Manulife Malaysia Equity Fund - Manulife Insurance Berhad

There is no restriction on the frequency of the number of Units to be redeemed.
The minimum number of Units to be redeemed shall be 500 Units.
For a partial redemption, the minimum balance of Units after the redemption
shall be 500 Units (“Minimum Investment Balance”). However, the Manager
shall not be bound to comply with any request for redemption of Units if the
balance of the Units held by the investor after the redemption is less than the
Minimum Investment Balance.
Redemption proceeds will be paid to the Unit Holders within 10 days from the
date of receipt of the redemption request by the Manager.
The Manger reserves the right to vary the mode of redemption from time to
time, and shall be communicated to the Unit Holders in writing.
9.6 Cooling-Off Period
The cooling-off period is only applicable to any person investing for the
first time in any unit trust funds managed by the Manager and excludes
corporations/institutions, staff of the Manager and persons dealing in unit
trust of the Manager. Unit Holders have the right, within six (6) Business Days
from the day of the receipt by the Manager of their Purchase/Switch Form,
to call for a withdrawal of their investments. The total amount of the money
initially invested i.e.:
(a) the NAV per Unit on the day the units were first purchased, and
(b) the Sales Charge per Unit originally imposed on the day the units were
purchased;
will be refunded to the Unit Holder within 10 days from the receipt of the
Redemption/Cooling-Off Withdrawal Form by the Manager.
Withdrawal proceeds will only be paid to the Unit Holders once the Manager
has received cleared funds for the original investment. For Unit Holders who
pay by cheque, the refund will be made upon clearance of the said cheque.
For illustration purposes, assuming the following:
An investor investing with the Manager for the first time invests RM10,000.00
in the Fund on 17 October 2009 at the Selling Price per Unit of RM0.5000 and
paid a Sales Charge of 0.25% as follows:
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