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ADVERTISING TIP<br />

Looking For<br />

Civilized Customers?<br />

BUSINESS TIP<br />

Are you<br />

in a HUB zone?<br />

The HUBZone program is offered by the Small<br />

Business Association and is designed to support<br />

small business growth in underutilized business<br />

zones. If a business qualifies, the goal by the SBA<br />

is to award at least 3% of federal contract dollars<br />

to each business each year.<br />

According to the SBA, to see if your business<br />

qualifies, it must:<br />

3 Be a small business<br />

3 Be at least 51 percent owned and<br />

controlled by U.S. citizens, a Community<br />

Development Corporation, an agricultural<br />

cooperative, a Native Hawaiian<br />

organization, or an Indian tribe<br />

3 Have its principal office located<br />

in a HUBZone<br />

Want more “sophisticated” customers? Not to NPR and I can vouge for my opinion.<br />

generalize, but people who listen to public radio Local public radio stations are a great way to<br />

(local National Public Radio or NPR<br />

advertise your message. Usually found under<br />

stations) or NPR on SiriusXM are<br />

the “Underwriting” category, you can choose to<br />

considered to be of a certain ilk, if<br />

have your ad as part of a local segment. Currently<br />

there are over 1,000 local<br />

you will. That’s not to say sophisticated<br />

listeners do not also<br />

NPR stations, and 27.4 listeners<br />

listen to heavy metal stations<br />

across the nation.<br />

and Howard Stern—don’t<br />

To find your local public<br />

come at me, I interned at<br />

radio station, visit npr.org.<br />

MONEY TIP<br />

Find a penny, get rich<br />

If you’re finding yourself knee-deep in trackers.com: This coin in average condition<br />

change—from your machines or from your will be valued at somewhere around $195,<br />

customers’ vacuumed out vehicles, you might while one in certified mint state (MS+) condition<br />

could bring as much as $21,019 at<br />

want to take a closer look at each coin.<br />

For instance, the quarter pictured<br />

auction. This coin in poor condition<br />

below looks like a regular old piece<br />

is still worth $192.3 more than<br />

of currency. But, think again! This<br />

the intrinsic value from silver<br />

quarter is worth anywhere between<br />

$195 - $21,091.<br />

more valuable to a collector than<br />

content of $2.7, this coin is thus<br />

Yes, that’s right. According to coin-<br />

to a silver bug.<br />

Here are some other coins to look for, according to cointrackers.com:<br />

3 Have at least 35 percent of its<br />

employees live in a HUBZone<br />

You can see if your business, and your employees,<br />

are in a HUBZone by visiting Sba.gov.<br />

Along with the federal financial assistance,<br />

other benefits, according to the sba include:<br />

3 The government limits competition for certain<br />

contracts to businesses in historically<br />

underutilized business zones. It also gives<br />

preferential consideration to those businesses<br />

in full and open competition.<br />

3 Joining the HUBZone program makes your<br />

business eligible to compete for the program’s<br />

set-aside contracts. HUBZone-certified<br />

businesses also get a 10 percent<br />

price evaluation preference in full and open<br />

contract competitions.<br />

3 HUBZone-certified businesses can still<br />

compete for contract awards under other<br />

socio-economic programs.<br />

24 • SPRING 2020<br />

Mercury Dime<br />

Year: 1916<br />

Mint Mark: D<br />

Value: This coin in average<br />

condition will be valued at<br />

somewhere around $949,<br />

while one in certified mint<br />

state (MS+) condition could<br />

bring as much as $41,000.<br />

AND NOW<br />

FOR THE<br />

BIG WINNER,<br />

a little nickel, only<br />

five of which were<br />

made, can bring in<br />

mega millions.<br />

Buffalo Nickel<br />

Year: 1924<br />

Mint Mark: S<br />

Value: This coin in average<br />

condition will be valued at<br />

somewhere around $17, while<br />

one in certified mint state<br />

(MS+) condition could bring<br />

as much as $14,000.<br />

Copper Wheat Penny<br />

Year: 1943<br />

Mint Mark: No mint mark<br />

Value: This coin in average<br />

condition will be valued at<br />

somewhere around $60,047,<br />

while one in certified mint state<br />

(MS+) condition could bring as<br />

much as $85,782.<br />

Liberty Head V Nickel<br />

Year: 1913<br />

Mint Mark: No mint mark<br />

Value: This coin in average condition<br />

will be valued at somewhere<br />

around $3,428,950, while one in<br />

certified mint state (MS+) condition<br />

could bring as much as $4,408,650

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