The Star: February 29, 2024
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26 <strong>The</strong> <strong>Star</strong> Thursday <strong>February</strong> <strong>29</strong> <strong>2024</strong><br />
Your<br />
Earthquake<br />
damaged<br />
home!<br />
Talk to us if you are serious about<br />
selling your “As is Where is” home.<br />
We have sold over<br />
150 “As is Where is”<br />
homes and we have<br />
a huge database of<br />
qualified buyers.<br />
Phil & Holly Jones<br />
Ph 03-382-2230<br />
Phil 027 435 7711<br />
Holly 027 222 0220<br />
holly.jones@raywhite.com<br />
Licensed (REAA 2008) Results Realty Ltd<br />
We have achieved<br />
record breaking<br />
prices recently!<br />
Re Roofing<br />
Roof Repairs<br />
• Approved Age Concern<br />
provider<br />
• Over 30 years experience<br />
• Licensed Building Practitioner<br />
N A BARRELL<br />
ROOFING LTD<br />
Ph: 0275 389 415<br />
Email: nabroofing@xtra.co.nz<br />
<strong>The</strong> <strong>Star</strong> Classifieds<br />
Business for Sale<br />
SECURE<br />
YOUR<br />
FUTURE<br />
We have two businesses in Christchurch for sale at<br />
reduced prices. Cost to get in to your own business<br />
will never be cheaper. <strong>The</strong>se businesses are for sale<br />
due to retirements, introduction to clients will be<br />
given to new franchisees by current owners.<br />
Contact us today for information<br />
chchadmin@jimsmowing.net.nz<br />
or Phone 0800 454 546<br />
Cars Wanted<br />
Home loans and mortgages can be<br />
confusing and complex, with which<br />
bank or lender to apply, interest rates<br />
and terms, and the initial application<br />
process. Making the right choice is<br />
crucial, so receiving the expert advice<br />
of a mortgage broker may offer a<br />
solution to a stressful situation.<br />
What is a mortgage broker?<br />
A mortgage broker is a financial<br />
adviser who is a go-between for the<br />
borrower and a lender to get the<br />
required loan. <strong>The</strong>y specialise in the<br />
mortgage market, loan products,<br />
lender policies, interest rates, and the<br />
mortgage application process to give<br />
you tailored advice. <strong>The</strong>y may also<br />
refer borrowers to other services in the<br />
purchasing process, including lawyers,<br />
valuers, or builders.<br />
Louise Taylor from <strong>The</strong> Mortgage<br />
Girls suggests several reasons why a<br />
mortgage broker may be beneficial:<br />
• Mortgage brokers have access to<br />
a wide network of multiple lenders,<br />
including all the banks, meaning they<br />
can offer you a broader range of<br />
mortgage options and opportunities to<br />
secure a loan successfully.<br />
Although the broker usually receives a<br />
commission from lenders, they<br />
work on your behalf, not the<br />
banks. Often, brokers have strong<br />
relationships with lenders and<br />
can negotiate to secure the most<br />
favourable terms, better interest rates<br />
and other incentives, including cash<br />
throughout<br />
contributions.<br />
Christchurch<br />
• Time and effort can be saved<br />
as brokers simplify the process and<br />
guide borrowers through substantial<br />
Home & Property appears every Thursday, delivered FREE<br />
throughout Christchurch<br />
For more information and bookings, contact Mike Fulham<br />
M: 021 300 567 E: mike@starmedia.kiwi<br />
Why use a Mortgage Broker?<br />
documentation, from first-home<br />
buyers with limited knowledge of the<br />
process to investors and experienced<br />
property developers.<br />
• A broker will assess your financial<br />
situation and long-term goals to<br />
recommend a mortgage solution that<br />
best suits your needs.<br />
<strong>The</strong>y build relationships and provide<br />
personalised and customised solutions<br />
for each borrower. <strong>The</strong>y may suggest<br />
holding off submitting applications that<br />
will be unsuccessful and instead work<br />
with customers to put plans in place<br />
to work towards success. <strong>The</strong>y also<br />
remind customers when interest rates<br />
are due to come off fixed terms and<br />
explore options to refix, restructure or<br />
refinance.<br />
• Reputable mortgage brokers<br />
work in your best interest to provide<br />
transparent information to give<br />
you peace of mind. Louise advises<br />
customers to go onto websites, read<br />
potential brokers’ profiles, choose 3–4<br />
brokers to ring and ask questions to see<br />
if they are relatable and a good fit.<br />
Louise’s tips for getting a mortgage<br />
approved include having good account<br />
conduct, keeping up payments,<br />
limiting debt and cash withdrawals,<br />
avoiding overdrafts, Afterpay and<br />
regular gambling.<br />
Utilising a mortgage broker can be<br />
a wise decision when navigating the<br />
complex world of borrowing. <strong>The</strong>y<br />
offer expert guidance, give access to<br />
multiple lenders, save time and money<br />
and help you secure the best mortgage<br />
deal for your needs and financial<br />
circumstances.<br />
Home & Property appears every Thursday, delivered FREE<br />
For more information and bookings, contact Mike Fulham<br />
M: 021 300 567 E: mike@starmedia.kiwi<br />
Board<br />
Board available Papanui,<br />
partly furnished room<br />
$270 per wk. Contact 027<br />
532 1803<br />
PRIVATE BOARD<br />
WANTED. Semi retired<br />
active gent. Ph 0274 710<br />
369<br />
Boating Accessories<br />
& Equipment<br />
WINDSCREENS<br />
Perspex cut to size and<br />
shape, Fab Plastics ph<br />
366 3634<br />
Advertise YOUr<br />
BUsiNess Here<br />
Phone for further details<br />
(03) 379 1100<br />
• Phone our local team 03 379 1100 • Email star.class@starmedia.kiwi<br />
Building Supplies<br />
PERSPEX, poly<br />
carbonate and other<br />
plastics cut to size and<br />
shape. Fab Plastics phone<br />
366-3634<br />
SHOWER/BATH Liner,<br />
custom made to suit, Fab<br />
Plastics ph 366-3634<br />
Car Parts<br />
TYRES Secondhand,<br />
most sizes. Punctures $30<br />
Also new tyres & batteries.<br />
Brake pads fitted from<br />
$125 . 217 Waltham Road,<br />
027 476 2404<br />
Curtains<br />
A1 CURTAINS &<br />
DRAPES.<br />
Roman blinds, tie backs,<br />
cushions, nets, voiles, &<br />
squabs, plus alterations.<br />
Free quotes. Ph Kay 980<br />
1501 or 021 257 1823. kay.<br />
tainui88@gmail.com<br />
Church Notices<br />
SYDENHAM CHRISTIAN<br />
SPIRITUAL CHURCH<br />
Sydenham Community<br />
Centre<br />
23/25 Hutcheson St<br />
Address<br />
Sandy<br />
Clairvoyance<br />
Sandy<br />
Sunday 7pm<br />
All Welcome<br />
NEW AGE CHRISTIAN<br />
SPIRITUAL CENTRE<br />
61 Grafton Street<br />
Sunday 7pm<br />
Address:<br />
Carole<br />
Clairvoyance:<br />
Carole<br />
Tuesday<br />
Healing 1-1.45pm<br />
Clairvoyance 2pm<br />
All Welcome<br />
Church Notices<br />
We have found peace of<br />
heart and soul satisfaction<br />
in Jesus and would like<br />
to share it with you. This<br />
is a welcome to come and<br />
listen to God’s Word on<br />
Sundays 4.30-5.30pm at<br />
Hillmorton High School<br />
and Wednesdays 7.30-<br />
8.15pm (excluding Feb<br />
28th, Mar 27th, Apr 24th)<br />
at the Harvard Community<br />
Lounge, Corsair Drive.<br />
Steel for sale, off cuts. Cut<br />
lengths all sections. 027<br />
4508 785<br />
Funeral Directors<br />
direct<br />
cremation<br />
$2,200 GSt inclusive<br />
(includes committal)<br />
0800 27 28 <strong>29</strong><br />
www.mainland<br />
crematorium.co.nz<br />
Funeral Directors<br />
No Service<br />
Cremation<br />
$2,495<br />
Family Funeral with Cremation $4,800<br />
Chapel - 35 people, casket, hearse, cremation fees<br />
Phone 0800 804 663 - 24 Hour Availability<br />
Email: info@justfunerals.co.nz<br />
christchurch.justfunerals.co.nz<br />
Garage Sales Gardening<br />
Education<br />
& Supplies<br />
HORNBY 26A Bella<br />
PETE’S GARDENING<br />
FREE personality Rosa Drive, Sat 8am -<br />
SERVICE Gardening,<br />
analysis. Find out who 12 noon. H/hold goods,<br />
rubbish removal, cleanups,<br />
you really are. <strong>The</strong> garden tools, sgle bed<br />
expert pruning, hedge<br />
widely recognized Oxford with bedding, outdoor<br />
trimming, tree cutting,<br />
Capacity Analysis. furniture, Yahama<br />
good rates, no job too<br />
Computer charted, electronic keyboard with<br />
big or too small, half<br />
personal explanation. case, books, filing cabinet<br />
the price of a franchise.<br />
Phone 021 896 022 & cupboard etc.<br />
Compost. Ph 027 551 4118<br />
Cash Only.<br />
For Sale<br />
TREE SERVICES<br />
Gardening<br />
& Supplies<br />
A THICK LAYER OF<br />
BARK, keeps the moisture<br />
in, the weeds out & looks<br />
great in your garden beds.<br />
I will deliver and lay it for<br />
you. Call Hugh “<strong>The</strong> Little<br />
Green Groomer” 021 275<br />
5445<br />
PERSPEX Cut to size,<br />
clear and tinted sheets<br />
available. Suitable as<br />
replacement panels in<br />
your glasshouse or as a<br />
windbreak. Fab Plastices<br />
366 3634<br />
Hedges, shrubs, tree<br />
trimming & rubbish<br />
removal. Phone for free<br />
quotes 022 540 4900<br />
Health & Beauty<br />
MOBILE Toe Nail<br />
Cutting Service with foot<br />
and lower leg massage by<br />
regd nurse. $50. Phone<br />
022 281 6647<br />
Massage<br />
Ladies Only. Full body<br />
sensual massage. Awaken<br />
your perception to the<br />
sensation of touch, allow<br />
your body to be totally<br />
relaxed. Ph 027 251 4660
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