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BOV Visa Gold Card - Bank of Valletta

BOV Visa Gold Card - Bank of Valletta

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General Product<br />

Information<br />

Travel and Purchase<br />

Protection Insurance<br />

<strong>Gold</strong> has always distinguished itself as a rare and precious metal <strong>of</strong><br />

high value, prestige, wealth and excellence. The <strong>BOV</strong> <strong>Visa</strong> <strong>Gold</strong><br />

<strong>Card</strong> embraces all these qualities and now you too can stand out<br />

with a card that matches your lifestyle.<br />

The <strong>BOV</strong> <strong>Visa</strong> <strong>Gold</strong> <strong>Card</strong> is welcomed world-wide. It provides all<br />

the benefits <strong>of</strong> the <strong>BOV</strong> Classic <strong>Card</strong>s with the added advantage <strong>of</strong><br />

a minimum credit limit <strong>of</strong> €7000 and many more exclusive benefits. 1<br />

Whether you are a regular traveller or simply on a family holiday, as<br />

a <strong>BOV</strong> <strong>Visa</strong> <strong>Gold</strong> <strong>Card</strong>holder you can benefit from free Travel and<br />

Purchase Protection Insurance covers. Policy covers trips for a<br />

period <strong>of</strong> not longer than 90 consecutive days from date <strong>of</strong><br />

departure when a return ticket is held, however, if one holds a one<br />

way ticket cover expires within 30 days <strong>of</strong> departure. <strong>BOV</strong> <strong>Visa</strong><br />

<strong>Gold</strong> <strong>Card</strong>holders will benefit from:<br />

� Personal Accident<br />

� Medical Expenses<br />

� Hospital Benefits<br />

� Cancellation and Curtailment charges<br />

� Loss <strong>of</strong> Personal Baggage<br />

� Delayed Baggage<br />

� Personal Money<br />

� Loss <strong>of</strong> documents<br />

� Travel delay<br />

� Missed departure and Personal liability.<br />

Furthermore, if you use your <strong>Card</strong> for purchases both locally and<br />

abroad, you are automatically covered for 90 days from date <strong>of</strong><br />

purchase.<br />

To qualify for Purchase Protection Insurance, make sure that you<br />

pay for your purchases with your <strong>BOV</strong> VISA <strong>Gold</strong> card. The <strong>BOV</strong><br />

VISA <strong>Gold</strong> <strong>Card</strong> travel insurance policy covers you, your spouse 2<br />

and children under the age <strong>of</strong> 18 or under 23 providing they are full<br />

time students. The eligible member is covered until reaching the<br />

age <strong>of</strong> 76 years.<br />

Optional extensions may be available and can be acquired by the<br />

cardholder by contacting Mediterranean Insurance Brokers directly.<br />

Any additional premium which may be due in this case is to be paid<br />

and borne by the cardholder.<br />

The Travel policy is underwritten by Middlesea Insurance plc and<br />

the Purchase Protection Insurance is underwritten with certain<br />

Underwriters at Lloyds. Both policies are arranged through<br />

Mediterranean Insurance Brokers (Malta) Limited.<br />

Loyalty Rewards <strong>BOV</strong> <strong>Gold</strong> <strong>Card</strong>holders are automatically eligible to participate in<br />

the <strong>BOV</strong> Loyalty Rewards Programme for free whereby customers<br />

1 Credit <strong>Card</strong> facilities are subject to normal bank lending criteria and final approval from your <strong>BOV</strong> Branch.<br />

2<br />

Partners, subject that these <strong>of</strong>ficially reside at the same address <strong>of</strong> the Eligible Member, that is, their identity<br />

cards or other similar document acceptable by the company, show the same address as the Eligible Member.<br />

Cover is provided until the eligible members reach the age <strong>of</strong> 76.<br />

<strong>BOV</strong> <strong>Visa</strong><br />

<strong>Gold</strong><br />

Issued:<br />

31/7/12<br />

Page 2

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