Annual Report of Euram Bank 2019


In the fiscal year 2019, the total amount of risk under Article 92 of CRR – EU Regulation no.

575/2013 amounts to EUR 155,489 thousand (EUR 129,919 thousand as at 31/12/2018).

The risk-weighted item amounts for credit risk are EUR 125,925 thousand (EUR 108,765 thousand

as at 31/12/2018) and consist of the following:


Exposures to central governments

or central banks EUR 0

Exposures to regional or local

administrative bodies EUR 0

Exposures to multilateral

development banks EUR 0

Exposures to international

organisations EUR 0

Exposures to institutes EUR 2,344

Exposures to corporates EUR 20,967

Exposures from retail business EUR 550

Defaulted exposures EUR 0

Exposures secured by real property EUR 2,571

Exposures associated with

particularly high risk EUR 87,119

Exposures to institutes and

corporates with short-term credit

ratings EUR 4,016

Exposures in the form of

investment fund units (UCI) EUR 2,611

Investment exposures EUR 160

Other positions EUR 5,587

The total exposure of the risk items for Operational risks is EUR 29,564 thousand

(EUR 21,154 thousand as at 31/12/2018).


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