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Call Now!<br />

Call Call Now! Now!<br />

(219)462-0809<br />

Free<br />

(219)462-0809<br />

Consultation<br />

Free<br />

Consultation<br />

Free<br />

Consultation<br />

A CORNERSTONE IN OUR COMMUNITY FOR OVER 50 YEARS<br />

E L D E R L A W A N D E S T A T E P L A NNI N G<br />

E L D E R L A W A N D E S T A T E P L A NNI<br />

NNI<br />

N G<br />

Nursing Home Costs Now Average<br />

Cliff Rice<br />

Elder Law Attorney<br />

Over $ 108,000 per year!<br />

Medicaid Planning<br />

This book is a financial and legal guide to the ins and outs of the only government program<br />

that will pay for the long-term nursing home care of your family member:<br />

MEDICAID.<br />

Avoid Nursing Home Spend-Down<br />

Elder Law<br />

Long-Term Care Planning<br />

The bills of over 50% of all nursing home residents are currently being paid by Medicaid.<br />

However, many people are forced to spend down nearly all of their money before they can<br />

even qualify. You don’t have to be poor, destitute or broke to have Medicaid pay the bills!<br />

You will discover the best methods of:<br />

• How to make transfers to family members that won’t disqualify you from Medicaid.<br />

• How To Protect Your Home – How you can lose your home if you’re not careful!<br />

• The single document that can make a huge difference in your planning, possibly<br />

saving your family thousands of dollars!<br />

• What to change in your will to save thousands of dollars if your spouse ever needs<br />

nursing home care.<br />

For more information visit www.MedicaidSecrets.com.<br />

and In-Home Healthcare Planning<br />

K. GABRIEL HEISER is an attorney with OVER 25 YEARS’ EXPERIENCE in<br />

the field of elder law and estate planning. A long-time member of the<br />

National Academy of Elder Law Attorneys, he has personally counseled<br />

hundreds of clients, helping them save thousands of dollars in nursing<br />

home costs.<br />

CLIFFORD J. RICE is licensed to practice in Indiana, Illinois, and Michigan.<br />

He is a partner in the law firm of Rice & Rice, Attorneys at Law, LLC. His<br />

practice is limited to Estate Planning, Medicaid Planning, and Elder Law<br />

for clients who seek asset preservation and probate avoidance. He has<br />

been actively practicing for over 50 years. Mr. Rice is a frequent lecturer<br />

and trainer on estate planning and has received the Martindale-Hubbell<br />

AV Rating, the highest peer rating given to attorneys ranked at the highest<br />

level of professional excellence for their legal expertise, communication<br />

skills and ethical standards.<br />

Living Trusts<br />

20<strong>23</strong> Edition: Expanded, revised,<br />

and completely updated to<br />

incorporate all changes in the law<br />

as of January 1, 20<strong>23</strong><br />

U.S. $49.00<br />

Probate Avoidance, Business and<br />

Farmland Succession Planning<br />

HOW TO PROTECT YOUR FAMILY’S ASSETS FROM DEVASTATING NURSING HOME COSTS<br />

K. GABRIEL HEISER, ATTORNEY | CLIFFORD J. RICE, ATTORNEY<br />

INDIANA EDITION 20<strong>23</strong><br />

Expanded, revised, and updated!<br />

HOW TO PROTECT<br />

YOUR FAMILY’S ASSETS<br />

FROM DEVASTATING<br />

NURSING HOME COSTS<br />

K. GABRIEL HEISER, ATTORNEY<br />

CLIFFORD J. RICE, ATTORNEY<br />

Free Book<br />

To Clients Who<br />

Do Planning<br />

Rice<br />

Rice<br />

Rice Attorneys<br />

Rice Attorneys<br />

Serving Indiana, Illinois And Michigan With Offices In Valparaiso, Granger And Lafayette<br />

Advertising Material<br />

Advertising Material<br />

Advertising Material<br />

100 LINCOLNWAY, SUITE 1, VALPARAISO, IN 46383<br />

(219) 462-0809 WWW.RICEANDRICE.COM<br />

3

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