Annual Report LRP 2007 - Rheinland Pfalz Bank

38 LRP 2007 CONSOLIDATED STATEMENT OF FINANCIAL CONDITION
The breakdown of the portfolio into classes reflects
LBBW’s business model. Apart from the core business
with private and corporate customers (loans and advances
to customers), the focus of activity is on business
with financial institutions (loans and advances to
other banks) and the capital market business (investment
securities, trading assets).
Our portfolio quality remains at a high level. In our capital
market business, most transactions are entered into
with counterparties with investment grade ratings.
The focus of the private and corporate customer segments
is also on customers classified as investment
grade or upper non-investment grade. Lower credit level
ratings play a smaller role, but are monitored more
closely due to the increased risk.
The proportion of the portfolio that is neither impaired
nor overdue amounts to over 99 % of the maximum default
risk.
Non-impaired and non-past Maximum default Non-impaired Maximum default Non-impaired
due assets risk as of and non-past risk as of and non-past
31 Dec. 2007 due assets as of 31 Dec. 2006 due assets as of
31 Dec. 2007 31 Dec. 2006
1 millions
Loans and receivables
of which loans and advances
to other banks 28,559 28,544 18,403 18,390
of which loans and advances
to customers 17,427 17,080 17,598 17,072
of which receivables from
finance leases 0 0 0 0
Investment securities
of which interest-bearing assets 30,952 30,739 30,171 30,171
of which non-interest-bearing assets 83 83 2,198 2,198
Total 77,021 76,446 68,370 67,831