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EMN 2008-2009 Overview - Réseau Européen de la Microfinance

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MIS<br />

CRM<br />

on-line Client<br />

Col<strong>la</strong>boration<br />

on-line Credit<br />

Application<br />

Graph 34: Type of IT system used<br />

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%<br />

Yes<br />

As seen in the above graph, the most<br />

commonly used IT system is Management<br />

Information Systems (MIS), followed by<br />

Customer Re<strong>la</strong>tionship Management (CRM).<br />

The number of responding institutions<br />

that are currently using online software is<br />

quite low. Only one quarter of responding<br />

institutions use on-line client col<strong>la</strong>boration<br />

and 18% are using on-line credit applications<br />

(18%). A majority of responding institutions<br />

(59%) are using some type of MIS system and<br />

34% are using CRM systems.<br />

6.2 Rating<br />

Institutions were asked what percentage<br />

of their needs were covered by the respective<br />

software systems and to rate the software<br />

from 1 to 5 with 1 being “Excellent” and 5<br />

being “Very bad”.<br />

No<br />

Almost all institutions that that use MIS<br />

consi<strong>de</strong>r more than 75% of their needs to<br />

be covered by their software and rated their<br />

MIS as excellent or very good. The most<br />

commonly used MIS program is Credinfo,<br />

used by 10% of responding organisations, and<br />

used exclusively in Hungary. The majority<br />

of institutions (58%) that use CRM also<br />

respon<strong>de</strong>d that more than 75% of their needs<br />

were covered, and it was rated as excellent<br />

or very good by nearly every responding<br />

institution.<br />

6.3 Cost<br />

In spite of MIS being the most utilized<br />

software, it is also the most expensive, with<br />

an average monetary value of 9,300 euros,<br />

followed by CRM with an average value of<br />

4,000 euros.<br />

49

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