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ADVERTISEMENT<br />
premiums, increased deductibles<br />
and limits and exclusions of<br />
coverage, surveyors are fortunate,<br />
the crisis has not yet had a<br />
catastrophic impact.<br />
Policies written for ACSM<br />
lembers through the endorsed<br />
« NA program of the Victor O.<br />
Schinnerer & Co. (VOSCO), have not<br />
experienced a premium increase for<br />
more than six years. In fact, when<br />
ACSM last renegotiated its agreement<br />
with VOSCO in 1981,<br />
premiums were reduced. Some firms<br />
experience increases at renewal time<br />
due to significant increases in<br />
revenues.<br />
Exclusions are currently standard<br />
for any survey work related to the<br />
production or location of oil or gas.<br />
VOSCO policy holders are also being<br />
advised that poUcies will now<br />
carry an exclusion from coverage for<br />
a wide range of pollution related<br />
work.<br />
Currently, surveyors insured by<br />
VOSCO are not experiencing the<br />
crisis and in comparison to other<br />
professions, surveyors pay less for<br />
liability insurance. Surveyors currently<br />
pay about 1.5 to 2 percent of<br />
gross income for liability coverage,<br />
where civil engineers average 8 per-<br />
Bnt, due to the lower claim and loss<br />
p<br />
General Richard K. WiUard, who<br />
also directs the Justice Department's<br />
civil division. He said the<br />
Administration is seeking broad<br />
based rather than special interest<br />
remedies.<br />
The working group has task<br />
forces investigating problems<br />
related to state and local government<br />
employees. Federal employees,<br />
government contractors,<br />
insurance availability and professional<br />
liability. It will report findings<br />
and recommendations to the<br />
Cabinet Domestic Policy Council by<br />
the end of March.<br />
"Liability pollution is hurting the<br />
users of surveying and mapping services<br />
as much as it is hurting<br />
surveying and mapping practitioners.<br />
ATRA is an organization<br />
that will help correct the causes of<br />
Wke runaway liability crisis that's<br />
Arcing our country and the profession,"<br />
said PalatieUo.<br />
record among surveyors relative to<br />
engineers. VOSCO places firms<br />
whose receipts are primarily derived<br />
from surveying services in the<br />
lowest cost, reduced risk surveyors'<br />
insurance program. Firms which<br />
derive more than 20 percent of their<br />
income from engineering services<br />
are those particularly hard hit, as<br />
the engineering insurance program<br />
face increased premiums, higher<br />
deductibles, and Umits and exclusions<br />
from coverage.<br />
Despite the fact that the picture<br />
for surveyors is not as clouded as<br />
other businesses and professions,<br />
ACSM is working on several fronts<br />
to minimize future problems. The<br />
Superfund hazardous waste cleanup<br />
bill currently before Congress contains<br />
a number of protections advanced<br />
by ACSM and other design<br />
and construction groups. As a<br />
member of American Tort Reform<br />
Association, ACSM will provide information<br />
to its members in state<br />
organizations on efforts in state<br />
legislatures on the aforementioned<br />
solutions.<br />
All surveying and mapping professionals<br />
should dedicate time to<br />
these efforts as their short term insulation<br />
from the crisis could become<br />
their own long term liability.<br />
n<br />
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A pomrful tool for surveyors and civil engineers on<br />
HP SOO/300. Solves any trilatented netMork through<br />
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1. Wild 410 Citation EDM, City of<br />
San Jose Unit "C", City of San Jose<br />
#054479, Wild Serial #21809<br />
2. Lietz 10-C Optical Transit with<br />
mounts for the 410 EDM, City of<br />
San Jose #036835, Lietz Serial<br />
#135521<br />
Stolen from the City of San Jose.<br />
Both items were still in the cases<br />
when stolen.<br />
If anyone has any knowledge of<br />
these items, please contact:<br />
Larry Cloney, Dept. of Public<br />
Works, Room 300 - City Hall, 801<br />
N. 1st Street, San Jose, CA 95110<br />
(408) 277-4607<br />
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The California Surveyor — Summer. 1986 Page 51