Retirement Plan booklet - sdcera

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12 Reciprocity You are eligible to establish reciprocity if you leave your account on deposit in SDCERA and become a member in a reciprocal retirement system within six months of leaving active SDCERA membership. Any future service credit earned in reciprocal retirement systems will count toward meeting SDCERA retirement eligibility requirements as long as you retire concurrently in all reciprocal systems. Read more on page 7. Re-employment If you terminate and later return to work for a subsequent period of employment, as long as you did not receive a refund of your member contribution account after your termination, you are still an SDCERA member and will return to active status when you become re-employed (to a permanent position, see page 3). You resume earning service credit toward your retirement benefit and make contributions that will be credited to your member contribution account. Remember to review SDCERA member resources for a more detailed explanation of your member benefits. Fact sheets can be viewed or ordered from www.<strong>sdcera</strong>.org and are available on many topics including: Considerations after Termination Deferred Membership Refunds Reciprocity If you have returned to active membership and received a refund when you previously terminated, you may redeposit the withdrawn contributions plus interest, which will restore the previous period of service credit. Read more in the Purchasing Service Credit fact sheet.
Use SDCERA member resources to help you understand the calculation of your retirement benefit. The online calculator is a popular tool and is easy to use, visit www.<strong>sdcera</strong>.org to start planning today.
Page 1 and 2: Retirement Plan Overview of SDCERA
Page 3 and 4: Page 25 MAXIMUM BENEFITS PAYABLE TO
Page 5 and 6: Numerous publications are available
Page 7 and 8: Welcome to SDCERA membership. As a
Page 9 and 10: 3 Entering SDCERA membership You ar
Page 11 and 12: 5 Funding your retirement benefit C
Page 13 and 14: 7 Reciprocity Reciprocity links ret
Page 15 and 16: 9 Becoming eligible to collect a re
Page 17: 11 Leaving before retirement If you
Page 21 and 22: 15 Calculating your retirement bene
Page 23 and 24: 17 Calculating your retirement bene
Page 25 and 26: When you are ready to retire, conta
Page 27 and 28: 21 Selecting a retirement benefit o
Page 29 and 30: 23 Considering the Temporary Supple
Page 31 and 32: 25 Receiving your retirement benefi
Page 33 and 34: Learn more about your SDCERA benefi
Page 35 and 36: 29 Survivor benefits from SDCERA Be
Page 37 and 38: 31 Disability retirement If you bec
Page 39 and 40: 33 APPROXIMATE AMOUNT OF RETIREMENT
Page 41 and 42: APPROXIMATE AMOUNT OF SDCERA RETIRE
Page 43 and 44: 36 leave without pay 15 leaving bef
Page 45: SAN DIEGO COUNTY EMPLOYEES RETIREME

Retirement Plan booklet - sdcera

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