Payments Network Solutions (Fact Sheet) - Card Solutions - Fiserv

Fact Sheet
Payments Network Solutions
Gain Better Access, Performance and Value
from Your Debit Payments Network
ACCEL/Exchange makes it possible for you to be where your cardholders are – 24/7. As a leading
debit payments network, ACCEL/Exchange provides your cardholders with anytime, anywhere funds
and payments access –with the security of a PIN-based transaction.
Our members look to Fiserv
for value. ACCEL/Exchange
offers a robust set of
services that enrich
your debit payments
network participation.
PIN Debit Means Secure
Cardholder Transactions
Cardholder account security is more critical
than ever to a financial institution’s success.
PIN debit is powerful because it is the only
transaction tool available today that offers
two-factor authentication. The cardholder
uses something they possess – their
card – along with something they know – their
PIN. They feel more secure transacting with
their debit card along with their PIN, and the
potential for fraud is reduced.
Each point-of-sale PIN transaction
generates non-interest income in the form
of interchange to the card issuer, so your
institution incrementally improves its net
position whenever a cardholder uses
their debit card. And PIN usage allows
the cardholder to conveniently get cash
back at the point of sale – signature debit
doesn’t. This could save the cost of an ATM
transaction for your cardholder and
your institution.
ACCEL/Exchange Means Optimizing
Your Debit Payments Portfolio
You can maximize the profitability of your
financial institution’s debit card portfolio with
our innovative, revenue-generating, and
value-added debit payment solutions.
With ACCEL/Exchange, you and your
cardholders benefit from our innovative
market approach that drives us to expand
the breadth and convenience of transaction
payment options. Two-factor authentication
provides the infrastructure for safe and
secure PIN debit transactions, whether
at traditional brick and mortar merchants
or online, where ACCEL/Exchange is the
first payments network to market secure
Internet PIN debit transactions.
Your institution benefits from market-leading
debit interchange rates that generate a
consistent source of revenue from debit
POS transactions, which continue to grow
as a preferred payment option.
ACCEL/Exchange Means Access,
Performance and Value
ACCEL/Exchange has more than 35 years of
experience providing innovative and costeffective
payment solutions. Our success
and stellar reputation come from delivering
network members and participants a unique
combination of access, performance
and value.
Our members count on us to provide
cardholders with anytime, anywhere access
to their funds. ACCEL/Exchange cardholders
can use their debit cards to make purchases

Fiserv is driving
innovation in Payments,
Processing Services,
Risk & Compliance,
Customer & Channel
Management and
Insights & Optimization,
and leading the
transformation of financial
services technology to
help our clients change
the way financial services
are delivered. Visit
www.fiserv.com for a look
at what’s next, right now.
when and where they want to because our
brand is accepted at the nation’s retailers,
large and small, coast-to-coast. Many
retailers also allow cardholders to get cash
back with their purchases when using their
card and PIN. Cardholders can also pay bills
and shop online with their ACCEL/Exchange
debit cards. And our expansive network
of ATMs in 50 U.S. states, territories and
Canada also offers cardholders convenient
cash access and financial transaction options.
Our members depend on us for performance.
ACCEL/Exchange delivers – with aroundthe-clock
network switch availability,
unrivaled system reliability and transaction
authorization rates that are second to none.
Your participation in ACCEL/Exchange
means that you can provide successful,
dependable and secure processing of your
cardholders’ transactions whenever and
wherever they perform them.
ACCEL/Exchange Means Stability
and Reputation
Owned by Fiserv, ACCEL/Exchange
leverages our parent company’s stability and
reputation to assure our members that they
can continue to rely on their debit payment
solutions provider. Fiserv is a leader in
financial services technology solutions,
driving innovation in Payments, Processing
Services, Risk & Compliance, Customer
& Channel Management, and Business
Intelligence & Optimization. But it’s not
what we make that matters, it’s what we
make possible for our clients – like increased
efficiency, enhanced service and the ability
to grow freely. We invite you to discover
why Fiserv is the partner of choice for U.S.
banks, credit unions and thrifts of all sizes.
ACCEL/Exchange Means Growth
As the payments environment continues
to evolve, ACCEL/Exchange is committed
to expanding the boundaries of traditional
payment solutions and acceptance of debit
in non-traditional markets. In addition to
leveraging our own considerable resources
and those of our parent company, ACCEL/
Exchange partners with leading industry
providers to bring to market solutions to better
serve our members and their cardholders.
As an ACCEL/Exchange member, you are
well-positioned to offer your cardholders
all the benefits of leading-edge technology
through your debit payments network.
ACCEL/Exchange stands ready to partner
with you to serve your cardholders
whenever and wherever they choose to
access their funds or make payments.
Connect With Us
For more information on ACCEL/Exchange,
please contact us at 800-519-8883 or
visit www.accelexchange.com.
Fiserv, Inc.
255 Fiserv Drive
Brookfield, WI 53045
800-872-7882
262-879-5322
getsolutions@fiserv.com
www.fiserv.com
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