Revizorski izvjestaj 2006 (pdf) - Montenegro berza
Revizorski izvjestaj 2006 (pdf) - Montenegro berza
Revizorski izvjestaj 2006 (pdf) - Montenegro berza
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CRNOGORSKA KOMERCIJALNA BANKA A.D., PODGORICA<br />
BALANCE SHEET<br />
as of December 31, <strong>2006</strong><br />
(thousands of €)<br />
Note<br />
December 31,<br />
<strong>2006</strong><br />
Audited by<br />
Another<br />
Auditor<br />
December 31,<br />
2005<br />
ASSETS<br />
Cash and balances with the Central Bank 3.4, 10 113,327 43,672<br />
Treasury bills 11 1,461 3,831<br />
Loans and advances to banks 12 80,695 76,435<br />
Loans and advances to customers 13 321,722 161,217<br />
Available-for-sale securities 3.5, 14 174 174<br />
Financial assets at fair value through profit and loss 3.6, 15 211 211<br />
Property, plant and equipment 3.8, 16 11,661 10,264<br />
Intangible assets 3.7, 16 3,932 3,700<br />
Other assets 17 3,592 3,843<br />
Total assets 536,775 303,347<br />
LIABILITIES<br />
Deposits from banks 18 5,087 13,202<br />
Due to customers 19 452,147 248,124<br />
Other borrowed funds 3.9, 20 54,407 21,475<br />
Current income tax liabilities 3.3 144 279<br />
Other liabilities 21 899 517<br />
Provisions 3.10, 3.11, 22 627 273<br />
Deferred tax liabilities 3.3, 9a 236 159<br />
Total liabilities 513,547 284,029<br />
SHAREHOLDERS’ EQUITY<br />
Share capital 23 17,966 15,347<br />
Other reserves 946 946<br />
Retained earnings 4,316 3,025<br />
Total shareholders’ equity 23,228 19,318<br />
Total liabilities and shareholders’ equity 536,775 303,347<br />
OFF-BALANCE-SHEET ITEMS 24 49,184 20,343<br />
The accompanying notes are<br />
an integral part of these financial statements.<br />
4
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