Retirement Plan booklet - sdcera

29
Survivor benefits from SDCERA
Benefits available to beneficiaries upon your death are
paid based on whether you die while you are still working,
or after you retire.
Survivor benefits for active members
SDCERA does not offer
life insurance; however,
there is a death benefit of
$3,500, which is paid to
your designated beneficiary.
This benefit is available after
you have retired if your last
active, public service prior
to retirement was with the
County of San Diego. If
you work in another public
agency prior to your retirement,
that agency generally
pays a death benefit.
If you die as a vested (five or more years of service credit) active member,
SDCERA considers your death date as your retirement date and a survivor’s
continuance begins the following day. The benefit in this case could be
paid to an eligible spouse/registered domestic partner or minor children.
Other payment options are available and the Survivor and Beneficiary
Information booklet includes more detail.
Survivor benefits for retired members
Survivor benefits paid after you retire are based on the retirement benefit
option you select (see page 21). If you select the Unmodified option, your
eligible spouse/registered domestic partner will receive a 60% survivor’s
continuance for life.
SDCERA should be notified as soon as possible following a member’s
death. After a death report is filed and specific documentation is submitted,
SDCERA coordinates the payment of survivor benefits.