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Credit Management January February 2022

The CICM magazine for consumer and commercial credit professionals

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HIGH COURT ENFORCEMENT OFFICERS ASSOCIATION<br />

Freedom of Choice<br />

Looking ahead and setting out the High Court Enforcement<br />

Officers Association priorities for the coming year.<br />

AUTHOR – Alan J. Smith<br />

THE last 12 months have been<br />

challenging for everyone,<br />

including members of the<br />

enforcement profession. I’d like<br />

to acknowledge the outstanding<br />

professionalism and resilience<br />

demonstrated by all our members – and<br />

indeed the wider enforcement community –<br />

during another challenging ‘COVID’ year.<br />

As <strong>2022</strong> gets down to serious business,<br />

we’re seeing the pace of change and reform<br />

(at least for the enforcement world) move<br />

quickly as well. In the past few months, the<br />

HCEOA has supported a whole range of new<br />

developments, including:<br />

– the introduction of Breathing Space<br />

to enable debt advisors and local authorities<br />

to freeze interest, fees, and enforcement for<br />

up to 60 days for vulnerable debtors.<br />

– the launch of the Enforcement<br />

Conduct Authority – a new oversight body codesigned<br />

by the debt relief sector, the Centre<br />

for Social Justice, and the enforcement<br />

profession, to provide independent, fair,<br />

and formal supervision of enforcement.<br />

We’re looking forward to being a part of that<br />

conversation as it continues in <strong>2022</strong>.<br />

– a resolution to the long-standing<br />

VAT on high court fees debate – with new<br />

guidance issued by the Ministry of Justice,<br />

providing widely welcomed clarity for the<br />

enforcement community, creditors, and<br />

debtors alike.<br />

The High Court Enforcement Officers<br />

Association is looking to continue that<br />

momentum in our work throughout <strong>2022</strong>,<br />

whilst of course ensuring that we support our<br />

members and their businesses in conducting<br />

safe and responsible enforcement.<br />

Throughout <strong>2022</strong> we and our members will<br />

focus on:<br />

• Helping creditors – the people and<br />

businesses who are owed money – by<br />

enforcing their judgments and recovering<br />

unpaid debts.<br />

• Informing debtors – the people who owe<br />

money – by ensuring that anyone who<br />

owes money is treated fairly, ethically, and<br />

proportionately.<br />

• Supporting Government – by<br />

recommending changes and implementing<br />

improvements to the legal framework<br />

around High Court enforcement to help<br />

it modernise and to improve clarity and<br />

transparency wherever possible.<br />

To deliver that, we have three key priorities<br />

for the year ahead, which have been<br />

developed with input and support from our<br />

members.<br />

Campaigning for greater Freedom of Choice<br />

for court users – we’ll be talking to ministers<br />

and civil servants to ramp up the HCEOA’s<br />

‘Freedom of Choice’ campaign – persuading<br />

Government to change the regulations and<br />

allow HCEOs to enforce judgments under<br />

£600.<br />

We’ve had some hugely positive responses<br />

to the campaign work so far, and we’re<br />

absolutely committed to making it easier for<br />

court users to recover debts they are owed<br />

by enabling them to avoid the county court<br />

backlog and use the high court enforcement<br />

as an alternative solution. Some 99 percent<br />

of court users back the plan and just five<br />

percent think the current system is effective.<br />

It’s worth remembering that Government<br />

could solve this problem today. A small<br />

change to the High Court and County Court<br />

Jurisdiction Order 1991 would allow High<br />

Court Enforcement Officers to enforce<br />

judgments and give creditors the freedom<br />

to choose another option to recover debts of<br />

under £600.<br />

High Court Enforcement Fee Scale Review<br />

– we are engaging with the MoJ to persuade<br />

it to undertake a long overdue review of the<br />

High Court enforcement fee scale (which<br />

hasn’t even been reviewed never mind<br />

changed since 2014!) to bring it at least close<br />

to something like in line with other court fees<br />

that were reviewed and increased in 2021.<br />

Encouraging a more diverse and<br />

representative enforcement profession –<br />

if we’re totally honest, we have some way to<br />

go in many of areas. But we’re moving in the<br />

right direction. The HCEOA is starting work<br />

on a long-term initiative to encourage a more<br />

diverse profession and reflect that increasing<br />

diversity in terms of representation on our<br />

Board and throughout the membership.<br />

If you want to be part of it, your support<br />

would be welcomed as we head in to <strong>2022</strong><br />

with a positive step. After the past two years,<br />

surely things can only get better.<br />

Alan J. Smith FCICM is Chairman of the<br />

High Court Enforcement Officers Association<br />

(HCEOA).<br />

Brave | Curious | Resilient / www.cicm.com / <strong>January</strong> & <strong>February</strong> <strong>2022</strong> / PAGE 52

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