going to university TAFE/VET pathways - Flinders University
going to university TAFE/VET pathways - Flinders University
going to university TAFE/VET pathways - Flinders University
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20<br />
funding your<br />
education<br />
Higher education is an investment, one which offers<br />
excellent professional career prospects and develops<br />
graduate skills that can be applied in all aspects of life.<br />
Study costs<br />
All undergraduate courses at <strong>Flinders</strong><br />
<strong>University</strong> are Commonwealth<br />
supported for eligible students. Being<br />
a Commonwealth supported student<br />
means the cost of studying at <strong>university</strong><br />
is shared between the Commonwealth<br />
Government and you. It is important <strong>to</strong><br />
know that eligible students do not have<br />
<strong>to</strong> pay upfront for their <strong>university</strong> fees.<br />
Most eligible students choose <strong>to</strong> borrow<br />
the money from the Commonwealth<br />
Government, through the HECS-HELP<br />
Scheme and pay the loan back once they<br />
are earning over the declared income<br />
threshold for that year ($43,157 in 2009).<br />
For many students, this means that they<br />
will not start repaying the loan until they<br />
gain full-time employment.<br />
Alternatively, you can pay the student<br />
contribution upfront, in which case eligible<br />
students will receive a 20% discount.<br />
Eligible students<br />
Students who are Australian citizens<br />
or holders of permanent humanitarian<br />
visas are eligible for a HECS-HELP<br />
loan and do not have <strong>to</strong> pay their fees<br />
upfront. Permanent residents and New<br />
Zealand citizens must normally pay<br />
their fees upfront and are not eligible<br />
for a discount.<br />
How are student<br />
contribution amounts<br />
calculated?<br />
The table (page 21) shows the annual<br />
student contribution for a normal fulltime<br />
study load (36 units) by subject<br />
area. Student contribution amounts are<br />
charged based on the <strong>to</strong>pics you enrol in<br />
and what band these <strong>to</strong>pics fall under.<br />
Each <strong>to</strong>pic is typically worth 3, 4.5, 6 or<br />
9 units. A three-year degree at <strong>Flinders</strong><br />
is 108 units. Most students will study<br />
<strong>to</strong>pics from two or more of these bands.<br />
For example, if you are undertaking a<br />
double degree in Education and Science,<br />
your education <strong>to</strong>pics are charged at the<br />
national priority rate, whilst science <strong>to</strong>pics<br />
are charged at the rate for Band 2. This<br />
means that you would incur a student<br />
contribution amount of $663 for a fi rstyear<br />
education <strong>to</strong>pic (4.5 units), but $531<br />
for a fi rst-year science <strong>to</strong>pic (4.5 units).<br />
More information<br />
Full details of the HECS-HELP scheme,<br />
your eligibility and repayment options<br />
are available at the Going <strong>to</strong> Uni website<br />
www.<strong>going</strong><strong>to</strong>uni.gov.au<br />
If you are unsure of your eligibility for<br />
HECS-HELP or would like additional<br />
information on how this is calculated<br />
please contact Student Finance Services on<br />
8201 3143 or email fees@fl inders.edu.au<br />
Other costs<br />
Most courses require textbooks or<br />
related materials. The cost of a book can<br />
vary but may be in excess of $100.<br />
<strong>Flinders</strong> has bookshops on campus that<br />
supply the required texts, both new<br />
and second hand. Multiple copies of<br />
some set texts are also available in the<br />
library. Many students also sell their<br />
books second hand, which can assist in<br />
reducing the cost of required texts.<br />
Some courses may require the purchase<br />
of additional items such as uniforms for<br />
clinical placements in a nursing course<br />
or labora<strong>to</strong>ry coats and safety glasses for<br />
science courses.<br />
Some <strong>to</strong>pics will require fi eldwork and<br />
excursions or out-of city placements.<br />
This can include expenses such as<br />
transport, accommodation and food. There<br />
is some assistance from <strong>Flinders</strong> for such<br />
activities but allowances should be made<br />
for these costs. You can fi nd out about<br />
these costs when you research the course.