BOV Visa Gold Card - Bank of Valletta
BOV Visa Gold Card - Bank of Valletta
BOV Visa Gold Card - Bank of Valletta
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Our Interest<br />
Rates<br />
Our Fees and<br />
Charges<br />
website – www.bov.com via Contact Us.<br />
If you are still not satisfied with our reply or no agreement has been<br />
reached with us, you may appeal to the Financial Services Tribunal<br />
established under the Malta Financial Services Authority Act within such<br />
period and under such conditions as established under the said Act.<br />
Interest Rates may change after this product has been acquired and<br />
peripheral products may incur their own rates. Please refer to our <strong>BOV</strong><br />
Website for updated information, or contact any <strong>BOV</strong> Branch or our<br />
<strong>BOV</strong> Customer Service Centre on 2131 2020 for additional information.<br />
The following are the applicable interest rates on the <strong>BOV</strong> <strong>Visa</strong> <strong>Gold</strong><br />
<strong>Card</strong>:<br />
Penalty interests on delinquent credit card<br />
accounts<br />
Penalty interests<br />
2% per annum<br />
If credit limit is exceeded 2% over and above the annual interest<br />
rate<br />
Fees and charges may change after this product has been acquired and<br />
peripheral products may incur their own costs. Please contact any <strong>BOV</strong><br />
Branch or our <strong>BOV</strong> Customer Service Centre on 2131 2020 for<br />
additional information.<br />
The following are the applicable charges on the <strong>BOV</strong> <strong>Visa</strong> <strong>Gold</strong> <strong>Card</strong>:<br />
<strong>BOV</strong> <strong>Visa</strong> <strong>Gold</strong> <strong>Card</strong><br />
Main tariffs<br />
Joining Fee N/A<br />
Initial Fee €69<br />
Yearly Fee €69<br />
<strong>Visa</strong> and Master cards together (yearly) N/A<br />
First supplementary card, yearly €24<br />
Second supplementary and subsequent<br />
card, yearly €24<br />
Cash advance/ATM withdrawal from<br />
issuing bank in Malta 0.4% [min €0.23]<br />
ATM withdrawals from other banks in<br />
Malta €3 plus 0.33%<br />
ATM withdrawals from other banks in EU<br />
Countries €3 plus 0.33%<br />
ATM withdrawals from other banks in non-<br />
EU Countries €3 plus 0.33%<br />
<strong>BOV</strong> <strong>Visa</strong><br />
<strong>Gold</strong><br />
Issued:<br />
31/7/12<br />
Page iii
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