RHM Pension Plan 35 and Plan 45 - RHM Pension Scheme - UK.com

◆ Eligibility
You may join Plan 35 or Plan 45,
regardless of the number of hours
you work, provided that you meet
the following conditions:
10
Joining the Plans
Plan 35 and Plan 45 provide different levels of benefits. Although Plan 35 costs less than Plan 45 and may,
therefore, appeal more to younger employees, you have a completely free choice as to which Plan to join.
◆ You are a permanent employee.
◆ You are aged between 16 and
65.
You will be eligible to join either
Plan on the 6th of the month
following completion of three
months’ continuous service.
◆ Membership
Application Form
If you want to join Plan 35 or
Plan 45, you should complete a
Membership Application Form,
which you will find at the back of
this booklet, and return it to your
Personnel or Pay Office.
◆ Membership
Certificate
Once your Membership Application
Form has been received by RHM
Pension Services, you will be sent a
Membership Certificate confirming
your membership of the relevant
Plan.
◆
If you do not join
If you decide not to join either
Plan 35 or Plan 45 when you first
become eligible to do so, you will
only be able to join later if your
employing company and the
Trustees agree. The Trustees may
then ask for evidence of your health
and may restrict certain benefits if
you are in poor health.