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Greensburg - American Planning Association

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CREATING PARTNERSHIPS<br />

For some families the only wat to rebuild<br />

in <strong>Greensburg</strong> is to enter into complex<br />

funding partnerships with local, state<br />

and federal agencies and organizations.<br />

There are some good examples of these<br />

partnerships already established in<br />

<strong>Greensburg</strong>. For example USDA Rural<br />

Development and the United Way of the<br />

Plains (Wichita, KS) entered into a firstever<br />

fund leveraging partnership to<br />

allow the City of <strong>Greensburg</strong> to pay for<br />

home-building oversight, provided by<br />

Mennonite Housing Services, to support<br />

the construction of up to fifty (50)<br />

affordable, single-family homes.<br />

Additionally, fourteen local and regional<br />

partners assisted with this important<br />

housing recovery effort. These new<br />

homes will be built by their owners with<br />

the assistance of volunteer labor being<br />

provided by the business, faith-based,<br />

non-profit sectors, will be designed to<br />

be highly energy efficient and include a<br />

full basement with safe room.<br />

By combining USDA loan and grant<br />

programs with Mennonite Housing and<br />

the homeowner’s sweat equity, the final<br />

home price will be an affordable<br />

$60,000, half of what it would<br />

otherwise cost to build a new home in<br />

<strong>Greensburg</strong>. This would never have<br />

been possible without the creative<br />

partnerships and efforts of the<br />

participating organizations.<br />

There could also be private partnerships<br />

between residents and businesses to<br />

build mixed-use projects or between<br />

two families to create duplex or<br />

townhouse projects. One roof is more<br />

economical than two, and if appropriate<br />

partnerships are fostered, there is an<br />

immense opportunity to combine<br />

projects and reduce costs for both<br />

parties involved. In <strong>Greensburg</strong>,<br />

business owners historically lived above<br />

their storefronts in loft like apartments.<br />

It is the recommendation of this plan<br />

that a modern take on the old efficiency<br />

be encouraged in <strong>Greensburg</strong>. A local<br />

lending institution could draft a sample<br />

private partnership contract and help<br />

identify parameters and income<br />

requirements for these projects to<br />

ensure neither party is left footing the<br />

entire bill.<br />

consideration it is likely that many of<br />

<strong>Greensburg</strong>’s current residents will not<br />

be able to rebuild. It is recommended<br />

that <strong>Greensburg</strong> organize a housing<br />

workshop with all funding partners to<br />

review which programs are working and<br />

identify potential areas for greater<br />

cooperation.<br />

Funding Programs<br />

There are dozens of funding mechanisms<br />

available to those rebuilding homes in<br />

<strong>Greensburg</strong>. From loans and grants,<br />

subsidized down payment programs,<br />

first time homebuyer incentives, and<br />

energy efficiency tax credits to<br />

emergency funds, the programs are<br />

varied and complex. Some of the funding<br />

mechanisms can be combined and some<br />

cannot, creating a system that can be<br />

frustrating to those building and<br />

financing a home for the first time. A<br />

Housing Resource Coordinator position<br />

was recently hired to help residents<br />

decipher the many programs available<br />

and understand where to start. This<br />

individual will direct citizens toward<br />

resources and assist in the coordination<br />

of housing issues. In addition, the USDA<br />

has representatives in <strong>Greensburg</strong> to<br />

answer questions about that<br />

organization’s programs. For at least<br />

another year, many residents will need<br />

the direct assistance of a resource<br />

coordinator or another on-the-ground<br />

resource and it is recommended that<br />

the City continue to offer personal<br />

assistance through links from the City<br />

website, City staff, or supporting the<br />

continued efforts of the current<br />

Housing Resource Coordinator. One<br />

possible model for this recommended<br />

City service is “Beyond Housing”, an<br />

organization in St. Louis that helps<br />

educate low-income families about their<br />

housing options. A similar organization<br />

in <strong>Greensburg</strong> could help assist all new<br />

homeowners with a focus on lowincome<br />

families.<br />

The Green House in North Charleston South<br />

Caroline is used as an example and learning tool<br />

for the community.<br />

There are hundreds of ways that new<br />

buildings can be looked at in more<br />

economical ways, and if these<br />

partnerships are not a strong<br />

housing 99

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