Uniform Bank Performance Report - Anderson School of Management

efforts in 28 other countries, and has spent over a billion dollars with diverse suppliers to aid those in
need.
JP Morgan Chase & Co. has made environmental issues a huge priority by “going green” to express its
dedication towards corporate responsibility. In the future, the company expects to have billions invested
in renewable energy projects, and to implement means of raising billions more from other institutions
for future investment.
JPMorgan Chase & Co. has worked hard to maintain its Fortress Balance Sheet and strong capital
position in this challenging environment. It is committed to supporting healthy economic growth and to
taking an active approach towards helping the world through these tough times. In particular, it remains
committed to safe and sound lending and to being a responsible corporate citizen. JPMC is also working
with lawmakers and regulators to establish an improved regulatory structure that meets the needs of a
capital system that is global, interconnected, complex and highly dynamic.
Regulation
Banking Regulation History
Regulation in the banking industry was developed in order to ensure an effective, efficient, and fair
means for the country to conduct its economy. There are five goals of bank regulation:
To ensure the safety and soundness of depository institutions and financial securities.
To provide an efficient and competitive financial system.
To provide monetary stability.
To maintain the integrity of the nation’s payments system.
To protect consumers from abuses by credit‐granting institutions.
Over the years, regulation of the banking industry evolved largely through trial and error. Financial
innovation and increased complexity in the banking system resulted in various booms, busts, failures,