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209<br />

Work at Home Offers<br />

Avoid<strong>in</strong>g Web Frauds & Scams<br />

You’ve seen the ads, “Assemble Products at Home” or “$1 for Every<br />

Envelope You Stuff.” Are these offers legitimate? Some certa<strong>in</strong>ly are.<br />

These types of promotions have been runn<strong>in</strong>g <strong>in</strong> magaz<strong>in</strong>es for years, so it<br />

isn’t surpris<strong>in</strong>g to see them on the Net. What you’ll often f<strong>in</strong>d are companies<br />

sell<strong>in</strong>g an expensive kit you’ll need to do the work. Another th<strong>in</strong>g to be wary<br />

of is, are the products <strong>in</strong> demand, and is the pay the company is offer<strong>in</strong>g too<br />

high for the easy work they promise?<br />

Another ploy used by some companies is to get an <strong>in</strong>terested client to<br />

a sem<strong>in</strong>ar to tell them about the opportunity, and then pressure them <strong>in</strong>to<br />

mak<strong>in</strong>g an on-the-spot decision. There are some very legitimate home bus<strong>in</strong>ess<br />

offers to be found onl<strong>in</strong>e. Most however, are not as easy as the promoters<br />

will make them seem. Surprised? This is perhaps the category where the<br />

question, “is this too good to be true” applies the most. There are a few<br />

precautions you can take to m<strong>in</strong>imize problems <strong>in</strong> this area.<br />

1. Get a written description of the exact work as well as the<br />

pay you will receive.<br />

2. Read and understand any contract you are asked to sign.<br />

3. If you are unclear about anyth<strong>in</strong>g <strong>in</strong> the contract seek professional<br />

help.<br />

4. If any promise is made verbally, <strong>in</strong>sist it be <strong>in</strong>cluded <strong>in</strong> the<br />

contract.<br />

5. Many companies offer a money back guarantee. Understand<br />

what you must do to get your money back, and be sure this<br />

too is <strong>in</strong> your contract.<br />

Advanced Fee Loans, Credit, Credit Repair<br />

Offers to secure f<strong>in</strong>anc<strong>in</strong>g of all types have been very popular over<br />

the past year. Everyth<strong>in</strong>g from secure credit cards to first mortgage loans are<br />

available onl<strong>in</strong>e. In fact, the number one unsolicited email offer (a nice way of<br />

say<strong>in</strong>g spam) of late has been for credit of every imag<strong>in</strong>able variety, second<br />

only to “Get out of debt” and “Credit repair.”<br />

Perhaps the card<strong>in</strong>al rule of purchas<strong>in</strong>g anyth<strong>in</strong>g onl<strong>in</strong>e is, don’t send<br />

money upfront without know<strong>in</strong>g exactly what you’re gett<strong>in</strong>g and exactly who

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