5 satisfactory level on civil servant housing - Penerbit UTM

32
Sustaining Housing Market and Development
goods or concession received and contribution to EFP and
PERKESO
b. Income from self employment that includes the value of
goods that are produce for own used.
c. Income from real estate includes royalty, rental, interest
and dividend.
d. Current transfer receipt such as money received from other
household, scholarship, fellowship, and pension, prompt
payment from estate, trust fund and money prices.
e. Other income such as rental which is valued for the house
occupied by the owner.
Table 2.3 below shows the monthly gross income of the ethnics
in Malaysia in 1995, 1997, 199 and 2002.
Table 2.3: Monthly gross household income of the ethnics in Malaysia
Ethnic group 1995 1997 1999 2002
MALAYSIA 2020 2606 2472 3011
Bumiputera 1604 2038 1984 2376
Chinese 2890 3737 3456 4279
Indian 2140 2896 2702 3044
Others 1284 1680 1371 2166
Source: The 8 th Malaysia Plan (2006).
Income is very important in studying the affordability the buy a
house. It also influenced the types of affordable housing that a
household can buy. Thus income received is the determination on
the price and type of houses that is affordable by a household
(Sabariah Salbi, 2002).