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15 DAyS - STA Travel

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130<br />

Don’t forget your travel insurance<br />

We hope you have an awesome trip, but to put it bluntly, if something does<br />

happen (and it happens all the time), you’ll want travel insurance, not a<br />

$50,000+ medical bill!<br />

We know how important it is for you to have an amazing journey and travel<br />

insurance is probably the last thing on your mind. However, our experience<br />

tells us travelling without cover is simply not a risk worth taking. Imagine<br />

getting sick in a remote region of Saskatchewan or worse, being refused<br />

treatment (USA hospitals are notorious for it). This can be a horrific experience<br />

in a time when you really need help.<br />

It’s a scary thought, but these kinds of things happen all too often, all over<br />

the world. Having an emergency assistance team of experienced doctors,<br />

nurses and case managers on call to help you when you’re in trouble is why<br />

having the right travel insurance is so important.<br />

<strong>STA</strong> <strong>Travel</strong> Insurance gives you much more than medical cover. It also covers<br />

emergency transport and accommodation costs, includes cover for cancellation<br />

and for your belongings should they be lost, damaged, stolen or delayed.<br />

You wouldn’t go camping without a tent – you shouldn’t book your<br />

holiday without travel insurance!<br />

what makes us different?<br />

Some of the benefits of booking your travel insurance with us…<br />

• 24 hour emergency assistance<br />

Access to our 24 hour emergency assistance team for medical<br />

emergencies and evacuations, help with hospital bills and assistance<br />

should you lose your passport and travel documents.<br />

• Luggage coverage<br />

For lost, stolen or damaged items which you’re travelling.<br />

• Flexible policy length<br />

You can see the four corners of the globe on the one policy, and if you<br />

decide to stay longer you can extend your policy for up to 18 months.<br />

• Cover for the adventurous<br />

We automatically cover loads of adrenalin pumping activities which<br />

you means you can experience more and still keep your mum happy.<br />

• working holiday and study abroad cover<br />

Planning on working or studying while you’re overseas? No problem, we<br />

cover working holidays whether you’re pulling a pint of beer, working<br />

on the ski fields, or studying overseas.<br />

• Cover for existing medical conditions<br />

We automatically cover many existing medical conditions, and if your<br />

condition falls outside the auto cover criteria, cover can be applied<br />

for by completing a medical assessment form, and if accepted, paying<br />

an additional premium.<br />

the Cover you Can expeCt<br />

No complicated plans to choose from, just great cover you can rely on.<br />

Here’s some of the inclusions you can expect with your international policy:<br />

• $unlimited overseas medical and dental cover<br />

• $unlimited additional expenses<br />

• $unlimited amendment or cancellation costs<br />

pLus Cover For:<br />

• Luggage and travel documents<br />

(including sporting equipment)<br />

• Delayed luggage allowance<br />

• Money<br />

• Rental car insurance excess<br />

• <strong>Travel</strong> delay<br />

• Resumption of journey<br />

• Special events<br />

• Hospital incidentals<br />

• Hijacking<br />

• Loss of income<br />

• Disability<br />

• Accidental death<br />

• Legal expenses<br />

• Personal liability<br />

Choose extras that suit you<br />

Just like making your own iPod playlist to suit your mood, you can<br />

customise your <strong>STA</strong> <strong>Travel</strong> policy to suit your trip...<br />

• the annual multi-trip option<br />

If you plan on getting away a few times over the next 12 months,<br />

taking out an annual policy for multiple trips may be the cheaper option.<br />

• Choose an excess<br />

The higher the excess the cheaper the premium. You can choose<br />

between a $nil, $100 or $250 excess.<br />

• increase your rental car insurance excess cover<br />

Hiring a car and don’t want to pay a massive excess if you have an<br />

accident? Some plans automatically cover a rental car insurance<br />

excess of up to $4,000. If that’s not enough cover, you can buy<br />

additional cover.<br />

• add cover for snow skiing or snowboarding<br />

Plan on going for a board or ski? Take this option if you want to be<br />

covered if you come unstuck. We don’t cover skiing or boarding<br />

outside resort boundaries.<br />

• add cover for motorcycle/moped riding<br />

Plan on hiring a scooter while you’e away? Take this option if you<br />

want to be covered in case you come off.<br />

Don't risK it. Get traveL insuranCe!<br />

For more information talk to your travel adviser or go to www.statravel.co.nz/insurance for all the details.

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