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Annual Report of Euram Bank 2019

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In the fiscal year <strong>2019</strong>, the total amount <strong>of</strong> risk under Article 92 <strong>of</strong> CRR – EU Regulation no.<br />

575/2013 amounts to EUR 155,489 thousand (EUR 129,919 thousand as at 31/12/2018).<br />

The risk-weighted item amounts for credit risk are EUR 125,925 thousand (EUR 108,765 thousand<br />

as at 31/12/2018) and consist <strong>of</strong> the following:<br />

thousand<br />

Exposures to central governments<br />

or central banks EUR 0<br />

Exposures to regional or local<br />

administrative bodies EUR 0<br />

Exposures to multilateral<br />

development banks EUR 0<br />

Exposures to international<br />

organisations EUR 0<br />

Exposures to institutes EUR 2,344<br />

Exposures to corporates EUR 20,967<br />

Exposures from retail business EUR 550<br />

Defaulted exposures EUR 0<br />

Exposures secured by real property EUR 2,571<br />

Exposures associated with<br />

particularly high risk EUR 87,119<br />

Exposures to institutes and<br />

corporates with short-term credit<br />

ratings EUR 4,016<br />

Exposures in the form <strong>of</strong><br />

investment fund units (UCI) EUR 2,611<br />

Investment exposures EUR 160<br />

Other positions EUR 5,587<br />

The total exposure <strong>of</strong> the risk items for Operational risks is EUR 29,564 thousand<br />

(EUR 21,154 thousand as at 31/12/2018).<br />

53

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