Living at the MDC and Berlin-Buch
Living at the MDC and Berlin-Buch
Living at the MDC and Berlin-Buch
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7 Social Security <strong>and</strong> Accident Insurance Seite 29 von 36<br />
unemployment benefit in Germany you have to register with <strong>the</strong> local job center (Arbeitsamt)<br />
three months before your contract ends <strong>and</strong> be <strong>at</strong> its disposal for arranging employment,<br />
which means th<strong>at</strong> you should be willing to take up any reasonable job <strong>and</strong> th<strong>at</strong> you have to<br />
report to <strong>the</strong> office regularly. In case <strong>the</strong>se requirements are fulfilled, you will receive 60% of<br />
your last net salary if you do not have children <strong>and</strong> 67% if you have children<br />
(Arbeitslosengeld I).<br />
You will receive earnings-rel<strong>at</strong>ed unemployment benefit for <strong>at</strong> least 180 days depending on<br />
<strong>the</strong> contributions you’ve paid. After th<strong>at</strong> you can apply for unemployment assistance<br />
(Arbeitslosengeld II) <strong>the</strong> amount of which is rel<strong>at</strong>ed to your needs, which means th<strong>at</strong> your<br />
savings <strong>and</strong> <strong>the</strong> income of your spouse will be taken into account. Of course, you can only<br />
apply for unemployment benefit in Germany if you have a valid residence <strong>and</strong> work permit.<br />
But after <strong>the</strong> end of <strong>the</strong> fellowship this usually only applies to EU- <strong>and</strong> EEA-citizens.<br />
Under certain circumstances you can transfer your claims for unemployment benefit to<br />
ano<strong>the</strong>r EU or EEA member st<strong>at</strong>e (or a country with social security agreement): For th<strong>at</strong> you<br />
must have been registered with <strong>the</strong> German job center for <strong>at</strong> least 4 weeks prior to your<br />
departure. After your arrival in <strong>the</strong> country of your destin<strong>at</strong>ion, you have to register with <strong>the</strong><br />
local job center within 7 days. After fulfilling <strong>the</strong>se requirements you will get German<br />
unemployment benefit for ano<strong>the</strong>r three months (ask for form number E 303 <strong>at</strong> <strong>the</strong> German<br />
job center).<br />
Depending on <strong>the</strong> respective country, <strong>the</strong> contributions you made in Germany may be taken<br />
into account by <strong>the</strong> country's unemployment insurance. If you return to a country th<strong>at</strong> does not<br />
have a social security agreement with Germany, it is not possible to receive German<br />
unemployment payments <strong>the</strong>re. The contributions cannot be refunded ei<strong>the</strong>r.<br />
7.4 VBL<br />
VBL (Versorungsanstalt des Bundes und der Länder) provides a supplementary occup<strong>at</strong>ional<br />
pension for public sector employees in Germany. The contributions amount to 4% of your<br />
gross salary. Your employer pays half. Basicly, VBLklassik is compulsory for all employees<br />
of <strong>the</strong> Federal Government <strong>and</strong> Länder <strong>and</strong> a large number of municipal <strong>and</strong> church<br />
employers, <strong>and</strong> also for <strong>MDC</strong> staff. Altern<strong>at</strong>ively, employees working in scientific positions<br />
in academia or research can be exempted fro <strong>the</strong> compulsory VBLklassik insurance if <strong>the</strong>y are<br />
expected to work less <strong>the</strong>n 60 months in German public service sector. If this applies to you<br />
<strong>and</strong> you have declared <strong>the</strong> exemption form VBLklassik (forms will be h<strong>and</strong>ed out by <strong>the</strong><br />
personnel department) you will be autom<strong>at</strong>ically enrolled in <strong>the</strong> voluntary VBLextra instead.<br />
Conditions are <strong>the</strong> same but you do not have to have accrued 60 months of contributions to<br />
get benefit of it once you will retire.<br />
Contact: www.vbl.de<br />
7.5 Accident Insurance<br />
Accident insurance is paid by <strong>the</strong> employer <strong>and</strong> covers accidents th<strong>at</strong> occur <strong>at</strong> work or on your<br />
way from <strong>and</strong> to work. Even if you have no contract with <strong>the</strong> <strong>MDC</strong> <strong>and</strong> are just registered as a<br />
guest you are covered by <strong>the</strong> accident insurance of <strong>the</strong> <strong>MDC</strong>.<br />
Any such accident has to be reported to <strong>the</strong> responsible for foreign guests, Sylvia<br />
Sibilak or to our security engineer, Dr. Regina Dietl, MDH, room 5025, 3797<br />
immedi<strong>at</strong>ely.<br />
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