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Teaching Consumer Credit Law in an Evolving Australian Economy

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THE LAST WORD<br />

As Editor of the Journal, I always try to <strong>in</strong>clude a little someth<strong>in</strong>g for everyone. I th<strong>in</strong>k you<br />

will agree that with this issue, I was successful. No matter what your <strong>in</strong>terest is <strong>in</strong> consumer<br />

law, I am pretty confident that this issue has someth<strong>in</strong>g you will enjoy, <strong>an</strong>d f<strong>in</strong>d<br />

<strong>in</strong>formative. The articles deal with topics as diverse as teach<strong>in</strong>g consumer law <strong>in</strong> Australia,<br />

health law privacy, debt collection <strong>an</strong>d DTPA tie-<strong>in</strong> statutes. The News Alert <strong>an</strong>d Recent Development sections<br />

discuss dozens of cases decided dur<strong>in</strong>g the past few months, Theoretical/practical, short/long, reportorial/<strong>an</strong>alytical—whatever<br />

is your cup of tea, you will f<strong>in</strong>d it <strong>in</strong> this issue.<br />

And one comment on recent developments <strong>in</strong> the United States Supreme Court. The last week of the<br />

Supreme Court term was closely watched, as the court issued major op<strong>in</strong>ions deal<strong>in</strong>g with health care <strong>an</strong>d<br />

immigration. But for consumer attorneys, what the Court did not do may have been more signific<strong>an</strong>t. The<br />

court did not issue <strong>an</strong> op<strong>in</strong>ion <strong>in</strong> Edwards v. First Americ<strong>an</strong> Corp., 610 F.3d 514 (9th Cir. 2010), cert gr<strong>an</strong>ted<br />

<strong>in</strong> part, 131 S. Ct. 3022 (2011), <strong>in</strong>stead dismiss<strong>in</strong>g its gr<strong>an</strong>t of certiorari as improvidently gr<strong>an</strong>ted. The<br />

Court’s dismissal is signific<strong>an</strong>t because Edwards raised the question of whether Congress may give consumers<br />

the right to enforce consumer protection statutes without show<strong>in</strong>g actual damages. In Edwards, the N<strong>in</strong>th<br />

Circuit, similar to all other circuits that have considered the issue, held that proof of economic <strong>in</strong>jury was not<br />

required. A contrary rul<strong>in</strong>g by the Supreme Court would have subst<strong>an</strong>tially weakened consumers’ ability to<br />

enforce consumer protection statutes on both <strong>an</strong> <strong>in</strong>dividual <strong>an</strong>d class basis.<br />

Richard M. Alderm<strong>an</strong><br />

Editor-<strong>in</strong>-Chief<br />

56 Journal of <strong>Consumer</strong> & Commercial <strong>Law</strong>

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