Greensburg - American Planning Association
Greensburg - American Planning Association
Greensburg - American Planning Association
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CREATING PARTNERSHIPS<br />
For some families the only wat to rebuild<br />
in <strong>Greensburg</strong> is to enter into complex<br />
funding partnerships with local, state<br />
and federal agencies and organizations.<br />
There are some good examples of these<br />
partnerships already established in<br />
<strong>Greensburg</strong>. For example USDA Rural<br />
Development and the United Way of the<br />
Plains (Wichita, KS) entered into a firstever<br />
fund leveraging partnership to<br />
allow the City of <strong>Greensburg</strong> to pay for<br />
home-building oversight, provided by<br />
Mennonite Housing Services, to support<br />
the construction of up to fifty (50)<br />
affordable, single-family homes.<br />
Additionally, fourteen local and regional<br />
partners assisted with this important<br />
housing recovery effort. These new<br />
homes will be built by their owners with<br />
the assistance of volunteer labor being<br />
provided by the business, faith-based,<br />
non-profit sectors, will be designed to<br />
be highly energy efficient and include a<br />
full basement with safe room.<br />
By combining USDA loan and grant<br />
programs with Mennonite Housing and<br />
the homeowner’s sweat equity, the final<br />
home price will be an affordable<br />
$60,000, half of what it would<br />
otherwise cost to build a new home in<br />
<strong>Greensburg</strong>. This would never have<br />
been possible without the creative<br />
partnerships and efforts of the<br />
participating organizations.<br />
There could also be private partnerships<br />
between residents and businesses to<br />
build mixed-use projects or between<br />
two families to create duplex or<br />
townhouse projects. One roof is more<br />
economical than two, and if appropriate<br />
partnerships are fostered, there is an<br />
immense opportunity to combine<br />
projects and reduce costs for both<br />
parties involved. In <strong>Greensburg</strong>,<br />
business owners historically lived above<br />
their storefronts in loft like apartments.<br />
It is the recommendation of this plan<br />
that a modern take on the old efficiency<br />
be encouraged in <strong>Greensburg</strong>. A local<br />
lending institution could draft a sample<br />
private partnership contract and help<br />
identify parameters and income<br />
requirements for these projects to<br />
ensure neither party is left footing the<br />
entire bill.<br />
consideration it is likely that many of<br />
<strong>Greensburg</strong>’s current residents will not<br />
be able to rebuild. It is recommended<br />
that <strong>Greensburg</strong> organize a housing<br />
workshop with all funding partners to<br />
review which programs are working and<br />
identify potential areas for greater<br />
cooperation.<br />
Funding Programs<br />
There are dozens of funding mechanisms<br />
available to those rebuilding homes in<br />
<strong>Greensburg</strong>. From loans and grants,<br />
subsidized down payment programs,<br />
first time homebuyer incentives, and<br />
energy efficiency tax credits to<br />
emergency funds, the programs are<br />
varied and complex. Some of the funding<br />
mechanisms can be combined and some<br />
cannot, creating a system that can be<br />
frustrating to those building and<br />
financing a home for the first time. A<br />
Housing Resource Coordinator position<br />
was recently hired to help residents<br />
decipher the many programs available<br />
and understand where to start. This<br />
individual will direct citizens toward<br />
resources and assist in the coordination<br />
of housing issues. In addition, the USDA<br />
has representatives in <strong>Greensburg</strong> to<br />
answer questions about that<br />
organization’s programs. For at least<br />
another year, many residents will need<br />
the direct assistance of a resource<br />
coordinator or another on-the-ground<br />
resource and it is recommended that<br />
the City continue to offer personal<br />
assistance through links from the City<br />
website, City staff, or supporting the<br />
continued efforts of the current<br />
Housing Resource Coordinator. One<br />
possible model for this recommended<br />
City service is “Beyond Housing”, an<br />
organization in St. Louis that helps<br />
educate low-income families about their<br />
housing options. A similar organization<br />
in <strong>Greensburg</strong> could help assist all new<br />
homeowners with a focus on lowincome<br />
families.<br />
The Green House in North Charleston South<br />
Caroline is used as an example and learning tool<br />
for the community.<br />
There are hundreds of ways that new<br />
buildings can be looked at in more<br />
economical ways, and if these<br />
partnerships are not a strong<br />
housing 99