BOV Visa Gold Card - Bank of Valletta
BOV Visa Gold Card - Bank of Valletta
BOV Visa Gold Card - Bank of Valletta
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8. INTEREST<br />
a) We will charge interest on Cash Transactions and<br />
Quasi Cash Transactions (as defined in Clause 15)<br />
from the date <strong>of</strong> the Cash Transaction and/or the<br />
Quasi-Cash Transaction, at the rate referred to in<br />
clause 5(b), calculated on a daily basis. The interest<br />
will be charged on the daily balance until the full<br />
repayment is made.<br />
b) No interest will be charged on other transactions<br />
provided payment in full is made and credited to the<br />
Account within 25 days <strong>of</strong> the date <strong>of</strong> the relevant<br />
statement on which they appear. Interest will then be<br />
charged on the daily balance <strong>of</strong> the amount<br />
outstanding at the rates referred to in clause 5(b)<br />
above until full repayment has been credited.<br />
9. STATEMENTS AND INFORMATION ON INDIVIDUAL CARD<br />
TRANSACTIONS IN TERMS OF THE CENTRAL BANK OF<br />
MALTA DIRECTIVE NO. 1 ON THE PROVISION AND USE OF<br />
PAYMENT SERVICES (THE ‘DIRECTIVE’)<br />
a) If there is an outstanding balance on the <strong>Card</strong>, a<br />
statement will be made available to you on a monthly<br />
basis. If you are a subscriber to the <strong>Bank</strong>’s 24x7<br />
Internet <strong>Bank</strong>ing service, the <strong>Bank</strong> may make available<br />
the statement to you electronically, in which case if you<br />
require this statement on paper, the statement will be<br />
subject to a charge as per Tariff <strong>of</strong> Charges.<br />
b) Additional copies <strong>of</strong> the statement are provided upon<br />
request at a fee as per Tariff <strong>of</strong> Charges.<br />
c) If you are a subscriber to the <strong>Bank</strong>’s 24x7 Internet<br />
<strong>Bank</strong>ing service, information in individual <strong>Card</strong><br />
transactions in terms <strong>of</strong> the Directive will be made<br />
available to you electronically. This information will be<br />
provided and updated real time. If you require this<br />
information on paper, a charge may apply as per Tariff<br />
<strong>of</strong> Charges.<br />
d) If you are not a subscriber to the <strong>Bank</strong>’s 24x7 Internet<br />
<strong>Bank</strong>ing service, information on individual <strong>Card</strong><br />
transactions in terms <strong>of</strong> the Directive will be made<br />
available to you once monthly, upon request, at any <strong>of</strong><br />
the <strong>Bank</strong>’s branches or by calling the <strong>Bank</strong>’s Customer<br />
Service Centre on +356 2131 2020. If you request this<br />
information more than once monthly, a charge may<br />
apply as per Tariff <strong>of</strong> Charges.<br />
e) You are responsible for checking statements and the<br />
information on individual <strong>Card</strong> transactions in terms <strong>of</strong><br />
the Directive (referred to above) (whether on paper or<br />
electronically) and to contact the <strong>Bank</strong> immediately if<br />
you consider that a transaction on your Account is<br />
<strong>BOV</strong> <strong>Visa</strong><br />
<strong>Gold</strong><br />
Issued:<br />
31/7/12<br />
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