28.11.2014 Views

August 01, 2006 - Vlambaram

August 01, 2006 - Vlambaram

August 01, 2006 - Vlambaram

SHOW MORE
SHOW LESS

Create successful ePaper yourself

Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.

m‰t>ˇv pRWsetinkz> åˇ◊m> k‰t>Tl><br />

wkez>zp>pdet AÁz> kep>∏ŒT<br />

Non Medical Life Insurance<br />

kndeVn> Ab>Kl wted›∏ setnb>kZl><br />

AÁz> kep>∏ŒT wted›pek o‰ Vzm>prm><br />

kv›s>Syek OD wkex>WdY‰k>applem>.<br />

• “No Medicals”<br />

•“No Questions”<br />

• Buy Life Insurance Quickly<br />

“m‰t>ˇv pRWsetinkz>, ∏lney>◊kz><br />

åˇ◊Wm El>leˇ AÁz> kep>∏ŒT wsy>y<br />

Wvx>Îme?”<br />

ån>q Ef>t kv›s>Syen Vzm>prt>Tin<br />

pe›t>t◊dn> mrxp>pÎk>ikYl> E‰k>applem><br />

ov>wve‰v‰m> …dnDyek avsrmek AÁz><br />

kep>∏ŒT op>pf>tm> wsy>ˇ Vd>del> aˇ<br />

appleÎm>pt>Tn‰k>applem>, veRÍk¸k>applem> o‰<br />

Trx>d Ât¬dek E‰k>applem> ånt>Wten>Œm>.<br />

En>Bm> o‰pD WmWl Wpey> m‰t>ˇv<br />

pRWsetinkz> åˇ◊Wm El>let AÁz><br />

kep>∏ŒT wsy>Ám> vsTkz> E‰k>applem> Ef>t<br />

kelt>Tl> Ån> Ef>t Årezmen<br />

pRWsetinkz> ån>q Wkz>VÁm> pl‰k>applem><br />

av›kZn> mnTl> å¯vˇ vuimyeapplem>.<br />

af>tk>Wkz>V …x>imyenˇWv!<br />

Eb>apple m‰t>ˇv, …dl>Filim kerxmek<br />

AÁz> kep>∏ŒT wsy>y ÂDyet ÂTyv›kz><br />

pl‰k>applem> AÁz> kep>∏ŒTYl> o‰peit<br />

Tqk>kp>pd>Îz>zˇ. wpeˇvek AÁz><br />

kep>∏ŒT on>Œk>apple o‰ Âkv› ædek<br />

Vx>xp>Pk>applem>Wpeˇ, kep>∏ŒT wsy>ˇ<br />

wkez>pvRn> …dl> Filimkz>,<br />

AWrek>Kymen m‰t>ˇv vrleŒkz><br />

md>Îml>l WmlTkmek<br />

• appleq>qVyl> ∏lney>◊kz> (Criminal Records)<br />

• appleDÁRim af>tc>ˇkz> (Immigration Status)<br />

• veknWmed>Îm> Wpeˇ wpq>q tx>din<br />

Rk>kq>Œkz> (Traffic Law Violations)<br />

• v‰menm> & WtQy wset>ˇ<br />

(Income & Net worth)<br />

• åtq>kek Ep>wp‰f>wteik ån>q Wkz>V<br />

(Purpose of this Coverage)<br />

Ep>pD on>ql>l, Erx>dl>l, Årezmen<br />

Wkz>Vk¸k>apple pTl> vub>k Wvx>Îm>.<br />

mˇWpeitYl> veknm> wsÒt>T PDpd>Î,<br />

serT aBmT pt>Trt>Tin pQ wkeÎt>T‰f><br />

tel> atq>apple WmlTkmek En>wne‰ VWsd<br />

∏lney>◊ Ev>VserixkZl> ål>lem> setkmek<br />

E‰f>tel> AÁz> kep>∏ŒTYl><br />

Vx>xp>pm> Åq>Œ wkez>¸m> FilimÁm>, pl<br />

Vx>xp>pb>kz><br />

FrekRk>kp>pd>d<br />

sf>t›p>pb>k¸m> Årezm> ån>pˇ åb>kZn> pl<br />

v‰db>kz> kndeVn> Ek> kep>∏ŒT wteUl><br />

aBpvb>kZl> kx>d …x>imkz>. Sl<br />

Wfrb>kZl> seterx kd>dxt>Tin Vd<br />

aTkmen kd>dxt>Tl> Vx>xp>pm> Åq>Œ<br />

wkez>zp>pÎm>. Vx>xp>pm> on>Œ Ân>åÎt>ˇ<br />

wsl>Òm>Wpeˇ o‰ km>pNYn> åT›miqyen<br />

ÂD◊ åˇWve aˇkel Od>db>kZl><br />

En>wne‰ km>pNk>apple Vx>xp>Pk>applem>Wpeˇm><br />

o‰ Svp>∏k> WkedekWv ked>Îm>. ånWv ten><br />

AWrek>Kymek E‰k>applem>WpeWt AÁz><br />

kep>∏ŒT op>pf>tt>Tl> Ws›f>ˇ wkez>¸b>kz>.<br />

appleiqf>t vyˇkZl> kd>dxb>k¸m> appleiqvek<br />

E‰k>applem> ån AWlesinkz> appleQp>PÎvˇ<br />

vuimyeapplem>.<br />

Anel> Eb>apple m‰t>ˇv ∏lney>◊kz>,<br />

pRWsetinkz> åˇ◊m> El>let AÁz><br />

kep>∏ŒT (Non Medical Insurance) ån>pˇ<br />

Wmq>appleQp>Pd>d FilimkZl> E‰f>ˇ<br />

meŒpd>deÒm>,<br />

vWyeTp›kz>,<br />

Wfey>vey>pd>dv›kz> ån>q FilimYl><br />

E‰p>pv›kz>, tb>kZn> EŒTk>kel mrx<br />

wsl◊kz> Wpen>qvq>Qin En>wne‰<br />

vRdm> kdim pdVdeˇ kep>∏ŒT<br />

km>pNkZn> ikYl> op>pidt>ˇ Vd>Î<br />

kx>ix ∫d Wvx>Îm> ån V‰m>∏v›kz><br />

Ws›f>ˇ wkez>¸m> o‰ sf>t›p>pmek<br />

Ek>kep>∏ŒT op>pf>tt>Tin k‰t>Tl><br />

wkez>zlem>.<br />

Anel>..... Eb>apple mete metm> wsÒt>ˇm><br />

Vil ån>pˇ seterxmek …dl><br />

AWrek>Kymen FilimYl> Fn>Œ<br />

Ws›f>ˇ wkez>¸m> AÁz> kep>∏ŒT<br />

op>pf>tt>Tin Vd wkeg>sm> aTkmekWv<br />

E‰k>applem>.<br />

ETÒm> Åq>Œ wkez>vtq>apple sq>Œ tz›◊<br />

…dl> AWrek>Kymen FilimYl> E‰f>ˇ ºrxmen m‰t>ˇv ∏lney>◊k¸dn> wsy>ˇ<br />

wkez>¸m> op>pf>tt>Tq>applem> Em> m‰t>ˇv ∏lney>◊kz> El>leˇ wsy>ˇ wkez>¸m><br />

op>pf>tt>Tq>applem> VilkZl> …z>z Vt>Tyesb>kiz Eb>apple pe‰b>kz>. …terxmek<br />

kep>∏ŒT wteik $25,000 wdel› ∏ik PDk>ketv›<br />

kep>∏ŒT wsy>WveRn> Ax>/wpx> m‰t>ˇv ∏lney>◊k¸dn> m‰t>ˇvp>∏lney>◊ El>leˇ<br />

vyˇ Vvrm> AWrek>Kymen FilYl> AÁz>kep>∏ŒT wsy>Ám><br />

kep>∏ŒT wsy>Ám>Wpeˇ Vil Wpeˇ Vil<br />

60vyˇ Ax> $61.99 $92.25 metm><br />

wpx> $50.00 $75.37 metm><br />

65vyˇ Ax> $83.93 $128.00 metm><br />

wpx> $67.61 $102.33 metm><br />

70vyˇ Ax> $113.53 $184.88 metm><br />

wpx> $88.53 $142.49 metm><br />

75vyˇ Ax> $154.60 $262.55 metm><br />

wpx> $120.16 $198.18 metm><br />

80vyˇ Ax> $230.11 $371.40 metm><br />

wpx> $184.95 $289.12 metm><br />

FilYl> …z>z Fpf>tinkz> …x>Î.<br />

aivyevn Pn>v‰meŒ!<br />

Within the past three years have you had or<br />

been treated for (kdf>t ∫n>Œ v‰db>kZl><br />

Pn>v‰m> Wfey>kZl> Åtevˇ on>Qq>apple<br />

…d>pd>∂›kze?)<br />

Sv. pg>sLb>km> B. Com,<br />

(Licensed Insurance Broker)<br />

kep>∏ŒT sm>pf>tmen AWlesink¸k>apple:<br />

416.321.0999<br />

1. Heart Failure or Peripheral Vascular<br />

Disease?<br />

2. Cancer or Malignant Tumour? (∏q>Œ Wfey><br />

al>lˇ …Y‰k>apple Apt>ten kd>Dkz><br />

Åtevˇ …z>zte?)<br />

3. Unusual Chronic Infection or Immune system<br />

abnormality including Hiv / Aids? (vuimk>apple<br />

ap>peq>pd>d wted›s>Syen wteq>ŒWfey><br />

al>lˇ åy>d>c> …d>pd Ïx>˛Y› åT›p>∏<br />

sk>Tyq>q Filim.)<br />

4. An incurable Terminal Illness? (meq>q<br />

ÂDyet mrxt>Tin åT›wkez>¸m> Wfey><br />

…z>zte?)<br />

5. Organ Transplant? (…dl> …Œp>∏kz><br />

Åtevˇ ∏Ttek meq>Q …‰vek>kp>pd>dte?)<br />

Ef>t Wkz>Vk¸k>apple “Am>” ån>qel> Ef>t<br />

m‰t>ˇv ∏lney>◊kz> El>let kep>∏ŒT<br />

op>pf>tÂm> FrekRk>kp>pd>Î VÎm> (kdf>t<br />

∫n>Œ v‰db>kZl> ån>pWt Eb>apple Wkz>V)<br />

Wmq>appleQp>Pd>d Wkz>VkZl> E‰f>ˇ o‰ ÂD◊<br />

…ŒTyek wtRvˇ yewtNl> …dl> WfeYn><br />

kÎimyen tn>im ån>pˇ kdf>t ∫n>Œ<br />

v‰db>kZl> Wmq>appleQp>Pd>d FilimYl><br />

E‰f>tel> Vx>xp>pm> FrekRk>kp>pÎvˇ<br />

tV›k>k ÂDyetteK Em>m‰t>ˇv<br />

∏lney>◊kz> El>let kep>∏ŒT<br />

op>pf>tb>kZl> Ød Wsr ÂDyet Filim<br />

Åq>pÎKn>qˇ. Anel> Et>tiky<br />

FilimYl> E‰p>pv› ∫n>Œ v‰db>kZn><br />

Pn>∏ Ws›f>ˇ wkez>zlem>.<br />

25 - 80 vyˇk>applem> Eidp>pd>dv›kz> Ws›f>ˇ<br />

wkez>¸m> Ev> op>pf>tt>Tl> E‰vikyen<br />

op>pf>tb>kz> …x>Î. aivyevn<br />

1. Deferred Non - Medical Life Insurance<br />

• E‰ty Wfey> (hart attack)<br />

• peRs vetm> (Stroke)<br />

• wted›s>Syen SŒƒrk WkezeŒ<br />

(Chronic Kidney Disease)<br />

• wted›s>Syen kl>¬rl> Wfey><br />

(Chronic Liver Disease)<br />

• Slvikyen frm>Pyl> Wfey>kz><br />

(Alzheimer’s Disease Multiyle Sclerosis)<br />

• Wmesmen mˇpenm>, Wpeit vc>ˇk¸k>apple<br />

…d>pd>dv›kz><br />

• En>ͬn> m‰f>ˇ Åq>Œm> ƒRU◊<br />

Wfey>k¸k>apple …d>pd>dv›kz><br />

• apple‰T sm>pf>tp>pd>d Wfey>k¸k>apple<br />

…d>pd>dv›kz><br />

• kd>Îp>pÎt>t ÂDyet az◊k>apple Ert>t<br />

a¯t>t Wfey>k¸k>apple …d>pd>dv›kz><br />

• Ívesm> sm>pf>tp>pd>d Wfey>k¸k>apple …d>pd>Î<br />

od>Ssn> SLx>d›kiz ikÁdn><br />

ivt>T‰p>pv›kz><br />

• Erx>Î v‰dt>TBz> Åiny kep>∏ŒT<br />

km>pNkZnel> Vx>xp>p mB<br />

FrekRk>kp>pd>dv›kz><br />

Wmq>appleQp>Pd>d vikk>applez> …d>pd>dv›kz><br />

Et>Td>dt>Tl> Ws›f>ˇ wkez>zlem>.<br />

Anel> Eb>apple o‰ Âk>Kymen<br />

Fpf>tin<br />

op>pf>tt>Tl> Ws›f>ˇ Âtl> E‰<br />

v‰db>kZBz> …Y› Eup>∏ fdf>tel><br />

(Vpt>Tl> Åq>pÎm> …Y› Eup>∏ VT<br />

Vlk>apple) wsÒt>Ty pxm> md>Îm> ∫n>Œ<br />

√t vd>DÁdn> T‰p>P vub>kp>pÎWm tVr<br />

kep>∏ŒT op>pf>t wteik vub>kp>pd<br />

med>deˇ ån>pˇ Eb>apple k‰t>Tl><br />

wkez>zp>pd Wvx>Dy Âk>Kymen<br />

Vdymeapplem>. op>pf>tt>Tl> Ws›f>ˇ E‰<br />

v‰db>kZn> Pn>∏ …Y› Eup>∏ fdf>tel><br />

md>ÎWm op>pf>tt>Tl> appleQp>Pdp>pd>d<br />

wteik appleÎm>pt>tv›k¸k>apple Kidk>applem>.<br />

sR ETl> …z>z Erx>devˇ atevˇ sq>Œ<br />

setkmen Td>dt>Tq>apple v‰Wvem>.<br />

2. Simplified Non Medical Life Insurance<br />

Et>Td>dt>Tl> $50,000 wdel› vir op>pf>tm><br />

wsy>ˇ wkez>zlem>. o‰vRn> …yrt>Tq>apple<br />

Åq>p …dLn> åid E‰k>applemenel> $75,000<br />

wdel› vir op>pf>tm> wsy>ylem>.<br />

op>pf>tt>Tl> Ws›f>ˇ mŒfez> …Y› Eup>∏<br />

fdf>teÒm> appleÎm>pt>tv›k¸k>apple seterx<br />

AÁz> kep>∏ŒT Wpel ¯t>wteikÁm><br />

Kidk>applem>.<br />

WmWl “Deferred Non Medical Life<br />

Insurance” ån>Bm> tilp>Pl> Âtlevˇ<br />

vik op>pf>tt>Tl> appleQp>Pdp>pd>d<br />

kÎimyen Wfey>k¸k>apple …d>pdeˇ<br />

seterx Wfey>kZnel> vuimyen<br />

seterx AÁz> kep>∏ŒT Td>dt>Tl><br />

WsrÂDyet<br />

Filimk>apple<br />

…z>zek>kp>pd>dv›kz> Et>Td>dt>Tl><br />

Ws›f>ˇ wkez>zp>pÎve›kz>.<br />

Wmq>appleQp>Pd>d m‰t>ˇv ∏lney>◊kZl><br />

Fpf>tinkz> tz›t>tp>pd>d E‰vikyen<br />

Td>db>kz> tVr WmlTkmek mrxt>Tn><br />

EŒT kd>dt>Tq>apple wsl>Òm> FilimYl><br />

E‰p>pv›kz> …Y› Eup>Pq>apple Ân>nWr<br />

kep>∏ŒT wteikYl> 25% √tm> wpq>Œ<br />

wkez>vˇdn>, wsef>t Edt>Tl> E‰f>ˇ<br />

200K. µ …z>Wz …Y› Eup>∏ fdf>tel><br />

ºt◊dil wsef>t Edt>Tq>apple wkex>Î<br />

v‰vtq>ken wslvek $2000 wdelRin<br />

km>pN vub>applem>.<br />

sR! Eb>apple appleQp>Pdp>pd>d m‰t>ˇv<br />

∏lney>◊kz> åˇ◊WmYl>let<br />

Ev> AÁz> kep>∏ŒT Td>dt>Tl><br />

Vilkz> ån>pˇ åp>pDY‰k>applem>?<br />

ån>pˇWv aÎt>t Âk>Kymen<br />

Wkz>Vyeapplem>.<br />

APPLEMORE AUTOMOTIVE<br />

Accredited Test<br />

& Repair Facility<br />

…d>∏q, wvZp>∏ T‰t>t premRp>∏ Wvilk¸k>apple ån>Œm> …b>kz> mt>TYl><br />

• Detailing<br />

• Motor Shampoo<br />

• Interior Shampoo<br />

• Exterior Wash<br />

• Waxing<br />

• Repairs<br />

• Safety Certification<br />

• Overall Maintenance<br />

• Under Coating<br />

• Rust Proofing<br />

416-285-4998<br />

435 Midwest Road. Unit B5, Scarborough, ON. M1P 3A6<br />

Tel: 416.282.8059 Vzm>prm> VLAMBARAM AUGUST <strong>01</strong>, <strong>2006</strong> - 3 -

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!