EL Magazine JUL-AUG 2019 PAGETURNER
Are you looking for a trusted source of all things local to Milton Keynes, Stony Stratford, Wolverton and surrounds? You'll find it in Essentially Local magazine, which is loved, kept and used by local readers. It's delivered through the doors of over 12,500 homes and businesses from Towcester to Milton Keynes and copies can be picked up from various places around the area. Take time to go through the comprehensive directory of local businesses and become one of the growing numbers of people who keep their business Essentially Local. Read the useful and interesting information and find out about places to go to. This magazine offers small to medium-sized businesses cost-effective advertising options to ensure they stand out from the crowd. Join the community and keep your business essentially local.
Are you looking for a trusted source of all things local to Milton Keynes, Stony Stratford, Wolverton and surrounds? You'll find it in Essentially Local magazine, which is loved, kept and used by local readers. It's delivered through the doors of over 12,500 homes and businesses from Towcester to Milton Keynes and copies can be picked up from various places around the area. Take time to go through the comprehensive directory of local businesses and become one of the growing numbers of people who keep their business Essentially Local. Read the useful and interesting information and find out about places to go to. This magazine offers small to medium-sized businesses cost-effective advertising options to ensure they stand out from the crowd. Join the community and keep your business essentially local.
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Professional<br />
Write your Will!<br />
The law will decide who will benefit<br />
from your money, property and<br />
possessions unless you write a will and<br />
decide for yourself. You can legally write<br />
your own will but get advice if you:<br />
• co-habit with someone who is not<br />
your husband, wife or civil partner<br />
• have family members from another<br />
marriage<br />
• live outside the UK or have overseas property<br />
• are leaving property or money to a dependent who cannot care for<br />
themselves<br />
Get your will formally witnessed and signed to make it legally<br />
valid. Remember to state:<br />
• who you want to benefit from your will<br />
• who will take care of your children, if aged under 18<br />
• what you would like to happen if the beneficiaries die before you<br />
Appoint an executor to act on your behalf and to sort out your estate.<br />
Store it at home, with your will writer, solicitor, bank, the London<br />
Probate Service. Remember to tell people where it is!<br />
A Turning Point<br />
Being over 50 can be a turning point<br />
- an opportunity to re-energise and<br />
make use of your life experience.<br />
Whatever the reason, redundancy<br />
or children leaving home, begin by<br />
reviewing what changes you want<br />
and how they will impact financially<br />
and practically. Consider work happiness, life balance and the salary<br />
that different jobs offer. Local colleges offer courses to retrain including<br />
apprenticeships for adults at Milton Keynes College. Google career<br />
change or adult apprenticeship to find out more. Get your CV up-todate<br />
and include the hidden skills you’ve gained from home, hobbies<br />
and other interests. Ask your friends and contacts to help with useful<br />
introductions.<br />
Finally remember believe you can do this and you will succeed.<br />
Are Shop<br />
Loyalty Cards<br />
Worth It?<br />
You’ll probably have at least one<br />
loyalty card in your wallet or purse<br />
but most people have multiple<br />
loyalty cards. Are they worth signing<br />
up for and using them each time<br />
you shop?<br />
The ‘This Is Money’ website recently<br />
carried out research into the best<br />
and worst loyalty cards measured by<br />
the points/value you get back per £1<br />
of spend.<br />
They found the winners were<br />
• Tesco Clubcard – 3% back (in<br />
points) on your spending and you<br />
don’t have to just spend at Tescos.<br />
• Boots Advantage Card – 4% back<br />
but you can only spend at Boots.<br />
The average were<br />
• myWaitrose Card – Offer vouchers<br />
and free coffee every time you go in,<br />
spend and bring a reusable cup!<br />
• Superdrug Health and Beauty Card<br />
– Not as good as Boots but still OK.<br />
• Iceland Bonus Card – More like a<br />
saver card than points card with £1<br />
added every £20 saved onto the card<br />
which is a 5% return.<br />
The worst ones were<br />
• Marks and Spencer Sparks Card –<br />
Collect points for offers, no actual<br />
money back.<br />
• Morrisons More Card – 0.5% back<br />
on what you spend. £5 back on<br />
£1,000 spent!<br />
• Sainsbury’s Nectar Card – 0.5%<br />
back.<br />
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Please mention Essentially Local when responding to advertisers
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