 8 12 3 10 4<br />

<strong>Grey</strong> <strong>Power</strong> CodeWord No. 13 (<strong>September</strong> the grid. 18)<br />

by PMH<br />

13 14 15 16<br />

13 11 16 18 13 11 41 2 20 34 9 85 9 11 15 6 2 16 11 16 11 3 20 20 1<br />

12 2 12 16<br />

13 4 1 13 2 20 11 5 14 12 10 11 27 14 32<br />

10 23<br />

17 18 19 20<br />

18. Crime of setting fire to property (5)<br />

20. Small dense group of trees (5)<br />

© Pam Hutton <strong>2018</strong> | www.puzzlebeetle.co.nz<br />

© Pam Hutton <strong>2018</strong> | www.puzzlebeetle.co.nz<br />

16 3 12 16 13 16 5 13 9 11 14 2 15 16 32 18 3 10 11 14 16 15 16 3 13 16 10 15 1<br />

L<br />

J O Y S O F<br />

© Pam Hutton <strong>2018</strong><br />

© Pam Hutton <strong>2018</strong> © Pam | | www.puzzlebeetle.co.nz<br />

Hutton <strong>2018</strong> | www.puzzlebeetle.co.nz<br />

Z2852J<br />

by PMH


50<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

HEALTH REPORT<br />

AC C O U N T S<br />

administrator Petra<br />

Dawson struggled<br />

with her energy levels<br />

for years. After having<br />

two children, she<br />

never regained her vitality,<br />

and after trying all sorts of<br />

solutions, she’s finally found<br />

something that works for her.<br />

The answer lies in<br />

cleansing her body while<br />

sleeping! Sally Jennings<br />

reports.<br />

Having written about all<br />

sorts of pills, shakes and<br />

diets, I was intrigued to hear<br />

about a method of a very<br />

different kind. Petra Dawson<br />

has been feeling sluggish in<br />

her body since her late<br />

thirties. As her two children<br />

grew up and flew the nest,<br />

she found herself leading an<br />

even more sedentary life<br />

than before. She explains, “I<br />

work full time, in a busy<br />

office and when I get home,<br />

I feel too tired to do any<br />

exercise and despite my<br />

best efforts we often eat<br />

convenience food, rather<br />

than cooking from scratch,<br />

and at the weekend my<br />

husband and I love nothing<br />

more than relaxing at home<br />

with a takeaway and a bottle<br />

of wine. I do try to go for the<br />

healthier options, but in the<br />

winter it gets harder.”<br />

“I WAS STUCK IN A RUT...<br />

SOMETHING HAD TO<br />

CHANGE”<br />

Over the years she’s<br />

become increasingly<br />

uncomfortable in her own<br />

body. Her clothes became<br />

tighter, and she became more<br />

and more self-conscious of<br />

her figure, to the point where<br />

she didn’t want to go out.<br />

Added to that her doctor was<br />

worried about her health. Like<br />

any of you reading this, Petra<br />

had ‘tried’ everything<br />

✓<br />

✓<br />

✓<br />

✓<br />

100% natural<br />

ingredients<br />

Quick and<br />

effective<br />

Cleanses<br />

your body<br />

Works while<br />

you sleep<br />

Cleanse your body<br />

while you sleep!<br />

by SALLY JENNINGS<br />

suggested to her and had<br />

tested all the new crazes but<br />

always failed to make a<br />

change that worked. “I knew I<br />

was in a real rut,” Petra told<br />

me in the café at her local<br />

sports centre. “I was just in<br />

this never-ending vicious<br />

cycle of eating all the wrong<br />

foods… it was too easy, and<br />

that’s why they call them<br />

‘comfort foods’. My mum<br />

always carried too much<br />

weight, and she was only 66<br />

when she died of a heart<br />

attack. Tragically my two kids<br />

missed out on having a<br />

grandmother around. It<br />

should have been a wake-up<br />

call for me but despite my<br />

best intentions, getting<br />

healthier went out of the<br />

window.”<br />

Petra has genuinely seen<br />

some dark times, which have<br />

resulted in all sorts of health<br />

problems. “When I was<br />

“Body Cleanse”<br />

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younger, I was the life and<br />

soul of the party, but after<br />

the children, I slipped into a<br />

really bad routine, and<br />

eventually I just didn’t want<br />

to leave the house apart from<br />

going to work or shopping. I<br />

knew some-thing had to<br />

change.”<br />

“INCREDIBLE HEALTH<br />

BENEFITS”<br />

Thankfully things have really<br />

changed. Just over a month<br />

ago, Petra read a magazine<br />

article about the ‘incredible<br />

health benefits’ of “Body<br />

Cleanse” Japanese Foot<br />

Patches.<br />

She loved the idea that you<br />

could cleanse your body at<br />

night while sleeping, which<br />

could help re-energise the<br />

mind and body. Petra’s<br />

husband Dean had used<br />

nicotine patches to give up<br />

’’<br />

“I have so<br />

much more<br />

energy, thanks<br />

to the “Body<br />

Cleanse”<br />

Japanese Foot<br />

Patches.”<br />

Petra Dawson says she has never<br />

felt so good.<br />

smoking after being a 40-aday<br />

man, so the idea of<br />

patches working for other<br />

health issues seemed to<br />

make complete sense.<br />

COMPLETELY NATURAL<br />

INGREDIENTS<br />

Dean’s nutritionist brotherin-law<br />

told her that the<br />

natural ingredients in the<br />

Japanese Foot Patches are<br />

used successfully in many<br />

cultures. What happens is<br />

the whole metabolic, and<br />

digestive system begins to<br />

fire on all cylinders, and the<br />

result is a powerful boost to<br />

energy levels! They help to<br />

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cleanse the body, which<br />

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system – surely a win-win<br />

situation!<br />

I asked how they work. “So<br />

you wear these patches at<br />

night” Petra explains. “You<br />

don’t even have to move!<br />

Just pop them on, and that’s<br />

it. Then in the morning take<br />

them off, and you’ll see all<br />

the rubbish that has passed<br />

through your system. The<br />

darker the patches, the<br />

better – just like a thorough<br />

spring- clean of body and<br />

mind. The first time I used<br />

them I couldn’t believe how<br />

much rubbish had come out<br />

of my body.”<br />

“THE HEALTHIEST I’VE<br />

FELT IN YEARS!”<br />

After using the patches for<br />

a few days, she felt a spring<br />

in her step and she was sure<br />

she was feeling a little more<br />

energetic. After using them<br />

for a week, her energy levels<br />

had increased to the extent<br />

that after dinner, instead of<br />

lounging on the sofa, she<br />

and Dean began taking their<br />

ageing neighbour’s dog for a<br />

half hour walk. This is the<br />

healthiest and the closest<br />

they’ve felt in years.<br />

“Friends started to<br />

comment on how great I<br />

looked and asked how I’d<br />

done it. I know that not<br />

everyone believes that<br />

patches could work, but they<br />

worked for me, and that’s all<br />

that matters. They have been<br />

worth every penny. I’ve got<br />

my confidence back and<br />

even started pilates classes.”<br />

Incredibly and in just over a<br />

month Petra feels great in<br />

her clothes, but more<br />

importantly she feels great in<br />

herself! “<br />

PRICE<br />

Please send me 1 pack of 14<br />

"Body Cleanse"Japanese Foot Patches $34.95<br />

SAVE $10 Please send me 2 packs (28 patches) $59.90<br />

Additional packs $29.95<br />

Post To: Century Mail, Dept KJP11, PO Box 912021,<br />

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I enclose a cheque/Money Order payable to Century Mail for $…………<br />

Please charge my VISA/MASTERCARD:<br />

Expiry Date________ / _________CVV<br />

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q Tick this box to sign up for exclusive email offers from Century Mail.


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 51<br />

The benefits of eBikes<br />

Riding an electric bicycle is just like, well, riding a bike.<br />

But thanks to the battery and electric motor, which<br />

delivers a boost when you need it most, eBikes are<br />

proving increasingly popular with seniors of all fitness<br />

levels and experience.<br />

With the instant<br />

availability of<br />

a helping hand<br />

when you need it, eBikes<br />

are helping deliver multiple<br />

health benefits, encouraging<br />

people to get<br />

out and about on bikes.<br />

As the eBike revolution<br />

takes the world (and New<br />

Zealand) by storm, the<br />

country’s first dedicated<br />

eBike Expo is happening<br />

on November 10-11 at<br />

The Cloud, Queens Wharf,<br />

Auckland, along with the<br />

opportunity to give it a go<br />

yourself.<br />

The expo is a two-day<br />

event offering access to<br />

a range of distributors,<br />

retailers and all things<br />

eBike, under one roof.<br />

Learn more about<br />

the technology, features<br />

and benefits and purchase<br />

bikes, gear and<br />

other items at great show<br />

prices.<br />

If you embark on a new<br />

eBike lifestyle, some health<br />

benefits you can look forward<br />

to are man including<br />

reducing stress, improving<br />

health and wellbeing.<br />

Because an e-bike is<br />

convenient, fast and fun,<br />

you’re likely to use it often.<br />

e-Bikes are a great way<br />

to start cycling your way<br />

to improved health, fitness<br />

and general wellbeing.<br />

For more information<br />

on the eBike Expo, visit<br />

www.ebikeexpo.co.nz<br />

Pedal <strong>Power</strong><br />

Electric bikes are<br />

having a huge impact<br />

on people of all<br />

ages, encouraging them to<br />

discover the joy and benefits<br />

of cycling.<br />

Kiwi business NZE-<br />

BIKES launched in 2010<br />

with the goal of providing<br />

affordable and reliable<br />

electric bikes for the New<br />

Zealand market.<br />

The Volto brand has<br />

gone on the prove hugely<br />

popular, particularly with<br />

customers in the 50 plus<br />

age group, as the bikes are<br />

easy to ride and don't cost<br />

‘an arm and leg’.<br />

“Many customers even<br />

go for two bikes, as they<br />

want as a couple to explore<br />

the huge range of exciting<br />

bike trails New Zealand<br />

offers,” says NZEBIKES<br />

director Andreas Steppat.<br />

A family business,<br />

NZEBIKES places huge<br />

value on its customers.<br />

As the business designs<br />

its own bikes, it has the<br />

ability and advantage of<br />

incorporating customer<br />

feedback into the design,<br />

allowing the creation of<br />

bikes to meet the demands<br />

of the local market.<br />

“We don't sell online or<br />

on Trade Me, only through<br />

retailers, so we can make<br />

sure customers get great<br />

service,” says Andreas.<br />

With 20 retailers<br />

around New Zealand,<br />

there are plenty of hubs<br />

for support.<br />

The two year warranty<br />

on the electric bike motor<br />

and battery reflects the<br />

confidence NZEBIKES has<br />

in its products.<br />

New to the market is<br />

the Evinci range. This includes<br />

three base models<br />

and one mountain bike<br />

design.<br />

The Falcon base models<br />

are a sportive men style<br />

everyday bike, perfect for<br />

commuting, but also for<br />

light off-road, like most<br />

rail trails. It has a robust<br />

frame and easy to ride geometry.<br />

The Tui, a low step<br />

through frame bike, is<br />

ideal for riders with knee<br />

or hip problems.<br />

An ergonomic handlebar<br />

allows an upright riding<br />

position, so you can<br />

just cruise along.<br />

The Robin meets the<br />

demand for a compact,<br />

nifty ebike. It can fold up<br />

to go in the back of most<br />

cars and doesn’t require a<br />

tow bar and bike rack to<br />

transport.<br />

All of these bikes share<br />

some common features;<br />

front and rear Shimano<br />

disc brakes, a powerful<br />

300W rear hub motor<br />

with good start up torque<br />

and a possible end speed<br />

of up to 40 kph.<br />

Easy to change gears,<br />

with an adjustable handlebar<br />

and stem makes for<br />

comfortable riding in any<br />

conditions.<br />

The throttle allows the<br />

rider to add power to the<br />

pedal assist.<br />

An easy to read LCD<br />

display shows battery level<br />

and pedal assist level, as<br />

well as speed and distance<br />

traveled.<br />

Pedal assist means once<br />

the rider starts to turn the<br />

pedals the motor will start<br />

as well and supports the<br />

rider up to a certain power<br />

level - there are five different<br />

levels the rider can<br />

choose from.<br />

At any time the rider<br />

can use the throttle to<br />

"boost" the bike, for example<br />

when taking off at<br />

the traffic lights or to get<br />

more power when riding<br />

up a hill.<br />

For the more adventurous<br />

riders, the Infinity<br />

mountain bike is a proper<br />

high spec off-road bike,<br />

with 10 gears and rear hub<br />

motor.<br />

The new Evinci models<br />

can be viewed at<br />

www.evinci.nz and will<br />

be available by end of<br />

<strong>September</strong> <strong>2018</strong>.<br />

Move Your Joints<br />

Without The Strain<br />

●<br />

●<br />

●<br />

●<br />

●<br />

●<br />

●<br />

●<br />

Designed in NZ<br />

Affordable<br />

For all ages<br />

Build to meet our customers'<br />

demands<br />

Since 2010 on the market<br />

NZ wide retailers and support<br />

Easy to ride<br />

Comprehensive warranty<br />

Meet us on the eBike Expo<br />

in Auckland on 10-11 Nov<br />

at The Cloud<br />

New<br />

Models!<br />

4 different models<br />

available!<br />

Formerly known as VOLTO<br />

www.evinci.nz<br />

NZEBIKES 2016 Ltd – Tauranga - Ph: 022 675 2699


52<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Ticking off the bucket list<br />

In part three of our Bucket List series, which follows recent retirees and <strong>Grey</strong><br />

<strong>Power</strong> members Jan and Richard Jeffers on their travels as they tick off some<br />

bucket list adventures, we find outt about their three-week road trip from<br />

Sydney to Coolangatta.<br />

D7244J<br />

Dream Tours<br />

www.dreamtours.co.nz<br />

ENGLISH COUNTRY COTTAGES<br />

Grand Finale Tour - May 2019<br />

SCOTLAND, IRELAND & WALES<br />

A taste of Scotland. Explore the Northern<br />

Ireland coastline from Belfast West to the Bay<br />

of Clews & Westport. Explore the Welsh Coast<br />

from Anglesey to the Gower.<br />

33 Exhilarating Days - June 2019<br />

ROUTE 66<br />

<strong>September</strong> 2019<br />

Contact Don 03-381-1694<br />

dontours@xtra.co.nz<br />

Let the Scenery Unravel<br />

with Twilight Travel<br />

Small Group Tour Specialist<br />

Chatham Islands<br />

Discover the history, heritage and culture of<br />

these unique and special islands on an allinclusive<br />

adventure.<br />

Staying seven nights at Awarakau Lodge,<br />

with genuine Chatham Islander hosts, explore<br />

the rugged and diverse landscape<br />

from ocean beaches and rocky coastlines to<br />

the unique flora and fauna.<br />

Ex. Wellington : 23 January & 1 March 2019<br />

Ex. Auckland : 25 October <strong>2018</strong> & 31 Jan 2019<br />

Catlins & Stewart Island<br />

Explore the ‘Wild South’ with its rugged and<br />

wind swept coastlines of the Catlins to the<br />

pristine beauty of Stewart Island.<br />

Highlights include Otago’s Albatross and<br />

Penguins, two nights in Catlins, three nights<br />

Stewart Island & Ulva Island Bird Sanctuary.<br />

9 Days - Departures: 12 & 30 March 2019<br />

All tours are escorted from Auckland.<br />

Options from other regions available.<br />

Twilight Travel & Tours<br />

Freephone: 0800 999 887<br />

www.twilighttravel.co.nz<br />

Twilight Travel & Tours, approved broker of the Travel Managers Group<br />

IATA Accredited and Bonded<br />

A<br />

family wedding in the Hunter Valley<br />

combined with their Australian<br />

grandson's second birthday provided<br />

the motivation to plan this trip.<br />

With golf clubs deemed the most important<br />

piece of luggage, we picked up a<br />

Rental car in Sydney and headed for the<br />

Hunter Valley to attend a family wedding<br />

at the destination we had heard of and always<br />

wanted to visit.<br />

Driving is so easy in Australia and we<br />

quickly learnt the best roads are the tourist<br />

or scenic drives so we decided definitely<br />

‘NO highways’ on this trip. That was the<br />

best decision we made as we meandered<br />

our way north wherever the mood took us.<br />

We used Australian Cartoscope touring<br />

maps available ‘free’ at all Visitor information<br />

locations (old school for a lot of<br />

people) but were able to set out each day<br />

with a rough idea where we were going<br />

and what we could do or see.<br />

It worked a treat we drove a few hours<br />

one day and many more the next depending<br />

on what we saw and enjoyed the most.<br />

We didn’t pre book any accommodation<br />

and just stayed where we wanted for duration<br />

of the three week journey.<br />

Top five places<br />

1. The Hunter Valley was spectacular,<br />

vast open spaces mixture of farming small<br />

towns and boutique wineries. The Broke<br />

wedding venue ‘Adams Peak Country<br />

Estate’ was breathtaking. We plan to return<br />

and make the most of that area at a<br />

slower pace.<br />

2. The Tourist Drive through the Gloucester<br />

region via Crescent Head to South<br />

West Rocks is stunning. Crescent Head is<br />

a great stop where we spotted the ‘Pebbly<br />

Beach’ golf course a few holes on a reserve<br />

by the sea. We also visited the Historic<br />

Trial Bay Gaol a ‘Public Works Prison’<br />

1886-1903 which became an enemy alien<br />

Internment camp from 1915 – 1918 at<br />

Laggers Point South West Rocks.<br />

3. We luckily stumbled across Australia’s<br />

most beautiful mainland golf club<br />

Bonnville Golf Resort - home of the Australian<br />

Ladies Classic. We enjoyed two<br />

nights of comfortable accommodation at<br />

the resort tucked away among the gum<br />

trees and both thoroughly enjoyed every<br />

moment of 18 of the most stunning golf<br />

holes imaginable.<br />

4. The journey from Bonnville through the<br />

Dorrigo National Park where we found another<br />

hidden gem ‘the Dorrigo Skywalk at<br />

the Rainforest Centre’ which takes you on<br />

a breathtaking walk above the tree canopy<br />

to soak up the most unbelievable views. A<br />

video on how the rainforest evolved and<br />

native animals have adapted to survive in<br />

the environment is included. Entry to the<br />

centre is a gold coin donation.<br />

5. Inverell area where we stayed on a<br />

4000 acre beef and cropping farm our<br />

first real taste of farming Aussie style kangaroos<br />

and all! We panned for gold a few<br />

kilometers away in a well-known fossicking<br />

area near Bingara and played golf in<br />

a Bi Annual Vets Tournament at Tenterfield<br />

(more excellent accommodation on<br />

the golf course) and a great way to meet<br />

people.<br />

There were numerous other highlights<br />

from special grandie time with our son<br />

and family, flathead fishing, golf, whale<br />

BOUTIQUE RAIL & COACH TOURS<br />

watching, beach walks, leisurely lunches<br />

in small rural towns and enjoying the annual<br />

Celtic festival in Glen Innes with the<br />

added bonus of stunning weather everyday<br />

to complete the enjoyment of the trip.<br />

ESCORTED TOURS <strong>2018</strong>/19<br />

"Complete hassle-free travel, with home pickup<br />

& return (Auckland), quality hotels, meals<br />

& sightseeing fees” (as specified).<br />

• TASMANIA & MELBOURNE<br />

12 days, depart 11 November. A scenic<br />

springtime coach tour of Tasmania plus<br />

Melbourne stopover.<br />

• NEW ZEALAND CHRISTMAS TOURS<br />

Join one of our special local Christmas<br />

Tours to the Far North/Bay of Islands &<br />

Central Otago/Dunedin.<br />

• NAPIER ART DECO TOUR<br />

5 Days, depart 14 February. Enjoy New<br />

Zealand’s celebration of the Art Deco style<br />

in Napier.<br />

• AUSTRALIA/NEW ZEALAND CRUISE<br />

20 days, depart 25 February. Features an<br />

amazing 16 night voyage aboard Celebrity<br />

‘Solstice’ from Perth to Auckland.<br />

• FIORDLAND & STEWART ISLAND<br />

10 days, depart 23 April. Highlights<br />

include The Caitlins, Stewart Island<br />

Excursion, Doubtful Sound Cruise and<br />

overnight cruise Milford Sound.<br />

• QUEENSTOWN ‘AUTUMN MAGIC’<br />

6 days, depart 24 April. Includes Central<br />

Otago sightseeing & Arrowtown ‘Autumn<br />

Festival’ activites.<br />

• HAWAII ‘2 ISLES’ TOUR<br />

11 days, depart 16 May. An exciting<br />

Hawaiian experience including stopovers &<br />

sightseeing in Honolulu and Maui.<br />

• RAROTONGA ‘RELAXER’<br />

7 days, depart 20 June. Enjoy a leisurely<br />

winter excape including a great selection of<br />

sightseeing, food & entertainment.<br />

• EUROPE RIVER CRUISE<br />

25 days, depart 23 August. A deluxe river<br />

cruise Amsterdam/Basel plus stopovers in<br />

London & Paris with Eurostar rail travel.<br />

For full details<br />

Freephone 0800 11 60 60<br />

www.travelwiseholidays.co.nz<br />

Z5831J<br />

Australian Tours<br />

Tasmania<br />

Departs 30th October <strong>2018</strong>.<br />

Includes Port Arthur, Gordon<br />

River, Cradle Mountain,<br />

Emu Valley Rhododendron<br />

Gardens and many other<br />

great highlights. 12 days<br />

$4900.00 per person twin<br />

share.<br />

New Zealand Tours<br />

Hokianga and Far North<br />

Departs 4th May 2019. This popular tour<br />

includes two three night stops at Omapere<br />

and Paihia. Explore the history of the Far<br />

North including a day trip to Cape Reinga. 8<br />

days $2250.00 per person twin share.<br />

Top of the South Island<br />

– including gardens<br />

Departs 8th November <strong>2018</strong>. Includes<br />

Hanmer Springs, Nelson Markets, Farewell<br />

Spit, Marlborough Sounds mail boat, Omaka<br />

Aviation heritage centre and much more. 10<br />

days $3400.00 per person twin share.<br />

World of Wearable Arts<br />

Departs 6th October <strong>2018</strong>. Includes return<br />

airfares, two nights accommodation, dinners<br />

and breakfast plus premium WOW show<br />

seating. 3 days $1100.00 per person twin<br />

share<br />

South Island Autumn Colours<br />

2019<br />

Don’t miss this iconic trip. Our most popular<br />

trip by far. Quality accommodation including<br />

a night at the Hermitage Hotel Mt Cook.<br />

Includes West Coast, Arrowtown, Milford, TSS<br />

Earnslaw and more. Beautiful colours at this<br />

time of year. 11 days $3850.00 per person<br />

twin share.<br />

All tours include home pickup and return airfares ANYWHERE in New Zealand<br />

Contact us now for an itinerary for these great tours or to join our mailing list P: 0800 446 886<br />

For further information call Reid Tours on 0800 446 886 • www.reidtours.com • info@reidtours.com<br />

Z2307J


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 53<br />

Experience the real South Island<br />

...and take home a lifetime of memories, tales and friendships<br />

Travelling New Zealand is on many people's bucket list,<br />

but to make sure you don't miss out on some of the<br />

hidden nuggets the country has to offer, it pays to team<br />

up with a tour group. An added benefit is the opportunity<br />

to meet new people and share experiences.<br />

Molesworth Tour Company is a<br />

five-time Hall of Fame award<br />

winner and has introduced<br />

thousands of Kiwis and tourists to the<br />

beauty of the South Island.<br />

From 4WD and scenic cycle tours to<br />

day tours, festival tours and explorer tours,<br />

there's something to suit all personalities.<br />

Be nostalgic and take a trip down<br />

memory lane, or discover exciting new<br />

places, with the guidance of an experienced<br />

tour guide, friendly drivers, great<br />

food and comfortable accommodation.<br />

Many Molesworth participants are<br />

return clients, having discovered a new<br />

enjoyable way to travel and explore the<br />

South Island.<br />

“Thank you so much for my Stewart<br />

Island and Catlins trip. It was everything<br />

I expected it to be and so much more. Majestic<br />

is the word I would use to describe<br />

the South Island. Not that the North Island<br />

doesn’t have its wonders, but somehow<br />

down south surpasses all. Everything<br />

from the places we stayed, the driving,<br />

the food, the scenery' all amazing."<br />

– Carole L.<br />

Upcoming tours include:<br />

Art in the Garden, Molesworth Station &<br />

Waipara Fete (Oct 24-27, <strong>2018</strong>); White<br />

Herons and West Coast Highlights (Nov<br />

21-25, <strong>2018</strong>); Golden Bay Art and Farewell<br />

Spit (Feb 22-26, 2019); Molesworth<br />

Station and Upper West Coast (Feb 17-23,<br />

2019); Stewart Island, Milford Sound and<br />

Catlins (May 13-20, 2019); Bluff Oyster<br />

Festival, Catlins and Stewart Island Ultimate<br />

Tour (May 22-28 2019).<br />

For an active adventure, try one of the<br />

supported cycle tours. Molesworth Station<br />

includes Spooners Tunnel, or joining<br />

the 4WD Tagalong Tours to either Molesworth<br />

Station or D’Urville Island.<br />

All tours are suitable for the senior<br />

traveller. Transport is in a comfortable<br />

4WD drive mini coaches with good leg<br />

room. Very little walking is required,<br />

special diets can be catered for on request<br />

and all the planning is done. Tours<br />

include Barb’s home cooked delights, a<br />

variety of comfortable accommodation,<br />

interesting itineraries, small group numbers,<br />

friendly, knowledgeable drivers,<br />

comfortable mini coaches and local hosts.<br />

Discover more of the South Island and<br />

join the hundreds of people that have enjoyed<br />

original Molesworth Station Tours<br />

over the last 26 years.<br />

Small Group South Island<br />

Discovery Tours for Seniors<br />

Quality small group in depth discovery or rediscovery tours to different<br />

regions of the South Island. Be nostalgic and take a trip down memory<br />

lane or see places you have always wanted to visit, Friendly drivers,<br />

great food, comfortable accommodation and comfortable vehicles.<br />

OTHER TOURS AVAILABLE:<br />

• Blossom Festival & Central Otago Sept 19-24, <strong>2018</strong><br />

• Spring Gardens, Molesworth Station, Art in a Garden,<br />

Christmas Fete Oct 24-27, <strong>2018</strong><br />

• West Coast White Herons & Highlights Nov 21-25, <strong>2018</strong><br />

• Golden Bay Art & Farewell Spit Tour Feb 22-26, 2019<br />

• Molesworth & Upper West coast Tour March 17-23, 2019<br />

• Majestic Tour Central Otago to Doubtful Sound April 29-May 6, 2019<br />

• Stewart Island Catlins & Southern Explorer Tour May 13-20, 2019<br />

• Buff Oyster Festival, Catlins & Stewart Island May 22-28, 2019<br />

FOR MORE DETAILS PLEASE CONTACT THE MOLESWORTH TOUR COMPANY.<br />

Phone: 027 535 1955 | Email: info@molesworthtours.co.nz<br />

www.molesworthtours.co.nz<br />

Z8243J<br />

RAPAURA SPRINGS<br />

GARDEN MARLBOROUGH<br />

5 days departs 8 Nov <strong>2018</strong>– $2,699pp share twin<br />

Fly to Blenheim for four nights in this beautiful part of New Zealand. Enjoy<br />

three days of garden visits, featuring diverse garden themes, gorgeous<br />

scenery and fabulous garden art. All breakfasts, dinners and most lunches<br />

including lunch at Wither China Hills Winery. Lots of inclusions!<br />

Toowoomba<br />

Spectacular Flower Carnival<br />

5 <strong>September</strong> 2015 – 12 days 15 <strong>September</strong> 2015 – 8 days<br />

OUTBACK QUEENSLAND<br />

$4899 share twin<br />

$3599 share twin<br />

ESCORTED TOURS<br />

SCENIC SOUTHERN<br />

SPLENDOR<br />

Country Lanes of Ireland, Scotland & England 2015 – including Edinburgh Tattoo<br />

30 days $13,585 – Departs 2 August 2015<br />

Join our escort from Auckland with a maximum of 22 passengers. Travel with award-winning Singapore Airlines to Singapore (2 nights), including sights, dinner and Orchid Gardens. Travel on to Dublin (3 nights), hop on hop off bus, Killarney<br />

(2 nights) – Jaunting Car, Ring of Kerry. Donegal, Derry, visit Giant’s Causeway, Belfast, including Titanic Quarter, Edinburgh (3 nights), hop on hop off bus, tickets to spectacular Tattoo!, Royal Yacht Britannia, York (3 nights), Whitby, magnificent<br />

Castle Howard, free day. Visit Chester and on to Cotswolds (3 nights), Stratford-on-Avon, Blenheim Palace and the Roman city of Bath. Via Cheddar Gorge to Devon (3 nights Tavistock), visit incredible Eden Project, Cornish villages, Devonshire Tea<br />

on the Moors. Via Salisbury to London (3 nights). Return with overnight in Singapore. Includes all breakfasts, most dinners, sightseeing, airfares (upgrades to Business class available), quality accommodation with private bathrooms, executive<br />

coaches throughout. Free home pick up and return in greater Auckland, Wellington or Christchurch areas.<br />

DESERT ESCAPE<br />

Including Stewart Island & the Catlins<br />

9 days departs 13 Nov <strong>2018</strong><br />

$3,799pp share twin (Price includes fare from<br />

Auckland, Tauranga, Wellington or Christchurch)<br />

Sunshine Coast Brancott Wellington<br />

Fly Stayput to Dunedin (3 nights) visit the Wearable Albatross Arts Colony,<br />

21 Botanic July 2015 Gardens – 8 daysand Chinese 24 <strong>September</strong> Garden. Enjoy 2015 Scenic – 4 days<br />

From Rail journey $2999 share on Taieri twin Gorge. Coach through $1599the Catlins.<br />

Through rural heartland and rugged coastlines!<br />

Overnight Invercargill, fly to Stewart Island (2 nights).<br />

Explore Oban and enjoy cruise of Paterson Inlet, Ulva<br />

Island. Back to Invercargill and join our coach for<br />

the short journey to Queenstown (2 nights), sights<br />

Arrowtown and farewell dinner cruise to Walter Peak.<br />

All breakfasts and dinners included.<br />

Join our escort for the flight to Beijing Fly to Brisbane (2 nights), then coach to Join us on a relaxing stayput on the DON’T MISS out! Already selling fast. This tour<br />

(4 nights). Visit Tiananmen Square, Toowoomba, our home for 5 nights. Here Sunshine Coast. Including return flights sells out every year. Join your escort and fly to<br />

Featuring Forbidden City, Birdsville Highlight visit To Great Hotel Wall we enjoy visits to award-winning private From Wellington, Christchurch or Auckland, Wellington from Auckland. 3 nights at central<br />

10 days departs China. 7 May Flight to 2019 Xi’an (2– nights), $5,995pp amazing share gardens, twin the art deco Empire hotel. Picnic 7 nights at the centrally located Oaks in Novotel Hotel, all breakfasts and dinners included.<br />

Terracotta Warriors!, Then to Chongqing lunch Japanese Garden, undercover Caloundra. Enjoy all breakfast & dinners PREMIUM PLUS Seats to opening night of<br />

Take in the spectacular landscapes, to Join 3 iconic night Yangtze landmarks River Cruise &– the fascinating seating historical the fabulous sites Flower & Carnival tour as well as some lunches, A variety of sights spectacular Wearable Arts show! Including<br />

the picturesque Far West Outback<br />

magnificent<br />

region,<br />

scenery<br />

a<br />

of<br />

fusion<br />

the three<br />

of<br />

gorges.<br />

stunning<br />

Parade,<br />

red sand<br />

Spring Bluff<br />

hills,<br />

Railway<br />

abundant<br />

to listen to including Eumundi Markets, cruise on the programme. Fabulous day trip to Wairarapa<br />

Finish with 2 nights in Shanghai with big band music. All Breakfasts and Dinners harbour with lunch, sights of Noosa and with lunch at the gorgeous Peppers Parehua in<br />

wildlife and magnificent flora & fauna!<br />

shopping and<br />

1 night<br />

sights. Includes<br />

Brisbane.<br />

air fares,<br />

Then<br />

4<br />

short<br />

and most<br />

flight<br />

lunches!<br />

to<br />

Special<br />

Longreach<br />

evening Garden<br />

(2<br />

Mooloolaba, lunch at a local surf club, Visit Martinborough, time in <strong>Grey</strong>town and a special<br />

nights). Dinner at historic Wellshot star accommodation, Hotel, visit all the breakfasts Qantas and Founders visit with Museum, a glass of bubbles Rosebank<br />

and nibbles.!! Maleney and Montville (Devonshire tea garden visit… (option to return to Auckland on<br />

Station, Stockman’s Hall of Fame, Sunset Cruise & Smithy’s Outback Air fares, Central Dinner 4* accommodation, & show. free in the botanic gardens) and to a couple of the train – no extra cost) Flights costs available<br />

home pick up and return from Auckland, gorgeous private gardens. Free home pick from other centres – FREE home pick up Auckland/<br />

Coach to Windorah, scenic Welford National Park picnic lunch,<br />

Wellington<br />

Toast<br />

&<br />

the<br />

Christchurch.<br />

sunset from<br />

up and return greater AKL, CHC, WLG.<br />

Christchurch or Tauranga great city areas.<br />

wind-swept red sand hills. Overnight. West via Betoota (population XERO!). See the<br />

fabulous Dreamtime Serpent indigenous artwork installation. Stay famous Birdsville Hotel<br />

2 nights, toast a glorious sunset from the top of Big Red-a 40 metre high Sand Dune.<br />

Buila overnight via the remote town of Bedurie. Onto Winton (2 nights). Min Min Encounter,<br />

Stonehouse Museum. Lunch at historic Middleton Hotel. Visit Waltzing Matilda Centre &<br />

Age of Dinosaurs for a guided tour. Exclusive farewell sunset BBQ overlooking the plains breakfasts and most dinners, sights of Melbourne, dinner<br />

TAANZ bonded cruise for your on protection the Yarra and River member with of drinks Iata<br />

where the Dinosaurs once roamed. Includes all breakfasts, most lunches and dinners.<br />

and a ticket to<br />

Return airfares from Auckland/Wellington./Christchurch. Maximum of 25 passengers on Fabulous International Flower Show with displays from<br />

this great new tour so don’t miss out !<br />

around the World.<br />

<strong>Power</strong>co Coach to New Taranaki Plymouth (3 nights) Novotel. All breakfasts<br />

Garden and dinners. Spectacular See an impressive range of gardens on<br />

display, also art in the Garden displays, Len Lye Building,<br />

30 October 2015 – 5 days<br />

incredible $1660 share Tawhiti twin Museum, Travel the Forgotten highway<br />

Departs with a from stop Auckland at the only. Republic of Whangamomona with<br />

scones and tea. Then overnight at the iconic Chateau<br />

Tongariro before visiting Hamilton Gardens on our return<br />

to Auckland.<br />

Join your escort on this annual tour to see<br />

the impressive range of gardens on display in<br />

New Plymouth. Rhododendrons in a myriad of<br />

different Colours together with gorgeous roses<br />

and different styles Of gardening. Stay 3 nights<br />

in New Plymouth with a full programme to the<br />

festival. Exclusive activities for our group. We<br />

travel to Rotorua for overnight and then join<br />

the Railcruiser for a new experience In our own<br />

specially adapted Rail car! Includes all breakfasts<br />

dinners (most lunches), great local guides<br />

& Dinners and Handa Free home pick Opera up & return on in the the Harbour featuring<br />

and free home pick up & return from<br />

greater Auckland Areas. (ask us about add on’s to<br />

Auckland, Wellington or Christchurch.<br />

join the tour from other centres). “West Side Story”<br />

Melbourne Flower Show<br />

Check out our cruise prices – we can beat most offers. Phone our office for details.<br />

5 days departs 7 April 2019 – $3199pp share twin<br />

6 days departs 26 March 2019 – $3380pp share twin<br />

SUPREME TOURS & TRAVEL Includes LTD return airfares 54 from Wellesley Auckland/Wellington/ St, Auckland City<br />

Christchurch, 5 nights at the Novotel Melbourne. All<br />

Freephone: 0800 809 300 • Phone: 09 309 9822 • Email: statltd@xtra.co.nz • www.supremetoursandtravel.com<br />

Free home pick up & return Auckland/Wellington/Christchurch *conditions apply<br />

POWERCO<br />

Rhododendron Festival<br />

New Plymouth, Featuring Forgotten highway<br />

5 days departs 1 Nov <strong>2018</strong> – $1,899pp share twin<br />

(From Auckland - Prices available from other centres)<br />

Sydney Stayput<br />

Join us to be part of this incredible spectacle on Sydney<br />

Harbour. The costumes, the stage set on the shimmering<br />

harbour, the fireworks and the incredible well known music<br />

from this popular musical. We stay at the 5* Shangri La with<br />

all breakfasts and dinners included - Sights with high tea at<br />

Baronia House, and a farewell sunset cruise on the Harbour.<br />

Including return airfares from AKL/WLG/CHC.<br />

Z6120J<br />

SUPREME TOURS & TRAVEL LTD 54 Wellesley St, Auckland City<br />

Freephone: 0800 809 300 • Phone 09 309 9822<br />

Email: statltd@xtra.co.nz • www.supremetoursandtravel.com<br />

TAANZ bonded for your protection and member of Iata


54<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Calling aviation and<br />

war history enthusiasts<br />

If you have always wanted to visit the<br />

best air shows, amazing museums<br />

and historic places, join an Aviation<br />

Tours NZ group tour escorted from<br />

Auckland by aviation enthusiasts<br />

Kevin and Melanie Salisbury.<br />

The couple have<br />

been escorting their<br />

highly successful<br />

tours to the UK for the<br />

past nine years and are expert<br />

hosts who experience<br />

many repeat guests.<br />

"Being part of a group<br />

means you are never<br />

alone, you have hassle free<br />

travel, and at the end of<br />

Aviation Tours NZ<br />

Present three fantastic tours for 2019<br />

Avalon & Beyond 28th Feb 15 days Australia<br />

Join this escorted group for a week around Melbourne including<br />

Avalon Airshow, B24 Liberator Restoration, RAAF Museum,<br />

Australian National Aviation Museum, Naked Racer Antique<br />

Motorcycles. Fly to Sydney for a week visiting <strong>Power</strong> House<br />

Museum, Classic Car Museum Gosford, Fighter World,<br />

Luskintyre Aircraft Restoration, NSW Rail Museum,<br />

Historic Aircraft Restoration Service, HMAS Albatross.<br />

Wings over the Outback 28th April 8 days Australia<br />

Fly away to the outback in your private aircraft and experience<br />

firsthand how vital aviation is to remote Australia. Visit<br />

the birthplace of QANTAS, fly into Wings Over Illawarra airshow,<br />

meet bush pilots, aircraft restorers and in some instances, walk<br />

through their private hangars.<br />

Truly spectacular and exclusive!<br />

Battle of Britain & D-Day July 3 weeks UK/France<br />

Enjoy an escorted tour through “Hellfire Corner” Kent<br />

and Norfolk and explore the Normandy Beaches.<br />

Featuring Flying Legends Airshow at Duxford,<br />

Royal International Air Tattoo and War & Peace Revival<br />

Tour will be launched in <strong>September</strong>.<br />

the day you can sit down<br />

over dinner or a drink and<br />

share your experiences of<br />

the day," says Melanie.<br />

"As your hosts we are<br />

with you almost 24/7.<br />

While these tours may<br />

look like heaven for most<br />

gents with a combination<br />

of aviation, classic cars,<br />

bikes and military history<br />

etc, there are plenty<br />

of alternatives for the<br />

ladies too."<br />

Aviation Tours make it<br />

easy for you to do the longer<br />

UK trips, but at the request<br />

of their guests, have<br />

introduced two new Australian<br />

itineraries for 2019.<br />

Join Kevin and Melanie<br />

from February 28 2019<br />

for a trip to the Australian<br />

International Airshow –<br />

Avalon & Beyond. In May<br />

there is the Wings over<br />

the Outback fully inclusive<br />

adventure, and in July the<br />

UK tour – Battle of Britain<br />

and D-Day.<br />

"For most people on the<br />

UK trips, seeing the Battle<br />

of Britain Memorial Flight,<br />

with the Lancaster, Spitfire<br />

and Hurricane flying<br />

together is one of the highlights,<br />

often bringing a tear<br />

to their eyes."<br />

Melanie says “Being<br />

able to share these experiences<br />

and having guests<br />

say “Thank you so much<br />

for bringing us here” or<br />

“This trip was one of the<br />

highlights of my life”<br />

makes it incredible for us<br />

as tour hosts too. We enjoy<br />

every minute of it!”<br />

Guest comments include:<br />

“As a 62-year-old<br />

who hasn’t been further<br />

than Australia before<br />

this trip, it first appeared<br />

daunting. I wanted to do<br />

it, but it was clearly well<br />

outside my comfort zone.<br />

I shouldn’t have worried<br />

because Melanie and Kev<br />

made this a magical trip,<br />

organising everything for<br />

us, nothing was a trouble.<br />

The camaraderie we as a<br />

group established made<br />

every day a moment to<br />

remember and cherish<br />

forever.” Les - Wings and<br />

Melanie Salisbury<br />

Wheels 2017<br />

Tour flexibility means<br />

you can join in NZ or Australia,<br />

or London on the<br />

UK tour, and extend your<br />

arrangements to suit you.<br />

For more information,<br />

visit www.aviationtoursnz.com<br />

For full information call Melanie 021 076 8308 or visit<br />

www.aviationtoursnz.com<br />

Visit our website for all details on upcoming trips<br />

www.takeiteasytours.nz<br />

Phone 06 344 7465 | Freephone 0508 4U2CNZ<br />

Email info@takeiteasytours.nz<br />

High Country Bonanza – Oct <strong>2018</strong> limited seats left<br />

4 Gems of the Deep South – Oct/Nov <strong>2018</strong> limited seats left<br />

Norfolk Island – Nov <strong>2018</strong> limited seats left<br />

Wairarapa Wander – Jan 2019<br />

Coromandel Escape – Feb 2019 SOLD OUT<br />

Great Barrier Island – Mar 2019 SOLD OUT<br />

Chatham Islands – Mar 2019<br />

Fiordland Discovery – Aug 2019<br />

Feature Tour – Canada/Alaska Aug/Sep 2019 limited seats left<br />

Plus plenty more to come in 2019!<br />

Sign up to receive our free newsletter to stay up to date


NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong> 55<br />

Playaway Tours<br />

LEADERS IN QUALITY ESCORTED OVERSEAS TOURS<br />

504 French Street, Hastings • P.O. Box 14-049, Mayfair, Hastings 4159, New Zealand<br />

0800 12 86 87 • Email: office@playawaytours.co.nz<br />

ENQUIRE NOW ABOUT OUR 2019 TOURS<br />

SUPER DESTINATIONS - SAME GREAT VALUE<br />

Bonjour, bienvenu en FRANCE<br />

with Med cruise<br />

30 Days. 1 Aug - 30 Aug, 2019<br />

US NATIONAL PARKS with<br />

New England & Canada Cruise<br />

33 Days. 22 May - 23 Jun, 2019<br />

EUROPE East to West<br />

with River Cruise to Amsterdam<br />

31 Days. 11 Jun - 11 Jul, 2019<br />

HOLLAND<br />

Bonjour, welcome to France. The delights<br />

of France beckon. Starting our adventure in<br />

Paris taking in the Eiffel Tower followed by a<br />

gentle stroll down the Champs-Élysées where<br />

everything happens. Normandy beaches,<br />

Bayeux tapestries, Mont St Michelle. St Malo<br />

with a day trip to Jersey. Bergerac (remember<br />

the TV Show). Arles, the lavender fields,<br />

Pope’s Palace and more. Cruise from<br />

Rome, Livorno for Florence. Monte Carlo,<br />

Barcelona, Malaga & Gibraltar finishing in<br />

Lisbon. Flying with Emirates airlines.<br />

Salt Lake City known for its beautiful<br />

mountain and desert lakes, and some<br />

most unusual rock formations. See some<br />

of the best National and State Parks in the<br />

US, Big Cottonwood Canyon, Black Hill,<br />

Mt Rushmore, Yellowstone “Old Faithful<br />

Geyser” and Tetons. Washington DC, Amish<br />

Country, and the “Big Apple” New York then<br />

tea in Boston. Cruise through New England<br />

to Montreal. To Canada’s capital Ottawa,<br />

Toronto to Niagara Falls ending in the<br />

“Windy City” Chicago!<br />

AMSTERDAM<br />

BELGIUM<br />

AACHEN<br />

FRANCE<br />

DUSSELDORF<br />

KOLN<br />

RHINE<br />

STRASBOURG<br />

KOBLENZ<br />

MAINZ<br />

BASEL<br />

GERMANY<br />

RHINE<br />

BREISACH<br />

SWITZERLAND<br />

Stopping in Dubai, to see the sights, the<br />

souks, gold markets. Onward to Warsaw visit<br />

the old town and royal castle. Take the train<br />

to Krakow Salt Cathedral (not to be missed),<br />

rafting down the Tatras! Budapest on the<br />

Danube River. Vienna the grand ballrooms,<br />

ornate cellings. Mondsee a small village in<br />

the Salzammergut district. Stop for a beer<br />

in Munich? Cruise the romantic Rhine from<br />

Basle to Amsterdam with Croisi Cruises<br />

stopping at Strasbourg, Cologne, Dusseldorf<br />

and more.<br />

Brochures out soon!! Look for ‘early bird’ discounts<br />

• Specially Designed For The Over 50’S<br />

• Mainly 2 & 3 Night Stays<br />

• Top Class Hotels<br />

• Client References Available<br />

POLAR BEARS<br />

& Canadian Scenic Tour<br />

Oct 2019 (dates to be confirmed)<br />

• Hard To Beat For Value<br />

• Many Exciting Excursions<br />

• No Tipping For Guides And Drivers<br />

BORNEO<br />

on the wild side<br />

16 Days. 16 May - 31 May, 2019<br />

• All Flights, Sights & Activities Included<br />

• Fully Escorted Throughout<br />

• Smaller Groups<br />

• Great Kiwi Companions<br />

AFRICA<br />

The Beauty & the Beasts<br />

23 Days. 26 Aug - 17 Sep, 2019<br />

Arrive in Vancouver sightseeing. Take the<br />

Rocky Mountaineer to Lake Louise, over<br />

night at Kanloops. 4 nights at Canmore in<br />

the Rocky Mountains, to explore the Banff<br />

National Park. Ice Parkway & Glacier Walk,<br />

gondola ride in keep an eye out for bears?<br />

Overnight in Calgary. Churchill home of<br />

the Polar Bears, evening dog mushing,<br />

Arctic Crawler tour with a naturalist guide.<br />

Overnight in Winnipeg, before heading to<br />

the windy city of Chicago. Before returning<br />

on Air New Zealand.<br />

Are you ready for your wild side to show?<br />

Kuala Lumpur to see the 154ft golden<br />

statue of Hindu God of Murugan. Next stop<br />

Borneo, Kota Kinabalu, UNESCO national<br />

parks, Turtle Island, Orang-utans & Sun<br />

Bears at Sandakan. Kinabatangan wetlands<br />

resort, weaving through the mangroves to<br />

see Pygmy Elephants, Proboscis Monkeys<br />

and even birds of paradise and more. Staying<br />

in luxury chalets. Langkawi Island Meritus<br />

Beach Resort. The cable cars and skyway<br />

walks, mangrove forests, feeding the eagles.<br />

Overnight in Perth, cruise down the swan<br />

river to Fremantle. Night flight to Nelspruit.<br />

3 nights at Hippo Hollow with 2 safaris at<br />

Kruger National Park, Fly to Knysna the heart<br />

of the Garden Route. Oudtshoorn, Hermanus<br />

the whale coast. Cape Town to cape of good<br />

hope. Visiting Cango Caves, Ostrich Farm<br />

& some local markets. Livingston staying at<br />

Victoria Falls Hotel overlooking the mighty<br />

Zambezi River. Chobe National Park for<br />

3 safaris in 4x4 and boat. Overnighting in<br />

Pretoria before making our way home.<br />

TO RECEIVE OUR DETAILED COLOURED BROCHURES<br />

CALL 0800 12 86 87 or EMAIL office@playawaytours.co.nz<br />

or visit www.playawaytours.co.nz


56<br />

NZ GREYPOWER MAGAZINE » SEPTEMBER <strong>2018</strong><br />

Sign up to <strong>Grey</strong> <strong>Power</strong><br />

Electricity before 31 October<br />

and go in the draw to<br />

WIN<br />

a Kindle valued<br />

up to $150!*<br />

Everything you need to know<br />

about the Winter Energy Payment<br />

Benefits of joining<br />

<strong>Grey</strong> <strong>Power</strong> Electricity<br />

Winter is well and truly here. For many households across New Zealand, this means higher<br />

energy bills as we switch on the heaters in an effort to stay warm as the chilly weather<br />

settles in.<br />

To help offset these costs, the government has rolled out a brand new initiative. The Winter<br />

Energy Payment provides superannuitant, veterans and other eligible candidates with<br />

weekly payments to deal with the additional expenses involved with keeping warm, safe<br />

and comfortable over the colder months.<br />

What is the Winter Energy Payment?<br />

The Winter Energy Payment is designed to help people deal with the extra cost of heating<br />

their homes during the winter months.<br />

Think of the Winter Energy Payment as an income top-up. It’s not tied to your energy<br />

account, it doesn’t affect any other benefits or entitlements you may receive, and there’s no<br />

expectation that you’ll use the money to pay your power bill. Simply put, the Winter Energy<br />

Payment is a small financial injection that can be used however you see fit.<br />

Who is eligible?<br />

More than a million people will be able to get the Winter Energy Payment, including people<br />

receiving superannuation and Veteran’s Pension, as well as those on a main benefit. People<br />

in private rest home care will also qualify, but those in full-time supported residential care<br />

are not eligible. You don’t need to apply to get this payment - if you qualify, it will be paid to<br />

you automatically, in addition to any other regular payments you usually receive.<br />

How much do I get?<br />

The exact amount of money you will<br />

receive depends on your specific<br />

circumstances.<br />

• A single qualifying person will receive<br />

$20.46 per week.<br />

• Qualifying couples and families<br />

(defined as a person with dependent<br />

children) will receive $31.82 per week.<br />

In <strong>2018</strong>, you will receive the payments<br />

from July 1 to <strong>September</strong> <strong>2018</strong>. In the<br />

future, the payments will be extended<br />

from May 1 to <strong>September</strong>.<br />

For more information visit<br />

www.workandincome.govt.nz<br />

Low Price Upfront<br />

Price Protection<br />

No Long Term<br />

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Our Blog<br />

The <strong>Grey</strong> <strong>Power</strong> Plan has a competitive<br />

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discount as we have already built this<br />

into our prices. We simply offer you a<br />

great price upfront.<br />

We will protect your Energy Rate from<br />

increases beyond the Price Protection<br />

rate until 31 March 2020. Delivery and<br />

Retailer charges are not subject to<br />

Price Protection. 1<br />

If for some reason you need to leave<br />

us, you can freely terminate provided<br />

you give us 30 day’s notice. 2<br />

Looking for insightful articles, power saving tips<br />

and more? Check out our new blog at<br />

www.greypowerelectricity.co.nz/our-blog<br />

Join <strong>Grey</strong> <strong>Power</strong> Electricity Today<br />

If you would like us to contact you, you can do one of the following options: Fill out this form and return it to us at Freepost 225388, PO Box 10044, Dominion Rd,<br />

Auckland 1446 OR Go to our website and fill out the online form at www.greypowerelectricity.co.nz/contactme<br />

Your Name:<br />

Your Phone Number:<br />

Your Address:<br />

Best time to call:<br />

AM<br />

PM<br />

Email Address:<br />

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which options apply to you)<br />

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*The winner will be drawn on the 1 November <strong>2018</strong>. The prize is not transferable or exchangeable and cannot be redeemed for cash.<br />

1<br />

Delivery charges include, Network Services, Retailer Services, Metering and the Electricity Authority Levy. 2 If you do not give the required notice, an Early Termination Fee of $150 will apply.<br />

0800 473 976 customer.care@greypowerelectricity.co.nz greypowerelectricity.co.nz<br />

PUL1048 NationalGPEAd_245x360mm.indd 1<br />

20/07/18 4:16 PM

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