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Parent Handbook 2010–2011 - Berklee College of Music

Parent Handbook 2010–2011 - Berklee College of Music

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equires that colleges may enroll only students who either participate in the<br />

college’s qualifying health insurance program or verify (through a waiver<br />

process) that they are in a health insurance program that meets the law’s<br />

minimum QSHIP benefit requirements. The college has arranged for a<br />

qualifying student health insurance program. Students who have comparable<br />

health insurance to the QSHIP minimums may elect to waive the requirement<br />

to participate in the health insurance.<br />

The Massachusetts Division <strong>of</strong> Health Care Finance and Policy requires that<br />

the college may not waive participation in the institution’s qualifying student<br />

health plan for 1) students who have been determined Low Income Patients<br />

for Services Eligible for Payment from the Uncompensated Care Pool or 2)<br />

students with coverage from insurance carriers outside the United States, by<br />

foreign National Health Service programs, and by embassy-sponsored programs.<br />

Health plans such as those in the preceding statement are deemed not to be<br />

comparable to coverage under a qualifying student health insurance program.<br />

Therefore, waivers are not accepted. International students are expected to<br />

participate in the college’s qualifying health plan. Students participating in a<br />

<strong>Berklee</strong>-sponsored study abroad program may waive the health insurance if<br />

their foreign insurance plan provides coverage in the study-abroad area.<br />

Information brochures are available on berklee.edu/forms and in the Office <strong>of</strong><br />

the Registrar. Health insurance fees are listed under Financial Information in<br />

the student Bulletin.<br />

Property Insurance<br />

The college insures only its own property against loss. It does not insure against<br />

nor reimburse against the loss, from any cause, <strong>of</strong> student property. It is<br />

strongly suggested that students who possess property <strong>of</strong> value insure against<br />

loss through their own insurance company.<br />

Instrument Insurance<br />

Students are responsible for insuring their own instruments. One way for<br />

students to insure an instrument is by attaching a floater to their parents’<br />

homeowner’s or renter’s insurance policy. Members <strong>of</strong> the American Federation<br />

<strong>of</strong> <strong>Music</strong>ians may purchase insurance through the federation. Students who are<br />

not union members should research their local insurance companies and agents<br />

to compare available coverage. Students should know that there are differences<br />

in coverage and premiums for pr<strong>of</strong>essional and non-pr<strong>of</strong>essional musicians. For<br />

more information, contact an insurance carrier.<br />

International students are likely to experience some difficulty in establishing a<br />

policy in the United States. They are encouraged to secure instrument coverage<br />

in their home country.<br />

Change <strong>of</strong> Address<br />

Students are required to keep the college informed <strong>of</strong> any change <strong>of</strong> address.<br />

The Office <strong>of</strong> the Registrar must be notified <strong>of</strong> such changes in writing.<br />

Appropriate forms are available there.<br />

For the most up-to-date information, visit berklee.edu.

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