BOV Visa Gold Card - Bank of Valletta
BOV Visa Gold Card - Bank of Valletta
BOV Visa Gold Card - Bank of Valletta
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Terms and<br />
Conditions <strong>of</strong> Use<br />
SCOPE<br />
These Terms and Conditions govern the use <strong>of</strong> the credit cards referred<br />
to below (the ‘<strong>Card</strong>s’) issued by <strong>Bank</strong> <strong>of</strong> <strong>Valletta</strong> p.l.c. (the ‘<strong>Bank</strong>’).<br />
ABOUT THE BANK<br />
The <strong>Bank</strong> is a public limited company registered at the Registry <strong>of</strong><br />
Companies in Malta with registration no. C. 2833 and registered <strong>of</strong>fice<br />
at 58, Zachary Street, <strong>Valletta</strong> VLT1130, Malta. Website:<br />
www.bov.com. The <strong>Bank</strong>’s main business is the provision <strong>of</strong> banking<br />
and investment services and it is licensed and regulated by the Malta<br />
Financial Services Authority, Notabile Road, Attard, BKR3000, Malta,<br />
website: www.mfsa.com.mt.<br />
The <strong>Bank</strong>’s principal place <strong>of</strong> business is <strong>BOV</strong> Centre, Cannon Road,<br />
Sta. Venera, SVR9030, Contact Details: +356 2131 2020 Facsimile:<br />
+356 2275 3730 and this is also the contact address for the purpose <strong>of</strong><br />
your Account agreement with the <strong>Bank</strong>. Alternatively, you can contact<br />
the branch where your Account is domiciled or you may e-mail the<br />
<strong>Bank</strong>’s Customer Service Centre on csc@bov.com.<br />
1. DEFINITIONS<br />
a) “<strong>Card</strong>” or “<strong>Card</strong>s” means the <strong>Visa</strong> Classic <strong>Card</strong> (Personal<br />
and Corporate), the Master<strong>Card</strong> Classic <strong>Card</strong> (Personal<br />
and Corporate), the <strong>Visa</strong> <strong>Gold</strong> <strong>Card</strong> (Personal and<br />
Corporate), the <strong>Visa</strong> Platinum <strong>Card</strong> (Personal and<br />
Corporate), the <strong>Visa</strong> Flypass Business <strong>Card</strong> (Personal and<br />
Corporate) and any other credit cards which may be issued<br />
by the <strong>Bank</strong> from time to time.<br />
b) “Account” means a <strong>Card</strong> Account and ‘Account Holder’<br />
means a <strong>Card</strong>holder in whose name the <strong>Bank</strong> maintains a<br />
<strong>Card</strong> Account.<br />
c) “<strong>Card</strong>holder” or “you” means a person who has been<br />
issued with a <strong>Card</strong> by the <strong>Bank</strong>, and includes a<br />
Supplementary <strong>Card</strong>holder.<br />
d) “Corporate <strong>Card</strong>” means a <strong>Card</strong> issued in the name <strong>of</strong> the<br />
corporate body, and will include the name <strong>of</strong> the duly<br />
authorised representative. Any and all <strong>Card</strong> transactions<br />
carried out by the said representative shall be considered<br />
as having been carried out by the corporate body.<br />
For the purposes <strong>of</strong> Corporate <strong>Card</strong>s, the terms 'Account<br />
Holder' and '<strong>Card</strong>holder' shall refer to the corporate body in<br />
whose name the <strong>Card</strong> Account is held, and also to its duly<br />
authorised representative.<br />
e) “Currency” means the currency <strong>of</strong> the Account in which the<br />
transactions are billed.<br />
f) “International Payment Company” shall mean <strong>Visa</strong><br />
International, Master<strong>Card</strong> and/or any other card scheme<br />
applicable to the <strong>Card</strong>.<br />
g) “Supplementary <strong>Card</strong>holder” means a <strong>Card</strong>holder whose<br />
<strong>BOV</strong> <strong>Visa</strong><br />
<strong>Gold</strong><br />
Issued:<br />
31/7/12<br />
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