5 satisfactory level on civil servant housing - Penerbit UTM

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2 Sustaining Housing Market and Development Malaysia, Mac 31-Apr 6, 2003). The question now is what’s has gone wrong AIM OF THE HOUSING POLICY Most of the housing policies in the developing countries were framed and formed to solve public housing problems faced by the lower and medium income groups (Vincent and Joseph, 2000). Due to the urbanisation and industrialisation process, had caused insufficient housing for these group. The policy must has the characteristic to assist these groups the opportunity to buy and own houses through subsidies, secure financing, lower and flexible rate of borrowing. Ismail Omar (2000), the development of housing policy is to provide the public to own affordable housing with enough amenities. Housing policy can help to reduce the different intensity between ethnics and enhance social integration, as such this quota system practiced in Singapore and France (Loo, Shi and Sun, 2000). Stephen (1994), the aim of the housing policy is to functioning the housing sector, which can provide interest to all participants and assist the achievement of socio-economic goals. In conclusion, the framing and the forming of housing policies for a country must have the objectives, pointed by Ismail Omar (2000) and Harvey (1987), such as: a. To achieve the optimum used of present resources. b. To make sure the public can owned a house. c. Gives guild line on new location. d. To make sure special group of public can owned home such as elderly citizen. e. Steering the state and local authorities to provide fair housing distribution.
Evaluation on the Bumiputera Lot Quota Rules on the Bumiputera Housing Ownership in the District of Johor Bahru, Johor, Malaysia HOUSING PROBLEMS IN MALAYSIA 3 Taib Osman (2004), housing problems and issues in Malaysia arise from the urbanisation and industrialisation process. These processes bring along many immigrants from the rural areas. Hence, it created high demand for housing, especially for the immigrants from the lower and medium income groups. Thus, it also created housing problems in the urban area. Aminah Md. Yusof and Azimah Razali (2004), urbanisation and industrialisation are the main factors that pushed up the demand of housing in the urban areas, especially from the lower and medium income groups. Housing problems can also arise when the developers in the urban areas, have less interested to build medium and low cost housing. This is because the margin or profit earned is small. Private housing developers controlled most of the land in major towns and cities are interested to develop high cost or luxury housing for bigger margin or profit. Thus, the immigrants found that, the price of the houses offered in the urban area is beyond their affordable income (Aminah Md. Yusof and Azimah Razali, 2004; Mohd Razali Agus, 2000). Hence, it created housing problems to the immigrants with medium and lower income especially in the urban areas. These immigrants are mostly Malay, who formed the biggest group in bumiputera ethnic. Abd. Rahim Abd. Rashid (2000), housing problems and issues occurred because of the unfairness in the distribution for the bumiputera lot quota. Housing price is opened to speculative market. Thus, it is not surprised to find some developers do not marketed or kept the houses which are to allocate specially for the bumiputera to be released after a time frame for bigger profit margin. It will affect the supply of such housing. Thus, the offered price for housing in the urban area increased or appreciated due to technically under supply, although physically the present property market is in the state of overhang. Most of the bumiputera immigrants do not afford to pay higher rental or price for housing
Page 4 and 5: First Edition 2008 © SHAHABUDIN AB
Page 6 and 7: vi Contents Chapter 5 Satisfactory
Page 8 and 9: viii Preface We hope this book will
Page 12 and 13: 4 Sustaining Housing Market and Dev
Page 18 and 19: 10 Sustaining Housing Market and De
Page 34 and 35: 2 HOUSING AFFORDABILITY: A STUDY ON
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52 Sustaining Housing Market and De
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4 ROLE OF LOCAL AUTHORITY IN PROVID
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88 Bigger Living Hall Size Bigger K
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6 GATED COMMUNITIES IN JOHOR BAHRU
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100 Sustaining Housing Market and D
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8 INFLUENCES OF FINANCING FACILITIE
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9 SIGNIFICANCE OF EIA AND DPR IN TH
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INDEX Accommodation, 113, 121 Act 1
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168 186, 192, 193, 194, 196, 197, 1
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5 satisfactory level on civil servant housing - Penerbit UTM

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