Banco de Oro Universal Bank provides a - Asianbanks.net

More documents

Recommendations

Info

2B A N C O D E O R OC o r e Va l u e sCommitment to CustomersWe are committed to deliver products andservices that surpass customer expectationsin value and every aspect of customer service,while remaining to be prudent andtrustworthy stewards of their wealth.Commitment to EmployeesWe are committed to our employees’growth and development and we will nurture themin an environment where excellence, integrity,teamwork, professionalism and performance arevalued above all else.Commitment to aDynamic and Efficient OrganizationWe are committed to creating an organizationthat is flexible, responds to change andencourages innovation and creativity.We are committed to the process of continuousimprovement in everything we do.Commitment to ShareholdersWe are committed to provideour shareholders with superior returnsover the long term.C o r p o r a t e M i s s i o nTo be the preferred bank in every market we serve by consistently providinginnovative products and flawless delivery of services, proactively reinventingourselves to meet market demands, creating shareholders value throughsuperior returns, cultivating in our people a sense of pride and ownership, andstriving to be always better than what we are today... tomorrow.
M a n a g e m e n t D i r e c t o r yA s o f D e c e m b e r 3 1 , 2 0 0 52 0 0 5 A N N U A L R E P O R T 3F i n a n c i a l H i g h l i g h t sin ‘0002005 2004 % INCREASERESOURCES 233,764,786 179,624,101 30.14%RECEIVABLES FROM CUSTOMERS 82,824,545 63,885,500 29.65%DEPOSIT LIABILITIES 159,666,123 128,647,318 24.11%EQUITY 20,234,305 16,658,170 21.47%NET INCOME 2,543,517 1,972,634 28.94%
Page 3: Banco de Oro Universal Bank provide
Page 7 and 8: 2 0 0 5 A N N U A L R E P O R T 5M
Page 9 and 10: 2 0 0 5 A N N U A L R E P O R T 7M
Page 11 and 12: 2 0 0 5 A N N U A L R E P O R T 9wi
Page 13 and 14: 2 0 0 5 A N N U A L R E P O R T 11m
Page 15 and 16: 2 0 0 5 A N N U A L R E P O R T 13A
Page 17 and 18: 2 0 0 5 A N N U A L R E P O R T 15T
Page 19 and 20: 2 0 0 5 A N N U A L R E P O R T 17i
Page 21 and 22: 2 0 0 5 A N N U A L R E P O R T 19w
Page 23 and 24: 2 0 0 5 A N N U A L R E P O R T 21A
Page 25: 2 0 0 5 A N N U A L R E P O R T 23S
Page 28 and 29: 26 BANCO DE OROStatements of Income
Page 30 and 31: 28 BANCO DE OROStatements of Cash F
Page 32 and 33: 30 BANCO DE OROThe following reconc
Page 34 and 35: 32 BANCO DE OROb. The re-measuremen
Page 36 and 37: 34 BANCO DE ORO2.5 Recognition as T
Page 38 and 39: 36 BANCO DE OROWith regard to inves
Page 40 and 41: 38 BANCO DE OROThe financial statem
Page 42 and 43: 40 BANCO DE OROAmounts accumulated
Page 44 and 45: 42 BANCO DE ORO3.15 ProvisionsProvi
Page 46 and 47: 44 BANCO DE ORO3.19 Impairment of N
Page 48 and 49: 46 BANCO DE ORO3.25 Trust Activitie
Page 50 and 51: 48 BANCO DE OROThe CRMG is also res
Page 52 and 53: 50 BANCO DE OROParent Company2004On
Page 54 and 55:
52 BANCO DE ORO3.28.4 Credit RiskCr
Page 56 and 57:
54 BANCO DE ORO6. DUE FROM OTHER BA
Page 58 and 59:
56 BANCO DE OROOther debt securitie
Page 60 and 61:
58 BANCO DE OROIncluded in these ac
Page 62 and 63:
60 BANCO DE OROParentLeasehold Furn
Page 64 and 65:
62 BANCO DE ORO14. OTHER RESOURCESO
Page 66 and 67:
64 BANCO DE OROBills payable bears
Page 68 and 69:
66 BANCO DE OROOther operating expe
Page 70 and 71:
68 BANCO DE OROThe reconciliation o
Page 72 and 73:
70 BANCO DE OROb. 10% VAT will rema
Page 74 and 75:
72 BANCO DE OROAs part of the MOA,
Page 76 and 77:
74 BANCO DE OROb. Secured Liabiliti
Page 78 and 79:
76B A N C O D E O R OM a n a g e m
Page 80 and 81:
78B A N C O D E O R OP r o d u c t
Page 82 and 83:
80B A N C O D E O R OB r a n c h D
Page 84 and 85:
82B A N C O D E O R OJOSE ABAD SANT
Page 86:
84B A N C O D E O R OSM CITY PAMPAN
show all

Banco de Oro Universal Bank provides a - Asianbanks.net

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?