2005 Annual Report / Crédit Agricole (Suisse) SA

54 – 2005 Annual Report / Crédit Agricole (Suisse) SA5.5 Notes relating to extraordinary income and expenses, liquidation of underlyingreserves, reserves for General Banking Risks and unutilised valuation adjustmentsand provisions that are no longer requiredIn 2005, the extraordinary income of CHF 5.0 million arose from :– amounts recovered on bad or doubtful receivables written down in previous years (CHF 3.2 million),– net income from the reversal of valuation adjustments and provisions that exceeded the original amountsset aside (CHF 1.3 million),– income from non-operating transactions, such as gains on asset disposals (CHF 0.5 million).5.7 Income and expenses from the ordinary banking activity – breakdown between Switzerlandand other countries based on the principle of domicile of operationReference yearPrevious year(in thousands of CHF)Switzerland Other Total Switzerland Other TotalIncomeInterest income 146 167 9 345 155 512 56 418 – 56 418Commission income 295 357 5 539 300 896 180 508 – 180 508Trading income 75 017 1 001 76 018 51 824 – 51 824Other ordinary income 27 612 - 36 27 576 23 941 – 23 941Total income 544 153 15 849 560 002 312 691 – 312 691ExpensesPersonnel expenses - 243 979 - 5 891 - 249 870 - 157 773 – - 157 773Other operating expenses - 81 803 - 3 660 - 85 463 - 57 537 – - 57 537Total expenses - 325 782 - 9 551 - 335 333 - 215 310 – - 215 310