Revizorski izvjestaj 2006 (pdf) - Montenegro berza

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1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 1997 MONTENEGRO CRNA GORA MONTENEGRO CRNA GORA MONTENEGRO CRNA GORA MONTENEGRO CRNA GORA MONTENEGRO Income Statement Bilans uspjeha Year ended 31 December / U periodu od 1. januara do 31. decembra 2006. thousands of EUR / u hiljadama EUR Interest and similar income Prihodi po osnovu kamata i slični prihodi Interest expense and similar charges Rashodi po osnovu kamata i slični rashodi Note Napomena 2006. 2005. 3.1, 4a 25.613 14.187 3.1, 4b (16.231) (7.574) Net interest income / Neto prihod od kamata 9.382 6.613 Fee and commission income Prihodi po osnovu naknada i provizija Fee and commission expense Rashodi po osnovu naknada i provizija 3.1, 5a 13.601 11.230 3.1, 5b (2.917) (2.618) Net fee and commission income / Neto prihod od naknada i provizija 10.684 8.612 Net trading income / (expenses) Neto prihodi / (rashodi) iz trgovanja Net gains less losses from investment securities Neto dobici po osnovu ulaganja hartija od vrijednosti Dividends and other income from equity investments Prihodi od dividendi i učešća Other operating income Ostali poslovni prihodi Operating expenses Ostali poslovni rashodi Losses on impairment and provisions Rashodi indirektnih otpisa plasmana i rezervisanja 3.2, 6 874 (269) - 23 60 - 494 - 7 (13.475) (11.145) 3.5, 8 ( (3.685) (530) (15.732) (11.921) Profit before tax / Dobit prije oporezivanja 4.334 3.304 Income taxes Porez na dobit 3.3, 9a (424) (279) 3.025 1.957 Profit for the year / Neto dobit 3.910 3.025
Balance Sheet Bilans stanja Year ended 31 December / Na dan 31. decembra 2006. thousands of EUR / u hiljadama EUR Note/ Napomena 2006. 2005. ASSETS / AKTIVA Cash and balances with the Central Bank Novčana sredstva i sredstva kod Centralne banke Treasury bills Državni zapisi Loans and advances to banks Krediti i avansi bankama Loans and advances to customers Krediti i avansi klijentima Available-for-sale securities Hartije od vrijednosti raspoložive za prodaju Financial asset at fair value through profit and loss Finansijska sredstva po pravičnoj vrijednosti kroz bilans uspjeha Property, plant and equipment Nekretnine, postrojenja i oprema Intangible assets Nematerijalna ulaganja Other assets Ostala sredstva 3.4, 10 113,327 43,672 11 1,461 3,831 12 80,695 76,435 13 321,722 161,217 3.5, 14 174 174 3.6, 15 211 211 3.8, 16 11,661 10,264 3.7, 16 3,932 3,700 17 3,592 3,843 Total assets / Ukupna aktiva 536,775 303,347 LIABILITIES / PASIVA Deposits from banks Obaveze prema bankama Due to customers Obaveze prema klijentima Other borrowed funds Obaveze po kreditima Current income tax liabilities Obaveze za tekući porez Other liabilities Ostale obaveze Provisions Rezervisanja Deferred income tax liabilities Odložene poreske obaveze 18 5,087 13,202 19 452,147 248,124 3.9, 20 54,407 21,475 3.3 144 279 21 899 517 3.10, 3.11, 22 627 273 3.3, 9a 236 159 Total liabilities / Ukupne obaveze 513,547 284,029 SHAREHOLDERS’ EQUITY / KAPITAL Share capital Akcijski kapital Other reserves Ostale rezerve Retained earnings Neraspoređena dobit 23 17,966 15.347 946 946 4,316 3,025 Total shareholders’ equity / Ukupan kapital 23,228 19,318 Total liabilities and shareholders’ equity / Ukupna pasiva 536,775 303,347 OFF-BALANCE-SHEET ITEMS / VANBILANSNE POZICIJE 24 49,184 20,343
Page 1 and 2: Annual Report Godišnji izvještaj
Page 3 and 4: A n n u a l R e p o r t G o d i š
Page 5: Contents Sadržaj Income Statement
Page 9 and 10: Uvodna riječ Generalnog direktora
Page 11 and 12: CKB Management CKB Menadžment May,
Page 13 and 14: Always independent Uvijek nezavisni
Page 15 and 16: with 6 million overnight stays and
Page 17 and 18: • support to business development
Page 19 and 20: Old and new banking stories Stare i
Page 21 and 22: New memberships and new legal infra
Page 23 and 24: legal basis for gradual transition
Page 25 and 26: New strategic partnership on the so
Page 28 and 29: 26 26 1997 1998 1999 2000 2001 2002
Page 30 and 31: 28 28
Page 32 and 33: CRNOGORSKA KOMERCIJALNA BANKA A.D.,
Page 34: INDEPENDENT AUDITORS’ REPORT To t
Page 37 and 38: CRNOGORSKA KOMERCIJALNA BANKA A.D.,
Page 39 and 40: NOTES TO THE FINANCIAL STATEMENTS D
Page 57 and 58:
NOTES TO THE FINANCIAL STATEMENTS D
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CRNOGORSKA KOMERCIJALNA BANKA A.D.,
Page 69 and 70:
Bulevar Ivana Crnojevića 107 Podgo
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NAPOMENE UZ FINANSIJSKE IZVJEŠTAJE
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Revizorski izvjestaj 2006 (pdf) - Montenegro berza

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