2006 ANNUAL REPORT - Far East National Bank

The maturity distribution of securities held-to-maturity and available-for-sale is as follows as ofDecember 31:Securities Held-to-MaturityAmortizedCostEstimatedFair ValueDue after one year through five years $ 59,920,531 $ 58,738,354Due after five years through ten years 11,274,466 11,087,697Due after ten years 3,530,181 3,500,298Total $ 74,725,178 $ 73,326,349Securities Available-for-SaleDue in one year or less $ 233,673,016 $ 231,513,039Due after one year through five years 89,537,656 88,764,465Due after five years through ten years 14,755,893 14,554,029Due after ten years 1,809,461 1,798,712Equity securities 89,331 219,362Total $ 339,865,357 $ 336,849,6072006Securities Held-to-MaturityAmortizedCostEstimatedFair ValueDue in one year or less $ 4,935,981 $ 4,835,513Due after one year through five years 59,382,210 57,600,697Due after five years through ten years 17,620,210 17,260,534Due after ten years 6,966,243 6,822,969Total $ 88,904,644 $ 86,519,713Securities Available-for-SaleDue in one year or less $ 91,121,042 $ 90,914,735Due after one year through five years 204,384,070 200,073,996Due after five years through ten years 23,950,310 23,825,698Equity securities 89,331 128,331Total $ 319,544,753 $ 314,942,7602005During the year ended December 31, 2006, the Bank did not sell any securities. In 2005, the Bank soldapproximately $79,970,000 of securities from the available-for-sale portfolio, resulting in gross realizedlosses of approximately $2,194,000.22