West Newsmagazine 6/3/15

40 I MATURE FOCUS I
June 3, 2015
WEST NEWSMAGAZINE
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NEWS AND NOTES, from page 39
and sleep apnea.
He said more research is needed because
his study was observational and did not
prove a cause-and-effect relationship.
Retirement readiness
A PNC Financial Services Group survey
assessing U.S. adults’ retirement preparedness
revealed some measurable differences
between members of Generation X and
baby boomers.
A survey conducted in February of more
than 1,000 adults who had at least $50,000 in
assets to invest found that Generation X adults
(ages 35-49) expect they will need about $1.5
million for retirement. Baby boomers (ages
50-68) reported thinking they will need about
$1.3 million to fund their retirement years,
despite the fact that 74 percent of them have
not yet accumulated $1 million.
More than seven in 10 of survey respondents
said the Great Recession caused them
to change their financial behavior, with
about half of Generation X respondents
reporting setting aside more for retirement,
compared to 37 percent of baby boomers.
“One outcome of the Great Recession is
that we are seeing meaningful changes in
financial behavior in 71 percent of all survey
respondents, especially among Generation
X,” said Celandra Deane-Bess, wealth planner
for PNC Wealth Management. “One of
the most challenging tasks is changing habits,
particularly in managing spending and debt
and increasing savings and seeking advice.”
Generation X respondents reported more
concern about outliving their nest eggs,
with 73 percent saying they agreed with the
statement: “I worry that my savings may
not hold out for as long as I live,” compared
to 55 percent of baby boomers.
The survey found also that:
• Nearly all respondents said they were
counting on Social Security, with 94 percent
of those surveyed expressing agreement
with the statement: “I have earned my
Social Security through paying Social Security
taxes and therefore it is owed to me.”
• The cost of healthcare was cited as the
No. 1 concern of the majority of respondents
(89 percent of Generation X members
and 83 percent of baby boomers).
• The average expected retirement age
reported by those in Generation X was 63.3
years, compared to 65.5 for baby boomers.
• Among respondents participating in an
employee 401(k) program, 70 percent said
they were offered an employer match, and
90 percent said that match was an important
component of their overall retirement savings.
Botox boost
Many people opt for Botox (onabotulinum
toxin) injections to lessen the signs of
facial aging, and according to new research,
the treatment does the job for about four
months by temporarily returning specific
skin properties to a more youthful state.
A report published in JAMA Facial Plastic
Surgery details two Canadian physicians’
efforts to better understand the effects of
Botox on aging skin. The doctors followed
43 women treated with Botox for mild wrinkling
on the forehead and around the eyes.
Participants’ facial skin showed increased
pliability (ability to stretch) and improved
elasticity (ability to recoil) – two biomechanical
properties that change as people
age. After four months, however, the pliability
and elasticity of participants’ skin
returned to the way it was prior to treatment.
“The changes occurring in patients’ skin
appear to be the opposite of those associated
with the aging process and UV radiation exposure
and inflammation,” the study authors
wrote. “This study also suggests that the duration
of the effect of these changes mimics the
duration of the effect of the medication.”
Fall-prevention footwear
Each year in the U.S., more than one in
three adults aged 65 and older suffers a fall,
and more than 1.6 million older adults visit an
emergency room due to a fall-related injury,
according to the National Institutes of Health.
One way to minimize the risk of falling
is to wear the right footwear. The safest
shoes for older adults are those with low
heels and non-slip soles; those that completely
surround the foot (no backless
shoes); and those that support the foot
and fit well, leaving no marks on feet after
removal of shoes and socks.
Older adults should avoid shoes with a
thick, heavy sole and/or heavy ridges on
the bottom of the shoe.
To learn about other things senior adults
can do to reduce the risk of falling, visit
nihseniorhealth.gov/falls.
On the calendar
“Healthy Living for Seniors: Reaching
Resilience” is from 10 a.m.-12:30 p.m.
on Friday, June 5 at the St. Louis County
Library’s Daniel Boone branch, 300 Clarkson
Road in Ellisville. Participants learn and
practice skill-building activities for adapting
well to life changes, transitions or challenging
circumstances. Mental Health America presents
the session, which is part of the ongoing
Healthy Living for Seniors program offered
by St. Louis Country Library and the Mid
East Area Agency on Aging (MEAAA). Other
upcoming sessions include “Quick & Easy
Cooking on a Budget” (June 12), “Low
Impact Exercise” (June 19), “Senior Advocacy”
(June 26), “Know the 10 Warning
Signs of Alzheimer’s Disease” (July 10) and
“Protect Yourself from Identity Theft” (July
17). Lunch and transportation to the library are
available from the MEAAA, and, like the programs,
are donation-based for adults aged 60
and older. Registration is required. Call (800)
243-6060, or visit aginginmissouri.org.