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for affordable units; whe<strong>the</strong>r payments in lieu <strong>of</strong> producing affordable units should be permitted;<br />

whe<strong>the</strong>r <strong>the</strong> units should be provided on-site or <strong>of</strong>f-site; and how <strong>the</strong> program should be moni<strong>to</strong>red.<br />

Suggested guidelines are listed below:<br />

• The bylaw should apply across all zoning districts in which residential development is<br />

allowed, ra<strong>the</strong>r than specific ones, and should apply <strong>to</strong> all types <strong>of</strong> residential development.<br />

• Require that at least 15% <strong>of</strong> any housing development <strong>of</strong> six or more units <strong>to</strong> be affordable<br />

<strong>to</strong> low and moderate-income individuals. A two-tiered system could be established that<br />

requires <strong>the</strong> minimum <strong>of</strong> 15% affordable for developments <strong>of</strong> six or more units, and a<br />

density bonus <strong>of</strong> three market rate units for every additional affordable unit provided if <strong>the</strong><br />

<strong>Town</strong> prefers <strong>to</strong> create an incentive for <strong>the</strong> creation <strong>of</strong> additional affordable units..<br />

• <strong>Affordable</strong> units shall be defined as those that are set-aside for households earning no more<br />

than 80% <strong>of</strong> <strong>the</strong> median family income in accordance with Department <strong>of</strong> <strong>Housing</strong> and<br />

Community Development guidelines. It should be noted that only those units priced for<br />

those earning 80% <strong>of</strong> area median income or less qualifies <strong>to</strong> be counted <strong>to</strong>wards <strong>the</strong> 10%<br />

40B goal. An additional consideration is <strong>to</strong> whe<strong>the</strong>r units priced up <strong>to</strong> 120% <strong>of</strong> area median<br />

income should be included as part <strong>of</strong> an Inclusionary Zoning Bylaw. Doing that can provide<br />

increased housing choices and will help <strong>to</strong> bridge <strong>the</strong> gap between housing costs and<br />

income.<br />

• It is recommended that <strong>the</strong> bylaw include a local preference provision that ensures that up <strong>to</strong><br />

70% <strong>of</strong> <strong>the</strong> affordable units created pursuant <strong>to</strong> <strong>the</strong> bylaw are set aside for <strong>North</strong> <strong>Andover</strong><br />

residents and <strong>to</strong>wn employees, or whatever additional criteria <strong>the</strong> <strong>to</strong>wn wishes <strong>to</strong> apply <strong>to</strong><br />

<strong>the</strong> program.<br />

• <strong>Affordable</strong> units shall be protected by a long-term deed restriction no shorter than 99 years.<br />

• It is recommended that payment in lieu <strong>of</strong> units be included in this bylaw as an alternative <strong>to</strong><br />

providing <strong>the</strong> units on-site. It is important that this plan do as much as possible <strong>to</strong> achieve<br />

built units. Funds raised through this program can be used <strong>to</strong> augment funding from <strong>the</strong><br />

Community Preservation Act and will add <strong>to</strong> <strong>the</strong> money made available <strong>to</strong> <strong>the</strong> <strong>Affordable</strong><br />

<strong>Housing</strong> Trust.<br />

• Providing <strong>of</strong>f-site units should be considered as an alternative <strong>to</strong> building units on-site if<br />

approved by <strong>the</strong> permitting authority. This would include safeguards <strong>to</strong> ensure that <strong>the</strong><br />

affordable units are developed concurrently with <strong>the</strong> market rate units and that <strong>the</strong>y are<br />

compatible and in keeping with <strong>the</strong> character <strong>of</strong> <strong>the</strong> neighborhood in which <strong>the</strong>y are built.<br />

• The <strong>Town</strong> will need <strong>to</strong> establish which public entity will be responsible for administering <strong>the</strong><br />

program because it can be time-consuming. Typically it is <strong>the</strong> <strong>Housing</strong> Partnership<br />

Committee, <strong>Housing</strong> Authority, or <strong>Plan</strong>ning Board that is assigned <strong>the</strong> responsibility.<br />

VII C - EVALUATE TOWN-OWNED LAND FOR DEVELOPMENT<br />

Like many o<strong>the</strong>r communities in Massachusetts, <strong>North</strong> <strong>Andover</strong> acquires land it owns for a number<br />

<strong>of</strong> reasons such as tax-takings, donations, bank foreclosures, etc. Some <strong>of</strong> <strong>the</strong>se parcels may be<br />

suitable for <strong>the</strong> development <strong>of</strong> housing. When <strong>the</strong> <strong>Town</strong> owns <strong>the</strong> site, it has more control over<br />

<strong>North</strong> <strong>Andover</strong> <strong>Affordable</strong> <strong>Housing</strong> <strong>Plan</strong><br />

Page 40 <strong>of</strong> 49

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