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going to university TAFE/VET pathways - Flinders University

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20<br />

funding your<br />

education<br />

Higher education is an investment, one which offers<br />

excellent professional career prospects and develops<br />

graduate skills that can be applied in all aspects of life.<br />

Study costs<br />

All undergraduate courses at <strong>Flinders</strong><br />

<strong>University</strong> are Commonwealth<br />

supported for eligible students. Being<br />

a Commonwealth supported student<br />

means the cost of studying at <strong>university</strong><br />

is shared between the Commonwealth<br />

Government and you. It is important <strong>to</strong><br />

know that eligible students do not have<br />

<strong>to</strong> pay upfront for their <strong>university</strong> fees.<br />

Most eligible students choose <strong>to</strong> borrow<br />

the money from the Commonwealth<br />

Government, through the HECS-HELP<br />

Scheme and pay the loan back once they<br />

are earning over the declared income<br />

threshold for that year ($43,157 in 2009).<br />

For many students, this means that they<br />

will not start repaying the loan until they<br />

gain full-time employment.<br />

Alternatively, you can pay the student<br />

contribution upfront, in which case eligible<br />

students will receive a 20% discount.<br />

Eligible students<br />

Students who are Australian citizens<br />

or holders of permanent humanitarian<br />

visas are eligible for a HECS-HELP<br />

loan and do not have <strong>to</strong> pay their fees<br />

upfront. Permanent residents and New<br />

Zealand citizens must normally pay<br />

their fees upfront and are not eligible<br />

for a discount.<br />

How are student<br />

contribution amounts<br />

calculated?<br />

The table (page 21) shows the annual<br />

student contribution for a normal fulltime<br />

study load (36 units) by subject<br />

area. Student contribution amounts are<br />

charged based on the <strong>to</strong>pics you enrol in<br />

and what band these <strong>to</strong>pics fall under.<br />

Each <strong>to</strong>pic is typically worth 3, 4.5, 6 or<br />

9 units. A three-year degree at <strong>Flinders</strong><br />

is 108 units. Most students will study<br />

<strong>to</strong>pics from two or more of these bands.<br />

For example, if you are undertaking a<br />

double degree in Education and Science,<br />

your education <strong>to</strong>pics are charged at the<br />

national priority rate, whilst science <strong>to</strong>pics<br />

are charged at the rate for Band 2. This<br />

means that you would incur a student<br />

contribution amount of $663 for a fi rstyear<br />

education <strong>to</strong>pic (4.5 units), but $531<br />

for a fi rst-year science <strong>to</strong>pic (4.5 units).<br />

More information<br />

Full details of the HECS-HELP scheme,<br />

your eligibility and repayment options<br />

are available at the Going <strong>to</strong> Uni website<br />

www.<strong>going</strong><strong>to</strong>uni.gov.au<br />

If you are unsure of your eligibility for<br />

HECS-HELP or would like additional<br />

information on how this is calculated<br />

please contact Student Finance Services on<br />

8201 3143 or email fees@fl inders.edu.au<br />

Other costs<br />

Most courses require textbooks or<br />

related materials. The cost of a book can<br />

vary but may be in excess of $100.<br />

<strong>Flinders</strong> has bookshops on campus that<br />

supply the required texts, both new<br />

and second hand. Multiple copies of<br />

some set texts are also available in the<br />

library. Many students also sell their<br />

books second hand, which can assist in<br />

reducing the cost of required texts.<br />

Some courses may require the purchase<br />

of additional items such as uniforms for<br />

clinical placements in a nursing course<br />

or labora<strong>to</strong>ry coats and safety glasses for<br />

science courses.<br />

Some <strong>to</strong>pics will require fi eldwork and<br />

excursions or out-of city placements.<br />

This can include expenses such as<br />

transport, accommodation and food. There<br />

is some assistance from <strong>Flinders</strong> for such<br />

activities but allowances should be made<br />

for these costs. You can fi nd out about<br />

these costs when you research the course.

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